Trawick Safe Travels USA
International Travel Medical Coverage for Non-US Citizens
Coverage is applicable for trips ranging from 5 to 364 days, with options for extensions, making it flexible for different travel plans. Notably, the plan's design is for individuals temporarily visiting the U.S. It does not apply to green card holders or residents who have been in the U.S. for over 365 days before the effective date. This plan also offers limited coverage for unexpected recurrences of pre-existing conditions, catering specifically to the unique needs of international visitors under the age of 90.
Trawick International Safe Travels USA plan isfor non-US citizens traveling to the United States, offering a robust suite of medical and emergency services. With coverage limits of up to $1,000,000 for accident and sickness medical expenses, this plan addresses the comprehensive needs of international travelers.
Coverage is applicable for trips ranging from 5 to 364 days, with options for extensions, making it flexible for different travel plans. Notably, the plan's design is for individuals temporarily visiting the U.S. It does not apply to green card holders or residents who have been in the U.S. for over 365 days before the effective date. This plan also offers limited coverage for unexpected recurrences of pre-existing conditions, catering specifically to the unique needs of international visitors under the age of 90.
Trawick International Travel Health Coverage
Secure your health abroad with trusted Trawick International plans.
Trawick Safe Travels USA Highlights
Emergency Medical Evacuation
This benefit provides prompt and essential transportation to the nearest suitable medical facility, ensuring swift and secure medical attention during critical emergencies while traveling abroad.
Travel Assistance Services
Trawick's 24/7On Call International assistance service is committed to addressing challenges and ensuring support during travel emergencies.
Optional Sports Activity Coverage
Trawick International offers optional sports activity coverage, providing protection for injuries sustained during amateur, club, intramural, interscholastic, and intercollegiate activities.
Automatic Extended Coverage
Trawick International's Automatic Extended Coverage ensures your insurance is automatically extended if unavoidable circumstances delay your scheduled return, up to five days beyond your original termination date.
Safe Travels USA Benefits of Coverage
The Safe Travels USA plan offers comprehensive coverage to ensure peace of mind for travelers, providing essential protection against unexpected medical expenses, emergency evacuation, lost baggage,trip interruptions, and more while abroad.
Plan Details
| Maximum Benefit Amount | |
|---|---|
| Emergency Medical & Hospitalization Policy Maximum | $50,000, $100,000, $250,000, $500,000 or $1,000,000 |
| Deductible Options | $0, $100, $250, $500, $1,000, $2,500, or $5,000 |
| Co-Insurance | 90% of the first $2,500 then 100% up to the Policy Maximum |
| Urgent Care Co-Pay | $30 - If the $0 Deductible is chosen, there is no Co-Pay |
| Unexpected Recurrence of a Pre-Existing Condition | Up to $1,000 |
| Hospital/ICU Room & Board Charge | 100% |
| Outpatient Medical, Ambulance | 100% |
| Doctor Visits, Telemedicine, X-rays | 100% |
| Well Doctor Visit | Up to $125 |
| Prescription Medicine | Subject to Deductible and Co-Insurance |
| Emergency Medical Treatment of Pregnancy | Up to $1,000 |
| Mental or Nervous Disorders | Up to $2,500 |
| Physiotherapy/Physical Medicine/Chiropractic | $50 per visit per day (10 visits) |
| Dental Treatment | Up to $250 for injury or pain to sound natural teeth |
| Emergency Medical Evacuation | Up to $2,000,000 |
| Medically Necessary Repatriation | Up to $15,000 |
| Political Evacuation | $25,000 |
| Natural Disasters Evacuation | $10,000 |
| Repatriation of Remains | $50,000 |
| Local Burial/Cremation | $5,000 |
| Emergency Reunion | $15,000 |
| Return of Minor Children or Travel Companion | $5,000 |
| Trip Interruption | $5,000 |
| Lost Baggage | $1,000 |
| Accidental Death & Dismemberment | $25,000 |
| Optional Upgrades | |
| Return to Home Country Coverage | $25,000 - Up to 60 days |
| Sports Activity Coverage | Up to $50,000 per Policy Period |
| Enhanced Accidental Death & Dismemberment | $50,000, $100,000, $250,000, or $500,000 |
Safe Travels USA Comprehensive–Enhanced Coverage Option
TheSafe Travels USA Comprehensive plan offers enhanced coverage, including up to $1 million in medical expenses, emergency medical evacuation, and trip interruption benefits. It also covers pre-existing conditions if you purchase the plan within 14 days of your initial trip deposit. This plan is ideal for travelers seeking higher benefit limits and additional protections during their visit to the U.S., ensuring peace of mind for medical emergencies and travel-related incidents. Learn more about the planhere.
