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• Top EASY-ACCESS deals with rates of up to 5%
• Best FIXED-RATE savings with interest as high as 4.95%
• CASH ISAS for tax-free savings: Rates as high as 5.1%
• The very best of NS&I: Premium Bonds at 4.4%
• MONTHLY INCOME seekers: Top rates of up to 4.73%
• Sign-up to our SAVINGS ALERT service for latest rates

Perhaps even less expected than the success seen by the GTA franchise, is that its original creators now find themselves swapping in-game sports cars and submachine guns for panels on personal finance.

Britain is rapidly becoming a low-cash society warns ATM network boss JOHN HOWELLS - but does it really matter?

Our job is to protect cash for as long as people need it, but it's important we don't simply protect cash for cash's sake, says Link CEO John Howells.

Britain's cashless cities: We reveal the 20 places turning their back on physical money - and those that are holding out

The value of withdrawals has dropped in every area of the country since the 2020 - but some areas are ditching cash at a much faster rate than others.

If I ask you to do one thing this week it's to make the essential check on the interest rate of your savings account to make sure it is still fit for purpose. That's because rates on easy access accounts - both cash Isas and standard - have been on the move. Some providers have been cutting rates following last month's cut by the Bank of England.

Nationwide hands £50 bonus to members and Britain's biggest building society says there could be more to come soon

The £50 payments linked to the Virgin Money acquisition will be made next month from 9 April, Nationwide said.

Our five best cash Isas: How to get up to 4.85% on tax-free savings... and the other deals we think stand out

We pick our five favourite cash Isas for savers. This is essential reading to help you choose a top savings account for your money that can also protect you from tax.

High Street Kensington has a new coffee shop. But what's different about this one is that it's a bank branch with a café attached… or should that be a café with bank branch attached. Santander has launched its Work Café concept in London and I hotfooted it down there to see what it's like and ask: can coffee help revive bank branches, of which numbers are down 64 per cent in 10 years.

A major bank is set to pay £12.5million in compensation after IT outages left millions of customers unable to access their bank accounts. Nine of the UK's biggest banks suffered outages lasting 803 hours over the last two years, amounting to more than a month's worth of failures.

How much money can I withdraw over the counter from my bank in one go - and can it refuse me without plenty of notice?

How much money can you take out from your bank at the counter? And can you just turn up to your bank to take it out or do you need to call ahead and give notice?

Santander the latest major bank to axe its handy text message alert service used by 140,000 customers

Santander has told customers it will stop sending text message alerts notifying them of account changes from 12 May.

Chase will ovehaul its popular cashback deal from 7 April. Customers will only be able to earn 1% cashback on UK spending made in sterling. In addition, customers will also only be able to get the cashback on purchases if they fall across three categories - groceries, everyday transport and fuel.

Nationwide drops HUGE hint £100 Fairer Share bonus payment will return this year - how to make sure you get it

Britain's biggest building society offered a heavy hint to members on Monday that it will once again offer a £100 Fairer Share payment.

These are four best simple savings accounts I love - because the interest rate WON'T plummet: SYLVIA MORRIS

Providers hope you will be pulled in by an enticing rate - often northwards of 5% - without looking at what hoops you must jump through to earn it.

From 31 March, you will no longer be able to get £175 if you are switching your bank account to a Nationwide FlexPlus, FlexDirect or FlexAccount current account. Britain's biggest mutual has been paying customers £175 to switch to one of its current accounts since September last year. Its switching bonus helped it to reel in 33,992 customers between July and September last year.

Lucky Premium Bonds saver scoops £1m jackpot prize with just a £100 holding - the second smallest ever

A Premium Bonds holder has scooped a £1m prize with a holding of just £100 in the March 2025 draw.

Premium Bonds prize dates for the year ahead - find out when your winning number could be coming up in 2025

The lucky Premium Bonds numbers from £1,000 up to £1m are published on This is Money a full day before NS&I updates its prize checker tool.

Have you won one of this month's major prizes? Our tables show all the £1,000 to £1m winners. You can also look up the winners for the past 12 months and tap in your bond numbers to see how close you were to winning.

