CN115456802A - A digital currency-based insurance event processing system - Google Patents
A digital currency-based insurance event processing systemDownload PDFInfo
- Publication number
- CN115456802A CN115456802ACN202211160153.3ACN202211160153ACN115456802ACN 115456802 ACN115456802 ACN 115456802ACN 202211160153 ACN202211160153 ACN 202211160153ACN 115456802 ACN115456802 ACN 115456802A
- Authority
- CN
- China
- Prior art keywords
- currency
- target
- digital
- tag
- num
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Granted
Links
Images
Classifications
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/08—Insurance
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
- G06Q20/3678—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes e-cash details, e.g. blinded, divisible or detecting double spending
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Engineering & Computer Science (AREA)
- Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- Economics (AREA)
- Marketing (AREA)
- Technology Law (AREA)
- Development Economics (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
Translated fromChinese
Description
Translated fromChinese技术领域technical field
本申请涉及数字货币领域，尤其涉及一种基于数字货币的保险事件处理系统。The present application relates to the field of digital currency, in particular to a digital currency-based insurance event processing system.
背景技术Background technique
目前，很多保险产品(如民航的延误险等)的理赔服务都是由系统响应与用户的理赔请求自动完成理赔金额支付的。At present, the claim settlement services of many insurance products (such as civil aviation delay insurance, etc.) are automatically paid by the system in response to the user's claim settlement request.
而为了避免保险公司的账户资金不足，导致理赔失败等情况发生。有些系统中，会在保险订单建立后，对银行账户中的一部分资金(一般均大于用户购买保险产品的价格)进行冻结，以专供用户进行理赔使用。In order to avoid insufficient funds in the insurance company's account, resulting in the failure of claims. In some systems, after the insurance order is established, part of the funds in the bank account (generally greater than the price of the insurance product purchased by the user) will be frozen for the exclusive use of the user for claim settlement.
但这样的话，由于不是每个保险都会产生理赔事件，会导致保险公司的大量资金被冻结而无法正常使用。But in this case, since not every insurance will have a claim event, a large amount of funds of the insurance company will be frozen and cannot be used normally.
发明内容Contents of the invention
有鉴于此，本申请提供一种基于数字货币的保险事件处理系统，至少部分解决现有技术中存在的问题。In view of this, the present application provides a digital currency-based insurance event processing system, which at least partially solves the problems existing in the prior art.
在本申请的一方面，提供一种基于数字货币的保险事件处理系统，包括：数字货币控制平台、若干客户端和若干处理服务器；所述数字货币控制平台内存储有若干智能合约和若干数字货币；每一智能合约均具有对应的若干参与设备，所述参与设备为客户端和/或处理服务器，每一所述智能合约具有对应的合约标识，每一所述数字货币内存储有当前拥有者标识；所述当前拥有者标识被配置为仅能够响应于当前拥有者标识对应的设备发出的请求或智能合约的执行被修改。In one aspect of the present application, a digital currency-based insurance event processing system is provided, including: a digital currency control platform, several clients, and several processing servers; several smart contracts and several digital currencies are stored in the digital currency control platform ; Each smart contract has a corresponding number of participating devices, the participating devices are clients and/or processing servers, each smart contract has a corresponding contract identifier, and each digital currency stores the current owner ID; the current owner ID is configured to be modified only in response to a request issued by a device corresponding to the current owner ID or the execution of a smart contract.
所述数字货币控制平台用于执行以下步骤：The digital currency control platform is used to perform the following steps:
S100，接收目标客户端发送的关联建立请求A＝(Tag1,Tag2,Num0,Acc)；其中，Tag1为目标客户端对应的第一用户标识，Tag2为目标处理服务器对应的第二用户标识，Num0为数字货币的数量，Acc为目标事件的事件标识；A用于请求目标处理服务器建立Tag1与所述目标事件的关联关系。S100. Receive the association establishment request A=(Tag1 , Tag2 , Num0 , Acc) sent by the target client; wherein, Tag1 is the first user identifier corresponding to the target client, and Tag2 is the first user identifier corresponding to the target processing server. 2. User identification, Num0 is the amount of digital currency, Acc is the event identification of the target event; A is used to request the target processing server to establish the association relationship between Tag1 and the target event.
S200，将第一目标货币集中每一数字货币的当前拥有者标识修改为Tag2；所述第一目标货币集包括Num0个当前拥有者标识为Tag1的数字货币。S200. Modify the current owner identifier of each digital currency in the first target currency set to Tag2 ; the first target currency set includes Num0 digital currencies whose current owner identifier is Tag1 .
S300，若所述目标事件符合锁定条件，则建立第一目标货币集与所述第一目标智能合约的关联关系；否则，建立第一目标货币集与所述第二目标智能合约的关联关系。S300. If the target event meets the locking condition, establish an association relationship between the first target currency set and the first target smart contract; otherwise, establish an association relationship between the first target currency set and the second target smart contract.
关联了第一目标货币集的第一目标智能合约用于执行以下步骤：The first target smart contract associated with the first target currency set is used to perform the following steps:
S400，确定第二目标货币集；所述第二目标货币集包括第一目标货币集中每一数字货币以及Num1个当前拥有者标识为Tag2的数字货币；Num1≥0。S400. Determine a second target currency set; the second target currency set includes each digital currency in the first target currency set and Num1 digital currencies identified as Tag2 by the current owner; Num1 ≥ 0.
S500，将所述第二目标货币集中每一数字货币设置为锁定状态；处于锁定状态下的数字货币被配置为无法根据所述目标处理服务器的请求修改当前拥有者标识。S500. Set each digital currency in the second target currency set to a locked state; the digital currency in the locked state is configured so that the current owner ID cannot be modified according to the request of the target processing server.
关联了第一目标货币集的第二目标智能合约用于执行以下步骤：The second target smart contract associated with the first target currency set is used to perform the following steps:
S600，将所述第一目标货币集中每一数字货币设置为锁定状态。S600. Set each digital currency in the first target currency set to a locked state.
本申请提供的基于数字货币的保险事件处理系统，数字货币控制平台在接收到目标客户端发送的关联建立请求A(即保险购买请求)后，会将目标货币集中每一数字货币的当前拥有者标识修改为Tag2。即完成了对保险购买的付款行为，使得数字货币付款至目标处理服务器。同时，由于数字货币控制平台会在所述目标事件符合锁定条件的情况下，建立第一目标货币集与所述第一目标智能合约的关联关系；否则，建立第一目标货币集与所述第二目标智能合约的关联关系。In the digital currency-based insurance event processing system provided by this application, after the digital currency control platform receives the association establishment request A (that is, the insurance purchase request) sent by the target client, it will concentrate the target currency on the current owner of each digital currency The logo is changed to Tag2 . That is, the payment behavior for the insurance purchase is completed, so that the digital currency is paid to the target processing server. At the same time, since the digital currency control platform will establish an association relationship between the first target currency set and the first target smart contract if the target event meets the locking conditions; otherwise, establish the first target currency set and the second target currency set The relationship between the two target smart contracts.
如此，第一目标智能合约用于确定出第二目标货币集，并将第二目标货币集中每一数字货币设置为锁定状态。以使得第二目标货币集中的数字货币能够专门用于对目标事件进行理赔操作。从而避免因账户资金不足导致无法直接支付理赔金额的问题发生。In this way, the first target smart contract is used to determine the second target currency set, and set each digital currency in the second target currency set to a locked state. So that the digital currency in the second target currency set can be used exclusively for claims settlement operations on the target event. In this way, the problem of not being able to directly pay the claim amount due to insufficient funds in the account occurs.
