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CN114862380B - Quota sharing processing method and device - Google Patents

Quota sharing processing method and device
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CN114862380B
CN114862380BCN202210550014.5ACN202210550014ACN114862380BCN 114862380 BCN114862380 BCN 114862380BCN 202210550014 ACN202210550014 ACN 202210550014ACN 114862380 BCN114862380 BCN 114862380B
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transfer
quota
target
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CN114862380A (en
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王骏
张涛
刘巧
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Alipay Hangzhou Information Technology Co Ltd
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Abstract

The embodiment of the specification provides a method and a device for processing quota sharing, wherein the method for processing quota sharing comprises the following steps: detecting the transfer amount of target members related to the shared resource account of the related group in a history period; recording the resource quota of each member in the association group in a resource management plan of the association group aiming at the shared resource account; if the transfer-in amount is detected to be smaller than the transfer-in amount of the target member in the history period, carrying out quota processing on the transfer-out amount of the target member in the first target period based on the transfer-in amount and the transfer-in amount to obtain a quota processing result; and sharing the quota based on the actual transferred-in amount and the quota processing result under the condition that the actual transferred-in amount of the related member in the second target period is larger than the transferred-in quota of the second target period.

Description

Translated fromChinese
额度共享处理方法及装置Quota sharing processing method and device

技术领域technical field

本文件涉及数据处理技术领域,尤其涉及一种额度共享处理方法及装置。This document relates to the technical field of data processing, in particular to a quota sharing processing method and device.

背景技术Background technique

随着信息技术的发展,服务提供方在互联网技术的支持下面向用户提供网络化的服务平台,用户可以在网络化的服务平台获得相应的服务。由于服务种类日益增多,为满足用户的需求,资源账户逐渐成为线上交易服务中不可缺少的要素,通过使用资源账户,用户可以方便地通过计算机和互联网完成转账、付款等服务;并且随着各种传统服务的网络化发展,资源账户的应用范围也越来越广。With the development of information technology, service providers provide users with a networked service platform under the support of Internet technology, and users can obtain corresponding services on the networked service platform. Due to the increasing variety of services, in order to meet the needs of users, resource accounts have gradually become an indispensable element in online transaction services. By using resource accounts, users can conveniently complete services such as transfers and payments through computers and the Internet; and as various With the network development of this traditional service, the scope of application of resource accounts is becoming wider and wider.

发明内容Contents of the invention

本说明书一个或多个实施例提供了一种额度共享处理方法。所述额度共享处理方法,包括:检测关联群组的共享资源账户关联的目标成员在历史周期的转入数额;所述关联群组中各成员的资源额度记录于所述关联群组针对所述共享资源账户的资源管理计划。若检测到所述转入数额小于所述目标成员在所述历史周期的转入额度,则基于所述转入数额和所述转入额度对所述目标成员在第一目标周期的转出额度进行限额处理,获得限额处理结果。在关联成员在第二目标周期的实际转入数额大于所述第二目标周期的转入额度的情况下,基于所述实际转入数额和所述限额处理结果进行额度共享。One or more embodiments of this specification provide a quota sharing processing method. The quota sharing processing method includes: detecting the transfer-in amount of the target member associated with the shared resource account of the associated group in a historical period; the resource quota of each member in the associated group is recorded in the associated group for the Resource management plan for shared resource accounts. If it is detected that the transfer-in amount is less than the transfer-in amount of the target member in the historical period, based on the transfer-in amount and the transfer-in amount, the transfer-out amount of the target member in the first target period is calculated. Perform limit processing and obtain the result of the limit processing. In the case that the actual transfer-in amount of the associated member in the second target period is greater than the transfer-in amount of the second target period, quota sharing is performed based on the actual transfer-in amount and the limit processing result.

本说明书一个或多个实施例提供了一种额度共享处理装置,包括:转入数额检测模块,被配置为检测关联群组的共享资源账户关联的目标成员在历史周期的转入数额;所述关联群组中各成员的资源额度记录于所述关联群组针对所述共享资源账户的资源管理计划。若检测到所述转入数额小于所述目标成员在所述历史周期的转入额度,则运行限额处理模块,所述限额处理模块,被配置为基于所述转入数额和所述转入额度对所述目标成员在第一目标周期的转出额度进行限额处理,获得限额处理结果。在关联成员在第二目标周期的实际转入数额大于所述第二目标周期的转入额度的情况下,运行额度共享模块,所述额度共享模块,被配置为基于所述实际转入数额和所述限额处理结果进行额度共享。One or more embodiments of this specification provide a quota sharing processing device, including: a transfer-in amount detection module configured to detect the transfer-in amount of a target member associated with a shared resource account of an associated group in a historical period; The resource quota of each member in the associated group is recorded in the resource management plan of the associated group for the shared resource account. If it is detected that the transfer-in amount is less than the transfer-in amount of the target member in the historical period, the limit processing module is run, and the limit processing module is configured to be based on the transfer-in amount and the transfer-in amount Perform quota processing on the transfer-out quota of the target member in the first target period, and obtain a quota processing result. In the case that the actual transfer-in amount of the associated member in the second target period is greater than the transfer-in amount of the second target period, run the quota sharing module, and the quota sharing module is configured to be based on the actual transfer-in amount and Quota sharing is performed on the quota processing results.

本说明书一个或多个实施例提供了一种额度共享处理设备,包括:处理器;以及,被配置为存储计算机可执行指令的存储器,所述计算机可执行指令在被执行时使所述处理器:检测关联群组的共享资源账户关联的目标成员在历史周期的转入数额;所述关联群组中各成员的资源额度记录于所述关联群组针对所述共享资源账户的资源管理计划。若检测到所述转入数额小于所述目标成员在所述历史周期的转入额度,则基于所述转入数额和所述转入额度对所述目标成员在第一目标周期的转出额度进行限额处理,获得限额处理结果。在关联成员在第二目标周期的实际转入数额大于所述第二目标周期的转入额度的情况下,基于所述实际转入数额和所述限额处理结果进行额度共享。One or more embodiments of the present specification provide a credit sharing processing device, including: a processor; and a memory configured to store computer-executable instructions, and when executed, the computer-executable instructions cause the processor to : Detect the transfer-in amount of the target member associated with the shared resource account of the associated group in the historical period; the resource quota of each member in the associated group is recorded in the resource management plan of the associated group for the shared resource account. If it is detected that the transfer-in amount is less than the transfer-in amount of the target member in the historical period, based on the transfer-in amount and the transfer-in amount, the transfer-out amount of the target member in the first target period is calculated. Perform limit processing and obtain the result of the limit processing. In the case that the actual transfer-in amount of the associated member in the second target period is greater than the transfer-in amount of the second target period, quota sharing is performed based on the actual transfer-in amount and the limit processing result.

本说明书一个或多个实施例提供了一种存储介质,用于存储计算机可执行指令,所述计算机可执行指令在被处理器执行时实现以下流程:检测关联群组的共享资源账户关联的目标成员在历史周期的转入数额;所述关联群组中各成员的资源额度记录于所述关联群组针对所述共享资源账户的资源管理计划。若检测到所述转入数额小于所述目标成员在所述历史周期的转入额度,则基于所述转入数额和所述转入额度对所述目标成员在第一目标周期的转出额度进行限额处理,获得限额处理结果。在关联成员在第二目标周期的实际转入数额大于所述第二目标周期的转入额度的情况下,基于所述实际转入数额和所述限额处理结果进行额度共享。One or more embodiments of the present specification provide a storage medium for storing computer-executable instructions, and when the computer-executable instructions are executed by a processor, the following process is implemented: detecting a target associated with a shared resource account of an associated group The transfer-in amount of members in the historical period; the resource quota of each member in the associated group is recorded in the resource management plan of the associated group for the shared resource account. If it is detected that the transfer-in amount is less than the transfer-in amount of the target member in the historical period, based on the transfer-in amount and the transfer-in amount, the transfer-out amount of the target member in the first target period is calculated. Perform limit processing and obtain the result of the limit processing. In the case that the actual transfer-in amount of the associated member in the second target period is greater than the transfer-in amount of the second target period, quota sharing is performed based on the actual transfer-in amount and the limit processing result.

附图说明Description of drawings

为了更清楚地说明本说明书一个或多个实施例或现有技术中的技术方案,下面将对实施例或现有技术描述中所需要使用的附图作简单地介绍,显而易见地,下面描述中的附图仅仅是本说明书中记载的一些实施例,对于本领域普通技术人员来讲,在不付出创造性劳动性的前提下,还可以根据这些附图获得其他的附图;In order to more clearly illustrate one or more embodiments of this specification or the technical solutions in the prior art, the following will briefly introduce the drawings that need to be used in the description of the embodiments or prior art. Obviously, in the following description The accompanying drawings are only some embodiments recorded in this specification. For those skilled in the art, other drawings can also be obtained according to these drawings without any creative effort;

图1为本说明书一个或多个实施例提供的一种额度共享处理方法处理流程图;Fig. 1 is a processing flowchart of a quota sharing processing method provided by one or more embodiments of this specification;

图2为本说明书一个或多个实施例提供的一种应用于额度共享场景的额度共享处理方法处理流程图;Fig. 2 is a processing flowchart of a quota sharing processing method applied to a quota sharing scenario provided by one or more embodiments of this specification;

图3为本说明书一个或多个实施例提供的一种应用于额度恢复场景的额度共享处理方法处理流程图;Fig. 3 is a processing flowchart of a quota sharing processing method applied to a quota recovery scenario provided by one or more embodiments of this specification;

图4为本说明书一个或多个实施例提供的一种额度共享处理装置示意图;Fig. 4 is a schematic diagram of a quota sharing processing device provided by one or more embodiments of this specification;

图5为本说明书一个或多个实施例提供的一种额度共享处理设备的结构示意图。Fig. 5 is a schematic structural diagram of a quota sharing processing device provided by one or more embodiments of this specification.

具体实施方式Detailed ways

为了使本技术领域的人员更好地理解本说明书一个或多个实施例中的技术方案,下面将结合本说明书一个或多个实施例中的附图,对本说明书一个或多个实施例中的技术方案进行清楚、完整地描述,显然,所描述的实施例仅仅是本说明书的一部分实施例,而不是全部的实施例。基于本说明书一个或多个实施例,本领域普通技术人员在没有做出创造性劳动前提下所获得的所有其他实施例,都应当属于本文件的保护范围。In order to enable those skilled in the art to better understand the technical solutions in one or more embodiments of this specification, the following will describe the technical solutions in one or more embodiments of this specification in conjunction with the drawings in one or more embodiments of this specification The technical solution is clearly and completely described, and obviously, the described embodiments are only a part of the embodiments in this specification, rather than all the embodiments. Based on one or more embodiments in this specification, all other embodiments obtained by persons of ordinary skill in the art without creative efforts shall fall within the scope of protection of this document.