Tax raid on cash Isas will make mortgages more expensive, warns major building society boss

Richard Fearon, chief executive of Leeds Building Society, also said hundreds of customers had raised concerns that the tax-free savings limit will be slashed.

Best buy easy-access savings rate from Sidekick pays 4.84% - but there's a big catch...

An investment platform is offering a market leading savings deal with FSCS backing from OakNorth Bank.

Today there has been a bank outage which has hit Lloyds, Halifax, Nationwide, First Direct and TSB. Our rolling guide below tells you what you need to do if your bank has an IT meltdown...

Major bank's £160 current account switching offer is about to expire - here's where you can get a better deal

Savvy savers have long used major banks' generous switching offers to cash in and it is easier than ever thanks to the Current Account Switching Service (Cass).

Why I'd chose a fixed-rate Isa over an easy access account -despite the lower rate: SYLVIA MORRIS

The market for savings products is a bit more nuanced at the moment - and requires a different tactic to earn the most interest over the long term.

Slashing cash Isa tax relief won't create the investment culture the Chancellor seeks, tackling the real barriers to investing will, says Carol Knight, CEO of The Investing and Saving Alliance. The idea is that cutting cash Isas would encourage people to switch to shares but there is strong evidence that clearly shows this approach will not produce the results those who support it imagine.

Nationwide customers should put £100 into one of these accounts NOW to qualify for any bonus this year

Nationwide is yet to release details of its 2025 scheme, but for the last couple of years, certain eligibility criteria have applied.

Cash Isa battle heats up AGAIN: Plum and Chip boost rates despite Bank of England's cut

Money app Plum hiked its cash Isa rate to 5.05 per cent this week and now sits at the top of This Is Money's best buy cash Isa list.

Rachel Reeves has told banks she will not scrap cash Isas but wants savers to invest more in stocks and shares, the Mail has learned. The Chancellor discussed with leading City firms how to create more of an investment culture in the UK in an indication that she could make changes to the tax-free savings accounts. At present, savers can put up to £20,000 a tax year into cash or stocks and shares Isas. But the rules could be changed to reduce the amount that can be put in cash to encourage people to invest in stocks and shares and potentially get a higher return - though with greater risk. The Daily Mail is campaigning to protect cash Isas following warnings from building societies that any curtailment in them could curb their ability to lend, pushing up mortgage rates.

Cash Isa savers losing out as inflation erodes pots... and it's set to get WORSE if you don't seek out the best rates

After a brief period of seven months where returns on cash Isas beat inflation, they have fallen back into negative territory, according to Quilter.

NS&I cuts Premium Bonds rate to 3.8% and Income Bonds will fall to 3.26% - should you ditch these accounts?

National Savings and Investments will cut the underlying rate of Premium Bonds to 3.8% from the April draw.

Lloyds bank may have just launched one of the best current account switching offers of the year. Lloyds is offering £175 to new and existing customers who switch from another bank to a Club Lloyds account between 18 February and 1 April this year. The cash will be paid within three days of the switch completing making for a fast turnaround.

Four in five say the Government shouldn't force people to switch out of cash Isas and invest instead

The poll comes after financial firms called on the Chancellor to cut tax breaks for cash Isa savers.

At This is Money, we respect the Individual Savings Account so much that we choose not to cap up its acronym - for us, it's an Isa (not ISA). Why? According to our style guide it's because it's an acronym you can say, but for Isa it goes beyond that. It is such an important and powerful financial planning tool, embedded in our nation's savings philosophy, the Isa has become part of everyday language.

I've got £254,000 in cash Isas… should I worry about the tax wrapper being cut in the near future?

I have built up a large cash Isa pot over a number of years and currently have around £254,000 saved. Would I be correct that they cannot tax me as it's already been in an Isa?

Barclays cuts easy-access savings deal to just 1.26% as big high street accounts get even worse after base rate cut

A major bank is cutting its standard easy-access savings rate to just 1.26 per cent to heap further misery on savers.

