Bank accounts | Savings, transaction and term deposits - NAB
Bank accounts
Explore our bank accounts, packed with features to help you spend smart and save more.
Explore by account type
Transaction account
Most popularNAB Classic Banking account
Easy access to your money everyday with no monthly account fee.
Monthly account fee
$0
Other fees and charges may apply. See our guide to fees and charges and debit interest rates.
ATM fee
$0
No ATM fee at over 4,000 ATMs across Australia.
Savings accounts
Grow your savings faster with bonus interest for regular deposits and no withdrawals.
Earn up to
4.40%p.a.
Earn up to 4.40% p.a. (0.01% p.a. variable base rate + 4.39% p.a. variable bonus rate) for each month that you make at least one deposit on or before the second last banking day and no withdrawals.
View our indicator rates for deposit products for full details.
Easily access your money with an online savings account linked to your NAB transaction account.
Introductory interest rate for 4 months
4.70%p.a.
1.40% p.a. standard variable rate + 3.30% p.a. fixed bonus margin for 4 months. After 4 months, the standard variable rate of 1.40% p.a. will apply.
Fixed bonus margin is only available to customers who have not held a NAB iSaver in the last 12 months (on balances up to $20 million).
Have a concession card?
If you hold a government concession card let us know during your application so we can set up controls to help prevent your account from becoming overdrawn. You must apply through our concession card holders page to avoid being charged debit interest on overdrawn amounts.
NAB Goodies
Enjoy personalised cash back offers with NAB Goodies in the NAB app. Access special offers in travel, dining and more with your eligible NAB card.
Banking on-the-go
24/7 secure access to your bank accounts with the NAB app – wherever you are.
Why you'll love banking with NAB
Thinking about your savings?
Save time by opening aNAB iSaver orNAB Reward Saver when you apply for your new everyday account.
More for you
Use theNAB app to see the ins and outs of your spending as you reach your savings goals.
Security first
Enjoy peace of mind that you can call us 24/7 with any security concerns about your account.
Make the most of your money
Budgeting and saving
Learn how to budget. We can help you achieve your financial goal faster, whether it's for a deposit, travel or other.
Money saving tips to reach your goals
Learn how to make your saving plans succeed with our simple money saving tips.
How to budget
Create a budget to help you meet your money goals.
Help and support
Guides to help you manage your banking.
Get in touch
Important Information
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Any advice has been prepared without considering your objectives, financial situation or needs. Before acting on any advice, you should consider whether it is appropriate for your circumstances and view thePersonal Transaction and Savings Accounts Terms and Conditions orNAB Term Deposit Terms and Conditions. Target Market Determinations for NAB products are available atnab.com.au/TMD. NAB products issued by NAB.
See ourpersonal banking fees and charges andindicator rates for deposit products.
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