CN1442833A - Large amount money automatic drawing machine - Google Patents

Abstract

A wholesale ATM is composed of casing, computer host, card reader, evidence printer, journal printer, panel, LCD, keypad, multiple exits of paper money and evidence, paper money storage, and paper money output and check units.

Description

The wholesale ATM (automatic teller machine)

Technical field

The bright ATM (automatic teller machine) that relates to of the present invention particularly relates to a kind of the extraction with the unit of being stacked as, whenever the wholesale ATM (automatic teller machine) of folded 100 100 yuan of face paper money.

Background technology

In modern society, bank and people's life is closely bound up.The application of new and high technology such as robot calculator and communication in banking or changed people's method of commerce and means, and brings great convenience for people carry out banking.As ATM (automatic teller machine) be exactly a kind of can be by the financial self-service equipment of depositor's self-help drawing money, bank has obtained using widely all over the world at present, and is ascendant trend day by day, annual global increment is up to a million, China is nearly ten thousand of annual increments at present.Now the general ATM (automatic teller machine) volume of withdrawing the money is to be unit to open, and is example with Renminbi, extracts 30 bank note at most at every turn, and the total value of withdrawing the money is no more than 3000 yuans.And in developing country, because bank card consumption is universal and ripe not enough, so money transaction is still occupied an leading position.However, along with the development of economics of underdevelopment and the needs of financial Trade Development, the number of withdrawing the money also constantly enlarges.In China, at every turn also increasing from the client of ten thousand yuans of the 1-10 of making a draft of money, this is folded objectively having produced with drawing unit, whenever folds 100 (promptly 10,000 yuans), can put forward the demand of the ATM (automatic teller machine) of 10 folded 1000 (promptly 100,000 yuans) at most at every turn.

Summary of the invention

The present invention realizes the demand that wholesale is withdrawn the money for satisfying people by ATM (automatic teller machine), and a kind of automaticity height is provided, and has complete safety detection design, the wholesale ATM (automatic teller machine) of the process of withdrawing the money efficient quick.

For achieving the above object, the invention provides a kind of wholesale ATM (automatic teller machine), be provided with host computer in the cabinet of this cash dispenser, card reader, voucher printer and journal printer, on the cabinet front panel, be provided with LCD, code keypad, stacked bank note delivery outlet reaches and card reader, the bank card socket that voucher printer and journal printer link to each other, the voucher outlet, be provided with folded formula bank note storehouse at the cabinet rear portion, be connected with stacked bank note output unit and pick-up unit on the bank note storehouse, above-mentioned each device all is connected with a plurality of serial ports of main frame by connection, and main frame then is connected with bank main by bank pre-machine.

This machine is furnished with the UPS uninterrupted power source.

The code keypad approximate horizontal is arranged on the cabinet in LCD the place ahead.

The bank note storehouse is a grid type, has been covered with in inner space, bank note storehouse to place the storage coin lattice that a stacker coin is a unit, and storage coin lattice are horizontal to be arranged in order from top to bottom.

The bank note output unit is by gear train and get coin mechanism automatically and constitute, and wherein gear train is to be provided with at the top in bank note storehouse to make to get first motor and gear-driven assembly that is attached thereto and the belt drive component that coin mechanism moves up and down automatically; And be provided with and make second motor and gear-driven assembly that is attached thereto and the belt drive component of getting coin mechanism move left and right automatically, they with get coin mechanism automatically and be connected; Described get automatically that coin mechanism comprises crane moving up and down, drives the vertical screw mandrel that crane moves up and down and be contained in that but all around on the crane moves push away mechanical arm before the paper money, connect mechanical arm and drive behind the paper money and push away mechanical arm before the paper money and connect paper money after the horizontal lead screw of mechanical arm move left and right, wherein crane is that the horizontal frame that slidably is connected by four upright sliding bars that are fixed on both sides, bank note storehouse, with slide bar and four horizontal sliding bars that are fixed on framework transverse slat two ends constitute; Mechanical arm is connected on the horizontal sliding bar slidably after pushing away before the paper money mechanical arm and connecing paper money, and is threaded with horizontal lead screw on being rotationally connected with transverse slat; Connect behind the paper money and be connected with the cash dispensing port slideway between the mechanical arm and stacked bank note delivery outlet.

