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TWI401620B - Automatic teller machine - Google Patents

Automatic teller machine
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Publication number
TWI401620B
TWI401620BTW095147617ATW95147617ATWI401620BTW I401620 BTWI401620 BTW I401620BTW 095147617 ATW095147617 ATW 095147617ATW 95147617 ATW95147617 ATW 95147617ATW I401620 BTWI401620 BTW I401620B
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Taiwan
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finger
authentication
sensor portion
palm
vein sensor
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TW095147617A
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Chinese (zh)
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TW200802193A (en
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Hidekazu Takene
Masaya Kimura
Motoyuki Nakane
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Oki Electric Ind Co Ltd
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Publication of TW200802193ApublicationCriticalpatent/TW200802193A/en
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Publication of TWI401620BpublicationCriticalpatent/TWI401620B/en

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Translated fromChinese
自動櫃員機ATM

本發明是關於如設置在金融機構或便利商店(convenience store)等的ATM(Automatic Teller Machine)般的自動櫃員機,尤其是關於為了提高安全性並進行本人確認而安裝有生物認證單元的自動櫃員機。The present invention relates to an ATM (Automatic Teller Machine)-like automatic teller machine installed in a financial institution or a convenience store, and more particularly to an ATM machine in which a biometric authentication unit is installed to improve safety and confirm the person.

關於ATM等中所使用的生物認證的先前技術,已揭示有關於手指靜脈認證(例如,參照專利文獻1)的技術,以及揭示有關於手掌靜脈認證(例如,參照專利文獻2)的技術。Regarding the prior art of biometric authentication used in ATMs and the like, techniques for finger vein authentication (for example, refer to Patent Document 1), and techniques for palm vein authentication (for example, refer to Patent Document 2) have been disclosed.

手指靜脈認證與手掌靜脈認證各具特徵,分為將手指靜脈感測器搭載於自動櫃員機的金融機構、與將手掌靜脈感測器搭載於自動櫃員機的金融機構,且處於不具互換性的狀態。Each of the finger vein authentication and the palm vein authentication is divided into a financial institution that mounts the finger vein sensor on the automatic teller machine and a financial institution that mounts the palm vein sensor on the automatic teller machine, and is in a state of no interchangeability.

對於顧客而言,因有自己帳戶的金融機構的自動櫃員機,僅與該金融機構所採用的識別方式對應,故在採用其他識別方式的金融機構的自動櫃員機上無法利用生物認證。For the customer, the automatic teller machine of the financial institution with its own account only corresponds to the identification method adopted by the financial institution, so the biometric authentication cannot be used on the ATM of the financial institution adopting other identification methods.

因此,考慮有如下的自動櫃員機:該自動櫃員機的手指靜脈認證與手掌靜脈認證並非為單獨單元,如圖17所示,並設有兩生物認證單元。Therefore, consider an automatic teller machine in which the finger vein authentication and the palm vein authentication of the automatic teller machine are not separate units, as shown in FIG. 17, and two biometric authentication units are provided.

圖中,11為對IC卡(Integrated Circuit Card)進行讀寫的卡處理部,12為對顧客顯示訊息或進行交易選擇等輸入處理的顧客操作都,13為內置有儲存部131的控制部,14為讀取手指靜脈圖案的手指靜脈感測器部或者讀取手掌靜脈圖案的手掌靜脈感測器部。In the figure, reference numeral 11 denotes a card processing unit that reads and writes an IC card (Integrated Circuit Card), and 12 denotes a customer operation for inputting a message to a customer or performing an input process such as transaction selection, and 13 is a control unit having a storage unit 131 built therein. 14 is a finger vein sensor portion that reads a finger vein pattern or a palm vein sensor portion that reads a palm vein pattern.

使用圖18、圖19的流程圖來說明此種裝置的動作。The operation of such a device will be described using the flowcharts of Figs. 18 and 19 .

若顧客選擇交易(S1),並插入IC卡(S2),則自IC卡讀取生物資訊類別,以識別實施手指靜脈認證還是手掌靜脈認證(S3~S5),自相對應的生物感測器取得生物資料(biological data)(S8或者S24),其後實施各認證(S18~S19或者S34~S35)。If the customer selects the transaction (S1) and inserts the IC card (S2), the biometric information category is read from the IC card to identify whether the finger vein authentication or the palm vein authentication (S3~S5) is performed, from the corresponding biosensor. Biological data (S8 or S24) is acquired, and each certification is performed (S18 to S19 or S34 to S35).

[專利文獻1]日本專利特開2005-253988號公報[專利文獻2]日本專利特開2006-11988號公報[Patent Document 1] Japanese Patent Laid-Open Publication No. 2005-253988 [Patent Document 2] Japanese Patent Laid-Open No. 2006-11988

然而,上述先前技術中存在如下問題,即,對於手指靜脈感測器部而言,放置手時的基準是指尖,從而對於手掌靜脈感測器部而言,並非為適當的手的位置,而手掌靜脈感測器以手腕為放置手時的基準,從而對於手指靜脈感測器而言,並非為適當的手的位置。上述問題導致取得生物資料的機率降低,且對交易造成較大影響。However, the above prior art has a problem in that, for the finger vein sensor portion, the reference when the hand is placed is a fingertip, so that it is not a proper hand position for the palm vein sensor portion. The palm vein sensor uses the wrist as a reference when placing the hand, so that the finger vein sensor is not the proper hand position. The above problems lead to a lower probability of obtaining biological data and a greater impact on transactions.

本發明以解決上述問題為課題,目的在於可進行手指認證與手掌認證兩者。The present invention has been made in an effort to solve the above problems, and an object thereof is to provide both finger authentication and palm authentication.

因此,本發明的特徵在於:自顧客的角度觀察,手掌靜脈感測器部配置於自動櫃員機的近前側,手指靜脈感測器部配置於裏側。Therefore, the present invention is characterized in that the palm vein sensor portion is disposed on the near side of the automatic teller machine from the viewpoint of the customer, and the finger vein sensor portion is disposed on the inner side.

此外,本發明的特徵在於:手指靜脈感測器部與手掌靜脈感測器部構成為一體,手掌靜脈感測器部中,自指跟定位導件至手掌靜脈感測器部的手腕定位導件為止的長度,大於等於平均手掌長度的最大值,手指靜脈感測器部中,自前端定位導件的與手指接觸的部分至指跟定位導件的端面為止的長度,小於等於平均中指長度的最小值。In addition, the present invention is characterized in that the finger vein sensor portion and the palm vein sensor portion are integrally formed, and the wrist positioning guide from the finger positioning guide to the palm vein sensor portion is in the palm vein sensor portion. The length of the piece is greater than or equal to the maximum value of the average palm length. In the finger vein sensor portion, the length from the portion of the front end positioning guide that contacts the finger to the end surface of the finger positioning guide is less than or equal to the average middle finger length. The minimum value.

對於以上述方式形成的本發明而言,顧客只要將手指分叉處合在一體式感測器部的手指定位導件上,即可將指、指尖、及手腕分別自然地置於指跟定位導件、前端定位導件、及手腕定位導件中,對於手指靜脈感測器部以及手掌靜脈感測器部而言,可以將手固定於適當的位置,因此有如下效果,即,手指靜脈感測器部以及手掌靜脈感測器部正確地取得生物資料的機率變高。For the present invention formed in the above manner, the customer can place the finger, the fingertip, and the wrist naturally placed on the fingertip by simply fitting the finger to the finger positioning guide of the integrated sensor portion. In the positioning guide, the front positioning guide, and the wrist positioning guide, for the finger vein sensor portion and the palm vein sensor portion, the hand can be fixed in an appropriate position, thereby having the following effect, that is, the finger The probability that the vein sensor portion and the palm vein sensor portion correctly acquire biological data becomes high.

