CN110852736B - Vehicle payment method, device and system and electronic equipment - Google Patents
Vehicle payment method, device and system and electronic equipmentDownload PDFInfo
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- CN110852736B CN110852736BCN201911173136.1ACN201911173136ACN110852736BCN 110852736 BCN110852736 BCN 110852736BCN 201911173136 ACN201911173136 ACN 201911173136ACN 110852736 BCN110852736 BCN 110852736B
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Abstract
Description
Technical Field
The embodiment of the specification relates to the technical field of computers, in particular to a vehicle use payment method, device and system and electronic equipment.
Background
At present, the electronic toll collection mode for vehicles is gradually popularized, and great convenience is brought to vehicle owners.
Disclosure of Invention
In view of this, the embodiments of the present specification provide a vehicle use payment method, device, system and electronic device with good user experience.
The embodiment of the specification adopts the following technical scheme:
the embodiment of the specification provides a vehicle using payment method, which comprises the following steps:
receiving vehicle bill information of a target vehicle;
determining the vehicle using behavior category corresponding to the vehicle using bill information;
obtaining a payment channel corresponding to the vehicle using behavior category;
and sending a vehicle payment request to a settlement end corresponding to the payment channel according to the vehicle bill information, so that the settlement end completes payment according to the vehicle payment request.
The embodiment of the present specification further provides a vehicle payment system, including:
the collection terminal is used for collecting the vehicle using behavior information of the target vehicle and generating vehicle using bill information according to the vehicle using behavior information;
the vehicle utilization charging system receives the vehicle utilization bill information from the acquisition terminal, determines the vehicle utilization behavior category corresponding to the vehicle utilization bill information, acquires a payment channel corresponding to the vehicle utilization behavior category, and generates a vehicle utilization payment request according to the vehicle utilization bill information;
and the settlement end receives the vehicle using payment request from the vehicle using charging system and completes payment according to the vehicle using payment request.
The embodiment of this specification still provides a use payment device, includes:
the receiving module is used for receiving the vehicle bill information of the target vehicle;
the determining module is used for determining the vehicle using behavior category corresponding to the vehicle using bill information;
the acquisition module is used for acquiring a payment channel corresponding to the vehicle using behavior category;
and the sending module is used for sending the vehicle using payment request to a settlement end corresponding to the payment channel according to the vehicle using bill information, so that the settlement end completes payment according to the vehicle using payment request. .
The embodiment of this specification still provides a use payment device, includes:
the receiving module is used for receiving the vehicle bill information of the target vehicle;
the determining module is used for determining the vehicle using behavior category corresponding to the vehicle using bill information;
the acquisition module is used for acquiring a payment channel corresponding to the vehicle using behavior category;
and the sending module is used for sending the vehicle using payment request to a settlement end corresponding to the payment channel according to the vehicle using bill information, so that the settlement end completes payment according to the vehicle using payment request.
An embodiment of the present specification further provides an electronic device, including:
a processor; and
a memory configured to store a computer program that, when executed, causes the processor to:
receiving vehicle bill information of a target vehicle;
determining the vehicle using behavior category corresponding to the vehicle using bill information;
obtaining a payment channel corresponding to the vehicle using behavior category;
and sending a vehicle payment request to a settlement end corresponding to the payment channel according to the vehicle bill information, so that the settlement end completes payment according to the vehicle payment request.
The embodiment of the specification adopts at least one technical scheme which can achieve the following beneficial effects:
the method comprises the steps of determining vehicle using behavior categories corresponding to vehicle using bill information of a target vehicle, obtaining payment channels corresponding to the vehicle using behavior categories, and sending vehicle using payment requests to settlement ends corresponding to the payment channels according to the vehicle using bill information, so that the settlement ends complete payment according to the vehicle using payment requests. The scheme described in the embodiment of the specification provides a payment channel selection scheme, and particularly selects a corresponding payment channel according to the vehicle using behavior type, so that the uniqueness of the payment channel caused by the single vehicle using behavior type is improved, more payment choices are provided for a user, and the user experience is improved.
