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TIPS facts and figures
| Currencies | Euro, Swedish krona, Danish krone |
|---|---|
Launch | 2018 |
Settlement model | Real time, central bank money |
Scheme | SEPA Instant Credit Transfer (SCT Inst) |
Opening hours | 24/7/365 |
Transaction limit | No upper limit |
% of payments processed in TIPS in less than five seconds | 99.99% |
Price* | €0.002 per transaction (fee is shared equally between the sending participant and the receiving participant in TIPS) |
Regulator | European Central Bank |
*Thepricing structure for the TARGET Instant Payment Settlement (TIPS) platform is applicable as of 1 January 2024.
TIPS reachable parties
List of TIPS direct participants and reachable parties – EUR (Last update: 2 February 2026)