以下,參照圖式來說明本發明的實施例。Hereinafter, embodiments of the present invention will be described with reference to the drawings.

[實施例][Examples]

圖1為表示實施例的自動櫃員機的方塊圖。Fig. 1 is a block diagram showing an automatic teller machine of an embodiment.

圖中,1為對IC卡進行讀寫的卡處理部,2為對顧客顯示訊息或進行交易選擇等的輸入處理的顧客操作部,3為內置有儲存部31的控制部,控制部3根據儲存於儲存部31的程式(program)(軟體(software))而進行控制。In the figure, 1 is a card processing unit that reads and writes an IC card, 2 is a customer operation unit that displays an input message to a customer, or performs a transaction selection, and the like, and 3 is a control unit in which the storage unit 31 is incorporated, and the control unit 3 is based on The program (software) stored in the storage unit 31 is controlled.

4為讀取手指靜脈圖案的手指靜脈感測器部,5為讀取手掌靜脈圖案的手掌靜脈感測器部,兩者成為一體而形成一體式感測器部6,且配置於自動櫃員機的右邊或者左邊。4 is a finger vein sensor portion for reading a finger vein pattern, and 5 is a palm vein sensor portion for reading a palm vein pattern, and the two are integrated to form an integrated sensor portion 6, and are disposed in an automatic teller machine. Right or left.

圖2為一體式感測器部6的側剖面圖,於手指定位導件7的近前,以自形成於左右端的鼓起部分別向中心降低的方式形成傾斜面,以引導手指的放置位置,且以中指的指跟定位導件9為中心,上述手指定位導件7則沿著中指兩側形成相間隔的2根突條。自使用自動櫃員機的顧客的角度觀察,手掌靜脈感測器部5配置於近前側,手指靜脈感測器部4配置於裏側。2 is a side cross-sectional view of the integrated sensor unit 6, and an inclined surface is formed in a manner that the bulging portions formed at the left and right ends are respectively lowered toward the center in front of the finger positioning guide 7 to guide the placement position of the finger. With the finger of the middle finger and the positioning guide 9 as the center, the finger positioning guide 7 forms two protruding bars along the sides of the middle finger. From the perspective of the customer who uses the automatic teller machine, the palm vein sensor portion 5 is disposed on the near side, and the finger vein sensor portion 4 is disposed on the back side.

上述手掌靜脈感測器部5中,自指跟定位導件9至手掌靜脈感測器部5的固定手腕跟部位置的手腕定位導件8為止的長度(b),大於等於日本人平均手掌長度的最大值(例如,126.7 mm),手指靜脈感測器部4中,於手指定位導件7的前部,以形成於左右端的鼓起部分別向中心降低的方式形成傾斜面,以引導指尖的放置位置,自以上述方式形成的前端定位導件10的與指尖接觸的部分,至指跟定位導件9的端面為止的長度(a),小於等於日本人平均中指長度的最小值(例如72.6 mm)。In the above-described palm vein sensor portion 5, the length (b) from the finger positioning guide 9 to the wrist positioning guide 8 at the fixed wrist heel position of the palm vein sensor portion 5 is greater than or equal to the Japanese average palm The maximum value of the length (for example, 126.7 mm) is formed in the finger vein sensor portion 4 at the front portion of the finger positioning guide 7 so that the bulging portions formed at the left and right ends are respectively lowered toward the center to guide The position at which the fingertip is placed, the length of the portion of the front end positioning guide 10 that is in contact with the fingertip formed in the above manner, to the end surface of the finger positioning guide 9 (a) is less than or equal to the minimum length of the Japanese average middle finger. Value (eg 72.6 mm).

又,當將手指以及手合在各定位導件7、8、9、10上時,則如圖4、圖5所示,較理想的是手與水平所成的角θ為5°≦θ≦15°左右。Further, when the fingers and the hand are joined to the respective positioning guides 7, 8, 9, 10, as shown in Figs. 4 and 5, it is preferable that the angle θ between the hand and the horizontal is 5° ≦ θ ≦ 15° or so.

如圖3所示,顧客以對準手指分叉處的方式對準手指定位導件7來放置中指,以規定手的水平方向的位置,進而將中指的跟部置於中指的指跟定位導件9,將指尖置於前端定位導件10,並將手腕置於手腕定位導件8,以固定垂直方向的手的位置。As shown in FIG. 3, the customer aligns the finger positioning guide 7 with the finger bifurcation to place the middle finger to define the horizontal position of the hand, and then places the heel of the middle finger on the finger positioning guide of the middle finger. Piece 9, placing the fingertip on the front positioning guide 10 and placing the wrist on the wrist positioning guide 8 to fix the position of the hand in the vertical direction.

根據此種構成的各定位導件7、8、9、10,顧客只要將手指分叉處合在一體式感測器部6的手指定位導件7上,即可將手指、指尖、及手腕分別自然地置於指跟定位導件9、前端定位導件10、及手腕定位導件8中,對於手指靜脈感測器部4以及手掌靜脈感測器部5而言,可以將手固定於適當的位置,因此有如下效果,即,手指靜脈感測器部4以及手掌靜脈感測器部5正確地取得生物資料的機率變高。According to each of the positioning guides 7, 8, 9, 10 of such a configuration, the customer can put the finger bifurcation on the finger positioning guide 7 of the integrated sensor portion 6, and the finger, the fingertip, and The wrists are naturally placed in the finger positioning guide 9, the front positioning guide 10, and the wrist positioning guide 8, respectively, for the finger vein sensor portion 4 and the palm vein sensor portion 5, the hand can be fixed At an appropriate position, there is an effect that the probability that the finger vein sensor unit 4 and the palm vein sensor unit 5 correctly acquire the biological data becomes high.

又,當將手指以及手掌置於各定位導件7、8、9、10時,使手與水平所成的角度θ為5°≦θ≦15°左右,藉此有如下效果,即,對於身高較高的人而言,手腕無負擔,手易於放置。圖5為θ=5°時的說明圖,可知身高較高的成年男性可以自然的姿勢,將手置於一體式感測器部6而不會對手腕造成負擔。Further, when the finger and the palm are placed on the respective positioning guides 7, 8, 9, and 10, the angle θ between the hand and the horizontal is about 5° ≦ θ ≦ 15°, thereby having the following effect, that is, For taller people, the wrist is unburdened and the hand is easy to place. Fig. 5 is an explanatory diagram when θ = 5°, and it can be seen that an adult male having a high height can place his or her hand in the integrated sensor unit 6 without a burden on the wrist.

實施例1Example 1

其次,使用圖6、圖7、圖8的流程圖來說明上述構成的實施例1的交易動作。再者,流程圖中,將手掌表示為掌。Next, the transaction operation of the first embodiment having the above configuration will be described using the flowcharts of Figs. 6, 7, and 8. Furthermore, in the flowchart, the palm is represented as a palm.