Nearly 2.4m fixed rate savings accounts are set to end in the next three months, according to analysis by Paragon Bank.  Its analysis showed that 1.57m fixed rate Isa accounts are set to finish, alongside 826,000 non-Isa fixed-rate deals. The calculations are based on CACI data, which compiles the savings deposits of 40 leading providers of cash savings.

Banks raking in £30bn from interest rate ruse: Lenders profiting at expense of customers and taxpayers - now their shares even beat US tech!

Lloyds, NatWest and Barclays made £30 billion between them last year by exploiting the gap between the rates for savers and borrowers, City experts say.

Cash Isas 'under threat'! They're Britain's most loved tax break, but should savers be forced to invest their money instead?

In a meeting with the Rachel Reeves last week, city bosses called on the Chancellor to cut tax breaks for cash Isa savers.

A new best buy easy-access savings account was launched by Coventry Building Society this week. Savers can secure a mega 4.85% interest rate by signing up to the Four Access Saver account . A £10,000 deposit in this account could bag someone £485 of interest over one year, albeit only if the rate remains the same.

End of the passbook at Nationwide as building society plans to replace them with cards

Nationwide says fewer than 2% of its members use physical notebooks in which deposits and withdrawals are recorded when made at a counter.

Starling Bank customers warned to make an urgent switch this week - or lose hundreds of pounds of interest...

Starling Bank customers will need to make a change to their current account if they want to keep earning interest on their balances.

Our savings picks: This is Money's five favourite best buy cash Isas - rates are nudging higher, but lag behind regular accounts...

We pick our five favourite cash Isas for savers. This is essential Isa reading and is kept up-to-date throughout the year

A Premium Bonds holder has scooped a £100,000 prize with a holding of just £100 in the February 2025 draw. The winner is from Inner London and the bond was bought in April 2006. There were 82 £100,000 prizes in the latest draw, and 40 of these six-figure sums were won with maximum holdings of £50,000.

HMRC sent demand for tax on my fixed savings account - even though I won't be paid the interest until it matures: Is that right?

I believe I am being asked to pay £1,300 in taxes on interest I can't yet access. Do I owe this money and what are the rules?

Return on easy-access savings beats fixed deals... for now: Should savers lock away cash to dodge future interest rate falls?

Savers who can lock away cash are being urged to consider moving some of their money to a fixed rate account, to guard against coming interest rate cuts.

Figures from the Current Account Switch Service reveal there were nearly 1.2m switches last year, with 309,290 in the last three months of the year. It marks the second consecutive year that bank switches reached over a million.

Trading 212 and Moneybox boost easy-access cash Isa rates AGAIN as they battle to top the best buy savings tables

Money app Moneybox hiked its cash Isa rate for the second time in a month and now offers 5.11%, while Trading 212 now pays 5.12%.

The big banks totally ignoring official Isa rules that you can open as many as you like, revealed by SYLVIA MORRIS

You can now open as many Isas as you like in the same tax year - if you don't exceed your £20,000 maximum annual allowance.

Savings calculator

Work out how a lump sum or regular monthly savings would grow

Cash usage has dwindled in the past decade as people increasingly use contactless and mobile payments, but it remains a lifeline for plenty of groups. Last year, the Treasury Committee launched an inquiry into whether rules were needed to govern the acceptance of cash.

Do you need to pay tax on your savings? Warning to savers in 6m accounts who are over the interest threshold

Savers are more than forty times more likely to be liable to pay tax on their savings than they were just three years ago, new figures have revealed.

Mind the savings interest gap: How much less you earn by sticking with a High St bank - and where the best rival deals are

The best easy-access savings rates on the market are above 4.5%, and the best easy-access cash Isa rates reach as high as 5%.

While the current best-buy cash Isa rate is offered by Trading 212 at 5.1%t (which includes a 0.2 per cent 12-month bonus for new customers), Lightyear says its own offering comes with something that others don't: a reliable rate.

