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Landlords in England and Wales must ensure their homes meet energy efficiency standards or face a ban on renting them out, under a new Labour plan. Deputy prime minister Angela Rayner and energy secretary Ed Miliband today announced a consultation on plans to require an energy performance certificate (EPC) rating of C in all privately rented homes by 2030. They are currently required to have an EPC rating of E. Labour said that doing so could reduce the average tenant's energy bill by £240 per year, as well as improving the general quality of rented homes. However, landlords are concerned about the cost of carrying out upgrades to their properties in order to meet the targets, which could run into thousands.

Property asking prices edge up AGAIN - but looming stamp duty hike and glut of homes makes life hard for sellers

Property asking prices rose on average by £1,805 this month, according to the latest figures from Rightmove.

House prices are up over 500% since the turn of the millennium in some areas: Do you live in one of them?

House prices in some places have increase by more than 500% since the turn of the millennium.

Typical asking rents outside of London have gone down rather than up for the first time in 19 consecutive quarters, the property portal said. Average rents fell in the last three months of 2024 for the first time since 2019, as cash-strapped tenants stay put to avoid the expense of moving.

UK interest rates will fall faster and further than markets expect, two giant US banks predict

The Bank of England is likely to cut interest rates far further and faster than markets are currently expecting, according to two giant US banks.

The best buy-to-let mortgages for landlords: Should they fix or risk a tracker?

We share the best buy-to-let mortgage rates for both personal name and limited company mortgages. These rates were the best deals sourced as of 10 January 2025.

The amount of rent paid by under-45s has risen 59% over the last decade, according to fresh data. Those under the age of 45 now pay two-thirds of all rent in Britain, according to analysis by Hamptons of the latest English Housing Survey. The withdrawal of Help to Buy in March 2023 and rising mortgage rates have seen more younger people entering the rental market.

If we pick the cheapest estate agent to sell our home, how can we incentivise them to get the best price?

We have had three estate agents over to value. We are thinking of choosing the one that is only going to charge 1%. Should we?

Asking prices rise £6,000 in a MONTH - but glut of homes being put up for sale means 2025 is a buyer's market

Price rises may begin to slow soon, the portal said, as a record number of sellers have put their home on the market since Boxing Day.

As we start the new year, landlords may well feeling that the twelve months stretching out ahead of them are a bit of a mixed bag. We look at the five big issues landlords will have to contend with in 2025 - and how the rental market could look at the end of the year.

Landlords could face cap on rent rises under amendment to Labour's Renters' Rights Bill

The proposed changes would limit rent increases to the lowest of either inflation or average wage growth.

I took a pension lump sum: Should I use it to pay off my £117,000 buy-to-let mortgage or save it for the future?

Should I use the lump sum now to cut out mortgage payments on my buy-to-let, or leave the cash to hopefully grow in value for the future?

Renters are paying £270 more each month than they were three years ago, according to figures released by Zoopla. The property portal revealed the average annual cost of renting now stands at £15,240, an increase of £3,240 compared to three years ago. This means that the typical tenant has seen a 27 per cent increase in the cost of renting since November 2021 - outpacing the 19 per cent growth in earnings over the same period.

Will house prices rise in 2025? We reveal the nine forecasts that matter - and which is most likely to be right

House prices have once again defied expectations in 2024, as they did in 2023.

Good time to buy? Asking prices for newly listed homes falls by £12k in two months, says Rightmove

Newly listed asking prices have fallen by almost £12,000 over the last two months, according to Rightmove.

We were under the impression that these types of fees between agents and tenants were banned. Can they charge us this? It seems a total farce - won't the landlord need to pay them a re-letting fee anyway for finding a new tenant? What should we do? Should we ignore the letting agent and just move out on the agreed date with the landlord? Or should we pay the £400 remarketing the charge?

Is a global property crash coming in 2027? 'House price prophet' Fred Harrison - who predicted last two downturns - still thinks so

The man who predicted the last two property downturns says that prices are on course to peak in 2026, before they crash once again.

House prices reach new record high of nearly £300k with typical home now worth £15k more than a year ago, says Halifax

The mortgage lender recorded the biggest monthly increase of the year in November with average prices rising 1.4%.

My five-year fixed mortgage deal ends during the first half of next year. I am confident the property has gone up in value during that time. My mortgage broker says that if that is the case, I could potentially withdraw up to £50,000 in equity and still be able to access the lowest rates available, so I'm tempted to borrow more and invest the money I take out in a buy-to-let. I can see that by switching to an interest-only mortgage on my home, I could cut the monthly costs to a level where I could easily cope. Would this be a sensible move, or am I missing something?