Push away mechanical arm before the paper money be provided with can move forward and backward currency-pulling mechanism, gear-driven assembly that this mechanism comprises micromotor, be attached thereto and the push arm that is connected with gear-driven assembly, wherein push arm is horizontally placed on and pushes away the preceding mechanical arm top of paper money, and its width is corresponding with the storage coin lattice in bank note storehouse with thickness.

Pick-up unit is the multiple testing agency that the paper money process of withdrawing the money out is detected, it is to be provided with counting to detect light pipe and counting detecting sensor on the horizontal frame of crane, is respectively equipped with one or more paper money detecting sensors that go out after connecing paper money on mechanical arm and the cash dispensing port slideway.

The software of this machine comprises main control module and the maintenance management module that is made of a plurality of functional modules, and wherein main control module comprises that initialization, parameter are provided with module, bank message processing module, data encrypting and deciphering module, interface module, transaction flow module and device interface module; The maintenance management module comprises systematic parameter maintenance module and hardware device maintenance module.

The software control flow process of this machine is as follows:

A, with user's the request of withdrawing the money by encrypted transmission to bank main, decipher and judge whether authorized transactions, then beam back the approve transactions instruction as authorizing, negated then to beam back the negative dealing instruction as transaction request;

B, ATM (automatic teller machine) are sent out the paper money instruction after receiving the bank main instruction, be transported to the bank note delivery outlet by the bank note output unit by the bank note storehouse, the information of returning according to pick-up unit again, send instruction after examining Withdrawal Amount, open bank note delivery outlet left front, be output into the stacker coin, and print transaction voucher and transaction counterfoil respectively by voucher printer and journal printer.

Contribution of the present invention is, it adapts to the demand of people to the wholesale automatic drawing, make 10,000 yuan of one folded wholesale withdraw the money and on ATM (automatic teller machine), to realize, thereby can improve the efficient that wholesale is withdrawn the money greatly, for extracting the wholesale cash, people provide great convenience, and simple repeater worker's cost is reduced fast, improved bank work efficiency simultaneously.Owing to belong to block trade, must guarantee its security and reliability, the present invention is provided with perfect automatic measuring ability for this reason, from command response, extract, be delivered to out paper money whole process multiple detection is set, has guaranteed the correctness of order and the reliability and the controllability of process.Grid type of the present invention storage coin structure and mechanical arm get the coin structure make this withdraw the money function under computer control accurately, efficiently, operation automatically.The present invention has also further widened the scope of business of bank.

Description of drawings

Fig. 1 is a structure skeleton view of the present invention.

Fig. 2 is a structured flowchart of the present invention.

Fig. 3 is bank note of the present invention storehouse and bank note output unit structural representation.

Fig. 4 is bank note output unit of the present invention and pick-up unit structural representation.

Fig. 5 is bank note output unit of the present invention and another structural representation of pick-up unit.

Fig. 6 is a software architecture diagram of the present invention.

Fig. 7 is a software control flow chart of the present invention.

Embodiment

Consult Fig. 1, Fig. 2, wholesale ATM (automatic teller machine) of the present invention is provided withcabinet 10, is provided withhost computer 11,card reader 12,voucher printer 13 andjournal printer 14 in the cabinet, wherein:

Host computer 11 adopts the standard electric brain server, to guarantee the stable operation of master control system;

Card reader 12 adopts the magnetic card reader of Japanese OMROM company, and it advances card by motor-driven, has magnetic control door, when reading magnetic card, can prevent to insert the foreign matter of non-magnetic card, and has the receipts cartridge, overtimely forgets to get or bank card that bank's requirement is confiscated can be taken in.

The voucher printer adopts the stylus printer of Japanese STAR company, can adapt to the existing check paper of domestic bank.