本说明书提供的一种额度共享处理方法实施例:An embodiment of a quota sharing processing method provided in this manual:

参照图1,本实施例提供的额度共享处理方法,具体包括步骤S102至步骤S106。Referring to FIG. 1 , the quota sharing processing method provided in this embodiment specifically includes steps S102 to S106.

步骤S102,检测关联群组的共享资源账户关联的目标成员在历史周期的转入数额。Step S102, detecting the transfer-in amount of the target member associated with the shared resource account of the associated group in a historical period.

本实施例提供的额度共享处理方法,通过资源管理计划对关联群组的各成员进行监督,若检测到目标成员未按照资源管理计划完成历史周期的转入额度,为了保证关联群组的共享资源账户的资源按照计划进行管理,对目标成员在历史周期之后的第一目标周期的转出额度进行限额处理,以此,保证资源管理计划中的资源余额不会因为转入数额的不足而减少;同时,由于转出额度是分配的在保证资源余额的情况下向成员分配的,因此,在关联群组中其他关联成员对目标成员进行“资源援助”的情况下,向实施“资源援助”行为的关联成员进行额度共享,以使关联成员拥有对目标成员被限制的额度的使用权。The quota sharing processing method provided in this embodiment supervises the members of the associated group through the resource management plan. The resources of the account are managed according to the plan, and the transfer-out amount of the target member in the first target cycle after the historical cycle is limited, so as to ensure that the resource balance in the resource management plan will not be reduced due to insufficient transfer-in amount; At the same time, since the transfer-out quota is allocated to members under the condition of ensuring the resource balance, when other associated members in the associated group provide "resource assistance" to the target member, the "resource assistance" behavior will be implemented to the target member. Quota sharing among associated members, so that the associated members have the right to use the restricted quota of the target member.

所述关联群组,包括具有关联关系的至少两个成员构成的群组,处于关联群组中的成员通过统一群组标识进行关联,处于关联群组中的成员可邀请其他用户加入群组,成为群组成员;不处于关联群组中的用户可申请加入关联群组,以成为群组成员。关联群组中各成员可基于该关联群组实现群组服务或者共享群组资源。关联群组还可开通共享资源账户,所述共享资源账户,运用于关联群组中各成员之间,可以共同使用和管理。所述关联群组中包含至少两个成员;所述目标成员为关联群组中任一成员,关联群组中目标成员之外的所有成员为关联成员。The associated group includes a group composed of at least two members with an associated relationship, members in the associated group are associated through a unified group identifier, members in the associated group can invite other users to join the group, Become a member of a group; users who are not in the associated group can apply to join the associated group to become a member of the group. Each member in the associated group can implement group services or share group resources based on the associated group. The associated group can also open a shared resource account, and the shared resource account is used among members of the associated group and can be used and managed jointly. The associated group includes at least two members; the target member is any member in the associated group, and all members in the associated group except the target member are associated members.

为了实现关联群组中各成员对共享资源账户中的资源的共同管理,各成员通过制定针对共享资源账户进行资源转出和资源转入的子计划对共享资源账户的资源使用进行管理,且为了提升对共享资源账户中总资源的管理有效性,基于各成员的子计划确定共享资源账户的资源管理计划;所述关联群组中各成员的资源额度记录于所述关联群组针对所述共享资源账户的资源管理计划。所述资源额度包括转入额度和转出额度。In order to realize the common management of the resources in the shared resource account by each member in the associated group, each member manages the resource usage of the shared resource account by formulating a sub-plan for resource transfer out and resource transfer in for the shared resource account, and for Improve the management effectiveness of the total resources in the shared resource account, and determine the resource management plan of the shared resource account based on the sub-plans of each member; the resource quota of each member in the associated group is recorded in the associated group for the shared The resource management plan for the resource account. The resource quota includes a transfer-in quota and a transfer-out quota.

可选的,所述资源管理计划记录总转入额度、总转出额度和/或违约限额参数;所述总转入额度和所述总转出额度基于所述各成员的子计划确定;所述违约限额参数由所述各成员投票确定。所述资源管理计划中记录的所述总转入额度等于所述各成员的转入额度之和;若实际总转入额度小于所述总转入额度,则基于所述实际总转入额度、所述总转入额度和所述违约限额参数确定可用共享额度;所述可用共享额度用于向超额转入的成员分配。Optionally, the resource management plan records the total transfer-in quota, the total transfer-out quota and/or default limit parameters; the total transfer-in quota and the total transfer-out quota are determined based on the sub-plans of each member; The above-mentioned default limit parameters are determined by the voting of each member. The total transfer-in quota recorded in the resource management plan is equal to the sum of the transfer-in quotas of each member; if the actual total transfer-in quota is less than the total transfer-in quota, based on the actual total transfer-in quota, The total transfer-in quota and the default limit parameters determine the available shared quota; the available shared quota is used to allocate to members who transferred in excess.

所述共享资源账户,关联有资源余额、共享资源账单和资源管理计划;其中,资源管理计划包括总转入额度、总转出额度和违约限额参数;总转入额度基于各成员的个人计划中至少一个周期的转入额度计算获得,总转出额度基于各成员的个人计划中至少一个周期的转出额度计算获得,违约限额参数由关联群组中任一成员制定,并在关联群组中其他成员投票且投票处理结果通过后生效。总转入额度和总转出额度的差值就是共享资源账户的存储额度。The shared resource account is associated with a resource balance, a shared resource bill, and a resource management plan; wherein, the resource management plan includes the total transfer-in quota, the total transfer-out quota, and the default limit parameters; the total transfer-in quota is based on each member's personal plan The transfer-in quota for at least one period is calculated, and the total transfer-out quota is calculated based on the transfer-out quota for at least one period in each member's personal plan. It will take effect after other members vote and the voting result is passed. The difference between the total transfer-in quota and the total transfer-out quota is the storage quota of the shared resource account.

具体实施时,关联群组中各成员都可制定子计划,主要包含每个周期(例如:每个月)自己需要向共享资源账户转入的转入额度,以及每个周期允许自己从共享资源账户中转出的额度。During the specific implementation, each member in the associated group can formulate a sub-plan, which mainly includes the transfer amount that he needs to transfer to the shared resource account in each cycle (for example: every month), and the amount that he is allowed to transfer from the shared resource account in each cycle. The amount transferred out of the account.

为了使关联群组中各成员之间互相约束,任一成员的计划生效,必须经过其余成员投票并在投票通过过后才能生效,否则无法生效,基于此,本实施例提供的一种可选实施方式中,采用如下方式确定子计划生效:In order to make the members of the associated group constrain each other, the plan of any member must be voted by the rest of the members and it will not take effect until the vote is passed, otherwise it will not take effect. Based on this, this embodiment provides an optional implementation In the method, the following methods are used to determine the effectiveness of the sub-plan:

生成所述目标成员提交的子计划的计划标识;所述子计划包含所述目标成员在至少一个周期的转入额度和转出额度;Generate a plan identification of the sub-plan submitted by the target member; the sub-plan includes the transfer-in quota and transfer-out quota of the target member in at least one period;

基于所述计划标识,进行所述子计划的投票处理;Based on the plan identifier, perform voting processing on the sub-plan;

若投票处理结果为投票通过,则确定所述子计划生效。If the result of the voting process is that the voting is passed, it is determined that the sub-plan takes effect.

具体的,获取目标成员提交的子计划(个人计划),生成该子计划的计划标识,将该计划标识发送给授权管理模块,授权管理模块基于该计划标识向关联群组中目标成员之外的关联成员发起投票,获取到各关联成员的投票结果之后,基于投票结果判断是否投票通过,若通过,则确定子计划生效,并将该子计划写入共享资源账户的资源管理计划中,并更新资源管理计划,再将计划生效的结果告知目标成员;若未通过,向目标成员发送投票未通过的投票处理结果。Specifically, obtain the sub-plan (personal plan) submitted by the target member, generate the plan identification of the sub-plan, and send the plan identification to the authorization management module, and the authorization management module sends the plan identification to those other than the target members in the association group based on the plan identification. Associated members initiate a vote, and after obtaining the voting results of each associated member, judge whether the vote is passed based on the voting result. If passed, the sub-plan is determined to take effect, and the sub-plan is written into the resource management plan of the shared resource account and updated Resource management plan, and then inform the target members of the plan's effective results; if not passed, send the voting processing result of the vote failed to the target members.

其中,投票处理包括授权处理。关联成员可通过计划标识发起对子计划的访问,资源计划模块根据Wherein, voting processing includes authorization processing. Association members can initiate access to subplans through the plan ID, and the resource plan module is based on

需要说明的是,上述确定子计划生效的过程是以目标成员为例进行说明,在确定子计划生效过程中,目标成员可以是关联群组中任意一个成员,关联成员为指定计划的成员之外的成员。It should be noted that the above-mentioned process of determining the effectiveness of the sub-plan is explained using the target member as an example. In the process of determining the effectiveness of the sub-plan, the target member can be any member of the associated group, and the associated member is not a member of the specified plan. a member of.

例如,家庭群组中包括成员p1,成员p2和成员p3,成员p1针对家庭群组的共享资源账户发起对如表1所示的子计划的制定,资源管理模块获取到成员p1提交的子计划后,生成计划标识,并将计划标识向授权管理模块发送,授权管理模块在接收到计划标识后,首先查询与成员p1基于家庭群组的群组标识关联的成员p2和成员p3,然后向成员p2和成员p3发送携带计划标识的授权信息,成员p2和成员p3可通过授权信息中包含的计划标识查看成员p1的子计划,授权管理模块在接收到成员p2和成员p3的授权结果后,根据授权结果和投票机制确定投票处理结果并向资源管理模块返回;若接收到的投票处理结果为投票通过,资源管理模块则将成员p1的子计划写入资源管理计划,并更新资源管理计划,然后将子计划的生效结果反馈给成员p1;若接收到的投票处理结果为投票未通过,则向成员p1反馈子计划生效失败的结果。For example, the family group includes member p1, member p2 and member p3, and member p1 initiates the formulation of the sub-plan shown in Table 1 for the shared resource account of the family group, and the resource management module obtains the sub-plan submitted by member p1 Afterwards, the plan identification is generated, and the plan identification is sent to the authorization management module. After receiving the plan identification, the authorization management module first inquires about the member p2 and member p3 associated with the group identification based on the family group of the member p1, and then sends the member p2 and member p3 send the authorization information carrying the plan ID. Member p2 and member p3 can view the sub-plan of member p1 through the plan ID contained in the authorization information. After receiving the authorization results of member p2 and member p3, the authorization management module The authorization result and the voting mechanism determine the voting processing result and return it to the resource management module; if the received voting processing result is voted through, the resource management module writes the sub-plan of member p1 into the resource management plan, and updates the resource management plan, and then Feedback the effective result of the sub-plan to member p1; if the received voting processing result is that the vote failed, feed back the result of the failure of the sub-plan to take effect to member p1.

