CN111182503A - Intelligent vehicle insurance evaluation method and system based on multi-data fusion analysis - Google Patents
Intelligent vehicle insurance evaluation method and system based on multi-data fusion analysisDownload PDFInfo
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- CN111182503A CN111182503ACN201911405686.1ACN201911405686ACN111182503ACN 111182503 ACN111182503 ACN 111182503ACN 201911405686 ACN201911405686 ACN 201911405686ACN 111182503 ACN111182503 ACN 111182503A
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- H04W4/44—Services specially adapted for particular environments, situations or purposes for vehicles, e.g. vehicle-to-pedestrians [V2P] for communication between vehicles and infrastructures, e.g. vehicle-to-cloud [V2C] or vehicle-to-home [V2H]
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- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/08—Insurance
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- H04W28/0278—Traffic management, e.g. flow control or congestion control using buffer status reports
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- H04W48/06—Access restriction performed under specific conditions based on traffic conditions
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- H04W48/00—Access restriction; Network selection; Access point selection
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- H04W72/12—Wireless traffic scheduling
- H04W72/1263—Mapping of traffic onto schedule, e.g. scheduled allocation or multiplexing of flows
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Abstract
Description
Technical Field
The invention relates to the technical field of vehicle insurance evaluation, in particular to an intelligent vehicle insurance evaluation method and system based on multi-data fusion analysis.
Background
Risk Assessment (Risk Assessment) refers to the task of quantitatively assessing the likelihood of impact and loss on various aspects of a person's life, property, etc., before or after (but not before) a Risk event occurs.
Prior art CN108596434B discloses a fraud detection and risk assessment method, system, device and computer readable storage medium. The method comprises the following steps: acquiring original data of a client user; extracting feature data from the raw data by using a data processing algorithm; inputting the characteristic data into a machine learning model which is obtained by pre-training and is matched with the characteristic data, generating a model output result and uploading the model output result to a server; and outputting fraud detection and risk assessment results by utilizing a wind control decision engine in combination with the model output results and the historical data and third-party data associated with the client user.
The information disclosed in this background section is only for enhancement of understanding of the general background of the invention and should not be taken as an acknowledgement or any form of suggestion that this information forms the prior art already known to a person skilled in the art.
Disclosure of Invention
The invention aims to provide an intelligent vehicle insurance evaluation method and system based on multi-data fusion analysis, which can overcome the defects of the prior art.
In order to achieve the purpose, the invention provides an intelligent vehicle insurance evaluation method based on multi-data fusion analysis, which is characterized by comprising the following steps: the intelligent vehicle insurance evaluation method based on multi-data fusion analysis comprises the following steps:
collecting vehicle-related information by a vehicle-mounted mobile terminal;
establishing communication connection between the vehicle-mounted mobile terminal and the base station;
responding to the communication connection established with the base station, and sending a scheduling request to the base station by the vehicle-mounted mobile terminal;
in response to receiving the scheduling request, transmitting, by the base station, a first uplink grant to the in-vehicle mobile terminal;
in response to receiving the first uplink grant, transmitting, by the in-vehicle mobile terminal, a buffer status report to the base station on an uplink resource indicated by the first uplink grant;
in response to the received cache state report, the base station judges whether the size of the data to be sent by the vehicle-mounted mobile terminal is larger than a data volume threshold value or not;
and if the size of the data to be sent by the vehicle-mounted mobile terminal is judged to be larger than the data volume threshold value, sending a communication connection reconfiguration message to the vehicle-mounted mobile terminal by the base station, wherein the communication connection reconfiguration message at least comprises a frequency band in which the WLAN access point works, a working bandwidth of the WLAN access point and an RSRP threshold value used for the WLAN access point.
In a preferred embodiment, the intelligent vehicle insurance evaluation method based on the multidata fusion analysis comprises the following steps:
in response to receiving the connection reconfiguration message, listening, by the in-vehicle mobile terminal, on a frequency band in which the WLAN access point operates, for a reference signal transmitted by the WLAN access point;
in response to monitoring the reference signal sent by the WLAN access point, the vehicle-mounted mobile terminal judges whether the RSRP of the received reference signal is greater than the RSRP threshold value for the WLAN access point;
if the RSRP of the received reference signal is judged to be larger than the RSRP threshold value of the WLAN access point, the vehicle-mounted mobile terminal sends a WLAN measurement report to the base station, wherein the WLAN measurement report comprises BSSID of the WLAN and the RSRP of the received reference signal;
sending, by the base station, a WLAN access point join request message to the WLAN access point in response to receiving the WLAN measurement report;
in response to receiving the WLAN access point joining request message, the WLAN access point judges whether the load of the WLAN access point is greater than a load threshold;
if the load of the WLAN access point is judged to be larger than the load threshold, the WLAN access point sends a joining rejection message to the base station;
sending, by the base station, a second uplink grant to the in-vehicle mobile terminal in response to receiving the join rejection message;
in response to receiving the second uplink grant, transmitting, by the in-vehicle mobile terminal, vehicle-related information to the base station on uplink resources indicated by the second uplink grant.
