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NO963456L - Method and system for obtaining payment mediation between payee on sale of cashless cash money and sellers of the benefits to which the card is used - Google Patents

Method and system for obtaining payment mediation between payee on sale of cashless cash money and sellers of the benefits to which the card is used

Info

Publication number
NO963456L
NO963456LNO963456ANO963456ANO963456LNO 963456 LNO963456 LNO 963456LNO 963456 ANO963456 ANO 963456ANO 963456 ANO963456 ANO 963456ANO 963456 LNO963456 LNO 963456L
Authority
NO
Norway
Prior art keywords
card
write
cards
balance
payee
Prior art date
Application number
NO963456A
Other languages
Norwegian (no)
Other versions
NO963456D0 (en
Inventor
Lasse Leirfall
Knut Larsen Oesterholt
Sigurd Sigbjoernsen
Original Assignee
Lasse Leirfall
Knut Larsen Oesterholt
Sigurd Sigbjoernsen
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Lasse Leirfall, Knut Larsen Oesterholt, Sigurd SigbjoernsenfiledCriticalLasse Leirfall
Priority to NO963456ApriorityCriticalpatent/NO963456L/en
Publication of NO963456D0publicationCriticalpatent/NO963456D0/en
Priority to AU40349/97Aprioritypatent/AU4034997A/en
Priority to PCT/NO1997/000208prioritypatent/WO1998008175A1/en
Publication of NO963456LpublicationCriticalpatent/NO963456L/en

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Abstract

Translated fromNorwegian

Metode og system for å oppnå oppgjørsformidling mellom betalingsmottaker(A,B) ved salg av, eller oppskriving av saldoverdi på kontoløse småpengekort eller elektroniske betalingsbrikker, -og andre selgere av de ytelser som kortet brukes til å betale for. Metoden innebærer at selger(A.B) av kort eller saldooppskrivingen på kort overfører salgsinntektene til et konteringssystems(KS) inntektskonti(AIK,BIK), hvor bruksautomatenes(P,BS,TA) registreringer (R1 ,R2,R3..,Rn) av saldonedskrivinger ved bruk av kortet, via forbindelselinjer(FL) også overføres til konteringssystemet(KS) hvor disse registreringene utgjør oppgjørsgrunnlag fra inntektskonti(AIK,BIK) for selger av kort eller av oppskriving av saldo på kort, og til konti(R1K,R2K,R3K...,RnK) for forskjellige selgere av ytelser fra bruksautomatene. Kortet eller brikken kan inneholde identifikasjon av den som har motatt betalingen, og identifikasjon av lands- eller valutatilhørighet.Method and system for obtaining settlement between the payee (A, B) on the sale of, or write-up of the balance value on cashless small money cards or electronic payment cards, and other sellers of the services for which the card is used to pay. The method entails that the seller (AB) of the card or the balance write-up on the card transfers the sales proceeds to a accounting system (KS) revenue accounts (AIK, BIK), where the vending machines (P, BS, TA) records (R1, R2, R3 .., Rn) of balance write-offs using the card, via connection lines (FL), are also transferred to the accounting system (KS) where these records form the settlement basis from revenue accounts (AIK, BIK) for the seller of cards or the write-up of balance on cards, and to accounts (R1K, R2K, R3K ..., RnK) for different vendors of utility machines. The card or chip may contain identification of the recipient of the payment and identification of country or currency.

NO963456A1996-08-201996-08-20 Method and system for obtaining payment mediation between payee on sale of cashless cash money and sellers of the benefits to which the card is usedNO963456L (en)

Priority Applications (3)

Application NumberPriority DateFiling DateTitle
NO963456ANO963456L (en)1996-08-201996-08-20 Method and system for obtaining payment mediation between payee on sale of cashless cash money and sellers of the benefits to which the card is used
AU40349/97AAU4034997A (en)1996-08-201997-08-19A method and a system for achieving payment mediation between a payment recipient selling stored value cards, and vendors providing the services for which the cards are used
PCT/NO1997/000208WO1998008175A1 (en)1996-08-201997-08-19A method and a system for achieving payment mediation between a payment recipient selling stored value cards, and vendors providing the services for which the cards are used

Applications Claiming Priority (1)

Application NumberPriority DateFiling DateTitle
NO963456ANO963456L (en)1996-08-201996-08-20 Method and system for obtaining payment mediation between payee on sale of cashless cash money and sellers of the benefits to which the card is used

