Qantas Rewards credit cards | Earn Qantas Points - NAB
Earn up to 130,000 bonus Qantas Points
To be eligible for this offer, spendat least $5,000 in the first 90 days with your new Qantas Rewards Signature Card.
Our Qantas Rewards credit cards
Check out our two Qantas Rewards cards to choose your preferred annual card fee, points earn rate and minimum credit limit.
Earn Qantas Points and enjoy platinum services and complimentary insurances plus the opportunity to earn bonus points and cashback.
Minimum credit limit
$6,000
Annual card fee
$295p.a.
Variable purchase rate
20.99%p.a.
Benefits
Access to complimentary insurances, including international travel insurance
Free Qantas Frequent Flyer membership (a saving of $99.50).
Earn 1 bonus point for every dollar on eligible Qantas services.
Up to 44 interest free days on purchases
0% p.a. for 12 months standard balance transfer (BT) rate. 3% BT fee applies. Unpaid BT reverts to variable cash advance rate.
We can’t process balance transfers from certain issuers – see our indicative list.
Special offers with Visa Premium Access and Visa Entertainment including pre-sale tickets and member promotions
Add an additional cardholder at no extra cost
Fraud and theft protection with world class security technologies
NAB Concierge Service
Global assistance for card emergencies
Considerations
Capped monthly points earn compared to our NAB Rewards cards.
Higher interest rates compared to our NAB Low Rate Card
Lower points earn per dollar compared to our NAB Qantas Signature Card.
Higher annual fee compared to some of our other cards.
Not the right card for you? We can help you choose a different one.
Up to 100,000 bonus Qantas Points
60,000 bonus points when you spend $3,000 on everyday purchases within the first 90 days of account opening
40,000 bonus points when you keep your card for over 12 months
$150 cashback when you meet minimum spend criteria
0% balance transfer (BT) rate with 3% BT fee
Existing NAB customers also enjoy a $100 reduction in annual card fee (from $295to $195) for the first year.
If you’re already a NAB customer,apply in internet banking or the NAB app to enjoy this offer.
Bonus points are not available to customers who currently hold, or have held, any personal NAB Qantas Rewards Credit Card in the last 24 months.
Minimum monthly repayments required. NAB may vary or end this offer at any time. See important information below.
Our highest Qantas Points earn rate with platinum services and complimentary insurance plus the chance to earn bonus points and cashback.
Minimum credit limit
$15,000
Annual card fee
$420p.a.
Variable purchase rate
20.99%p.a.
Benefits
Access to complimentary insurances, including international travel insurance
Free Qantas Frequent Flyer membership (a saving of $99.50).
Earn 1 bonus point for every dollar on eligible Qantas services.
Up to 44 interest free days on purchases
0% p.a. for 12 months standard balance transfer (BT) rate. 3% BT fee applies. Unpaid BT reverts to variable cash advance rate.
We can’t process balance transfers from certain issuers – see our indicative list.
Special offers with Visa Premium Access and Visa Entertainment including pre-sale tickets and member promotions
Add an additional cardholder at no extra cost
Fraud and theft protection with world class security technologies
NAB Concierge Service
Global assistance for card emergencies
Considerations
Capped monthly points earn compared to our NAB Rewards cards.
Higher interest rates compared to our NAB Low Rate Card
Higher annual fee compared to some of our other cards.
Not the right card for you? We can help you choose a different one.
Up to 130,000 bonus Qantas Points
100,000 bonus points when you spend $5,000 on everyday purchases within the first 90 days of account opening
30,000 bonus points when you keep your card for over 12 months
$250 cashbackwhen you meet minimum spend criteria
0% balance transfer (BT) rate for 12 months with 3% BT fee
Earn up to 202,000 Qantas Points over two years based on $3,000 monthly spend
Existing NAB customers also enjoy a$100 reduction in annual card fee(from $420 to $320) for the first year.
If you’re already a NAB customer, apply in internet banking or the NAB app to enjoy this offer.
Bonus points are not available to customers who currently hold, or have held, any personal NAB Qantas Rewards Credit Card in the last 24 months.
Minimum monthly repayments required. NAB may vary or end this offer at any time. See important information below.
