GIO Insurance
Get GIO, Great Insurance, Obviously
Helping you protect what matters
Car Insurance
Choose from a range of coverage options so you can find cover that suits your car, needs and budget.
Home Insurance
Cover for your house, including the things inside your precious home in case of theft, fire,floods* and more.
NSW CTP Insurance
Cover your liability for costs related to injuries sustained in a motor accident. You must have CTP insurance for your vehicle before you can register your car.
Business Insurance
Get coverage for your business, big or small, and customise your cover with options like theft, property, damage, business interruption and more.
Public Liability Insurance
Help protect your business against claims for third-party injuries or property damage that may arise from business activities.
Workers Compensation
Do you employ workers? This cover is compulsory for most employers in Australia and helps cover medical bills and lost wages for workers if they suffer work-related injuries.
Benefits
Why Aussies might choose GIO
24/7 claims
(Excludes MAI)
Lodge your car, home or NSW CTP insurance claim any time,online or over the phone. For MAI Insurance products, claims are only available on the phone during business hours.
Flexible cover
(Excludes CTP and MAI)
Choose the level of cover you need, adjust your excesses with eligible policies, and pay monthly or annually.
A trusted partner
Be confident with our innovative repair network and stress-free claims lodgement.
Ways to save
Eligible customers can enjoy discounts such asclaims free savings on Comprehensive Car policies, and multi-policy discounts^.
Our approved and qualified motor repairers
With our repair network of approximately 300 trusted repairers nation-wide, we have the resources to provide the highest level of service for our customers. All repairs authorised by us also come with a lifetime repair guarantee.
News and info
Good to know about GIO
*No bushfire, storm or flood cover in the first 72 hours of your policy. Very limited exceptions apply. Actions or movements of the sea and storm surge are not covered (unless the storm surge damage occurs at the same time as damage caused by storm). Limits and exclusions apply.
^A multi-policy discount (MPD) rewards you with a discount off your premium for holding three or more eligible paid general insurance policies with GIO. Eligible policies that qualify for the MPD are: Home Building, Home Contents, Landlord Property, Landlord Contents, Car, Motorcycle, Caravan (including trailer) and Boat Insurance. Where applicable, an eligible policy includes any level of cover selected for that policy type. A GIO NSW CTP Green Slip and a GIO ACT MAI insurance policy count as eligible policies, but the premium for these policies cannot be discounted. Discount not applicable to Roadside Assist optional cover, CTP Green Slips, MAI Insurance policies, GIO Home Assist optional cover or Excess-free Glass cover optional cover. The discount is generally applied to the premium before we add taxes and charges. If you are eligible for more than one discount we usually apply any subsequent discount to the already discounted premium. See fullTerms and Conditions.
Insurance issued by AAI Limited ABN 48 005 297 807 trading as GIO. Read theProduct Disclosure Statement before buying this insurance.Target Market Determination is also available. This advice has been prepared without taking into account your particular objectives, financial situation or needs, so you should consider whether it is appropriate for you before acting on it.
