技术领域Technical Field
本文件涉及数据处理技术领域，尤其涉及一种资源发放处理方法及装置。This document relates to the field of data processing technology, and in particular to a resource distribution processing method and device.
背景技术Background technique
随着互联网在不断发展和推广，基于互联网提供线上业务的模式开始逐渐在各业务领域实现应用，人力资源领域也不例外，并且随着自由职业、远程办公、网络主播等职业的兴起，面向这些职业进行服务的人力资源机构，对线上化的业务需求度也越来越高。With the continuous development and promotion of the Internet, the model of providing online services based on the Internet has gradually begun to be applied in various business fields, and the human resources field is no exception. With the rise of professions such as freelance, remote office, and online anchors, the human resources agencies that provide services for these professions have an increasing demand for online business.
发明内容Summary of the invention
本说明书一个或多个实施例提供了一种资源发放处理方法。所述资源发放处理方法，包括：对服务对象转入资源发放机构的结算账户的目标资源进行冻结。更新所述服务对象与所述结算账户绑定的记账子账户中的记账数额。获取服务对接平台同步的所述服务对象提交的资源发放明细。根据所述服务对象访问所述资源发放明细后提交的确认指令，按照所述资源发放明细对所述目标资源进行发放处理。One or more embodiments of the present specification provide a method for processing resource issuance. The method for processing resource issuance includes: freezing the target resources transferred by the service object to the settlement account of the resource issuance agency. Updating the accounting amount in the accounting subaccount bound to the settlement account of the service object. Obtaining the resource issuance details submitted by the service object synchronized with the service docking platform. According to the confirmation instruction submitted by the service object after accessing the resource issuance details, the target resource is issued according to the resource issuance details.
本说明书一个或多个实施例提供了一种资金发放处理方法，包括：对用工企业转入人资机构的结算账户的目标资金进行冻结。更新所述用工企业与所述结算账户绑定的记账子账户中的记账数额。获取人资服务平台同步的所述用工企业提交的资金发放明细。根据所述用工企业访问所述资金发放明细后提交的确认指令，按照所述资金发放明细对所述目标资金进行发放处理。One or more embodiments of this specification provide a method for processing fund disbursement, including: freezing target funds transferred from an employing enterprise to a settlement account of a human resources institution. Updating the accounting amount in the accounting sub-account bound to the settlement account of the employing enterprise. Obtaining the fund disbursement details submitted by the employing enterprise synchronized with the human resources service platform. According to the confirmation instruction submitted by the employing enterprise after accessing the fund disbursement details, disbursement processing is performed on the target funds according to the fund disbursement details.
本说明书一个或多个实施例提供了一种资源发放处理装置，包括：资源冻结模块，被配置为对服务对象转入资源发放机构的结算账户的目标资源进行冻结。记账更新模块，被配置为更新所述服务对象与所述结算账户绑定的记账子账户中的记账数额。明细获取模块，被配置为获取服务对接平台同步的所述服务对象提交的资源发放明细。资源发放模块，被配置为根据所述服务对象访问所述资源发放明细后提交的确认指令，按照所述资源发放明细对所述目标资源进行发放处理。One or more embodiments of the present specification provide a resource issuance processing device, including: a resource freezing module, configured to freeze the target resources transferred by the service object to the settlement account of the resource issuance agency. An accounting update module, configured to update the accounting amount in the accounting sub-account bound to the settlement account of the service object. A detail acquisition module, configured to obtain the resource issuance details submitted by the service object synchronized with the service docking platform. A resource issuance module, configured to issue the target resource according to the resource issuance details based on the confirmation instruction submitted by the service object after accessing the resource issuance details.
本说明书一个或多个实施例提供了一种资金发放处理装置，包括：资金冻结模块，被配置为对用工企业转入人资机构的结算账户的目标资金进行冻结。记账更新模块，被配置为更新所述用工企业与所述结算账户绑定的记账子账户中的记账数额。明细获取模块，被配置为获取人资服务平台同步的所述用工企业提交的资金发放明细。资金发放模块，被配置为根据所述用工企业访问所述资金发放明细后提交的确认指令，按照所述资金发放明细对所述目标资金进行发放处理。One or more embodiments of the present specification provide a fund disbursement processing device, including: a fund freezing module, configured to freeze the target funds transferred from the employing enterprise to the settlement account of the human resources institution. An accounting update module, configured to update the accounting amount in the accounting sub-account bound to the settlement account of the employing enterprise. A detail acquisition module, configured to obtain the fund disbursement details submitted by the employing enterprise synchronized with the human resources service platform. A fund disbursement module, configured to disburse the target funds according to the fund disbursement details based on the confirmation instruction submitted by the employing enterprise after accessing the fund disbursement details.
本说明书一个或多个实施例提供了一种资源发放处理设备，包括：处理器；以及，被配置为存储计算机可执行指令的存储器，所述计算机可执行指令在被执行时使所述处理器：对服务对象转入资源发放机构的结算账户的目标资源进行冻结。更新所述服务对象与所述结算账户绑定的记账子账户中的记账数额。获取服务对接平台同步的所述服务对象提交的资源发放明细。根据所述服务对象访问所述资源发放明细后提交的确认指令，按照所述资源发放明细对所述目标资源进行发放处理。One or more embodiments of the present specification provide a resource issuance processing device, including: a processor; and a memory configured to store computer executable instructions, wherein when the computer executable instructions are executed, the processor: freezes the target resources transferred by the service object to the settlement account of the resource issuance agency. Updates the accounting amount in the accounting subaccount bound to the settlement account of the service object. Obtains the resource issuance details submitted by the service object synchronized with the service docking platform. According to the confirmation instruction submitted by the service object after accessing the resource issuance details, the target resource is issued according to the resource issuance details.
本说明书一个或多个实施例提供了一种资金发放处理设备，包括：处理器；以及，被配置为存储计算机可执行指令的存储器，所述计算机可执行指令在被执行时使所述处理器：对用工企业转入人资机构的结算账户的目标资金进行冻结。更新所述用工企业与所述结算账户绑定的记账子账户中的记账数额。获取人资服务平台同步的所述用工企业提交的资金发放明细。根据所述用工企业访问所述资金发放明细后提交的确认指令，按照所述资金发放明细对所述目标资金进行发放处理。One or more embodiments of the present specification provide a fund disbursement processing device, including: a processor; and a memory configured to store computer executable instructions, wherein when the computer executable instructions are executed, the processor: freezes the target funds transferred from the employing enterprise to the settlement account of the human resources institution. Updates the accounting amount in the accounting sub-account bound to the settlement account of the employing enterprise. Obtains the fund disbursement details submitted by the employing enterprise synchronized with the human resources service platform. According to the confirmation instruction submitted by the employing enterprise after accessing the fund disbursement details, the target funds are processed for disbursement according to the fund disbursement details.
本说明书一个或多个实施例提供了一种存储介质，用于存储计算机可执行指令，所述计算机可执行指令在被执行时实现以下流程：对服务对象转入资源发放机构的结算账户的目标资源进行冻结。更新所述服务对象与所述结算账户绑定的记账子账户中的记账数额。获取服务对接平台同步的所述服务对象提交的资源发放明细。根据所述服务对象访问所述资源发放明细后提交的确认指令，按照所述资源发放明细对所述目标资源进行发放处理。One or more embodiments of the present specification provide a storage medium for storing computer executable instructions, which implement the following process when executed: Freeze the target resources transferred by the service object to the settlement account of the resource issuing agency. Update the accounting amount in the accounting subaccount bound to the settlement account of the service object. Obtain the resource issuance details submitted by the service object synchronized with the service docking platform. According to the confirmation instruction submitted by the service object after accessing the resource issuance details, issue the target resource according to the resource issuance details.
本说明书一个或多个实施例提供了另一种存储介质，用于存储计算机可执行指令，所述计算机可执行指令在被执行时实现以下流程：对用工企业转入人资机构的结算账户的目标资金进行冻结。更新所述用工企业与所述结算账户绑定的记账子账户中的记账数额。获取人资服务平台同步的所述用工企业提交的资金发放明细。根据所述用工企业访问所述资金发放明细后提交的确认指令，按照所述资金发放明细对所述目标资金进行发放处理。One or more embodiments of the present specification provide another storage medium for storing computer executable instructions, which implement the following process when executed: Freeze the target funds transferred from the employing enterprise to the settlement account of the human resources institution. Update the accounting amount in the accounting sub-account bound to the settlement account of the employing enterprise. Obtain the fund disbursement details submitted by the employing enterprise synchronized with the human resources service platform. According to the confirmation instruction submitted by the employing enterprise after accessing the fund disbursement details, the target funds are disbursed according to the fund disbursement details.
附图说明BRIEF DESCRIPTION OF THE DRAWINGS
为了更清楚地说明本说明书一个或多个实施例或现有技术中的技术方案，下面将对实施例或现有技术描述中所需要使用的附图作简单地介绍，显而易见地，下面描述中的附图仅仅是本说明书中记载的一些实施例，对于本领域普通技术人员来讲，在不付出创造性劳动性的前提下，还可以根据这些附图获得其他的附图；In order to more clearly illustrate one or more embodiments of the present specification or the technical solutions in the prior art, the drawings required for use in the embodiments or the prior art descriptions are briefly introduced below. Obviously, the drawings described below are only some embodiments recorded in the present specification. For those of ordinary skill in the art, other drawings can be obtained based on these drawings without creative labor.
图1为本说明书一个或多个实施例提供的一种资源发放处理方法处理流程图；FIG1 is a processing flow chart of a resource distribution processing method provided by one or more embodiments of this specification;
图2为本说明书一个或多个实施例提供的一种应用于资金发放场景的资源发放处理方法处理流程图；FIG2 is a processing flow chart of a resource distribution processing method applied to a fund distribution scenario provided by one or more embodiments of this specification;
图3为本说明书一个或多个实施例提供的一种应用于资源发放场景的资源发放处理方法处理流程图；FIG3 is a processing flow chart of a resource distribution processing method applied to a resource distribution scenario provided by one or more embodiments of this specification;
图4为本说明书一个或多个实施例提供的一种资金发放处理方法处理流程图；FIG4 is a process flow chart of a method for processing fund disbursement provided by one or more embodiments of this specification;
图5为本说明书一个或多个实施例提供的一种应用于资金发放场景的资金发放处理方法处理流程图；FIG5 is a processing flow chart of a method for processing fund disbursement applied to a fund disbursement scenario provided by one or more embodiments of this specification;
图6为本说明书一个或多个实施例提供的一种资源发放处理装置示意图；FIG6 is a schematic diagram of a resource distribution processing device provided by one or more embodiments of this specification;
图7为本说明书一个或多个实施例提供的一种资金发放处理装置示意图；FIG7 is a schematic diagram of a fund disbursement processing device provided by one or more embodiments of this specification;
图8为本说明书一个或多个实施例提供的一种资源发放处理设备的结构示意图；FIG8 is a schematic diagram of the structure of a resource distribution processing device provided by one or more embodiments of this specification;
图9为本说明书一个或多个实施例提供的一种资金发放处理设备的结构示意图。FIG. 9 is a schematic diagram of the structure of a fund disbursement processing device provided in one or more embodiments of this specification.
具体实施方式Detailed ways
为了使本技术领域的人员更好地理解本说明书一个或多个实施例中的技术方案，下面将结合本说明书一个或多个实施例中的附图，对本说明书一个或多个实施例中的技术方案进行清楚、完整地描述，显然，所描述的实施例仅仅是本说明书的一部分实施例，而不是全部的实施例。基于本说明书一个或多个实施例，本领域普通技术人员在没有做出创造性劳动前提下所获得的所有其他实施例，都应当属于本文件的保护范围。In order to enable those skilled in the art to better understand the technical solutions in one or more embodiments of this specification, the technical solutions in one or more embodiments of this specification will be clearly and completely described below in conjunction with the drawings in one or more embodiments of this specification. Obviously, the described embodiments are only part of the embodiments of this specification, not all of them. Based on one or more embodiments of this specification, all other embodiments obtained by ordinary technicians in this field without creative work should fall within the scope of protection of this document.
本说明书提供的一种资源发放处理方法实施例：This specification provides an embodiment of a resource distribution processing method:
参照图1，其示出了本实施例提供的一种资源发放处理方法处理流程图，参照图2，其示出了本实施例提供的一种应用于资金发放场景的资源发放处理方法处理流程图，参照图3，其示出了本实施例提供的一种应用于资源发放场景的资源发放处理方法处理流程图。Refer to Figure 1, which shows a processing flow chart of a resource issuance processing method provided in the present embodiment, refer to Figure 2, which shows a processing flow chart of a resource issuance processing method applied to a fund issuance scenario provided in the present embodiment, and refer to Figure 3, which shows a processing flow chart of a resource issuance processing method applied to a resource issuance scenario provided in the present embodiment.
参照图1，本实施例提供的资源发放处理方法，具体包括步骤S102至步骤S108。1 , the resource distribution processing method provided in this embodiment specifically includes steps S102 to S108 .
步骤S102，对服务对象转入资源发放机构的结算账户的目标资源进行冻结。Step S102: freezing the target resources transferred by the service object to the settlement account of the resource issuing institution.
本实施例提供的资源发放处理方法，基于资源发放机构的结算账户与服务对象的记账子账户相互绑定的共管账户体系，由资源发放机构和服务对象双方共同参与账户管理，具体是将服务对象转入资源发放机构的目标资源进行冻结，使其对资源发放机构不可见，并在服务对接平台同步的资源发放明细之后，将同步的资源发放明细下发至服务对象来确认，在服务对象确认之后对结算账户中目标资源进行发放处理，以此来提升资源发放过程中服务对象对资源发放的感知程度，从而来提升服务对象对资源发放机构的信任度，同时也极大的提升了资源安全性，更加有利于资源发放机构的业务拓展。The resource issuance processing method provided in this embodiment is based on a co-managed account system in which the settlement account of the resource issuance agency and the accounting sub-account of the service object are bound to each other. The resource issuance agency and the service object jointly participate in the account management. Specifically, the target resources transferred by the service object to the resource issuance agency are frozen to make them invisible to the resource issuance agency. After the resource issuance details are synchronized on the service docking platform, the synchronized resource issuance details are sent to the service object for confirmation. After the service object confirms, the target resources in the settlement account are issued, so as to improve the service object's perception of resource issuance during the resource issuance process, thereby improving the service object's trust in the resource issuance agency, and at the same time greatly improving resource security, which is more conducive to the business expansion of the resource issuance agency.
本实施例所述资源发放机构，是指进行资源发放或者资源代发的机构，比如进行工资代发的人力资源公司，进行劳务资源发放的劳务公司，或者进行税费缴纳的税务公司。所述服务对象是指所述资源发放机构提供的资源发放业务所服务的对象，比如委托人力资源公司进行工资代发的企业，委托劳务公司进行劳务资源发放的企业，或者委托税务公司进行税务缴纳的企业。所述目标资源包括资金、数据资源、虚拟资源和/或实体资源，本实施例以资金为例对所述目标资源进行说明，此外，所述目标资源还包括虚拟资源、数据资源以及其他实体资源。The resource distributing agency described in this embodiment refers to an agency that distributes resources or distributes resources on behalf of others, such as a human resources company that distributes wages on behalf of others, a labor company that distributes labor resources, or a tax company that pays taxes and fees. The service object refers to the object served by the resource distributing business provided by the resource distributing agency, such as an enterprise that entrusts a human resources company to distribute wages on behalf of others, an enterprise that entrusts a labor company to distribute labor resources, or an enterprise that entrusts a tax company to pay taxes. The target resources include funds, data resources, virtual resources and/or physical resources. This embodiment takes funds as an example to illustrate the target resources. In addition, the target resources also include virtual resources, data resources and other physical resources.
本实施例基于共管账户体系实现账户管理，共管账户体系具体包括：资源发放机构一侧的结算账户和服务对象一侧的记账子账户，并且，记账子账户与结算账户具有绑定关系，这种绑定关系表明服务对象的记账子账户与资源发放机构的结算账户之间的账户共管关系，也表明了服务对象委托资源发放机构进行资源发放处理的委托关系。此外，这种绑定关系也表明结算账户与记账子账户在同一资源服务机构(比如，金融机构)开通。This embodiment implements account management based on a co-managed account system, which specifically includes: a settlement account on the resource issuing institution side and a bookkeeping sub-account on the service object side, and the bookkeeping sub-account and the settlement account have a binding relationship, which indicates the account co-management relationship between the bookkeeping sub-account of the service object and the settlement account of the resource issuing institution, and also indicates the entrustment relationship that the service object entrusts the resource issuing institution to process resource issuance. In addition, this binding relationship also indicates that the settlement account and the bookkeeping sub-account are opened in the same resource service institution (for example, a financial institution).
