Disclosure of Invention
In order to solve the technical problems, the technical scheme provided by the invention is as follows:
the first purpose of the invention is to provide a novel business interchange electronic commerce method, which is applied to a novel business interchange electronic commerce system and comprises the following steps:
confirming the information of the goods changing requirements of a merchant A and a merchant B;
according to the information of the goods changing requirement, the merchant A charges in the novel business exchange electronic commercial system to obtain a consumption coupon of business exchange transaction;
carrying out transaction according to the consumption coupon, wherein the merchant A obtains the commodity or service of the merchant B, and the merchant B obtains the consumption coupon of the merchant A;
the service life of the consumption ticket is a fixed time limit or an indefinite time limit, and when the service life is within the service life, the use mode of the consumption ticket comprises at least one of consumption service, cash-out service or transfer service;
when the consumption coupon exceeds the service life, the consumption coupon is used in a cash withdrawal service mode, and the consumption coupon is automatically verified after cash withdrawal.
Preferably, the consumption service is in particular:
after obtaining the consumption coupon of the merchant A, the merchant B consumes the consumption coupon of the merchant A, and the merchant B obtains the goods or services of the merchant A.
Preferably, the cash-out service specifically comprises:
after the merchant B obtains the consumption coupon of the merchant A, the transaction is partially cash-out according to the fixed proportion of the cash-out amount through a novel business interchange electronic commercial system, and the cash-out residual amount is automatically returned to the merchant A;
the merchant A draws cash on an equal proportion amount through a novel business interchange electronic commerce system.
Preferably, the transfer service is specifically:
after acquiring the consumption coupon of the merchant A, the merchant B transfers the consumption coupon to a third-party merchant C in whole or in part through a novel business exchange electronic commerce system.
Preferably, the method further comprises:
establishing after-sale service information after the consumption experience of a merchant;
establishing background data management information;
confirming the information of the goods changing requirements of the merchant A and the merchant B, comprising the following steps:
registering and establishing merchant information;
establishing merchant management information according to the merchant information;
the merchant A screens a merchant B through the merchant management information and the merchant information and sends out information of intention of changing goods;
the merchant B investigates the merchant A through the merchant information according to the information of the intention of changing the goods;
and the merchant A communicates with the merchant B to reach the intention of changing goods and generate the information of the goods changing requirement, otherwise, the goods changing fails and the service is finished.
It is a second object of the present invention to provide a new business-interchange electronic commerce system, comprising:
a goods changing demand module, a payment settlement module and a digital currency transfer transaction module,
the goods change demand module is used for confirming the goods change demand information of the merchant A and the merchant B;
the payment settlement module is used for charging the merchant A in the novel business exchange electronic commercial system according to the information of the goods exchange demand to obtain a consumption coupon of business exchange transaction;
the digital currency transfer transaction module is used for carrying out transaction according to the consumption coupon, the merchant A obtains the commodity or service of the merchant B, and the merchant B obtains the consumption coupon of the merchant A;
the digital currency transfer transaction module is also used for enabling the service life of the consumption coupon to be a fixed term or an indefinite term, and when the consumption coupon is in the service life, the consumption coupon is subjected to at least one use mode of consumption service, withdrawal service or transfer service;
and the digital currency transfer transaction module is also used for carrying out a cashing service using mode on the consumption coupon when the consumption coupon exceeds the use period, and automatically verifying the consumption coupon after cashing.
Preferably, the digital money transfer transaction module is further used for the merchant B to consume the merchant a after acquiring the consumption ticket of the merchant a, and the merchant B obtains the goods or services of the merchant a.
Preferably, the digital money transfer transaction module is further configured to, after acquiring the consumption ticket of the merchant a, partially cash the merchant B according to a fixed proportion of the cash withdrawal amount through a novel business interchange electronic commerce system, and automatically return the cash withdrawal residual amount to the merchant a;
and the digital currency transfer transaction module is also used for the merchant A to cash up according to equal proportion amount through a novel business interchange electronic commercial system.