若顧客選擇交易(S101),並將IC卡插入卡處理部1(S102),則於顧客操作部2顯示導航畫面(guidance),以提醒顧客將手置於一體式感測器部6(S103)。When the customer selects a transaction (S101) and inserts the IC card into the card processing unit 1 (S102), a navigation screen (guidance) is displayed on the customer operation unit 2 to remind the customer to place the hand in the integrated sensor unit 6 (S103). ).

因此,由控制部3對手指靜脈感測器部4、手掌靜脈感測器部5兩者同時發送取得生物資料的指令(S104)。手指靜脈感測器部4、手掌靜脈感測器部5偵測出手指或者手已接近,並開始掃描。Therefore, the control unit 3 simultaneously transmits an instruction to acquire the biological data to both the finger vein sensor unit 4 and the palm vein sensor unit 5 (S104). The finger vein sensor portion 4 and the palm vein sensor portion 5 detect that the finger or the hand is approaching and start scanning.

控制部3對手指靜脈感測器部4、手掌靜脈感測器部5發送取得生物資料的指令後,立即對IC卡發送讀取指令,以讀取生物資訊類別(S105~S106)。根據該生物資訊類別,判別IC卡是與手指靜脈認證及手掌靜脈認證均對應、與其中之一對應、還是均不對應(S107)。The control unit 3 transmits a read command to the IC card immediately after the finger vein sensor unit 4 and the palm vein sensor unit 5 transmit an instruction to acquire the biological data (S105 to S106). According to the biometric information type, it is determined whether the IC card corresponds to one of the finger vein authentication and the palm vein authentication, and does not correspond to either or both (S107).

當IC卡與手指靜脈認證及手掌靜脈認證均對應時,IC卡等待直至手指靜脈感測器部4與手掌靜脈感測器部5的其中之一先作出回應(S108~S111)。當手指靜脈感測器部4較快地作出回應時,自手指靜脈感測器部4讀取生物資料,並將該生物資料保存於控制部3的儲存部31中(S112)。此時,亦可對生物資料進行壓縮或加密。When the IC card corresponds to both the finger vein authentication and the palm vein authentication, the IC card waits until one of the finger vein sensor portion 4 and the palm vein sensor portion 5 responds first (S108 to S111). When the finger vein sensor portion 4 responds faster, the biological data is read from the finger vein sensor portion 4, and the biological data is stored in the storage portion 31 of the control portion 3 (S112). At this time, the biological data can also be compressed or encrypted.

將控制部3的儲存部31上的上述生物資料寫入IC卡(S113~S114),並對IC卡發送手指靜脈認證指令(S115)。The biometric material on the storage unit 31 of the control unit 3 is written into the IC card (S113 to S114), and a finger vein authentication command is transmitted to the IC card (S115).

利用IC卡上的認證程式,將註冊於IC卡的資料與上述生物資料加以對照,以實施認證處理。若認證成功,則取消對該手掌靜脈感測器部5發送的取得生物資料的指令的執行(S118),以實施交易處理(S119)。The information registered on the IC card is compared with the above-mentioned biological data by using the authentication program on the IC card to implement the authentication process. If the authentication is successful, the execution of the instruction to acquire the biological data transmitted from the palm vein sensor unit 5 is canceled (S118) to carry out the transaction processing (S119).

當認證失敗時,嘗試利用手掌靜脈認證來進行認證(S120~S127)。其結果,若認證成功,則實施交易處理(S119)。When the authentication fails, an attempt is made to authenticate using the palm vein authentication (S120 to S127). As a result, if the authentication is successful, the transaction processing is executed (S119).

當手掌靜脈認證亦失敗時,於顧客操作部2顯示導航畫面,以提醒顧客重新放置手(S129),其後自發送取得生物資料的指令開始,重複上述步驟(S104)。當重複規定次數,但認證仍失敗時,利用密碼來實施認證處理(S165),其後實施交易處理(S166)。When the palm vein authentication also fails, the navigation screen is displayed on the customer operation unit 2 to remind the customer to reposition the hand (S129), and then the above procedure is repeated from the step of transmitting the instruction to acquire the biological data (S104). When the predetermined number of times is repeated, but the authentication still fails, the authentication process is performed using the password (S165), and then the transaction process is executed (S166).

又,等待上述手指靜脈感測器部4、手掌靜脈感測器部5對取得生物資料的指令作出的回應之處理(S108~S111)中,手掌靜脈感測器部5較早地作出回應時,自手掌靜脈感測器部5讀取生物資料,並將該生物資料保存於控制部3的儲存部31(S130)。Further, in the processing (S108 to S111) of waiting for the response of the finger vein sensor unit 4 and the palm vein sensor unit 5 to the command for acquiring the biological data, the palm vein sensor unit 5 responds earlier. The biological data is read from the palm vein sensor unit 5, and the biological data is stored in the storage unit 31 of the control unit 3 (S130).

將控制部3的儲存部31上的上述生物資料寫入IC卡(S131~S132),並對IC卡發送手掌靜脈認證指令(S133)。The biometric material on the storage unit 31 of the control unit 3 is written into the IC card (S131 to S132), and a palm vein authentication command is transmitted to the IC card (S133).

利用IC卡上的認證程式,將註冊於IC卡的資料與上述生物資料加以對照,以實施認證處理。若認證成功,則取消對該手指靜脈感測器部4發送的取得生物資料的指令的執行(S136),以實施交易處理(S119)。The information registered on the IC card is compared with the above-mentioned biological data by using the authentication program on the IC card to implement the authentication process. If the authentication is successful, the execution of the instruction to acquire the biological data transmitted from the finger vein sensor unit 4 is canceled (S136) to carry out the transaction processing (S119).

當認證失敗時,嘗試利用手指靜脈認證來進行認證(S137~S144)。其結果,若認證成功,則實施交易處理(S119)。When the authentication fails, an attempt is made to authenticate using the finger vein authentication (S137 to S144). As a result, if the authentication is successful, the transaction processing is executed (S119).

當手指靜脈認證亦失敗時,於顧客操作部2顯示導航畫面,以提醒顧客重新放置手(S129),其後自發送取得生物資料的指令開始,重複上述步驟(S104)。當重複規定的次數,但認證仍失敗時,利用密碼來實施認證處理(S165),其後實施交易處理(S166)。When the finger vein authentication also fails, the navigation screen is displayed on the customer operation unit 2 to remind the customer to reposition the hand (S129), and thereafter, the above-described step is repeated from the step of transmitting the instruction to acquire the biological data (S104). When the predetermined number of times is repeated but the authentication still fails, the authentication process is performed using the password (S165), and then the transaction process is executed (S166).

又,等待手指靜脈感測器部4、手掌靜脈感測器部5對取得生物資料的指令作出的回應之處理(S108~S111)中,指尖靜脈感測器部4與手掌靜脈感測器部5均未對取得生物資料的指令作出回應而逾時(time out)的場合,於顧客操作部2顯示導航畫面,以提醒顧客重新放置手(S129),其後自發該送取得生物資料的指令開始重複上述操作(S104)。當重複規定次數,但仍逾時的場合,利用密碼來實施認證處理(S165),其後實施交易處理(S166)。Further, in the process of responding to the command to acquire the biological data by the finger vein sensor unit 4 and the palm vein sensor unit 5 (S108 to S111), the fingertip vein sensor unit 4 and the palm vein sensor are awaited. When none of the units 5 respond to the instruction to obtain the biological data and time out, the navigation screen is displayed on the customer operation unit 2 to remind the customer to reposition the hand (S129), and then the biological data is automatically sent. The instruction starts to repeat the above operation (S104). When the predetermined number of times is repeated but the timeout is still exceeded, the authentication process is performed using the password (S165), and then the transaction process is executed (S166).