所述结算账户，包括所述资源发放机构通过线下面签开通的结算账户，比如人力资源公司通过线下面签的方式在金融机构开通的资金结算账户。所述记账子账户包括通过线上申请开通的账户，该记账子账户不需要所述服务对象通过线下面签开通，并且记账子账户并非用于进行资源存储，而是用于对所述服务对象转入所述结算账户的这部分目标资源进行记账管理，从而使所述服务对象通过所述记账子账户实现对转入所述结算账户的这部分目标资源的共管。为进一步提升账户共管的效率，所述服务对象开通所述记账子账户的金融机构与所述资源发放机构开通所述结算账户的金融机构可为同一金融机构。The settlement account includes the settlement account opened by the resource issuing agency through offline signing, such as the fund settlement account opened by a human resources company in a financial institution through offline signing. The accounting sub-account includes an account opened through online application. The accounting sub-account does not require the service object to open it through offline signing, and the accounting sub-account is not used for resource storage, but is used for accounting management of the target resources transferred to the settlement account by the service object, so that the service object can realize the co-management of the target resources transferred to the settlement account through the accounting sub-account. In order to further improve the efficiency of account co-management, the financial institution where the service object opens the accounting sub-account and the financial institution where the resource issuing agency opens the settlement account can be the same financial institution.
需要说明的是，配置结算账户与记账子账户二者绑定的共管账户体系的好处在于，避免了服务对象(比如，用工企业)的目标资源(资金)转入资源发放机构(人力资源公司)的资金账户之后，用工企业失去对资金流转的感知和资金的管控，同时也杜绝了人力资源公司对转入结算账户的资金挪用。为了进一步提升用工企业在资金发放过程中的便捷性，所述记账子账户由所述服务对象通过线上申请开通，所述结算账户则由所述资源发放机构通过线下面签开通。It should be noted that the benefit of configuring a co-managed account system that binds the settlement account and the bookkeeping sub-account is that it prevents the service object (e.g., the employing enterprise) from losing the perception and control of the flow of funds after the target resources (funds) are transferred to the fund account of the resource issuing agency (human resources company), and also prevents the human resources company from misappropriating the funds transferred to the settlement account. In order to further improve the convenience of the employing enterprise in the process of fund issuance, the bookkeeping sub-account is opened by the service object through online application, and the settlement account is opened by the resource issuing agency through offline signing.
同时，为了增强对所述目标资源的管控程度，以提升用工企业对目标资源在流转过程中的信任程度，所述结算账户中被冻结的目标资源对所述资源发放机构不可见，和/或，所述资源发放机构针对所述结算账户中所述目标资源的操作权限被冻结，即：所述资源发放机构无法感知到所述服务对象转入所述结算账户的目标资源，同时也无法对转入所述结算账户的目标资源进行操作，从而避免了资源发放机构一方私自对转入结算账户的目标资源进行挪用，从服务对象的角度而言，提升了服务对象对目标资源信任度乃至对资源发放机构的信任程度，从资源发放机构的角度而言，服务对象信任度的提升有助于服务对象进行业务拓展。At the same time, in order to enhance the degree of control over the target resources and to improve the degree of trust of employing enterprises in the target resources during the circulation process, the target resources frozen in the settlement account are not visible to the resource issuing agency, and/or the resource issuing agency's operating authority over the target resources in the settlement account is frozen, that is, the resource issuing agency cannot perceive the target resources transferred into the settlement account by the service object, and is also unable to operate the target resources transferred into the settlement account, thereby preventing the resource issuing agency from misappropriating the target resources transferred into the settlement account privately. From the perspective of the service object, the service object's trust in the target resources and even in the resource issuing agency is enhanced. From the perspective of the resource issuing agency, the improvement of the service object's trust is helpful for the service object to expand its business.
具体实施时，对所述服务对象转入所述资源发放机构的结算账户的目标资源进行冻结，具体包括冻结所述资源发放机构对所述目标资源的操作权限以及使用权限，为进一步提升对目标资源的管控程度，在冻结处理过程中，还可将所述目标资源配置为对所述资源发放机构不可见，即：所述资源发放机构无法感知到结算账户内转入所述目标资源。In specific implementation, the target resources transferred by the service object into the settlement account of the resource issuing agency are frozen, specifically including freezing the operation authority and usage authority of the resource issuing agency over the target resources. In order to further improve the degree of control over the target resources, during the freezing process, the target resources can also be configured to be invisible to the resource issuing agency, that is, the resource issuing agency cannot perceive the transfer of the target resources into the settlement account.
此外，在对所述服务对象转入所述资源发放机构的结算账户的目标资源进行冻结之前，需将所述目标资源转入所述结算账户，为使目标资源的转入操作能够适配本实施例采用的共管账户体系，本实施例提供一种可选实施方式中，具体采用如下方式实现目标资源的转入操作：In addition, before freezing the target resources transferred by the service object to the settlement account of the resource issuing agency, the target resources need to be transferred to the settlement account. In order to make the transfer operation of the target resources adaptable to the co-managed account system adopted in this embodiment, this embodiment provides an optional implementation method, which specifically adopts the following method to implement the transfer operation of the target resources:
根据所述服务对象提交的转账请求中包含的账户编号以及账户名，将所述目标资源转移至所述账户名对应的所述结算账户中；According to the account number and account name included in the transfer request submitted by the service object, the target resource is transferred to the settlement account corresponding to the account name;
其中，所述账户编号包括所述记账子账户的账户编号，所述账户名包括与所述记账子账户绑定的所述结算账户的账户名。The account number includes the account number of the accounting sub-account, and the account name includes the account name of the settlement account bound to the accounting sub-account.
例如，用工企业在向委托的人力资源公司转账的过程中，填写并提交的转账信息包括：转账金融机构、转账卡号和转账户名，此处填写的转账金融机构为人力资源公司的结算账户所在的金融机构，也即：用工企业在线上申请开通的记账子账户所在的金融机构(结算账户所在的金融机构与记账子账户所在的金融机构为同一金融机构)，转账卡号为用工企业的记账子账户的卡号，转账户名为用工企业的记账子账户绑定的结算账户的账户名。For example, when an employing enterprise transfers money to a entrusted human resources company, the transfer information filled in and submitted includes: transfer financial institution, transfer card number and transfer account name. The transfer financial institution filled in here is the financial institution where the settlement account of the human resources company is located, that is, the financial institution where the accounting sub-account that the employing enterprise applies to open online is located (the financial institution where the settlement account is located is the same financial institution as the financial institution where the accounting sub-account is located), the transfer card number is the card number of the employing enterprise's accounting sub-account, and the transfer account name is the account name of the settlement account bound to the employing enterprise's accounting sub-account.
实际应用中，许多用户企业往往存在跨地区的资金发放需求，比如在网络主播行业，分布在不同地区的网络主播均与某地区的用工企业签约，该用工企业需定期向不同地区的网络主播发放资金(薪资)，这需要委托不同地区的人力资源公司代为发放资金，并且需要不同地区的人力资源公司代为缴纳社保等，为提升效率，用工企业往往选择委托一家在不同地区开设分公司或者办事处的人力资源公司，由该人力资源公司在不同地区开设分公司或者办事处代为发放资金或者代为缴纳社保；本实施例中，为适配用工企业在这种模式下的需求，同时为提升这种模式下进行资金共管的有效性，在对所述服务对象转入所述资源发放机构的结算账户的目标资源进行冻结之前，采用如下方式实现目标资源的转入操作：In actual applications, many user companies often have cross-regional fund disbursement needs. For example, in the online anchor industry, online anchors distributed in different regions all sign contracts with employing companies in a certain region. The employing companies need to regularly distribute funds (salaries) to online anchors in different regions, which requires entrusting human resources companies in different regions to distribute funds on their behalf, and requires human resources companies in different regions to pay social security on their behalf. In order to improve efficiency, employing companies often choose to entrust a human resources company that has opened branches or offices in different regions, and the human resources company opens branches or offices in different regions to distribute funds or pay social security on their behalf. In this embodiment, in order to adapt to the needs of employing companies under this model and to improve the effectiveness of fund co-management under this model, before freezing the target resources transferred by the service object to the settlement account of the resource issuing agency, the following method is used to implement the transfer operation of the target resources:
根据所述服务对象提交的转账请求中包含的账户编号以及账户名，将所述目标资源转移至所述账户名对应的基础资源账户中；According to the account number and account name included in the transfer request submitted by the service object, the target resource is transferred to the basic resource account corresponding to the account name;
在检测到所述转账请求携带有联动标识的情况下，将所述联动资源从所述基础资源账户转移至所述联动标识对应的联动资源账户；When detecting that the transfer request carries a linkage identifier, transferring the linkage resource from the basic resource account to the linkage resource account corresponding to the linkage identifier;
其中，所述账户编号包括所述记账子账户的账户编号，所述账户名包括与所述记账子账户绑定的所述基础资源账户的账户名。The account number includes the account number of the accounting sub-account, and the account name includes the account name of the basic resource account bound to the accounting sub-account.
在此基础上，对所述服务对象转入所述资源发放机构的结算账户的目标资源进行冻结，具体包括对所述联动资源账户中的所述目标资源进行冻结；所述联动资源账户由所述联动资源账户所属的联动资源发放机构通过线下面签开通。On this basis, the target resources transferred by the service object to the settlement account of the resource issuing agency are frozen, specifically including freezing the target resources in the linkage resource account; the linkage resource account is opened by the linkage resource issuing agency to which the linkage resource account belongs through offline signing.
例如，用工企业的用工人员分布在地区A和地区B两地，如果用工企业委托的人力资源公司位于地区A，该人力资源公司在地区B设有分公司，用工企业在向该人力资源公司的结算账户转账的过程中，需填写并提交的转账信息包括：转账金融机构、转账卡号和转账户名，同时还需在提交转账信息的过程中勾选联动支付，如果检测到用工企业勾选联动支付，则首先将资金转入人力资源公司在地区A开通的结算账户内，然后将资金从人力资源公司在地区A开通的结算账户内转移至分公司在地区B开通的联动结算账户内，由该分公司从地区B的联动结算账户向用工人员进行资金发放；其中，转账金融机构为人力资源公司的结算账户所在的金融机构，也即：用工企业在线上申请开通的记账子账户所在的金融机构(结算账户所在的金融机构与记账子账户所在的金融机构为同一金融机构)，转账卡号为用工企业的记账子账户的卡号，转账户名为用工企业的记账子账户绑定的结算账户的账户名。For example, if the employees of an employing enterprise are distributed in regions A and B, and if the human resources company entrusted by the employing enterprise is located in region A and the human resources company has a branch in region B, the transfer information that the employing enterprise needs to fill in and submit during the process of transferring funds to the settlement account of the human resources company includes: transfer financial institution, transfer card number and transfer account name. At the same time, the employer needs to check the linkage payment option during the process of submitting the transfer information. If it is detected that the employing enterprise has checked the linkage payment option, the funds will first be transferred to the settlement account opened by the human resources company in region A, and then the funds will be transferred from the settlement account opened by the human resources company in region A to the linkage settlement account opened by the branch in region B. The branch will then issue funds to the employees from the linkage settlement account in region B. Among them, the transfer financial institution is the financial institution where the settlement account of the human resources company is located, that is, the financial institution where the bookkeeping sub-account opened by the employing enterprise online is located (the financial institution where the settlement account is located is the same as the financial institution where the bookkeeping sub-account is located), the transfer card number is the card number of the bookkeeping sub-account of the employing enterprise, and the transfer account name is the account name of the settlement account bound to the bookkeeping sub-account of the employing enterprise.
步骤S104，更新所述服务对象与所述结算账户绑定的记账子账户中的记账数额。Step S104: updating the accounting amount in the accounting sub-account bound between the service object and the settlement account.
上述对所述服务对象转入所述资源发放机构的结算账户的目标资源进行冻结之后，为实现所述服务对象对所述目标资源的资源共管，同时也为加强所述服务对象对所述目标资源的感知程度，本实施例中，更新所述服务对象与所述结算账户绑定的记账子账户中的记账数额，具体包括将所述目标资源的资源数额同步更新至所述记账子账户中，作为所述记账子账户中的记账数额。After the target resources transferred by the service object to the settlement account of the resource issuing agency are frozen, in order to realize the resource co-management of the target resources by the service object and to enhance the service object's perception of the target resources, in this embodiment, the accounting amount in the accounting sub-account bound to the settlement account of the service object is updated, specifically including synchronously updating the resource amount of the target resource to the accounting sub-account as the accounting amount in the accounting sub-account.
如上所述，上述通过对所述联动资源账户中的所述目标资源进行冻结的方式，对服务对象转入所述资源发放机构的结算账户的目标资源进行冻结，在此基础上，本实施例提供的一种可选实施方式中，采用如下方式更新所述服务对象与所述结算账户绑定的记账子账户中的记账数额：As described above, the target resources transferred by the service object to the settlement account of the resource issuing institution are frozen by freezing the target resources in the linkage resource account. On this basis, in an optional implementation manner provided by this embodiment, the bookkeeping amount in the bookkeeping sub-account bound to the settlement account of the service object is updated in the following manner:
基于所述联动资源账户中所述目标资源的资源数额，更新与所述基础资源账户绑定的所述记账子账户中的记账数额；Based on the resource amount of the target resource in the linkage resource account, updating the accounting amount in the accounting sub-account bound to the basic resource account;
其中，所述联动资源账户中的记账数额对所述资源发放机构和所述联动资源发放机构不可见，和/或，所述联动资源发放机构针对所述联动资源账户中所述目标资源的操作权限被冻结。The account amount in the linkage resource account is not visible to the resource issuing agency and the linkage resource issuing agency, and/or the linkage resource issuing agency's operation authority for the target resource in the linkage resource account is frozen.
步骤S106，获取服务对接平台同步的所述服务对象提交的资源发放明细。Step S106, obtaining the resource distribution details submitted by the service object synchronized with the service docking platform.
本实施例中，在对所述服务对象转入所述资源发放机构的结算账户的目标资源进行冻结，并且更新所述服务对象与所述结算账户绑定的记账子账户中的记账数额之后，已完成所述目标资源发放准备工作，基于此，在进行所述目标资源发放的过程中，首先获取服务对接平台同步的所述服务对象提交的资源发放明细，为提升所述服务对象在目标资源发放过程中的参与度，从所述服务对象的角度提升目标资源的管控程度，通过向所述服务对象展示所述资源发放明细并经所述服务对象确认之后再进行目标资源发放。In this embodiment, after the target resources transferred by the service object to the settlement account of the resource issuing agency are frozen and the accounting amount in the accounting sub-account bound to the service object and the settlement account is updated, the preparation for the target resource issuance has been completed. Based on this, in the process of issuing the target resources, the resource issuance details submitted by the service object synchronized with the service docking platform are first obtained. In order to improve the participation of the service object in the target resource issuance process and improve the degree of control of the target resources from the perspective of the service object, the resource issuance details are displayed to the service object and the target resource is issued after confirmation by the service object.
所述服务对接平台，包括为服务对象和资源发放机构提供服务对接的服务平台，比如面向用工企业和人力资源公司提供人力资源服务对接平台的人力资源服务平台。The service docking platform includes a service platform that provides service docking for service objects and resource issuing agencies, such as a human resources service platform that provides a human resources service docking platform for employing enterprises and human resources companies.
具体实施时，为进一步提升资源发放过程中的数据安全性，本实施例提供的一种可选实施方式中，在获取到所述服务对接平台同步的所述服务对象提交的资源发放明细之后，根据所述服务对象提交的登录请求，对所述服务对象进行核身处理，在核身通过的情况下，向所述服务对象展示所述资源发放明细。In specific implementation, in order to further improve data security during the resource issuance process, this embodiment provides an optional implementation method, after obtaining the resource issuance details submitted by the service object synchronized with the service docking platform, the service object is authenticated according to the login request submitted by the service object, and if the authentication is passed, the resource issuance details are displayed to the service object.