Figure BDA0003654541200000041
Figure BDA0003654541200000041

表1Table 1

具体实施时,在关联群组中的成员提交子计划后,针对任一成员任一周期(下述以目标成员的历史周期为例),在检测到到达周期结算时间的情况下,检测目标成员在历史周期的转入数额;若转入数额等于或者大于目标成员子计划中历史周期的转入额度,则不做处理;若转入数额小于转入额度,则对目标成员进行限额处理。In the specific implementation, after the members in the associated group submit sub-plans, for any cycle of any member (the historical cycle of the target member is used as an example below), when the settlement time of the cycle is detected, the target member is detected The transfer-in amount in the historical cycle; if the transfer-in amount is equal to or greater than the transfer-in amount of the target member's sub-plan in the historical cycle, no processing will be done; if the transfer-in amount is less than the transfer-in amount, the target member will be subject to quota processing.

步骤S104,若检测到所述转入数额小于所述目标成员在所述历史周期的转入额度,则基于所述转入数额和所述转入额度对所述目标成员在第一目标周期的转出额度进行限额处理,获得限额处理结果。Step S104, if it is detected that the transfer-in amount is less than the transfer-in amount of the target member in the historical period, based on the transfer-in amount and the transfer-in amount, the target member's transfer-in amount in the first target period Transfer out the quota for limit processing, and obtain the limit processing result.

所述第一目标周期,为所述历史周期后的周期,可以为历史周期的下一周期,也可以为历史周期之后的任一周期,具体可根据资源管理计划中的违约限制参数确定,也可随机确定,还可指定为历史周期的下一周期,本实施例在此不做限定。The first target period is a period after the historical period, which may be the next period of the historical period, or any period after the historical period, which may be specifically determined according to the default limit parameters in the resource management plan, or It can be determined randomly, and can also be designated as the next cycle of the historical cycle, which is not limited in this embodiment.

具体实施时,若检测到转入数额小于转入额度,为了保证共享资源账户预计的存储数额不会降低,在转入数额小于转入额度的情况下,对目标成员在第一目标周期的转出额度进行限额处理,以此,保证存储数额不会降低。During specific implementation, if it is detected that the transfer-in amount is less than the transfer-in amount, in order to ensure that the estimated storage amount of the shared resource account will not decrease, when the transfer-in amount is less than the transfer-in amount, the transfer of the target member in the first target period Limit processing is performed on the outbound quota, so as to ensure that the storage amount will not decrease.

基于此,本实施例提供的一种可选实施方式中,采用如下方式进行基于转入数额和转入额度对目标成员在第一目标周期的转出额度进行限额处理,获得限额处理结果:Based on this, in an optional implementation mode provided by this embodiment, the following method is used to perform quota processing on the transfer-out quota of the target member in the first target period based on the transfer-in amount and the transfer-in quota, and obtain the quota processing result:

基于所述转入数额和所述目标成员在所述历史周期的转入额度计算所述目标成员在所述目标周期的转入差额;calculating the transfer-in balance of the target member in the target period based on the transfer-in amount and the transfer-in amount of the target member in the historical period;

根据所述转入差额对所述资源管理计划中所述目标成员在所述第一目标周期的转出额度进行额度降低,获得实际转出额度,并将转出差额作为可用共享额度;reducing the transfer-out quota of the target member in the resource management plan in the first target period according to the transfer-in difference, obtaining the actual transfer-out quota, and using the transfer-out difference as an available shared quota;

所述限额处理结果携带所述可用共享额度,所述转出差额基于所述第一目标周期的转出额度和所述实际转出额度计算获得。The quota processing result carries the available shared quota, and the transfer-out balance is calculated based on the transfer-out quota in the first target period and the actual transfer-out quota.

具体的,计算目标成员在历史周期的转入额度和转入数额的差值作为转入差额,然后根据转入差额和资源管理计划中记录的违约限额参数计算限额额度,并将确定对的第一目标周期的转出额度按照限额额度进行额度降低,获得实际转出额度,然后计算转出额度和实际转出额度的差值,获得转出差额作为可用共享额度。Specifically, calculate the transfer-in amount of the target member in the historical period and the difference between the transfer-in amount as the transfer-in difference, and then calculate the limit amount according to the transfer-in difference and the default limit parameters recorded in the resource management plan, and determine the first The transfer-out quota of a target period is reduced according to the limit quota to obtain the actual transfer-out quota, and then calculate the difference between the transfer-out quota and the actual transfer-out quota, and obtain the transfer-out difference as the available shared quota.

由于转出数额小于转出额度并不会影响共享资源账户的存储额度变少,还会增加,因此在转出数额小于转出额度的时候不做处理;但由于转入数额低于转入额度的情况会影响存储额度,为了实现多个成员之间的相互约束,设定违约处理机制。Since the transfer-out amount is less than the transfer-out amount, it will not affect the storage amount of the shared resource account, and it will increase, so when the transfer-out amount is less than the transfer-out amount, it will not be processed; but because the transfer-in amount is lower than the transfer-in amount The situation will affect the storage quota. In order to realize mutual constraints among multiple members, a default handling mechanism is set.

如表2所示,成员p1在三月份计划的转入额度为3k,转出额度为3k,但成员p1在三月份实际的转入数额为2k,转出数额为1k,转入数额比转入额度少了1k,则按照违约限额参数1,按照比例1将成员p1在四月份计划的转出额度由表1中的3k调整为2k。此时,可用共享额度为1k。As shown in Table 2, the planned transfer-in amount of member p1 in March is 3k, and the transfer-out amount is 3k, but the actual transfer-in amount of member p1 in March is 2k, and the transfer-out amount is 1k. If the input amount is 1k less, according to the default limit parameter 1, adjust the transfer amount planned by member p1 in April from 3k in Table 1 to 2k according to the ratio 1. At this point, the available sharing quota is 1k.

Figure BDA0003654541200000051
Figure BDA0003654541200000051

表2Table 2

在对目标成员进行限额处理获得携带可用共享额度的限额处理结果之后,目标成员可进行补缴,其他关联成员也可对目标成员进行“资源援助”以获得可用共享额度。After processing the limit on the target member and obtaining the limit processing result with the available shared quota, the target member can make up payment, and other associated members can also provide "resource assistance" to the target member to obtain the available shared quota.

步骤S106,在关联成员在第二目标周期的实际转入数额大于所述第二目标周期的转入额度的情况下,基于所述实际转入数额和所述限额处理结果进行额度共享。Step S106, when the actual transfer-in amount of the associated member in the second target period is greater than the transfer-in amount of the second target period, quota sharing is performed based on the actual transfer-in amount and the quota processing result.

所述第二目标周期,可以与第一目标周期为同一周期,也可为第一目标周期之后的任一周期,具体的,为关联成员的实际转入数额大于转入额度的周期。The second target period can be the same period as the first target period, or any period after the first target period. Specifically, it is a period in which the actual transfer-in amount of the associated member is greater than the transfer-in amount.

具体实施时,由于对目标成员进行了限额处理,则资源管理计划中的总转出额度会收到影响,这种情况下,关联群组中任一关联成员可通过援助的方式恢复总转出额度;在对目标成员进行限额处理的周期或者限额处理后的任一周期,若任一关联成员的实际转入数额大于转入额度,则在对目标成员的转出额度进行限额处理获得的限额处理结果中包含的可用共享额度大于0的情况下,基于实际转入数额和可用共享额度进行额度共享。During the specific implementation, due to the quota processing for target members, the total transfer-out quota in the resource management plan will be affected. In this case, any associated member in the associated group can restore the total transfer-out through assistance Quota; in the cycle of quota processing for the target member or in any cycle after the quota processing, if the actual transfer-in amount of any associated member is greater than the transfer-in amount, then the limit obtained after the quota processing of the target member's transfer-out amount When the available sharing quota included in the processing result is greater than 0, the quota is shared based on the actual transfer-in amount and the available sharing quota.

本实施例提供的一种可选实施方式中,通过如下方式实现基于实际转入数额和限额处理结果进行额度共享:In an optional implementation mode provided in this embodiment, the quota sharing based on the actual transfer-in amount and the quota processing result is realized in the following manner:

基于所述实际转入数额和所述第二目标周期的转入额度计算所述关联成员的附加转入数额;calculating an additional transfer-in amount of the associated member based on the actual transfer-in amount and the transfer-in amount of the second target period;

在所述可用共享额度中向所述关联成员分配所述附加转入数额对应的额度。A quota corresponding to the additional transfer-in amount is allocated to the associated member in the available shared quota.

具体的,首先计算关联成员的附加转入数额(实际转入数额与转入额度的差值),然后基于附加转入数额在可用共享额度中向关联成员分配对应的额度。Specifically, first calculate the additional transfer-in amount of the associated member (the difference between the actual transfer-in amount and the transfer-in amount), and then allocate the corresponding amount to the associated member in the available shared quota based on the additional transfer-in amount.

沿用上例,成员p2的个人计划如表3所示,计划在四月份的转入额度为3k,检测到成员p2在四月份的实际转入数额为4k,超出转入额度,则判断共享资源账户是否存在可用共享额度,查询到存在可用共享额度为1k,该可用共享额度是因为成员p1在三月份少转入1k获得的,成员p1在三月份少转入1k,而成员p2的附加转入数额为4k-3k=1k,则正好对成员p1进行资源援助,为了提升成员p2对援助行为的感知程度,将可用共享额度分配给成员p2,成员p2在四月份的转出额度由3k调整为4k。其中,计划行的括号中为调整后的转出额度。Using the above example, the personal plan of member p2 is shown in Table 3. The planned transfer-in amount in April is 3k. It is detected that the actual transfer-in amount of member p2 in April is 4k. If the transfer-in amount exceeds the transfer-in amount, it is judged that the shared resources Whether there is an available shared quota in the account, and the available shared quota is 1k. The available shared quota is obtained because member p1 transferred 1k less in March, member p1 transferred 1k less in March, and member p2 transferred additional If the input amount is 4k-3k=1k, then the resource assistance will be given to member p1. In order to improve member p2’s perception of the assistance behavior, the available sharing quota will be allocated to member p2, and the transfer-out quota of member p2 in April will be adjusted from 3k for 4k. Among them, the adjusted transfer-out amount is in the brackets of the plan line.

Figure BDA0003654541200000061
Figure BDA0003654541200000061

表3table 3

需要说明的是,在关联成员在第二目标周期的实际转入数额大于第二目标周期的转入额度的情况下,判断是否存在可用共享额度,若是,基于实际转入数额和限额处理结果(可用共享额度)进行额度共享;若否,则将实际转入数额对应的资源进行存储,并更新共享资源账户的资源余额。It should be noted that, when the actual transfer-in amount of the associated member in the second target period is greater than the transfer-in amount of the second target period, it is judged whether there is an available shared quota, and if so, based on the actual transfer-in amount and the limit processing result ( Available shared quota) for quota sharing; if not, store the resources corresponding to the actual transferred amount, and update the resource balance of the shared resource account.

