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Robin Rothstein's Image

Robin Rothstein

Former Staff Writer

About

With over four years of experience writing in the housing market space, Robin Rothstein demystifies mortgage and loan concepts, helping first-time homebuyers and homeowners make informed decisions as they navigate the home loan marketplace. Her work has been published or syndicated on Forbes Advisor, SoFi, MSN and Nasdaq, among other media outlets.

Robin is a former staff writer at Forbes Advisor, covering mortgages, loans and the housing market. She previously worked as a contractor for SoFi, writing and updating foreclosure and housing market content. Her articles featuring home loan topics, mortgage rate and housing market predictions, foreclosure rate updates and lender reviews have been published or syndicated on Forbes Advisor, SoFi, MSN and Nasdaq, among other media outlets.

As a longtime homeowner, Robin is invested in her community and has followed local land use issues in her hometown of New York City for over a decade, inspiring her to pen the short play “Grassroots” about a cherished local bar forced to close due to high rents. “Grassroots” was included in the anthology The Best Ten-Minute Plays 2021, published by Smith and Kraus.

Expertise

  • Mortgages
  • Home equity loans
  • HELOCs
  • Lender reviews
  • Housing market

Achievements

  • Published or syndicated on Forbes Advisor, SoFi, MSN and Nasdaq
  • Previously wrote and updated foreclosure and housing content for SoFi
  • Over a decade of experience reviewing local land use applications
  • Author of “Grassroots,” a play about a cherished local bar forced to close due to high rents, included in The Best Ten-Minute Plays 2021, Smith and Kraus

Education

University of Pennsylvania, B.A. English, Cum Laude

  • Current 10-Year Mortgage Rates

    If you're looking to refinance—or in some cases buy a new home—a 10-year mortgage might be a good option for you. Here are the current 10-year mortgage rates and how you can find the right lender. What Are the Current...
    Current 10-Year Mortgage Rates
  • Compare Today’s ARM Loan Rates

    Compare current adjustable-rate mortgage (ARM) rates to find the best rate for you. Lock in your rate today and see how much you can save. An adjustable-rate mortgage is a loan that begins with an initial fixed interest rate—typically lower...
    Compare Today’s ARM Loan Rates
  • Compare Current VA Mortgage Rates

    If you’re a veteran or active-duty service member, a mortgage guaranteed by the Department of Veterans Affairs (VA) could be your ticket to affordable homeownership. VA loan interest rates are typically lower than conventional loan rates. These loans also generally...
    Compare Current VA Mortgage Rates
  • Current 15-Year Mortgage Rates

    If you're planning on getting a mortgage to buy a home, keeping an eye on rates is a smart move. Rates can shift daily—sometimes even hourly—and what seems like an insignificant change can ultimately impact your monthly payment and the...
    Current 15-Year Mortgage Rates
  • FHA Loan Calculator

    If you’re a first-time homebuyer who hasn't saved enough to make a large down payment or are concerned you might not qualify for a conventional home loan, a Federal Housing Administration (FHA) loan could be ideal. Loans that are insured...
    FHA Loan Calculator
  • Current FHA Loan Rates

    Buying a home is one of the biggest financial commitments many people make. However, buying a home isn’t cheap, especially these days. That’s why many homeowners get a mortgage. Yet, not everyone has enough cash to make the down payment...
    Current FHA Loan Rates
  • Current Jumbo Mortgage Rates

    If you're shopping for a high-priced home, you might find that you're ineligible for traditional loan options. That’s where jumbo mortgages come in. These loans not only offer higher financing limits but also come in a variety of options to...
    Current Jumbo Mortgage Rates
  • Current 20-Year Mortgage Rates

    If you're in the market for a home, keeping tabs on mortgage rates is more than just smart—it's essential. Even a small shift in rates can impact your monthly payment and change the total amount you'll pay for a home...
    Current 20-Year Mortgage Rates
  • Today’s 15-Year Mortgage Refinance Rates

    Refinancing your mortgage could be a good choice if you can qualify for better terms, such as a lower interest rate, or to help you pay off your house faster. One option to consider is refinancing to a conventional 15-year,...
    Today’s 15-Year Mortgage Refinance Rates
  • Best Mortgage Lenders In Colorado Of 2025

    Buying a home in Colorado? Whether you’re considering a mountain retreat in Aspen, a condo in Denver or a family home in Colorado Springs, choosing the right lender is essential. To help you navigate the Centennial State’s diverse housing market,...
    Best Mortgage Lenders In Colorado Of 2025
  • How To Get Equity Out Of A Paid-Off House

    You’ve paid off your mortgage—congratulations! Besides the relief of saying goodbye to pesky monthly mortgage payments, this milestone means you own your home outright. With 100% equity in your property, you now have added financial flexibility. Whether you’re eyeing a...
    How To Get Equity Out Of A Paid-Off House
  • Are Home Equity Loans Tax Deductible?