需要说明的是，所述服务对象在确认所述资源发放明细的过程中，包括两种确认结果，第一种是提交确认指令，表明所述服务对象认可所述资源发放明细，执行下述步骤S108即可；第二种是提交确认驳回指令，若获取到所述服务对象访问所述资源发放明细后提交的确认驳回指令，则基于所述确认驳回指令保持对所述目标资源的冻结状态。It should be noted that, in the process of confirming the resource issuance details, the service object includes two confirmation results. The first is to submit a confirmation instruction, indicating that the service object approves the resource issuance details and executes the following step S108; the second is to submit a confirmation rejection instruction. If the confirmation rejection instruction submitted by the service object after accessing the resource issuance details is obtained, the target resource will be kept frozen based on the confirmation rejection instruction.
步骤S108，根据所述服务对象访问所述资源发放明细后提交的确认指令，按照所述资源发放明细对所述目标资源进行发放处理。Step S108: according to the confirmation instruction submitted by the service object after accessing the resource distribution details, the target resource is distributed according to the resource distribution details.
本实施例提供的一种可选实施方式中，根据所述服务对象访问所述资源发放明细后提交的确认指令，按照所述资源发放明细对所述目标资源进行发放处理，具体包括：In an optional implementation manner provided by this embodiment, according to a confirmation instruction submitted by the service object after accessing the resource issuance details, issuing the target resource according to the resource issuance details specifically includes:
基于所述确认指令对所述目标资源进行解冻；Unfreeze the target resource based on the confirmation instruction;
按照所述资源发放明细对解冻后的目标资源进行发放处理。The unfrozen target resources are issued according to the resource issuance details.
具体实施时，为提升所述服务对象在资源发放过程中对目标资源实时的感知程度，本实施例提供的一种可选实施方式中，具体采用如下方式对所述目标资源进行发放处理：In specific implementation, in order to improve the service object's real-time perception of the target resource during the resource issuance process, in an optional implementation mode provided in this embodiment, the target resource is issued in the following manner:
根据所述资源发放明细中记录的目标发放用户以及用户发放信息，从所述结算账户中发放所述用户发放信息中包含的用户发放数额对应的目标资源；According to the target distribution user and user distribution information recorded in the resource distribution details, the target resources corresponding to the user distribution amount contained in the user distribution information are distributed from the settlement account;
基于所述用户发放数额同步更新所述记账子账户中的记账数额。The accounting amount in the accounting sub-account is synchronously updated based on the user payment amount.
此外，在根据所述服务对象访问所述资源发放明细后提交的确认指令，按照所述资源发放明细对所述目标资源进行发放处理之后，基于发放处理结果生成所述资源发放明细对应的资源发放回单，并向所述服务对象下发所述资源发放回单，以此来进一步提升所述服务对象对目标资源发放的感知程度。In addition, after the target resources are issued in accordance with the resource issuance details and the confirmation instruction submitted after the service object accesses the resource issuance details, a resource issuance receipt corresponding to the resource issuance details is generated based on the issuance processing result, and the resource issuance receipt is issued to the service object, so as to further enhance the service object's perception of the target resource issuance.
下述以本实施例提供的一种资源发放处理方法在资金发放场景的应用为例，对本实施例提供的资源发放处理方法进行进一步说明，参见图2，应用于资金发场景的资源发放处理方法，具体包括步骤S202至步骤S220。The following further illustrates the resource issuance processing method provided in this embodiment by taking the application of a resource issuance processing method provided in this embodiment in a fund issuance scenario as an example. Referring to FIG. 2 , the resource issuance processing method applied to the fund issuance scenario specifically includes steps S202 to S220.
步骤S202，根据用工企业提交的转账请求中包含的账户编号以及账户名，将目标资金转移至账户名对应的人力资源机构的结算账户中。Step S202: According to the account number and account name included in the transfer request submitted by the employing enterprise, the target funds are transferred to the settlement account of the human resources agency corresponding to the account name.
其中，账户编号包括记账子账户的账户编号，账户名包括与记账子账户绑定的人力资源机构的结算账户的账户名。The account number includes the account number of the accounting sub-account, and the account name includes the account name of the settlement account of the human resources organization bound to the accounting sub-account.
步骤S204，对用工企业转入人力资源机构的结算账户的目标资金进行冻结。Step S204, freezing the target funds transferred from the employing enterprise to the settlement account of the human resources agency.
其中，结算账户由人力资源机构通过线下面签开通，记账子账户由用工企业通过线上申请开通；并且，结算账户中被冻结的目标资金对人力资源机构不可见，和/或，人力资源机构针对结算账户中目标资金的操作权限被冻结。Among them, the settlement account is opened by the human resources agency through offline signing, and the accounting sub-account is opened by the employing enterprise through online application; and the target funds frozen in the settlement account are not visible to the human resources agency, and/or the human resources agency's operating authority over the target funds in the settlement account is frozen.
步骤S206，更新用工企业与结算账户绑定的记账子账户中的记账数额。Step S206, updating the accounting amount in the accounting sub-account bound to the employer's settlement account.
步骤S208，获取人力资源服务平台同步的用工企业提交的资金发放明细。Step S208, obtaining the fund payment details submitted by the employing enterprise synchronized with the human resources service platform.
步骤S210，根据用工企业提交的登录请求，对用工企业进行核身处理。Step S210: verify the identity of the employing enterprise according to the login request submitted by the employing enterprise.
步骤S212，在核身通过的情况下，向用工企业展示资金发放明细。Step S212: If the identity verification is passed, the fund payment details are displayed to the employing enterprise.
步骤S214，获取用工企业访问资金发放明细后提交的确认指令。Step S214, obtaining the confirmation instruction submitted by the employing enterprise after accessing the fund payment details.
步骤S216，根据资金发放明细中记录的用工人员以及用工人员信息，从结算账户中发放用工人员信息中包含的发放数额对应的目标资金；Step S216, according to the employees and employee information recorded in the fund disbursement details, disburse the target funds corresponding to the disbursement amount contained in the employee information from the settlement account;
步骤S218，基于发放数额同步更新记账子账户中的记账数额。Step S218, synchronously updating the accounting amount in the accounting sub-account based on the payment amount.
步骤S220，基于发放处理结果生成资金发放明细对应的资金发放回单，并向用工企业下发资金发放回单。Step S220: Generate a fund payment receipt corresponding to the fund payment details based on the payment processing result, and send the fund payment receipt to the employing enterprise.
下述以本实施例提供的一种资源发放处理方法在资源发放场景的应用为例，对本实施例提供的资源发放处理方法进行进一步说明，参见图3，应用于资源发放场景的资源发放处理方法，具体包括步骤S302至步骤S316。The following further illustrates the resource issuance processing method provided in this embodiment by taking the application of a resource issuance processing method provided in this embodiment in a resource issuance scenario as an example. Referring to FIG. 3 , the resource issuance processing method applied to the resource issuance scenario specifically includes steps S302 to S316.
步骤S302，根据服务对象提交的转账请求中包含的账户编号以及账户名，将目标资源转移至账户名对应的基础资源账户中。Step S302: According to the account number and account name included in the transfer request submitted by the service object, the target resource is transferred to the basic resource account corresponding to the account name.
其中，账户编号包括记账子账户的账户编号，账户名包括与记账子账户绑定的基础资源账户的账户名。The account number includes the account number of the accounting subaccount, and the account name includes the account name of the basic resource account bound to the accounting subaccount.
步骤S304，在检测到转账请求携带有联动标识的情况下，将联动资源从基础资源账户转移至联动标识对应的联动资源账户。Step S304: when it is detected that the transfer request carries a linkage identifier, the linkage resource is transferred from the basic resource account to the linkage resource account corresponding to the linkage identifier.
步骤S306，对联动资源账户中的目标资源进行冻结。Step S306: Freeze the target resource in the linked resource account.
具体的，联动资源账户由联动资源账户所属的联动资源发放机构通过线下面签开通。Specifically, the linkage resource account is opened by the linkage resource issuing organization to which the linkage resource account belongs through offline signing.
步骤S308，基于联动资源账户中目标资源的资源数额，更新与基础资源账户绑定的记账子账户中的记账数额。Step S308: Based on the resource amount of the target resource in the linkage resource account, the accounting amount in the accounting sub-account bound to the basic resource account is updated.
其中，记账子账户由服务对象通过线上申请开通，联动资源账户中的记账数额对资源发放机构和联动资源发放机构不可见，和/或，联动资源发放机构针对联动资源账户中目标资源的操作权限被冻结。Among them, the accounting sub-account is opened by the service object through online application, the accounting amount in the linkage resource account is not visible to the resource issuing agency and the linkage resource issuing agency, and/or the linkage resource issuing agency's operation authority for the target resources in the linkage resource account is frozen.
步骤S310，获取服务对接平台同步的服务对象提交的资源发放明细。Step S310, obtaining resource distribution details submitted by the service object synchronized with the service docking platform.
步骤S312，获取服务对象访问资源发放明细后提交的确认指令。Step S312, obtaining the confirmation instruction submitted by the service object after accessing the resource distribution details.
步骤S314，根据资源发放明细中记录的目标发放用户以及用户发放信息，从联动资源账户中发放用户发放信息中包含的用户发放数额对应的目标资源。Step S314: according to the target distribution user and user distribution information recorded in the resource distribution details, the target resource corresponding to the user distribution amount contained in the user distribution information is distributed from the linkage resource account.
步骤S316，基于用户发放数额同步更新记账子账户中的记账数额。Step S316: Synchronously update the accounting amount in the accounting sub-account based on the user's payment amount.
综上所述，本实施例提供的资源发放处理方法，通过对服务对象转入资源发放机构的结算账户的目标资源进行冻结，并通过对更新所述服务对象与所述结算账户绑定的记账子账户中的记账数额，实现所述服务对象和所述资源发放机构双方的账户共管，并将同步的资源发放明细下发至服务对象来确认，在服务对象确认之后对结算账户中目标资源进行发放处理，以此来提升资源发放过程中服务对象对资源发放的感知程度，从而来提升服务对象对资源发放机构的信任度，同时也极大的提升了资源安全性，更加有利于资源发放机构的业务拓展。To summarize, the resource issuance processing method provided in this embodiment freezes the target resources transferred by the service object to the settlement account of the resource issuance agency, and realizes the account co-management of the service object and the resource issuance agency by updating the accounting amount in the accounting sub-account bound to the service object and the settlement account, and sends the synchronized resource issuance details to the service object for confirmation. After the service object confirms, the target resources in the settlement account are issued, thereby improving the service object's perception of resource issuance during the resource issuance process, thereby improving the service object's trust in the resource issuance agency, and at the same time greatly improving resource security, which is more conducive to the business expansion of the resource issuance agency.
本说明书提供的一种资金发放处理方法实施例：This specification provides an embodiment of a method for processing fund disbursement:
参照图4，其示出了本实施例提供的一种资金发放处理方法处理流程图，参照图5，其示出了本实施例提供的一种应用于资金发放场景的资金发放处理方法处理流程图。Referring to FIG. 4 , a processing flow chart of a fund disbursement processing method provided in the present embodiment is shown, and referring to FIG. 5 , a processing flow chart of a fund disbursement processing method applied to a fund disbursement scenario provided in the present embodiment is shown.
参照图4，本实施例提供的资金发放处理方法，具体包括步骤S402至步骤S408。4 , the fund disbursement processing method provided in this embodiment specifically includes steps S402 to S408 .
步骤S402，对用工企业转入人资机构的结算账户的目标资金进行冻结。Step S402, freezing the target funds transferred from the employing enterprise to the settlement account of the human resources agency.
本实施例提供的资金发放处理方法，基于人资机构的结算账户与用工企业的记账子账户相互绑定的共管账户体系，由人资机构和用工企业双方共同参与账户管理，具体是将用工企业转入人资机构的目标资金进行冻结，使其对人资机构不可见，并在人资服务平台同步的资金发放明细之后，将同步的资金发放明细下发至用工企业来确认，在用工企业确认之后对结算账户中目标资金进行发放处理，以此来提升资金发放过程中用工企业对资金发放的感知程度，从而来提升用工企业对人资机构的信任度，同时也极大的提升了资金安全性，更加有利于人资机构的业务拓展。The fund disbursement processing method provided in this embodiment is based on a co-managed account system in which the settlement account of the human resources agency and the accounting sub-account of the employing enterprise are bound to each other. The human resources agency and the employing enterprise jointly participate in the account management. Specifically, the target funds transferred from the employing enterprise to the human resources agency are frozen to make them invisible to the human resources agency. After the fund disbursement details are synchronized with the human resources service platform, the synchronized fund disbursement details are sent to the employing enterprise for confirmation. After the employing enterprise confirms, the target funds in the settlement account are disbursed, so as to enhance the employing enterprise's perception of the fund disbursement during the fund disbursement process, thereby enhancing the employing enterprise's trust in the human resources agency, and at the same time greatly enhancing the security of funds, which is more conducive to the business expansion of the human resources agency.
本实施例所述人资机构，是指进行资金发放或者资金代发的机构。所述用工企业是指所述人资机构提供的资金发放业务所服务的对象。本实施例基于共管账户体系实现账户管理，共管账户体系具体包括：人资机构一侧的结算账户和用工企业一侧的记账子账户，并且，记账子账户与结算账户具有绑定关系，这种绑定关系表明用工企业的记账子账户与人资机构的结算账户之间的账户共管关系，也表明了用工企业委托人资机构进行资金发放处理的委托关系。此外，这种绑定关系也表明结算账户与记账子账户在同一资金服务机构(比如，金融机构)开通。The human resources institution described in this embodiment refers to an institution that disburses funds or disburses funds on behalf of others. The employing enterprise refers to the object served by the fund disbursement business provided by the human resources institution. This embodiment implements account management based on a co-managed account system. The co-managed account system specifically includes: a settlement account on the side of the human resources institution and a bookkeeping subaccount on the side of the employing enterprise, and the bookkeeping subaccount and the settlement account have a binding relationship. This binding relationship indicates the account co-management relationship between the bookkeeping subaccount of the employing enterprise and the settlement account of the human resources institution, and also indicates the entrustment relationship in which the employing enterprise entrusts the human resources institution to process the fund disbursement. In addition, this binding relationship also indicates that the settlement account and the bookkeeping subaccount are opened in the same fund service institution (for example, a financial institution).
所述结算账户，包括所述人资机构通过线下面签开通的结算账户，比如人力资源公司通过线下面签的方式在金融机构开通的资金结算账户。所述记账子账户包括通过线上申请开通的账户，该记账子账户不需要所述用工企业通过线下面签开通，并且记账子账户并非用于进行资金存储，而是用于对所述用工企业转入所述结算账户的这部分目标资金进行记账管理，从而使所述用工企业通过所述记账子账户实现对转入所述结算账户的这部分目标资金的共管。为进一步提升账户共管的效率，所述用工企业开通所述记账子账户的金融机构与所述人资机构开通所述结算账户的金融机构可为同一金融机构。The settlement account includes the settlement account opened by the human resources agency through offline signing, such as the fund settlement account opened by the human resources company in a financial institution through offline signing. The bookkeeping sub-account includes an account opened through online application. The bookkeeping sub-account does not require the employing enterprise to open through offline signing, and the bookkeeping sub-account is not used for fund storage, but is used for bookkeeping management of the target funds transferred to the settlement account by the employing enterprise, so that the employing enterprise can realize the co-management of the target funds transferred to the settlement account through the bookkeeping sub-account. In order to further improve the efficiency of account co-management, the financial institution where the employing enterprise opens the bookkeeping sub-account and the financial institution where the human resources agency opens the settlement account can be the same financial institution.
需要说明的是，配置结算账户与记账子账户二者绑定的共管账户体系的好处在于，避免了用工企业的目标资金转入人资机构的资金账户之后，用工企业失去对资金流转的感知和资金的管控，同时也杜绝了人力资源公司对转入结算账户的资金挪用。为了进一步提升用工企业在资金发放过程中的便捷性，所述记账子账户由所述用工企业通过线上申请开通，所述结算账户则由所述人资机构通过线下面签开通。It should be noted that the benefit of configuring a co-managed account system that binds the settlement account and the bookkeeping sub-account is that it prevents the employer from losing the perception and control of the flow of funds after the target funds of the employer are transferred to the fund account of the human resources agency, and also prevents the human resources company from misappropriating the funds transferred to the settlement account. In order to further improve the convenience of the employer in the process of fund disbursement, the bookkeeping sub-account is opened by the employer through online application, and the settlement account is opened by the human resources agency through offline signing.