The high speed Chinese thermal printer of journal printer Japan EPSON company is used for auxiliary documents such as print job daily record and historical transaction record.

Above-mentioned each device of the present invention all is connected with a plurality of serial ports 111 ofhost computer 11 by connection, and main frame then is connected with bank main and railway ticket central database by bank pre-machine.

As shown in Figure 1, on the cabinet front panel, be provided withLCD 20,code keypad 30, stacked banknote delivery outlet 40 and link to each other with card reader, voucher printer and journal printerbank card socket 121,voucher export 131, wherein,LCD 20 adopts anti-riot surface acoustic wave touch display, it adopts embedded mode, make visual angle, the left and right sides be restricted, spy on preventing.Code keypad 30 adopts the anti-riot keyboard of stainless steels, and its approximate horizontal is arranged on thecabinet 10 inLCD 20 the place aheads, and the keyboard level is installed and can be prevented that trading password from being spied on from afar by the people.

This machine is furnished with UPSuninterrupted power source 100; this power supply adopts the intelligence of 1000VA can monitor uninterrupted power source; it is connected with the power lead of master control main frame and terminating machine respectively, is used to protect the influence of dirty power environment such as internal unit is avoided cutting off the power supply, voltage instability, surge.Host computer can detect outage, the under-voltage condition of UPS by its serial ports, and can control the UPS shutdown.

Be provided with folded formulabank note storehouse 50 at the cabinet rear portion, be connected with stacked banknote output unit 60 and pick-up unit 70 on the bank note storehouse.The bank note library structure as shown in Figure 3, it has the closed box of making by thesafety cabinet standard 52, this casing and cash dispenser cabinet are affixed, it is connected a side and has bank note output unit outlet (not shown) with cabinet.Describedbank note storehouse 50 is a grid type, and being covered with to place a stacker coin (whenever be stacked as 100 yuan bank note 100) in inner space, bank note storehouse is thestorage coin lattice 51 of a unit, and storage coin lattice are horizontal to be arranged in order from top to bottom.The quantity of grid can be designed to 200～400 lattice according to the needs of bank, and every lattice are deposited a stacker coin.

Banknote output unit 60 structures are shown in Fig. 3～5, this mechanism is bygear train 61 and get coin mechanism 62 automatically and constitute, as Fig. 3,gear train 61 comprises first motor 611, gear-driven assembly 612, belt drive component 613, second motor 614, gear-driven assembly 615 and belt drive component 616, wherein first motor 611 is contained in the top inbank note storehouse 50, gear-driven assembly 612 is housed on its output shaft, be connected with belt drive component 613 on the driven gear shaft of gear-driven assembly, this mechanism is used for driving gets coin mechanism automatically and moves up and down.Second motor 614 is contained in the crane 621 left frame inboards of getting coin mechanism 62 automatically, is connected with gear-driven assembly 615 on the motor output shaft, is connected with belt drive component 616 on the driven gear shaft, they with get coin mechanism 62 automatically and be connected; The described coin mechanism 62 of getting automatically comprises crane 621, push away the preceding mechanical arm 622 of paper money, connect mechanical arm 623 behind the paper money, vertical screw mandrel 624 and horizontal lead screw 625, wherein, crane 621 is by four upright sliding bars 6211 that are fixed on 50 both sides, bank note storehouse, the horizontal frame 6212 that slidably is connected with slide bar and four horizontal sliding bars that are fixed on framework transverse slat 6214 two ends 6213 constitute, crane is threaded with vertical screw mandrel 624 by the nut of its transverse slat inboard, the upper end of screw mandrel then is connected with gear-driven assembly 612, by first motor 611, gear-driven assembly 612, vertically screw mandrel 624 successively transmission can drive crane 621 and move up and down.On four horizontal sliding bars 6213 of crane and horizontal lead screw 625, be equipped with versatilely push away paper money before mechanical arm 622, connect paper money after mechanical arm 623 and horizontal lead screw 625, mechanical arm is threaded with horizontal lead screw after pushing away the preceding mechanical arm of paper money and connecing paper money, and can be under horizontal lead screw drives on horizontal sliding bar move left and right, 625 of horizontal lead screws are connected with gear-driven assembly 615.As shown in Figure 4, before pushing away paper money, be provided with the currency-pulling mechanism that can move forward and backward on the mechanical arm 622, this mechanism comprises micromotor 6221, the gear that is attached thereto, tooth bar transmission component 6222 and the push arm 6223 that is connected with gear-driven assembly, wherein push arm is horizontally placed on and pushes away the preceding mechanical arm top of paper money, its width is corresponding with thestorage coin lattice 51 inbank note storehouse 50 with thickness, push arm can be driven to move forward stacked bank note shifted onto and connect behind the paper money on the mechanical arm 623 by motor and gear-driven assembly, both sides, mechanical arm top are equipped with and are pushed away coin pawl 6231 after connecing paper money, are used for pushing bank note to cash dispensing port slideway 63.As mentioned above, get automatically coin mechanism 62 be one can do about, about and before and after the mechanism of three-dimensional motion.As shown in Figure 5, after connecing paper money, be connected with cash dispensing port slideway 63 between mechanical arm and the stacked banknote delivery outlet 40, this slideway is a sealing bend pipe, its the upper end with connect paper money after mechanical arm join, the other end is then passed by the outlet of the bank note output unit on thebank note storehouse 50, and extends downward stacked banknote delivery outlet 40 places ofcabinet 10 front portions.