    If you’re a homeowner looking for a lump sum of cash to cover a major expense or a flexible source of funds for ongoing costs, a home equity loan or home equity line of credit (HELOC) may be an appealing...
    Are Home Equity Loans Tax Deductible?
  • Mortgage Prequalification Calculator

    Thinking about buying a home? Before you fall for a place that’s beyond your budget, take time to understand how much you can realistically borrow. A great first step is using the Forbes Advisor mortgage prequalification calculator. By entering a...
    Mortgage Prequalification Calculator
  • Best FHA Loan Lenders Of 2025

    Federal Housing Administration (FHA) loans are a popular borrowing option among first-time buyers thanks to their low down payment and flexible credit score requirements. Seasoned home buyers and homeowners looking to refinance can also benefit from this government-backed loan. How...
    Best FHA Loan Lenders Of 2025
  • Conventional Mortgage Loans: What You Need To Know To Qualify

    You’re ready to buy a home, and unless you’re paying in cash, you’re going to need a mortgage to make it happen. For most buyers, that means turning to a conventional mortgage loan, the most common type of home financing....
    Conventional Mortgage Loans: What You Need To Know To Qualify
  • Mortgage Rates Forecast For 2025: Experts Predict How Much Rates Will Drop

    After reaching a peak of 7.04% in January 2025, mortgage rates retreated to the mid-6% range in March but then reversed course and have remained stuck in the 6.7% to 6.9% range since early May. The average 30-year fixed mortgage...
    Mortgage Rates Forecast For 2025: Experts Predict How Much Rates Will Drop
  • How To Get A Home Equity Loan With Bad Credit

    If you’re a homeowner looking to renovate, buy a second property, consolidate debt or cover a major expense, a home equity loan can convert your home’s value into a lump sum of cash. But what if your credit history is...
    How To Get A Home Equity Loan With Bad Credit
  • PNC Bank Mortgage Lender Review

    Pittsburgh-based PNC Bank positions itself as a modern lender, combining a streamlined digital banking experience with robust lender support throughout the home-buying journey. Ranked among the top 10 banks by mortgage lending volume, PNC Bank offers mortgage rates below the...
    PNC Bank Mortgage Lender Review
  • USAA Mortgage Lender Review

    USAA (United States Automobile Association) is a member-owned and operated financial services group serving U.S. military members, veterans and their families. What began as a tiny organization more than 100 years ago as a vehicle insurance provider has expanded to...
    USAA Mortgage Lender Review
  • How To Get A Small Business Grant

    Securing funding is one of the biggest hurdles for small business owners. While business loans and lines of credit are common go-tos, these come with the burden of interest and repayment. Small business grants, on the other hand, offer something...
    How To Get A Small Business Grant
  • Best Mortgage Lenders For Non-QM Loans Of 2025

    Nonqualified mortgage (non-QM) loans are designed for borrowers who don’t fit the strict income, credit or documentation requirements of traditional mortgages. These home loans can be a good option for self-employed buyers, real estate investors or anyone with irregular income...
    Best Mortgage Lenders For Non-QM Loans Of 2025
  • Best Mortgage Lenders In Texas Of 2025

    Buying a home in Texas? We've got you covered! Forbes Advisor researched lenders across the Lone Star State to help guide you in making an informed decision on your new mortgage that could save you hassle—and money. We examined 11...
    Best Mortgage Lenders In Texas Of 2025
  • Best Construction Loan Lenders Of 2025

    If you’re seeking to build a new home from scratch, transform a fixer-upper or launch a substantial home renovation, a construction loan can lay the groundwork for your ideal abode. But how do you find the best lenders that specialize...
    Best Construction Loan Lenders Of 2025
  • How To Get A Loan To Buy A Business

    If you’ve caught the entrepreneurial bug but don’t have a groundbreaking idea, buying an existing business could be a good move. However, finding the existing business is only the beginning. You also must figure out how to pay for it....
    How To Get A Loan To Buy A Business
  • Using A HELOC To Pay Off Your Mortgage

    If you’re a homeowner with a mortgage balance that you want to pay off early, getting a home equity line of credit (HELOC) could be a viable solution. However, despite the various upsides that come with using a HELOC to...
    Using A HELOC To Pay Off Your Mortgage
  • Best Mortgage Lenders In California Of 2025

    Thinking of settling in California? Whether you’re in the market for a mid-century modern abode in Los Angeles, a San Francisco “Painted Lady,” or a coastal retreat along the Pacific, connecting with the right mortgage lender is essential. To help...
    Best Mortgage Lenders In California Of 2025
  • Best Mortgage Lenders In Florida Of 2025

    Buying a home in Florida? We’ve got you covered! Forbes Advisor researched top lenders across the Sunshine State to help you make an informed mortgage decision—one that could save you time, stress and, perhaps most importantly, money.We analyzed 15 of...
    Best Mortgage Lenders In Florida Of 2025
  • Best Hard Money Lenders Of 2025

    If you’re considering flipping or rehabbing an investment property, or you’re between properties and need fast cash for a down payment, a hard money loan could be the way to go. But how do you find a hard money lender...
    Best Hard Money Lenders Of 2025
  • Best VA Mortgage Lenders Of 2025

    If you’re an active duty servicemember, veteran or an eligible surviving spouse, a VA loan can make homeownership more accessible with lower rates and often no down payment. But how do you select a VA lender that best meets your...
    Best VA Mortgage Lenders Of 2025
  • How The Federal Reserve Affects Mortgage Rates

    You’ve likely seen the Federal Reserve in the news, but maybe haven’t paid much attention to it. But if you’re a prospective home buyer paying attention to mortgage rates, you might want to keep an eye on the Fed’s actions. ...
    How The Federal Reserve Affects Mortgage Rates
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How Forbes Advisor Reviews Mortgage Lenders
Learn more about how Forbes Advisor rates lenders, and our editorial process

About

With over four years of experience writing in the housing market space, Robin Rothstein demystifies mortgage and loan concepts, helping first-time homebuyers and homeowners make informed decisions as they navigate the home loan marketplace. Her work has been published or syndicated on Forbes Advisor, SoFi, MSN and Nasdaq, among other media outlets.

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