Bank of England governor expects FOUR interest rate cuts next year to take it to 3.75%: What it means for mortgage rates

The governor of the Bank of England has said there are likely to be four interest rate cuts next year as inflation falls away.

House prices record largest monthly gain in two and a half years and are now just 1% below all-time peak says Nationwide

Robert Gardner, Nationwide's chief economist, said the rise was down to improvements in household finances.

My landlord lives in the property with his partner and had me sign a tenancy agreement when he accepted my offer on the rental platform, Spareroom. That was all fine, except for the fact that my landlord sent me a bill recently for my share of the heating bills, council tax, water bill, Wifi, BBC tv licence and service charge. I was prepared to pay for most of these, but the inclusion of service charge has really thrown me as it's by far the biggest cost and I didn't realise I was liable to pay it.

House purchase mortgages reach two-year high, Bank of England data shows - so is the property market on the up?

Analysts said that the figures were taken before Labour's 30 October Budget, which may yet have an impact on the housing market.

House prices grew by just 1.5% this year, says Zoopla: What's next for property values in 2025?

House prices grew by 1.5% over the past year, according to Zoopla, thanks to a more stable mortgage market and rising incomes.

I am 67 and have two buy-to-lets. I use the rental income along with my state pension to fund my retirement. This means that I am not drawing much from my £500,000 pension pot, which I built up through work and then transferred to a Sipp at retirement. After the Budget announcement that pensions would be drawn into inheritance tax, I now have a much bigger inheritance tax liability. Should I sell my buy-to-lets to cash in the profits, forgo the income from rent and start drawing on my pension for my everyday spending instead?

House price growth set to fall in 2025 due to higher mortgage rates and stamp duty, say property firms

Property experts from both Zoopla and Knight Frank are predicting a slowdown in house price growth next year.

When will interest rates fall again? As inflation rises above 2% target - what experts forecast for rates

The Bank of England is expected to hold interest rates at its next meeting, after inflation rose above its 2 per cent target.

We have lived there for two and a half years, and the landlord has put the rent up twice. A year ago, we started paying £250 more per month than we were when we moved in. For the last six months, we have been paying £450 more. Now we are moving and the landlord can't find another tenant who will pay the same price we did. Does that prove the second rent rise was unfair?

House prices are climbing slowly, says ONS - but interest rate worries could curb future growth

The average house price increased by 2.9 per cent in the 12 months to September, according to the latest figures from the Office for National Statistics.

Private rents set to rocket by nearly 20% over the next five years as demand continues to outstrip supply

A squeezed private rental stock is set to be overwhelmed by demand as beleaguered landlords shun the market due to raised mortgage costs.

Tenants will compete over fewer homes and pay ever-higher prices thanks to Labour's attack on landlords, according to a closely-watched survey of property experts. The latest survey from the Royal Institution of Chartered Surveyors reported that the number of available rental properties for let was dwindling while demand from renters rose. One said that rents 'must rise' as a result of the increased stamp duty for landlords announced in October's Budget, while another said 'The cult of buy-to-let is dead'.

Renters have endured a tough time in recent years, paying ever-higher prices as they compete for a declining number of available homes. The average property is now renting for £1,270 a month, according to Zoopla, with renters paying 34% more than they were four years ago. It means that in the most recent four years, rents increased almost ten times as much as they did in the previous four-year period. We look at why this happened, and whether the tide is turning.

House prices finally surpass 2022's pandemic peak to reach a record high of £294k, says Halifax

Lower mortgage rates and a more stable market have helped encourage more people to buy homes this year, driving prices up to a new peak.

House prices will grow £84,000 from now to 2029 with the North driving the boom, says Savills as it uprates forecasts

House prices will grow by £84,000 from now until 2029, according to the latest house price forecast from Savills.

Chancellor Rachel Reeves delivered a sucker punch to second home buyers and landlords in the form of a fresh stamp duty hike. The changes come in straight away, meaning those in the process of buying a property may be wondering what to do. This is Money has found out what they need to know.

Budget buy-to-let stamp duty hike will cost landlords and second home buyers - and will it hit the property market?

Buy-to-let investors and second home owners to pay thousands more when they buy properties, as concerns raised that it could lead to higher rents for tenants.

House prices to rise in 2025, as buyers could get bigger mortgages and landlords' profits may improve

If the base rate falls to 3.5% next year as like some analysts are predicting, mortgage borrowers could find themselves able to borrow up to 18% more.