同时，为了增强对所述目标资金的管控程度，以提升用工企业对目标资金在流转过程中的信任程度，所述结算账户中被冻结的目标资金对所述人资机构不可见，和/或，所述人资机构针对所述结算账户中所述目标资金的操作权限被冻结，即：所述人资机构无法感知到所述用工企业转入所述结算账户的目标资金，同时也无法对转入所述结算账户的目标资金进行操作，从而避免了人资机构一方私自对转入结算账户的目标资金进行挪用，从用工企业的角度而言，提升了用工企业对目标资金信任度乃至对人资机构的信任程度，从人资机构的角度而言，用工企业信任度的提升有助于用工企业进行业务拓展。At the same time, in order to enhance the control over the target funds and to improve the employing enterprise's trust in the target funds during their circulation, the target funds frozen in the settlement account are not visible to the human resources agency, and/or the human resources agency's operating authority over the target funds in the settlement account is frozen, that is, the human resources agency cannot perceive the target funds transferred into the settlement account by the employing enterprise, nor can it operate the target funds transferred into the settlement account, thereby preventing the human resources agency from misappropriating the target funds transferred into the settlement account privately. From the perspective of the employing enterprise, the employing enterprise's trust in the target funds and even in the human resources agency is enhanced. From the perspective of the human resources agency, the enhancement of the employing enterprise's trust is helpful for the employing enterprise to expand its business.
具体实施时，对所述用工企业转入所述人资机构的结算账户的目标资金进行冻结，具体包括冻结所述人资机构对所述目标资金的操作权限以及使用权限，为进一步提升对目标资金的管控程度，在冻结处理过程中，还可将所述目标资金配置为对所述人资机构不可见，即：所述人资机构无法感知到结算账户内转入所述目标资金。In specific implementation, the target funds transferred from the employing enterprise to the settlement account of the human resources agency are frozen, specifically including freezing the human resources agency's operating authority and usage authority over the target funds. In order to further enhance the degree of control over the target funds, during the freezing process, the target funds can also be configured to be invisible to the human resources agency, that is, the human resources agency cannot perceive the transfer of the target funds into the settlement account.
此外，在对所述用工企业转入所述人资机构的结算账户的目标资金进行冻结之前，需将所述目标资金转入所述结算账户，为使目标资金的转入操作能够适配本实施例采用的共管账户体系，本实施例提供一种可选实施方式中，具体采用如下方式实现目标资金的转入操作：In addition, before freezing the target funds transferred by the employing enterprise to the settlement account of the human resources institution, the target funds need to be transferred to the settlement account. In order to make the transfer operation of the target funds adaptable to the co-managed account system adopted in this embodiment, this embodiment provides an optional implementation method, which specifically adopts the following method to implement the transfer operation of the target funds:
根据所述用工企业提交的转账请求中包含的账户编号以及账户名，将所述目标资金转移至所述账户名对应的所述结算账户中；According to the account number and account name included in the transfer request submitted by the employing enterprise, the target funds are transferred to the settlement account corresponding to the account name;
其中，所述账户编号包括所述记账子账户的账户编号，所述账户名包括与所述记账子账户绑定的所述结算账户的账户名。The account number includes the account number of the accounting sub-account, and the account name includes the account name of the settlement account bound to the accounting sub-account.
例如，用工企业在向委托的人力资源公司转账的过程中，填写并提交的转账信息包括：转账金融机构、转账卡号和转账户名，此处填写的转账金融机构为人力资源公司的结算账户所在的金融机构，也即：用工企业在线上申请开通的记账子账户所在的金融机构(结算账户所在的金融机构与记账子账户所在的金融机构为同一金融机构)，转账卡号为用工企业的记账子账户的卡号，转账户名为用工企业的记账子账户绑定的结算账户的账户名。For example, when an employing enterprise transfers money to a entrusted human resources company, the transfer information filled in and submitted includes: transfer financial institution, transfer card number and transfer account name. The transfer financial institution filled in here is the financial institution where the settlement account of the human resources company is located, that is, the financial institution where the accounting sub-account that the employing enterprise applies to open online is located (the financial institution where the settlement account is located is the same financial institution as the financial institution where the accounting sub-account is located), the transfer card number is the card number of the employing enterprise's accounting sub-account, and the transfer account name is the account name of the settlement account bound to the employing enterprise's accounting sub-account.
实际应用中，许多用户企业往往存在跨地区的资金发放需求，比如在网络主播行业，分布在不同地区的网络主播均与某地区的用工企业签约，该用工企业需定期向不同地区的网络主播发放资金(薪资)，这需要委托不同地区的人力资源公司代为发放资金，并且需要不同地区的人力资源公司代为缴纳社保等，为提升效率，用工企业往往选择委托一家在不同地区开设分公司或者办事处的人力资源公司，由该人力资源公司在不同地区开设分公司或者办事处代为发放资金或者代为缴纳社保；本实施例中，为适配用工企业在这种模式下的需求，同时为提升这种模式下进行资金共管的有效性，在对所述用工企业转入所述人资机构的结算账户的目标资金进行冻结之前，采用如下方式实现目标资金的转入操作：In actual applications, many user companies often have cross-regional fund disbursement needs. For example, in the online anchor industry, online anchors distributed in different regions all sign contracts with employing companies in a certain region. The employing companies need to regularly distribute funds (salaries) to online anchors in different regions, which requires entrusting human resources companies in different regions to distribute funds on their behalf, and requires human resources companies in different regions to pay social security on their behalf. In order to improve efficiency, employing companies often choose to entrust a human resources company that has opened branches or offices in different regions, and the human resources company opens branches or offices in different regions to distribute funds or pay social security on their behalf. In this embodiment, in order to adapt to the needs of employing companies under this model and to improve the effectiveness of fund co-management under this model, before freezing the target funds transferred by the employing company to the settlement account of the human resources institution, the following method is used to implement the transfer operation of the target funds:
根据所述用工企业提交的转账请求中包含的账户编号以及账户名，将所述目标资金转移至所述账户名对应的基础资金账户中；According to the account number and account name contained in the transfer request submitted by the employing enterprise, the target funds are transferred to the basic fund account corresponding to the account name;
在检测到所述转账请求携带有联动标识的情况下，将所述联动资金从所述基础资金账户转移至所述联动标识对应的联动资金账户；When detecting that the transfer request carries a linkage identifier, transferring the linkage funds from the basic fund account to the linkage fund account corresponding to the linkage identifier;
其中，所述账户编号包括所述记账子账户的账户编号，所述账户名包括与所述记账子账户绑定的所述基础资金账户的账户名。The account number includes the account number of the accounting sub-account, and the account name includes the account name of the basic capital account bound to the accounting sub-account.
在此基础上，对所述用工企业转入所述人资机构的结算账户的目标资金进行冻结，具体包括对所述联动资金账户中的所述目标资金进行冻结；所述联动资金账户由所述联动资金账户所属的联动人资机构通过线下面签开通。On this basis, the target funds transferred by the employing enterprise into the settlement account of the human resources agency are frozen, specifically including freezing the target funds in the linkage fund account; the linkage fund account is opened by the linkage human resources agency to which the linkage fund account belongs through offline signing.
例如，用工企业的用工人员分布在地区A和地区B两地，如果用工企业委托的人力资源公司位于地区A，该人力资源公司在地区B设有分公司，用工企业在向该人力资源公司的结算账户转账的过程中，需填写并提交的转账信息包括：转账金融机构、转账卡号和转账户名，同时还需在提交转账信息的过程中勾选联动支付，如果检测到用工企业勾选联动支付，则首先将资金转入人力资源公司在地区A开通的结算账户内，然后将资金从人力资源公司在地区A开通的结算账户内转移至分公司在地区B开通的联动结算账户内，由该分公司从地区B的联动结算账户向用工人员进行资金发放；其中，转账金融机构为人力资源公司的结算账户所在的金融机构，也即：用工企业在线上申请开通的记账子账户所在的金融机构(结算账户所在的金融机构与记账子账户所在的金融机构为同一金融机构)，转账卡号为用工企业的记账子账户的卡号，转账户名为用工企业的记账子账户绑定的结算账户的账户名。For example, if the employees of an employing enterprise are distributed in regions A and B, and if the human resources company entrusted by the employing enterprise is located in region A and the human resources company has a branch in region B, the transfer information that the employing enterprise needs to fill in and submit during the process of transferring funds to the settlement account of the human resources company includes: transfer financial institution, transfer card number and transfer account name. At the same time, the employer needs to check the linkage payment option during the process of submitting the transfer information. If it is detected that the employing enterprise has checked the linkage payment option, the funds will first be transferred to the settlement account opened by the human resources company in region A, and then the funds will be transferred from the settlement account opened by the human resources company in region A to the linkage settlement account opened by the branch in region B. The branch will then issue funds to the employees from the linkage settlement account in region B. Among them, the transfer financial institution is the financial institution where the settlement account of the human resources company is located, that is, the financial institution where the bookkeeping sub-account opened by the employing enterprise online is located (the financial institution where the settlement account is located is the same as the financial institution where the bookkeeping sub-account is located), the transfer card number is the card number of the bookkeeping sub-account of the employing enterprise, and the transfer account name is the account name of the settlement account bound to the bookkeeping sub-account of the employing enterprise.
步骤S404，更新所述用工企业与所述结算账户绑定的记账子账户中的记账数额。Step S404: updating the accounting amount in the accounting sub-account bound between the employing enterprise and the settlement account.
上述对所述用工企业转入所述人资机构的结算账户的目标资金进行冻结之后，为实现所述用工企业对所述目标资金的资金共管，同时也为加强所述用工企业对所述目标资金的感知程度，本实施例中，更新所述用工企业与所述结算账户绑定的记账子账户中的记账数额，具体包括将所述目标资金的资金数额同步更新至所述记账子账户中，作为所述记账子账户中的记账数额。After the target funds transferred by the employing enterprise to the settlement account of the human resources agency are frozen, in order to realize the co-management of the target funds by the employing enterprise and to enhance the employing enterprise's awareness of the target funds, in this embodiment, the accounting amount in the accounting sub-account bound to the settlement account of the employing enterprise is updated, specifically including synchronously updating the amount of the target funds to the accounting sub-account as the accounting amount in the accounting sub-account.
如上所述，上述通过对所述联动资金账户中的所述目标资金进行冻结的方式，对用工企业转入所述人资机构的结算账户的目标资金进行冻结，在此基础上，本实施例提供的一种可选实施方式中，采用如下方式更新所述用工企业与所述结算账户绑定的记账子账户中的记账数额：As described above, the target funds transferred from the employing enterprise to the settlement account of the human resources institution are frozen by freezing the target funds in the linkage fund account. On this basis, in an optional implementation manner provided by this embodiment, the bookkeeping amount in the bookkeeping sub-account bound to the settlement account of the employing enterprise is updated in the following manner:
基于所述联动资金账户中所述目标资金的资金数额，更新与所述基础资金账户绑定的所述记账子账户中的记账数额；Based on the amount of the target funds in the linkage fund account, updating the amount of the bookkeeping in the bookkeeping sub-account bound to the basic fund account;
其中，所述联动资金账户中的记账数额对所述人资机构和所述联动人资机构不可见，和/或，所述联动人资机构针对所述联动资金账户中所述目标资金的操作权限被冻结。The bookkeeping amount in the linkage fund account is not visible to the human resources institution and the linkage human resources institution, and/or the linkage human resources institution's operation authority for the target funds in the linkage fund account is frozen.
步骤S406，获取人资服务平台同步的所述用工企业提交的资金发放明细。Step S406, obtaining the fund payment details submitted by the employing enterprise synchronized with the human resources service platform.
本实施例中，在对所述用工企业转入所述人资机构的结算账户的目标资金进行冻结，并且更新所述用工企业与所述结算账户绑定的记账子账户中的记账数额之后，已完成所述目标资金发放准备工作，基于此，在进行所述目标资金发放的过程中，首先获取人资服务平台同步的所述用工企业提交的资金发放明细，为提升所述用工企业在目标资金发放过程中的参与度，从所述用工企业的角度提升目标资金的管控程度，通过向所述用工企业展示所述资金发放明细并经所述用工企业确认之后再进行目标资金发放。In this embodiment, after the target funds transferred by the employing enterprise to the settlement account of the human resources institution are frozen and the accounting amount in the accounting sub-account bound to the settlement account of the employing enterprise is updated, the preparation for the release of the target funds has been completed. Based on this, in the process of releasing the target funds, the fund release details submitted by the employing enterprise synchronized with the human resources service platform are first obtained. In order to enhance the participation of the employing enterprise in the target fund release process and enhance the control of the target funds from the perspective of the employing enterprise, the target funds are released after the fund release details are displayed to the employing enterprise and confirmed by the employing enterprise.
所述人资服务平台，包括面向用工企业和人力资源公司提供人力资源人资服务平台的人力资源服务平台。The human resources service platform includes a human resources service platform that provides human resources service platforms to employing enterprises and human resources companies.
具体实施时，为进一步提升资金发放过程中的数据安全性，本实施例提供的一种可选实施方式中，在获取到所述人资服务平台同步的所述用工企业提交的资金发放明细之后，根据所述用工企业提交的登录请求，对所述用工企业进行核身处理，在核身通过的情况下，向所述用工企业展示所述资金发放明细。In the specific implementation, in order to further improve the data security in the fund disbursement process, this embodiment provides an optional implementation mode. After obtaining the fund disbursement details submitted by the employing enterprise synchronized with the human resources service platform, the employing enterprise is authenticated according to the login request submitted by the employing enterprise. If the authentication is passed, the fund disbursement details are displayed to the employing enterprise.
需要说明的是，所述用工企业在确认所述资金发放明细的过程中，包括两种确认结果，第一种是提交确认指令，表明所述用工企业认可所述资金发放明细，执行下述步骤S408即可；第二种是提交确认驳回指令，若获取到所述用工企业访问所述资金发放明细后提交的确认驳回指令，则基于所述确认驳回指令保持对所述目标资金的冻结状态。It should be noted that, in the process of confirming the fund disbursement details, the employing enterprise includes two confirmation results. The first is to submit a confirmation instruction, indicating that the employing enterprise recognizes the fund disbursement details and executes the following step S408; the second is to submit a confirmation rejection instruction. If the confirmation rejection instruction submitted by the employing enterprise after accessing the fund disbursement details is obtained, the target funds will be kept frozen based on the confirmation rejection instruction.
步骤S408，根据所述用工企业访问所述资金发放明细后提交的确认指令，按照所述资金发放明细对所述目标资金进行发放处理。Step S408, based on the confirmation instruction submitted by the employing enterprise after accessing the fund disbursement details, the target funds are disbursed according to the fund disbursement details.
本实施例提供的一种可选实施方式中，根据所述用工企业访问所述资金发放明细后提交的确认指令，按照所述资金发放明细对所述目标资金进行发放处理，具体包括：In an optional implementation manner provided by this embodiment, according to the confirmation instruction submitted by the employing enterprise after accessing the fund disbursement details, disbursement processing of the target funds is performed according to the fund disbursement details, specifically including:
基于所述确认指令对所述目标资金进行解冻；Unfreezing the target funds based on the confirmation instruction;
按照所述资金发放明细对解冻后的目标资金进行发放处理。The unfrozen target funds will be distributed according to the fund distribution details.
具体实施时，为提升所述用工企业在资金发放过程中对目标资金实时的感知程度，本实施例提供的一种可选实施方式中，具体采用如下方式对所述目标资金进行发放处理：In specific implementation, in order to improve the real-time perception of the target funds by the employing enterprise during the fund disbursement process, in an optional implementation mode provided in this embodiment, the target funds are specifically disbursed in the following manner:
根据所述资金发放明细中记录的目标发放用户以及用户发放信息，从所述结算账户中发放所述用户发放信息中包含的用户发放数额对应的目标资金；According to the target issuing user and the user issuing information recorded in the fund issuing details, issuing the target funds corresponding to the user issuing amount contained in the user issuing information from the settlement account;
基于所述用户发放数额同步更新所述记账子账户中的记账数额。The accounting amount in the accounting sub-account is synchronously updated based on the user payment amount.