Drawings
The accompanying drawings, which are included to provide a further understanding of the embodiments of the specification and are incorporated in and constitute a part of this specification, illustrate exemplary embodiments of the specification and together with the description serve to explain the application and not to limit the application. In the drawings:
fig. 1 is a schematic structural diagram of a vehicle payment system according to an embodiment of the present disclosure;
fig. 2 is a timing diagram of an application example of a vehicle use payment method based on a vehicle use payment system according to an embodiment of the present disclosure;
fig. 3 is a flowchart of a vehicle use payment method according to an embodiment of the present disclosure;
fig. 4 is a schematic diagram of a client interface provided by a vehicle use payment system according to an embodiment of the present disclosure;
fig. 5 is a schematic structural diagram of a vehicle payment device according to an embodiment of the present disclosure.
Detailed Description
Research on the prior art shows that the payment channel is single and the user experience is insufficient in the vehicle electronic payment mode.
The embodiment of the specification provides a vehicle using payment method, a vehicle using payment device, a vehicle using payment system and electronic equipment, and the method is characterized in that vehicle using bill information of a target vehicle is determined, a vehicle using behavior type corresponding to the vehicle using bill information is obtained, a payment channel corresponding to the vehicle using behavior type is obtained, and a vehicle using payment request is sent to a settlement end corresponding to the payment channel according to the vehicle using bill information, so that the settlement end completes payment according to the vehicle using payment request. The scheme described in the embodiment of the specification provides a payment channel selection scheme, and particularly selects a corresponding payment channel according to the vehicle using behavior type, so that the uniqueness of the payment channel caused by the single vehicle using behavior type is improved, more payment choices are provided for a user, and the user experience is improved.
In order to make the objects, technical solutions and advantages of the present application more clear, the technical solutions of the present application will be clearly and completely described below with reference to the specific embodiments of the present specification and the accompanying drawings. It is to be understood that the embodiments described are only a few embodiments of the present disclosure, and not all embodiments. All other embodiments obtained by a person skilled in the art based on the embodiments in the present specification without any inventive step are within the scope of the present application.
The technical solutions provided by the embodiments of the present description are described in detail below with reference to the accompanying drawings.
Fig. 1 is a schematic structural diagram of a vehicle payment system according to an embodiment of the present disclosure.
The vehicle payment system described in the embodiment of the present specification may include:
theacquisition terminal 101 is used for acquiring the vehicle using behavior information of the target vehicle C and generating vehicle using bill information according to the vehicle using behavior information;
the vehicleutilization billing system 102 is used for receiving the vehicle utilization billing information from theacquisition terminal 101, determining a vehicle utilization behavior category corresponding to the vehicle utilization billing information, acquiring a payment channel corresponding to the vehicle utilization behavior category, and generating a vehicle utilization payment request according to the vehicle utilization billing information;
and thesettlement end 103 receives the vehicle using payment request from the vehicle usingcharging system 102 and completes payment according to the vehicle using payment request.
In the embodiment of the present disclosure, thecollection terminal 101 may use an infrared scanning recognition technology, a camera recognition technology, or a laser scanning recognition technology to recognize the target vehicle C and the vehicle behavior information.
In another embodiment of the present disclosure, the vehicle payment system may further include:
and the vehicle-mounted terminal acquires the vehicle using behavior information of the target vehicle when the vehicle-mounted terminal establishes communication connection with the acquisition terminal.
Theacquisition terminal 101 can establish communication connection with the target vehicle C, and acquires the vehicle using behavior information of the target vehicle C by identifying the target vehicle C. For example, the target vehicle C and the driving behavior information thereof are identified by using an IC card identification technology or a contactless radio frequency identification technology. For example, in the wireless communication identification technology, an On Board Unit (OBU), also called a Transponder (Transponder) or an electronic Tag (Tag), is installed in the target vehicle C, and theacquisition terminal 101 is installed with a Road Side Unit (RSU) and a sensor. When the vehicle passes through, the sensor senses the vehicle, the RSU sends out an inquiry signal, the OBU responds, bidirectional communication and data exchange are carried out, and then the OBU collects license plate information and vehicle using behavior information of the target vehicle C.
