Financial literacy in Europe
Financial literacy is crucial for citizens to successfully navigate the complexities of today's financial landscape. This page showcases national efforts to improve financial literacy across Europe. These initiatives aim to provide individuals with knowledge and skills to make informed financial decisions. By sharing successful programmes and resources, we are fostering collaboration and innovation in financial education.
Click on the map below to explore these initiatives and discover how financial literacy is being enhanced across borders.
The European Central Bank is committed to fostering collaboration and innovation in financial literacy among national central banks
Explore diverse projects, access valuable tools, and see how these initiatives are shaping a more financially informed and resilient Europe.
Please select a country
Austria
EU member using the euro
EU member since 1995
Euro since 1999 (cash since 2002)
Oesterreichische Nationalbank resources
Financial education website
Finanznavi – the financial education portal of the National Financial Literacy Strategy for Austria
PIA – Personal Inflation App
Belgium
EU member using the euro
EU founding member in 1957
Euro since 1999 (cash since 2002)
Nationale Bank van België/Banque Nationale de Belgique resources
Wikifin, the financial education program of the Financial Services and Markets Authority
Museum of the National Bank of Belgium – unravel the mysteries of money
Bulgaria
EU member using the euro
EU member since 2007
Euro since 2026
Българска народна банка (Bulgarian National Bank) resources
Cyprus
EU member using the euro
EU member since 2004
Euro since 2008
Central Bank of Cyprus resources
Conferences and seminars on financial literacy
Awareness and educational videos
Educational material for teachers and students
Czech Republic
EU member not using the euro
EU member since 2004
Česká národní banka resources
Financial and economic literacy
CNB Visitor Centre
CNB Governor’s Award for Outstanding Contribution to the Advancement of Financial and Economic Literacy
Germany
EU member using the euro
EU founding member in 1957
Euro since 1999 (cash since 2002)
Deutsche Bundesbank resources
Interactive features
Animation videos
Lectures at the Money Museum
Denmark
EU member not using the euro
EU member since 1973
Danmarks Nationalbank
Estonia
EU member using the euro
EU member since 2004
Euro since 2011
Eesti Pank resources
Minuraha – Estonian Financial Supervision and Resolution Authority consumer website
Support materials for teachers
Youth financial literacy debate event
Spain
EU member using the euro
EU member since 1986
Euro since 1999 (cash since 2002)
Banco de España resources
Finance for everyone
Banking customer portal
Economic and financial education webpage
Finland
EU member using the euro
EU member since 1995
Euro since 1999 (cash since 2002)
Suomen Pankki - Finlands Bank
Proposal for a national strategy to promote financial literacy in Finland
The Bank of Finland Museum
Financial literacy centre
France
EU member using the euro
EU founding member in 1957
Euro since 1999 (cash since 2002)
Banque de France resources
My money questions: the game
ABC of economics
My questions as an entrepreneur
Greece
EU member using the euro
EU member since 1981
Euro since 2001 (cash since 2002)
Bank of Greece
Financial literacy dedicated section on the Bank of Greece website
Temporary exhibition “Personal Finance” at the Museum of the Bank of Greece
Awareness campaign on internet fraud
Croatia
EU member using the euro
EU member since 2013
Euro since 2023
Hrvatska narodna banka resources
Visitor Centre
Moneterra – The Money Museum of the Croatian National Bank
The “Big Student Debate” on YouTube
Hungary
EU member not using the euro
EU member since 2004
Magyar Nemzeti Bank
Ireland
EU member using the euro
EU member since 1973
Euro since 1999 (cash since 2002)
Central Bank of Ireland resources
Consumer Hub
Word on the Street – video series
Outreach visits to universities
Italy
EU member using the euro
EU founding member in 1957
Euro since 1999 (cash since 2002)
Banca d’Italia resources
Financial education website
Rai and Banca d'Italia for financial culture
On the road with Banca d’Italia
Lithuania
EU member using the euro
EU member since 2004
Euro since 2015
Lietuvos bankas resources
Financial literacy webpage
National day for financial literacy
Personal inflation calculator
Luxembourg
EU member using the euro
EU founding member in 1957
Euro since 1999 (cash since 2002)
Banque centrale du Luxembourg resources
The Governor's Blog
Generation €uro Students’ Award
Presentations to high schools and universities
Latvia
EU member using the euro
EU member since 2004
Euro since 2014
Latvijas Banka resources
Latvijas Banka Money School
Financial literacy week
Your pension Week
Monaco
Non-EU country
Malta
EU member using the euro
EU member since 2004
Euro since 2008
Bank Ċentrali ta’ Malta/Central Bank of Malta resources
Financial literacy web page
ĠEMMA (national financial literacy portal)
Consumer awareness and campaigns by the Malta Financial Services Authority
The Netherlands
EU member using the euro
EU founding member in 1957
Euro since 1999 (cash since 2002)
De Nederlandsche Bank resources
Poland
EU member not using the euro
EU member since 2004
Narodowy Bank Polski
Portugal
EU member using the euro
EU member since 1986
Euro since 1999 (cash since 2002)
Banco de Portugal resources
Romania
EU member not using the euro
EU member since 2007
Banca Națională a României resources
Sweden
EU member not using the euro
EU member since 1995
Sveriges Riksbank
Slovenia
EU member using the euro
EU member since 2004
Euro since 2007
Banka Slovenije resources
Masters of the Digital Future
Bodi FIN – a financial literacy project for primary school children
Education days
Slovakia
EU member using the euro
EU member since 2004
Euro since 2009
Národná banka Slovenska resources
Financial consumer protection
Financial education initiative
Online financial education courses
San Marino
Non-EU country
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