又,當手指靜脈感測器部4較早地作出回應,實施手指靜脈認證而認證失敗後,手掌靜脈感測器部5對取得生物資料的指令作出的回應已逾時之場合(S121),於顧客操作部2顯示導航畫面,以提醒顧客重新放置手(S129),其後自發送該取得生物資料的指令開始,重複上述步驟(S104)。當重複規定次數,但手指靜脈認證仍失敗,手掌靜脈感測器部5逾時的場合,利用密碼來實施認證處理(S165),其後實施交易處理(S166)。Further, when the finger vein sensor unit 4 responds earlier, and the finger vein authentication is performed and the authentication fails, the response of the palm vein sensor unit 5 to the command to acquire the biological data has expired (S121), The navigation screen is displayed on the customer operation unit 2 to remind the customer to reposition the hand (S129), and thereafter, the above-described step is repeated from the transmission of the instruction to acquire the biological data (S104). When the predetermined number of times is repeated, but the finger vein authentication still fails, and the palm vein sensor unit 5 expires, the authentication process is performed using the password (S165), and then the transaction process is executed (S166).

同樣,當手掌靜脈感測器部5較早地作出回應,實施手掌靜脈認證而認證失敗後,手指靜脈感測器部4對取得生物資料的指令作出的回應已逾時之場合(S138),於顧客操作部2顯示導航畫面,以提醒顧客重新放置手(S129),其後自發送該取得生物資料的指令開始,重複上述步驟(S104)。當重複規定的次數,但手掌靜脈認證仍失敗,手指靜脈感測器部5逾時的場合,利用密碼來實施認證處理(S165),其後實施交易處理(S166)。Similarly, when the palm vein sensor portion 5 responds earlier, after the palm vein authentication is performed and the authentication fails, the response of the finger vein sensor portion 4 to the instruction to acquire the biological data has expired (S138), The navigation screen is displayed on the customer operation unit 2 to remind the customer to reposition the hand (S129), and thereafter, the above-described step is repeated from the transmission of the instruction to acquire the biological data (S104). When the predetermined number of times is repeated, but the palm vein authentication still fails, and the finger vein sensor unit 5 expires, the authentication process is performed using the password (S165), and then the transaction processing is executed (S166).

當IC卡僅與手指靜脈認證對應時,自手指靜脈感測器部4讀取生物資料,並將該生物資料保存於控制部3的儲存部31(S147)。When the IC card only corresponds to the finger vein authentication, the biological data is read from the finger vein sensor unit 4, and the biological data is stored in the storage unit 31 of the control unit 3 (S147).

將控制部3的儲存部31上的上述生物資料寫入IC卡(S148~S149),並對IC卡發送手指靜脈認證指令(S150)。The biometric material on the storage unit 31 of the control unit 3 is written into the IC card (S148 to S149), and a finger vein authentication command is transmitted to the IC card (S150).

利用IC卡上的認證程式,將註冊於IC卡的資料與上述生物資料加以對照,以實施認證處理。若認證成功,則取消對該手掌靜脈感測器部5發送的取得生物資料的指令的執行(S153),以實施交易處理(S119)。The information registered on the IC card is compared with the above-mentioned biological data by using the authentication program on the IC card to implement the authentication process. If the authentication is successful, the execution of the instruction to acquire the biological data transmitted from the palm vein sensor unit 5 is canceled (S153) to carry out the transaction processing (S119).

當認證失敗(S152)或者手指靜脈感測器部4未對取得生物資料的指令作出回應而逾時的場合(S146),則取消對該手掌靜脈感測器部5發送的取得生物資料的指令的執行(S167),於顧客操作部2顯示導航畫面,以提醒顧客重新放置手(S129),並自發送該取得生物資料的指令開始,重複上述步驟(S104)。當重複規定的次數,但認證仍失敗,或者手指靜脈感測器部4逾時的場合,利用密碼來實施認證處理(S165),其後實施交易處理(S166)。When the authentication fails (S152) or the finger vein sensor unit 4 does not respond to the command to acquire the biological data and expires (S146), the instruction to acquire the biological data transmitted to the palm vein sensor unit 5 is canceled. Execution (S167), the navigation screen is displayed on the customer operation unit 2 to remind the customer to reposition the hand (S129), and the above step (S104) is repeated starting from the transmission of the instruction to acquire the biological material. When the predetermined number of times is repeated, but the authentication still fails, or the finger vein sensor unit 4 expires, the authentication process is performed using the password (S165), and then the transaction process is executed (S166).

當IC卡僅與手掌靜脈認證對應時,自手掌靜脈感測器部5讀取生物資料,並將該生物資料保存於控制部3的儲存部31(S156)。When the IC card only corresponds to the palm vein authentication, the biological data is read from the palm vein sensor unit 5, and the biological data is stored in the storage unit 31 of the control unit 3 (S156).

將控制部3的儲存部31上的上述生物資料寫入IC卡(S157~S158),並對IC卡發送手掌靜脈認證指令(S159)。The biological data on the storage unit 31 of the control unit 3 is written into the IC card (S157 to S158), and a palm vein authentication command is transmitted to the IC card (S159).

利用IC卡上的認證程式,將註冊於IC卡的資料與上述生物資料加以對照,以實施認證處理。若認證成功,則取消對該手指靜脈感測器部4發送的取得生物資料的指令的執行(S162),其後實施交易處理(S119)。The information registered on the IC card is compared with the above-mentioned biological data by using the authentication program on the IC card to implement the authentication process. If the authentication is successful, the execution of the instruction to acquire the biological data transmitted from the finger vein sensor unit 4 is canceled (S162), and then the transaction processing is executed (S119).

當認證失敗(S161)或者手掌靜脈感測器部5未對取得生物資料的指令作出回應而逾時的場合(S155),則取消對該手指靜脈感測器部4發送的取得生物資料的指令的執行(S168),於顧客操作部2顯示導航畫面,以提醒顧客重新放置手(S129),其後自發送該取得生物資料的指令開始,重複上述步驟(S104)。當重複規定的次數,但是認證仍失敗,或者手掌靜脈感測器部5逾時的場合,利用密碼來實施認證處理(S165),其後實施交易處理(S166)。When the authentication fails (S161) or the palm vein sensor unit 5 does not respond to the command to acquire the biological data and expires (S155), the instruction to acquire the biological data transmitted to the finger vein sensor unit 4 is canceled. Execution (S168), the navigation screen is displayed on the customer operation unit 2 to remind the customer to reposition the hand (S129), and then the above step (S104) is repeated starting from the transmission of the instruction to acquire the biological data. When the predetermined number of times is repeated, but the authentication still fails, or the palm vein sensor unit 5 expires, the authentication process is performed using the password (S165), and then the transaction process is executed (S166).