In a preferred embodiment, the intelligent vehicle insurance evaluation method based on the multidata fusion analysis comprises the following steps:
if the load of the WLAN access point is judged to be smaller than the load threshold, the WLAN access point sends a join allowing message to the base station;
responding to the received join permission message, sending a second communication connection reconfiguration message to the vehicle-mounted mobile terminal by the base station, wherein the second communication connection reconfiguration message at least comprises a command for requiring the vehicle-mounted mobile terminal to establish communication connection with the WLAN access point;
establishing, by the vehicle-mounted mobile terminal, an association with the WLAN access point in response to receiving the second communication connection reconfiguration message;
if the vehicle-mounted mobile terminal successfully establishes the association with the WLAN access point, generating a first code representing that the association with the WLAN access point is successfully established by the vehicle-mounted mobile terminal;
and responding to the generated first code, and sending a communication connection reconfiguration completion message to the base station by the vehicle-mounted mobile terminal, wherein the communication connection reconfiguration completion message comprises the first code.
In a preferred embodiment, the intelligent vehicle insurance evaluation method based on the multidata fusion analysis comprises the following steps:
in response to successfully establishing an association with the WLAN access point, sending, by the vehicle-mounted mobile terminal, a portion of vehicle-related information to the WLAN access point;
sending, by the base station, a third uplink grant to the in-vehicle mobile terminal in response to receiving the communication connection reconfiguration complete message;
in response to receiving the third uplink grant, transmitting, by the in-vehicle mobile terminal, another portion of the vehicle-related information to the base station on the uplink resource indicated by the third uplink grant;
in response to receiving the portion of the vehicle-related information, transmitting, by the WLAN access point, the portion of the vehicle-related information to the base station;
if the vehicle-mounted mobile terminal fails to establish association with the WLAN access point, inquiring the WLAN access point about the reason of failure by the vehicle-mounted mobile terminal;
if the failure reason is an unknown error, generating a second code representing that the unknown error occurs when the association with the WLAN access point is established by the vehicle-mounted mobile terminal;
responding to the generation of the second code, and sending a communication connection reconfiguration completion message to the base station by the vehicle-mounted mobile terminal, wherein the communication connection reconfiguration completion message comprises the second code;
in response to receiving the second code, instructing, by the base station, the in-vehicle mobile terminal to again attempt to associate with the WLAN access point after a predetermined time interval.
In a preferred embodiment, the intelligent vehicle insurance evaluation method based on the multidata fusion analysis comprises the following steps:
if the failure reason is that the vehicle-mounted mobile terminal does not support the data rate used by the WLAN access point, generating a third code representing that the vehicle-mounted mobile terminal is not matched with the WLAN access point rate by the vehicle-mounted mobile terminal;
responding to the generation of the third code, and sending a communication connection reconfiguration completion message to the base station by the vehicle-mounted mobile terminal, wherein the communication connection reconfiguration completion message comprises the third code;
instructing, by the base station, the in-vehicle mobile terminal to attempt to establish an association with the other WLAN access point in response to receiving the third code;
if the failure reason is that the WLAN access point does not have enough cache to receive the message to be sent by the vehicle-mounted mobile terminal, generating a fourth code representing that the WLAN access point does not have enough storage space by the vehicle-mounted mobile terminal;
responding to the generation of the fourth code, and sending a communication connection reconfiguration completion message to the base station by the vehicle-mounted mobile terminal, wherein the communication connection reconfiguration completion message comprises the fourth code;
in response to receiving the fourth code, instructing, by the base station, the in-vehicle mobile terminal to again attempt to associate with the WLAN access point after a predetermined time interval.
The invention provides an intelligent vehicle insurance evaluation system based on multi-data fusion analysis, which is characterized in that: the intelligent vehicle insurance evaluation system based on multi-data fusion analysis comprises:
a unit for collecting vehicle-related information by an in-vehicle mobile terminal;
a unit for establishing a communication connection with a base station by an in-vehicle mobile terminal;
means for transmitting, by the in-vehicle mobile terminal, a scheduling request to the base station in response to establishing a communication connection with the base station;
means for transmitting, by a base station, a first uplink grant to an in-vehicle mobile terminal in response to receiving a scheduling request;
means for transmitting, by the in-vehicle mobile terminal, a buffer status report to the base station on an uplink resource indicated by the first uplink grant in response to receiving the first uplink grant;
a unit for responding to the received buffer status report, and judging whether the size of the data to be sent by the vehicle-mounted mobile terminal is larger than a data volume threshold value by the base station;
and a unit, configured to send, by the base station, a communication connection reconfiguration message to the vehicle-mounted mobile terminal if it is determined that the size of the data to be sent by the vehicle-mounted mobile terminal is greater than the data volume threshold, where the communication connection reconfiguration message at least includes a frequency band in which the WLAN access point operates, an operating bandwidth of the WLAN access point, and an RSRP threshold for the WLAN access point.
In a preferred embodiment, the intelligent vehicle insurance evaluation system based on multi-data fusion analysis comprises:
means for monitoring, by the in-vehicle mobile terminal, a reference signal transmitted by the WLAN access point on a frequency band in which the WLAN access point operates in response to receiving the connection reconfiguration message;
means for determining, by the in-vehicle mobile terminal, whether an RSRP of the received reference signal is greater than an RSRP threshold value for the WLAN access point in response to monitoring the reference signal sent by the WLAN access point;
means for sending, by the in-vehicle mobile terminal, a WLAN measurement report to the base station if it is determined that the RSRP of the received reference signal is greater than an RSRP threshold value for the WLAN access point, wherein the WLAN measurement report includes a BSSID of the WLAN and the RSRP of the received reference signal;
means for transmitting, by a base station, a WLAN access point join request message to a WLAN access point in response to receiving a WLAN measurement report;
means for determining, by the WLAN access point, whether a load of the WLAN access point is greater than a load threshold in response to receiving the WLAN access point join request message;
means for sending a join rejection message from the WLAN access point to the base station if it is determined that the load of the WLAN access point is greater than the load threshold;
means for transmitting, by the base station, a second uplink grant to the in-vehicle mobile terminal in response to receiving the join rejection message;
means for transmitting, by the in-vehicle mobile terminal, the vehicle-related information to the base station on the uplink resource indicated by the second uplink grant in response to receiving the second uplink grant.