Buy-to-let landlords are being hit by higher interest rates, higher costs and a less friendly tax regime. Many have seen their mortgage costs spiral meaning they by and large will be hoping for falling interest rates just as much as homeowners and first-time buyers. There are roughly two million buy-to-let properties that have a mortgage attached, according to the trade association for the banking and financial services sector, UK Finance.

Surge in number of landlords setting up limited companies for their buy-to-let properties to cut tax

The number of buy-to-lets held in a company structure has increased 175% in the last decade.

Buy-to-let returns reach record high: Landlords enjoy bumper profits despite the gloom thanks to rising monthly rents

Flat house prices and rising rents have led to a spike in the yields enjoyed by buy-to-let landlords, according to Hamptons.

Almost 3 million rental homes will need to be upgraded to meet Labour's new eco targets, according to Rightmove. Last month, the government confirmed plans for all rented properties in England to have an Energy Perfroamnce Certificate (EPC) of C or above by 2030. The EPC is a rating scheme which bands properties between A and G, with an A rating being the most energy efficient and G the least efficient.

Majority of borrowers are fixing their mortgage for two years in hope rates drop - but experts warn they might be in for a surprise

Mortgage preferences have shifted from five to two years, as borrowers predict rates will fall by 2026 - but experts say they could remain static.

Interest rates will only fall to 3.75% next year, says Santander - days after Goldman Sachs' far spicier forecast

Interest rates will fall to 3.75% by the end of next year, Santander predicts - a huge gap compared to the Goldman Sachs forecast earlier in the week.

It has been suggested that the Chancellor, Rachel Reeves, will look towards CGT as part of her bid to fill a £22billion hole in the UK's finances - which is a worry for landlords selling their properties. However, they could consider paying the proceeds of their sale into a self-invested personal pension as a way to claw back their CGT loss on the sale and provide a boost to their pension in one fell swoop.

Setting up a company to hold buy-to-let properties is not without pitfalls and involves complexity but it can save some landlords money. As more landlords are choosing to hold their properties within a company structure, rather than owning them as an individual, we explain what you need to know.

No cut! Bank of England holds interest rates at 5% - what it means for YOUR mortgage and savings

We explain what the Bank of England's decision to stick at 5% means for your finances - and whether rates will be cut again soon.

House prices enjoy summertime boom as values rise by £4,391 in a month to reach record high, official data shows

House prices boomed between July and August, according to the latest figures from the Office of National Statistics.

Landlords are being warned to ready themselves for increasing numbers of tenants falling into rent arrears. Rising rental prices continue to outpace growth in people's incomes, according to analysis from tenant referencing company HomeLet, and this is putting strain on household budgets. The firm, which processes references for more than one million renters every year, says the household income to rental ratio - the share of income households spend on rent - has risen significantly over the past decade.

Record level of former rental homes up for sale as more landlords head for the exit - but is it really a full scale exodus?

Landlords appear to be selling up in their droves, according to the latest figures from Rightmove.

When will interest rates fall again? As inflation falls below 2% target - forecasts on how low it may go

The Bank of England is widely expected to cut interest rates next month after inflation dropped below its 2 per cent target  for the first time in over three years.

Landlords continue to head for the exit as higher mortgage rates, tightened regulation and unfavourable tax changes encourage more to sell up. The sell-off gathered pace before the threat of another potential tax hike for property investors arrived, with rumours that Labour will raise capital gains tax.

Relief for renters? Rent rises drop to lowest level in almost three years - and some cities have even seen falls

The property website Zoopla has revealed that rent rises have slowed to their lowest level in 33 months.

Landlords forced to pay £700 on average as more councils make them sign up to buy-to-let 'licence' scheme

Some councils require landlords to get 'selective licences' in the hope that this will improve standards - but the cost of these differs widely across the country.

The proportion of homes being bought by landlords has fallen to a 14-year low, according to new data, while mortgages granted to them have more than halved. Only one in ten homes sold during the first half of this year went to a buy-to-let investor, according to the estate agent Hamptons. This is leading to a supply crunch for tenants, with 42 per cent fewer rental homes on the market last month than in June 2016.

How to rent the home you want in a red hot market... as Rightmove says each property has 17 tenants competing for it

Renters are still having to compete fiercely for properties, according to the property website Rightmove. Here's how to stand out from the crowd.

Should I extend the lease on my flat now that marriage value is being abolished - and will it be any cheaper?

I noticed that the Leasehold and Freehold Reform Bill was passed in May and I have heard that marriage value has been abolished. Will this make it cheaper to extend my lease?