當IC卡與手指靜脈認證及手掌靜脈認證均不對應時,取消由手指靜脈感測器部4以及手掌靜脈感測器部5執行該取得生物資料的指令(S163~S164),利用密碼來實施認證處理(S165),其後實施交易處理(S166)。When the IC card does not correspond to the finger vein authentication and the palm vein authentication, the instruction to acquire the biological data is executed by the finger vein sensor unit 4 and the palm vein sensor unit 5 (S163 to S164), and the password is used to implement The authentication process (S165) is followed by the transaction process (S166).

再者,本實施例中,手指靜脈感測器部4以及手掌靜脈感測器部5未對取得生物資料的指令作出回應而逾時之情況重複規定的次數時,以及IC卡與手指靜脈認證、手掌靜脈認證均不對應時,利用密碼來實施認證處理後實施交易處理,但亦可於顧客操作部2顯示錯誤訊息後排出IC卡,而不實施密碼輸入以及交易處理。Furthermore, in the present embodiment, the finger vein sensor unit 4 and the palm vein sensor unit 5 do not respond to the instruction to acquire the biological data, and the timeout is repeated a predetermined number of times, and the IC card and the finger vein authentication are repeated. When the palm vein authentication does not correspond, the transaction processing is performed after the authentication process is performed using the password. However, the customer operation unit 2 may display the error message and then discharge the IC card without performing password input and transaction processing.

根據以上實施例,因於讀取IC卡之前,對該手指靜脈感測器部以及手掌靜脈感測器部發送該取得生物資料的指令,於等待該指令的回應期間讀取IC卡,故使先前的自動櫃員機中,讀取IC卡後對所對應的生物認證類別進行判別的時間,可包含於等待手指靜脈感測器部以及手掌靜脈感測器部的回應的時間中,因此具有可以縮短整個處理時間的效果。According to the above embodiment, the instruction to acquire the biological data is transmitted to the finger vein sensor portion and the palm vein sensor portion before the IC card is read, and the IC card is read while waiting for the response of the command, so that In the previous automatic teller machine, the time for discriminating the corresponding biometric authentication category after reading the IC card may be included in the waiting time of the response of the finger vein sensor portion and the palm vein sensor portion, and thus can be shortened The effect of the entire processing time.

又,由於使用先回應的感測器的生物資料來實施認證,故而可以最短的時間結束認證,而無須等待該回應較為耗時的感測器的回應。Moreover, since the authentication is performed using the biometric data of the sensor that responds first, the authentication can be ended in the shortest time without waiting for the response of the response, which is more time consuming.

而且,當使用先回應的感測器的生物資料所進行之認證失敗時,使用此後回應的其他感測器的生物資料來實施認證,因此具有認證成功的可能性增大的優點。Moreover, when the authentication by the biometric data of the sensor that responds first fails, the biometric data of the other sensors that are responded to thereafter are used to perform the authentication, and thus there is an advantage that the possibility of successful authentication is increased.

實施例2Example 2

其次,使用圖9、圖10、圖11的流程圖來說明上述構成的實施例2的交易動作。再者,流程圖中,手掌表示為掌。Next, the transaction operation of the second embodiment having the above configuration will be described using the flowcharts of Figs. 9, 10, and 11. Furthermore, in the flow chart, the palm is represented as palm.

若顧客進行交易選擇(S201),並插入IC卡(S202),則於顧客操作部2顯示導航畫面,以提醒顧客將手置於一體式感測器部6中(S203)。When the customer makes a transaction selection (S201) and inserts an IC card (S202), the navigation screen is displayed on the customer operation unit 2 to remind the customer to place the hand in the integrated sensor unit 6 (S203).

對手指靜脈感測器部4與手掌靜脈感測器部5同時發送該取得生物資料的指令(S204),IC卡與手指靜脈認證及手掌靜脈認證均對應時,讀出預先設定於控制部3的儲存部31的優先順序資料(S208),該優先順序資料規定對該手指靜脈認證與手掌靜脈認證中的哪一個先進行處理,根據該優先順序資料的內容,以實施手指靜脈認證處理(S212~S221)或手掌靜脈認證處理(S210~S211、S232~S238、S221)。When the finger vein sensor unit 4 and the palm vein sensor unit 5 simultaneously transmit the command for acquiring the biological data (S204), and the IC card corresponds to both the finger vein authentication and the palm vein authentication, the reading is set in advance in the control unit 3. Priority data of the storage unit 31 (S208), which specifies which of the finger vein authentication and the palm vein authentication is processed first, and performs finger vein authentication processing based on the content of the priority order data (S212) ~S221) or palm vein authentication processing (S210~S211, S232~S238, S221).

認證失敗時(S229),於顧客操作部2顯示導航畫面,以提醒顧客重新放置手(S231),其後自發送該取得生物資料的指令開始,重複上述步驟(S204)。當重複規定的次數,但認證仍失敗,或者手掌靜脈感測器部5逾時的場合,利用密碼來實施認證處理(S267),其後實施交易處理(S268)。When the authentication has failed (S229), the navigation screen is displayed on the customer operation unit 2 to remind the customer to reposition the hand (S231), and then the above-described step is repeated from the transmission of the instruction to acquire the biological data (S204). When the predetermined number of times is repeated, but the authentication still fails, or the palm vein sensor unit 5 expires, the authentication process is performed using the password (S267), and then the transaction process is executed (S268).

當IC卡與手指靜脈認證及手掌靜脈認證均不對應時,取消該手指靜脈感測器部4以及手掌靜脈感測器部5對該取得生物資料的指令的執行(S265~S266),利用密碼來實施認證處理(S267),其後交易處理(S268)。When the IC card does not correspond to the finger vein authentication and the palm vein authentication, the execution of the instruction to acquire the biological data by the finger vein sensor unit 4 and the palm vein sensor unit 5 is canceled (S265 to S266), and the password is used. The authentication process (S267) is performed, and then the transaction process (S268).

再者,本實施例中,手指靜脈感測器部4以及手掌靜脈感測器部5未對取得生物資料的指令作出回應而逾時之情況重複規定的次數時,以及IC卡與手指靜脈認證及手掌靜脈認證均不對應時,利用密碼來實施認證處理後實施交易處理,但亦可於顧客操作部2顯示錯誤訊息後排出該IC卡,而不實施密碼輸入以及交易處理。Furthermore, in the present embodiment, the finger vein sensor unit 4 and the palm vein sensor unit 5 do not respond to the instruction to acquire the biological data, and the timeout is repeated a predetermined number of times, and the IC card and the finger vein authentication are repeated. When the palm vein authentication does not correspond, the transaction processing is performed after the authentication process is performed using the password. However, the customer operation unit 2 may display the error message and then discharge the IC card without performing password input and transaction processing.

根據以上的實施例,與上述實施例相同,因於讀取IC卡之前,對該手指靜脈感測器部以及手掌靜脈感測器部發送該取得生物資料的指令,於等待該指令的回應期間讀取IC卡,故可使先前的自動櫃員機中,讀取IC卡後對所對應的生物認證類別進行判別的時間,包含於等待手指靜脈感測器部以及手掌靜脈感測器部的回應的時間中,因此具有可以縮短整個處理時間的效果。According to the above embodiment, as in the above embodiment, the instruction to acquire the biological data is transmitted to the finger vein sensor portion and the palm vein sensor portion before the IC card is read, and waits for the response period of the instruction. The IC card is read, so that the time for discriminating the corresponding biometric authentication category after reading the IC card in the previous automatic teller machine can be included in the waiting for the response of the finger vein sensor portion and the palm vein sensor portion. In time, there is therefore an effect that the entire processing time can be shortened.