In a preferred embodiment, the intelligent vehicle insurance evaluation system based on multi-data fusion analysis comprises:
means for sending a join permission message from the WLAN access point to the base station if it is determined that the load of the WLAN access point is less than the load threshold;
the base station is used for responding to the received join permission message and sending a second communication connection reconfiguration message to the vehicle-mounted mobile terminal, wherein the second communication connection reconfiguration message at least comprises a command for requiring the vehicle-mounted mobile terminal to establish communication connection with the WLAN access point;
means for establishing, by the in-vehicle mobile terminal, an association with the WLAN access point in response to receiving the second communication connection reconfiguration message;
a unit that generates, by the in-vehicle mobile terminal, a first code indicating that association with the WLAN access point is successfully established if the in-vehicle mobile terminal is successfully established with the WLAN access point;
and the vehicle-mounted mobile terminal is used for responding to the generated first code and sending a communication connection reconfiguration completion message to the base station, wherein the communication connection reconfiguration completion message comprises the first code.
In a preferred embodiment, the intelligent vehicle insurance evaluation system based on multi-data fusion analysis comprises:
means for transmitting, by the in-vehicle mobile terminal, a portion of the vehicle-related information to the WLAN access point in response to successfully establishing an association with the WLAN access point;
means for transmitting, by the base station, a third uplink grant to the in-vehicle mobile terminal in response to receiving the communication connection reconfiguration complete message;
means for transmitting, by the in-vehicle mobile terminal, another portion of the vehicle-related information to the base station on uplink resources indicated by the third uplink grant in response to receiving the third uplink grant;
means for transmitting, by the WLAN access point, the portion of the vehicle-related information to the base station in response to receiving the portion of the vehicle-related information;
means for querying, by the in-vehicle mobile terminal, the WLAN access point for a reason for failure if the in-vehicle mobile terminal fails to establish an association with the WLAN access point;
means for generating, by the in-vehicle mobile terminal, a second code indicating that an unknown error occurred when establishing association with the WLAN access point, if the cause of the failure is the unknown error;
a unit for responding to the generation of the second code, and sending a communication connection reconfiguration completion message to the base station by the vehicle-mounted mobile terminal, wherein the communication connection reconfiguration completion message comprises the second code;
means for instructing, by the base station, the in-vehicle mobile terminal to attempt to associate with the WLAN access point again after a predetermined time interval in response to receiving the second code.
In a preferred embodiment, the intelligent vehicle insurance evaluation system based on multi-data fusion analysis comprises:
means for generating, by the in-vehicle mobile terminal, a third code indicating that the in-vehicle mobile terminal does not match the WLAN access point rate if the failure cause is that the in-vehicle mobile terminal does not support the data rate used by the WLAN access point;
means for sending, by the vehicle-mounted mobile terminal, a communication connection reconfiguration complete message to the base station in response to generating the third code, wherein the communication connection reconfiguration complete message includes the third code;
means for instructing, by the base station, the in-vehicle mobile terminal to attempt to establish an association with other WLAN access points in response to receiving the third code;
means for generating, by the in-vehicle mobile terminal, a fourth code indicating that the WLAN access point does not have sufficient storage space if the failure cause is that the WLAN access point does not have sufficient cache to receive a message to be sent by the in-vehicle mobile terminal;
a unit for responding to the generation of the fourth code, and sending a communication connection reconfiguration completion message to the base station by the vehicle-mounted mobile terminal, wherein the communication connection reconfiguration completion message comprises the fourth code;
means for instructing, by the base station, the in-vehicle mobile terminal to attempt to associate with the WLAN access point again after a predetermined time interval in response to receiving the fourth code.
Compared with the prior art, the invention has the following advantages: an important task in the insurance industry is to assess risk, the tools for assessing risk being various mathematical models, and the basis for assessing risk being various data for the mathematical models. For automobile insurance, the current insurance industry is competitive, and in order to improve competitiveness, insurance companies tend to introduce personalized insurance schemes. However, due to the lack of accurate data, it is currently difficult to implement a personalized insurance scheme. The invention provides an intelligent vehicle insurance evaluation method and system based on multi-data fusion analysis.
Drawings
Fig. 1 is a schematic diagram of a system architecture according to an embodiment of the present invention.
FIG. 2 is a flow diagram of a method according to an embodiment of the invention.
Detailed Description
The following detailed description of the present invention is provided in conjunction with the accompanying drawings, but it should be understood that the scope of the present invention is not limited to the specific embodiments.
Throughout the specification and claims, unless explicitly stated otherwise, the word "comprise", or variations such as "comprises" or "comprising", will be understood to imply the inclusion of a stated element or component but not the exclusion of any other element or component.