此外，在根据所述用工企业访问所述资金发放明细后提交的确认指令，按照所述资金发放明细对所述目标资金进行发放处理之后，基于发放处理结果生成所述资金发放明细对应的资金发放回单，并向所述用工企业下发所述资金发放回单，以此来进一步提升所述用工企业对目标资金发放的感知程度。In addition, based on the confirmation instruction submitted by the employing enterprise after accessing the fund disbursement details, after the target funds are disbursed in accordance with the fund disbursement details, a fund disbursement receipt corresponding to the fund disbursement details is generated based on the disbursement processing result, and the fund disbursement receipt is issued to the employing enterprise, so as to further enhance the employing enterprise's perception of the target fund disbursement.
下述以本实施例提供的一种资金发放处理方法在资金发放场景的应用为例，对本实施例提供的资金发放处理方法进行进一步说明，参见图5，应用于资金发放场景的资金发放处理方法，具体包括步骤S502至步骤S516。The following further illustrates the fund disbursement method provided by this embodiment by taking the application of a fund disbursement method provided by this embodiment in a fund disbursement scenario as an example. Referring to FIG. 5 , the fund disbursement method applied to the fund disbursement scenario specifically includes steps S502 to S516.
步骤S502，根据用工企业提交的转账请求中包含的账户编号以及账户名，将目标资金转移至账户名对应的基础资金账户中。Step S502: according to the account number and account name included in the transfer request submitted by the employing enterprise, the target funds are transferred to the basic fund account corresponding to the account name.
其中，账户编号包括记账子账户的账户编号，账户名包括与记账子账户绑定的基础资金账户的账户名。The account number includes the account number of the accounting sub-account, and the account name includes the account name of the basic fund account bound to the accounting sub-account.
步骤S504，在检测到转账请求携带有联动标识的情况下，将联动资金从基础资金账户转移至联动标识对应的联动资金账户。Step S504: when it is detected that the transfer request carries a linkage identifier, the linkage funds are transferred from the basic fund account to the linkage fund account corresponding to the linkage identifier.
步骤S506，对联动资金账户中的目标资金进行冻结。Step S506, freezing the target funds in the linkage fund account.
具体的，联动资金账户由联动资金账户所属的联动人资机构通过线下面签开通。Specifically, the linkage fund account is opened by the linkage human resources institution to which the linkage fund account belongs through offline signing.
步骤S508，基于联动资金账户中目标资金的资金数额，更新与基础资金账户绑定的记账子账户中的记账数额。Step S508: Based on the amount of the target funds in the linkage fund account, the amount of the bookkeeping sub-account bound to the basic fund account is updated.
其中，记账子账户由用工企业通过线上申请开通，联动资金账户中的记账数额对人资机构和联动人资机构不可见，和/或，联动人资机构针对联动资金账户中目标资金的操作权限被冻结。Among them, the accounting sub-account is opened by the employing enterprise through online application, the accounting amount in the linkage fund account is not visible to the human resources agency and the linked human resources agency, and/or the linked human resources agency's operating authority for the target funds in the linkage fund account is frozen.
步骤S510，获取人资服务平台同步的用工企业提交的资金发放明细。Step S510, obtaining the fund payment details submitted by the employing enterprise synchronized with the human resources service platform.
步骤S512，获取用工企业访问资金发放明细后提交的确认指令。Step S512, obtaining the confirmation instruction submitted by the employing enterprise after accessing the fund payment details.
步骤S514，根据资金发放明细中记录的目标发放用户以及用户发放信息，从联动资金账户中发放用户发放信息中包含的用户发放数额对应的目标资金。Step S514: according to the target disbursement user and user disbursement information recorded in the fund disbursement details, the target funds corresponding to the user disbursement amount contained in the user disbursement information are disbursed from the linkage fund account.
步骤S516，基于用户发放数额同步更新记账子账户中的记账数额。Step S516: Synchronously update the accounting amount in the accounting sub-account based on the user's payment amount.
综上所述，本实施例提供的资金发放处理方法，通过对用工企业转入人资机构的结算账户的目标资金进行冻结，并通过对更新所述用工企业与所述结算账户绑定的记账子账户中的记账数额，实现所述用工企业和所述人资机构双方的账户共管，并将同步的资金发放明细下发至用工企业来确认，在用工企业确认之后对结算账户中目标资金进行发放处理，以此来提升资金发放过程中用工企业对资金发放的感知程度，从而来提升用工企业对人资机构的信任度，同时也极大的提升了资金安全性，更加有利于人资机构的业务拓展。To sum up, the fund disbursement processing method provided in this embodiment realizes the joint management of the accounts of the employing enterprise and the human resources agency by freezing the target funds transferred from the employing enterprise to the settlement account of the human resources agency, and updating the accounting amount in the accounting sub-account bound to the settlement account of the employing enterprise, and sends the synchronized fund disbursement details to the employing enterprise for confirmation. After the employing enterprise confirms, the target funds in the settlement account are disbursed, so as to enhance the employing enterprise's perception of the fund disbursement during the fund disbursement process, thereby enhancing the employing enterprise's trust in the human resources agency, and at the same time greatly enhances the fund security, which is more conducive to the business expansion of the human resources agency.
本说明书提供的一种资源发放处理装置实施例如下：An embodiment of a resource distribution processing device provided in this specification is as follows:
在上述的实施例中，提供了一种资源发放处理方法，与之相对应的，还提供了一种资源发放处理装置，下面结合附图进行说明。In the above-mentioned embodiment, a resource issuance processing method is provided, and correspondingly, a resource issuance processing device is also provided, which is described below with reference to the accompanying drawings.
参照图6，其示出了本实施例提供的一种资源发放处理装置示意图。Referring to FIG. 6 , it shows a schematic diagram of a resource distribution processing device provided by this embodiment.
由于装置实施例对应于方法实施例，所以描述得比较简单，相关的部分请参见上述提供的方法实施例的对应说明即可。下述描述的装置实施例仅仅是示意性的。Since the device embodiment corresponds to the method embodiment, the description is relatively simple, and the relevant parts can refer to the corresponding description of the method embodiment provided above. The device embodiment described below is only illustrative.
本实施例提供一种资源发放处理装置，包括：This embodiment provides a resource distribution processing device, including:
资源冻结模块602，被配置为对服务对象转入资源发放机构的结算账户的目标资源进行冻结；The resource freezing module 602 is configured to freeze the target resources transferred by the service object to the settlement account of the resource issuing institution;
记账更新模块604，被配置为更新所述服务对象与所述结算账户绑定的记账子账户中的记账数额；The accounting update module 604 is configured to update the accounting amount in the accounting sub-account bound between the service object and the settlement account;
明细获取模块606，被配置为获取服务对接平台同步的所述服务对象提交的资源发放明细；A detail acquisition module 606 is configured to acquire resource distribution details submitted by the service object synchronized with the service docking platform;
资源发放模块608，被配置为根据所述服务对象访问所述资源发放明细后提交的确认指令，按照所述资源发放明细对所述目标资源进行发放处理。The resource issuing module 608 is configured to issue the target resource according to the resource issuing details based on the confirmation instruction submitted by the service object after accessing the resource issuing details.
可选的，所述资源发放处理装置，还包括：Optionally, the resource distribution processing device further includes:
转账模块，被配置为根据所述服务对象提交的转账请求中包含的账户编号以及账户名，将所述目标资源转移至所述账户名对应的所述结算账户中；其中，所述账户编号包括所述记账子账户的账户编号，所述账户名包括与所述记账子账户绑定的所述结算账户的账户名。A transfer module is configured to transfer the target resource to the settlement account corresponding to the account name according to the account number and account name contained in the transfer request submitted by the service object; wherein the account number includes the account number of the accounting sub-account, and the account name includes the account name of the settlement account bound to the accounting sub-account.
可选的，所述结算账户由所述资源发放机构通过线下面签开通，所述记账子账户由所述服务对象通过线上申请开通；并且，所述结算账户中被冻结的目标资源对所述资源发放机构不可见，和/或，所述资源发放机构针对所述结算账户中所述目标资源的操作权限被冻结。Optionally, the settlement account is opened by the resource issuing agency through offline signing, and the accounting sub-account is opened by the service object through online application; and the frozen target resources in the settlement account are not visible to the resource issuing agency, and/or the resource issuing agency's operating authority over the target resources in the settlement account is frozen.
可选的，所述资源发放模块608，包括：Optionally, the resource issuing module 608 includes:
发放子模块，被配置为根据所述资源发放明细中记录的目标发放用户以及用户发放信息，从所述结算账户中发放所述用户发放信息中包含的用户发放数额对应的目标资源；The distribution submodule is configured to distribute the target resources corresponding to the user distribution amount contained in the user distribution information from the settlement account according to the target distribution user and the user distribution information recorded in the resource distribution details;
更新子模块，被配置为基于所述用户发放数额同步更新所述记账子账户中的记账数额。The updating submodule is configured to synchronously update the accounting amount in the accounting subaccount based on the user payment amount.
可选的，所述资源发放模块608，具体被配置为：Optionally, the resource issuing module 608 is specifically configured to:
基于所述确认指令对所述目标资源进行解冻；Unfreeze the target resource based on the confirmation instruction;
按照所述资源发放明细对解冻后的目标资源进行发放处理。The unfrozen target resources are issued according to the resource issuance details.
可选的，所述资源发放处理装置，还包括：Optionally, the resource distribution processing device further includes:
冻结保持模块，被配置为若获取到所述服务对象访问所述资源发放明细后提交的确认驳回指令，则基于所述确认驳回指令保持对所述目标资源的冻结状态。The freezing and maintaining module is configured to maintain the freezing state of the target resource based on the confirmation and rejection instruction if a confirmation and rejection instruction submitted by the service object after accessing the resource distribution details is obtained.
可选的，所述资源发放处理装置，还包括：Optionally, the resource distribution processing device further includes:
核身处理模块，被配置为根据所述服务对象提交的登录请求，对所述服务对象进行核身处理；An authentication processing module is configured to perform authentication processing on the service object according to the login request submitted by the service object;
明细展示模块，被配置为在核身通过的情况下，向所述服务对象展示所述资源发放明细。The detail display module is configured to display the resource distribution details to the service object when the authentication is passed.
可选的，所述资源发放处理装置，还包括：Optionally, the resource distribution processing device further includes:
回单生成模块，被配置为基于发放处理结果生成所述资源发放明细对应的资源发放回单，并向所述服务对象下发所述资源发放回单。The receipt generation module is configured to generate a resource issuance receipt corresponding to the resource issuance details based on the issuance processing result, and issue the resource issuance receipt to the service object.
可选的，所述资源发放处理装置，还包括：Optionally, the resource distribution processing device further includes:
第一联动转账模块，被配置为根据所述服务对象提交的转账请求中包含的账户编号以及账户名，将所述目标资源转移至所述账户名对应的基础资源账户中；A first linkage transfer module is configured to transfer the target resource to a basic resource account corresponding to the account name according to the account number and the account name included in the transfer request submitted by the service object;
第二联动转账模块，被配置为在检测到所述转账请求携带有联动标识的情况下，将所述联动资源从所述基础资源账户转移至所述联动标识对应的联动资源账户；A second linkage transfer module is configured to transfer the linkage resource from the basic resource account to the linkage resource account corresponding to the linkage identifier when detecting that the transfer request carries the linkage identifier;
其中，所述账户编号包括所述记账子账户的账户编号，所述账户名包括与所述记账子账户绑定的所述基础资源账户的账户名。The account number includes the account number of the accounting sub-account, and the account name includes the account name of the basic resource account bound to the accounting sub-account.
可选的，所述资源冻结模块，具体被配置为对所述联动资源账户中的所述目标资源进行冻结；所述联动资源账户由所述联动资源账户所属的联动资源发放机构通过线下面签开通；Optionally, the resource freezing module is specifically configured to freeze the target resource in the linkage resource account; the linkage resource account is opened by the linkage resource issuing institution to which the linkage resource account belongs through offline signing;
相应的，所述记账更新模块，具体被配置为基于所述联动资源账户中所述目标资源的资源数额，更新与所述基础资源账户绑定的所述记账子账户中的记账数额；Correspondingly, the accounting update module is specifically configured to update the accounting amount in the accounting sub-account bound to the basic resource account based on the resource amount of the target resource in the linkage resource account;
其中，所述联动资源账户中的记账数额对所述资源发放机构和所述联动资源发放机构不可见，和/或，所述联动资源发放机构针对所述联动资源账户中所述目标资源的操作权限被冻结。The account amount in the linkage resource account is not visible to the resource issuing agency and the linkage resource issuing agency, and/or the linkage resource issuing agency's operation authority for the target resource in the linkage resource account is frozen.
参照图7，其示出了本实施例提供的一种资金发放处理装置示意图。Referring to FIG. 7 , there is shown a schematic diagram of a fund disbursement processing device provided in this embodiment.
由于装置实施例对应于方法实施例，所以描述得比较简单，相关的部分请参见上述提供的方法实施例的对应说明即可。下述描述的装置实施例仅仅是示意性的。Since the device embodiment corresponds to the method embodiment, the description is relatively simple, and the relevant parts can refer to the corresponding description of the method embodiment provided above. The device embodiment described below is only illustrative.
本实施例提供一种资金发放处理装置，包括：This embodiment provides a fund disbursement processing device, including:
资金冻结模块702，被配置为对用工企业转入人资机构的结算账户的目标资金进行冻结；The fund freezing module 702 is configured to freeze the target funds transferred from the employing enterprise to the settlement account of the human resources institution;
记账更新模块704，被配置为更新所述用工企业与所述结算账户绑定的记账子账户中的记账数额；The accounting update module 704 is configured to update the accounting amount in the accounting sub-account bound between the employing enterprise and the settlement account;
明细获取模块706，被配置为获取人资服务平台同步的所述用工企业提交的资金发放明细；The detail acquisition module 706 is configured to acquire the fund payment details submitted by the employing enterprise synchronized with the human resources service platform;
资金发放模块708，被配置为根据所述用工企业访问所述资金发放明细后提交的确认指令，按照所述资金发放明细对所述目标资金进行发放处理。The fund disbursement module 708 is configured to disburse the target funds according to the fund disbursement details based on the confirmation instruction submitted by the employing enterprise after accessing the fund disbursement details.
可选的，所述资金发放处理装置，还包括：Optionally, the fund disbursement processing device further includes:
转账模块，被配置为根据所述用工企业提交的转账请求中包含的账户编号以及账户名，将所述目标资金转移至所述账户名对应的所述结算账户中；其中，所述账户编号包括所述记账子账户的账户编号，所述账户名包括与所述记账子账户绑定的所述结算账户的账户名。The transfer module is configured to transfer the target funds to the settlement account corresponding to the account name according to the account number and account name contained in the transfer request submitted by the employing enterprise; wherein the account number includes the account number of the accounting sub-account, and the account name includes the account name of the settlement account bound to the accounting sub-account.
可选的，所述结算账户由所述人资机构通过线下面签开通，所述记账子账户由所述用工企业通过线上申请开通；并且，所述结算账户中被冻结的目标资金对所述人资机构不可见，和/或，所述人资机构针对所述结算账户中所述目标资金的操作权限被冻结。Optionally, the settlement account is opened by the human resources institution through offline signing, and the accounting sub-account is opened by the employing enterprise through online application; and the frozen target funds in the settlement account are not visible to the human resources institution, and/or the human resources institution's operating authority over the target funds in the settlement account is frozen.
可选的，所述资金发放模块708，包括：Optionally, the fund disbursement module 708 includes:
发放子模块，被配置为根据所述资金发放明细中记录的目标发放用户以及用户发放信息，从所述结算账户中发放所述用户发放信息中包含的用户发放数额对应的目标资金；The disbursement submodule is configured to distribute target funds corresponding to the user disbursement amount contained in the user disbursement information from the settlement account according to the target disbursement user and the user disbursement information recorded in the fund disbursement details;
更新子模块，被配置为基于所述用户发放数额同步更新所述记账子账户中的记账数额。The updating submodule is configured to synchronously update the accounting amount in the accounting subaccount based on the user payment amount.
可选的，所述资金发放模块708，具体被配置为：Optionally, the fund disbursement module 708 is specifically configured to:
基于所述确认指令对所述目标资金进行解冻；Unfreezing the target funds based on the confirmation instruction;
按照所述资金发放明细对解冻后的目标资金进行发放处理。The unfrozen target funds will be distributed according to the fund distribution details.