Preferably, the digital money transfer transaction module is also used for transferring the consumption coupon of the merchant A to a third-party merchant C through a novel business exchange electronic commerce system after the merchant B obtains the consumption coupon.
Preferably, the system further comprises: an after-sale service module and a background data management module,
the after-sales service module is used for establishing after-sales service information after the consumption experience of the merchant;
the background data management module is used for establishing background data management information;
a change demand module comprising: a user information management unit, a merchant display unit and an information communication unit,
the user information management unit is used for registering and establishing merchant information;
the merchant management unit is used for establishing merchant management information according to the merchant information;
the merchant display unit is used for screening a merchant B by the merchant A through the merchant management information and the merchant information and sending out information of intention of changing goods;
the merchant display unit is used for the merchant B to investigate the merchant A through merchant information according to the information of the intention of changing the goods;
and the information communication unit is used for communicating the merchant A with the merchant B to achieve the intention of changing goods and generate the information of the goods changing requirement, otherwise, the goods changing is failed and the service is finished.
As can be seen from the above, the novel business interchange electronic commerce system comprises a goods change demand module, a payment settlement module, a digital currency transfer transaction module and a goods change demand module, wherein the goods change demand module is used for confirming the goods change demand information of a merchant A and a merchant B; the payment settlement module is used for charging the merchant A in the novel business exchange electronic commercial system according to the information of the goods exchange demand to obtain a consumption coupon of business exchange transaction; the digital currency transfer transaction module is used for carrying out transaction according to the consumption coupon, the merchant A obtains the commodity or service of the merchant B, and the merchant B obtains the consumption coupon of the merchant A; the digital currency transfer transaction module is also used for enabling the service life of the consumption coupon to be a fixed term or an indefinite term, and when the consumption coupon is in the service life, the consumption coupon is subjected to at least one use mode of consumption service, withdrawal service or transfer service; and the digital currency transfer transaction module is also used for carrying out a cashing service using mode on the consumption coupon when the consumption coupon exceeds the use period, and automatically verifying the consumption coupon after cashing. A convenient, transparent, quick, fair and reliable business interchange electronic commercial system is established, so that the merchants are helped to reduce the living consumption cost, improve the business operation performance and realize mutual profit and win-win.
Detailed Description
In order to make those skilled in the art better understand the technical solutions in the present application, the technical solutions in the embodiments of the present application will be clearly and completely described below with reference to the drawings in the embodiments of the present application, and it is obvious that the described embodiments are only a part of the embodiments of the present application, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present application.
It will be understood that when an element is referred to as being "fixed" or "disposed" on another element, it can be directly on the other element or be indirectly disposed on the other element; when an element is referred to as being "connected to" another element, it can be directly connected to the other element or be indirectly connected to the other element.
It will be understood that the terms "length," "width," "upper," "lower," "front," "rear," "left," "right," "vertical," "horizontal," "top," "bottom," "inner," "outer," and the like, refer to an orientation or positional relationship illustrated in the drawings for convenience in describing the present application and to simplify description, and do not indicate or imply that the referenced device or element must have a particular orientation, be constructed and operated in a particular orientation, and thus should not be construed as limiting the present application.
Furthermore, the terms "first", "second" and "first" are used for descriptive purposes only and are not to be construed as indicating or implying relative importance or implicitly indicating the number of technical features indicated. Thus, a feature defined as "first" or "second" may explicitly or implicitly include one or more of that feature. In the description of the present application, "plurality" or "a plurality" means two or more unless specifically limited otherwise.
It should be understood that the structures, ratios, sizes, and the like shown in the drawings are only used for matching the disclosure of the specification, so as to be understood and read by those skilled in the art, and are not used to limit the practical limit conditions of the present application, so that the modifications of the structures, the changes of the ratio relationships, or the adjustment of the sizes, do not have the technical essence, and the modifications, the changes of the ratio relationships, or the adjustment of the sizes, are all within the scope of the technical contents disclosed in the present application without affecting the efficacy and the achievable purpose of the present application.
The embodiments of the present application are written in a progressive manner.