FIG. 2 is a flow diagram of a method according to an embodiment of the invention. As shown in the figure, the method of the present invention comprises the steps of:
step 101: collecting vehicle-related information (the vehicle-related information can be various vehicle information related to risk assessment, such as driving habits of drivers, speed distribution maps, maintenance records, modification records, repair records, scratch records and the like) by the vehicle-mounted mobile terminal;
step 102: establishing communication connection between the vehicle-mounted mobile terminal and the base station;
step 103: responding to the communication connection established with the base station, and sending a scheduling request to the base station by the vehicle-mounted mobile terminal;
step 104: in response to receiving the scheduling request, transmitting, by the base station, a first uplink grant to the in-vehicle mobile terminal;
step 105: in response to receiving the first uplink grant, transmitting, by the in-vehicle mobile terminal, a buffer status report to the base station on an uplink resource indicated by the first uplink grant;
step 106: in response to the received cache state report, the base station judges whether the size of the data to be sent by the vehicle-mounted mobile terminal is larger than a data volume threshold value or not;
step 107: and if the size of the data to be sent by the vehicle-mounted mobile terminal is judged to be larger than the data volume threshold value, sending a communication connection reconfiguration message to the vehicle-mounted mobile terminal by the base station, wherein the communication connection reconfiguration message at least comprises a frequency band in which the WLAN access point works, a working bandwidth of the WLAN access point and an RSRP threshold value used for the WLAN access point.
In a preferred embodiment, the intelligent vehicle insurance evaluation method based on the multidata fusion analysis comprises the following steps:
in response to receiving the connection reconfiguration message, listening, by the in-vehicle mobile terminal, on a frequency band in which the WLAN access point operates, for a reference signal transmitted by the WLAN access point;
in response to monitoring the reference signal sent by the WLAN access point, the vehicle-mounted mobile terminal judges whether the RSRP of the received reference signal is greater than the RSRP threshold value for the WLAN access point;
if the RSRP of the received reference signal is judged to be larger than the RSRP threshold value of the WLAN access point, the vehicle-mounted mobile terminal sends a WLAN measurement report to the base station, wherein the WLAN measurement report comprises BSSID of the WLAN and the RSRP of the received reference signal;
sending, by the base station, a WLAN access point join request message to the WLAN access point in response to receiving the WLAN measurement report;
in response to receiving the WLAN access point joining request message, the WLAN access point judges whether the load of the WLAN access point is greater than a load threshold;
if the load of the WLAN access point is judged to be larger than the load threshold, the WLAN access point sends a joining rejection message to the base station;
sending, by the base station, a second uplink grant to the in-vehicle mobile terminal in response to receiving the join rejection message;
in response to receiving the second uplink grant, transmitting, by the in-vehicle mobile terminal, vehicle-related information to the base station on uplink resources indicated by the second uplink grant.
In a preferred embodiment, the intelligent vehicle insurance evaluation method based on the multidata fusion analysis comprises the following steps:
if the load of the WLAN access point is judged to be smaller than the load threshold, the WLAN access point sends a join allowing message to the base station;
responding to the received join permission message, sending a second communication connection reconfiguration message to the vehicle-mounted mobile terminal by the base station, wherein the second communication connection reconfiguration message at least comprises a command for requiring the vehicle-mounted mobile terminal to establish communication connection with the WLAN access point;
establishing, by the vehicle-mounted mobile terminal, an association with the WLAN access point in response to receiving the second communication connection reconfiguration message;
if the vehicle-mounted mobile terminal successfully establishes the association with the WLAN access point, generating a first code representing that the association with the WLAN access point is successfully established by the vehicle-mounted mobile terminal;
and responding to the generated first code, and sending a communication connection reconfiguration completion message to the base station by the vehicle-mounted mobile terminal, wherein the communication connection reconfiguration completion message comprises the first code.
In a preferred embodiment, the intelligent vehicle insurance evaluation method based on the multidata fusion analysis comprises the following steps:
in response to successfully establishing an association with the WLAN access point, sending, by the vehicle-mounted mobile terminal, a portion of vehicle-related information to the WLAN access point;
sending, by the base station, a third uplink grant to the in-vehicle mobile terminal in response to receiving the communication connection reconfiguration complete message;
in response to receiving the third uplink grant, transmitting, by the in-vehicle mobile terminal, another portion of the vehicle-related information to the base station on the uplink resource indicated by the third uplink grant;
in response to receiving the portion of the vehicle-related information, transmitting, by the WLAN access point, the portion of the vehicle-related information to the base station;
if the vehicle-mounted mobile terminal fails to establish association with the WLAN access point, inquiring the WLAN access point about the reason of failure by the vehicle-mounted mobile terminal;
if the failure reason is an unknown error, generating a second code representing that the unknown error occurs when the association with the WLAN access point is established by the vehicle-mounted mobile terminal;
responding to the generation of the second code, and sending a communication connection reconfiguration completion message to the base station by the vehicle-mounted mobile terminal, wherein the communication connection reconfiguration completion message comprises the second code;
in response to receiving the second code, instructing, by the base station, the in-vehicle mobile terminal to again attempt to associate with the WLAN access point after a predetermined time interval.