Important Upcoming Complimentary Insurance changes
Effective 15 May 2026– For some NAB cards, International Travel, Domestic Travel and Rental Vehicle Excess Insurances will be removed. For some other NAB cards, the cover period for International Travel Insurance will be reduced.
Please read the summary of changes for further details and how they will affect your insurance cover.
Why get a NAB Qantas Rewards credit card?
Your everyday purchases can take you further with a NAB Qantas Rewards card. Enjoy these benefits of your new card.
Join for free
Complimentary Qantas Frequent Flyer membership (a saving of $99.50).
Complimentary insurances
Enjoy complimentary travel and purchase insurances with your NAB Qantas Rewards card.
Fraud protection and online security
Enjoy peace of mind knowing you're covered for your purchases.
Earn Qantas Points
Earn Qantas Points on your everyday purchases using your Visa Card.
Earn bonus Qantas Points
Earn additional bonus points. Enjoy 1 Bonus Point for every dollar on eligible Qantas services.
Redeem rewards
Earn great rewards including award flights, products and vouchers from the Qantas Marketplace.
Get rewarded with Qantas Points
Use your Qantas Points to travel to over 1,200 destinations worldwide when you fly with Qantas and over 50 partner airlines and their affiliates.
Where could 130,000 Qantas Points take you?
From Sydney to Los Angeles return on an Economy Classic Flight Reward for 96,400 Qantas Points (plus $379 in taxes, fees and carrier charges).
Where could 100,000 Qantas Points take you?
From Sydney to Honolulu return on an Economy Classic Flight Reward for 72,400 Qantas Points (plus $379 in taxes fees and carrier charges).
Unlock offers for existing customers
If you’re already a NAB customer you could be eligible for additional credit card offers such as reduced annual card fees, bonus rewards points and more.
Here's how to get started:
Log into the NAB app or NAB Internet Banking.
For NAB app users go toProducts, then 'Credit Cards'.
For Internet Banking users go to Products, then ‘Credit Cards’.
Browse available offers on eligible new NAB credit cards.
New to NAB Internet Banking? Register now
Earn Qantas Points when you shop
You can earn Qantas Points by shopping at over 400 brands online through Qantas Shopping. Link your NAB credit card with Card Offers to unlock exclusive offers for bonus points in store and online.
Shop with Qantas Points
Looking for another way to use your Qantas Points? With more than 20,000 products from over 900 of the world’s leading brands, Qantas Marketplace is a one stop shop for rewarding yourself using your Qantas Points.
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Qantas Points fact sheet
Read our fact sheet to make sure you're set up to earn Qantas Points with your new NAB Qantas Rewards card.
Qantas membership
You’ll need to be a Qantas Frequent Flyer member to apply for a NAB Qantas Rewards card. If you're not already a Qantas Frequent Flyer member, join for free.
If you need to update the Qantas Membership to your card,call us from the NAB app or call 13 22 65 and quote 'Qantas Membership'.
We send reminders on your monthly statement, via text and letter if you haven't linked your membership to your card.
Qantas Points
You'll earn points for most everyday transactions including paying bills but some other transactions are excluded, like cash advances, Australian Tax Office and BPAY® payments and gambling transactions.
Your Qantas Points won't expire as long as you earn or use Qantas Points through your Frequent Flyer account at least once every 18 months.
Your bonus Qantas Points will be credited within 3 months of meeting your spend criteria.
You can redeem your Qantas Points online by logging into yourQantas Frequent Flyer account.
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Terms and Conditions
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Consider the NAB Internet Banking terms and conditions which apply when using NAB Internet Banking and the NAB app, before making any decisions regarding these services. The NAB app is compatible with Android™ and iOS, minimum platform requirements apply. Android is a trademark of Google LLC. iOS is a trademark or registered trademark of Cisco in the U.S. and other countries and is used under license. Services issued by NAB.
Fees and charges
Read our credit card terms and conditions.Credit card fees and charges are payable. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Correct as at today.
Credit cards issued by National Australia Bank Limited.
NAB Credit Card Terms and Conditions
NAB Electronic Banking (card based) terms and conditions
NAB Credit Card Cover Product disclosure statement and policy document (PDF, 471KB)