又,因於控制部的儲存部上預先儲存有認證方式的優先順序,故對該手指靜脈感測器部以及手掌靜脈感測器部發送該取得生物資料的指令後,等待其中之一的感測器的回應即可,而無須等待來自兩個感測器的回應,因此有使處理變簡單的效果。Further, since the priority of the authentication method is stored in advance in the storage unit of the control unit, the finger vein sensor unit and the palm vein sensor unit transmit the command to acquire the biological data, and wait for one of them. The response of the detector is sufficient, and there is no need to wait for responses from the two sensors, so there is an effect of making the processing simple.

實施例3Example 3

其次,使用圖12、圖13、圖14的流程圖來用說明上述構成的實施例3的交易動作。再者,流程圖中,手掌表示為掌。Next, the transaction operation of the third embodiment having the above configuration will be described using the flowcharts of Figs. 12, 13, and 14. Furthermore, in the flow chart, the palm is represented as palm.

若顧客進行交易選擇(S301),並插入IC卡(S302),則於顧客操作部2顯示導航畫面,以提醒顧客將手置於一體式感測器部6中(S303)。When the customer makes a transaction selection (S301) and inserts an IC card (S302), the navigation screen is displayed on the customer operation unit 2 to remind the customer to place the hand in the integrated sensor unit 6 (S303).

當對該手指靜脈感測器部4與手掌靜脈感測器部5同時發送該取得生物資料的指令(S304),而IC卡與手指靜脈認證及手掌靜脈認證均對應時,顧客自顧客操作部2輸入生物認證的優先順序(S308),根據該優先順序,實施手指靜脈認證處理(S312~S321)或者手掌靜脈認證處理(S310~S311,S332~S338,S321)。When the finger vein sensor unit 4 and the palm vein sensor unit 5 simultaneously transmit the instruction to acquire the biological data (S304), and the IC card corresponds to both the finger vein authentication and the palm vein authentication, the customer operates from the customer operation unit. (2) The priority of the biometric authentication is input (S308), and the finger vein authentication processing (S312 to S321) or the palm vein authentication processing (S310 to S311, S332 to S338, S321) is performed based on the priority order.

當認證失敗時(S329),於顧客操作部2顯示導航畫面,以提醒顧客重新放置手(S331),其後自發送該取得生物資料的指令開始,重複上述步驟(S304)。當重複規定的次數,但認證仍失敗,或者手掌靜脈感測器部5逾時的場合,利用密碼來實施認證處理(S367),其後實施交易處理(S368)。When the authentication has failed (S329), the navigation screen is displayed on the customer operation unit 2 to remind the customer to reposition the hand (S331), and thereafter, the above-described step is repeated from the transmission of the instruction to acquire the biological material (S304). When the predetermined number of times is repeated, but the authentication still fails, or the palm vein sensor unit 5 expires, the authentication process is performed using the password (S367), and then the transaction process is executed (S368).

當IC卡與手指靜脈認證及手掌靜脈認證均不對應時,取消該手指靜脈感測器部4以及手掌靜脈感測器部5對該取得生物資料的指令的執行(S365~S366),利用密碼來實施認證處理(S367),其後實施交易處理(S368)。When the IC card does not correspond to the finger vein authentication and the palm vein authentication, the execution of the instruction to acquire the biological data by the finger vein sensor unit 4 and the palm vein sensor unit 5 is canceled (S365 to S366), and the password is used. The authentication process is performed (S367), and then the transaction process is performed (S368).

再者,本實施例中,手指靜脈感測器部4以及手掌靜脈感測器部5未對取得生物資料的指令作出回應而逾時之情況重複規定的次數時,以及IC卡與手指靜脈認證、手掌靜脈認證均不對應時,利用密碼來實施認證處理後實施交易處理,但亦可於顧客操作部2顯示錯誤訊息後排出該IC卡,而不實施密碼輸入以及交易處理。Furthermore, in the present embodiment, the finger vein sensor unit 4 and the palm vein sensor unit 5 do not respond to the instruction to acquire the biological data, and the timeout is repeated a predetermined number of times, and the IC card and the finger vein authentication are repeated. When the palm vein authentication does not correspond, the transaction processing is performed after the authentication process is performed using the password. However, the customer operation unit 2 may display the error message and then discharge the IC card without performing password input and transaction processing.

根據以上實施例,與上述實施例相同,因於讀取IC卡之前,對手指靜脈感測器部以及手掌靜脈感測器部發送該取得生物資料的指令,於等待該指令的回應期間讀取IC卡,故可使先前的自動櫃員機中,讀取IC卡後對所對應的生物認證類別進行判別的時間,包含於等待手指靜脈感測器部以及手掌靜脈感測器部的回應的時間中,因此具有可以縮短整個處理時間的效果。According to the above embodiment, as in the above embodiment, the instruction to acquire the biological data is transmitted to the finger vein sensor portion and the palm vein sensor portion before reading the IC card, and is read during the response waiting for the instruction. The IC card can be used to determine the time for the corresponding biometric authentication category after reading the IC card in the previous ATM, including waiting for the response of the finger vein sensor portion and the palm vein sensor portion. Therefore, there is an effect that the entire processing time can be shortened.

又,因由顧客指定認證方式的優先順序,故對該手指靜脈感測器部以及手掌靜脈感測器部發送該取得生物資料的指令後,等待其中一個感測器的回應即可,而無須等待來自兩個感測器的回應,因此有使處理變簡單的效果。Further, since the customer specifies the priority of the authentication method, the finger vein sensor unit and the palm vein sensor unit transmit the instruction to acquire the biological data, and wait for response from one of the sensors without waiting. The response from the two sensors, so there is the effect of making the process simple.

實施例4Example 4

其次,使用圖15、圖16的流程圖來說明上述構成的實施例4的交易動作。再者,流程圖中,手掌表示為掌。Next, the transaction operation of the fourth embodiment having the above configuration will be described using the flowcharts of Figs. 15 and 16 . Furthermore, in the flow chart, the palm is represented as palm.

若顧客進行交易選擇(S401),並插入IC卡(S402),則顧客利用顧客操作部2來選擇應使用手指靜脈認證方式還是手掌靜脈認證方式(S403)。When the customer makes a transaction selection (S401) and inserts an IC card (S402), the customer uses the customer operation unit 2 to select whether to use the finger vein authentication method or the palm vein authentication method (S403).

其次,對IC卡發送讀取指令後讀取生物類別資訊(S404~S405),與顧客輸入的認證方式進行比較(S406~S407),若為手指靜脈認證且一致,則於顧客操作部2顯示導航畫面,以提醒顧客將手置於一體式感測器部6中(S409),其後對手指靜脈感測器部4發送該取得生物資訊的指令(S410),而不對手掌靜脈感測器部5發送上述指令。Next, after transmitting a read command to the IC card, the bio-category information is read (S404 to S405), and compared with the authentication method input by the customer (S406 to S407), and if the finger vein authentication is matched and matched, the customer operation unit 2 displays The navigation screen is used to remind the customer to place the hand in the integrated sensor unit 6 (S409), and then the instruction to acquire the biological information is transmitted to the finger vein sensor unit 4 (S410), instead of the palm vein sensor. The section 5 transmits the above command.