除此之外,目标成员还可对未缴够的转入数额进行补缴,本实施例提供的一种可选实施方式中,在所述目标成员在所述第二目标周期的目标转入数额大于所述目标成员在所述第二目标周期的转入额度的情况下,基于所述目标转入数额和所述限额处理结果进行额度恢复。具体的,在目标成员在第二目标周期的目标转入数额大于目标成员在第二目标周期的转入额度的情况下,判断是否存在可用共享额度;若存在,则在可用共享额度为针对目标成员的违约处理结果中包含的可用共享额度的情况下对目标成员进行额度恢复;(在进行额度恢复的过程,向目标成员恢复可用共享额度中目标成员的附加转入数额对应的额度)在可用共享额度为其他成员的违约结果中包含的可用共享额度的情况下,对目标成员进行额度共享。需要说明的是,此处的目标成员可以为关联群组中任一成员,关联成员即为关联群组中目标成员之外的成员。In addition, the target member can also make up for the unpaid transfer-in amount. In an optional implementation mode provided by this embodiment, the target transfer-in amount of the target member in the second target period If the amount is greater than the transfer-in amount of the target member in the second target period, restore the amount based on the target transfer-in amount and the limit processing result. Specifically, if the target member's target transfer-in amount in the second target cycle is greater than the target member's transfer-in amount in the second target cycle, it is judged whether there is an available shared amount; In the case of the available shared quota contained in the member’s default processing result, restore the quota to the target member; (in the process of quota restoration, restore the quota corresponding to the additional transfer-in amount of the target member in the available shared quota to the target member) When the shared quota is the available shared quota included in the default result of other members, share the quota with the target member. It should be noted that the target member here may be any member in the associated group, and the associated member is a member other than the target member in the associated group.

如表4所示,成员p1在三月份的转入额度为3k,但是转入数额为2k,则获得可用共享额度1k,但是成员p1在四月份的转入额度为3k,成员p1的实际转入数额为4k,在检测到成员p1转入资源并且判断实际转入数额大于转入额度的情况下,若针对成员p1的可用共享额度未共享给其他成员,则基于成员p1的实际转入数额中的附加转入数额进行资源弥补,在资源弥补之后,将成员p1在四月份由于三月份转入数额不够而调整为2k的转出额度恢复为计划的3k。As shown in Table 4, the transfer-in amount of member p1 in March is 3k, but the transfer-in amount is 2k, and the available shared quota is 1k, but the transfer-in amount of member p1 in April is 3k, and the actual transfer amount of member p1 The incoming amount is 4k. When it is detected that member p1 transfers resources and it is judged that the actual transferred amount is greater than the transferred amount, if the available shared quota for member p1 is not shared with other members, then based on the actual transferred amount of member p1 The additional transfer-in amount in the account is used to make up for resources. After the resource is made up, the transfer-out amount of member p1 adjusted to 2k in April due to insufficient transfer-in amount in March is restored to the planned 3k.

Figure BDA0003654541200000071
Figure BDA0003654541200000071

表4Table 4

为了避免关联群组中任一成员转出数额超出转出额度,本实施例提供的一种可选实施方式中,针对任一成员通过共享资源账户进行的每次支付进行核验,并在核验通过的情况下进行支付,具体的,以目标成员为例,采用如下方式对各支付进行核验:In order to prevent the amount transferred out by any member of the associated group from exceeding the amount transferred out, in an optional implementation mode provided by this embodiment, each payment made by any member through the shared resource account is verified, and when the verification passes In the case of payment, specifically, taking the target member as an example, the following methods are used to verify each payment:

获取所述目标成员基于所述共享资源账户的支付请求;Obtaining the target member's payment request based on the shared resource account;

基于所述支付请求中携带的支付数额、所述目标成员在当前周期的转出额度和已转出数额,核验所述目标成员的支付权限;Verifying the payment authority of the target member based on the payment amount carried in the payment request, the transfer-out amount of the target member in the current period, and the transferred-out amount;

若核验通过,则基于所述共享资源账户对所述支付请求进行支付处理。If the verification is passed, payment processing is performed on the payment request based on the shared resource account.

具体的,在每次获取到目标成员基于共享资源账户的支付请求时,首先确定所处的当前周期,然后读取当前周期的转出额度和已转出数额,再基于已转出数额、转出额度和支付请求中携带的支付数额核验目标成员的支付权限,即核验支付数额与已转出数额的和是否超出转出额度,若是,则确定核验失败,不允许目标成员基于共享资源账户进行本次支付;若否,则确定核验通过,基于共享资源账户进行支付处理。Specifically, each time the target member’s payment request based on the shared resource account is obtained, the current period is first determined, and then the current period’s transfer-out amount and the transferred-out amount are read, and then based on the transferred-out amount, transfer-out Check the payment authority of the target member with the payment amount carried in the outgoing amount and the payment request, that is, verify whether the sum of the payment amount and the transferred amount exceeds the transferred amount. This payment; if not, it is determined that the verification is passed, and payment processing is performed based on the shared resource account.

在关联群组中任一成员的转出额度不够用的情况下,为了不影响成员的正常支出,成员可通过申请转出额度来实现转出额度的提额。本实施例提供的一种可选实施方式中,以目标成员为例,采用如下方式对成员的提额申请进行处理:In the case that the transfer-out quota of any member in the associated group is not enough, in order not to affect the normal expenditure of the member, the member can increase the transfer-out quota by applying for the transfer-out quota. In an optional implementation mode provided in this embodiment, taking the target member as an example, the member's quota increase application is processed in the following manner:

根据所述目标成员对第三目标周期的转出额度的提额申请,进行所述提额申请的投票处理;所述提额申请中包含所述目标成员的申请额度;According to the quota increase application of the target member for the transfer-out quota of the third target period, the voting process of the quota quota application is carried out; the quota quota application includes the application quota of the target member;

基于投票处理结果进行所述提额申请的响应处理。The response processing of the amount increase application is performed based on the voting processing result.

具体的,在进行提额申请的投票处理之后,基于投票处理结果对所述目标成员进行额度调整。所述第三目标周期为子计划中任一周期。Specifically, after the voting process of the quota increase application is performed, the quota of the target member is adjusted based on the voting processing result. The third target cycle is any cycle in the sub-plan.

进一步,本实施例提供的一种可选实施方式中,采用如下方式实现基于投票处理结果进行所述提额申请的响应处理:Further, in an optional implementation manner provided in this embodiment, the following method is adopted to realize the response processing of the amount increase application based on the voting processing result:

若所述投票处理结果为投票通过,则基于所述申请额度对所述目标成员在所述第三目标周期的转出额度进行额度调整,并在额度调整后向所述目标成员发送申请成功的申请结果;If the result of the voting process is that the vote is passed, then based on the application quota, the target member’s transfer-out quota in the third target cycle is adjusted, and after the quota is adjusted, a successful application is sent to the target member application result;

若所述投票处理结果为投票未通过,则向所述目标成员发送申请失败的申请结果。If the result of the voting process is that the vote is not passed, an application result of application failure is sent to the target member.

具体的,在任一成员提交提额申请的情况下,通过授权管理模块向关联群组中其他成员发起授权投票,授权管理模块根据其他成员的指令统计投票处理结果,若授权管理模块的投票处理结果则修改该成员的转出额度。Specifically, when any member submits a withdrawal application, the authorization management module initiates an authorization vote to other members in the associated group, and the authorization management module counts the voting processing results according to the instructions of other members. If the voting processing results of the authorization management module Then modify the member's transfer-out quota.

还需要说明的是,本申请技术方案中,任一成员(以目标成员为例)在指定个人计划、在进行提额申请时,该成员发起个人计划或者提额申请,由关联群组中其他成员进行申请的过程,可以理解为任一成员向关联群组发起个人计划或者提额申请的授权请求,根据关联群组的授权投票结果进行对应的处理。It should also be noted that in the technical solution of this application, when any member (taking the target member as an example) specifies a personal plan and applies for a quota increase, the member initiates a personal plan or a quota raise application, and other members in the associated group The process of member application can be understood as any member initiates an authorization request for a personal plan or a quota increase application to the associated group, and performs corresponding processing according to the authorization voting results of the associated group.

以目标成员指定个人计划为例,获取目标成员提交的子计划,基于子计划进行关联群组的投票处理,基于投票处理结果确定子计划是否生效。以目标成员的提额申请为例,根据目标成员的提额申请进行关联群组的投票处理,并基于投票处理结果对目标成员进行额度调整。Taking the personal plan designated by the target member as an example, obtain the sub-plan submitted by the target member, perform voting processing for the associated group based on the sub-plan, and determine whether the sub-plan takes effect based on the voting processing result. Taking the quota increase application of the target member as an example, the voting process of the associated group is performed according to the quota withdrawal application of the target member, and the quota of the target member is adjusted based on the voting processing result.

下述以本实施例提供的一种额度共享处理方法在额度共享场景的应用为例,对本实施例提供的额度共享处理方法进行进一步说明,参见图2,应用于额度共享场景的额度共享处理方法,具体包括步骤S202至步骤S212。The following takes the application of a quota sharing processing method provided in this embodiment in a quota sharing scenario as an example to further explain the quota sharing processing method provided in this embodiment. See Figure 2, the quota sharing processing method applied to a quota sharing scenario , specifically including step S202 to step S212.

步骤S202,在历史周期的结算时间到达的情况下,检测关联群组的共享资源账户关联的目标成员在历史周期的转入数额。Step S202, when the settlement time of the historical period arrives, detect the transfer-in amount of the target member associated with the shared resource account of the associated group in the historical period.

步骤S204,若转入数额小于目标成员在历史周期的转入额度,则基于转入数额、转入额度和共享资源账户的资源管理计划中记录的违约限额参数确定转入差额和限额额度。Step S204, if the transfer-in amount is smaller than the transfer-in amount of the target member in the historical period, then determine the transfer-in difference and the limit amount based on the transfer-in amount, the transfer-in amount, and the default limit parameters recorded in the resource management plan of the shared resource account.

步骤S206,基于限额额度对目标成员在历史周期的下一周期的转出额度进行限额处理获得可用共享额度。Step S206, based on the quota, perform quota processing on the transfer-out quota of the target member in the next period of the historical period to obtain an available shared quota.

步骤S208,在检测到关联成员在下一周期的转入行为的情况下,检测关联成员在下一周期的实际转入数额。Step S208, if the transfer-in behavior of the associated member in the next period is detected, detect the actual transfer-in amount of the associated member in the next period.

其中,关联成员为关联群组中目标成员之外的成员。Wherein, the associated member is a member other than the target member in the associated group.

