Credit card offers | Balance transfers, cash back and more - NAB
Credit card offers
Check out some of our latest credit card offers including cash back and bonus rewards points.
Credit card rewards points offers
Earn points on your credit card purchases and receive rewards points when you open a new NAB credit card.
Offer NAB Qantas Rewards Signature Card
Up to 130,000 bonus Qantas Points
Offer applies to a new NAB Qantas Rewards Signature card when you spend minimum $5,000 in first 90 days and keep your card open for over 12 months.
Minimum credit limit $15,000. Minimum monthly repayments required. NAB may vary or end this offer at any time. Eligibility criteria and terms and conditions apply.
NAB Rewards Signature Card
Up to 110,000 bonus NAB Rewards Points
Offer applies when you apply for a NAB Rewards Signature Card, are approved, spend $5,000 on everyday purchases within the first 90 days of account opening and keep your card for over 12 months.
Minimum credit limit $15,000. Minimum monthly repayments required. NAB may vary or end this offer at any time. Eligibility criteria and terms and conditions apply.
NAB Rewards Platinum Card
Up to 100,000 bonus NAB Rewards Points
Offer applies when you apply for a NAB Rewards Platinum Card, are approved, and keep your card open for over 12 months. Minimum $3,000 spend in first 90 days. That’s enough for $450 in gift cards.
Minimum credit limit $6,000. Minimum monthly repayments required. NAB may vary or end this offer at any time. Eligibility criteria and terms and conditions apply.
NAB Rewards Signature Card with Velocity
Up to 80,000 bonus Velocity Points
Offer applies when you spend $5,000 on everyday purchases within the first 90 days of account opening and keep your card open for over 12 months.
Minimum credit limit $15,000. Minimum monthly repayments required. Offer commenced on 29 July 2025 and ends upon withdrawal (Offer Period). NAB may vary or end this offer at any time. Eligibility criteria and terms and conditions apply.
NAB Rewards Platinum Card with Velocity
Up to 80,000 bonus Velocity Points
Offer applies to a new NAB Rewards Platinum Card when you keep your card open for over 12 months. Minimum $4,000 spend in first 90 days.
Minimum credit limit $6,000. Minimum monthly repayments required. Offer commenced on 1 October 2025 and ends upon withdrawal (Offer Period). Eligibility criteria and terms and conditions apply.
Credit card cash back offer
Offer NAB Low Rate Card cashback offer
$400 cashback
Offer applies to a new NAB Low Rate Card when you spend $5,000 on purchases within 150 days from account opening.
Plus, 0% p.a. for 12 months standard balance transfer (BT) rate. 3% BT fee applies. Unpaid BT reverts to variable cash advance rate.
We can’t process balance transfers from certain issuers – see our indicative list.
This offer is only available online. Minimum monthly repayments required. NAB may vary or end this offer at any time. See important information below.
Credit card tools and calculators
Get help to choose the right credit card for you.
Help me choose the right credit product
Choose the right credit product with our easy-to-use tool.
Compare credit cards
Use our comparison tool to compare our credit card fees and features.
Related products
Transaction accounts
Access your money with our everyday bank accounts with no monthly account fee.
Credit cards
Compare between our credit cards to find the right one for you.
Personal loans
You can use our personal loans to get the car you want, consolidate your debts or for something else, like a new motorbike, boat, or renovation.
Contact us
Message us online
NAB Messaging is available to answer your questions in a secure environment.
- Log into NAB Internet Banking or the NAB app.
- Select the NAB Messaging icon.
- Select Start Conversation.
Terms and Conditions
Apologies but the Important Information section you are trying to view is not displaying properlyat the moment. Please refresh the page or try again later.
Target Market Determinations for these products are available at nab.com.au/TMD.
Credit cards terms and conditions apply to NAB Rewards Signature Card, Qantas Rewards Signature Card and NAB Low Rate Card.Personal interest rates, fees and charges are payable. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and card fees, subject to change. Correct as at 30th May 2023. Credit cards issued by National Australia Bank Limited.
BPAY® is registered to BPAY Pty Ltd ABN 69 079 137 518.