當顧客輸入的認證方式與IC卡的生物認證類別不一致時,於顧客操作部2顯示錯誤訊息,排出該IC卡,並結束處理(S439~S440)。When the authentication method input by the customer does not match the biometric authentication type of the IC card, an error message is displayed on the customer operation unit 2, the IC card is discharged, and the processing is terminated (S439 to S440).

認證失敗時(S420)或者手指靜脈感測器部4未對取得生物資料的指令作出回應而逾時的場合(S412),於顧客操作部2顯示導航畫面,以提醒顧客重新放置手(S414、S423),其後自發送該取得生物資料的指令開始,重複上述步驟。當重複規定的次數,但認證仍失敗,或者手指靜脈感測器部4逾時的場合,於顧客操作部2顯示錯誤訊息並排出該IC卡後,結束處理(S439~S440)。When the authentication fails (S420) or the finger vein sensor unit 4 does not respond to the command to acquire the biological data and expires (S412), the navigation screen is displayed on the customer operation unit 2 to remind the customer to reposition the hand (S414, S423), after which the above steps are repeated starting from the transmission of the instruction to acquire the biological data. When the predetermined number of times is repeated, but the authentication still fails, or the finger vein sensor unit 4 expires, the customer operation unit 2 displays an error message and discharges the IC card, and then ends the processing (S439 to S440).

當顧客選擇手掌靜脈認證時,若為手掌靜脈認證且一致,則於顧客操作部2顯示導航畫面,以提醒顧客將手置於一體式感測器6中(S424),其後對手掌靜脈感測器部5發送該取得生物資訊的指令(S425),而不對該手指靜脈感測器部4發送上述指令。When the customer selects palm vein authentication, if the palm vein is authenticated and identical, the navigation screen is displayed on the customer operation unit 2 to remind the customer to place the hand in the integrated sensor 6 (S424), and then the palm vein feeling The detector unit 5 transmits the command to acquire the biological information (S425), and does not transmit the above command to the finger vein sensor unit 4.

當顧客輸入的認證方式與IC卡的生物認證類別不一致時,於顧客操作部2顯示錯誤訊息,排出該IC卡,並結束處理(S439~S440)。When the authentication method input by the customer does not match the biometric authentication type of the IC card, an error message is displayed on the customer operation unit 2, the IC card is discharged, and the processing is terminated (S439 to S440).

當認證失敗時(S435)或者手掌靜脈感測器部5未對取得生物資料的指令作出回應而逾時的場合(S427),於顧客操作部2顯示導航畫面,以提醒顧客重新放置手(S429、S438),其後自發送該取得生物資料的指令開始,重複上述步驟。當重複規定的次數,但認證仍失敗,或者手指靜脈感測器部4逾時的場合,於顧客操作部2顯示錯誤訊息並排出該IC卡後,結束處理(S439~S440)。When the authentication fails (S435) or the palm vein sensor unit 5 does not respond to the command to acquire the biological data and times out (S427), the navigation screen is displayed on the customer operation unit 2 to remind the customer to reposition the hand (S429) S438), and then repeat the above steps from the instruction to transmit the acquired biological data. When the predetermined number of times is repeated, but the authentication still fails, or the finger vein sensor unit 4 expires, the customer operation unit 2 displays an error message and discharges the IC card, and then ends the processing (S439 to S440).

再者,本實施例中,手指靜脈感測器部4以及手掌靜脈感測器部5未對取得生物資料的指令作出回應而逾時之情況下重複規定的次數時,以及IC卡與手指靜脈認證、手掌靜脈認證均不對應時,於顧客操作部2顯示錯誤訊息後排出該IC卡,但亦可利用密碼來實施認證處理後實施交易處理。Furthermore, in the present embodiment, the finger vein sensor unit 4 and the palm vein sensor unit 5 do not respond to the command for acquiring biological data, and when the timeout is repeated, the IC card and the finger vein are repeated. When both the authentication and the palm vein authentication do not correspond, the customer operation unit 2 displays an error message and then discharges the IC card. However, the authentication process may be performed using a password to perform transaction processing.

本實施例的說明中,由顧客選擇認證方式,但亦可利用內置於控制部3的未圖示的主機介面(host interface)來與金融機構(financial institution)的主電腦(host computer)進行通訊,而決定認證方式。此時,進行通訊的主電腦亦可為多個。In the description of the present embodiment, the authentication method is selected by the customer, but the host interface of the financial institution (host computer) may be communicated by a host interface (not shown) built in the control unit 3. And decide the way to authenticate. At this time, there may be multiple main computers for communication.

又,亦可預先於控制部3內部的儲存部31中設定應使用手指靜脈認證方式還是手掌靜脈認證方式。Further, whether the finger vein authentication method or the palm vein authentication method should be used may be set in the storage unit 31 inside the control unit 3 in advance.

又,亦可於控制部3內部的儲存部31中保存金融機構與認證方式的對應表,針對金融機構而選擇認證方式。Further, a correspondence table between the financial institution and the authentication method may be stored in the storage unit 31 inside the control unit 3, and the authentication method may be selected for the financial institution.

根據以上的實施例,因由顧客選擇認證方式的優先順序,故僅對兩個感測器中的其中之一發送該取得生物資料的指令,因此可簡化指令的等待處理,且有如下優點,即,無須對未使用感測器取消該取得生物資料的指令的處理。According to the above embodiment, since the priority order of the authentication method is selected by the customer, the instruction to acquire the biological data is transmitted only to one of the two sensors, so that the waiting processing of the instruction can be simplified, and the following advantages are obtained, that is, There is no need to cancel the processing of the instruction to acquire the biological data without using the sensor.

1...卡處理部1. . . Card processing unit

2...顧客操作部2. . . Customer operation department

3、13...控制部3, 13. . . Control department

4...手指靜脈感測器部4. . . Finger vein sensor

5...手掌靜脈感測器部5. . . Palm vein sensor

6...一體式感測器部6. . . Integrated sensor unit

7...手指定位導件7. . . Finger positioning guide

8...手腕定位導件8. . . Wrist positioning guide

9...指跟定位導件9. . . Finger pointing guide

10...手指前端定位導件10. . . Finger front positioning guide

14...手指靜脈感測器部或者手掌靜脈感測器部14. . . Finger vein sensor or palm vein sensor

31、131...儲存部31, 131. . . Storage department

S1~S39、S101~S168、S201~S270、S301~S370、S401~S440...步驟S1~S39, S101~S168, S201~S270, S301~S370, S401~S440. . . step

圖1為表示實施例的方塊圖。Fig. 1 is a block diagram showing an embodiment.

圖2為一體式感測器部的側剖面圖。2 is a side cross-sectional view of the integrated sensor portion.

圖3為一體式感測器部的使用狀態的平面圖。Fig. 3 is a plan view showing a state of use of the integrated sensor unit.

圖4為一體式感測器部的使用狀態的側視圖。Fig. 4 is a side view showing the state of use of the integrated sensor unit.

圖5為本裝置的使用狀態的說明圖。Fig. 5 is an explanatory view of the state of use of the apparatus.

圖6為表示實施例1的動作的流程圖。Fig. 6 is a flow chart showing the operation of the first embodiment.

圖7為表示實施例1的動作的流程圖。Fig. 7 is a flow chart showing the operation of the first embodiment.

圖8為表示實施例1的動作的流程圖。Fig. 8 is a flow chart showing the operation of the first embodiment.

