Manage your rollover | Instruction guides - NAB
Manage your rollover
Explore your options when your term deposit or Farm Management Deposit matures. Follow our instructions to rollover, top up, withdraw or close your deposit using NAB Internet Banking or the NAB app.
What happens at maturity?
If the term length of your term deposit or Farm Management Deposit is greater than 28 days, we will remind you via email, post, in NAB Internet Banking and SMS (where applicable) of your upcoming deposit maturity so you can manage it appropriately.
If your deposit doesn’t display in NAB Internet Banking or the NAB app, call us on13 13 12, visit aNAB branch or speak with your banker.
Offer Special online-only interest rate
With an online rollover, you could be eligible for a special online-only interest rate.
Eligibility for this special rate:
Must be eligible to manage rollover via NAB Internet Banking or the NAB app.
You must be rolling off an advertised rate.
Eligible products include NAB standard 31 day notice term deposit and Farm Management Deposit.
Excludes term deposit accounts created by Ubank or Citibank.

How to manage your deposit online
Eligibility criteria for online rollover
You must be registered for NAB Internet Banking.
You must be the primary account holder. Online rollover is unavailable to secondary account holders and third parties.
The primary account holder’s aggregate Term Deposit balance must be under $2 million.
Certain blocks or warnings on a customer’s profile may deem them ineligible for rollover via NAB Internet Banking or NAB App (eg. fraud).
The 'Manage rollover' button must be visible in NAB Internet Banking or the NAB app. It will be visible for eligible customers on the date of maturity for 7 calendar days (inclusive of the maturity date).
Additional eligibility criteria may apply.
Video tutorials
Watch our short videos to find out how to rollover and add funds to your term deposit or farm management deposit online. You can also learn how to complete a partial or full withdrawal from your term deposit or farm management deposit online.
How to rollover and add funds to your term deposit
Use our video guide to rollover or add funds to your term deposit or farm management deposit online.
How to make a partial withdrawal of term deposit funds
Use our video guide to find out how to make a partial withdrawal of funds from your term deposit or farm management deposit online.
How to make a full withdrawal and close a term deposit
Use our video guide to find out how to make a full withdrawal of funds from your term deposit or farm management deposit online.
Online instruction guides
Applies to NAB Term Deposits and Farm Management Deposits.
Update rate, term or add funds
Update rate and term only
- Log into the NAB app or NAB Internet Banking.
- Select the term deposit you want to update. Select Account Details.
- Select Manage rollover.
- Select Modify.
- Select Update term and rate only, select Next.
- Choose a new Standard Term or select Custom end date, then select Next.
- If the term you selected is 12 months or greater, you must choose how you would like your interest paid. This can be to a NAB account or another account. Interest earned on Farm Management Deposits must be paid to a NAB account. Ensure these details are correct to avoid any delays and to ensure your interest is paid to the correct account.
- Review your new rate and select Confirm.
- Review confirmation screen details, selectOK, got it.
Add funds and review rate and term
- Log into the NAB app or NAB Internet Banking.
- Select the term deposit you want to update. Select Account Details.
- Select Manage rollover.
- Select Modify.
- Select Add funds to your Term Deposit, select Next.
- Enter the dollar value of the ‘top up’, select the term, then select Next.
- Select Transfer now to transfer funds from an eligible NAB account, or
- Select Transfer later to transfer funds from a non-NAB account. Make a note of your term deposit account details to enable the funds transfer.
- Review therate and termas well as “top up” value. SelectConfirm
- Review confirmation screen details, selectOK, got it.
Important information about adding funds
- The minimum top up value is over $0.
- The maximum top up value must not take the total of all your term deposit/s over $2 million. For balances and funding over $2 million, please contact us on13 13 12, visit aNAB branch or speak with your business banker.
- Any term deposit top ups must be completed ina single transaction.
- Onlyeligiblefunding accountswith sufficient funds will display in the funding accounts drop-down list.
- Examples of eligible funding accounts include:
- transaction accounts
- savings accounts
- Examples ofineligible funding accounts include:
- home loans
- credit cards
- personal loans
- accounts not in your name
- accounts that require two people or more to transact and/or authorise payments.
- Processing times may apply
- Additional eligibility criteria may apply
- You’ll receive a re-lodgement confirmation letter via your nominated communication channel once your top up has occurred.
Full or partial withdrawals
Partially withdraw funds
- Log into the NAB app or NAB Internet Banking.
- Select the term deposit you want to update.
- SelectManage rollover.
- SelectModify.
- SelectWithdraw funds from your Term Deposit, selectNext.
- Enter the dollar value you want to withdraw, select the term, then selectNext.
- Select an eligible NAB account to disburse funds from the drop-down list, selectNext.
- Review the rate and term, as well as details of the partial withdraw and disbursement account, selectconfirm
- Review confirmation screen details, selectOK, got it.
Fully withdraw and close account
- Log into the NAB app or NAB Internet Banking.
- Select the term deposit you want to update.
- SelectManage rollover.
- SelectModify.
- SelectClose Term Deposit, selectNext.
- Select an eligible NAB account to disburse funds from the drop-down list, selectNext.
- Review the details of the closure withdraw and disbursement account, selectconfirm.
- Review confirmation screen details, selectOK, got it.
Important information about making withdrawals
- Partial withdrawals from NAB Term Deposits have a minimum withdrawal of $1. The minimum remaining balance must not be lower than $5,000.
- Partial withdrawals from Farm Management Deposits have a minimum withdrawal of $1,000. The minimum remaining balance must not be lower than $1,000.
- To close or partially withdraw funds online, the total balance of all your term deposits must be less than $2 million.
- For aggregate balances of $2 million and over, contact us on13 13 12 or visit aNAB branch.
- You can only withdraw from your term deposit to an eligible NAB account.
- You’ll receive a re-lodgement confirmation letter via your nominated communication channel once your withdrawal has occurred.
- Processing times may apply.
- Additional eligibility criteria may apply
Manage maturity instructions
No maturity instructions provided
If you didn’t provide any maturity instructions when you opened your account, subject to the terms and conditions, we may reinvest the term deposit for a new term of the same length as the term that has ended, and at the interest rate applicable at the start of that new term.
Giving or changing maturity instructions
You can provide instructions on closures and directly crediting funds into your account at maturity when theManage rolloverbutton is available online or by contacting us. Or make changes to existing instructions at any time before maturity. To give or change instructions, call 13 13 12 or complete our term deposit instructions form (PDF, 226KB) and return it to your nearest NAB branch.
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Important information
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Any advice has been prepared without considering your objectives, financial situation or needs. Before acting on any advice, you should consider whether it is appropriate for your circumstances and view theNAB Term Deposit Terms and Conditions. Target Market Determinations for these products are available atnab.com.au/TMD. NAB products issued by NAB.
See our indicator rates for deposit products.