第二目标智能合约用于仅将第一目标货币集中每一数字货币设置为锁定状态。The second target smart contract is used to only set each digital currency in the first target currency set to a locked state.
这样，使得本申请提供的系统能够根据当前的目标事件是否符合锁定条件，确定第一目标货币集关联哪个智能合约，其中，第一智能合约能够确定出数字货币数量更多的第二目标货币集进行锁定，第二智能合约也能保证至少会将用于购买保险的第一目标货币集进行锁定。如此，使得不会导致保险公司的大量资金被冻结而无法正常使用。同时也保证了至少第一目标货币集能够被锁定从而专门用于理赔操作。In this way, the system provided by this application can determine which smart contract is associated with the first target currency set according to whether the current target event meets the locking conditions, wherein the first smart contract can determine the second target currency set with more digital currencies For locking, the second smart contract can also guarantee that at least the first target currency set used to purchase insurance will be locked. In this way, a large amount of funds of the insurance company will not be frozen and cannot be used normally. At the same time, it is also guaranteed that at least the first target currency set can be locked so as to be exclusively used for claims settlement operations.
同时，本申请中，整个过程中，仅需要目标客户端进行一次付款操作(即发送关联建立请求A)，目标处理服务器不用进行关联智能合约的判断，也不用额外设置数字货币的管理系统，降低了目标处理服务器的处理压力。同时由第一目标智能合约或第二目标智能合约执行数字货币的锁定操作，也能避免目标处理器不对数字货币进行锁定发生，从而发生无法进行理赔操作的情况发生。At the same time, in this application, during the whole process, the target client only needs to perform one payment operation (that is, send the association establishment request A), and the target processing server does not need to judge the associated smart contract, and does not need to additionally set up a digital currency management system, reducing The processing pressure of the target processing server is reduced. At the same time, the lock operation of the digital currency is performed by the first target smart contract or the second target smart contract, which can also avoid the situation that the target processor does not lock the digital currency, and thus cannot perform the claim settlement operation.
附图说明Description of drawings
为了更清楚地说明本申请实施例的技术方案，下面将对实施例中所需要使用的附图作简单地介绍，显而易见地，下面描述中的附图仅仅是本申请的一些实施例，对于本领域普通技术人员来讲，在不付出创造性劳动的前提下，还可以根据这些附图获得其它的附图。In order to more clearly illustrate the technical solutions of the embodiments of the present application, the following will briefly introduce the accompanying drawings that need to be used in the embodiments. Obviously, the accompanying drawings in the following description are only some embodiments of the present application. Those of ordinary skill in the art can also obtain other drawings based on these drawings without any creative effort.
图1为本申请实施例提供的一种基于数字货币的保险事件处理系统的结构框图。Fig. 1 is a structural block diagram of a digital currency-based insurance event processing system provided by an embodiment of the present application.
具体实施方式detailed description
下面结合附图对本申请实施例进行详细描述。Embodiments of the present application will be described in detail below in conjunction with the accompanying drawings.
需说明的是，在不冲突的情况下，以下实施例及实施例中的特征可以相互组合；并且，基于本公开中的实施例，本领域普通技术人员在没有作出创造性劳动前提下所获得的所有其他实施例，都属于本公开保护的范围。It should be noted that, in the case of no conflict, the following embodiments and the features in the embodiments can be combined with each other; and, based on the embodiments in the present disclosure, those of ordinary skill in the art obtained without creative work All other embodiments belong to the protection scope of the present disclosure.
需要说明的是，下文描述在所附权利要求书的范围内的实施例的各种方面。应显而易见，本文中所描述的方面可体现于广泛多种形式中，且本文中所描述的任何特定结构及/或功能仅为说明性的。基于本公开，所属领域的技术人员应了解，本文中所描述的一个方面可与任何其它方面独立地实施，且可以各种方式组合这些方面中的两者或两者以上。举例来说，可使用本文中所阐述的任何数目个方面来实施设备及/或实践方法。另外，可使用除了本文中所阐述的方面中的一或多者之外的其它结构及/或功能性实施此设备及/或实践此方法。It is noted that the following describes various aspects of the embodiments that are within the scope of the appended claims. It should be apparent that the aspects described herein may be embodied in a wide variety of forms and that any specific structure and/or function described herein is illustrative only. Based on the present disclosure one skilled in the art should appreciate that an aspect described herein may be implemented independently of any other aspects and that two or more of these aspects may be combined in various ways. For example, any number of the aspects set forth herein can be used to implement an apparatus and/or practice a method. In addition, such an apparatus may be implemented and/or such a method practiced using other structure and/or functionality than one or more of the aspects set forth herein.
本申请的一方面，提供一种基于数字货币的保险事件处理系统。In one aspect of the present application, a digital currency-based insurance event processing system is provided.
请参考图1所示，该系统包括：数字货币控制平台、若干客户端和若干处理服务器；所述数字货币控制平台内存储有若干智能合约和若干数字货币；每一智能合约均具有对应的若干参与设备，所述参与设备为客户端和/或处理服务器，每一所述智能合约具有对应的合约标识，每一所述数字货币内存储有当前拥有者标识；所述当前拥有者标识被配置为仅能够响应于当前拥有者标识对应的设备发出的请求或智能合约的执行被修改。具体的，同一个智能合约能够具有多个参与设备，多个参与设备可以包括若干客户端和若干处理服务器。Please refer to Figure 1, the system includes: a digital currency control platform, several clients, and several processing servers; several smart contracts and several digital currencies are stored in the digital currency control platform; each smart contract has corresponding Participating equipment, the participating equipment is a client and/or processing server, each of the smart contracts has a corresponding contract identifier, and each of the digital currency stores a current owner identifier; the current owner identifier is configured It can only be modified in response to the request issued by the device corresponding to the current owner identification or the execution of the smart contract. Specifically, the same smart contract can have multiple participating devices, and multiple participating devices may include several clients and several processing servers.
其中，客户端可以为保险购买代理软件或平台的客户端，可以安装于用户的电子设备上。处理服务器可以为保险服务器。每一智能合约可以由其参与设备或参与设备的运行方共同设置，并由数字货币控制平台进行审核和运行。每一数字货币能够以唯一性文件的形式存在与数字货币控制平台内。Wherein, the client end may be an insurance purchasing agent software or a client end of a platform, and may be installed on a user's electronic device. The processing server may be an insurance server. Each smart contract can be jointly set up by its participating equipment or the operator of the participating equipment, and will be reviewed and run by the digital currency control platform. Each digital currency can exist in the digital currency control platform in the form of a unique file.
所述数字货币控制平台用于执行以下步骤：The digital currency control platform is used to perform the following steps:
S100，接收目标客户端发送的关联建立请求A＝(Tag1,Tag2,Num0,Acc)；其中，Tag1为目标客户端对应的用户标识(如目标客户端对应用户的账户号或银行卡号等)，Tag2为目标处理服务器对应的第二用户标识(如目标处理服务器对应的账户号或银行卡号等)，Num0为数字货币的数量，Acc为目标事件(如保险)的事件标识(如保险订单号)；A用于请求目标处理服务器建立Tag1与所述目标事件的关联关系；即用于请求目标处理服务器生成对应的保险订单。目标客户端为若干客户端其中之一，第一目标智能合约为若干智能客户端其中之一。目标处理服务器为若干处理服务器中的一个。S100, receiving the association establishment request A=(Tag1 , Tag2 , Num0 , Acc) sent by the target client; wherein, Tag1 is the user identification corresponding to the target client (such as the account number or bank number of the user corresponding to the target client). card number, etc.), Tag2 is the second user identifier corresponding to the target processing server (such as the account number or bank card number corresponding to the target processing server, etc.), Num0 is the amount of digital currency, and Acc is the event identifier of the target event (such as insurance) (such as the insurance order number); A is used to request the target processing server to establish an association relationship between Tag1 and the target event; that is, to request the target processing server to generate a corresponding insurance order. The target client is one of several clients, and the first target smart contract is one of several smart clients. The target processing server is one of several processing servers.
