CN115277624A - A multi-card aggregation real-name authentication method - Google Patents

Abstract

The invention discloses a method for authenticating a plurality of internet of things cards of different operators by real names, which comprises the following steps: the applicant associates the ICCID (integrated circuit card identification code) of each internet of things card with a virtual ICCID in a one-to-many manner, performs real-name authentication through the virtual ICCID number, and completes real-name authentication of the physical card at the same time. The invention avoids the terminal user to carry out real name system authentication on each IOT card issuer platform one by establishing the association between the virtual ICCID and the entity ICCID, thereby improving the authentication efficiency of a plurality of entity IOT cards.

Description

Translated fromChinese

一种多卡聚合实名认证方法A multi-card aggregation real-name authentication method

技术领域technical field

本发明涉及物联网卡通信技术领域，特别是涉及多卡聚合实名方法。The invention relates to the technical field of card communication of the Internet of Things, in particular to a multi-card aggregation real-name method.

背景技术Background technique

目前物联网卡实名的方案有两种：其一是通过发卡运营商官方途径，如公众号或小程序等渠道；另一种是通过调用运营商API接口的方式，认证身份信息进行实名。两种方式都会要求用户提供姓名、身份证号、身份证正反面图片和人脸识别等信息。At present, there are two solutions for real-name IoT cards: one is through the official channel of the card-issuing operator, such as the official account or a small program; the other is through calling the operator’s API interface to authenticate the identity information for real-name. Both methods will require users to provide information such as name, ID number, front and back pictures of ID card, and face recognition.

但是发明人发现不同运营商的实名途径是不同的，并且不同的卡实名需要用户传输重复的参数多次，对于普通用户来说，去逐个实名多张卡片的一系列操作复杂度较高。However, the inventors found that the real-name approaches of different operators are different, and different card real-names require users to transmit repeated parameters multiple times. For ordinary users, a series of operations to verify multiple cards one by one is more complicated.

发明内容Contents of the invention

本发明要解决的问题是普通用户在对多张卡实名时复杂度高，易出错的问题。The problem to be solved by the present invention is that common users have high complexity and error-prone problems when verifying the real names of multiple cards.

为解决上述的用户体验问题，本发明提供一种聚合实名方法，所述方法包括以下步骤：In order to solve the above-mentioned user experience problem, the present invention provides a method for aggregating real names, which includes the following steps:

管理员提前在后台管理系统中建立一个虚拟ICCID号码与多个实体ICCID号码之间的映射关系。当用户进入实名页面时，使用该虚拟ICCID进行实名；实名前，通过发送短信验证码方式，确认是由用户本人操作；进一步，用户上传身份证号、照片、和人脸视频等实名数据至申请人平台；后台使用所述实名数据依次调用各个运营商的实名API(ApplicationProgramming Interface,应用程序接口)，进行实名认证；依据实名接口返回值反馈给用户不同信息，并指导继续完成实名具体包括：The administrator establishes a mapping relationship between a virtual ICCID number and multiple physical ICCID numbers in the background management system in advance. When the user enters the real-name page, use the virtual ICCID for real-name; before the real-name, by sending a SMS verification code to confirm that the operation is performed by the user himself; further, the user uploads real-name data such as ID number, photo, and face video to the application The background uses the real-name data to call the real-name API (Application Programming Interface) of each operator in turn to perform real-name authentication; according to the return value of the real-name interface, different information is fed back to the user, and guidance to continue to complete the real-name specifically includes:

根据用户实名数据预校验信息(身份证、姓名)的上传结果判断是否继续进行下面的实名步骤；Judging whether to continue the following real-name steps according to the upload results of the user's real-name data pre-verification information (ID card, name);

根据各实体卡的实名认证状态，自动跳转链接：According to the real-name authentication status of each entity card, the link will be automatically redirected:

当所述实体卡都未完成实名时，使用API调用方式一次完成所有实名；When none of the entity cards have completed their real names, use the API call method to complete all the real names at one time;

当只有一张实体卡未完成实名时，跳转到发卡方平台认证页面对单张卡进行实名认证。When only one physical card has not completed the real-name verification, jump to the card issuer platform verification page to perform real-name verification for a single card.

进一步，所述根据当前各实体卡的实名状态，进行相关页面的跳转还包括：Further, the jumping to relevant pages according to the current real-name status of each physical card also includes:

当所述实体卡发卡方API暂时不可用时，在实名卡认证多次失败后，映射程序到官方实名渠道对单张卡进行实名。When the entity card issuer API is temporarily unavailable, after the real-name card authentication fails for many times, the mapping program goes to the official real-name channel to perform real-name on a single card.

本发明有益效果如下：The beneficial effects of the present invention are as follows:

本发明通过只进行一次实名操作的情况下，对多张实体通信卡完成实名，并且解决了各卡实名状态不一致时的继续完成实名的兼容性问题，通过对API不可用的情况增加了保护措施，大大降低实名复杂度，提升用户使用体验。The present invention completes the real name for multiple physical communication cards by performing only one real name operation, and solves the compatibility problem of continuing to complete the real name when the real name status of each card is inconsistent, and increases protection measures for the situation where the API is unavailable , greatly reducing the complexity of real names and improving user experience.