Revolut boosts easy-access savings rates with Ultra customers offered a best buy 5% deal

The instant access accounts offer instant withdrawals and deposits, while daily interest will be paid on funds held in all of its savings' accounts.

HSBC now says you need to be richer in order to get its exclusive current account - so would you qualify?

The high street bank quietly announced changes to its Premier account which has strict eligibility requirements.

DIY investment platform Trading 212 has hiked its cash Isa rate for the second time in one week, delivering a table-topping 5.1 per cent deal. Trading 212's double hike comes as an easy access cash Isa battle has been reignited, with rival Plum having also raised its rate to 5.06 per cent.

Contactless card payment limit set to be scrapped in major shake-up to way shoppers pay at the tills

The £100 limit on contactless card payments could be scrapped, meaning shoppers would be able to spend more money without having to use their PIN.

SYLVIA MORRIS reveals her favourite cash Isas with rates of up to 5.05% that let you dip in and out

It should be simple to get the best out of your cash Isa but it can prove tricky and time-consuming to navigate.

Overall, 36 per cent of adults have built up savings of at least £25,000, with 17 per cent sitting on £50,000 or more. It reflects a growing savings gap across the board, but particularly among the youngest generation.

New best buy easy-access cash Isa launched by Trading 212 offering 5.05% - how does it compare to rivals?

DIY investment platform Trading 212 today boosted the rate on its cash Isa for new customers, bringing the rate above 5 per cent.

Cash Isa rush predicted as £54bn of fixed-rate tax-free money is about to mature - here's why you should act early...

With billions of tax-free cash set to mature, experts are warning savers to expect far worse returns.

Before 2022, the number of cash withdrawals at Nationwide ATMs had been declining from its 2014 peak, with the biggest fall coming during the pandemic when withdrawals slumped 40 per cent. The building society said that the recent surge came from customers opting for cash to easier budget in the wake of the pandemic.

The UK can't borrow for growth so let's offer savers and pension investors a good deal and use their cash: SIMON LAMBERT

The government represents the UK and its people and some of those people are sitting on a lot of money, maybe it's time for a mutually beneficial deal.

Chance to have your say on flawed Lifetime Isas as part of cross-party review

The Lifetime Individual Savings Account was launched eight years ago to help people save for their first home or boost their retirement savings.

The secret to saving success is compound interest. Over the long-term this earns you interest on the interest on your savings and boosts your returns. This calculator works out how much a regular monthly savings scheme could make and how much a lump sum investment could be worth.

How hard does your bank account work for you? Hard enough to give you cashback on your household bills, interest on your balance or simply standout customer service? Here is our pick of the best accounts to make your money work harder, cut down on fees, or get free stuff.

A new wave of savings platforms have emerged in recent years which help savers keep track of their accounts more easily and move money into better rates after signing up. We round them up, look at the top rates from savings platform Raisin and reveal whether they beat the best buys in our independent This is Money savings tables.

Best buy savings tables

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  Cash Isa rates
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  Instant access rates
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  Fixed-rate bonds
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  Bonus boosters
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  Monthly income rates
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  Phone/postal accounts
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  Junior Isas and children's accounts
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  National Savings & Investments
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  MORE...

Inside saving & banking

Latest from Saving & banking

• Tech firm allows online shoppers to turn smartphones into a reader where you can TAP your debit card to pay
• Cash Isa battle heats up: Trading 212 launches new best buy above 5%
• Major bank offers £150 switching offer to new AND existing customers along with a 6.17% savings rate
• Building society bosses call on Rachel Reeves to rule out cuts to cash Isas
• Best buy cash Isa launched by Zopa Bank - but there is a huge catch
• Cash Isa rules WON'T change in spring statement but Chancellor isn't ruling out shake-up later this year
• GTA creators say gaming is the key for younger generation to learn about money
• Britain rapidly becoming a low-cash society warns ATM network boss JOHN HOWELLS
• The 20 most cashless cities revealed... plus the ones that are holding out
• Don't let your bank pull this sneaky trick to cut your rate, says SYLVIA MORRIS
• Nationwide hands £50 bonus to members and says there could be more to come

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