步骤S210,若实际转入数额大于关联成员在下一周期的转入额度,则查询是否存在可用共享额度;Step S210, if the actual transfer-in amount is greater than the transfer-in amount of the associated member in the next cycle, query whether there is an available shared amount;

若是,执行步骤S212;If yes, execute step S212;

若否,则不做处理。If not, do not process.

步骤S212,基于附加转入数额和可用共享额度对关联成员在该下一周期进行额度共享。Step S212, based on the additional transfer-in amount and the available shared quota, share the quota with the associated members in the next cycle.

其中,附加转入数额基于实际转入数额和关联成员在下一周期的转入额度计算获得。Among them, the additional transfer-in amount is calculated based on the actual transfer-in amount and the transfer-in amount of the associated member in the next cycle.

下述以本实施例提供的一种额度共享处理方法在额度恢复场景的应用为例,对本实施例提供的额度共享处理方法进行进一步说明,参见图3,应用于额度恢复场景的额度共享处理方法,具体包括步骤S302至步骤S314。The following takes the application of a quota sharing processing method provided in this embodiment in the quota recovery scenario as an example to further explain the quota sharing processing method provided in this embodiment. See Figure 3, the quota sharing processing method applied to the quota recovery scenario , specifically including step S302 to step S314.

步骤S302,在历史周期的结算时间到达的情况下,检测关联群组的共享资源账户关联的目标成员在历史周期的转入数额。Step S302, when the settlement time of the historical period arrives, detect the transfer-in amount of the target member associated with the shared resource account of the associated group in the historical period.

步骤S304,若转入数额小于目标成员在历史周期的转入额度,则基于共享资源账户的资源管理计划中记录的违约限额参数确定进行限额处理的目标周期。Step S304, if the transfer-in amount is smaller than the transfer-in amount of the target member in the historical period, then determine the target period for quota processing based on the default limit parameters recorded in the resource management plan of the shared resource account.

步骤S306,基于转入数额、转入额度和违约限额参数确定转入差额和限额额度。Step S306, based on the transfer-in amount, transfer-in amount and default limit parameters, determine the transfer-in difference and limit amount.

步骤S308,基于限额额度对目标周期的转出额度进行限额处理,并获得可用共享额度。Step S308, based on the quota, perform quota processing on the transfer-out quota of the target period, and obtain an available shared quota.

步骤S310,在检测到目标成员在历史周期之后的任一周期的转入行为的情况下,检测目标成员的实际转入数额。In step S310, when the transfer-in behavior of the target member in any period after the historical period is detected, the actual transfer-in amount of the target member is detected.

步骤S312,若实际转入数额大于目标成员在该任一周期的转入额度,则查询是否存在可用共享额度;Step S312, if the actual transfer-in amount is greater than the transfer-in amount of the target member in any period, check whether there is an available shared amount;

若是,执行步骤S314;If yes, execute step S314;

若否,则不做处理。If not, do not process.

步骤S314,向目标成员在该任一周期分配可用共享额度中附加转入数额对应的额度。Step S314, allocating the quota corresponding to the additional transfer-in amount among the available sharing quotas to the target member in any period.

其中,附加转入数额基于实际转入数额和目标成员在该任一周期的转入额度计算获得。Among them, the additional transfer-in amount is calculated based on the actual transfer-in amount and the transfer-in amount of the target member in any period.

综上所述,本实施例提供的额度共享处理方法,第一方面,将共享资源账户融入资源管理计划体系,并且结合关联群组中各成员的关联关系,将资源管理计划分割为整体(总计划)和局部(个人计划)的关系,使资源管理计划中各成员之间互相约束;且在资源管理计划中配置了违约处理体系,基于关联关系,使各个成员之间的资源行为(资源转出和资源转入)不再只是个人行为,而受到关联群组中各成员的约束;To sum up, the quota sharing processing method provided by this embodiment, in the first aspect, integrates the shared resource account into the resource management plan system, and combines the association relationship of each member in the association group to divide the resource management plan into a whole (total plan) and partial (personal plan), so that the members in the resource management plan are mutually constrained; and a default handling system is configured in the resource management plan, based on the association relationship, the resource behavior (resource transfer out and resources in) is no longer just an individual behavior, but is constrained by the members of the associated group;

第二方面,对于共享资源账户的行为信息,都通过一个成员发起,其他成员分别进行偷拍的方式确定票处理结果并向发起的成员反馈以及确定是否执行,实现并引入一种由个体向群组申请授权,并由群组处理授权的授权模式。In the second aspect, the behavior information of the shared resource account is initiated by one member, and the other members take sneak shots to determine the result of the ticket processing and give feedback to the initiating member to determine whether to execute it. Apply for authorization, and the authorization mode is handled by the group.

通过以上两个方面,实现对于一个关联群组的共享资源账户的资源管理计划的监督,并且使关联群组中各成员相互约束,实现共享资源账户的资源存储。Through the above two aspects, the supervision of the resource management plan of the shared resource account of an associated group is realized, and the members in the associated group are mutually restrained to realize the resource storage of the shared resource account.

本说明书提供的一种额度共享处理装置实施例如下:An example of a quota sharing processing device provided in this manual is as follows:

在上述的实施例中,提供了一种额度共享处理方法,与之相对应的,还提供了一种额度共享处理装置,下面结合附图进行说明。In the foregoing embodiments, a quota sharing processing method is provided, and correspondingly, a quota sharing processing device is also provided, which will be described below with reference to the accompanying drawings.

参照图4,其示出了本实施例提供的一种额度共享处理装置示意图。Referring to FIG. 4 , it shows a schematic diagram of a quota sharing processing device provided in this embodiment.

由于装置实施例对应于方法实施例,所以描述得比较简单,相关的部分请参见上述提供的方法实施例的对应说明即可。下述描述的装置实施例仅仅是示意性的。Since the device embodiment corresponds to the method embodiment, the description is relatively simple. For relevant parts, please refer to the corresponding description of the method embodiment provided above. The device embodiments described below are illustrative only.

本实施例提供一种额度共享处理装置,包括:This embodiment provides a quota sharing processing device, including:

转入数额检测模块402,被配置为检测关联群组的共享资源账户关联的目标成员在历史周期的转入数额;所述关联群组中各成员的资源额度记录于所述关联群组针对所述共享资源账户的资源管理计划;The transfer-inamount detection module 402 is configured to detect the transfer-in amount of the target member associated with the shared resource account of the associated group in the historical period; the resource quota of each member in the associated group is recorded in the associated group for all Describe the resource management plan for the shared resource account;

若检测到所述转入数额小于所述目标成员在所述历史周期的转入额度,则运行限额处理模块404,所述限额处理模块404,被配置为基于所述转入数额和所述转入额度对所述目标成员在第一目标周期的转出额度进行限额处理,获得限额处理结果;If it is detected that the transfer-in amount is less than the transfer-in amount of the target member in the historical period, thelimit processing module 404 is run, and thelimit processing module 404 is configured to be based on the transfer-in amount and the transfer-in amount Carry out limit processing on the transfer-out amount of the target member in the first target period, and obtain the limit processing result;

在关联成员在第二目标周期的实际转入数额大于所述第二目标周期的转入额度的情况下,运行额度共享模块406,所述额度共享模块406,被配置为基于所述实际转入数额和所述限额处理结果进行额度共享。In the case that the actual transfer-in amount of the associated member in the second target period is greater than the transfer-in amount of the second target period, run thequota sharing module 406, and thequota sharing module 406 is configured to Quota and the processing results of the quota are shared.

本说明书提供的一种额度共享处理设备实施例如下:An example of a credit sharing processing device provided in this manual is as follows:

对应上述描述的一种额度共享处理方法,基于相同的技术构思,本说明书一个或多个实施例还提供一种额度共享处理设备,该额度共享处理设备用于执行上述提供的额度共享处理方法,图5为本说明书一个或多个实施例提供的一种额度共享处理设备的结构示意图。Corresponding to the quota sharing processing method described above, based on the same technical concept, one or more embodiments of this specification further provide a quota sharing processing device, which is used to execute the quota sharing processing method provided above, Fig. 5 is a schematic structural diagram of a quota sharing processing device provided by one or more embodiments of this specification.

本实施例提供的一种额度共享处理设备,包括:A credit sharing processing device provided in this embodiment includes:

如图5所示,额度共享处理设备可因配置或性能不同而产生比较大的差异,可以包括一个或一个以上的处理器501和存储器502,存储器502中可以存储有一个或一个以上存储应用程序或数据。其中,存储器502可以是短暂存储或持久存储。存储在存储器502的应用程序可以包括一个或一个以上模块(图示未示出),每个模块可以包括额度共享处理设备中的一系列计算机可执行指令。更进一步地,处理器501可以设置为与存储器502通信,在额度共享处理设备上执行存储器502中的一系列计算机可执行指令。额度共享处理设备还可以包括一个或一个以上电源503,一个或一个以上有线或无线网络接口504,一个或一个以上输入/输出接口505,一个或一个以上键盘506等。As shown in Figure 5, the credit sharing processing device may have relatively large differences due to different configurations or performances, and may include one or more than one processor 501 and memory 502, and one or more storage application programs may be stored in the memory 502 or data. Wherein, the storage 502 may be a short-term storage or a persistent storage. The application program stored in the memory 502 may include one or more modules (not shown), and each module may include a series of computer-executable instructions in the quota sharing processing device. Furthermore, the processor 501 may be configured to communicate with the memory 502, and execute a series of computer-executable instructions in the memory 502 on the quota sharing processing device. The quota sharing processing device may also include one or more power sources 503, one or more wired or wireless network interfaces 504, one or more input/output interfaces 505, one or more keyboards 506, and the like.

在一个具体的实施例中,额度共享处理设备包括有存储器,以及一个或一个以上的程序,其中一个或者一个以上程序存储于存储器中,且一个或者一个以上程序可以包括一个或一个以上模块,且每个模块可以包括对额度共享处理设备中的一系列计算机可执行指令,且经配置以由一个或者一个以上处理器执行该一个或者一个以上程序包含用于进行以下计算机可执行指令:In a specific embodiment, the quota sharing processing device includes a memory, and one or more programs, wherein one or more programs are stored in the memory, and one or more programs may include one or more modules, and Each module may include a series of computer-executable instructions in a quota-sharing processing device, and the one or more programs configured to be executed by one or more processors include computer-executable instructions for performing the following:

检测关联群组的共享资源账户关联的目标成员在历史周期的转入数额;所述关联群组中各成员的资源额度记录于所述关联群组针对所述共享资源账户的资源管理计划;Detecting the transfer-in amount of the target member associated with the shared resource account of the associated group in the historical period; the resource quota of each member in the associated group is recorded in the resource management plan of the associated group for the shared resource account;

若检测到所述转入数额小于所述目标成员在所述历史周期的转入额度,则基于所述转入数额和所述转入额度对所述目标成员在第一目标周期的转出额度进行限额处理,获得限额处理结果;If it is detected that the transfer-in amount is less than the transfer-in amount of the target member in the historical period, based on the transfer-in amount and the transfer-in amount, the transfer-out amount of the target member in the first target period is calculated. Perform limit processing and obtain limit processing results;

在关联成员在第二目标周期的实际转入数额大于所述第二目标周期的转入额度的情况下,基于所述实际转入数额和所述限额处理结果进行额度共享。In the case that the actual transfer-in amount of the associated member in the second target period is greater than the transfer-in amount of the second target period, quota sharing is performed based on the actual transfer-in amount and the limit processing result.