The vehicle behavior information may include one or more of driving, stopping, and refueling on a specified road segment. The driving of the specified road section can comprise the driving of toll roads, such as high speed, bridges and the like, and the specific scene is not limited.
The vehicle bill information is a payment bill obtained by charging the vehicle using behavior.
The payment channel may be a third party payment channel, a bank card or other payment channel, and is not limited in particular.
By using the system described in the embodiment of the specification, the corresponding payment channel can be selected according to the vehicle using behavior type, the uniqueness of the payment channel caused by the single vehicle using behavior type is improved, more payment choices are provided for the user, and the user experience is improved.
Fig. 2 is a sequence diagram of an application example of a car use payment method based on a car use payment system according to an embodiment of the present disclosure.
Step 202: when thetarget vehicle 20 enters the preset lane, theparking system 21 recognizes the vehicle identification information and collects the time of entry.
Theparking system 21 is an application example of the collection terminal, and the entrance time is one of the vehicle using behavior information.
Step 204: when thetarget vehicle 20 exits the preset lane, theparking system 21 recognizes the vehicle identification information and collects the departure time.
Step 206: theparking system 21 matches thesame target vehicle 20 based on the two pieces of vehicle identification information, calculates the parking time and parking fee of thetarget vehicle 20 according to the entry time and the exit time, and generates parking bill information.
Step 208:parking system 21 sends parking bill information tovehicle charging system 22.
Step 210: the vehicletoll collection system 22 determines that the vehicle use behavior type is parking.
Step 212: thevehicle charging system 22 determines the current payment channel according to the corresponding relationship between the parking and the payment channel;
step 214: thevehicle charging system 22 generates a payment request according to the parking bill information, and sends the payment request to thesettlement end 23 at the determined payment channel side;
step 216: thesettlement terminal 23 receives the payment request and completes the payment according to the payment request.
Fig. 3 is a flowchart of a vehicle use payment method according to an embodiment of the present disclosure. The implementation subject of the method can be a vehicle charging system.
Step 301: and receiving the vehicle bill information of the target vehicle.
The vehicle bill information described in the embodiment of the present specification may be payment bill information generated by the collection terminal by collecting the vehicle using behavior.
The vehicle billing information may include one or more of a vehicle identification, a payment amount, and vehicle usage behavior information of the target vehicle.
Step 303: and determining the vehicle using behavior category corresponding to the vehicle using bill information.
The vehicle using behavior category corresponding to the vehicle using bill information reflects the category of the vehicle using behavior generating the vehicle using bill information.
In this embodiment of the specification, the determining the vehicle usage behavior category corresponding to the vehicle usage billing information may include:
and acquiring the vehicle-using behavior category according to the identifier of the sender of the vehicle-using bill information.
The identification of the sender of the in-vehicle billing information characterizes the type of traffic the sender is engaged in, which provides the sender with a particular class of in-vehicle services, from which the class of in-vehicle behavior can be determined.
In one embodiment, the service type may be carried in the identifier of the sender, so that the service type is directly extracted from the identifier of the sender.
In another embodiment of the present specification, obtaining the category of the vehicle-use behavior according to the identifier of the sender of the vehicle-use billing information may include:
acquiring the service type of the sender from a database according to the sender identification of the vehicle bill information;
and determining the vehicle using behavior type according to the service type of the sender.
In this embodiment, a service relationship exists between the car use charging system and the sender, and the car use charging system may store a correspondence between an identifier of the sender and a service type, so that the car use charging system may obtain the service type of the sender from its own database.
