CN201174145Y - Electronic recognition apparatus for bank card - Google Patents

Abstract

The utility model relates to a carrier for storing information on a bank card. Electronic identification equipment for the bank card comprises a bank card body, wherein a magnetic stripe is arranged on the bank card body, and the bank card body is provided with a memory chip which stores personal biological information such as fingerprint or palm print and so on. When a depositor handles deposit and withdrawal or other services, the depositor needs to input fingerprint into a fingerprint input device to realize precise identity verification and recognition of 'identity of a person and a card', thereby the electronic identification equipment for the bank card overcomes the defect that the prior bank card only recognizes a code but does not recognize the person, and can effectively avoid the loss of the depositor caused by loss of the bank card or stealth of the code.

Description

A kind of electronic identification device of bank card

Technical field

The utility model relates to a kind of bank card, more particularly, relates to the carrier of store information on a kind of bank card.

Background technology

At present, all kinds of bank cards of issued by banks are loaded with depositor's card number by mode of printing, and depositor's the data and the information of depositing and withdrawing are then stored by the magnetic stripe recording on the bank card.Though the magnetic stripe on the bank card can write down depositor's the information of depositing and withdrawing and personal information, and the bank card of band magnetic stripe has the low and fireballing advantage of reading of data of cost of manufacture.But the bank card of band magnetic stripe is easy to problems such as forgery and adulterium take place, and also difficulty is carried out the veritification identification of " testimony of a witness homogeneity " identity, even also can bring unsafe factor to the depositor; The cryptoguard that fund security on the existing bank card only is provided with by the depositor is in case when the depositor runs into the crime infringement of forms such as robberys, swindle, be difficult to protect the fund on the bank card.After being kidnapped by criminal as, some depositor, be forced and say password, criminal uses murder depositor's bank card and can very successfully obtain fund on the bank card according to the password on the bank card.

Summary of the invention

At the deficiencies in the prior art, the purpose of this utility model provides a kind of electronic identification device of bank card, and it can store depositor's personal biological information, can effectively protect the fund of depositor on bank card.

The purpose of this utility model is achieved in that a kind of electronic identification device of bank card, comprises the bank card body, on the bank card body magnetic stripe is arranged, and the bank card body is provided with storage chip.

On the basis of technique scheme, the utility model also has following further scheme:

Described storage chip is the non-contact IC card chip.

Described storage chip is a flash memory chip.

Described bank card body is provided with filling hole, and storage chip places in the riveted nail, and the riveted nail embeds filling hole.

Described filling hole is a through hole, and riveted has nailed on flange and extending part.

Advantage of the present utility model is as follows:

Because magnetic stripe is arranged on the bank card body, the bank card body is provided with storage chip, storage chip is personal biological information such as typing depositor's fingerprint or palmmprint easily, can effectively protect the fund of depositor on bank card.The utility model can be confirmed on the basis of system in original bank card password, increase personal biological informations such as depositor's fingerprint or palmmprint again and confirm system, the computer accounting system of bank card and bank stores personal biological informations such as depositor's fingerprint or palmmprint, the illegal activities that help to prevent to forge and distort bank card.

On the technique scheme basis, the cabinet face of bank, the finger print input device of picked-up depositor fingerprint can be installed by the ATM of bank, market and financial institution, the depositor deposits and withdraws or other is when professional handling, need to finger print input device input fingerprint, promptly compare behind finger print input device picked-up depositor's the finger print information, and the identity that realizes accurate " testimony of a witness homogeneity " is veritified and is assert with depositor's finger print information of the computer accounting system storage of bank; The fund of depositor on bank card not only can be by magnetic stripe and cryptoguard; and also have the identity of " testimony of a witness homogeneity " to veritify identification; overcome existing bank card and only recognized the defective that password is not recognized people, can effectively avoid the depositor to lose or the stolen loss that causes of password because of bank card.

The utility model takes to also have following advantage after the further technical scheme:

When described storage chip was the non-contact IC card chip, read or write speed was fast; What bank card used is the less radio-frequency element, can establish a communications link with veritifying terminating machine by non-contacting mode, examines the factural information in the bank card, also can use specific logical encrypt algorithm, helps the safety of fund on the bank card.

Described storage chip is a flash memory chip, can improve the storage area of storage chip greatly, can increase depositor's video information or information such as 3-D view and palmmprint where necessary.

Described bank card body is provided with filling hole, and storage chip places in the riveted nail, when the riveted nail embeds filling hole, is convenient to directly storage chip is fixed on the bank card.

Described filling hole is a through hole, when riveted has nailed on flange and extending part, can easily the riveted nail be passed through hole, and the riveted nail is fixed on the existing bank card.

Description of drawings

Fig. 1 is the decomposing schematic representation of the utility model part;

Fig. 2 is the enlarged drawing of riveted nail.