S200，将第一目标货币集中每一数字货币的当前拥有者标识修改为Tag2；所述第一目标货币集包括Num0个当前拥有者标识为Tag1的数字货币；当前拥有者标识用于标识对应的数字货币的当前拥有者。而修改数字货币的当前拥有者标识可以理解为转账行为或交易行为，即将对应的数字货币，从Tag1的名下付款至Tag2的名下。S200, modify the current owner identification of each digital currency in the first target currency set to Tag2 ; the first target currency set includes Num0 digital currencies whose current owner identification is Tag1 ; the current owner identification is used for Identifies the current owner of the corresponding digital currency. The modification of the current owner's identity of the digital currency can be understood as a transfer behavior or a transaction behavior, that is, payment of the corresponding digital currency from the name of Tag1 to the name of Tag2 .
S300，若所述目标事件符合锁定条件，则建立第一目标货币集与所述第一目标智能合约的关联关系；否则，建立第一目标货币集与所述第二目标智能合约的关联关系；其中，建立关联关系可以为将目标货币集与所述第一目标智能合约进行绑定，或将第一智能合约加载至目标货币集中的每一数字货币内，以使第一目标智能合约能够对目标货币集中的数字货币进行控制。以及在建立第一目标货币集与第一目标智能合约或第二目标智能合约的关联关系后，将关联建立请求A发送至所述目标处理服务器，以使其建立Tag1与所述目标事件的关联关系。S300, if the target event meets the locking condition, establish an association relationship between the first target currency set and the first target smart contract; otherwise, establish an association relationship between the first target currency set and the second target smart contract; Wherein, establishing an association relationship can be binding the target currency set with the first target smart contract, or loading the first smart contract into each digital currency in the target currency set, so that the first target smart contract can The digital currency in the target currency set is controlled. And after establishing the association relationship between the first target currency set and the first target smart contract or the second target smart contract, send the association establishment request A to the target processing server, so that it can establish the relationship between Tag1 and the target event connection relation.
关联了第一目标货币集的第一目标智能合约用于执行以下步骤：The first target smart contract associated with the first target currency set is used to perform the following steps:
S400，确定第二目标货币集。所述第二目标货币集包括第一目标货币集中每一数字货币以及Num1个当前拥有者标识为Tag2的数字货币；Num1≥0。即第二目标货币集中的数字货币的数量大于第一目标货币集中的数字货币的数量。S400. Determine a second target currency set. The second target currency set includes each digital currency in the first target currency set and Num1 digital currencies identified as Tag2 by the current owner; Num1 ≥ 0. That is, the quantity of digital currencies in the second target currency set is greater than the quantity of digital currencies in the first target currency set.
S500，将所述第二目标货币集中每一数字货币设置为锁定状态。处于锁定状态下的数字货币被配置为无法根据所述目标处理服务器的请求修改当前拥有者标识。锁定状态下的数字货币仅能够响应于智能合约的执行而解除锁定状态或改变当前拥有者标识。S500. Set each digital currency in the second target currency set to a locked state. The digital currency in the locked state is configured so that the current owner identification cannot be modified according to the request of the target processing server. The digital currency in the locked state can only unlock the locked state or change the current owner's identity in response to the execution of the smart contract.
关联了第一目标货币集的第二目标智能合约用于执行以下步骤：The second target smart contract associated with the first target currency set is used to perform the following steps:
S600，将所述第一目标货币集中每一数字货币设置为锁定状态。S600. Set each digital currency in the first target currency set to a locked state.
本实施例提供的基于数字货币的保险事件处理系统，数字货币控制平台在接收到目标客户端发送的关联建立请求A(即保险购买请求)后，会将目标货币集中每一数字货币的当前拥有者标识修改为Tag2。即完成了对保险购买的付款行为，使得数字货币付款至目标处理服务器。同时，由于数字货币控制平台会在所述目标事件符合锁定条件的情况下，建立第一目标货币集与所述第一目标智能合约的关联关系；否则，建立第一目标货币集与所述第二目标智能合约的关联关系。In the digital currency-based insurance event processing system provided in this embodiment, after the digital currency control platform receives the association establishment request A (that is, the insurance purchase request) sent by the target client, it will collect the target currency into the current owner of each digital currency. The identifier is changed to Tag2 . That is, the payment behavior for the insurance purchase is completed, so that the digital currency is paid to the target processing server. At the same time, since the digital currency control platform will establish an association relationship between the first target currency set and the first target smart contract if the target event meets the locking conditions; otherwise, establish the first target currency set and the second target currency set The relationship between the two target smart contracts.
如此，第一目标智能合约用于确定出第二目标货币集，并将第二目标货币集中每一数字货币设置为锁定状态。以使得第二目标货币集中的数字货币能够专门用于对目标事件进行理赔操作。从而避免因账户资金不足导致无法直接支付理赔金额的问题发生。In this way, the first target smart contract is used to determine the second target currency set, and set each digital currency in the second target currency set to a locked state. So that the digital currency in the second target currency set can be used exclusively for claims settlement operations on the target event. In this way, the problem of not being able to directly pay the claim amount due to insufficient funds in the account occurs.
第二目标智能合约用于仅将第一目标货币集中每一数字货币设置为锁定状态。The second target smart contract is used to only set each digital currency in the first target currency set to a locked state.
这样，使得本申请提供的系统能够根据当前的目标事件是否符合锁定条件，确定第一目标货币集关联哪个智能合约，其中，第一智能合约能够确定出数字货币数量更多的第二目标货币集进行锁定，第二智能合约也能保证至少会将用于购买保险的第一目标货币集进行锁定。如此，使得不会导致保险公司的大量资金被冻结而无法正常使用。同时也保证了至少第一目标货币集能够被锁定从而专门用于理赔操作。In this way, the system provided by this application can determine which smart contract is associated with the first target currency set according to whether the current target event meets the locking conditions, wherein the first smart contract can determine the second target currency set with more digital currencies For locking, the second smart contract can also guarantee that at least the first target currency set used to purchase insurance will be locked. In this way, a large amount of funds of the insurance company will not be frozen and cannot be used normally. At the same time, it is also guaranteed that at least the first target currency set can be locked so as to be exclusively used for claims settlement operations.
同时，本申请中，整个过程中，仅需要目标客户端进行一次付款操作(即发送关联建立请求A)，目标处理服务器不用进行关联智能合约的判断，也不用额外设置数字货币的管理系统，降低了目标处理服务器的处理压力。同时由第一目标智能合约或第二目标智能合约执行数字货币的锁定操作，也能避免目标处理器不对数字货币进行锁定发生，从而发生无法进行理赔操作的情况发生。At the same time, in this application, during the whole process, the target client only needs to perform one payment operation (that is, send the association establishment request A), and the target processing server does not need to judge the associated smart contract, and does not need to additionally set up a digital currency management system, reducing The processing pressure of the target processing server is reduced. At the same time, the lock operation of the digital currency is performed by the first target smart contract or the second target smart contract, which can also avoid the situation that the target processor does not lock the digital currency, and thus cannot perform the claim settlement operation.