In a preferred embodiment, the intelligent vehicle insurance evaluation method based on the multidata fusion analysis comprises the following steps:
if the failure reason is that the vehicle-mounted mobile terminal does not support the data rate used by the WLAN access point, generating a third code representing that the vehicle-mounted mobile terminal is not matched with the WLAN access point rate by the vehicle-mounted mobile terminal;
responding to the generation of the third code, and sending a communication connection reconfiguration completion message to the base station by the vehicle-mounted mobile terminal, wherein the communication connection reconfiguration completion message comprises the third code;
instructing, by the base station, the in-vehicle mobile terminal to attempt to establish an association with the other WLAN access point in response to receiving the third code;
if the failure reason is that the WLAN access point does not have enough cache to receive the message to be sent by the vehicle-mounted mobile terminal, generating a fourth code representing that the WLAN access point does not have enough storage space by the vehicle-mounted mobile terminal;
responding to the generation of the fourth code, and sending a communication connection reconfiguration completion message to the base station by the vehicle-mounted mobile terminal, wherein the communication connection reconfiguration completion message comprises the fourth code;
in response to receiving the fourth code, instructing, by the base station, the in-vehicle mobile terminal to again attempt to associate with the WLAN access point after a predetermined time interval. After receiving all the vehicle-related information, the base station sends the vehicle-related information to the vehicle insurance risk assessment center server through the core network, the vehicle insurance risk assessment center server provides the information to the analysis main body, and then the analysis main body analyzes according to various risk models.
The invention provides an intelligent vehicle insurance evaluation system based on multi-data fusion analysis, which is characterized in that: the intelligent vehicle insurance evaluation system based on multi-data fusion analysis comprises:
a unit for collecting vehicle-related information by an in-vehicle mobile terminal;
a unit for establishing a communication connection with a base station by an in-vehicle mobile terminal;
means for transmitting, by the in-vehicle mobile terminal, a scheduling request to the base station in response to establishing a communication connection with the base station;
means for transmitting, by a base station, a first uplink grant to an in-vehicle mobile terminal in response to receiving a scheduling request;
means for transmitting, by the in-vehicle mobile terminal, a buffer status report to the base station on an uplink resource indicated by the first uplink grant in response to receiving the first uplink grant;
a unit for responding to the received buffer status report, and judging whether the size of the data to be sent by the vehicle-mounted mobile terminal is larger than a data volume threshold value by the base station;
and a unit, configured to send, by the base station, a communication connection reconfiguration message to the vehicle-mounted mobile terminal if it is determined that the size of the data to be sent by the vehicle-mounted mobile terminal is greater than the data volume threshold, where the communication connection reconfiguration message at least includes a frequency band in which the WLAN access point operates, an operating bandwidth of the WLAN access point, and an RSRP threshold for the WLAN access point.
In a preferred embodiment, the intelligent vehicle insurance evaluation system based on multi-data fusion analysis comprises:
means for monitoring, by the in-vehicle mobile terminal, a reference signal transmitted by the WLAN access point on a frequency band in which the WLAN access point operates in response to receiving the connection reconfiguration message;
means for determining, by the in-vehicle mobile terminal, whether an RSRP of the received reference signal is greater than an RSRP threshold value for the WLAN access point in response to monitoring the reference signal sent by the WLAN access point;
means for sending, by the in-vehicle mobile terminal, a WLAN measurement report to the base station if it is determined that the RSRP of the received reference signal is greater than an RSRP threshold value for the WLAN access point, wherein the WLAN measurement report includes a BSSID of the WLAN and the RSRP of the received reference signal;
means for transmitting, by a base station, a WLAN access point join request message to a WLAN access point in response to receiving a WLAN measurement report;
means for determining, by the WLAN access point, whether a load of the WLAN access point is greater than a load threshold in response to receiving the WLAN access point join request message;
means for sending a join rejection message from the WLAN access point to the base station if it is determined that the load of the WLAN access point is greater than the load threshold;
means for transmitting, by the base station, a second uplink grant to the in-vehicle mobile terminal in response to receiving the join rejection message;
means for transmitting, by the in-vehicle mobile terminal, the vehicle-related information to the base station on the uplink resource indicated by the second uplink grant in response to receiving the second uplink grant.
In a preferred embodiment, the intelligent vehicle insurance evaluation system based on multi-data fusion analysis comprises:
means for sending a join permission message from the WLAN access point to the base station if it is determined that the load of the WLAN access point is less than the load threshold;
the base station is used for responding to the received join permission message and sending a second communication connection reconfiguration message to the vehicle-mounted mobile terminal, wherein the second communication connection reconfiguration message at least comprises a command for requiring the vehicle-mounted mobile terminal to establish communication connection with the WLAN access point;
means for establishing, by the in-vehicle mobile terminal, an association with the WLAN access point in response to receiving the second communication connection reconfiguration message;
a unit that generates, by the in-vehicle mobile terminal, a first code indicating that association with the WLAN access point is successfully established if the in-vehicle mobile terminal is successfully established with the WLAN access point;
and the vehicle-mounted mobile terminal is used for responding to the generated first code and sending a communication connection reconfiguration completion message to the base station, wherein the communication connection reconfiguration completion message comprises the first code.