In this embodiment of the specification, the determining the vehicle usage behavior category corresponding to the vehicle usage billing information may include:
and if the vehicle using bill information contains the vehicle using behavior category, acquiring the vehicle using behavior category from the vehicle using bill information.
Step 305: and acquiring a payment channel corresponding to the vehicle using behavior category.
In this embodiment, different vehicle usage categories may correspond to different payment channels, which may be default settings or user settings.
In an embodiment of this specification, the obtaining of the payment channel corresponding to the vehicle-use behavior category may include:
acquiring a corresponding relation between the payment channel and the vehicle using behavior category from a database according to the identification of the target vehicle;
and determining the payment channel corresponding to the vehicle using behavior category of the target vehicle by using the acquired corresponding relation between the payment channel and the vehicle using behavior category.
In an embodiment of this specification, the obtaining of the payment channel corresponding to the vehicle-use behavior category may include:
sending payment channel recommendation information corresponding to the vehicle using behavior category to a client of a user to which the target vehicle belongs;
and determining a payment channel corresponding to the vehicle using behavior category information according to the feedback of the user to the payment channel information.
Step 307: and sending a vehicle payment request to a settlement end corresponding to the payment channel according to the vehicle bill information, so that the settlement end completes payment according to the vehicle payment request.
Specifically, the vehicle use payment request may be generated according to the vehicle use bill information, and the vehicle use payment request may be sent to a settlement end corresponding to the payment channel.
In this embodiment of the present specification, before sending the vehicle use payment request to the settlement end corresponding to the payment channel, the method further includes:
acquiring account information of a user to which the target vehicle belongs according to the identification of the target vehicle;
in this way, sending the vehicle payment request to the settlement end corresponding to the payment channel according to the vehicle bill information may include:
and sending a vehicle using payment request to a settlement end corresponding to the payment channel according to the vehicle using bill information and the account information of the user.
Thus, the settlement end deducts the payment amount from the user account and transfers the payment amount to the vehicle charging system. Then, the fee settlement is carried out between the vehicle charging system and the collection terminal.
The method described in the embodiment of the specification provides a vehicle using payment channel selection scheme, the corresponding payment channel is selected according to the vehicle using behavior type, the uniqueness of the payment channel caused by the single vehicle using behavior type is improved, more payment choices are provided for a user, and the user experience is improved.
Fig. 4 is a schematic diagram of a client interface provided by the vehicle use payment system according to an embodiment of the present disclosure.
Referring to fig. 4(a), a vehicle payment channel setting interface is provided, in which high speed, parking, refueling and other vehicle use behavior categories are shown;
and when receiving the operation of changing the vehicle channel corresponding to the parking by the user, jumping to an interface shown in fig. 4(b), wherein the interface provides a payment channel 1, a payment channel 2, payments 1 to 3 and a payment channel 4 for the user to select. For example, when the user selects payment channel 2, payment channel 2 is highlighted.
Fig. 5 is a schematic structural diagram of a vehicle payment device according to an embodiment of the present disclosure.
The apparatus may include:
areceiving module 501, configured to receive vehicle billing information of a target vehicle;
a determiningmodule 502, configured to determine a vehicle usage category corresponding to the vehicle usage billing information;
the obtainingmodule 503 obtains a payment channel corresponding to the vehicle using behavior category;
the sendingmodule 504 sends the vehicle payment request to the settlement end corresponding to the payment channel according to the vehicle bill information, so that the settlement end completes payment according to the vehicle payment request.
Optionally, the determining the vehicle usage behavior category corresponding to the vehicle usage billing information includes:
and acquiring the vehicle-using behavior category according to the identifier of the sender of the vehicle-using bill information.
Optionally, the determining the vehicle usage behavior category corresponding to the vehicle usage billing information includes:
and if the vehicle using bill information contains the vehicle using behavior category, acquiring the vehicle using behavior category from the vehicle using bill information.