关联了第一目标货币集的第一目标智能合约或第二目标智能合约均还用于执行以下步骤：Either the first target smart contract or the second target smart contract associated with the first target currency set is also used to perform the following steps:
若未在设定时间内接收到所述目标处理服务器发送的关联成功通知，则将第一目标货币集中每一数字货币的当前拥有者标识修改为Tag1；并解除第一目标货币集中每一数字货币的锁定状态。If the successful association notification sent by the target processing server is not received within the set time, then the current owner identification of each digital currency in the first target currency set is modified to Tag1 ; The locked state of the digital currency.
而本实施例中，在目标客户端发出关联建立请求A，数字货币控制平台会将第一目标货币集中每一数字货币的当前拥有者标识修改为Tag2。如此，若未在设定时间内接收到所述目标处理服务器发送的关联成功通知，则可视为处理服务器未能完成订单的生成，在一般情况下，此时需要目标客户端或目标处理服务器重新发起一次退款交易，以完成退款。而本实施例中，第一目标智能合约或第二目标智能合约若未在设定时间内接收到所述目标处理服务器发送的关联成功通知，则将第一目标货币集中每一数字货币的当前拥有者标识修改为Tag1以自动完成退款的操作，而不用目标客户端和目标处理服务器进行额外的通讯交互，也不用发起多余的退款交易，节省了多方的通讯资源和计算资源。In this embodiment, when the target client sends an association establishment request A, the digital currency control platform will modify the current owner identifier of each digital currency in the first target currency set to Tag2 . In this way, if the association success notification sent by the target processing server is not received within the set time, it can be considered that the processing server failed to complete the generation of the order. In general, at this time, the target client or the target processing server needs to Initiate a refund transaction again to complete the refund. However, in this embodiment, if the first target smart contract or the second target smart contract does not receive the association success notification sent by the target processing server within the set time, the current The owner ID is changed to Tag1 to automatically complete the refund operation, without additional communication interaction between the target client and the target processing server, and without initiating redundant refund transactions, which saves communication resources and computing resources of multiple parties.
在本申请的一种示例性实施例中，所述锁定条件包括：In an exemplary embodiment of the present application, the locking conditions include:
若Acc属于目标类型列表，则符合；If Acc belongs to the target type list, then it meets;
所述目标类型列表包括若干预设的候选类型标识。The target type list includes several preset candidate type identifiers.
或，所述锁定条件包括：Or, the locking conditions include:
若Num0＜R1，则符合；If Num0 < R1, then meet;
其中，R1为预设的货币数量阈值。Among them, R1 is the preset currency quantity threshold.
或，所述锁定条件包括：Or, the locking conditions include:
若ΔT＜R2，则符合；If ΔT<R2, then meet;
其中，ΔT为所述目标事件的执行时长，R2为预设的时长阈值。Wherein, ΔT is the execution time of the target event, and R2 is a preset time threshold.
其中，候选类型标识、货币数量阈值和时长阈值均可以根据目标处理服务器的实际需求进行确定。本申请，通过上述的锁定条件将符合设定类型的、涉及金额较小的或执行时长较短的目标事件关联第一目标智能合约，以将更多的数字货币设置为锁定状态，从而尽可能保证对目标客户端对应用户的理赔操作顺利进行。同时由于，这些目标事件涉及金额较小的或执行时长较短，也不会导致保险公司的大量资金被冻结而无法正常使用。Wherein, the candidate type identifier, the currency quantity threshold and the duration threshold can all be determined according to the actual requirements of the target processing server. In this application, through the above-mentioned locking conditions, the target event that meets the set type, involves a small amount of money, or has a short execution time is associated with the first target smart contract to set more digital currencies in a locked state, so that as much as possible Ensure the smooth progress of the claim settlement operation for the corresponding users of the target client. At the same time, since these target events involve a relatively small amount or a short execution period, it will not cause a large amount of funds of the insurance company to be frozen and cannot be used normally.
在本申请的一种示例性实施例中，所述数字货币控制平台内存储有所述目标处理服务器对应备选货币集；所述备选货币集中的每一数字货币当前均未关联智能合约；In an exemplary embodiment of the present application, the digital currency control platform stores a candidate currency set corresponding to the target processing server; each digital currency in the candidate currency set is currently not associated with a smart contract;
所述步骤S400，包括：The step S400 includes:
S410，获取目标数量Num2＝f(Con)*Num0；f()为预设的系数确定函数；f(Con)为根据Con得到的目标系数；f(Con)＞1；Num1＝Num2-Num0；具体的，系数确定函数f()可以为本领域技术人员通过目标处理服务器预设的理赔规则进行设置，该系数确定函数可以使用现有技术完成，此处不加赘述。其中，f(Con)为最大理赔系数。S410, obtaining the target quantity Num2 =f(Con)*Num0 ; f() is a preset coefficient determination function; f(Con) is the target coefficient obtained according to Con; f(Con)>1; Num1 =Num2 -Num0 ; specifically, the coefficient determination function f() can be set by those skilled in the art through the preset claim settlement rules of the target processing server, and the coefficient determination function can be completed by using existing technologies, and will not be described here. Among them, f(Con) is the maximum compensation coefficient.
S420，从备选货币集中确定出Num1个目标数字货币；S420, determine Num1 target digital currency from the candidate currency set;
S430，将所述第一目标货币集和Num1个目标数字货币共同确定为第二目标货币集。S430, jointly determine the first target currency set and Num1 target digital currencies as a second target currency set.
本实施例中，第二目标处理服务器具有对应的备选货币集，备选货币集中的每一数字货币当前均未关联智能合约，即这些数字货币是可以自由使用的，且被用作理赔金额付款至目标客户端后，目标客户端也可以自由使用，使得用户不用担心理赔得到的数字货币会受到使用限制。同时，第二目标货币集中包括第一目标货币集，使得目标客户端用于付款的数字货币直接返回，避免将可能会存在限制的数字货币，留在目标处理服务器的名下，即理赔的一部分数字货币是购买该保险的一部分数字货币。In this embodiment, the second target processing server has a corresponding candidate currency set, and each digital currency in the candidate currency set is currently not associated with a smart contract, that is, these digital currencies can be used freely and are used as the amount of claims After paying to the target client, the target client can also use it freely, so that the user does not have to worry about the digital currency obtained from the claim will be restricted in use. At the same time, the second target currency set includes the first target currency set, so that the digital currency used by the target client for payment is returned directly, avoiding the digital currency that may have restrictions, remaining in the name of the target processing server, that is, part of the claim Digital currency is a digital currency that is part of the purchase of this insurance.
具体的，在用户需要进行理赔时，可以通过目标客户端向所述第一目标智能合约发送理赔请求，第一目标智能合约根据理赔请求和预设的理赔规则，从第二目标货币集中确定出用于理赔的数字货币的数量，以生成相应的理赔货币集，并将理赔货币集中的数字货币的当前拥有者标识修改为Tag1，以完成理赔操作。Specifically, when the user needs to settle a claim, the target client can send a claim settlement request to the first target smart contract, and the first target smart contract can determine from the second target currency set according to the claim settlement request and the preset claim settlement rules. The amount of digital currency used for claim settlement to generate a corresponding claim settlement currency set, and modify the current owner ID of the digital currency in the claim settlement currency set to Tag1 to complete the claim settlement operation.