本说明书提供的一种存储介质实施例如下:An example of a storage medium provided in this manual is as follows:

对应上述描述的一种额度共享处理方法,基于相同的技术构思,本说明书一个或多个实施例还提供一种存储介质。Corresponding to the quota sharing processing method described above, based on the same technical concept, one or more embodiments of this specification further provide a storage medium.

本实施例提供的存储介质,用于存储计算机可执行指令,所述计算机可执行指令在被处理器执行时实现以下流程:The storage medium provided in this embodiment is used for storing computer-executable instructions, and when the computer-executable instructions are executed by a processor, the following processes are implemented:

检测关联群组的共享资源账户关联的目标成员在历史周期的转入数额;所述关联群组中各成员的资源额度记录于所述关联群组针对所述共享资源账户的资源管理计划;Detecting the transfer-in amount of the target member associated with the shared resource account of the associated group in the historical period; the resource quota of each member in the associated group is recorded in the resource management plan of the associated group for the shared resource account;

若检测到所述转入数额小于所述目标成员在所述历史周期的转入额度,则基于所述转入数额和所述转入额度对所述目标成员在第一目标周期的转出额度进行限额处理,获得限额处理结果;If it is detected that the transfer-in amount is less than the transfer-in amount of the target member in the historical period, based on the transfer-in amount and the transfer-in amount, the transfer-out amount of the target member in the first target period is calculated. Perform limit processing and obtain limit processing results;

在关联成员在第二目标周期的实际转入数额大于所述第二目标周期的转入额度的情况下,基于所述实际转入数额和所述限额处理结果进行额度共享。In the case that the actual transfer-in amount of the associated member in the second target period is greater than the transfer-in amount of the second target period, quota sharing is performed based on the actual transfer-in amount and the limit processing result.

需要说明的是,本说明书中关于存储介质的实施例与本说明书中关于额度共享处理方法的实施例基于同一发明构思,因此该实施例的具体实施可以参见前述对应方法的实施,重复之处不再赘述。It should be noted that the embodiment of the storage medium in this specification and the embodiment of the quota sharing processing method in this specification are based on the same inventive concept, so the specific implementation of this embodiment can refer to the implementation of the corresponding method above. Let me repeat.

上述对本说明书特定实施例进行了描述。其它实施例在所附权利要求书的范围内。在一些情况下,在权利要求书中记载的动作或步骤可以按照不同于实施例中的顺序来执行并且仍然可以实现期望的结果。另外,在附图中描绘的过程不一定要求示出的特定顺序或者连续顺序才能实现期望的结果。在某些实施方式中,多任务处理和并行处理也是可以的或者可能是有利的。The foregoing describes specific embodiments of this specification. Other implementations are within the scope of the following claims. In some cases, the actions or steps recited in the claims can be performed in an order different from that in the embodiments and still achieve desirable results. In addition, the processes depicted in the accompanying figures do not necessarily require the particular order shown, or sequential order, to achieve desirable results. Multitasking and parallel processing are also possible or may be advantageous in certain embodiments.

在20世纪30年代,对于一个技术的改进可以很明显地区分是硬件上的改进(例如,对二极管、晶体管、开关等电路结构的改进)还是软件上的改进(对于方法流程的改进)。然而,随着技术的发展,当今的很多方法流程的改进已经可以视为硬件电路结构的直接改进。设计人员几乎都通过将改进的方法流程编程到硬件电路中来得到相应的硬件电路结构。因此,不能说一个方法流程的改进就不能用硬件实体模块来实现。例如,可编程逻辑器件(Programmable Logic Device,PLD)(例如现场可编程门阵列(Field Programmable GateArray,FPGA))就是这样一种集成电路,其逻辑功能由用户对器件编程来确定。由设计人员自行编程来把一个数字系统“集成”在一片PLD上,而不需要请芯片制造厂商来设计和制作专用的集成电路芯片。而且,如今,取代手工地制作集成电路芯片,这种编程也多半改用“逻辑编译器(logic compiler)”软件来实现,它与程序开发撰写时所用的软件编译器相类似,而要编译之前的原始代码也得用特定的编程语言来撰写,此称之为硬件描述语言(Hardware Description Language,HDL),而HDL也并非仅有一种,而是有许多种,如ABEL(Advanced Boolean Expression Language)、AHDL(Altera Hardware DescriptionLanguage)、Confluence、CUPL(Cornell University Programming Language)、HDCal、JHDL(Java Hardware Description Language)、Lava、Lola、MyHDL、PALASM、RHDL(RubyHardware Description Language)等,目前最普遍使用的是VHDL(Very-High-SpeedIntegrated Circuit Hardware Description Language)与Verilog。本领域技术人员也应该清楚,只需要将方法流程用上述几种硬件描述语言稍作逻辑编程并编程到集成电路中,就可以很容易得到实现该逻辑方法流程的硬件电路。In the 1930s, the improvement of a technology can be clearly distinguished as an improvement in hardware (for example, improvements in circuit structures such as diodes, transistors, switches, etc.) or improvements in software (improvement in method flow). However, with the development of technology, the improvement of many current method flows can be regarded as the direct improvement of the hardware circuit structure. Designers almost always get the corresponding hardware circuit structure by programming the improved method flow into the hardware circuit. Therefore, it cannot be said that the improvement of a method flow cannot be realized by hardware physical modules. For example, a programmable logic device (Programmable Logic Device, PLD) (such as a field programmable gate array (Field Programmable GateArray, FPGA)) is such an integrated circuit, the logic function of which is determined by the user's programming of the device. It is programmed by the designer to "integrate" a digital system on a PLD, instead of asking a chip manufacturer to design and make a dedicated integrated circuit chip. Moreover, nowadays, instead of making integrated circuit chips by hand, this kind of programming is mostly realized by "logic compiler (logic compiler)" software, which is similar to the software compiler used when program development and writing, but before compiling The original code of the computer must also be written in a specific programming language, which is called a hardware description language (Hardware Description Language, HDL), and there is not only one kind of HDL, but many kinds, such as ABEL (Advanced Boolean Expression Language) , AHDL (Altera Hardware Description Language), Confluence, CUPL (Cornell University Programming Language), HDCal, JHDL (Java Hardware Description Language), Lava, Lola, MyHDL, PALASM, RHDL (Ruby Hardware Description Language), etc., currently the most commonly used is VHDL (Very-High-Speed Integrated Circuit Hardware Description Language) and Verilog. It should also be clear to those skilled in the art that only a little logical programming of the method flow in the above-mentioned hardware description languages and programming into an integrated circuit can easily obtain a hardware circuit for realizing the logic method flow.

控制器可以按任何适当的方式实现,例如,控制器可以采取例如微处理器或处理器以及存储可由该(微)处理器执行的计算机可读程序代码(例如软件或固件)的计算机可读介质、逻辑门、开关、专用集成电路(Application Specific Integrated Circuit,ASIC)、可编程逻辑控制器和嵌入微控制器的形式,控制器的例子包括但不限于以下微控制器:ARC 625D、Atmel AT91SAM、Microchip PIC18F26K20以及Silicone Labs C8051F320,存储器控制器还可以被实现为存储器的控制逻辑的一部分。本领域技术人员也知道,除了以纯计算机可读程序代码方式实现控制器以外,完全可以通过将方法步骤进行逻辑编程来使得控制器以逻辑门、开关、专用集成电路、可编程逻辑控制器和嵌入微控制器等的形式来实现相同功能。因此这种控制器可以被认为是一种硬件部件,而对其内包括的用于实现各种功能的装置也可以视为硬件部件内的结构。或者甚至,可以将用于实现各种功能的装置视为既可以是实现方法的软件模块又可以是硬件部件内的结构。The controller may be implemented in any suitable way, for example the controller may take the form of a microprocessor or processor and a computer readable medium storing computer readable program code (such as software or firmware) executable by the (micro)processor , logic gates, switches, application specific integrated circuits (Application Specific Integrated Circuit, ASIC), programmable logic controllers and embedded microcontrollers, examples of controllers include but are not limited to the following microcontrollers: ARC 625D, Atmel AT91SAM, Microchip PIC18F26K20 and Silicone Labs C8051F320, the memory controller can also be implemented as part of the control logic of the memory. Those skilled in the art also know that, in addition to realizing the controller in a purely computer-readable program code mode, it is entirely possible to make the controller use logic gates, switches, application-specific integrated circuits, programmable logic controllers, and embedded The same function can be realized in the form of a microcontroller or the like. Therefore, such a controller can be regarded as a hardware component, and the devices included in it for realizing various functions can also be regarded as structures within the hardware component. Or even, means for realizing various functions can be regarded as a structure within both a software module realizing a method and a hardware component.

上述实施例阐明的系统、装置、模块或单元,具体可以由计算机芯片或实体实现,或者由具有某种功能的产品来实现。一种典型的实现设备为计算机。具体的,计算机例如可以为个人计算机、膝上型计算机、蜂窝电话、相机电话、智能电话、个人数字助理、媒体播放器、导航设备、电子邮件设备、游戏控制台、平板计算机、可穿戴设备或者这些设备中的任何设备的组合。The systems, devices, modules, or units described in the above embodiments can be specifically implemented by computer chips or entities, or by products with certain functions. A typical implementing device is a computer. Specifically, the computer may be, for example, a personal computer, a laptop computer, a cellular phone, a camera phone, a smart phone, a personal digital assistant, a media player, a navigation device, an email device, a game console, a tablet computer, a wearable device, or Combinations of any of these devices.

为了描述的方便,描述以上装置时以功能分为各种单元分别描述。当然,在实施本说明书实施例时可以把各单元的功能在同一个或多个软件和/或硬件中实现。For the convenience of description, when describing the above devices, functions are divided into various units and described separately. Of course, when implementing the embodiments of this specification, the functions of each unit can be implemented in one or more software and/or hardware.

本领域内的技术人员应明白,本说明书一个或多个实施例可提供为方法、系统或计算机程序产品。因此,本说明书一个或多个实施例可采用完全硬件实施例、完全软件实施例、或结合软件和硬件方面的实施例的形式。而且,本说明书可采用在一个或多个其中包含有计算机可用程序代码的计算机可用存储介质(包括但不限于磁盘存储器、CD-ROM、光学存储器等)上实施的计算机程序产品的形式。Those skilled in the art should understand that one or more embodiments of this specification may be provided as a method, system or computer program product. Accordingly, one or more embodiments of the present description may take the form of an entirely hardware embodiment, an entirely software embodiment, or an embodiment combining software and hardware aspects. Furthermore, the present description may take the form of a computer program product embodied on one or more computer-usable storage media (including but not limited to disk storage, CD-ROM, optical storage, etc.) having computer-usable program code embodied therein.

