Home loans
How much debt households had when interest rates were 17 per cent, compared to now
Aussie households are carrying almost three times as much debt as they were in 1990, most of it housing. This is magnifying the impact of interest-rate movements on household budgets, experts say.
- Dan F Stapleton
Latest
How first home buyers are getting a $79,000 windfall without help from parents
In place of the bank of mum and dad or gifting grandparents, first home buyers could leave the rental market sooner with government help.
- Sue Williams
- Opinion
- Housing affordability
I bought a home in my 20s. That doesn’t mean it’s become easier
If aspirants are catching up on the home ownership front, why is there so much worry about a housing crisis?
- Millie Muroi
- Opinion
- Property market
Are younger generations finding it harder to buy a home? Data says no
When it comes to home ownership, no one will catch the Baby Boomers. But Millennials have an advantage over Generation X.
- Caitlin Fitzsimmons
- Opinion
- Borrowing
The compelling reasons to never pay off your home loan
Owing nothing would be grand, but there are big reasons to keep a mortgage going, rather than seeking to discharge it early.
- Nicole Pedersen-McKinnon
How home owners close to retirement are managing higher interest rates
Home owners in mid life can get double the benefit with the right choice of strategy as mortgage costs go up.
- Elizabeth Redman
One rate rise not enough to tame inflation as most home buyers well ahead on mortgages
When the Reserve Bank cut interest rates last year, most borrowers did not reduce their repayments. That may save them from the pain of this week’s rate increase.
- Shane Wright
- Interactive
- Interest rates
Mortgage calculator: How much extra will your repayments be?
The RBA has increased interest rates to 3.85 per cent. Use our calculator to see how much extra your mortgage repayments will be.
- Opinion
- Interest rates
Should you fix your home loan before it’s too late?
Expectations of a rate hike next month have eased, but lenders have already started to shift their fixed rate offerings.
- Nicole Pedersen-McKinnon
- Exclusive
- Property market
How WA tradies, apprentices and uni graduates can get a discount on their home loan
Treasurer Rita Saffioti said by helping construction workers get a home, WA could build more homes.
- Hamish Hastie