In a preferred embodiment, the intelligent vehicle insurance evaluation system based on multi-data fusion analysis comprises:
means for transmitting, by the in-vehicle mobile terminal, a portion of the vehicle-related information to the WLAN access point in response to successfully establishing an association with the WLAN access point;
means for transmitting, by the base station, a third uplink grant to the in-vehicle mobile terminal in response to receiving the communication connection reconfiguration complete message;
means for transmitting, by the in-vehicle mobile terminal, another portion of the vehicle-related information to the base station on uplink resources indicated by the third uplink grant in response to receiving the third uplink grant;
means for transmitting, by the WLAN access point, the portion of the vehicle-related information to the base station in response to receiving the portion of the vehicle-related information;
means for querying, by the in-vehicle mobile terminal, the WLAN access point for a reason for failure if the in-vehicle mobile terminal fails to establish an association with the WLAN access point;
means for generating, by the in-vehicle mobile terminal, a second code indicating that an unknown error occurred when establishing association with the WLAN access point, if the cause of the failure is the unknown error;
a unit for responding to the generation of the second code, and sending a communication connection reconfiguration completion message to the base station by the vehicle-mounted mobile terminal, wherein the communication connection reconfiguration completion message comprises the second code;
means for instructing, by the base station, the in-vehicle mobile terminal to attempt to associate with the WLAN access point again after a predetermined time interval in response to receiving the second code.
In a preferred embodiment, the intelligent vehicle insurance evaluation system based on multi-data fusion analysis comprises:
means for generating, by the in-vehicle mobile terminal, a third code indicating that the in-vehicle mobile terminal does not match the WLAN access point rate if the failure cause is that the in-vehicle mobile terminal does not support the data rate used by the WLAN access point;
means for sending, by the vehicle-mounted mobile terminal, a communication connection reconfiguration complete message to the base station in response to generating the third code, wherein the communication connection reconfiguration complete message includes the third code;
means for instructing, by the base station, the in-vehicle mobile terminal to attempt to establish an association with other WLAN access points in response to receiving the third code;
means for generating, by the in-vehicle mobile terminal, a fourth code indicating that the WLAN access point does not have sufficient storage space if the failure cause is that the WLAN access point does not have sufficient cache to receive a message to be sent by the in-vehicle mobile terminal;
a unit for responding to the generation of the fourth code, and sending a communication connection reconfiguration completion message to the base station by the vehicle-mounted mobile terminal, wherein the communication connection reconfiguration completion message comprises the fourth code;
means for instructing, by the base station, the in-vehicle mobile terminal to attempt to associate with the WLAN access point again after a predetermined time interval in response to receiving the fourth code.
As will be appreciated by one skilled in the art, embodiments of the present application may be provided as a method, system, or computer program product. Accordingly, the present application may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present application may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present application is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the application. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
The foregoing descriptions of specific exemplary embodiments of the present invention have been presented for purposes of illustration and description. It is not intended to limit the invention to the precise form disclosed, and obviously many modifications and variations are possible in light of the above teaching. The exemplary embodiments were chosen and described in order to explain certain principles of the invention and its practical application to enable one skilled in the art to make and use various exemplary embodiments of the invention and various alternatives and modifications as are suited to the particular use contemplated. It is intended that the scope of the invention be defined by the claims and their equivalents.
Claims (10)
1. An intelligent vehicle insurance assessment method based on multi-data fusion analysis is characterized in that: the intelligent vehicle insurance evaluation method based on the multi-data fusion analysis comprises the following steps:
collecting vehicle-related information by a vehicle-mounted mobile terminal;
establishing communication connection between the vehicle-mounted mobile terminal and the base station;
responding to the communication connection established with the base station, and sending a scheduling request to the base station by a vehicle-mounted mobile terminal;
transmitting, by a base station, a first uplink grant to the in-vehicle mobile terminal in response to receiving the scheduling request;
in response to receiving the first uplink grant, sending, by an in-vehicle mobile terminal, a buffer status report to the base station on an uplink resource indicated by the first uplink grant;
in response to receiving the cache state report, the base station judges whether the size of the data to be sent by the vehicle-mounted mobile terminal is larger than a data volume threshold value;
and if the size of the data to be sent by the vehicle-mounted mobile terminal is judged to be larger than the data volume threshold value, sending a communication connection reconfiguration message to the vehicle-mounted mobile terminal by the base station, wherein the communication connection reconfiguration message at least comprises a frequency band in which a WLAN access point works, the working bandwidth of the WLAN access point and an RSRP threshold value used for the WLAN access point.
2. The intelligent vehicle insurance assessment method based on multiple data fusion analysis according to claim 1, wherein: the intelligent vehicle insurance evaluation method based on the multi-data fusion analysis comprises the following steps:
in response to receiving the connection reconfiguration message, listening, by the in-vehicle mobile terminal, for a reference signal transmitted by the WLAN access point on a frequency band in which the WLAN access point operates;
in response to monitoring the reference signal sent by the WLAN access point, the vehicle-mounted mobile terminal judges whether the RSRP of the received reference signal is greater than the RSRP threshold value for the WLAN access point;
if the RSRP of the received reference signal is judged to be larger than the RSRP threshold value for the WLAN access point, a WLAN measurement report is sent to the base station by the vehicle-mounted mobile terminal, wherein the WLAN measurement report comprises BSSID of the WLAN and the RSRP of the received reference signal;
sending, by a base station, a WLAN access point join request message to the WLAN access point in response to receiving the WLAN measurement report;
in response to receiving the WLAN access point join request message, the WLAN access point judges whether the load of the WLAN access point is greater than a load threshold;
if the load of the WLAN access point is judged to be larger than the load threshold, the WLAN access point sends a joining rejection message to the base station;
sending, by the base station, a second uplink grant to the in-vehicle mobile terminal in response to receiving the join rejection message;
in response to receiving the second uplink grant, transmitting, by an in-vehicle mobile terminal, the vehicle-related information to the base station on uplink resources indicated by the second uplink grant.
