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IN2014DN05737A - - Google Patents

Info

Publication number
IN2014DN05737A
IN2014DN05737AIN5737DEN2014AIN2014DN05737AIN 2014DN05737 AIN2014DN05737 AIN 2014DN05737AIN 5737DEN2014 AIN5737DEN2014 AIN 5737DEN2014AIN 2014DN05737 AIN2014DN05737 AIN 2014DN05737A
Authority
IN
India
Prior art keywords
smartcard
transaction
value
server
limit value
Prior art date
Application number
Inventor
Eng Sia Lee
Jin Feei Jeffrey Loh
Original Assignee
Mobile Money Internat Sdn Bhd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mobile Money Internat Sdn BhdfiledCriticalMobile Money Internat Sdn Bhd
Publication of IN2014DN05737ApublicationCriticalpatent/IN2014DN05737A/en

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Abstract

A smartcard system comprising a smartcard (20) on which is stored cash defined by one or more values including an offline limit value and a secured value a server (2) on which a user can create an account and a recorded value is stored and one or more transaction terminals (4 6 8 10 12) which reduce the offline limit value of the smartcard (20) and communicates (24) the same to the server (2) when the smartcard (20) is used for a transaction wherein the server (2) sends an instruction (26 28 30) to the transaction terminals (6 8 10) to decrease the secured value by the transaction amount and increase the offline limit value on the smartcard by said amount when the smartcard (20) is next used (32) for a transaction.
IN5737DEN20142012-01-162013-01-15IN2014DN05737A (en)

Applications Claiming Priority (2)

Application NumberPriority DateFiling DateTitle
MYPI20120002162012-01-16
PCT/MY2013/000003WO2013109134A1 (en)2012-01-162013-01-15Hybrid payment smartcard

Publications (1)

Publication NumberPublication Date
IN2014DN05737Atrue IN2014DN05737A (en)2015-04-10

Family

ID=48799494

Family Applications (1)

Application NumberTitlePriority DateFiling Date
IN5737DEN2014IN2014DN05737A (en)2012-01-162013-01-15

Country Status (3)

CountryLink
CN (1)CN104169955A (en)
IN (1)IN2014DN05737A (en)
WO (1)WO2013109134A1 (en)

Families Citing this family (8)

* Cited by examiner, † Cited by third party
Publication numberPriority datePublication dateAssigneeTitle
US8959034B2 (en)2012-02-292015-02-17Google Inc.Transaction signature for offline payment processing system
US9020858B2 (en)2012-02-292015-04-28Google Inc.Presence-of-card code for offline payment processing system
US10192214B2 (en)2013-03-112019-01-29Google LlcPending deposit for payment processing system
US9237151B2 (en)2014-06-032016-01-12Lg Cns Co., Ltd.Secure access system and operating method thereof
CN104680367B (en)*2015-03-252018-06-22山东威尔数据股份有限公司A kind of offline electronic payment implementation method that online consumption system is synchronized based on stored value card
US20160371716A1 (en)*2015-06-192016-12-22Google Inc.Loyalty rewards in offline payment system
GB2542572A (en)*2015-09-222017-03-29Silverleap Tech LtdMethod and system for updating a contactless smartcard and a computer readable medium for performing said method
FR3068555B1 (en)*2017-06-302021-04-23Oberthur Technologies VERIFICATION PROCESS IMPLEMENTED BY AN ELECTRONIC DEVICE DURING AT LEAST ONE TRANSACTION WITH CHANGE OF LIMITS

Family Cites Families (3)

* Cited by examiner, † Cited by third party
Publication numberPriority datePublication dateAssigneeTitle
DE10148468A1 (en)*2001-10-012003-04-24Siemens Ag Process for electronic exchange of values and server-based device for carrying out the process
US20070168260A1 (en)*2005-09-302007-07-19Mastercard International IncorporatedPayment apparatus and method
US8109444B2 (en)*2007-09-122012-02-07Devicefidelity, Inc.Selectively switching antennas of transaction cards

Also Published As

Publication numberPublication date
WO2013109134A1 (en)2013-07-25
CN104169955A (en)2014-11-26

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