Trawick International Travel Health Coverage
Secure your health abroad with trusted Trawick International plans.
How Much Does a Safe Travels USA Plan Cost?
The daily rates for Trawick's Safe Travels USA travel medical insurance plan are based on age, medical maximum, and deductible. Opting for a higher deductible will decrease the overall cost of your plan.
| Age | Medical Maximum | ||||
|---|---|---|---|---|---|
| $50,000 | $100,000 | $250,000 | $500,000 | $1,000,000 | |
| 0-17 | $1.73 | $2.18 | $2.46 | $3.11 | $3.35 |
| 18-29 | $1.73 | $2.18 | $2.46 | $3.11 | $3.35 |
| 30-39 | $2.36 | $3.23 | $3.39 | $4.12 | $4.28 |
| 40-49 | $3.45 | $4.32 | $4.82 | $5.88 | $6.35 |
| 50-59 | $5.11 | $6.43 | $7.26 | $9.15 | $9.44 |
| 60-64 | $5.95 | $7.79 | $9.64 | $11.57 | $11.89 |
| 65-69 | $6.73 | $8.75 | |||
| 70-79 | $10.16 | $13.37 | |||
| 80-89 | $35.77 | ||||
| Rates were calculated using a $0 deductible. | |||||
Rates were last updated on July 24, 2024.
Safe Travels USA Eligibility Requirements
The Safe Travels USA plan isdesigned for non-U.S. residents and non-U.S. citizens traveling to the U.S. or the U.S. and other countries. You are not eligible to purchase Safe Travels USA if you have been residing within the United States for more than 365 days prior to your coverage effective date.
International travelers can purchase coverage for a minimum of 5 days to a maximum of 364 days. Coverage through the Safe Travels USA plan can be extended for up to 364 days.
Age Restrictions:
- Coverage is available for travelers aged 14 days to 89 years old.
Geographic Restrictions:
- Nationality Restrictions – Safe Travels USA is not available to U.S. citizens or U.S. residents.
Trawick International Travel Health Coverage
Secure your health abroad with trusted Trawick International plans.
Safe Travels USA FAQs
Does Trawick Safe Travels USA cover pre-existing conditions?
Trawick Safe Travels USA provides limited coverage for an unexpected recurrence of a pre-existing condition. The maximum benefit amount provided for treatment of a pre-existing condition is $1,000.
Benefits are available for an unexpected recurrence of a pre-existing condition, subject to the following conditions:
- The recurrence must occur spontaneously and without advance warning, either from a doctor or through symptoms, must be of short duration, rapidly progressive, and require urgent medical care.
- It must happen at least 48 hours after the effective date of the policy.
- Medical treatment must be sought within 24 hours of the recurrence.
Coverage is restricted to only one such unexpected recurrence per policy period and does not extend to additional recurrences within the same period. It also excludes coverage for any known, scheduled, required, or expected medical care, medications, or treatments that were necessary before the start of the coverage.
Additionally, the definition of a pre-existing condition also encompasses any acute onset of illness or exacerbation that is related to or worsens due to an underlying condition previously known and monitored by a physician. Eligibility proof is necessary before any claim payment.
Can I cancel my Trawick Safe Travels USA coverage?
Yes, travelers have the ability to cancel their Trawick Safe Travels USA plan.
Full refunds are only possible if your written request to cancel is received before or on your effective date of coverage.
Partial refunds may be considered if your cancellation request is submitted after your effective date under these conditions:
- If any claims have been made, the premium is non-refundable as it is considered fully earned.
- If no claims have been made, a cancellation fee of $25 is charged, and a refund will only be considered for the unused portion of the premium.
- If a claim is presented after a refund has been issued, the covered person is fully responsible for the full amount of the claim.
When does my Safe Travels USA coverage begin?
The effective date is determined by your requested date and is contingent upon Trawick receiving payment for your plan.
Will the Safe Travels USA plan cover me while playing sports?
Travelers can include optional Sports Activity Coverage in their core Safe Travels USA plan.
The coverage includes injuries sustained during amateur and organized sports activities such as archery, tennis, swimming, cross country, track, volleyball, golf, ballet, basketball, cheerleading, equestrian, fencing, field hockey, non-Division 1 football, gymnastics, non-league hockey, karate, lacrosse, polo, rowing, rugby, and soccer.
It specifically excludes any sports not listed, unless the unlisted sport is a non-contact activity undertaken solely for leisure, recreation, entertainment, or fitness.