Pick-up unit 70 structures such as Fig. 4, shown in Figure 5, it is the multiple testing agency that the paper money process of withdrawing the money out is detected, the detection of passing through comprising the bank note to mechanical arm behind the detection of getting the coin process that pushes away mechanical arm before the paper money, the butt joint paper money and the bank note delivery outlet carried out bank note by detecting.For this reason, on the horizontal frame 6212 of crane 621, be provided with counting and detect light pipe 71 and counting detecting sensor 72, be used for detecting getting the coin process; After connecing paper money, be respectively equipped with one or more paper money detecting sensors 73 that go out on mechanical arm 623 and the cash dispensing port slideway 63, be used to carry out bank note by detecting.After bank clerk was deposited end, the bank note storehouse was by detection light pipe on the crane and counting detecting sensor, run-down up and down, and auto inventory also calculates stacked bank note number in coordinate numbering grid is arranged, deposits this dynamo-electric brain system then in.

Consult Fig. 6, the software of this machine comprises main control module 80 and the maintenance management module 90 that is made of a plurality of functional modules, and wherein main control module 80 comprises:

Initialization, parameter are provided with module 81, are used for netinit; Download running parameter and make hardware reset and from front server to main control module reporting equipment state.

Bank message processing module 82 is used to control the communication of cash dispenser and bank main and passing on of banker's order.

Data encrypting and deciphering module 83, the information of withdrawing the money that is used for the user is imported cash dispenser is carried out communication with encryption and decryption mode and bank main.

Interface module 84, the means as interactive operation is provided to the user are used for obtaining transactions demand from the user; For the user provides the transaction prompting, and the report Transaction Information.

Transaction flow module 85 is used to safeguard the bank note database data; The control cash dispenser goes out paper money; The depositor is overtime to forget to get time control and reclaims bank note; When breaking down, repairs automatically by cash dispenser.

Device interface module 86 is responsible for driving each function element.

Maintenance management module 90 comprises systematic parameter maintenance module 91 and hardware device maintenance module 92.Be used to detect the duty of each hardware components in the cash dispenser; Revise the relevant running parameter of cash dispenser; The Software tool that provides field diagnostic to safeguard.