可选的，所述资金发放处理装置，还包括：Optionally, the fund disbursement processing device further includes:
冻结保持模块，被配置为若获取到所述用工企业访问所述资金发放明细后提交的确认驳回指令，则基于所述确认驳回指令保持对所述目标资金的冻结状态。The freezing and maintaining module is configured to maintain the freezing status of the target funds based on the confirmation and rejection instruction if a confirmation and rejection instruction is obtained and submitted by the employing enterprise after accessing the fund disbursement details.
可选的，所述资金发放处理装置，还包括：Optionally, the fund disbursement processing device further includes:
核身处理模块，被配置为根据所述用工企业提交的登录请求，对所述用工企业进行核身处理；An identity verification module is configured to verify the identity of the employing enterprise according to the login request submitted by the employing enterprise;
明细展示模块，被配置为在核身通过的情况下，向所述用工企业展示所述资金发放明细。The detail display module is configured to display the fund disbursement details to the employing enterprise when the identity verification is passed.
可选的，所述资金发放处理装置，还包括：Optionally, the fund disbursement processing device further includes:
回单生成模块，被配置为基于发放处理结果生成所述资金发放明细对应的资金发放回单，并向所述用工企业下发所述资金发放回单。The receipt generation module is configured to generate a fund disbursement receipt corresponding to the fund disbursement details based on the disbursement processing result, and issue the fund disbursement receipt to the employing enterprise.
可选的，所述资金发放处理装置，还包括：Optionally, the fund disbursement processing device further includes:
第一联动转账模块，被配置为根据所述用工企业提交的转账请求中包含的账户编号以及账户名，将所述目标资金转移至所述账户名对应的基础资金账户中；A first linkage transfer module is configured to transfer the target funds to a basic fund account corresponding to the account name according to the account number and account name included in the transfer request submitted by the employing enterprise;
第二联动转账模块，被配置为在检测到所述转账请求携带有联动标识的情况下，将所述联动资金从所述基础资金账户转移至所述联动标识对应的联动资金账户；A second linkage transfer module is configured to transfer the linkage funds from the basic fund account to the linkage fund account corresponding to the linkage identifier when detecting that the transfer request carries the linkage identifier;
其中，所述账户编号包括所述记账子账户的账户编号，所述账户名包括与所述记账子账户绑定的所述基础资金账户的账户名。The account number includes the account number of the accounting sub-account, and the account name includes the account name of the basic capital account bound to the accounting sub-account.
可选的，所述资金冻结模块，具体被配置为对所述联动资金账户中的所述目标资金进行冻结；所述联动资金账户由所述联动资金账户所属的联动人资机构通过线下面签开通；Optionally, the fund freezing module is specifically configured to freeze the target funds in the linkage fund account; the linkage fund account is opened by the linkage human resources institution to which the linkage fund account belongs through offline signing;
相应的，所述记账更新模块，具体被配置为基于所述联动资金账户中所述目标资金的资金数额，更新与所述基础资金账户绑定的所述记账子账户中的记账数额；Correspondingly, the accounting update module is specifically configured to update the accounting amount in the accounting sub-account bound to the basic capital account based on the amount of the target funds in the linkage capital account;
其中，所述联动资金账户中的记账数额对所述人资机构和所述联动人资机构不可见，和/或，所述联动人资机构针对所述联动资金账户中所述目标资金的操作权限被冻结。The bookkeeping amount in the linkage fund account is not visible to the human resources institution and the linkage human resources institution, and/or the linkage human resources institution's operation authority for the target funds in the linkage fund account is frozen.
本说明书提供的一种资源发放处理设备实施例如下：An embodiment of a resource distribution processing device provided in this specification is as follows:
对应上述描述的一种资源发放处理方法，基于相同的技术构思，本说明书一个或多个实施例还提供一种资源发放处理设备，该资源发放处理设备用于执行上述提供的资源发放处理方法，图8为本说明书一个或多个实施例提供的一种资源发放处理设备的结构示意图。Corresponding to the resource issuance processing method described above, based on the same technical concept, one or more embodiments of this specification also provide a resource issuance processing device, which is used to execute the resource issuance processing method provided above. Figure 8 is a structural schematic diagram of a resource issuance processing device provided by one or more embodiments of this specification.
本实施例提供的一种资源发放处理设备，包括：This embodiment provides a resource distribution processing device, including:
如图8所示，资源发放处理设备可因配置或性能不同而产生比较大的差异，可以包括一个或一个以上的处理器801和存储器802，存储器802中可以存储有一个或一个以上存储应用程序或数据。其中，存储器802可以是短暂存储或持久存储。存储在存储器802的应用程序可以包括一个或一个以上模块(图示未示出)，每个模块可以包括资源发放处理设备中的一系列计算机可执行指令。更进一步地，处理器801可以设置为与存储器802通信，在资源发放处理设备上执行存储器802中的一系列计算机可执行指令。资源发放处理设备还可以包括一个或一个以上电源803，一个或一个以上有线或无线网络接口804，一个或一个以上输入输出接口805，一个或一个以上键盘806等。As shown in FIG8 , the resource distribution processing device may have relatively large differences due to different configurations or performances, and may include one or more processors 801 and memory 802, and the memory 802 may store one or more storage applications or data. Among them, the memory 802 may be a temporary storage or a permanent storage. The application stored in the memory 802 may include one or more modules (not shown in the figure), and each module may include a series of computer executable instructions in the resource distribution processing device. Furthermore, the processor 801 may be configured to communicate with the memory 802, and execute a series of computer executable instructions in the memory 802 on the resource distribution processing device. The resource distribution processing device may also include one or more power supplies 803, one or more wired or wireless network interfaces 804, one or more input and output interfaces 805, one or more keyboards 806, etc.
在一个具体的实施例中，资源发放处理设备包括有存储器，以及一个或一个以上的程序，其中一个或者一个以上程序存储于存储器中，且一个或者一个以上程序可以包括一个或一个以上模块，且每个模块可以包括对资源发放处理设备中的一系列计算机可执行指令，且经配置以由一个或者一个以上处理器执行该一个或者一个以上程序包含用于进行以下计算机可执行指令：In a specific embodiment, the resource distribution processing device includes a memory and one or more programs, wherein the one or more programs are stored in the memory, and the one or more programs may include one or more modules, and each module may include a series of computer executable instructions in the resource distribution processing device, and the one or more programs are configured to be executed by one or more processors, including computer executable instructions for performing the following:
对服务对象转入资源发放机构的结算账户的目标资源进行冻结；Freeze the target resources transferred by the service recipient to the settlement account of the resource issuing institution;
更新所述服务对象与所述结算账户绑定的记账子账户中的记账数额；Updating the bookkeeping amount in the bookkeeping sub-account bound between the service object and the settlement account;
获取服务对接平台同步的所述服务对象提交的资源发放明细；Obtain resource distribution details submitted by the service object synchronized with the service docking platform;
根据所述服务对象访问所述资源发放明细后提交的确认指令，按照所述资源发放明细对所述目标资源进行发放处理。According to the confirmation instruction submitted by the service object after accessing the resource distribution details, the target resource is distributed according to the resource distribution details.
可选的，所述对服务对象转入资源发放机构的结算账户的目标资源进行冻结指令执行之前，还包括：Optionally, before executing the instruction to freeze the target resources transferred by the service object into the settlement account of the resource issuing institution, the method further includes:
根据所述服务对象提交的转账请求中包含的账户编号以及账户名，将所述目标资源转移至所述账户名对应的所述结算账户中；According to the account number and account name included in the transfer request submitted by the service object, the target resource is transferred to the settlement account corresponding to the account name;
其中，所述账户编号包括所述记账子账户的账户编号，所述账户名包括与所述记账子账户绑定的所述结算账户的账户名。The account number includes the account number of the accounting sub-account, and the account name includes the account name of the settlement account bound to the accounting sub-account.
可选的，所述结算账户由所述资源发放机构通过线下面签开通，所述记账子账户由所述服务对象通过线上申请开通；并且，所述结算账户中被冻结的目标资源对所述资源发放机构不可见，和/或，所述资源发放机构针对所述结算账户中所述目标资源的操作权限被冻结。Optionally, the settlement account is opened by the resource issuing agency through offline signing, and the accounting sub-account is opened by the service object through online application; and the frozen target resources in the settlement account are not visible to the resource issuing agency, and/or the resource issuing agency's operating authority over the target resources in the settlement account is frozen.
可选的，所述按照所述资源发放明细对所述目标资源进行发放处理，包括：Optionally, the issuing of the target resource according to the resource issuing details includes:
根据所述资源发放明细中记录的目标发放用户以及用户发放信息，从所述结算账户中发放所述用户发放信息中包含的用户发放数额对应的目标资源；According to the target distribution user and user distribution information recorded in the resource distribution details, the target resources corresponding to the user distribution amount contained in the user distribution information are distributed from the settlement account;
基于所述用户发放数额同步更新所述记账子账户中的记账数额。The accounting amount in the accounting sub-account is synchronously updated based on the user payment amount.
可选的，所述根据所述服务对象访问所述资源发放明细后提交的确认指令，按照所述资源发放明细对所述目标资源进行发放处理，包括：Optionally, the step of performing release processing on the target resource according to the resource release details based on the confirmation instruction submitted by the service object after accessing the resource release details includes:
基于所述确认指令对所述目标资源进行解冻；Unfreeze the target resource based on the confirmation instruction;
按照所述资源发放明细对解冻后的目标资源进行发放处理。The unfrozen target resources are issued according to the resource issuance details.
可选的，所述对服务对象转入资源发放机构的结算账户的目标资源进行冻结指令执行之前，还包括：Optionally, before executing the instruction to freeze the target resources transferred by the service object into the settlement account of the resource issuing institution, the method further includes:
根据所述服务对象提交的转账请求中包含的账户编号以及账户名，将所述目标资源转移至所述账户名对应的基础资源账户中；According to the account number and account name included in the transfer request submitted by the service object, the target resource is transferred to the basic resource account corresponding to the account name;
在检测到所述转账请求携带有联动标识的情况下，将所述联动资源从所述基础资源账户转移至所述联动标识对应的联动资源账户；When detecting that the transfer request carries a linkage identifier, transferring the linkage resource from the basic resource account to the linkage resource account corresponding to the linkage identifier;
其中，所述账户编号包括所述记账子账户的账户编号，所述账户名包括与所述记账子账户绑定的所述基础资源账户的账户名。The account number includes the account number of the accounting sub-account, and the account name includes the account name of the basic resource account bound to the accounting sub-account.
可选的，所述对服务对象转入资源发放机构的结算账户的目标资源进行冻结，包括：Optionally, freezing the target resources transferred by the service object to the settlement account of the resource issuing institution includes:
对所述联动资源账户中的所述目标资源进行冻结；所述联动资源账户由所述联动资源账户所属的联动资源发放机构通过线下面签开通；Freezing the target resource in the linkage resource account; the linkage resource account is opened by the linkage resource issuing institution to which the linkage resource account belongs through offline signing;
相应的，所述更新所述服务对象与所述结算账户绑定的记账子账户中的记账数额，包括：Correspondingly, updating the accounting amount in the accounting sub-account bound between the service object and the settlement account includes:
基于所述联动资源账户中所述目标资源的资源数额，更新与所述基础资源账户绑定的所述记账子账户中的记账数额；其中，所述联动资源账户中的记账数额对所述资源发放机构和所述联动资源发放机构不可见，和/或，所述联动资源发放机构针对所述联动资源账户中所述目标资源的操作权限被冻结。Based on the resource amount of the target resource in the linkage resource account, the accounting amount in the accounting subaccount bound to the basic resource account is updated; wherein the accounting amount in the linkage resource account is not visible to the resource issuing agency and the linkage resource issuing agency, and/or the operation authority of the linkage resource issuing agency for the target resource in the linkage resource account is frozen.
本说明书提供的一种资金发放处理设备实施例如下：An embodiment of a fund disbursement processing device provided in this specification is as follows:
对应上述描述的一种资金发放处理方法，基于相同的技术构思，本说明书一个或多个实施例还提供一种资金发放处理设备，该资金发放处理设备用于执行上述提供的资金发放处理方法，图9为本说明书一个或多个实施例提供的一种资金发放处理设备的结构示意图。Corresponding to the above-described method for processing a fund disbursement, based on the same technical concept, one or more embodiments of this specification also provide a fund disbursement processing device, which is used to execute the above-provided method for processing a fund disbursement. Figure 9 is a structural schematic diagram of a fund disbursement processing device provided by one or more embodiments of this specification.
本实施例提供的一种资金发放处理设备，包括：This embodiment provides a fund disbursement processing device, including:
如图9所示，资金发放处理设备可因配置或性能不同而产生比较大的差异，可以包括一个或一个以上的处理器901和存储器902，存储器902中可以存储有一个或一个以上存储应用程序或数据。其中，存储器902可以是短暂存储或持久存储。存储在存储器902的应用程序可以包括一个或一个以上模块(图示未示出)，每个模块可以包括资金发放处理设备中的一系列计算机可执行指令。更进一步地，处理器901可以设置为与存储器902通信，在资金发放处理设备上执行存储器902中的一系列计算机可执行指令。资金发放处理设备还可以包括一个或一个以上电源903，一个或一个以上有线或无线网络接口904，一个或一个以上输入输出接口905，一个或一个以上键盘906等。As shown in FIG9 , the fund disbursement processing device may have relatively large differences due to different configurations or performances, and may include one or more processors 901 and memory 902, and the memory 902 may store one or more storage applications or data. Among them, the memory 902 may be a short-term storage or a persistent storage. The application stored in the memory 902 may include one or more modules (not shown in the figure), and each module may include a series of computer executable instructions in the fund disbursement processing device. Furthermore, the processor 901 may be configured to communicate with the memory 902, and execute a series of computer executable instructions in the memory 902 on the fund disbursement processing device. The fund disbursement processing device may also include one or more power supplies 903, one or more wired or wireless network interfaces 904, one or more input and output interfaces 905, one or more keyboards 906, etc.
在一个具体的实施例中，资金发放处理设备包括有存储器，以及一个或一个以上的程序，其中一个或者一个以上程序存储于存储器中，且一个或者一个以上程序可以包括一个或一个以上模块，且每个模块可以包括对资金发放处理设备中的一系列计算机可执行指令，且经配置以由一个或者一个以上处理器执行该一个或者一个以上程序包含用于进行以下计算机可执行指令：In a specific embodiment, the fund disbursement processing device includes a memory and one or more programs, wherein the one or more programs are stored in the memory, and the one or more programs may include one or more modules, and each module may include a series of computer executable instructions for the fund disbursement processing device, and the one or more programs are configured to be executed by one or more processors, including computer executable instructions for performing the following:
对用工企业转入人资机构的结算账户的目标资金进行冻结；Freeze the target funds transferred by the employing enterprise to the settlement account of the human resources agency;
更新所述用工企业与所述结算账户绑定的记账子账户中的记账数额；Update the bookkeeping amount in the bookkeeping sub-account bound between the employing enterprise and the settlement account;
获取人资服务平台同步的所述用工企业提交的资金发放明细；Obtain the fund disbursement details submitted by the employing enterprise synchronized with the human resources service platform;
根据所述用工企业访问所述资金发放明细后提交的确认指令，按照所述资金发放明细对所述目标资金进行发放处理。According to the confirmation instruction submitted by the employing enterprise after accessing the fund disbursement details, the target funds are disbursed according to the fund disbursement details.
可选的，所述对用工企业转入人资机构的结算账户的目标资金进行冻结步骤执行之前，还包括：Optionally, before the step of freezing the target funds transferred from the employing enterprise to the settlement account of the human resources institution is executed, the step further includes:
根据所述用工企业提交的转账请求中包含的账户编号以及账户名，将所述目标资金转移至所述账户名对应的所述结算账户中；According to the account number and account name included in the transfer request submitted by the employing enterprise, the target funds are transferred to the settlement account corresponding to the account name;
其中，所述账户编号包括所述记账子账户的账户编号，所述账户名包括与所述记账子账户绑定的所述结算账户的账户名。The account number includes the account number of the accounting sub-account, and the account name includes the account name of the settlement account bound to the accounting sub-account.