Referring to fig. 1, an embodiment of the present invention provides a novel business interchange electronic commerce method applied to a novel business interchange electronic commerce system, the method including:
101. confirming the information of the goods changing requirements of a merchant A and a merchant B;
in this embodiment, when the merchant a generates a consumption demand, the business exchange electronic commerce system may search for a relevant service provider of a desired industry, screen the merchant B with its own business, initiate a request for a change in a manner of clicking to consult, and after the merchant B agrees, the merchant a and the merchant B fulfill the demand for a change.
102. According to the information of the goods changing requirement, the merchant A charges in the novel business exchange electronic commercial system to obtain a consumption coupon of business exchange transaction;
in this embodiment, after the merchant a and the merchant B reach the exchange direction, the merchant a charges the renminbi with the corresponding amount according to the transaction amount in the novel business exchange electronic commerce system, and the obtaining system sets the circulation virtual money for the exchange transaction, i.e., the consumption ticket, the virtual money is not limited to the consumption ticket, but can be all types of virtual money defined by national laws including network virtual money such as other game tickets, shopping tickets, discount tickets, red packets, platform credits, and the like, and the merchant a is the designated issuing merchant of the consumption ticket.
103. Carrying out transaction according to the consumption coupon, wherein the merchant A obtains the commodity or service of the merchant B, and the merchant B obtains the consumption coupon of the merchant A;
in this embodiment, the merchant a may pay the consumption ticket to the merchant B to obtain the goods or services of the merchant B with the corresponding amount. The platform system deducts 2% of the amount of the consumption coupon paid by the merchant A as service fee, the deduction proportion of the service fee is not limited to 2%, and the service fee can also be set by other amounts.
104. The service life of the consumption ticket is a fixed time limit or an indefinite time limit, and when the service life is within the service life, the use mode of the consumption ticket comprises at least one of consumption service, cash-out service or transfer service;
in this embodiment, the usage period of the consumption ticket is a fixed period or an indefinite period, and may be set according to a requirement, for example, the valid period of the daily recharge of the consumption ticket is one year, which is certainly not limited to one year, but may be other periods. The merchant B can return to the merchant A for consumption in the validity period after obtaining the consumption coupon of the merchant A, can also choose to present, can also be transferred to a third party merchant C in the system, and can even be combined in multiple use modes to meet multiple requirements of users. The consumption service is specifically: after acquiring the consumption coupon of the merchant A, the merchant B consumes the merchant A, the merchant B obtains the commodity or service of the merchant A, the novel business interchange electronic commerce system collects the service fee of the merchant B, and the commerce system charging is not limited in the transaction process and can adopt modes such as membership system charging and the like. The cash withdrawal service specifically comprises the following steps: after acquiring the consumption coupon of the merchant A, the merchant B partially pays the cash according to the fixed proportion of the cash withdrawal amount through a novel business interchange electronic commerce system, and the cash withdrawal residual amount is automatically returned to the merchant A, for example: the withdrawal authority of the digital sum of the consumption coupon held by the merchant B is 1:0.7, and the rest 30 percent of the sum of the consumption coupon is automatically returned to the merchant A; the merchant A carries out cash withdrawal according to an equal proportion amount through a novel business interchange electronic commerce system, the ratio can be 1:1, and also can be 1:2, the specific cash withdrawal ratio corresponds to the recharging ratio, namely, the merchant A is used as a recharging person of the consumption ticket and enjoys full cash withdrawal permission. The transfer service specifically includes: after acquiring the consumption coupon of the merchant A, the merchant B transfers the consumption coupon to a third-party merchant C in whole or in part through a novel business exchange electronic commerce system.
105. When the consumption coupon exceeds the service life, the consumption coupon is used in a cash withdrawal service mode, and the consumption coupon is automatically verified after cash withdrawal.
In this embodiment, if the consumption ticket exceeds the usage period, the merchant B may cash the amount of the consumption ticket according to the cash withdrawal service instep 104, and the system automatically checks and sells the consumption ticket after the cash withdrawal.
