Credit card benefits and features | Get more from your card - NAB
Make the most of your credit card’s features
Our credit cards come with many features and benefits. From rewards, insurances, access to shows and more. Find out more about our credit card benefits.
Benefits with your NAB credit card
Interest free days on purchases
Enjoy interest free days on your purchases. Get up to 44 interest free days on most NAB credit cards and up to 55 days on the NAB Low Rate Card.
Add an additional card
Add an additional cardholder to your NAB credit card account at no extra cost. Apply for an additional card via the NAB app or NAB Internet Banking.
Earn rewards points
NAB Rewards and Qantas Rewards credit cardholders can earn rewards points on everyday purchases. Redeem credit card points for rewards like flights, tech and more. Learn more about how credit cards rewards points work.
Access special Visa Offers
NAB Visa credit cardholders get access to Visa travel offers, along with hundreds of special offers on shows, experiences, movies and more. Learn more about Visa Entertainment.
Access special partner offers
NAB credit cardholders get access to a range of curated partner offers and benefits across travel, dining, shopping, and lifestyle experiences - so you can enjoy more for less.
Access our Concierge Service
Take advantage of ourNAB Concierge Service, a complimentary travel and lifestyle service available to eligible cardholders anywhere in the world, 24 hours a day, 7 days a week.
Complimentary insurances
Get protected with complimentary insurances including purchase protection, extended warranty and international travel, as well as domestic travel and rental vehicle excess insurances in Australia. Learn more about NAB eligible cards andcomplimentary insurances.
Complimentary mobile phone insurance
NAB Rewards Signature cardholders receivecomplimentary mobile phone insurance covering accidental damage and theft.
Shop safely with Visa Secure
NAB Visa credit cardholders can shop online safely withVisa Secure. It provides an extra layer of security to help protect you against unauthorised transactions.
Important Upcoming Complimentary Insurance changes
Effective 15 May 2026– For some NAB cards, International Travel, Domestic Travel and Rental Vehicle Excess Insurances will be removed. For some other NAB cards, the cover period for International Travel Insurance will be reduced.
Please read the summary of changes for further details and how they will affect your insurance cover.
Accessing your cards benefits
Here’s how to view the benefits that are specific to your card in the NAB app or NAB Internet Banking.
NAB app:
1. Log into the NAB app.
2. Go toCardsand select your credit card.
3. SelectFeatures and benefits.
NAB Internet Banking:
1. Log into NAB Internet Banking.
2. Go toCardsand select your credit card.
3. SelectCard benefits.
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Understand the different types of fees and ways to avoid paying them.
Related products and services
NAB Rewards Signature Credit Card
Apply today to take advantage of earning bonus points and enjoying other great rewards.
NAB Qantas Rewards Signature Card
Apply today to take advantage of earning bonus Qantas Points and enjoying other great rewards.
NAB Low Rate Card
Our low rate credit cards can give you the peace of mind that comes with a low interest rate.
NAB Low Fee Card
Enjoy our lowest annual card fee of only $30, so you can save your cash for the things you love.
NAB Rewards Platinum Credit Card
Redeem NAB Rewards Points for a wide range in our NAB Rewards Store. Plus, enjoy complimentary insurances and Personal Concierge.
NAB Qantas Rewards Premium Credit Card
Apply today for a rewards card that offers platinum services and an opportunity to earn bonus Qantas Points.
Get in touch
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Explore our personal banking contact information and get support with a wide range of products, services and topics.
Visit a NAB branch
Visit us in person at your nearest NAB branch or business banking centre.
Terms and Conditions
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Credit cards issued by National Australia Bank Limited.