The King's Speech confirmed the Government will bring forward a Renters Rights Bill to end Section 21 'no-fault' evictions. These changes were being considered by the Conservative government in what was previously the Renters Reform Bill.  However, it didn't pass before the General Election, meaning the unfinished legislation has passed to Labour.

The house next door is becoming a student HMO for six people: Can I stop it from happening?

I have recently found out that the property next door to mine is being made into a HMO to house students. Is there any way to stop this from happening?

House prices will now rise this year, says Zoopla - but a glut of properties on the market will keep a lid on gains

It marks a more upbeat forecast from the property portal, which predicted at the beginning of the year that prices would fall by 2%.

There are still dozens of villages, towns and cities across the UK that are on the up and set to see a huge increase in house prices over the next few years. We've consulted property experts and estate agents to bring you a list of 16 top places to invest and, fingers crossed, turn a significant profit.

The best buy-to-let mortgages for landlords: Should they fix or risk a tracker?

Buy-to-let landlords are being hit by higher interest rates, higher costs and a less friendly tax regime.

How much money do holiday lets make in your area? One North East hotspot gets big boost from... Indiana Jones!

As Britons continue to enjoy time off close to home, a holiday let property is a great way for investors to create a second income - but choosing the right location is crucial.

Rents have reached another new record high, according to the property website, Rightmove. Average advertised rents have reached £1,316 per calendar month outside of London, up £91 or 7% compared to a year ago when the average rent was £1,225. Rightmove is therefore calling for the next Government to build more homes in order to make rent rises more 'sustainable'.

Some of Britain's least energy efficient homes could see their annual energy bill rise by more than £550 from the start of October, according to Rightmove. The average home currently pays bills of £1,568 a year, with prices limited by the Ofgem energy price cap , but this will rise to £1,717 from 1 October. However, those in poorly-insulated homes could see much larger increases.

Don't scrap this stamp duty tax break, property firms urge the Chancellor: What is multiple dwellings relief and how do people get it?

The stamp duty cut known as multiple dwellings relief is set to be abolished in June, mostly affecting individual landlords.

How much have house prices risen in YOUR neighbourhood since the eve of the financial crash in 2007: Use our interactive map to find out...

We're often led to believe that house prices will always rise over the long-run. That it's one of the safest and soundest investments.

I'm thinking about purchasing my first ever buy-to-let property. I know the city I want to buy it in and even have a couple of developments in mind. The mortgage broker I spoke to said it was normal for landlords to buy with an interest-only mortgage but that sounds rather reckless to me. My question is, why do some buy-to-let investors prefer to buy with interest only mortgages? What are the advantages? Surely there is some sense in sticking with a repayment mortgage and paying down the debt.

I'm moving out of my home to move in with my partner. Instead of selling my flat, I have decided to let it out just in case things don't work out. I don't want the hassle of finding tenants myself. Nor do I want to manage the property myself. There are quite a few letting agents in my area. I would love some advice on how I should set about choosing the best one?

We want to evict our tenant and make the house a holiday let: Will this soon be banned under Section 21 rules?

We are worried about Government plans to make 'no fault' evictions harder. Should we serve our tenant notice sooner rather than later?

True cost mortgage calculator: How much would a new fixed rate cost you on both rates AND fees

Our calculator allows you to really compare how different mortgages stack up by checking what arrangement fees add to the overall cost over the life of a deal.

We reveal some top tips to help you prepare to rent out your home, including sorting out insurance, notifying your mortgage lender and making it easier to find a tenant. Angela Davey, of ARLA Propertymark said: 'Letting out your home is a big decision so it's key that you do your research and consider how best to market your property. It might seem like a lot to consider, but working through these steps, considering the type of prospective tenant you're looking for, and seeking help from a professional will ultimately make the process as smooth as possible and ensure that you don't end up in a vulnerable position.'

Buy-to-let lost some of its spark in recent years but that might be about to change as new tax cuts and low mortgage rates have caused landlords to flock back to the market. Landlords suffered a triple-whammy hit this year as three popular tax reliefs were axed or scaled back in April. But the Chancellor's recent stamp duty cut coupled with access to cheap loans have led to a spike in investors looking to buy homes .

We're becoming buy-to-let landlords: Should we use a managing agent charging us 20% of our income, or save money by doing it ourselves?

We are considering using a letting agent to find a tenant, but are undecided over whether we want to outsource the day-to-day management as well. Would a cheaper online service be a better bet?

Tax on buy-to-let and how to cut your bill: From income tax to stamp duty, what you need to know

The taxman will want to know about any buy-to-let returns you make. If you don't declare your income properly or capital gains when you sell, you could be in trouble.

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