在本申请的一种示例性实施例中，在所述步骤S100和所述步骤S200之间，所述数字货币控制平台还用于执行以下步骤：In an exemplary embodiment of the present application, between the step S100 and the step S200, the digital currency control platform is further configured to perform the following steps:
S110，获取Tag1对应的若干货币集记录文件H1,H2,...,Hk,...,Hm，k＝1,2,...,m，Hk为Tag1对应的第k个原始货币集的货币集记录文件，m为Tag1对应的原始货币集的数量；Hk用于记录Tag1对应的第k个原始货币集中数字货币的数量；货币集记录文件可以独立存在，也可以直接加载在对应的原始货币集中。原始货币集即可以理解为当前在Tag1名下的货币集。S110, acquire several currency set record files H1 , H2 ,...,Hk ,...,Hm corresponding to Tag1 , k=1,2,...,m, Hk corresponds to Tag1 The currency set record file of the k-th original currency set, m is the quantity of the original currency set corresponding to Tag1 ; Hk is used to record the quantity of digital currency in the k-th original currency set corresponding to Tag1 ; the currency set record file can It exists independently, and can also be directly loaded into the corresponding original currency set. The original currency set can be understood as the current currency set under the name of Tag1 .
S120，若m＞β，则根据第一规则从m个原始货币集中确定出第一目标货币集；否则，根据第二规则从m个原始货币集中确定出第一目标货币集，β为预设的数量阈值。具体的β∈[5,20]，优选的，β＝15。S120, if m>β, determine the first target currency set from the m original currency sets according to the first rule; otherwise, determine the first target currency set from the m original currency sets according to the second rule, β is the default number threshold. Specifically β∈[5,20], preferably, β=15.
第一规则包括：The first rule includes:
S140，根据H1,H2,...,Hk,...,Hm，从m个原始货币集确定出符合设定条件的n个候选货币集；n≤m；所述设定条件为当前的原始货币集不为锁定状态。即候选货币集为目标客户端当前可以用于交易的货币集。S140, according to H1 , H2 ,...,Hk ,...,Hm , determine n candidate currency sets that meet the set conditions from m original currency sets; n≤m; the setting The condition is that the current original currency set is not locked. That is, the candidate currency set is the currency set that the target client can currently use for transactions.
S141，根据n个候选货币集对应的货币集记录文件，得到信息列表B＝(B1,B2,...,Bi,...,Bn)，i＝1,2,...,n，Bi为第i个候选货币集内数字货币的数量；0＜B1＜B2＜...＜Bi＜...＜Bn；S141. Obtain the information list B=(B1 ,B2 ,...,Bi ,...,Bn ) according to the currency set record files corresponding to the n candidate currency sets, i=1,2,... ., n, Bi is the number of digital currencies in the i-th candidate currency set; 0<B1 <B2 <...<Bi <...<Bn ;
S142，令B0＝0，j＝1；S142, let B0 =0, j=1;
S143，令B0＝B0+Bj，若B0＜Num0，则进入步骤S144，否则，进入步骤S145；S143, let B0 =B0 +Bj , if B0 <Num0 , go to step S144, otherwise, go to step S145;
S144，令j＝j+1，并进入步骤S143；S144, make j=j+1, and enter step S143;
S145，若B0＝Num0，则将B1,B2,...,Bj对应的候选货币集共同确定为所述第一目标货币集；否则进入步骤S146；S145, if B0 =Num0 , jointly determine the candidate currency sets corresponding to B1 , B2 ,...,Bj as the first target currency set; otherwise, enter step S146;
S146，获取Bp＝B0-Num0；S146, obtain Bp =B0 -Num0 ;
S147，根据Bp对Bj对应的候选货币集进行拆分，以得到第一子集和第二子集；第一子集内的数字货币的数量与Bp相同；S147, split the candidate currency set corresponding to Bj according to Bp to obtain the first subset and the second subset; the number of digital currencies in the first subset is the same as Bp ;
S148，将B1,B2,...,Bj-1对应的候选货币集以及第二子集共同确定为所述第一目标货币集。S148, jointly determine the candidate currency set corresponding to B1 , B2 , . . . , Bj-1 and the second subset as the first target currency set.
第二规则包括：The second rule includes:
S150，根据H1,H2,...,Hk,...,Hm，从m个原始货币集确定出符合设定条件的n个候选货币集；n≤m；S150, according to H1 , H2 ,...,Hk ,...,Hm , determine n candidate currency sets that meet the set conditions from m original currency sets; n≤m;
S151，根据n个候选货币集对应的货币集记录文件，得到信息列表B＝(B1,B2,...,Bi,...,Bn)，i＝1,2,...,n，Bi为第i个候选货币集内数字货币的数量；0＜B1＜B2＜...＜Bi＜...＜Bn；S151. Obtain the information list B=(B1 ,B2 ,...,Bi ,...,Bn ), i=1,2,..according to the currency set record files corresponding to the n candidate currency sets ., n, Bi is the number of digital currencies in the i-th candidate currency set; 0<B1 <B2 <...<Bi <...<Bn ;
S152，令B0＝0，j＝n；S152, let B0 =0, j=n;
S153，令B0＝B0+Bj，若B0＜Num0，则进入步骤S154，否则，进入步骤S155；S153, let B0 =B0 +Bj , if B0 <Num0 , go to step S154, otherwise, go to step S155;
S154，令j＝j-1，并进入步骤S153；S154, make j=j-1, and enter step S153;
S155，若B0＝Num0，则将Bj,Bj+1,...,Bn对应的候选货币集共同确定为所述第一目标货币集；否则进入步骤S156；S155, if B0 =Num0 , then jointly determine the candidate currency sets corresponding to Bj , Bj+1 ,...,Bn as the first target currency set; otherwise, enter step S156;
S156，获取Bp＝B0-Num0；S156, acquire Bp =B0 -Num0 ;
S157，根据Bp对Bj对应的候选货币集进行拆分，以得到第一子集和第二子集；第一子集内的数字货币的数量与Bp相同；S157, split the candidate currency set corresponding to Bj according to Bp to obtain the first subset and the second subset; the number of digital currencies in the first subset is the same as Bp ;
S158，将Bj+1,Bj+2,...,Bn对应的候选货币集以及第二子集共同确定为所述第一目标货币集。S158, jointly determine the candidate currency set corresponding to Bj+1 , Bj+2 ,...,Bn and the second subset as the first target currency set.
本实施例中，Tag1对应的每一原始货币集，都是单独存在的，故而，在原始货币集数量过多时，会使得数字货币控制平台管理这些原始货币集所需的处理量提升。而本申请中，第一规则对j的取值的控制能够实现使得尽量用数字货币数量少的候选货币集生成第一目标货币集，以使得尽可能的降低Tag1对应的原始货币集的数量。第二规则则反之，由于其优先选择数字货币数量多的候选货币集，可以使得整体的处理流程更快(即进行判断的次数会更少)，以提升效率。同时，本实施例，通过β控制执行第一规则还是第二规则，能够在Tag1对应的原始货币集数量过多时，以降低Tag1对应的原始货币集的数量为主，并在Tag1对应的原始货币集数量不多的情况下，以提升成体处理效率为主。使得对数字货币控制平台的计算资源的控制更加合理。In this embodiment, each original currency set corresponding to Tag1 exists independently. Therefore, when there are too many original currency sets, the amount of processing required by the digital currency control platform to manage these original currency sets will increase. However, in this application, the control of the value of j by the first rule can be realized so that the candidate currency set with a small number of digital currencies can be used to generate the first target currency set, so that the number of the original currency set corresponding to Tag1 can be reduced as much as possible . The second rule is on the contrary, because it preferentially selects the candidate currency set with a large number of digital currencies, which can make the overall processing flow faster (that is, the number of judgments will be less), so as to improve efficiency. At the same time, in this embodiment, by controlling whether to execute the first rule or the second rule through β, when the number of original currency sets corresponding to Tag1 is too large, it is possible to mainly reduce the number of original currency sets corresponding to Tag1 , and to reduce the number of original currency sets corresponding to Tag1 . When the number of original currency sets is small, it is mainly to improve the processing efficiency of the adult. It makes the control of computing resources of the digital currency control platform more reasonable.