Optionally, obtaining a payment channel corresponding to the vehicle-use behavior category includes:
acquiring a corresponding relation between the payment channel and the vehicle using behavior category from a database according to the identification of the target vehicle;
and determining the payment channel corresponding to the vehicle using behavior category of the target vehicle by using the acquired corresponding relation between the payment channel and the vehicle using behavior category.
Optionally, obtaining a payment channel corresponding to the vehicle-use behavior category includes:
sending payment channel recommendation information corresponding to the vehicle using behavior category to a client of a user to which the target vehicle belongs;
and determining a payment channel corresponding to the vehicle using behavior category information according to the feedback of the user to the payment channel information.
The device described in the embodiment of the specification provides a vehicle using payment channel selection scheme, and specifically, a corresponding payment channel is selected according to a vehicle using behavior type, so that the uniqueness of the payment channel caused by a single vehicle using behavior type is improved, more payment choices are provided for a user, and the user experience is improved.
Based on the same inventive concept, an embodiment of the present specification further provides an electronic device, including:
a processor; and
a memory configured to store a computer program that, when executed, causes the processor to:
receiving vehicle bill information of a target vehicle;
determining the vehicle using behavior category corresponding to the vehicle using bill information;
obtaining a payment channel corresponding to the vehicle using behavior category;
and sending a vehicle payment request to a settlement end corresponding to the payment channel according to the vehicle bill information, so that the settlement end completes payment according to the vehicle payment request.
Based on the same inventive concept, there is also provided in the embodiments of this specification a computer-readable storage medium comprising a computer program for use with an electronic device, the computer program being executable by a processor to perform the steps of:
receiving vehicle bill information of a target vehicle;
determining the vehicle using behavior category corresponding to the vehicle using bill information;
obtaining a payment channel corresponding to the vehicle using behavior category;
and sending a vehicle payment request to a settlement end corresponding to the payment channel according to the vehicle bill information, so that the settlement end completes payment according to the vehicle payment request.
In the 90 s of the 20 th century, improvements in a technology could clearly distinguish between improvements in hardware (e.g., improvements in circuit structures such as diodes, transistors, switches, etc.) and improvements in software (improvements in process flow). However, as technology advances, many of today's process flow improvements have been seen as direct improvements in hardware circuit architecture. Designers almost always obtain the corresponding hardware circuit structure by programming an improved method flow into the hardware circuit. Thus, it cannot be said that an improvement in the process flow cannot be realized by hardware physical modules. For example, a Programmable Logic Device (PLD), such as a Field Programmable Gate Array (FPGA), is an integrated circuit whose Logic functions are determined by programming the Device by a user. A digital system is "integrated" on a PLD by the designer's own programming without requiring the chip manufacturer to design and fabricate application-specific integrated circuit chips. Furthermore, nowadays, instead of manually making an Integrated Circuit chip, such Programming is often implemented by "logic compiler" software, which is similar to a software compiler used in program development and writing, but the original code before compiling is also written by a specific Programming Language, which is called Hardware Description Language (HDL), and HDL is not only one but many, such as abel (advanced Boolean Expression Language), ahdl (alternate Hardware Description Language), traffic, pl (core universal Programming Language), HDCal (jhdware Description Language), lang, Lola, HDL, laspam, hardward Description Language (vhr Description Language), vhal (Hardware Description Language), and vhigh-Language, which are currently used in most common. It will also be apparent to those skilled in the art that hardware circuitry that implements the logical method flows can be readily obtained by merely slightly programming the method flows into an integrated circuit using the hardware description languages described above.
