Transaction accounts | Everyday banking account - NAB
Transaction accounts
Our transaction accounts are here to help manage your money with flexible ways to pay and no monthly account or overdrawn fee.
Open an everyday bank account
Everyday banking
Everyday banking made simple. Enjoy easy access to your money and track your spending in the NAB app.
Monthly account fee
$0
Overdrawn fee
$0
Other fees and charges may apply. See our guide to fees and charges.
Debit interest may apply to overdrawn amounts.
Retirement account
Quick and easy access to your money in retirement while earning interest.
Monthly account fee
$0
Overdrawn fee
$0
Other fees and charges may apply. See our guide to fees and charges.
Debit interest may apply to overdrawn amounts.
Other accounts to explore
Savings accounts
Whatever you're saving for, our savings accounts can help get you there sooner.
Introducing your children to money
Teach your kids about money.
Joint bank accounts
Learn more about joint accounts and how to open one today.
Student banking
Helping you balance your finances with your studies.
Visa Debit cards
Access your own money wherever you are, however you bank.
Banking in Australia
Here’s how to manage your banking if you’re moving to Australia to work, travel or study.
Why you’ll love banking with NAB
Thinking about your savings?
As part of your NAB Classic Banking application, you can also apply for asavings account.
Choice of cards
Get easy access to your money with a choice of two feature-packed Visa Debit cards.
Security first
Enjoy peace of mind that you can call us 24/7 if you think you’ve fallen victim to a scam or fraud.
Help and support
Guides and support services to help you manage your everyday banking.
Get in touch
Important Information
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Any advice has been prepared without considering your objectives, financial situation or needs. Before acting on any advice, you should consider whether it is appropriate for your circumstances and view the Personal Transaction and Savings Accounts Terms and Conditions. Target Market Determinations for NAB products are available at nab.com.au/TMD. NAB products issued by NAB.
See our personal banking fees and charges and indicator rates for deposit products.