本申请中提供的数字货币可以为专利CN107358522B(公开号)中公开的数字货币。The digital currency provided in this application may be the digital currency disclosed in the patent CN107358522B (publication number).
同时。本申请中的数字货币能够加载或关联智能合约，以使智能合约能够对数字货币进行控制。其中，数字货币与智能合约实现加载或关联的方法。本领域技术人员可以参考2021年7月，发布的《中国数字人民币的研发进展白皮书》中的相关技术进行实现。at the same time. The digital currency in this application can be loaded or associated with a smart contract, so that the smart contract can control the digital currency. Among them, the method of loading or associating digital currency and smart contract. Those skilled in the art can refer to the relevant technologies in the "White Paper on the R&D Progress of China's Digital RMB" released in July 2021 for implementation.
此外，尽管在附图中以特定顺序描述了本公开中方法的各个步骤，但是，这并非要求或者暗示必须按照该特定顺序来执行这些步骤，或是必须执行全部所示的步骤才能实现期望的结果。附加的或备选的，可以省略某些步骤，将多个步骤合并为一个步骤执行，以及/或者将一个步骤分解为多个步骤执行等。In addition, although steps of the methods of the present disclosure are depicted in the drawings in a particular order, there is no requirement or implication that the steps must be performed in that particular order, or that all illustrated steps must be performed to achieve the desired result. Additionally or alternatively, certain steps may be omitted, multiple steps may be combined into one step for execution, and/or one step may be decomposed into multiple steps for execution, etc.
通过以上的实施方式的描述，本领域的技术人员易于理解，这里描述的示例实施方式可以通过软件实现，也可以通过软件结合必要的硬件的方式来实现。因此，根据本公开实施方式的技术方案可以以软件产品的形式体现出来，该软件产品可以存储在一个非易失性存储介质(可以是CD-ROM，U盘，移动硬盘等)中或网络上，包括若干指令以使得一台计算设备(可以是个人计算机、服务器、移动终端、或者网络设备等)执行根据本公开实施方式的方法。Through the description of the above implementations, those skilled in the art can easily understand that the example implementations described here can be implemented by software, or by combining software with necessary hardware. Therefore, the technical solutions according to the embodiments of the present disclosure can be embodied in the form of software products, and the software products can be stored in a non-volatile storage medium (which can be CD-ROM, U disk, mobile hard disk, etc.) or on the network , including several instructions to make a computing device (which may be a personal computer, a server, a mobile terminal, or a network device, etc.) execute the method according to the embodiments of the present disclosure.
在本公开的示例性实施例中，还提供了一种能够实现上述方法的电子设备。In an exemplary embodiment of the present disclosure, an electronic device capable of implementing the above method is also provided.
所属技术领域的技术人员能够理解，本申请的各个方面可以实现为系统、方法或程序产品。因此，本申请的各个方面可以具体实现为以下形式，即：完全的硬件实施方式、完全的软件实施方式(包括固件、微代码等)，或硬件和软件方面结合的实施方式，这里可以统称为“电路”、“模块”或“系统”。Those skilled in the art can understand that various aspects of the present application can be implemented as a system, method or program product. Therefore, various aspects of the present application can be specifically implemented in the following forms, that is: a complete hardware implementation, a complete software implementation (including firmware, microcode, etc.), or a combination of hardware and software implementations, which can be collectively referred to herein as "circuit", "module" or "system".
根据本申请的这种实施方式的电子设备。电子设备仅仅是一个示例，不应对本申请实施例的功能和使用范围带来任何限制。An electronic device according to this embodiment of the present application. The electronic device is only an example, and should not limit the functions and scope of use of the embodiments of the present application.
电子设备以通用计算设备的形式表现。电子设备的组件可以包括但不限于：上述至少一个处理器、上述至少一个储存器、连接不同系统组件(包括储存器和处理器)的总线。Electronic devices take the form of general-purpose computing devices. Components of an electronic device may include, but are not limited to: the above at least one processor, the above at least one storage, and a bus connecting different system components (including the storage and the processor).
其中，所述储存器存储有程序代码，所述程序代码可以被所述处理器执行，使得所述处理器执行本说明书上述“示例性方法”部分中描述的根据本申请各种示例性实施方式的步骤。Wherein, the memory stores program codes, and the program codes can be executed by the processor, so that the processor executes the various exemplary implementations according to the present application described in the above-mentioned "Exemplary Methods" section of this specification. A step of.
储存器可以包括易失性储存器形式的可读介质，例如随机存取储存器(RAM)和/或高速缓存储存器，还可以进一步包括只读储存器(ROM)。The storage may include readable media in the form of volatile storage, such as random access memory (RAM) and/or cache memory, and may further include read only memory (ROM).
储存器还可以包括具有一组(至少一个)程序模块的程序/实用工具，这样的程序模块包括但不限于：操作系统、一个或者多个应用程序、其它程序模块以及程序数据，这些示例中的每一个或某种组合中可能包括网络环境的实现。The storage may also include programs/utilities having a set (at least one) of program modules including, but not limited to, an operating system, one or more application programs, other program modules, and program data, in which case Each or some combination may include implementations of network environments.
总线可以为表示几类总线结构中的一种或多种，包括储存器总线或者储存器控制器、外围总线、图形加速端口、处理器或者使用多种总线结构中的任意总线结构的局域总线。A bus may represent one or more of several types of bus structures, including a memory bus or memory controller, a peripheral bus, an accelerated graphics port, a processor, or a local bus using any of a variety of bus structures .
电子设备也可以与一个或多个外部设备(例如键盘、指向设备、蓝牙设备等)通信，还可与一个或者多个使得用户能与该电子设备交互的设备通信，和/或与使得该电子设备能与一个或多个其它计算设备进行通信的任何设备(例如路由器、调制解调器等等)通信。这种通信可以通过输入/输出(I/O)接口进行。并且，电子设备还可以通过网络适配器与一个或者多个网络(例如局域网(LAN)，广域网(WAN)和/或公共网络，例如因特网)通信。网络适配器通过总线与电子设备的其它模块通信。应当明白，尽管图中未示出，可以结合电子设备使用其它硬件和/或软件模块，包括但不限于：微代码、设备驱动器、冗余处理器、外部磁盘驱动阵列、RAID系统、磁带驱动器以及数据备份存储系统等。The electronic device may also communicate with one or more external devices (e.g., keyboards, pointing devices, Bluetooth devices, etc.), and with one or more devices that enable the user to interact with the electronic device, and/or communicate with the electronic A device communicates with any device (eg, router, modem, etc.) that is capable of communicating with one or more other computing devices. Such communication may occur through input/output (I/O) interfaces. Moreover, the electronic device can also communicate with one or more networks (such as a local area network (LAN), a wide area network (WAN) and/or a public network such as the Internet) through a network adapter. The network adapter communicates with other modules of the electronic device through the bus. It should be understood that although not shown in the figures, other hardware and/or software modules may be used in conjunction with the electronic device, including but not limited to: microcode, device drivers, redundant processors, external disk drive arrays, RAID systems, tape drives, and Data backup storage system, etc.