圖9為表示實施例2的動作的流程圖。Fig. 9 is a flow chart showing the operation of the second embodiment.

圖10為表示實施例2的動作的流程圖。Fig. 10 is a flow chart showing the operation of the second embodiment.

圖11為表示實施例2的動作的流程圖。Fig. 11 is a flow chart showing the operation of the second embodiment.

圖12為表示實施例3的動作的流程圖。Fig. 12 is a flow chart showing the operation of the third embodiment.

圖13為表示實施例3的動作的流程圖。Fig. 13 is a flow chart showing the operation of the third embodiment.

圖14為表示實施例3的動作的流程圖。Fig. 14 is a flow chart showing the operation of the third embodiment.

圖15為表示實施例4的動作的流程圖。Fig. 15 is a flow chart showing the operation of the fourth embodiment.

圖16為表示實施例4的動作的流程圖。Fig. 16 is a flow chart showing the operation of the fourth embodiment.

圖17為先前例的方塊圖。Figure 17 is a block diagram of a previous example.

圖18為表示先前例的動作的流程圖。Fig. 18 is a flow chart showing the operation of the previous example.

圖19為表示先前例的動作的流程圖。Fig. 19 is a flow chart showing the operation of the prior example.

1...卡處理部1. . . Card processing unit

2...顧客操作部2. . . Customer operation department

3...控制部3. . . Control department

4...手指靜脈感測器部4. . . Finger vein sensor

5...手掌靜脈感測器部5. . . Palm vein sensor

6...一體式感測器部6. . . Integrated sensor unit

31...儲存部31. . . Storage department

Claims (8)

Translated fromChinese
一種自動櫃員機,由讀取手指靜脈圖案的手指靜脈感測器部與讀取手掌靜脈圖案的手掌靜脈感測器部構成,且使用顧客的生物資料來進行個人認證,該自動櫃員機的特徵在於:自顧客的角度觀察,該手掌靜脈感測器部配置於該自動櫃員機的近前側,該手指靜脈感測器部配置於裏側。An automatic teller machine consisting of a finger vein sensor portion for reading a finger vein pattern and a palm vein sensor portion for reading a palm vein pattern, and using the customer's biological data for personal authentication, the ATM is characterized by: From the perspective of the customer, the palm vein sensor portion is disposed on the near side of the automated teller machine, and the finger vein sensor portion is disposed on the inner side.如申請專利範圍第1項所述之自動櫃員機,其中該手指靜脈感測器部與該手掌靜脈感測器部構成為一體,該手掌靜脈感測器部中,自指跟定位導件至該手掌靜脈感測器部的手腕定位導件為止的長度,大於等於平均手掌長度的最大值,該手指靜脈感測器部中,自前端定位導件的與手指接觸的部分至該指跟定位導件的端面為止的長度,小於等於平均的中指長度的最小值。The automatic teller machine according to claim 1, wherein the finger vein sensor portion is integrally formed with the palm vein sensor portion, and the palm vein sensor portion is self-refering to the positioning guide to the The length of the wrist positioning guide of the palm vein sensor portion is greater than or equal to the maximum value of the average palm length, and the portion of the finger vein sensor portion that contacts the finger from the front positioning guide to the finger positioning guide The length of the end face of the piece is less than or equal to the minimum value of the average middle finger length.如申請專利範圍第2項所述之自動櫃員機,其中於該手指靜脈感測器部設置有手指定位導件,上述手指定位導件於沿著中指兩側的間隔處形成2根突條。The automatic teller machine of claim 2, wherein the finger vein sensor portion is provided with a finger positioning guide, and the finger positioning guide forms two protrusions at intervals along both sides of the middle finger.如申請專利範圍第1項所述之自動櫃員機,其中手指以及手放置於該手指靜脈感測器部與該手掌靜脈感測器部時,手與水平所成的角度θ為5°≦θ≦15°。The automatic teller machine according to claim 1, wherein the finger and the hand are placed on the finger vein sensor portion and the palm vein sensor portion, the angle θ between the hand and the horizontal is 5° ≦ θ ≦ 15°.一種自動櫃員機,包括:對IC卡進行讀寫的卡處理部、對顧客顯示訊息或輸入交易選擇等的顧客操作部、內置有儲存部的控制部、讀取手指靜脈圖案的手指靜脈感測器部、以及讀取手掌靜脈圖案的手掌靜脈感測器部,該自動櫃員機的特徵在於:當使用與手指靜脈認證及手掌靜脈認證的兩者或者其中之一對應的IC卡時,於讀取該IC卡之前,對該手指靜脈感測器部以及該手掌靜脈感測器部同時發送一種取得生物資料的指令。An automatic teller machine includes a card processing unit that reads and writes an IC card, a customer operation unit that displays a message to a customer, or inputs a transaction selection, a control unit that has a built-in storage unit, and a finger vein sensor that reads a finger vein pattern. a part, and a palm vein sensor portion that reads a palm vein pattern, theThe ATM is characterized in that when an IC card corresponding to one or both of the finger vein authentication and the palm vein authentication is used, the finger vein sensor portion and the palm vein feeling are sensed before the IC card is read. The detector unit simultaneously sends an instruction to obtain biological data.如申請專利範圍第5項所述之自動櫃員機,其中當使用與該手指靜脈認證及該手掌靜脈認證均對應的IC卡時,使用生物資料來進行個人認證,該生物資料是來自該手指靜脈感測器部與該手掌靜脈感測器部中可先對該取得生物資料的指令作出回應的感測器的生物資料。The automatic teller machine according to claim 5, wherein when the IC card corresponding to the finger vein authentication and the palm vein authentication is used, the biometric data is used for personal authentication, and the biological data is from the finger vein feeling. The biometric data of the sensor in the detector portion and the palm vein sensor portion that can first respond to the instruction to obtain the biological data.如申請專利範圍第6項所述之自動櫃員機,其中當可先對該取得生物資料的指令作出回應的感測器的認證失敗時,使用來自此後作出回應的感測器的生物資料來進行個人認證。The automatic teller machine according to claim 6, wherein when the authentication of the sensor that can respond to the instruction to obtain the biological data fails, the biological data of the sensor from the response is used to perform the personalization. Certification.一種自動櫃員機,包括:對IC卡進行讀寫的卡處理部、對顧客顯示訊息或輸入交易選擇等的顧客操作部、內置有儲存部的控制部、讀取手指靜脈圖案的手指靜脈感測器部、以及讀取手掌靜脈圖案的手掌靜脈感測器部,該自動櫃員機的特徵在於:當使用與手指靜脈認證及手掌靜脈認證均對應的IC卡時,根據顧客所選擇的認證方式,僅對該手指靜脈感測器部或者該手掌靜脈感測器部的其中之一發送一種取得生物資料的指令。An automatic teller machine includes a card processing unit that reads and writes an IC card, a customer operation unit that displays a message to a customer, or inputs a transaction selection, a control unit that has a built-in storage unit, and a finger vein sensor that reads a finger vein pattern. And a palm vein sensor portion for reading a palm vein pattern, wherein the automatic teller machine is characterized in that, when an IC card corresponding to both the finger vein authentication and the palm vein authentication is used, according to the authentication method selected by the customer, only One of the finger vein sensor portion or the palm vein sensor portion transmits an instruction to acquire biological data.
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JP2007280298A (en)2007-10-25

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