The controller may be implemented in any suitable manner, for example, the controller may take the form of, for example, a microprocessor or processor and a computer-readable medium storing computer-readable program code (e.g., software or firmware) executable by the (micro) processor, logic gates, switches, an Application Specific Integrated Circuit (ASIC), a programmable logic controller, and an embedded microcontroller, examples of which include, but are not limited to, the following microcontrollers: ARC 625D, Atmel AT91SAM, Microchip PIC18F26K20, and Silicone Labs C8051F320, the memory controller may also be implemented as part of the control logic for the memory. Those skilled in the art will also appreciate that, in addition to implementing the controller as pure computer readable program code, the same functionality can be implemented by logically programming method steps such that the controller is in the form of logic gates, switches, application specific integrated circuits, programmable logic controllers, embedded microcontrollers and the like. Such a controller may thus be considered a hardware component, and the means included therein for performing the various functions may also be considered as a structure within the hardware component. Or even means for performing the functions may be regarded as being both a software module for performing the method and a structure within a hardware component.
The systems, devices, modules or units illustrated in the above embodiments may be implemented by a computer chip or an entity, or by a product with certain functions. One typical implementation device is a computer. In particular, the computer may be, for example, a personal computer, a laptop computer, a cellular telephone, a camera phone, a smartphone, a personal digital assistant, a media player, a navigation device, an email device, a game console, a tablet computer, a wearable device, or a combination of any of these devices.
For convenience of description, the above devices are described as being divided into various units by function, and are described separately. Of course, the functionality of the units may be implemented in one or more software and/or hardware when implementing the present application.
As will be appreciated by one skilled in the art, embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
In a typical configuration, a computing device includes one or more processors (CPUs), input/output interfaces, network interfaces, and memory.
The memory may include forms of volatile memory in a computer readable medium, Random Access Memory (RAM) and/or non-volatile memory, such as Read Only Memory (ROM) or flash memory (flash RAM). Memory is an example of a computer-readable medium.
Computer-readable media, including both non-transitory and non-transitory, removable and non-removable media, may implement information storage by any method or technology. The information may be computer readable instructions, data structures, modules of a program, or other data. Examples of computer storage media include, but are not limited to, phase change memory (PRAM), Static Random Access Memory (SRAM), Dynamic Random Access Memory (DRAM), other types of Random Access Memory (RAM), Read Only Memory (ROM), Electrically Erasable Programmable Read Only Memory (EEPROM), flash memory or other memory technology, compact disc read only memory (CD-ROM), Digital Versatile Discs (DVD) or other optical storage, magnetic cassettes, magnetic tape magnetic disk storage or other magnetic storage devices, or any other non-transmission medium that can be used to store information that can be accessed by a computing device. As defined herein, a computer readable medium does not include a transitory computer readable medium such as a modulated data signal and a carrier wave.
It should also be noted that the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other like elements in a process, method, article, or apparatus that comprises the element.
The application may be described in the general context of computer-executable instructions, such as program modules, being executed by a computer. Generally, program modules include routines, programs, objects, components, data structures, etc. that perform particular tasks or implement particular abstract data types. The application may also be practiced in distributed computing environments where tasks are performed by remote processing devices that are linked through a communications network. In a distributed computing environment, program modules may be located in both local and remote computer storage media including memory storage devices.
The embodiments in the present specification are described in a progressive manner, and the same and similar parts among the embodiments are referred to each other, and each embodiment focuses on the differences from the other embodiments. In particular, for the system embodiment, since it is substantially similar to the method embodiment, the description is simple, and for the relevant points, reference may be made to the partial description of the method embodiment.
The above description is only an example of the present application and is not intended to limit the present application. Various modifications and changes may occur to those skilled in the art. Any modification, equivalent replacement, improvement, etc. made within the spirit and principle of the present application should be included in the scope of the claims of the present application.
Claims (15)
1. A vehicle use payment method comprises the following steps:
receiving vehicle bill information of a target vehicle;
determining the vehicle using behavior category corresponding to the vehicle using bill information;
acquiring a payment channel corresponding to the vehicle using behavior type according to the corresponding relation between the payment channel and the vehicle using behavior type;
according to the vehicle bill information, sending a vehicle payment request to a settlement end corresponding to the payment channel, so that the settlement end completes payment according to the vehicle payment request;
wherein the vehicle using behavior category comprises one or more of parking, driving on a specified road section and refueling.