As Fig. 7, software control flow process of the present invention is as follows:

A, with user's the request of withdrawing the money by encrypted transmission to bank main, decipher and judge whether authorized transactions, then beam back the approve transactions instruction as authorizing, negated then to beam back the negative dealing instruction as transaction request;

B, ATM (automatic teller machine) are sent out the paper money instruction after receiving the bank main instruction, be transported to the bank note delivery outlet by the bank note output unit by the bank note storehouse, the information of returning according to pick-up unit again, send instruction after examining Withdrawal Amount, open bank note delivery outlet left front, be output into the stacker coin, and print transaction voucher and transaction counterfoil respectively by voucher printer and journal printer.

User's automatic drawing process is as follows:

The user by the anterior bank card spigot of cabinet insert bank card==＞＞the input trading password==＞＞again input withdraw the money the amount of money==＞＞the transaction bag passes through encrypted transmission, enter the bank transaction main frame==＞＞decipher and judge whether authorized transactions==＞＞(transaction request is by the naysayer to beam back approve transactions instruction, then beam back negative dealing instruction)==＞＞by this machine control system send out the paper money instruction==＞＞with banknote by folded by mechanical arm from the grid of tiered warehouse facility, proposes==＞＞be sent to the bank note delivery outlet==＞＞export successively, until the extraction amount of money that reaches customer requirement==＞＞information returned according to pick-up unit, examine Withdrawal Amount accurate==＞＞send instruction, open the left front of bank note delivery outlet==＞＞client extract stacked bank note==＞＞voucher printer prints transaction voucher, journal printer printing transaction counterfoil==＞＞finish transaction, move back card and give the client.

Withdraw the money when instruction in execution,, be extracted into the stacker coin by mechanical arm before pushing away paper money automatically, and be sent to the platen that connects mechanical arm behind the paper money, move on to the coin discharge front end by the back mechanical arm again, then a stacker coin is delivered to coin discharge according to the information of depositing of this dynamo-electric brain to the bank note storehouse; Press computer instruction successively and carry out, up to finishing.Two sides are provided with photoelectric sensor before and after crane, and each quick vertical moving of lifting table is once carried out optoelectronic scanning to total-grid, judges whether a stacker coin is housed in each lattice, and charges to computer, determine dress paper money amount and existing dress paper money amount; Mechanical arm detects bank note before pushing away paper money, proposes a stacker coin; After connecing paper money, on mechanical arm and the chain-wales photoelectric sensor is housed, by pushing away the stacker coin that mechanical arm proposes before the paper money from the grid of bank note storehouse, drop on the platform that connects mechanical arm behind the paper money, must be by the detection of this photoelectric sensor; Mechanical arm is sent to coin discharge with the stacker coin on the chain-wales by computer instruction after connecing paper money, has photoelectric sensor to detect on the platform with slope of approach; Detect by quadruple, computer judges correctly whether a stacker coin arrives coin discharge definitely reliably.Coin discharge is equipped with automatic left front, deposits the coin storehouse when what the amount of money of customer requirement entered coin discharge in full, and computer sends instruction, opens left front, and the client deposits from coin discharge and extracts all cashes the coin storehouse.

Claims (9)

1, a kind of bank wholesale ATM (automatic teller machine), it is characterized in that, in cabinet (10), be provided with host computer (11), card reader (12), voucher printer (13) and journal printer (14), on the cabinet front panel, be provided with LCD (20), code keypad (30), stacked bank note delivery outlet (40) reaches and card reader, voucher printer and journal printer link to each other bank card socket (121), voucher outlet (131), be provided with folded formula bank note storehouse (50) at the cabinet rear portion, be connected with stacked bank note output unit (60) and pick-up unit (70) on the bank note storehouse, above-mentioned each device all is connected with a plurality of serial ports (111) of main frame (11) by connection, and main frame then is connected with bank main by bank pre-machine.

2, wholesale ATM (automatic teller machine) according to claim 1 is characterized in that, this machine is furnished with UPS uninterrupted power source (100).

3, wholesale ATM (automatic teller machine) according to claim 1 is characterized in that, described code keypad (30) approximate horizontal is arranged on the cabinet (10) in LCD (20) the place ahead.

