First home buyers | Buying your first home made easy - NAB
Buying your first home
First home nerves are normal. A quick chat can help you understand borrowing power, grants and next steps without locking you into anything.
See what support you can unlock
Worried about saving a big deposit? Government schemes could help you buy with as little as 5% and no Lenders Mortgage Insurance (LMI).
Your first home journey, made simpler
We simplify the process so you can focus on what’s next.
Step 1
Plan your finances
Check your borrowing power to see how much you can afford. Then plan your deposit and estimate repayments.
Step 2
Get pre-approval
Pre-approval gives you a clearer idea of your budget, helping you house-hunt with confidence.
Step 3
Find your property
Do your research with our market reports. Once you find your property, make an offer and apply for your loan.
Tools and calculators
Calculate how much you can afford to borrow and explore other home loan tools.
How much can I borrow?
Get an estimate of how much you can afford to borrow for your home.
What will my repayments be?
Compare your loan amount with other factors to estimate your loan repayments.
Estimate my stamp duty
We help you estimate stamp duty costs for each state and territory.
Guides for first home buyers
Simple steps and guides to help you start with confidence.
Stages of buying your first home
Step through the home buying journey with clear guidance at every stage.
Home loan pre-approval
Learn how pre-approval works and why it’s an important first step.
Saving your deposit
Understand how much you’ll need and ways to reach your savings goals.
Our loan experts are here to help
Buying your first home can feel complex, but you don’t need to do it alone. Our experts can help you explore options tailored to your needs, including choosing a suitable loan and interest rate. There’s no commitment until you’re ready to accept a rate and offer. As Canstar’s 2025 winner for Most Satisfied Customers - Home Lender for Major Banks, we're here to make your journey easier.
Contact us for home loan related queries
This is how you can get in touch.
Start a conversation with a banker
- Log into either NAB Internet Banking or the NAB app.
- Tap on themessage icon.
- Type ‘speak to a person’ in the conversation window.
Call us
Speak to a home loan expert about a new or existing home loan.
Monday to Friday, 8:00am to 7:00pm (AEST/AEDT)
Saturday to Sunday, 9:00am to 6:00pm (AEST/AEDT)
Book an appointment
Make an appointment to see us at your nearest branch, ask a mobile banker to come to you or ask us to call you back.
Important information
Apologies but the Important Information section you are trying to view is not displaying properlyat the moment. Please refresh the page or try again later.