通过以上的实施方式的描述，本领域的技术人员易于理解，这里描述的示例实施方式可以通过软件实现，也可以通过软件结合必要的硬件的方式来实现。因此，根据本公开实施方式的技术方案可以以软件产品的形式体现出来，该软件产品可以存储在一个非易失性存储介质(可以是CD-ROM，U盘，移动硬盘等)中或网络上，包括若干指令以使得一台计算设备(可以是个人计算机、服务器、终端装置、或者网络设备等)执行根据本公开实施方式的方法。Through the description of the above implementations, those skilled in the art can easily understand that the example implementations described here can be implemented by software, or by combining software with necessary hardware. Therefore, the technical solutions according to the embodiments of the present disclosure can be embodied in the form of software products, and the software products can be stored in a non-volatile storage medium (which can be CD-ROM, U disk, mobile hard disk, etc.) or on the network , including several instructions to make a computing device (which may be a personal computer, a server, a terminal device, or a network device, etc.) execute the method according to the embodiments of the present disclosure.
在本公开的示例性实施例中，还提供了一种计算机可读存储介质，其上存储有能够实现本说明书上述方法的程序产品。在一些可能的实施方式中，本申请的各个方面还可以实现为一种程序产品的形式，其包括程序代码，当所述程序产品在终端设备上运行时，所述程序代码用于使所述终端设备执行本说明书上述“示例性方法”部分中描述的根据本申请各种示例性实施方式的步骤。In an exemplary embodiment of the present disclosure, there is also provided a computer-readable storage medium on which a program product capable of implementing the above-mentioned method in this specification is stored. In some possible implementation manners, various aspects of the present application can also be implemented in the form of a program product, which includes program code, and when the program product is run on a terminal device, the program code is used to make the The terminal device executes the steps described in the above "Exemplary Method" section of this specification according to various exemplary implementations of the present application.
所述程序产品可以采用一个或多个可读介质的任意组合。可读介质可以是可读信号介质或者可读存储介质。可读存储介质例如可以为但不限于电、磁、光、电磁、红外线、或半导体的系统、装置或器件，或者任意以上的组合。可读存储介质的更具体的例子(非穷举的列表)包括：具有一个或多个导线的电连接、便携式盘、硬盘、随机存取存储器(RAM)、只读存储器(ROM)、可擦式可编程只读存储器(EPROM或闪存)、光纤、便携式紧凑盘只读存储器(CD-ROM)、光存储器件、磁存储器件、或者上述的任意合适的组合。The program product may reside on any combination of one or more readable media. The readable medium may be a readable signal medium or a readable storage medium. The readable storage medium may be, for example, but not limited to, an electrical, magnetic, optical, electromagnetic, infrared, or semiconductor system, device, or device, or any combination thereof. More specific examples (non-exhaustive list) of readable storage media include: electrical connection with one or more conductors, portable disk, hard disk, random access memory (RAM), read only memory (ROM), erasable programmable read-only memory (EPROM or flash memory), optical fiber, portable compact disk read-only memory (CD-ROM), optical storage devices, magnetic storage devices, or any suitable combination of the foregoing.
计算机可读信号介质可以包括在基带中或者作为载波一部分传播的数据信号，其中承载了可读程序代码。这种传播的数据信号可以采用多种形式，包括但不限于电磁信号、光信号或上述的任意合适的组合。可读信号介质还可以是可读存储介质以外的任何可读介质，该可读介质可以发送、传播或者传输用于由指令执行系统、装置或者器件使用或者与其结合使用的程序。A computer readable signal medium may include a data signal carrying readable program code in baseband or as part of a carrier wave. Such propagated data signals may take many forms, including but not limited to electromagnetic signals, optical signals, or any suitable combination of the foregoing. A readable signal medium may also be any readable medium other than a readable storage medium that can transmit, propagate, or transport a program for use by or in conjunction with an instruction execution system, apparatus, or device.
可读介质上包含的程序代码可以用任何适当的介质传输，包括但不限于无线、有线、光缆、RF等等，或者上述的任意合适的组合。Program code embodied on a readable medium may be transmitted using any appropriate medium, including but not limited to wireless, wireline, optical fiber cable, RF, etc., or any suitable combination of the foregoing.
可以以一种或多种程序设计语言的任意组合来编写用于执行本申请操作的程序代码，所述程序设计语言包括面向对象的程序设计语言—诸如Java、C++等，还包括常规的过程式程序设计语言—诸如“C”语言或类似的程序设计语言。程序代码可以完全地在用户计算设备上执行、部分地在用户设备上执行、作为一个独立的软件包执行、部分在用户计算设备上部分在远程计算设备上执行、或者完全在远程计算设备或服务器上执行。在涉及远程计算设备的情形中，远程计算设备可以通过任意种类的网络，包括局域网(LAN)或广域网(WAN)，连接到用户计算设备，或者，可以连接到外部计算设备(例如利用因特网服务提供商来通过因特网连接)。Program codes for performing the operations of the present application may be written in any combination of one or more programming languages, including object-oriented programming languages such as Java, C++, etc., as well as conventional procedural programming languages. Programming language - such as "C" or a similar programming language. The program code may execute entirely on the user's computing device, partly on the user's device, as a stand-alone software package, partly on the user's computing device and partly on a remote computing device, or entirely on the remote computing device or server to execute. In cases involving a remote computing device, the remote computing device may be connected to the user computing device through any kind of network, including a local area network (LAN) or a wide area network (WAN), or may be connected to an external computing device (for example, using an Internet service provider). business to connect via the Internet).
此外，上述附图仅是根据本申请示例性实施例的方法所包括的处理的示意性说明，而不是限制目的。易于理解，上述附图所示的处理并不表明或限制这些处理的时间顺序。另外，也易于理解，这些处理可以是例如在多个模块中同步或异步执行的。In addition, the above-mentioned drawings are only schematic illustrations of the processes included in the method according to the exemplary embodiments of the present application, and are not intended to be limiting. It is easy to understand that the processes shown in the above figures do not imply or limit the chronological order of these processes. In addition, it is also easy to understand that these processes may be executed synchronously or asynchronously in multiple modules, for example.
应当注意，尽管在上文详细描述中提及了用于动作执行的设备的若干模块或者单元，但是这种划分并非强制性的。实际上，根据本公开的实施方式，上文描述的两个或更多模块或者单元的特征和功能可以在一个模块或者单元中具体化。反之，上文描述的一个模块或者单元的特征和功能可以进一步划分为由多个模块或者单元来具体化。It should be noted that although several modules or units of the device for action execution are mentioned in the above detailed description, this division is not mandatory. Actually, according to the embodiment of the present disclosure, the features and functions of two or more modules or units described above may be embodied in one module or unit. Conversely, the features and functions of one module or unit described above can be further divided to be embodied by a plurality of modules or units.
以上所述，仅为本申请的具体实施方式，但本申请的保护范围并不局限于此，任何熟悉本技术领域的技术人员在本申请揭露的技术范围内，可轻易想到的变化或替换，都应涵盖在本申请的保护范围之内。因此，本申请的保护范围应以权利要求的保护范围为准。The above is only a specific embodiment of the application, but the scope of protection of the application is not limited thereto. Any person familiar with the technical field can easily think of changes or substitutions within the technical scope disclosed in the application. All should be covered within the scope of protection of this application. Therefore, the protection scope of the present application should be based on the protection scope of the claims.