3. The intelligent vehicle insurance assessment method based on multiple data fusion analysis according to claim 2, wherein: the intelligent vehicle insurance evaluation method based on the multi-data fusion analysis comprises the following steps:
if the load of the WLAN access point is judged to be smaller than the load threshold, the WLAN access point sends a join allowing message to the base station;
responding to the received join permission message, sending a second communication connection reconfiguration message to the vehicle-mounted mobile terminal by the base station, wherein the second communication connection reconfiguration message at least comprises a command for requiring the vehicle-mounted mobile terminal to establish communication connection with the WLAN access point;
establishing, by the in-vehicle mobile terminal, an association with the WLAN access point in response to receiving the second communication connection reconfiguration message;
if the vehicle-mounted mobile terminal is successfully associated with the WLAN access point, generating a first code representing that the association with the WLAN access point is successfully established by the vehicle-mounted mobile terminal;
and responding to the generation of the first code, and sending a communication connection reconfiguration completion message to the base station by the vehicle-mounted mobile terminal, wherein the communication connection reconfiguration completion message comprises the first code.
4. The intelligent vehicle insurance assessment method based on multiple data fusion analysis according to claim 3, wherein: the intelligent vehicle insurance evaluation method based on the multi-data fusion analysis comprises the following steps:
in response to successfully establishing an association with the WLAN access point, sending, by an in-vehicle mobile terminal, a portion of vehicle-related information to the WLAN access point;
sending, by the base station, a third uplink grant to the in-vehicle mobile terminal in response to receiving the communication connection reconfiguration complete message;
in response to receiving the third uplink grant, transmitting, by an in-vehicle mobile terminal, another portion of vehicle-related information to the base station on uplink resources indicated by the third uplink grant;
transmitting, by the WLAN access point, the portion of the vehicle-related information to the base station in response to receiving the portion of the vehicle-related information;
inquiring a failure reason from the WLAN access point by the vehicle-mounted mobile terminal if the vehicle-mounted mobile terminal fails to establish association with the WLAN access point;
if the failure reason is an unknown error, generating a second code representing that the unknown error occurs when the association with the WLAN access point is established by the vehicle-mounted mobile terminal;
responding to the generation of the second code, and sending a communication connection reconfiguration completion message to the base station by the vehicle-mounted mobile terminal, wherein the communication connection reconfiguration completion message comprises the second code;
in response to receiving the second code, instructing, by a base station, the in-vehicle mobile terminal to again attempt to associate with the WLAN access point after a predetermined time interval.
5. The intelligent vehicle insurance assessment method based on multiple data fusion analysis according to claim 4, wherein: the intelligent vehicle insurance evaluation method based on the multi-data fusion analysis comprises the following steps:
if the failure reason is that the vehicle-mounted mobile terminal does not support the data rate used by the WLAN access point, generating a third code representing that the vehicle-mounted mobile terminal does not match with the WLAN access point rate by the vehicle-mounted mobile terminal;
responding to the generation of the third code, and sending a communication connection reconfiguration completion message to the base station by the vehicle-mounted mobile terminal, wherein the communication connection reconfiguration completion message comprises the third code;
instructing, by a base station, the in-vehicle mobile terminal to attempt to establish an association with other WLAN access points in response to receiving the third code;
if the failure reason is that the WLAN access point does not have enough cache to receive the message to be sent by the vehicle-mounted mobile terminal, generating fourth code representing that the WLAN access point does not have enough storage space by the vehicle-mounted mobile terminal;
responding to the generation of the fourth code, and sending a communication connection reconfiguration completion message to the base station by the vehicle-mounted mobile terminal, wherein the communication connection reconfiguration completion message comprises the fourth code;
instructing, by the base station, the in-vehicle mobile terminal to attempt to associate with the WLAN access point again after a predetermined time interval in response to receiving the fourth code.
6. The utility model provides an intelligence car insurance evaluation system based on multidata fusion analysis which characterized in that: the intelligent vehicle insurance evaluation system based on multi-data fusion analysis comprises:
a unit for collecting vehicle-related information by an in-vehicle mobile terminal;
a unit for establishing a communication connection with a base station by an in-vehicle mobile terminal;
means for transmitting, by an in-vehicle mobile terminal, a scheduling request to the base station in response to establishing a communication connection with the base station;
means for transmitting, by a base station, a first uplink grant to the in-vehicle mobile terminal in response to receiving the scheduling request;
means for transmitting, by an in-vehicle mobile terminal, a buffer status report to the base station on an uplink resource indicated by the first uplink grant in response to receiving the first uplink grant;
a unit for responding to the received buffer status report, and judging whether the size of the data to be sent by the vehicle-mounted mobile terminal is larger than a data volume threshold value by a base station;
and a unit configured to send, by the base station, a communication connection reconfiguration message to the vehicle-mounted mobile terminal if it is determined that the size of the data to be sent by the vehicle-mounted mobile terminal is greater than a data volume threshold, where the communication connection reconfiguration message at least includes a frequency band in which a WLAN access point operates, an operating bandwidth of the WLAN access point, and an RSRP threshold for the WLAN access point.