2. The method of claim 1, wherein determining the vehicle usage category corresponding to the vehicle usage billing information comprises:
and acquiring the vehicle-using behavior category according to the identifier of the sender of the vehicle-using bill information.
3. The method of claim 2, wherein obtaining the category of vehicle occupancy behavior based on an identification of a sender of the vehicle occupancy billing information comprises:
acquiring the service type of the sender from a database according to the sender identification of the vehicle bill information;
and determining the vehicle using behavior type according to the service type of the sender.
4. The method of claim 1, wherein determining the vehicle usage category corresponding to the vehicle usage billing information comprises:
and if the vehicle using bill information contains the vehicle using behavior category, acquiring the vehicle using behavior category from the vehicle using bill information.
5. The method of claim 1, wherein obtaining a payment channel corresponding to the category of the vehicle-using behavior comprises:
acquiring a corresponding relation between the payment channel and the vehicle using behavior category from a database according to the identification of the target vehicle;
and determining the payment channel corresponding to the vehicle using behavior category of the target vehicle by using the acquired corresponding relation between the payment channel and the vehicle using behavior category.
6. The method of claim 1, wherein obtaining a payment channel corresponding to the category of the vehicle-using behavior comprises:
sending payment channel recommendation information corresponding to the vehicle using behavior category to a client of a user to which the target vehicle belongs;
and determining a payment channel corresponding to the vehicle using behavior category information according to the feedback of the user to the payment channel recommendation information.
7. The method of claim 1, before sending the vehicle payment request to the settlement end corresponding to the payment channel, further comprising:
acquiring account information of a user to which the target vehicle belongs according to the identification of the target vehicle;
according to the vehicle bill information, sending a vehicle payment request to a settlement end corresponding to the payment channel, wherein the vehicle payment request comprises:
and sending a vehicle using payment request to a settlement end corresponding to the payment channel according to the vehicle using bill information and the account information of the user.
8. A vehicle payment system comprising:
the collection terminal is used for collecting the vehicle using behavior information of the target vehicle and generating vehicle using bill information according to the vehicle using behavior information;
the vehicle utilization charging system receives the vehicle utilization bill information from the acquisition terminal, determines the vehicle utilization behavior category corresponding to the vehicle utilization bill information, acquires a payment channel corresponding to the vehicle utilization behavior category according to the corresponding relation between the payment channel and the vehicle utilization behavior category, and generates a vehicle utilization payment request according to the vehicle utilization bill information; the vehicle using behavior category comprises one or more of parking, driving on a specified road section and refueling;
and the settlement end receives the vehicle using payment request from the vehicle using charging system and completes payment according to the vehicle using payment request.
9. The system of claim 8, further comprising:
and the vehicle-mounted terminal acquires the vehicle using behavior information of the target vehicle when the vehicle-mounted terminal establishes communication connection with the acquisition terminal.
10. A vehicle payment device comprising:
the receiving module is used for receiving the vehicle bill information of the target vehicle;
the determining module is used for determining the vehicle using behavior category corresponding to the vehicle using bill information; the vehicle using behavior category comprises one or more of parking, driving on a specified road section and refueling;
the acquisition module is used for acquiring a payment channel corresponding to the vehicle using behavior type according to the corresponding relation between the payment channel and the vehicle using behavior type;
and the sending module is used for sending the vehicle using payment request to a settlement end corresponding to the payment channel according to the vehicle using bill information, so that the settlement end completes payment according to the vehicle using payment request.
11. The apparatus of claim 10, wherein the step of determining the vehicle usage category corresponding to the vehicle usage billing information comprises:
and acquiring the vehicle-using behavior category according to the identifier of the sender of the vehicle-using bill information.
12. The apparatus of claim 10, wherein the step of determining the vehicle usage category corresponding to the vehicle usage billing information comprises:
and if the vehicle using bill information contains the vehicle using behavior category, acquiring the vehicle using behavior category from the vehicle using bill information.
