Background
With the development of economic globalization, the current commercial operation presents collaboration, globalization, diversification and informatization, and particularly with the high-speed development of the internet of things, the current products can be effectively managed from ordering, production, warehousing to sale through the internet of things.
The prior art product-supply-chain transaction system generally comprises a platform side and a customer processing side. Today, price is gradually transparent, the profit of commodities has certain uncontrollable risk, and especially on the premise that a plurality of suppliers exist, products of different suppliers have unstable fluctuation due to the influence of factors such as raw materials, labor force, war risk, transportation and the like in each region.
In order to obtain the maximum profit, large-scale multinational companies often need a financial risk management system to intervene in the processes of manufacturing, transporting, buying and selling goods so as to obtain the maximum profit.
Meanwhile, the financial risk management system can also rely on a real-time Internet of things monitoring system to minimize the operation risk of enterprises, and various processing resources are fully utilized on the premise of no default so as to obtain the maximum profit.
Disclosure of Invention
The invention aims to overcome the defects of the prior art and provides a supply chain financial risk management system based on the Internet of things.
A supply chain financial risk management system based on the Internet of things comprises a platform end, wherein the platform end is provided with a plurality of transaction units, and the transaction units correspond to a target customer;
the target customer corresponds to at least one commodity information, and the commodity information comprises production information, transportation information, storage information and delivery information.
The production information comprises real-time processing information of the product and real-time operation information of the agent factory. The real-time processing information of the product is collected and fed back in real time through a management system of a processing field, such as intelligent workshop control. The real-time operation information of the agent includes occupation condition, utilization rate, personnel loss condition and the like of processing resources of the agent, and also includes real-time economic dynamics of the agent location, such as environmental protection policy, major event influence, war possibility, exchange rate change and the like.
The transaction unit is internally provided with a cost accounting unit, a profit accounting unit and time accumulation, and feeds back the information in real time through the Internet.
The cost accounting unit carries out comprehensive calculation aiming at factors such as real-time processing time, raw material price during processing, real-time raw material price, possible price of future raw materials, equipment loss and the like, so as to obtain a dynamic cost. The dynamic cost includes two parts, the actual cost and the possible cost in the future, and the two parts are added by a certain coefficient.
The profit accounting module calculates the completed price, the real-time transaction price and the possible future transaction price of the commodity, and then subtracts the dynamic cost presented by the cost accounting unit, thereby obtaining a comprehensive profit quotation.
The time accumulation includes production time, transportation time and residence time of the warehousing stage, the time is not a simple accumulated time, but is a time related to cost obtained by multiplying each part by a corresponding system, wherein the coefficient of the production time is more than 1, the time of the warehousing stage is usually less than 1, and according to the actual condition of a specific warehousing warehouse, the coefficient of the warehousing stage presents a dynamic change value, and the change is based on the land use cost and the personnel cost of the warehouse location on one hand and the warehousing time of the commodity on the other hand. Since the commodity has a certain life cycle, the change of the setting coefficient is in a certain rising trend. That is, when the time spent in the warehouse is too long, the coefficient will rise to a certain extent, so as to increase the risk level of the product, that is, the target customer corresponding to the product may have a default risk.
Preferably, the commodity information is recorded by two-dimensional codes, and each procedure needs to be recorded by scanning codes.
Preferably, the accumulated time duration in the warehousing information is multiplied by the warehousing coefficient X and then calculated into the time accumulation.
Preferably, said value of X is between 0.2 and 0.8.
Has the advantages that:
this system carries out abundant, real-time collection with commodity information through the thing networking to ensure that commodity by production, transport shipment controllable all the time, and through the real-time feedback mechanism of commodity, with the real-time production ability, the real-time production condition of knowing different suppliers, thereby carry out the management and control of financial risk, and promote the profit of enterprise.
Detailed Description
For the purpose of enhancing understanding of the present invention, the present invention will be further described in detail with reference to the following examples, which are provided for illustration only and are not to be construed as limiting the scope of the present invention.
A supply chain financial risk management system based on the Internet of things comprises a platform end, wherein the platform end is provided with a plurality of transaction units, and the transaction units correspond to a target customer;
the target customer corresponds to at least one commodity information, and the commodity information comprises production information, transportation information, storage information and delivery information;
the transaction unit is internally provided with a cost accounting unit, a profit accounting unit and time accumulation, and feeds back the information in real time through the Internet.
The commodity information adopts the two-dimensional code record, and every process all needs to sweep the sign indicating number record.
The production information includes real-time processing information of the product and real-time operation information of the foundry.
The accumulated time length in the warehousing information is multiplied by the warehousing coefficient X (0.6) and then is calculated into the time accumulation.
The above description is only for the purpose of illustrating the preferred embodiments of the present invention and is not to be construed as limiting the invention, and any modifications, equivalents, improvements and the like that fall within the spirit and principle of the present invention are intended to be included therein.