本说明书是参照根据本说明书实施例的方法、设备(系统)、和计算机程序产品的流程图和/或方框图来描述的。应理解可由计算机程序指令实现流程图和/或方框图中的每一流程和/或方框、以及流程图和/或方框图中的流程和/或方框的结合。可提供这些计算机程序指令到通用计算机、专用计算机、嵌入式处理机或其他可编程数据处理设备的处理器以产生一个机器,使得通过计算机或其他可编程数据处理设备的处理器执行的指令产生用于实现在流程图一个流程或多个流程和/或方框图一个方框或多个方框中指定的功能的装置。The specification is described with reference to flowcharts and/or block diagrams of methods, devices (systems), and computer program products according to embodiments of the specification. It should be understood that each procedure and/or block in the flowchart and/or block diagram, and a combination of procedures and/or blocks in the flowchart and/or block diagram can be realized by computer program instructions. These computer program instructions may be provided to a general purpose computer, special purpose computer, embedded processor, or processor of other programmable data processing equipment to produce a machine such that the instructions executed by the processor of the computer or other programmable data processing equipment produce a An apparatus for realizing the functions specified in one or more procedures of the flowchart and/or one or more blocks of the block diagram.

这些计算机程序指令也可存储在能引导计算机或其他可编程数据处理设备以特定方式工作的计算机可读存储器中,使得存储在该计算机可读存储器中的指令产生包括指令装置的制造品,该指令装置实现在流程图一个流程或多个流程和/或方框图一个方框或多个方框中指定的功能。These computer program instructions may also be stored in a computer-readable memory capable of directing a computer or other programmable data processing apparatus to operate in a specific manner, such that the instructions stored in the computer-readable memory produce an article of manufacture comprising instruction means, the instructions The device realizes the function specified in one or more procedures of the flowchart and/or one or more blocks of the block diagram.

这些计算机程序指令也可装载到计算机或其他可编程数据处理设备上,使得在计算机或其他可编程设备上执行一系列操作步骤以产生计算机实现的处理,从而在计算机或其他可编程设备上执行的指令提供用于实现在流程图一个流程或多个流程和/或方框图一个方框或多个方框中指定的功能的步骤。These computer program instructions can also be loaded onto a computer or other programmable data processing device, causing a series of operational steps to be performed on the computer or other programmable device to produce a computer-implemented process, thereby The instructions provide steps for implementing the functions specified in the flow chart or blocks of the flowchart and/or the block or blocks of the block diagrams.

在一个典型的配置中,计算设备包括一个或多个处理器(CPU)、输入/输出接口、网络接口和内存。In a typical configuration, a computing device includes one or more processors (CPUs), input/output interfaces, network interfaces, and memory.

内存可能包括计算机可读介质中的非永久性存储器,随机存取存储器(RAM)和/或非易失性内存等形式,如只读存储器(ROM)或闪存(flash RAM)。内存是计算机可读介质的示例。Memory may include non-permanent storage in computer-readable media, in the form of random access memory (RAM) and/or nonvolatile memory such as read-only memory (ROM) or flash RAM. Memory is an example of computer readable media.

计算机可读介质包括永久性和非永久性、可移动和非可移动媒体可以由任何方法或技术来实现信息存储。信息可以是计算机可读指令、数据结构、程序的模块或其他数据。计算机的存储介质的例子包括,但不限于相变内存(PRAM)、静态随机存取存储器(SRAM)、动态随机存取存储器(DRAM)、其他类型的随机存取存储器(RAM)、只读存储器(ROM)、电可擦除可编程只读存储器(EEPROM)、快闪记忆体或其他内存技术、只读光盘只读存储器(CD-ROM)、数字多功能光盘(DVD)或其他光学存储、磁盒式磁带,磁带磁盘存储或其他磁性存储设备或任何其他非传输介质,可用于存储可以被计算设备访问的信息。按照本文中的界定,计算机可读介质不包括暂存电脑可读媒体(transitory media),如调制的数据信号和载波。Computer-readable media, including both permanent and non-permanent, removable and non-removable media, can be implemented by any method or technology for storage of information. Information may be computer readable instructions, data structures, modules of a program, or other data. Examples of computer storage media include, but are not limited to, phase change memory (PRAM), static random access memory (SRAM), dynamic random access memory (DRAM), other types of random access memory (RAM), read only memory (ROM), Electrically Erasable Programmable Read-Only Memory (EEPROM), Flash memory or other memory technology, Compact Disc Read-Only Memory (CD-ROM), Digital Versatile Disc (DVD) or other optical storage, Magnetic tape cartridge, tape disk storage or other magnetic storage device or any other non-transmission medium that can be used to store information that can be accessed by a computing device. As defined herein, computer-readable media excludes transitory computer-readable media, such as modulated data signals and carrier waves.

还需要说明的是,术语“包括”、“包含”或者其任何其他变体意在涵盖非排他性的包含,从而使得包括一系列要素的过程、方法、商品或者设备不仅包括那些要素,而且还包括没有明确列出的其他要素,或者是还包括为这种过程、方法、商品或者设备所固有的要素。在没有更多限制的情况下,由语句“包括一个……”限定的要素,并不排除在包括所述要素的过程、方法、商品或者设备中还存在另外的相同要素。It should also be noted that the term "comprises", "comprises" or any other variation thereof is intended to cover a non-exclusive inclusion such that a process, method, article, or apparatus comprising a set of elements includes not only those elements, but also includes Other elements not expressly listed, or elements inherent in the process, method, commodity, or apparatus are also included. Without further limitations, an element defined by the phrase "comprising a ..." does not exclude the presence of additional identical elements in the process, method, article or apparatus comprising said element.

本说明书一个或多个实施例可以在由计算机执行的计算机可执行指令的一般上下文中描述,例如程序模块。一般地,程序模块包括执行特定任务或实现特定抽象数据类型的例程、程序、对象、组件、数据结构等等。也可以在分布式计算环境中实践本说明书的一个或多个实施例,在这些分布式计算环境中,由通过通信网络而被连接的远程处理设备来执行任务。在分布式计算环境中,程序模块可以位于包括存储设备在内的本地和远程计算机存储介质中。One or more embodiments of this specification may be described in the general context of computer-executable instructions, such as program modules, being executed by a computer. Generally, program modules include routines, programs, objects, components, data structures, etc. that perform particular tasks or implement particular abstract data types. One or more embodiments of the present specification may also be practiced in distributed computing environments where tasks are performed by remote processing devices that are linked through a communications network. In a distributed computing environment, program modules may be located in both local and remote computer storage media including storage devices.

本说明书中的各个实施例均采用递进的方式描述,各个实施例之间相同相似的部分互相参见即可,每个实施例重点说明的都是与其他实施例的不同之处。尤其,对于系统实施例而言,由于其基本相似于方法实施例,所以描述的比较简单,相关之处参见方法实施例的部分说明即可。Each embodiment in this specification is described in a progressive manner, the same and similar parts of each embodiment can be referred to each other, and each embodiment focuses on the differences from other embodiments. In particular, for the system embodiment, since it is basically similar to the method embodiment, the description is relatively simple, and for relevant parts, refer to part of the description of the method embodiment.

以上所述仅为本文件的实施例而已,并不用于限制本文件。对于本领域技术人员来说,本文件可以有各种更改和变化。凡在本文件的精神和原理之内所作的任何修改、等同替换、改进等,均应包含在本文件的权利要求范围之内。The above description is only an embodiment of this document, and is not intended to limit this document. Various modifications and changes to this document will occur to those skilled in the art. Any modifications, equivalent replacements, improvements, etc. made within the spirit and principles of this document shall be included within the scope of the claims of this document.

Claims (13)