7. The intelligent vehicle insurance evaluation system based on multiple data fusion analysis of claim 6, wherein: the intelligent vehicle insurance evaluation system based on multi-data fusion analysis comprises:
means for monitoring, by an in-vehicle mobile terminal, reference signals transmitted by a WLAN access point on a frequency band in which the WLAN access point operates in response to receiving the connection reconfiguration message;
the method comprises the steps that in response to monitoring a reference signal sent by a WLAN access point, an in-vehicle mobile terminal judges whether the RSRP of the received reference signal is larger than the RSRP threshold value of the WLAN access point;
means for sending, by an in-vehicle mobile terminal, a WLAN measurement report to the base station if the RSRP of the received reference signal is determined to be greater than the RSRP threshold value for the WLAN access point, wherein the WLAN measurement report includes a BSSID of the WLAN and the RSRP of the received reference signal;
means for transmitting, by a base station, a WLAN access point join request message to the WLAN access point in response to receiving the WLAN measurement report;
means for determining, by a WLAN access point, whether a load of the WLAN access point is greater than a load threshold in response to receiving the WLAN access point join request message;
means for sending a join rejection message from the WLAN access point to the base station if it is determined that the load of the WLAN access point is greater than a load threshold;
means for transmitting, by a base station, a second uplink grant to the in-vehicle mobile terminal in response to receiving the join rejection message;
means for transmitting, by an in-vehicle mobile terminal, the vehicle-related information to the base station on uplink resources indicated by the second uplink grant in response to receiving the second uplink grant.
8. The intelligent vehicle insurance evaluation system based on multiple data fusion analysis of claim 7, wherein: the intelligent vehicle insurance evaluation system based on multi-data fusion analysis comprises:
means for sending, by the WLAN access point, a join permission message to the base station if it is determined that the load of the WLAN access point is less than a load threshold;
means for sending, by a base station, a second communication connection reconfiguration message to the in-vehicle mobile terminal in response to receiving the join permission message, wherein the second communication connection reconfiguration message includes at least a command for the in-vehicle mobile terminal to establish a communication connection with the WLAN access point;
means for establishing, by an in-vehicle mobile terminal, an association with the WLAN access point in response to receiving the second communication connection reconfiguration message;
a unit for generating, by the in-vehicle mobile terminal, a first code indicating successful establishment of association with the WLAN access point if the in-vehicle mobile terminal successfully establishes association with the WLAN access point;
means for sending, by the vehicle-mounted mobile terminal, a communication connection reconfiguration complete message to the base station in response to generating the first code, wherein the communication connection reconfiguration complete message includes the first code.
9. The intelligent vehicle insurance evaluation system based on multiple data fusion analysis of claim 8, wherein: the intelligent vehicle insurance evaluation system based on multi-data fusion analysis comprises:
means for transmitting, by an in-vehicle mobile terminal, a portion of vehicle-related information to the WLAN access point in response to successfully establishing an association with the WLAN access point;
means for transmitting, by the base station, a third uplink grant to the in-vehicle mobile terminal in response to receiving the communication connection reconfiguration complete message;
means for transmitting, by an in-vehicle mobile terminal, another portion of vehicle-related information to the base station on uplink resources indicated by the third uplink grant in response to receiving the third uplink grant;
means for transmitting, by a WLAN access point, the portion of vehicle-related information to the base station in response to receiving the portion of vehicle-related information;
means for querying, by an in-vehicle mobile terminal, the WLAN access point for a reason for failure if the in-vehicle mobile terminal fails to establish an association with the WLAN access point;
means for generating, by the in-vehicle mobile terminal, a second code indicating that an unknown error occurred when establishing an association with the WLAN access point if the cause of failure is an unknown error;
means for sending, by the vehicle-mounted mobile terminal, a communication connection reconfiguration complete message to the base station in response to generating the second code, wherein the communication connection reconfiguration complete message includes the second code;
means for instructing, by a base station, the in-vehicle mobile terminal to attempt to associate with the WLAN access point again after a predetermined time interval in response to receiving the second code.
10. The intelligent vehicle insurance evaluation system based on multiple data fusion analysis of claim 9, wherein: the intelligent vehicle insurance evaluation system based on multi-data fusion analysis comprises:
means for generating, by a vehicular mobile terminal, a third code representing that the vehicular mobile terminal does not match the WLAN access point rate if a failure cause is that the vehicular mobile terminal does not support the data rate used by the WLAN access point;
means for sending, by the vehicle-mounted mobile terminal, a communication connection reconfiguration complete message to the base station in response to generating the third code, wherein the communication connection reconfiguration complete message includes the third code;
means for instructing, by a base station, the in-vehicle mobile terminal to attempt to establish associations with other WLAN access points in response to receiving the third code;
means for generating, by the in-vehicle mobile terminal, a fourth code indicating that the WLAN access point does not have sufficient storage space if the failure cause is that the WLAN access point does not have sufficient cache to receive the message to be sent by the in-vehicle mobile terminal;
means for sending, by the vehicle-mounted mobile terminal, a communication connection reconfiguration complete message to the base station in response to generating the fourth code, wherein the communication connection reconfiguration complete message includes the fourth code;
means for instructing, by a base station, the in-vehicle mobile terminal to attempt to associate with the WLAN access point again after a predetermined time interval in response to receiving the fourth code.
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