Claims (8)
Translated fromChinesePriority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202211160153.3ACN115456802B (en) | 2022-09-22 | 2022-09-22 | Insurance event processing system based on digital currency |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202211160153.3ACN115456802B (en) | 2022-09-22 | 2022-09-22 | Insurance event processing system based on digital currency |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN115456802Atrue CN115456802A (en) | 2022-12-09 |
| CN115456802B CN115456802B (en) | 2024-01-26 |
Family
ID=84306247
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN202211160153.3AActiveCN115456802B (en) | 2022-09-22 | 2022-09-22 | Insurance event processing system based on digital currency |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN115456802B (en) |
Citations (12)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20190259007A1 (en)* | 2018-02-20 | 2019-08-22 | Trivver, Inc. | Systems and methods for facilitating a time varying cryptocurrency transfer over a decentralized network through smart contracts associated with cryptocurrency blockchain technology |
| WO2020145881A1 (en)* | 2019-01-07 | 2020-07-16 | Little Bit Pte Ltd | Method and system for valuable metal storage and management |
| CN111667273A (en)* | 2020-06-10 | 2020-09-15 | 中信银行股份有限公司 | Digital currency using method and device based on region and main body and electronic equipment |
| CN111667270A (en)* | 2020-06-10 | 2020-09-15 | 中信银行股份有限公司 | Region-based digital currency using method and device and electronic equipment |
| CN111667271A (en)* | 2020-06-10 | 2020-09-15 | 中信银行股份有限公司 | Digital currency using method and device based on region and time and electronic equipment |
| CN112101921A (en)* | 2020-09-25 | 2020-12-18 | 珠海优特物联科技有限公司 | Digital currency transferring method and system, Internet of things card and storage medium |
| CN112132559A (en)* | 2020-08-16 | 2020-12-25 | 中信银行股份有限公司 | Digital currency transaction method, device, electronic device and readable storage medium |
| CN112132558A (en)* | 2020-08-16 | 2020-12-25 | 中信银行股份有限公司 | Digital currency transaction method, device and electronic device based on smart contract |
| CN112712354A (en)* | 2020-06-15 | 2021-04-27 | 深圳市文鼎创数据科技有限公司 | Interaction method of digital currency wallet and digital currency server |
| CN112837084A (en)* | 2020-12-24 | 2021-05-25 | 四川新华万云科技有限公司 | Commodity transaction method, device and blockchain network node based on blockchain network |
| CN113327168A (en)* | 2021-06-30 | 2021-08-31 | 杭州链网科技有限公司 | Method and system for generating and transferring non-homogeneous digital currency |
| CN114207655A (en)* | 2019-06-25 | 2022-03-18 | 回弹融资股份有限公司 | Financial transaction analysis and data management |
- 2022
- 2022-09-22CNCN202211160153.3Apatent/CN115456802B/enactiveActive
Patent Citations (12)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20190259007A1 (en)* | 2018-02-20 | 2019-08-22 | Trivver, Inc. | Systems and methods for facilitating a time varying cryptocurrency transfer over a decentralized network through smart contracts associated with cryptocurrency blockchain technology |
| WO2020145881A1 (en)* | 2019-01-07 | 2020-07-16 | Little Bit Pte Ltd | Method and system for valuable metal storage and management |
| CN114207655A (en)* | 2019-06-25 | 2022-03-18 | 回弹融资股份有限公司 | Financial transaction analysis and data management |
| CN111667273A (en)* | 2020-06-10 | 2020-09-15 | 中信银行股份有限公司 | Digital currency using method and device based on region and main body and electronic equipment |
| CN111667270A (en)* | 2020-06-10 | 2020-09-15 | 中信银行股份有限公司 | Region-based digital currency using method and device and electronic equipment |
| CN111667271A (en)* | 2020-06-10 | 2020-09-15 | 中信银行股份有限公司 | Digital currency using method and device based on region and time and electronic equipment |
| CN112712354A (en)* | 2020-06-15 | 2021-04-27 | 深圳市文鼎创数据科技有限公司 | Interaction method of digital currency wallet and digital currency server |
| CN112132559A (en)* | 2020-08-16 | 2020-12-25 | 中信银行股份有限公司 | Digital currency transaction method, device, electronic device and readable storage medium |
| CN112132558A (en)* | 2020-08-16 | 2020-12-25 | 中信银行股份有限公司 | Digital currency transaction method, device and electronic device based on smart contract |
| CN112101921A (en)* | 2020-09-25 | 2020-12-18 | 珠海优特物联科技有限公司 | Digital currency transferring method and system, Internet of things card and storage medium |
| CN112837084A (en)* | 2020-12-24 | 2021-05-25 | 四川新华万云科技有限公司 | Commodity transaction method, device and blockchain network node based on blockchain network |
| CN113327168A (en)* | 2021-06-30 | 2021-08-31 | 杭州链网科技有限公司 | Method and system for generating and transferring non-homogeneous digital currency |
Non-Patent Citations (3)
| Title |
|---|
| ALKHALIFAH, A 等: "An Empirical Analysis of Blockchain Cybersecurity Incidents", 《 2019 IEEE ASIA-PACIFIC CONFERENCE ON COMPUTER SCIENCE AND DATA ENGINEERING (CSDE)》, pages 1 - 8* |
| 姚前;: "法定数字货币在互联网投资借贷的应用研究", 中国科学:信息科学, no. 09, pages 159 - 166* |
| 贺海武;延安;陈泽华;: "基于区块链的智能合约技术与应用综述", 计算机研究与发展, no. 11, pages 112 - 126* |
Also Published As
| Publication number | Publication date |
|---|---|
| CN115456802B (en) | 2024-01-26 |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN112837048A (en) | Cross-block-chain data processing method, device, equipment and computer storage medium | |
| CN110730097B (en) | Internet technology architecture construction method and device, electronic equipment and medium | |
| CN114493843A (en) | A business approval method, apparatus, electronic device, and computer-readable medium | |
| TWI646487B (en) | Smart contract executing system with permission rating and avoid duplication and method thereof | |
| CN111476560B (en) | A resource management method and computer readable storage medium | |
| CN115456227B (en) | Digital currency system for civil aviation event | |
| CN113657943B (en) | Virtual asset transfer system, method, electronic equipment and storage medium | |
| CN111489139A (en) | Order payment method, device, equipment and medium based on big data | |
| CN111640006A (en) | Bank payment and receipt method, device, terminal and storage medium | |
| CN112988420A (en) | Enterprise-level micro-service management method and device, electronic equipment and storage medium | |
| CN113592646A (en) | Intelligent contract execution method, device and system | |
| CN115456802B (en) | Insurance event processing system based on digital currency | |
| CN111861746A (en) | A method and apparatus for processing transaction data | |
| CN111724245A (en) | A credit card financing method and system | |
| CN115239348B (en) | A digital currency system for handling federated association requests | |
| CN115239349B (en) | Civil aviation event processing system based on digital currency | |
| CN115456621B (en) | Digital currency processing system | |
| CN115239318B (en) | Event processing system for civil aviation insurance | |
| CN115249159B (en) | An Event Processing System Based on Digital Currency | |
| CN115456775A (en) | Transaction approval method and device, storage medium and electronic equipment | |
| CN110969518B (en) | Clearing account configuration method, device, server and storage medium | |
| CN115271732B (en) | An event processing system for controlling digital currencies | |
| CN117635324A (en) | Data processing method, device, equipment and medium based on block chain network | |
| CN113791915B (en) | Nuclear power station service management method and device, terminal equipment and storage medium | |
| KR102784432B1 (en) | Apparatus, method and recording medium for transaction of non-fungible token |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| GR01 | Patent grant | ||
| GR01 | Patent grant | ||
| CP03 | Change of name, title or address | Address after:100041 Room 1201, Building 1, Compound 1, No. 1 Tianshunzhuang North Road, Shijingshan District, Beijing Patentee after:China Aerospace Science and Industry Mobile Technology Co., Ltd. Country or region after:China Address before:100041 Room 1201, Building 1, Compound 1, No. 1 Tianshunzhuang North Road, Shijingshan District, Beijing Patentee before:ZHONGHANGXIN MOBILE TECHNOLOGY CO.,LTD. Country or region before:China |