Translated fromChinese
1.一种额度共享处理方法,包括:1. A quota sharing processing method, comprising:检测关联群组的共享资源账户关联的目标成员在历史周期的转入数额;所述关联群组中各成员的资源额度记录于所述关联群组针对所述共享资源账户的资源管理计划;Detecting the transfer-in amount of the target member associated with the shared resource account of the associated group in the historical period; the resource quota of each member in the associated group is recorded in the resource management plan of the associated group for the shared resource account;若检测到所述转入数额小于所述目标成员在所述历史周期的转入额度,则基于所述转入数额和所述转入额度对所述目标成员在第一目标周期的转出额度进行限额处理,获得限额处理结果;If it is detected that the transfer-in amount is less than the transfer-in amount of the target member in the historical period, based on the transfer-in amount and the transfer-in amount, the transfer-out amount of the target member in the first target period is calculated. Perform limit processing and obtain limit processing results;在关联成员在当前周期的实际转入数额大于所述当前周期的转入额度的情况下,基于所述实际转入数额和所述限额处理结果进行所述当前周期的额度共享;In the case that the actual transfer-in amount of the associated member in the current period is greater than the transfer-in amount of the current period, share the quota of the current period based on the actual transfer-in amount and the limit processing result;获取所述关联成员基于所述共享资源账户的支付请求;Obtaining the payment request of the associated member based on the shared resource account;基于所述支付请求中携带的支付数额,所述额度共享后的转出额度和已转出数额,核验所述关联成员的支付权限,并在核验通过后基于所述共享资源账户对所述支付请求进行支付处理。Based on the payment amount carried in the payment request, the transferred-out amount and the transferred-out amount after the amount is shared, verify the payment authority of the associated member, and make the payment based on the shared resource account after the verification is passed. Request for payment processing.2.根据权利要求1所述的额度共享处理方法,还包括:2. The quota sharing processing method according to claim 1, further comprising:根据所述目标成员对第三目标周期的转出额度的提额申请,进行所述提额申请的投票处理;所述提额申请中包含所述目标成员的申请额度;According to the quota increase application of the target member for the transfer-out quota of the third target period, the voting process of the quota quota application is carried out; the quota quota application includes the application quota of the target member;基于投票处理结果进行所述提额申请的响应处理。The response processing of the amount increase application is performed based on the voting processing result.3.根据权利要求2所述的额度共享处理方法,所述基于投票处理结果进行所述提额申请的响应处理,包括:3. The quota sharing processing method according to claim 2, said processing the response to the quota increase application based on the voting processing result, comprising:若所述投票处理结果为投票通过,则基于所述申请额度对所述目标成员在所述第三目标周期的转出额度进行额度调整,并在额度调整后向所述目标成员发送申请成功的申请结果;If the result of the voting process is that the vote is passed, then based on the application quota, the target member’s transfer-out quota in the third target cycle is adjusted, and after the quota is adjusted, a successful application is sent to the target member application result;若所述投票处理结果为投票未通过,则向所述目标成员发送申请失败的申请结果。If the result of the voting process is that the vote is not passed, an application result of application failure is sent to the target member.4.根据权利要求1所述的额度共享处理方法,还包括:4. The quota sharing processing method according to claim 1, further comprising:在所述目标成员在第二目标周期的目标转入数额大于所述目标成员在所述第二目标周期的转入额度的情况下,基于所述目标转入数额和所述限额处理结果进行额度恢复。In the case that the target transfer-in amount of the target member in the second target period is greater than the transfer-in amount of the target member in the second target period, the quota is calculated based on the target transfer-in amount and the limit processing result recover.5.根据权利要求1所述的额度共享处理方法,所述基于所述转入数额和所述转入额度对所述目标成员在第一目标周期的转出额度进行限额处理,获得限额处理结果,包括:5. The quota sharing processing method according to claim 1, wherein the transfer-out quota of the target member in the first target period is subjected to quota processing based on the transfer-in amount and the transfer-in quota, and a quota processing result is obtained ,include:基于所述转入数额和所述目标成员在所述历史周期的转入额度计算所述目标成员在所述目标周期的转入差额;calculating the transfer-in balance of the target member in the target period based on the transfer-in amount and the transfer-in amount of the target member in the historical period;根据所述转入差额对所述资源管理计划中所述目标成员在所述第一目标周期的转出额度进行额度降低,获得实际转出额度,并将转出差额作为可用共享额度;reducing the transfer-out quota of the target member in the resource management plan in the first target period according to the transfer-in difference, obtaining the actual transfer-out quota, and using the transfer-out difference as an available shared quota;所述限额处理结果携带所述可用共享额度,所述转出差额基于所述第一目标周期的转出额度和所述实际转出额度计算获得。The quota processing result carries the available shared quota, and the transfer-out balance is calculated based on the transfer-out quota in the first target period and the actual transfer-out quota.6.根据权利要求5所述的额度共享处理方法,所述基于所述实际转入数额和所述限额处理结果进行额度共享,包括:6. The quota sharing processing method according to claim 5, said quota sharing based on said actual transfer-in amount and said quota processing result, comprising:基于所述实际转入数额和第二目标周期的转入额度计算所述关联成员的附加转入数额;calculating the additional transfer-in amount of the associated member based on the actual transfer-in amount and the transfer-in amount of the second target period;在所述可用共享额度中向所述关联成员分配所述附加转入数额对应的额度。A quota corresponding to the additional transfer-in amount is allocated to the associated member in the available shared quota.7.根据权利要求1所述的额度共享处理方法,还包括:7. The quota sharing processing method according to claim 1, further comprising:生成所述目标成员提交的子计划的计划标识;所述子计划包含所述目标成员在至少一个周期的转入额度和转出额度;Generate a plan identification of the sub-plan submitted by the target member; the sub-plan includes the transfer-in quota and transfer-out quota of the target member in at least one cycle;基于所述计划标识,进行所述子计划的投票处理;Based on the plan identifier, perform voting processing on the sub-plan;若投票处理结果为投票通过,则确定所述子计划生效。If the result of the voting process is that the voting is passed, it is determined that the sub-plan takes effect.8.根据权利要求1所述的额度共享处理方法,所述资源管理计划记录总转入额度、总转出额度和/或违约限额参数;8. The quota sharing processing method according to claim 1, wherein the resource management plan records the total transfer-in quota, the total transfer-out quota and/or default limit parameters;所述总转入额度和所述总转出额度基于所述各成员的子计划确定;所述违约限额参数由所述各成员投票确定。The total transfer-in quota and the total transfer-out quota are determined based on the sub-plans of the members; the default limit parameters are determined by voting of the members.9.根据权利要求8所述的额度共享处理方法,所述资源管理计划中记录的所述总转入额度等于所述各成员的转入额度之和;9. The quota sharing processing method according to claim 8, wherein the total transfer-in quota recorded in the resource management plan is equal to the sum of the transfer-in quotas of each member;若实际总转入额度小于所述总转入额度,则基于所述实际总转入额度、所述总转入额度和所述违约限额参数确定可用共享额度;所述可用共享额度用于向超额转入的成员分配。If the actual total transferred-in amount is less than the total transferred-in amount, the available shared amount is determined based on the actual total transferred-in amount, the total transferred-in amount and the default limit parameters; the available shared amount is used to contribute to the excess Transferred-in member assignments.10.根据权利要求1所述的额度共享处理方法,还包括:10. The quota sharing processing method according to claim 1, further comprising:获取所述目标成员基于所述共享资源账户的支付请求;Obtaining the target member's payment request based on the shared resource account;基于所述支付请求中携带的支付数额、所述目标成员在当前周期的转出额度和已转出数额,核验所述目标成员的支付权限;Verifying the payment authority of the target member based on the payment amount carried in the payment request, the transfer-out amount of the target member in the current period, and the transferred-out amount;若核验通过,则基于所述共享资源账户对所述支付请求进行支付处理。If the verification is passed, payment processing is performed on the payment request based on the shared resource account.11.一种额度共享处理装置,包括:11. A quota sharing processing device, comprising:转入数额检测模块,被配置为检测关联群组的共享资源账户关联的目标成员在历史周期的转入数额;所述关联群组中各成员的资源额度记录于所述关联群组针对所述共享资源账户的资源管理计划;The transfer-in amount detection module is configured to detect the transfer-in amount of the target member associated with the shared resource account of the associated group in the historical period; the resource quota of each member in the associated group is recorded in the associated group for the Resource management plans for shared resource accounts;若检测到所述转入数额小于所述目标成员在所述历史周期的转入额度,则运行限额处理模块,所述限额处理模块,被配置为基于所述转入数额和所述转入额度对所述目标成员在第一目标周期的转出额度进行限额处理,获得限额处理结果;If it is detected that the transfer-in amount is less than the transfer-in amount of the target member in the historical period, the limit processing module is run, and the limit processing module is configured to be based on the transfer-in amount and the transfer-in amount Perform quota processing on the transfer-out quota of the target member in the first target period, and obtain a quota processing result;在关联成员在当前周期的实际转入数额大于所述当前周期的转入额度的情况下,运行额度共享模块,所述额度共享模块,被配置为基于所述实际转入数额和所述限额处理结果进行所述当前周期的额度共享;In the case that the actual transfer-in amount of the associated member in the current period is greater than the transfer-in amount of the current cycle, run the quota sharing module, and the quota sharing module is configured to process based on the actual transfer-in amount and the limit As a result, share the quota of the current period;获取所述关联成员基于所述共享资源账户的支付请求;Obtaining the payment request of the associated member based on the shared resource account;基于所述支付请求中携带的支付数额,所述额度共享后的转出额度和已转出数额,核验所述关联成员的支付权限,并在核验通过后基于所述共享资源账户对所述支付请求进行支付处理。Based on the payment amount carried in the payment request, the transferred-out amount and the transferred-out amount after the amount is shared, verify the payment authority of the associated member, and make the payment based on the shared resource account after the verification is passed. Request for payment processing.12.一种额度共享处理设备,包括:12. A credit sharing processing device, comprising:处理器;以及,Processor; and,被配置为存储计算机可执行指令的存储器,所述计算机可执行指令在被执行时使所述处理器:A memory configured to store computer-executable instructions that, when executed, cause the processor to:检测关联群组的共享资源账户关联的目标成员在历史周期的转入数额;所述关联群组中各成员的资源额度记录于所述关联群组针对所述共享资源账户的资源管理计划;Detecting the transfer-in amount of the target member associated with the shared resource account of the associated group in the historical period; the resource quota of each member in the associated group is recorded in the resource management plan of the associated group for the shared resource account;若检测到所述转入数额小于所述目标成员在所述历史周期的转入额度,则基于所述转入数额和所述转入额度对所述目标成员在第一目标周期的转出额度进行限额处理,获得限额处理结果;If it is detected that the transfer-in amount is less than the transfer-in amount of the target member in the historical period, based on the transfer-in amount and the transfer-in amount, the transfer-out amount of the target member in the first target period is calculated. Perform limit processing and obtain limit processing results;在关联成员在当前周期的实际转入数额大于所述当前周期的转入额度的情况下,基于所述实际转入数额和所述限额处理结果进行所述当前周期的额度共享;In the case that the actual transfer-in amount of the associated member in the current period is greater than the transfer-in amount of the current period, share the quota of the current period based on the actual transfer-in amount and the limit processing result;获取所述关联成员基于所述共享资源账户的支付请求;Obtaining the payment request of the associated member based on the shared resource account;基于所述支付请求中携带的支付数额,所述额度共享后的转出额度和已转出数额,核验所述关联成员的支付权限,并在核验通过后基于所述共享资源账户对所述支付请求进行支付处理。Based on the payment amount carried in the payment request, the transferred-out amount and the transferred-out amount after the amount is shared, verify the payment authority of the associated member, and make the payment based on the shared resource account after the verification is passed. Request for payment processing.13.一种存储介质,用于存储计算机可执行指令,所述计算机可执行指令在被处理器执行时实现以下流程:13. A storage medium for storing computer-executable instructions, the computer-executable instructions implement the following processes when executed by a processor:检测关联群组的共享资源账户关联的目标成员在历史周期的转入数额;所述关联群组中各成员的资源额度记录于所述关联群组针对所述共享资源账户的资源管理计划;Detecting the transfer-in amount of the target member associated with the shared resource account of the associated group in the historical period; the resource quota of each member in the associated group is recorded in the resource management plan of the associated group for the shared resource account;若检测到所述转入数额小于所述目标成员在所述历史周期的转入额度,则基于所述转入数额和所述转入额度对所述目标成员在第一目标周期的转出额度进行限额处理,获得限额处理结果;If it is detected that the transfer-in amount is less than the transfer-in amount of the target member in the historical period, based on the transfer-in amount and the transfer-in amount, the transfer-out amount of the target member in the first target period is calculated. Perform limit processing and obtain limit processing results;在关联成员在当前周期的实际转入数额大于所述当前周期的转入额度的情况下,基于所述实际转入数额和所述限额处理结果进行所述当前周期的额度共享;In the case that the actual transfer-in amount of the associated member in the current period is greater than the transfer-in amount of the current period, share the quota of the current period based on the actual transfer-in amount and the limit processing result;获取所述关联成员基于所述共享资源账户的支付请求;Obtaining the payment request of the associated member based on the shared resource account;基于所述支付请求中携带的支付数额,所述额度共享后的转出额度和已转出数额,核验所述关联成员的支付权限,并在核验通过后基于所述共享资源账户对所述支付请求进行支付处理。Based on the payment amount carried in the payment request, the transferred-out amount and the transferred-out amount after the amount is shared, verify the payment authority of the associated member, and make the payment based on the shared resource account after the verification is passed. Request for payment processing.
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