In the embodiment of the invention, the information of the goods change requirements of a merchant A and a merchant B is confirmed; according to the information of the goods changing requirement, the merchant A charges in the novel business exchange electronic commercial system to obtain a consumption coupon of business exchange transaction; the transaction is carried out according to the consumption coupon, the merchant A obtains the commodity or the service of the merchant B, the merchant B obtains the consumption coupon of the merchant A, the novel business interchange electronic commercial system collects the service fee of the merchant A, the charging of the commercial system is not limited in the transaction process, and modes such as membership system charging can be adopted; the service life of the consumption ticket is a fixed time limit or an indefinite time limit, and when the service life is within the service life, the use mode of the consumption ticket comprises at least one of consumption service, cash-out service or transfer service; when the consumption coupon exceeds the service life, the consumption coupon is used in a cash withdrawal service mode, and the consumption coupon is automatically verified after cash withdrawal. A convenient, transparent, quick, fair and reliable business interchange electronic commercial system is established, so that the merchants are helped to reduce the living consumption cost, improve the business operation performance and realize mutual profit and win-win among the merchants.
Explaining in detail the information of confirming the demand for replacement between the merchant a and the merchant B instep 101 in the embodiment of fig. 1, as shown in fig. 2, fig. 2 is a schematic flowchart of a process for confirming the information of the demand for replacement between the merchant a and the merchant B according to the embodiment of the present invention, and includes:
201. registering and establishing merchant information;
in this embodiment, all kinds of merchants stay in neotype business interchange electronic commerce system, upload merchant's shop photo, business license, identity card and submit by the platform and examine, establish merchant's information, include: the method comprises the following steps of personal and merchant user basic information, transaction information, user grades, user right entry, inquiry, change, deletion and the like.
202. Establishing merchant management information according to the merchant information;
in this embodiment, according to information of all resident merchants, such as basic information of merchant stores and merchant product service information, merchant is subjected to fine management, and merchant management information is established.
203. The merchant A screens a merchant B through merchant management information and merchant information and sends out information of intention of changing goods;
in this embodiment, when the merchant a generates a consumption demand, the display information of each merchant can be seen in the business interchange electronic commerce system, which includes: the merchant A picks a favorite merchant B and sends the intention of changing the goods, and the number of the merchants B can be multiple.
204. The merchant B investigates the merchant A through the merchant information according to the information of the intention of changing the goods;
in this embodiment, after receiving the exchange intention of the merchant a, the merchant B reviews the information of the merchant a through the intention exchange electronic commerce system, for example, reviews the product content or consumption grade, the geographic location, the integrity level, the exchange price, and the like of the merchant a.
205. And the merchant A communicates with the merchant B to reach the intention of changing goods and generate the information of the goods changing requirement, otherwise, the goods changing fails and the service is finished.
In this embodiment, the merchant a and the merchant B communicate with each other through the business exchange electronic commerce system, if the intention of the change is achieved, the matching is successful, and the information of the change demand is generated, otherwise, the matching is failed, and the change service is ended.
Optionally, in some embodiments of the present invention, the new business exchange e-commerce method further comprises:
establishing after-sale service information after the consumption experience of a merchant;
and establishing background data management information.
In the embodiment, after-sales service information after consumption experience of the merchant is established, and can be provided for the merchant B to evaluate the product or service of the merchant A after experience, so that tracking of after-sales service is realized; after-sales service information after the consumption experience of the merchant is established, a function of managing all user orders can be provided for a manager of the novel business interchange electronic commerce system.
The above embodiments have described the new business interchange electronic commerce method in detail, and the following description will describe a new business interchange electronic commerce system to which the new business interchange electronic commerce method is applied.
As shown in fig. 3, an embodiment of the present invention provides a new business-interchange electronic commerce system, including:
achange demand module 301, apayment settlement module 302 and a digital moneytransfer transaction module 303,
the goods changedemand module 301 is used for confirming the goods change demand information of the merchant A and the merchant B;
thepayment settlement module 302 is used for charging the merchant A in the novel business exchange electronic commercial system according to the information of the goods changing demand to obtain a consumption coupon of business exchange transaction;
the digital currencytransfer transaction module 303 is configured to perform a transaction according to the consumption ticket, where the merchant a obtains the goods or services of the merchant B, and the merchant B obtains the consumption ticket of the merchant a;
the digital currencytransfer transaction module 303 is further configured to enable the use period of the consumption ticket to be a fixed period or an indefinite period, and when the consumption ticket is within the use period, perform at least one use mode including a consumption service, a cash withdrawal service or a transfer service on the consumption ticket;
the digital moneytransfer transaction module 303 is further configured to perform a cash withdrawal service using mode for the consumption ticket when the consumption ticket exceeds the usage period, and the consumption ticket is automatically checked and sold after the cash withdrawal.