4, wholesale ATM (automatic teller machine) according to claim 1, it is characterized in that, described bank note storehouse (50) is a grid type, has been covered with in inner space, bank note storehouse to place the storage coin lattice (51) that a stacker coin is a unit, and storage coin lattice are horizontal to be arranged in order from top to bottom.

5, wholesale ATM (automatic teller machine) according to claim 1, it is characterized in that, described bank note output unit (60) is by gear train (61) and get coin mechanism (62) formation automatically, and wherein gear train (61) is to be provided with at the top of bank note storehouse (50) to make to get first motor (611) and gear-driven assembly (612) that is attached thereto and the belt drive component (613) that coin mechanism moves up and down automatically; And be provided with and make second motor (614) of getting coin mechanism move left and right automatically and the gear-driven assembly (615) that is attached thereto and belt drive component (616), they with get coin mechanism (62) automatically and be connected; The described coin mechanism (62) of getting automatically comprises crane moving up and down (621), drive the vertical screw mandrel (624) that crane moves up and down and be contained on the crane can before and after, move left and right push away mechanical arm (622) before the paper money, connect mechanical arm (623) behind the paper money and drive push away mechanical arm before the paper money and connect paper money after the horizontal lead screw (625) of mechanical arm move left and right, wherein crane is by four upright sliding bars (6211) that are fixed on both sides, bank note storehouse (50), horizontal frame (6212) that slidably is connected with slide bar and four horizontal sliding bars (6213) that are fixed on framework transverse slat two ends constitute; Mechanical arm (623) is connected on the horizontal sliding bar (6213) slidably after pushing away before the paper money mechanical arm (622) and connecing paper money, and is threaded with horizontal lead screw (617) on being rotationally connected with transverse slat (6232); Connect behind the paper money and be connected with cash dispensing port slideway (63) between the mechanical arm and stacked bank note delivery outlet (40).

6, wholesale ATM (automatic teller machine) according to claim 5, it is characterized in that, described push away mechanical arm (621) before the paper money be provided with can move forward and backward currency-pulling mechanism, gear-driven assembly (6222) that this mechanism comprises micromotor (6221), be attached thereto and the push arm (6223) that is connected with gear-driven assembly, wherein push arm is horizontally placed on and pushes away the preceding mechanical arm top of paper money, and its width is corresponding with the storage coin lattice (51) of bank note storehouse (50) with thickness.

7, wholesale ATM (automatic teller machine) according to claim 1 or 5, it is characterized in that, described pick-up unit (70) is the multiple testing agency that the paper money process of withdrawing the money out is detected, it is to be provided with counting to detect light pipe (71) and counting detecting sensor (72) on the horizontal frame of crane (621) (6212), is respectively equipped with one or more paper money detecting sensors (73) that go out on mechanical arm after connecing paper money (623) and the cash dispensing port slideway (63).

8, wholesale ATM (automatic teller machine) according to claim 1, it is characterized in that, the software of this machine comprises main control module (80) and the maintenance management module (90) that is made of a plurality of functional modules, and wherein main control module (80) comprises that initialization, parameter are provided with module (81), bank message processing module (82), data encrypting and deciphering module (83), interface module (84), transaction flow module (85) and device interface module (86); Maintenance management module (90) comprises systematic parameter maintenance module (91) and hardware device maintenance module (92).

9, wholesale ATM (automatic teller machine) according to claim 1 is characterized in that, its software control flow process is as follows:

A, with user's the request of withdrawing the money by encrypted transmission to bank main, decipher and judge whether authorized transactions, then beam back the approve transactions instruction as authorizing, negated then to beam back the negative dealing instruction as transaction request;

B, ATM (automatic teller machine) are sent out the paper money instruction after receiving the bank main instruction, be transported to the bank note delivery outlet by the bank note output unit by the bank note storehouse, the information of returning according to pick-up unit again, send instruction after examining Withdrawal Amount, open bank note delivery outlet left front, be output into the stacker coin, and print transaction voucher and transaction counterfoil respectively by voucher printer and journal printer.

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