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The Sydney Morning Herald logo

Australia’s home of property news, advice and insights

Financing

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Interest rates rose on Tuesday for the first time in two years.

How home owners close to retirement are managing higher interest rates

Home owners in mid life can get double the benefit with the right choice of strategy as mortgage costs go up.

  • Elizabeth Redman

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Property prices have risen and outpaced increases in borrowing capacity.

How home buyers are getting $55,000 extra cash, but less value for money

The typical household can borrow $55,000 more than when mortgage rates were at their peak, but the median dwelling value has risen $60,000.

  • Elizabeth Redman
Housing affordability is on buyers’ minds.

Million-dollar gifts, rentvesting or leaving the city: How home buyers do it

Housing affordability is at record lows and experts say more home buyers are taking significant decisions beyond just saving a deposit.

  • Elizabeth Redman
Home borrowers can get offers to refinance, but may not end up ahead.

How to get 100,000 frequent flyer points - and whether you should

Bank offers might look like a sweet deal, but that’s not always the same as being able to get ahead.

  • Alice Uribe
Interest-only lending is at a five-year high, as property prices rise.

The risky property trend that reached a five-year high

Experts are warning of the chance of a clampdown on some home lending, which could put downward pressure on property prices.

  • Sue Williams
Property prices have jumped since interest rates started falling.

When and where you should have bought a house

Home values have jumped on the back of interest rate cuts and wage increases, but the growth has been uneven.

  • Sue Williams
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Interest rates remain elevated.

The suburbs where home owners can’t afford their mortgages

Borrowers are starting to get the benefit of three cuts to the cash rate so far this year, but not everyone is keeping up.

  • Elizabeth Redman
legal advice

Rita needed to upgrade her car. When the cash arrived, she cried with relief

She’s not alone. More Australians are finding a way to tap the value of their properties to cover their expenses.

  • Alice Uribe
More first home buyers will be able to get help to purchase.

‘Pie in the sky’: You can’t buy a $1.5m home on a 5 per cent deposit

The government could let first home buyers purchase, with a 5 per cent deposit, homes worth up to $1.5 million – but it’s unlikely.

  • Elizabeth Redman
Christine Clark, a 56-year-old single mother, cannot afford to buy a house that suits her life following her divorce.

Christine owned a home. Then she separated and can’t buy back in. She’s not alone

The 56-year-old can’t rent-vest, her ex couldn’t buy her out and buying a family home is no longer an option.

  • Caroline Zielinski
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