Publications (2)

Publication NumberPublication Date
NO963456D0 NO963456D0 (en)1996-08-20
NO963456Ltrue NO963456L (en)1998-02-23

Family

ID=19899725

Family Applications (1)

Application NumberTitlePriority DateFiling Date
NO963456ANO963456L (en)1996-08-201996-08-20 Method and system for obtaining payment mediation between payee on sale of cashless cash money and sellers of the benefits to which the card is used

Country Status (3)

CountryLink
AU (1)AU4034997A (en)
NO (1)NO963456L (en)
WO (1)WO1998008175A1 (en)

Families Citing this family (26)

* Cited by examiner, † Cited by third party
Publication numberPriority datePublication dateAssigneeTitle
US7216091B1 (en)*1998-06-262007-05-08American Express Travel Related Services Company, Inc.Stored value transaction system including an integrated database server
US6418420B1 (en)*1998-06-302002-07-09Sun Microsystems, Inc.Distributed budgeting and accounting system with secure token device access
GB2356963A (en)*1999-11-302001-06-06Gareth PoulterElectronic payment device
US11593800B2 (en)2012-03-072023-02-28Early Warning Services, LlcSystem and method for transferring funds
US9691056B2 (en)2012-03-072017-06-27Clearxchange, LlcSystem and method for transferring funds
US10318936B2 (en)2012-03-072019-06-11Early Warning Services, LlcSystem and method for transferring funds
US10395223B2 (en)2012-03-072019-08-27Early Warning Services, LlcSystem and method for transferring funds
US10970688B2 (en)2012-03-072021-04-06Early Warning Services, LlcSystem and method for transferring funds
US10395247B2 (en)2012-03-072019-08-27Early Warning Services, LlcSystems and methods for facilitating a secure transaction at a non-financial institution system
US10839359B2 (en)2015-03-232020-11-17Early Warning Services, LlcPayment real-time funds availability
US10832246B2 (en)2015-03-232020-11-10Early Warning Services, LlcPayment real-time funds availability
US10748127B2 (en)2015-03-232020-08-18Early Warning Services, LlcPayment real-time funds availability
US10878387B2 (en)2015-03-232020-12-29Early Warning Services, LlcReal-time determination of funds availability for checks and ACH items
US10769606B2 (en)2015-03-232020-09-08Early Warning Services, LlcPayment real-time funds availability
US11151522B2 (en)2015-07-212021-10-19Early Warning Services, LlcSecure transactions with offline device
US11151523B2 (en)2015-07-212021-10-19Early Warning Services, LlcSecure transactions with offline device
US11037122B2 (en)2015-07-212021-06-15Early Warning Services, LlcSecure real-time transactions
US11062290B2 (en)2015-07-212021-07-13Early Warning Services, LlcSecure real-time transactions
US11037121B2 (en)2015-07-212021-06-15Early Warning Services, LlcSecure real-time transactions
US10956888B2 (en)2015-07-212021-03-23Early Warning Services, LlcSecure real-time transactions
US10963856B2 (en)2015-07-212021-03-30Early Warning Services, LlcSecure real-time transactions
US11157884B2 (en)2015-07-212021-10-26Early Warning Services, LlcSecure transactions with offline device
US10438175B2 (en)2015-07-212019-10-08Early Warning Services, LlcSecure real-time payment transactions
US11386410B2 (en)2015-07-212022-07-12Early Warning Services, LlcSecure transactions with offline device
US10970695B2 (en)2015-07-212021-04-06Early Warning Services, LlcSecure real-time transactions
US11151567B2 (en)2016-09-192021-10-19Early Warning Services, LlcAuthentication and fraud prevention in provisioning a mobile wallet

Family Cites Families (2)

* Cited by examiner, † Cited by third party
Publication numberPriority datePublication dateAssigneeTitle
JPH07104891B2 (en)*1986-08-051995-11-13沖電気工業株式会社 Transaction processor
NL1000352C2 (en)*1995-05-121996-11-13Nederland Ptt Electronic payment system with different units of account, electronic payment method and method for electronic payment.

Also Published As

Publication numberPublication date
NO963456D0 (en)1996-08-20
WO1998008175A1 (en)1998-02-26
AU4034997A (en)1998-03-06

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