FAQs
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What if I want to spend in a currency that isn't offered on my Worldwide Wallet?
If we don’t offer the currency you’re paying in, your Worldwide Wallet payments will be processed using other currencies in your account, as long as you have enough funds to cover them.
The order in which your currencies are used is called the ‘drawdown sequence’ and the applicable exchange rate at the time will apply.
The Mastercard® foreign exchange rate applies when the drawdown sequence is used and, effective 31 July 2025, a 2% margin will be charged by Westpac to your Worldwide Wallet card.
Read more in our Product Disclosure Statement (PDF 274KB).