可选的，所述结算账户由所述人资机构通过线下面签开通，所述记账子账户由所述用工企业通过线上申请开通；并且，所述结算账户中被冻结的目标资金对所述人资机构不可见，和/或，所述人资机构针对所述结算账户中所述目标资金的操作权限被冻结。Optionally, the settlement account is opened by the human resources institution through offline signing, and the accounting sub-account is opened by the employing enterprise through online application; and the frozen target funds in the settlement account are not visible to the human resources institution, and/or the human resources institution's operating authority over the target funds in the settlement account is frozen.
可选的，所述按照所述资金发放明细对所述目标资金进行发放处理，包括：Optionally, the disbursement process of the target funds according to the fund disbursement details includes:
根据所述资金发放明细中记录的目标发放用户以及用户发放信息，从所述结算账户中发放所述用户发放信息中包含的用户发放数额对应的目标资金；According to the target issuing user and the user issuing information recorded in the fund issuing details, issuing the target funds corresponding to the user issuing amount contained in the user issuing information from the settlement account;
基于所述用户发放数额同步更新所述记账子账户中的记账数额。The accounting amount in the accounting sub-account is synchronously updated based on the user payment amount.
可选的，所述根据所述用工企业访问所述资金发放明细后提交的确认指令，按照所述资金发放明细对所述目标资金进行发放处理，包括：Optionally, the process of disbursing the target funds according to the fund disbursement details according to the confirmation instruction submitted by the employing enterprise after accessing the fund disbursement details includes:
基于所述确认指令对所述目标资金进行解冻；Unfreezing the target funds based on the confirmation instruction;
按照所述资金发放明细对解冻后的目标资金进行发放处理。The unfrozen target funds will be distributed according to the fund distribution details.
可选的，所述对用工企业转入人资机构的结算账户的目标资金进行冻结步骤执行之前，还包括：Optionally, before the step of freezing the target funds transferred from the employing enterprise to the settlement account of the human resources institution is executed, the step further includes:
根据所述用工企业提交的转账请求中包含的账户编号以及账户名，将所述目标资金转移至所述账户名对应的基础资金账户中；According to the account number and account name contained in the transfer request submitted by the employing enterprise, the target funds are transferred to the basic fund account corresponding to the account name;
在检测到所述转账请求携带有联动标识的情况下，将所述联动资金从所述基础资金账户转移至所述联动标识对应的联动资金账户；When detecting that the transfer request carries a linkage identifier, transferring the linkage funds from the basic fund account to the linkage fund account corresponding to the linkage identifier;
其中，所述账户编号包括所述记账子账户的账户编号，所述账户名包括与所述记账子账户绑定的所述基础资金账户的账户名。The account number includes the account number of the accounting sub-account, and the account name includes the account name of the basic capital account bound to the accounting sub-account.
可选的，所述对用工企业转入人资机构的结算账户的目标资金进行冻结，包括：Optionally, freezing the target funds transferred from the employing enterprise to the settlement account of the human resources agency includes:
对所述联动资金账户中的所述目标资金进行冻结；所述联动资金账户由所述联动资金账户所属的联动人资机构通过线下面签开通；Freeze the target funds in the linkage fund account; the linkage fund account is opened by the linkage human resources institution to which the linkage fund account belongs through offline signing;
相应的，所述更新所述用工企业与所述结算账户绑定的记账子账户中的记账数额，包括：Accordingly, the updating of the bookkeeping amount in the bookkeeping sub-account bound between the employing enterprise and the settlement account includes:
基于所述联动资金账户中所述目标资金的资金数额，更新与所述基础资金账户绑定的所述记账子账户中的记账数额；Based on the amount of the target funds in the linkage fund account, updating the amount of the bookkeeping in the bookkeeping sub-account bound to the basic fund account;
其中，所述联动资金账户中的记账数额对所述人资机构和所述联动人资机构不可见，和/或，所述联动人资机构针对所述联动资金账户中所述目标资金的操作权限被冻结。The bookkeeping amount in the linkage fund account is not visible to the human resources institution and the linkage human resources institution, and/or the linkage human resources institution's operation authority for the target funds in the linkage fund account is frozen.
本说明书提供的一种存储介质实施例如下：An embodiment of a storage medium provided in this specification is as follows:
对应上述描述的一种资源发放处理方法，基于相同的技术构思，本说明书一个或多个实施例还提供一种存储介质。Corresponding to the resource distribution processing method described above, based on the same technical concept, one or more embodiments of this specification also provide a storage medium.
本实施例提供的存储介质，用于存储计算机可执行指令，所述计算机可执行指令在被执行时实现以下流程：The storage medium provided in this embodiment is used to store computer executable instructions, and the computer executable instructions implement the following process when executed:
对服务对象转入资源发放机构的结算账户的目标资源进行冻结；Freeze the target resources transferred by the service recipient to the settlement account of the resource issuing institution;
更新所述服务对象与所述结算账户绑定的记账子账户中的记账数额；Updating the bookkeeping amount in the bookkeeping sub-account bound between the service object and the settlement account;
获取服务对接平台同步的所述服务对象提交的资源发放明细；Obtain resource distribution details submitted by the service object synchronized with the service docking platform;
根据所述服务对象访问所述资源发放明细后提交的确认指令，按照所述资源发放明细对所述目标资源进行发放处理。According to the confirmation instruction submitted by the service object after accessing the resource distribution details, the target resource is distributed according to the resource distribution details.
可选的，所述对服务对象转入资源发放机构的结算账户的目标资源进行冻结流程执行之前，所述计算机可执行指令在被执行时还实现以下流程：Optionally, before the process of freezing the target resources transferred by the service object to the settlement account of the resource issuing institution is executed, the computer executable instructions further implement the following process when executed:
根据所述服务对象提交的转账请求中包含的账户编号以及账户名，将所述目标资源转移至所述账户名对应的所述结算账户中；According to the account number and account name included in the transfer request submitted by the service object, the target resource is transferred to the settlement account corresponding to the account name;
其中，所述账户编号包括所述记账子账户的账户编号，所述账户名包括与所述记账子账户绑定的所述结算账户的账户名。The account number includes the account number of the accounting sub-account, and the account name includes the account name of the settlement account bound to the accounting sub-account.
可选的，所述结算账户由所述资源发放机构通过线下面签开通，所述记账子账户由所述服务对象通过线上申请开通；并且，所述结算账户中被冻结的目标资源对所述资源发放机构不可见，和/或，所述资源发放机构针对所述结算账户中所述目标资源的操作权限被冻结。Optionally, the settlement account is opened by the resource issuing agency through offline signing, and the accounting sub-account is opened by the service object through online application; and the frozen target resources in the settlement account are not visible to the resource issuing agency, and/or the resource issuing agency's operating authority over the target resources in the settlement account is frozen.
可选的，所述按照所述资源发放明细对所述目标资源进行发放处理，包括：Optionally, the issuing of the target resource according to the resource issuing details includes:
根据所述资源发放明细中记录的目标发放用户以及用户发放信息，从所述结算账户中发放所述用户发放信息中包含的用户发放数额对应的目标资源；According to the target distribution user and user distribution information recorded in the resource distribution details, the target resources corresponding to the user distribution amount contained in the user distribution information are distributed from the settlement account;
基于所述用户发放数额同步更新所述记账子账户中的记账数额。The accounting amount in the accounting sub-account is synchronously updated based on the user payment amount.
可选的，所述根据所述服务对象访问所述资源发放明细后提交的确认指令，按照所述资源发放明细对所述目标资源进行发放处理，包括：Optionally, the step of performing release processing on the target resource according to the resource release details based on the confirmation instruction submitted by the service object after accessing the resource release details includes:
基于所述确认指令对所述目标资源进行解冻；Unfreeze the target resource based on the confirmation instruction;
按照所述资源发放明细对解冻后的目标资源进行发放处理。The unfrozen target resources are issued according to the resource issuance details.
可选的，所述对服务对象转入资源发放机构的结算账户的目标资源进行冻结流程执行之前，所述计算机可执行指令在被执行时还实现以下流程：Optionally, before the process of freezing the target resources transferred by the service object to the settlement account of the resource issuing institution is executed, the computer executable instructions further implement the following process when executed:
根据所述服务对象提交的转账请求中包含的账户编号以及账户名，将所述目标资源转移至所述账户名对应的基础资源账户中；According to the account number and account name included in the transfer request submitted by the service object, the target resource is transferred to the basic resource account corresponding to the account name;
在检测到所述转账请求携带有联动标识的情况下，将所述联动资源从所述基础资源账户转移至所述联动标识对应的联动资源账户；When detecting that the transfer request carries a linkage identifier, transferring the linkage resource from the basic resource account to the linkage resource account corresponding to the linkage identifier;
其中，所述账户编号包括所述记账子账户的账户编号，所述账户名包括与所述记账子账户绑定的所述基础资源账户的账户名。The account number includes the account number of the accounting sub-account, and the account name includes the account name of the basic resource account bound to the accounting sub-account.
可选的，所述对服务对象转入资源发放机构的结算账户的目标资源进行冻结，包括：Optionally, freezing the target resources transferred by the service object to the settlement account of the resource issuing institution includes:
对所述联动资源账户中的所述目标资源进行冻结；所述联动资源账户由所述联动资源账户所属的联动资源发放机构通过线下面签开通；Freezing the target resource in the linkage resource account; the linkage resource account is opened by the linkage resource issuing institution to which the linkage resource account belongs through offline signing;
相应的，所述更新所述服务对象与所述结算账户绑定的记账子账户中的记账数额，包括：Correspondingly, updating the accounting amount in the accounting sub-account bound between the service object and the settlement account includes:
基于所述联动资源账户中所述目标资源的资源数额，更新与所述基础资源账户绑定的所述记账子账户中的记账数额；其中，所述联动资源账户中的记账数额对所述资源发放机构和所述联动资源发放机构不可见，和/或，所述联动资源发放机构针对所述联动资源账户中所述目标资源的操作权限被冻结。Based on the resource amount of the target resource in the linkage resource account, the accounting amount in the accounting subaccount bound to the basic resource account is updated; wherein the accounting amount in the linkage resource account is not visible to the resource issuing agency and the linkage resource issuing agency, and/or the operation authority of the linkage resource issuing agency for the target resource in the linkage resource account is frozen.
本说明书提供的另一种存储介质实施例如下：Another storage medium embodiment provided in this specification is as follows:
对应上述描述的一种资金发放处理方法，基于相同的技术构思，本说明书一个或多个实施例还提供一种存储介质。Corresponding to the above-described method for processing fund disbursement, based on the same technical concept, one or more embodiments of this specification also provide a storage medium.
本实施例提供的存储介质，用于存储计算机可执行指令，所述计算机可执行指令在被执行时实现以下流程：The storage medium provided in this embodiment is used to store computer executable instructions, and the computer executable instructions implement the following process when executed:
对用工企业转入人资机构的结算账户的目标资金进行冻结；Freeze the target funds transferred by the employing enterprise to the settlement account of the human resources agency;
更新所述用工企业与所述结算账户绑定的记账子账户中的记账数额；Update the bookkeeping amount in the bookkeeping sub-account bound between the employing enterprise and the settlement account;
获取人资服务平台同步的所述用工企业提交的资金发放明细；Obtain the fund payment details submitted by the employing enterprise synchronized with the human resources service platform;
根据所述用工企业访问所述资金发放明细后提交的确认指令，按照所述资金发放明细对所述目标资金进行发放处理。According to the confirmation instruction submitted by the employing enterprise after accessing the fund disbursement details, the target funds are disbursed according to the fund disbursement details.
可选的，所述对用工企业转入人资机构的结算账户的目标资金进行冻结步骤执行之前，所述计算机可执行指令在被执行时还实现以下流程：Optionally, before the step of freezing the target funds transferred from the employing enterprise to the settlement account of the human resources institution is executed, the computer executable instructions further implement the following process when executed:
根据所述用工企业提交的转账请求中包含的账户编号以及账户名，将所述目标资金转移至所述账户名对应的所述结算账户中；According to the account number and account name included in the transfer request submitted by the employing enterprise, the target funds are transferred to the settlement account corresponding to the account name;
其中，所述账户编号包括所述记账子账户的账户编号，所述账户名包括与所述记账子账户绑定的所述结算账户的账户名。The account number includes the account number of the accounting sub-account, and the account name includes the account name of the settlement account bound to the accounting sub-account.
可选的，所述结算账户由所述人资机构通过线下面签开通，所述记账子账户由所述用工企业通过线上申请开通；并且，所述结算账户中被冻结的目标资金对所述人资机构不可见，和/或，所述人资机构针对所述结算账户中所述目标资金的操作权限被冻结。Optionally, the settlement account is opened by the human resources institution through offline signing, and the accounting sub-account is opened by the employing enterprise through online application; and the frozen target funds in the settlement account are not visible to the human resources institution, and/or the human resources institution's operating authority over the target funds in the settlement account is frozen.
可选的，所述按照所述资金发放明细对所述目标资金进行发放处理，包括：Optionally, the disbursement process of the target funds according to the fund disbursement details includes:
根据所述资金发放明细中记录的目标发放用户以及用户发放信息，从所述结算账户中发放所述用户发放信息中包含的用户发放数额对应的目标资金；According to the target issuing user and the user issuing information recorded in the fund issuing details, issuing the target funds corresponding to the user issuing amount contained in the user issuing information from the settlement account;
基于所述用户发放数额同步更新所述记账子账户中的记账数额。The accounting amount in the accounting sub-account is synchronously updated based on the user payment amount.
可选的，所述根据所述用工企业访问所述资金发放明细后提交的确认指令，按照所述资金发放明细对所述目标资金进行发放处理，包括：Optionally, the process of disbursing the target funds according to the fund disbursement details according to the confirmation instruction submitted by the employing enterprise after accessing the fund disbursement details includes:
基于所述确认指令对所述目标资金进行解冻；Unfreezing the target funds based on the confirmation instruction;
按照所述资金发放明细对解冻后的目标资金进行发放处理。The unfrozen target funds will be distributed according to the fund distribution details.
可选的，所述对用工企业转入人资机构的结算账户的目标资金进行冻结步骤执行之前，所述计算机可执行指令在被执行时还实现以下流程：Optionally, before the step of freezing the target funds transferred from the employing enterprise to the settlement account of the human resources institution is executed, the computer executable instructions further implement the following process when executed:
根据所述用工企业提交的转账请求中包含的账户编号以及账户名，将所述目标资金转移至所述账户名对应的基础资金账户中；According to the account number and account name contained in the transfer request submitted by the employing enterprise, the target funds are transferred to the basic fund account corresponding to the account name;
在检测到所述转账请求携带有联动标识的情况下，将所述联动资金从所述基础资金账户转移至所述联动标识对应的联动资金账户；When detecting that the transfer request carries a linkage identifier, transferring the linkage funds from the basic fund account to the linkage fund account corresponding to the linkage identifier;
其中，所述账户编号包括所述记账子账户的账户编号，所述账户名包括与所述记账子账户绑定的所述基础资金账户的账户名。The account number includes the account number of the accounting sub-account, and the account name includes the account name of the basic capital account bound to the accounting sub-account.
可选的，所述对用工企业转入人资机构的结算账户的目标资金进行冻结，包括：Optionally, freezing the target funds transferred from the employing enterprise to the settlement account of the human resources agency includes:
对所述联动资金账户中的所述目标资金进行冻结；所述联动资金账户由所述联动资金账户所属的联动人资机构通过线下面签开通；Freeze the target funds in the linkage fund account; the linkage fund account is opened by the linkage human resources institution to which the linkage fund account belongs through offline signing;
相应的，所述更新所述用工企业与所述结算账户绑定的记账子账户中的记账数额，包括：Accordingly, the updating of the bookkeeping amount in the bookkeeping sub-account bound between the employing enterprise and the settlement account includes:
基于所述联动资金账户中所述目标资金的资金数额，更新与所述基础资金账户绑定的所述记账子账户中的记账数额；Based on the amount of the target funds in the linkage fund account, updating the amount of the bookkeeping in the bookkeeping sub-account bound to the basic fund account;
其中，所述联动资金账户中的记账数额对所述人资机构和所述联动人资机构不可见，和/或，所述联动人资机构针对所述联动资金账户中所述目标资金的操作权限被冻结。The bookkeeping amount in the linkage fund account is not visible to the human resources institution and the linkage human resources institution, and/or the linkage human resources institution's operation authority for the target funds in the linkage fund account is frozen.