Embodiment

Below in conjunction with accompanying drawing in detail embodiment of the present utility model is described in detail:

Referring to Fig. 1.A kind of electronic identification device of bank card comprisesbank card body 3, andbank card body 3 can be the bank card of redesign, perhaps uses existing bank card.Magnetic stripe on thebank card body 3 is a prior art, promptly uses the magnetic stripe on the existing bank card.Bank card body 3 is provided with the storage chip of store information, and depositor's fingerprint or other personal biological information can be stored in the storage chip.Storage chip can be a prior art, and storage chip can use the non-contact IC card chip, and the non-contact IC card chip can use the chip of existing second generation resident identification card.In addition, storage chip also can use the flash memory in the USB flash disk, and promptly described storage chip is a flash memory chip.The capacity of flash memory chip can be 1M or 8M.Storage chip can directly be encapsulated in thebank card body 3, andfilling hole 2 perhaps is set on ready-made bank card, and storage chip is encapsulated in thefilling hole 2.

In conjunction with Fig. 1, referring to Fig. 2.Described bank card body is provided withfilling hole 2, and storage chip places in the rivetednail 1, and rivetednail 1 embeds filling hole 2.When storage chip uses flash memory chip in the USB flash disk, flash memory chip can be encapsulated in the rivetednail 1, conductingstrip 200 is fixed on the rivetednail 1, and the circuit on the flash memory chip connects conductingstrip 200, and flash memory chip has the conductingstrip 200 that connects communication interface.The flash memory chip lightning minor external memory device of also expressing one's gratification, flash memory chip comprises the circuit and the electronic storage medium of USB interface, obtain power supply from the USB passage, under the cooperation of driver and operating system, utilize flash memory chip can finish the storage of data; In addition, flash memory chip has write-protect, the safety of protected data.The circuit that flash memory chip connects USB interface connects conductingstrip 200, and the quantity of conductingstrip 200 is suitable with the number of electrodes of USB interface, and promptly described communication interface is for connecting the circuit of USB interface.Card reader can design in addition, and the spring contact in the card reader can contact the conductingstrip 200 on the rivetednail 1, and the spring contact circuit in the card reader connects USB interface by data line.Flash memory chip can be stored the 3-D view of depositor's palmmprint, fingerprint, whole body or head portrait, or depositor's video image etc.

Be noted that storage chip is not limited to use flash memory chip,, can also use other more suitably storage chip along with development of electronic technology; Perhaps storage chip uses the chip in the existing mobile phone machine card.

Describedbank card body 3 is provided withfilling hole 2, and storage chip places in the rivetednail 1, and riveted is followed closely 1chimeric filling hole 2, and conductingstrip 200 is arranged on the riveted nail 1.Rivetednail 1 can be used the plastic material manufacturing, and 8.2 millimeters of the diameters offilling hole 2,8 millimeters of the diameters of rivetednail 1, rivetednail 1 embed the available chemical glue encapsulation in back in thefilling hole 2.

Rivetednail 1 also can embed in thefilling hole 2 in the following manner:

In conjunction with Fig. 1, referring to Fig. 2.Describedfilling hole 2 is a through hole, on the rivetednail 1flange 201 and extendingpart 202 is arranged.The length dimension of extendingpart 202 is greater than the gauge of bank card body 3.Rivetednail 1 can be used the plastic material manufacturing, 8 millimeters of the diameters of rivetednail 1,10 millimeters offlange 201 diameters on the riveted nail 1.Whenbank card body 3 thickness are 1.5 millimeters, extendingpart 202 length are 3 millimeters, fillinghole 2 on thebank card body 3 is the through hole of 8.2 millimeters of diameters, after the extendingpart 202 on the rivetednail 1 passesfilling hole 2, can use the high temperature operated pressing tool that riveted is followed closely 1 riveting infilling hole 2; In order to prevent that other people from illegally changing rivetednail 1, can be pressed with false proof steel seal betweenbank card body 3 and theflange 201.

Claims (5)

1, a kind of electronic identification device of bank card comprises bank card body (3), and the bank card body has magnetic stripe on (3), it is characterized in that, bank card body (3) is provided with storage chip.

2, the electronic identification device of a kind of bank card according to claim 1 is characterized in that, described storage chip is the non-contact IC card chip.

3, the electronic identification device of a kind of bank card according to claim 1 is characterized in that, described storage chip is a flash memory chip.

4, the electronic identification device of a kind of bank card according to claim 1 is characterized in that, described bank card body (3) is provided with filling hole (2), and storage chip places in the riveted nail (1), and riveted nail (1) embeds filling hole (2).

5, the electronic identification device of a kind of bank card according to claim 4 is characterized in that, described filling hole (2) is a through hole, on the riveted nail (1) flange (201) and extending part (202) is arranged.

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