In the embodiment of the invention, a digital moneytransfer transaction module 303 charges a consumption coupon of business exchange transaction according to apayment settlement module 302 to realize the exchange requirement of a merchant A and a merchant B in anexchange requirement module 301 and complete the exchange transaction, a novel business exchange electronic commercial system collects corresponding service fee of the merchant A, the charging of the commercial system is not limited in the transaction process, but also can adopt modes of membership charging and the like, the service life of the consumption coupon is a fixed period or no period, when the consumption coupon is in the service life, at least one use mode of consumption service, cash withdrawal service or transfer service is carried out on the consumption coupon, when the consumption coupon exceeds the service life, the use mode of cash withdrawal service is carried out on the consumption coupon, and the consumption coupon is automatically checked and sold after the cash withdrawal. A convenient, transparent, quick, fair and reliable business interchange electronic commercial system is established, so that the merchants are helped to reduce the living consumption cost, improve the business operation performance and realize mutual profit and win-win among the merchants.
Alternatively, in some embodiments of the present invention,
the digital moneytransfer transaction module 303 is further configured to enable the merchant B to obtain the consumption ticket of the merchant a, and then consume the consumption ticket of the merchant a, so that the merchant B obtains the goods or services of the merchant a.
Alternatively, in some embodiments of the present invention,
the digital currencytransfer transaction module 303 is further used for partially cashing out the cashing-out amount according to a fixed proportion of the cashing-out amount through a novel business interchange electronic commerce system after the merchant B obtains the consumption coupon of the merchant A, and automatically returning the cashing-out amount to the merchant A;
the digital moneytransfer transaction module 303 is also used for the merchant A to cash up according to the equal proportion amount through the novel business exchange electronic commercial system.
Alternatively, in some embodiments of the present invention,
and the digital moneytransfer transaction module 303 is also used for transferring all or part of the consumption coupon to a third-party merchant C through a novel business exchange electronic commerce system after the merchant B acquires the consumption coupon of the merchant A.
Optionally, in combination with the embodiment shown in fig. 3, as shown in fig. 4, in some embodiments of the present invention, therestocking requirement module 301 includes: a userinformation management unit 401, amerchant management unit 402, amerchant presentation unit 403 and aninformation communication unit 404,
a userinformation management unit 401, configured to register and establish merchant information;
amerchant management unit 402, configured to establish merchant management information according to merchant information;
themerchant display unit 403 is used for screening the merchant B by the merchant a through the merchant management information and the merchant information and sending out information of intention to change the goods;
themerchant display unit 403 is used for the merchant B to investigate the merchant A through the merchant information according to the information of the intention to change the goods;
and theinformation communication unit 404 is used for communicating the merchant A with the merchant B to achieve the intention of changing goods and generate the information of the goods changing requirement, otherwise, the goods changing is failed and the service is finished.
Optionally, based on the embodiment shown in fig. 3, as shown in fig. 5, in some embodiments of the present invention, the system further includes: an after-market service module 501 and a back-officedata management module 502,
an after-sales service module 501, configured to establish after-sales service information after the consumption experience of the merchant;
and the backgrounddata management module 502 is used for establishing background data management information.
The previous description of the disclosed embodiments is provided to enable any person skilled in the art to make or use the present invention. Various modifications to these embodiments will be readily apparent to those skilled in the art, and the generic principles defined herein may be applied to other embodiments without departing from the spirit or scope of the invention. Thus, the present invention is not intended to be limited to the embodiments shown herein but is to be accorded the widest scope consistent with the principles and novel features disclosed herein.