需要说明的是，本说明书中关于存储介质的实施例与本说明书中关于资源发放处理方法的实施例基于同一发明构思，因此该实施例的具体实施可以参见前述对应方法的实施，重复之处不再赘述。It should be noted that the embodiment of the storage medium in this specification and the embodiment of the resource issuance processing method in this specification are based on the same inventive concept, so the specific implementation of this embodiment can refer to the implementation of the aforementioned corresponding method, and the repeated parts will not be repeated.
上述对本说明书特定实施例进行了描述。其它实施例在所附权利要求书的范围内。在一些情况下，在权利要求书中记载的动作或步骤可以按照不同于实施例中的顺序来执行并且仍然可以实现期望的结果。另外，在附图中描绘的过程不一定要求示出的特定顺序或者连续顺序才能实现期望的结果。在某些实施方式中，多任务处理和并行处理也是可以的或者可能是有利的。The above is a description of a specific embodiment of the present specification. Other embodiments are within the scope of the appended claims. In some cases, the actions or steps recorded in the claims can be performed in an order different from that in the embodiments and still achieve the desired results. In addition, the processes depicted in the accompanying drawings do not necessarily require the specific order or continuous order shown to achieve the desired results. In some embodiments, multitasking and parallel processing are also possible or may be advantageous.
在20世纪30年代，对于一个技术的改进可以很明显地区分是硬件上的改进(例如，对二极管、晶体管、开关等电路结构的改进)还是软件上的改进(对于方法流程的改进)。然而，随着技术的发展，当今的很多方法流程的改进已经可以视为硬件电路结构的直接改进。设计人员几乎都通过将改进的方法流程编程到硬件电路中来得到相应的硬件电路结构。因此，不能说一个方法流程的改进就不能用硬件实体模块来实现。例如，可编程逻辑器件(Programmable Logic Device，PLD)(例如现场可编程门阵列(Field Programmable GateArray，FPGA))就是这样一种集成电路，其逻辑功能由用户对器件编程来确定。由设计人员自行编程来把一个数字系统“集成”在一片PLD上，而不需要请芯片制造厂商来设计和制作专用的集成电路芯片。而且，如今，取代手工地制作集成电路芯片，这种编程也多半改用“逻辑编译器(logic compiler)”软件来实现，它与程序开发撰写时所用的软件编译器相类似，而要编译之前的原始代码也得用特定的编程语言来撰写，此称之为硬件描述语言(Hardware Description Language，HDL)，而HDL也并非仅有一种，而是有许多种，如ABEL(Advanced Boolean Expression Language)、AHDL(Altera Hardware DescriptionLanguage)、Confluence、CUPL(Cornell University Programming Language)、HDCal、JHDL(Java Hardware Description Language)、Lava、Lola、MyHDL、PALASM、RHDL(RubyHardware Description Language)等，目前最普遍使用的是VHDL(Very-High-SpeedIntegrated Circuit Hardware Description Language)与Verilog。本领域技术人员也应该清楚，只需要将方法流程用上述几种硬件描述语言稍作逻辑编程并编程到集成电路中，就可以很容易得到实现该逻辑方法流程的硬件电路。In the 1930s, improvements to a technology could be clearly distinguished as hardware improvements (for example, improvements to the circuit structure of diodes, transistors, switches, etc.) or software improvements (improvements to the method flow). However, with the development of technology, many improvements to the method flow today can be regarded as direct improvements to the hardware circuit structure. Designers almost always obtain the corresponding hardware circuit structure by programming the improved method flow into the hardware circuit. Therefore, it cannot be said that an improvement in a method flow cannot be implemented using a hardware entity module. For example, a programmable logic device (PLD) (such as a field programmable gate array (FPGA)) is such an integrated circuit whose logical function is determined by the user's programming of the device. Designers can "integrate" a digital system on a PLD by programming it themselves, without having to ask a chip manufacturer to design and produce a dedicated integrated circuit chip. Moreover, nowadays, instead of manually making integrated circuit chips, this kind of programming is mostly implemented by "logic compiler" software, which is similar to the software compiler used when developing and writing programs, and the original code before compilation must also be written in a specific programming language, which is called hardware description language (HDL). There is not only one HDL, but many kinds, such as ABEL (Advanced Boolean Expression Language), AHDL (Altera Hardware Description Language), Confluence, CUPL (Cornell University Programming Language), HDCal, JHDL (Java Hardware Description Language), Lava, Lola, MyHDL, PALASM, RHDL (Ruby Hardware Description Language), etc. The most commonly used ones are VHDL (Very-High-Speed Integrated Circuit Hardware Description Language) and Verilog. Those skilled in the art should also know that it is only necessary to program the method flow slightly in the above-mentioned hardware description languages and program it into the integrated circuit, and then it is easy to obtain the hardware circuit that implements the logic method flow.
控制器可以按任何适当的方式实现，例如，控制器可以采取例如微处理器或处理器以及存储可由该(微)处理器执行的计算机可读程序代码(例如软件或固件)的计算机可读介质、逻辑门、开关、专用集成电路(Application Specific Integrated Circuit，ASIC)、可编程逻辑控制器和嵌入微控制器的形式，控制器的例子包括但不限于以下微控制器：ARC 625D、Atmel AT91SAM、Microchip PIC18F26K20以及Silicone Labs C8051F320，存储器控制器还可以被实现为存储器的控制逻辑的一部分。本领域技术人员也知道，除了以纯计算机可读程序代码方式实现控制器以外，完全可以通过将方法步骤进行逻辑编程来使得控制器以逻辑门、开关、专用集成电路、可编程逻辑控制器和嵌入微控制器等的形式来实现相同功能。因此这种控制器可以被认为是一种硬件部件，而对其内包括的用于实现各种功能的装置也可以视为硬件部件内的结构。或者甚至，可以将用于实现各种功能的装置视为既可以是实现方法的软件模块又可以是硬件部件内的结构。The controller can be implemented in any appropriate manner, for example, the controller can take the form of a microprocessor or processor and a computer-readable medium storing a computer-readable program code (such as software or firmware) that can be executed by the (micro)processor, a logic gate, a switch, an application-specific integrated circuit (ASIC), a programmable logic controller, and an embedded microcontroller. Examples of controllers include, but are not limited to, the following microcontrollers: ARC 625D, Atmel AT91SAM, Microchip PIC18F26K20, and Silicone Labs C8051F320. The memory controller can also be implemented as part of the control logic of the memory. Those skilled in the art also know that in addition to implementing the controller in a purely computer-readable program code manner, the controller can be implemented in the form of a logic gate, a switch, an application-specific integrated circuit, a programmable logic controller, and an embedded microcontroller by logically programming the method steps. Therefore, this controller can be considered as a hardware component, and the devices included therein for implementing various functions can also be regarded as structures within the hardware component. Or even, the devices for implementing various functions can be regarded as both software modules for implementing the method and structures within the hardware component.
上述实施例阐明的系统、装置、模块或单元，具体可以由计算机芯片或实体实现，或者由具有某种功能的产品来实现。一种典型的实现设备为计算机。具体的，计算机例如可以为个人计算机、膝上型计算机、蜂窝电话、相机电话、智能电话、个人数字助理、媒体播放器、导航设备、电子邮件设备、游戏控制台、平板计算机、可穿戴设备或者这些设备中的任何设备的组合。The systems, devices, modules or units described in the above embodiments may be implemented by computer chips or entities, or by products with certain functions. A typical implementation device is a computer. Specifically, the computer may be, for example, a personal computer, a laptop computer, a cellular phone, a camera phone, a smart phone, a personal digital assistant, a media player, a navigation device, an email device, a game console, a tablet computer, a wearable device, or a combination of any of these devices.
为了描述的方便，描述以上装置时以功能分为各种单元分别描述。当然，在实施本说明书实施例时可以把各单元的功能在同一个或多个软件和/或硬件中实现。For the convenience of description, the above devices are described in terms of functions and are divided into various units. Of course, when implementing the embodiments of this specification, the functions of each unit can be implemented in the same or multiple software and/or hardware.
本领域内的技术人员应明白，本说明书一个或多个实施例可提供为方法、系统或计算机程序产品。因此，本说明书一个或多个实施例可采用完全硬件实施例、完全软件实施例、或结合软件和硬件方面的实施例的形式。而且，本说明书可采用在一个或多个其中包含有计算机可用程序代码的计算机可用存储介质(包括但不限于磁盘存储器、CD-ROM、光学存储器等)上实施的计算机程序产品的形式。It should be understood by those skilled in the art that one or more embodiments of this specification may be provided as a method, system or computer program product. Therefore, one or more embodiments of this specification may take the form of a complete hardware embodiment, a complete software embodiment, or an embodiment combining software and hardware. Moreover, this specification may take the form of a computer program product implemented on one or more computer-usable storage media (including but not limited to disk storage, CD-ROM, optical storage, etc.) containing computer-usable program code.
本说明书是参照根据本说明书实施例的方法、设备(系统)、和计算机程序产品的流程图和/或方框图来描述的。应理解可由计算机程序指令实现流程图和/或方框图中的每一流程和/或方框、以及流程图和/或方框图中的流程和/或方框的结合。可提供这些计算机程序指令到通用计算机、专用计算机、嵌入式处理机或其他可编程数据处理设备的处理器以产生一个机器，使得通过计算机或其他可编程数据处理设备的处理器执行的指令产生用于实现在流程图一个流程或多个流程和/或方框图一个方框或多个方框中指定的功能的装置。This specification is described with reference to the flowchart and/or block diagram of the method, device (system), and computer program product according to the embodiment of this specification. It should be understood that each process and/or box in the flowchart and/or block diagram, as well as the combination of the process and/or box in the flowchart and/or block diagram can be implemented by computer program instructions. These computer program instructions can be provided to a processor of a general-purpose computer, a special-purpose computer, an embedded processor or other programmable data processing device to produce a machine, so that the instructions executed by the processor of the computer or other programmable data processing device produce a device for implementing the functions specified in one process or multiple processes in the flowchart and/or one box or multiple boxes in the block diagram.
这些计算机程序指令也可存储在能引导计算机或其他可编程数据处理设备以特定方式工作的计算机可读存储器中，使得存储在该计算机可读存储器中的指令产生包括指令装置的制造品，该指令装置实现在流程图一个流程或多个流程和/或方框图一个方框或多个方框中指定的功能。These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing device to work in a specific manner, so that the instructions stored in the computer-readable memory produce a manufactured product including an instruction device that implements the functions specified in one or more processes in the flowchart and/or one or more boxes in the block diagram.
这些计算机程序指令也可装载到计算机或其他可编程数据处理设备上，使得在计算机或其他可编程设备上执行一系列操作步骤以产生计算机实现的处理，从而在计算机或其他可编程设备上执行的指令提供用于实现在流程图一个流程或多个流程和/或方框图一个方框或多个方框中指定的功能的步骤。These computer program instructions may also be loaded onto a computer or other programmable data processing device so that a series of operational steps are executed on the computer or other programmable device to produce a computer-implemented process, whereby the instructions executed on the computer or other programmable device provide steps for implementing the functions specified in one or more processes in the flowchart and/or one or more boxes in the block diagram.
在一个典型的配置中，计算设备包括一个或多个处理器(CPU)、输入/输出接口、网络接口和内存。In a typical configuration, a computing device includes one or more processors (CPU), input/output interfaces, network interfaces, and memory.
内存可能包括计算机可读介质中的非永久性存储器，随机存取存储器(RAM)和/或非易失性内存等形式，如只读存储器(ROM)或闪存(flash RAM)。内存是计算机可读介质的示例。The memory may include non-permanent storage in a computer-readable medium, random access memory (RAM) and/or non-volatile memory in the form of read-only memory (ROM) or flash RAM. The memory is an example of a computer-readable medium.
计算机可读介质包括永久性和非永久性、可移动和非可移动媒体可以由任何方法或技术来实现信息存储。信息可以是计算机可读指令、数据结构、程序的模块或其他数据。计算机的存储介质的例子包括，但不限于相变内存(PRAM)、静态随机存取存储器(SRAM)、动态随机存取存储器(DRAM)、其他类型的随机存取存储器(RAM)、只读存储器(ROM)、电可擦除可编程只读存储器(EEPROM)、快闪记忆体或其他内存技术、只读光盘只读存储器(CD-ROM)、数字多功能光盘(DVD)或其他光学存储、磁盒式磁带，磁带磁磁盘存储或其他磁性存储设备或任何其他非传输介质，可用于存储可以被计算设备访问的信息。按照本文中的界定，计算机可读介质不包括暂存电脑可读媒体(transitory media)，如调制的数据信号和载波。Computer readable media include permanent and non-permanent, removable and non-removable media that can be implemented by any method or technology to store information. Information can be computer readable instructions, data structures, program modules or other data. Examples of computer storage media include, but are not limited to, phase change memory (PRAM), static random access memory (SRAM), dynamic random access memory (DRAM), other types of random access memory (RAM), read-only memory (ROM), electrically erasable programmable read-only memory (EEPROM), flash memory or other memory technology, compact disk read-only memory (CD-ROM), digital versatile disk (DVD) or other optical storage, magnetic cassettes, magnetic tape magnetic disk storage or other magnetic storage devices or any other non-transmission media that can be used to store information that can be accessed by a computing device. As defined herein, computer readable media does not include temporary computer readable media (transitory media), such as modulated data signals and carrier waves.
还需要说明的是，术语“包括”、“包含”或者其任何其他变体意在涵盖非排他性的包含，从而使得包括一系列要素的过程、方法、商品或者设备不仅包括那些要素，而且还包括没有明确列出的其他要素，或者是还包括为这种过程、方法、商品或者设备所固有的要素。在没有更多限制的情况下，由语句“包括一个……”限定的要素，并不排除在包括所述要素的过程、方法、商品或者设备中还存在另外的相同要素。It should also be noted that the terms "include", "comprises" or any other variations thereof are intended to cover non-exclusive inclusion, so that a process, method, commodity or device including a series of elements includes not only those elements, but also other elements not explicitly listed, or also includes elements inherent to such process, method, commodity or device. In the absence of more restrictions, the elements defined by the sentence "comprises a ..." do not exclude the existence of other identical elements in the process, method, commodity or device including the elements.
本说明书一个或多个实施例可以在由计算机执行的计算机可执行指令的一般上下文中描述，例如程序模块。一般地，程序模块包括执行特定任务或实现特定抽象数据类型的例程、程序、对象、组件、数据结构等等。也可以在分布式计算环境中实践本说明书的一个或多个实施例，在这些分布式计算环境中，由通过通信网络而被连接的远程处理设备来执行任务。在分布式计算环境中，程序模块可以位于包括存储设备在内的本地和远程计算机存储介质中。One or more embodiments of the present specification may be described in the general context of computer-executable instructions executed by a computer, such as program modules. Generally, program modules include routines, programs, objects, components, data structures, etc. that perform specific tasks or implement specific abstract data types. One or more embodiments of the present specification may also be practiced in distributed computing environments where tasks are performed by remote processing devices connected through a communication network. In a distributed computing environment, program modules may be located in local and remote computer storage media, including storage devices.
本说明书中的各个实施例均采用递进的方式描述，各个实施例之间相同相似的部分互相参见即可，每个实施例重点说明的都是与其他实施例的不同之处。尤其，对于系统实施例而言，由于其基本相似于方法实施例，所以描述的比较简单，相关之处参见方法实施例的部分说明即可。Each embodiment in this specification is described in a progressive manner, and the same or similar parts between the embodiments can be referred to each other, and each embodiment focuses on the differences from other embodiments. In particular, for the system embodiment, since it is basically similar to the method embodiment, the description is relatively simple, and the relevant parts can be referred to the partial description of the method embodiment.
以上所述仅为本文件的实施例而已，并不用于限制本文件。对于本领域技术人员来说，本文件可以有各种更改和变化。凡在本文件的精神和原理之内所作的任何修改、等同替换、改进等，均应包含在本文件的权利要求范围之内。The above description is only an embodiment of this document and is not intended to limit this document. For those skilled in the art, this document may have various changes and variations. Any modification, equivalent replacement, improvement, etc. made within the spirit and principle of this document should be included in the scope of the claims of this document.
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