附图说明Description of drawings

图1是本发明实施例的一种多卡聚合实名方法的流程图Fig. 1 is a flow chart of a multi-card aggregation real-name method according to an embodiment of the present invention

具体实施方式Detailed ways

为了解决多运营商网络通信设备实名过于复杂的问题，本发明提供了一种多卡聚合实名的方法，以下结合附图以及实施例，对本发明进行进一步详细说明。应当理解，此处所描述的具体实施例仅仅用以解释本发明，并不限定本发明。In order to solve the problem that the real names of multi-operator network communication devices are too complicated, the present invention provides a method for multi-card aggregation of real names. The present invention will be further described in detail below in conjunction with the drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

实施例1Example 1

本发明实施例的一种多卡聚合实名方法如图1所示，所述方法包括以下步骤：A multi-card aggregation real-name method in the embodiment of the present invention is shown in Figure 1, and the method includes the following steps:

步骤s101，由申请人预先在后台管理系统中导入相关网卡数据，并将一个虚拟卡号与多张实体卡数据建立映射关系。如有一张联通运营商的ICCID1和电信运营商的ICCID2，以及系统生成虚拟VICCID号码。In step s101, the applicant imports relevant network card data into the background management system in advance, and establishes a mapping relationship between a virtual card number and multiple physical card data. For example, there is an ICCID1 of China Unicom operator and ICCID2 of telecom operator, and the virtual VICCID number generated by the system.

步骤s102，用户使用系统中的VICCID登录申请人公众号页面，页面展示出ICCID1和ICCID2的实名状态。Step s102, the user uses the VICCID in the system to log in to the applicant's official account page, and the page displays the real-name status of ICCID1 and ICCID2.

步骤s103，依据网卡的不同实名状态，做出不同的提示和跳转。当两张卡ICCID1和ICCID2都未实名时，跳转到步骤104；当两卡存在实名和未实名的情况时，则转步骤s108。In step s103, different prompts and jumps are made according to different real-name states of the network card. When the two cards ICCID1 and ICCID2 have no real names, go tostep 104; when there are two cards with real names and non-real names, go to step s108.

步骤s104，用户通过填写表单录入基本身份校验信息，具体包括，姓名、身份证号、手机号、验证码、身份证正面图片、身份证反面图片。这些信息缓存在申请人服务器中。服务器利用用户上传的实名信息数据，依次调用运营商的API完成相应的实名流程。In step s104, the user enters basic identity verification information by filling in the form, specifically including name, ID number, mobile phone number, verification code, front picture of the ID card, and back picture of the ID card. This information is cached in the applicant server. The server uses the real-name information data uploaded by the user to call the operator's API in turn to complete the corresponding real-name process.

步骤s105，根据发卡方API的反馈，映射程序可以有两种结果：当所有实体卡的发卡方API都顺利校验通过，此时跳转至步骤s106；当存在某张卡校验失败的情况时，则截取失败信息，在用户端界面展示，如身份证照片模糊等错误信息，帮助用户纠正输入参数，然后重新提交。In step s105, according to the feedback from the card issuer API, the mapping procedure can have two results: when the card issuer API of all physical cards has passed the verification successfully, then jump to step s106; when there is a card that fails the verification , the failure information is intercepted and displayed on the user interface, such as error information such as blurred ID card photos, to help the user correct the input parameters, and then resubmit.

步骤s106，根据运营商API返回的数字，要求用户拍摄读数视频，以完成活体检测。视频数据将缓存在服务器上，并依次传输至各运营商进行校验。Step s106, according to the number returned by the operator's API, the user is required to take a reading video to complete the liveness detection. The video data will be cached on the server and transmitted to each operator for verification in turn.

步骤s107，当视频校验通过时，完成了所有卡的实名。如果接口反馈视频校验不通过，则提示用户拍摄并重新上传符合规范的读数视频。Step s107, when the video verification is passed, the real names of all cards are completed. If the interface feedbacks that the video verification fails, the user will be prompted to take and re-upload a reading video that meets the specifications.

步骤s108，如果所有卡均已实名，则不做提示。当存在未实名卡时，转至s109。Step s108, if all cards have real names, no prompt is given. When there is an unrealized card, go to s109.

步骤s109，映射程序经授权后链接跳转至未实名卡的发卡方认证平台，同时自动复制实体卡的ICCID。Step s109, after the mapping program is authorized, the link jumps to the authentication platform of the card issuer without the real-name card, and at the same time, the ICCID of the physical card is automatically copied.

Claims (5)

1. A multi-card aggregation real-name authentication method is characterized by comprising the following steps: the applicant establishes a mapping program between the virtual ICCID and a plurality of entity ICCIDs, the program automatically links the entity card issuer platform to carry out real name authentication, and when the entity card ICCID is successfully authenticated, the virtual ICCID feeds back the successful authentication to the terminal user.

2. The multi-card aggregated real-name authentication method according to claim 1, wherein the process of performing different real-name operations according to the actual real-name status of the real card specifically comprises:

according to the authentication result of the entity card ICCID on the platform of the issuer of the card of the Internet of things, the virtual ICCID provides different links for terminal users;

the link directs the user to an API real-name authentication interface or a card issuer platform real-name authentication page of the physical card.

3. The entity card real name aggregation method of claim 2, wherein the process of jumping to the real name page according to the current real name state specifically comprises:

when all the entity cards are not subjected to real-name authentication, the link automatically jumps to an API real-name interface, and the mapping program sequentially calls the real-name APIs of the entity cards to carry out real-name authentication;

and when part of the entity card is not subjected to real-name authentication, automatically jumping to an entity card developer platform real-name authentication page without real-name authentication by the link. At this time, the terminal user does not need to input the information of the entity card for applying authentication again.

4. The method for aggregating real names according to claim 3, wherein when the end user creates the virtual card ICCID, the applicant performs pre-verification on the end user's real name data of the real card, and when the real name data of the real card is verified as being faulty, the applicant prompts the user to upload again until the real name information passes verification, and then the end user establishes the mapping program.

5. The method of any of claims 1 to 4, wherein the mapper automates whether the entity card is already known; when all the entity cards are in real names, the mapping program cannot jump to link with a card issuer platform for real name authentication; and when the entity card has no real name, the mapping program jumps to a card issuer platform to carry out real name authentication.

Images