Home loans | Find home loan options and calculators - NAB
Home loans
Home loans for every need with tools, calculators and guides to help you choose.
Why choose a NAB Home Loan?
Reduce interest
Save on interest by linking up to10 offset accounts to your eligible variable rate NAB home loan.
Flexible repayments
Pay weekly, fortnightly, or monthly. Feel in control by choosing a repayment amount and schedule that works for you, all from your mobile.
Tailored for you
Get personalised support to understand your loan options and interest rates, plus access to fast home loan approvals when you’re ready.
Trusted and awarded
We're proud to be Canstar's 2025 winner for Most Satisfied Customers - Home Lender for Major Banks. With NAB, you can count on expert support every step of your home loan journey.
Are you missing out on interest savings?
Linking multiple offset accounts to your home loan can reduce the interest costs and help you pay it off sooner. Our lenders can talk you through how to set this up in a way that works for you.
Only eligible NAB Home Loans can benefit from an interest offset arrangement including the NAB Tailored Variable Rate Home Loan. For example, Fixed Rate Home Loans and Base Variable Rate Home Loans with NAB do not benefit from an interest offset arrangement. The potential benefits you could gain from using a NAB offset facility will depend on many factors including the amount of funds in your offset account and how long the funds are in your offset account. You will not earn interest on the account balance of your transaction account whilst it is linked to a home loan under an interest offset arrangement. A NAB Classic Banking account can be used as an offset account.
Comparison rates are based on a secured loan of $150,000 over a term of 25 years
Application Fee Waiver Offer Terms and Conditions
Home loan comparison calculator – Calculator Assumptions
Exploring home loan options?
Talk to a NAB home loan expert about options tailored to your needs, including choosing a suitable loan and interest rate. There’s no commitment until you’re ready to accept a rate and loan offer.
Tools and calculators
Calculate how much you can afford to borrow and other useful home loan tools.
How much can I borrow?
Get an estimate of how much you can afford to borrow for your home.
Home loan repayment calculator
Compare your loan amount with other factors to estimate your minimum loan repayments.
Equity loan calculator
Evaluate your home’s equity and see how you could make it work for you.
Which home loan is right for me?
We’ll help you find a home loan that suits your needs.
Step 1
Plan your finances
Check your borrowing power to see how much you can afford – then plan your deposit and estimate repayments.
Step 2
Get a pre-approval
A pre-approval will give you a clear picture of what you can afford, so you can house-hunt with confidence.
Step 3
Find your property
Do your research with our market reports. Once you find your property, make an offer and apply for your loan.
Tips Home buying guides
Buying your first home – the different stages
There’s a lot to consider, so here are some tips and tools to get you started.
Buying your next home
Thinking about buying a house or freeing up equity? We can help make it happen.
Investing in property
Find out how investing in property can help you build wealth.
Other options to consider
Learn about home loans for members of the Australian Defence Force, or how the Australian Government 5% Deposit Scheme could help you buy your first home sooner. Alternatively, if you have or are intending to borrow more than $850,000, learn how you might benefit from becoming a premier customer.
NAB Defence Force Home Loans
Our NAB Defence Force Home Loan product range is available to eligible Australian Defence Force members.
NAB Premier Banking. It’s all yours.
Learn what to expect as a NAB Premier Banking customer, explore investment insights and get personalised support to help you reach your financial goals.
Australian Government 5% Deposit Scheme
We're proudly supporting the Australian Government 5% Deposit Scheme. Find the information you need to buy your home as a first home buyer or single parent.
Help and support
Get the most out of your NAB home loan and discover popular help and support tasks.
Contact us for home loan related queries
This is how you can get in touch.
Start a conversation with a banker
- Log into either NAB Internet Banking or the NAB app.
- Tap on themessage icon.
- Type ‘speak to a person’ in the conversation window.
Call us
Speak to a home loan expert about a new or existing home loan.
Monday to Friday, 8:00am to 7:00pm (AEST/AEDT)
Saturday to Sunday, 9:00am to 6:00pm (AEST/AEDT)
Book an appointment
Make an appointment to see us at your nearest branch, ask a mobile banker to come to you or ask us to call you back.
Terms and Conditions
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