13. The apparatus of claim 10, wherein obtaining a payment channel corresponding to the category of the vehicle-using behavior comprises:
acquiring a corresponding relation between the payment channel and the vehicle using behavior category from a database according to the identification of the target vehicle;
and determining the payment channel corresponding to the vehicle using behavior category of the target vehicle by using the acquired corresponding relation between the payment channel and the vehicle using behavior category.
14. The apparatus of claim 10, wherein obtaining a payment channel corresponding to the category of the vehicle-using behavior comprises:
sending payment channel recommendation information corresponding to the vehicle using behavior category to a client of a user to which the target vehicle belongs;
and determining a payment channel corresponding to the vehicle using behavior category information according to the feedback of the user to the payment channel recommendation information.
15. An electronic device, comprising:
a processor; and
a memory configured to store a computer program that, when executed, causes the processor to:
receiving vehicle bill information of a target vehicle;
determining the vehicle using behavior category corresponding to the vehicle using bill information;
acquiring a payment channel corresponding to the vehicle using behavior type according to the corresponding relation between the payment channel and the vehicle using behavior type;
according to the vehicle bill information, sending a vehicle payment request to a settlement end corresponding to the payment channel, so that the settlement end completes payment according to the vehicle payment request;
wherein the vehicle using behavior category comprises one or more of parking, driving on a specified road section and refueling.
Priority Applications (4)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201911173136.1ACN110852736B (en) | 2019-11-26 | 2019-11-26 | Vehicle payment method, device and system and electronic equipment |
| CN202111181389.0ACN113935727A (en) | 2019-11-26 | 2019-11-26 | Vehicle payment method, device and system and electronic equipment |
| TW109115325ATWI775076B (en) | 2019-11-26 | 2020-05-08 | Vehicle payment method, device, system and electronic device |
| PCT/CN2020/111865WO2021103709A1 (en) | 2019-11-26 | 2020-08-27 | Vehicle usage payment method, device, and system, and electronic apparatus |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201911173136.1ACN110852736B (en) | 2019-11-26 | 2019-11-26 | Vehicle payment method, device and system and electronic equipment |
Related Child Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN202111181389.0ADivisionCN113935727A (en) | 2019-11-26 | 2019-11-26 | Vehicle payment method, device and system and electronic equipment |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN110852736A CN110852736A (en) | 2020-02-28 |
| CN110852736Btrue CN110852736B (en) | 2021-09-21 |
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201911173136.1AActiveCN110852736B (en) | 2019-11-26 | 2019-11-26 | Vehicle payment method, device and system and electronic equipment |
| CN202111181389.0APendingCN113935727A (en) | 2019-11-26 | 2019-11-26 | Vehicle payment method, device and system and electronic equipment |
Family Applications After (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN202111181389.0APendingCN113935727A (en) | 2019-11-26 | 2019-11-26 | Vehicle payment method, device and system and electronic equipment |
Country Status (3)
| Country | Link |
|---|---|
| CN (2) | CN110852736B (en) |
| TW (1) | TWI775076B (en) |
| WO (1) | WO2021103709A1 (en) |
Families Citing this family (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN110852736B (en)* | 2019-11-26 | 2021-09-21 | 支付宝(杭州)信息技术有限公司 | Vehicle payment method, device and system and electronic equipment |
| CN113220952B (en)* | 2021-05-25 | 2022-05-31 | 支付宝(杭州)信息技术有限公司 | Bill processing method and device |
| CN113962681A (en)* | 2021-11-09 | 2022-01-21 | 首约科技(北京)有限公司 | An online car-hailing cashier payment method |
| CN114548964A (en)* | 2022-02-10 | 2022-05-27 | 支付宝(杭州)信息技术有限公司 | A payment method, device and equipment |
| CN114819939A (en)* | 2022-04-18 | 2022-07-29 | 中国银联股份有限公司 | Payment method, system, device, platform, medium and product |
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- 2019-11-26CNCN201911173136.1Apatent/CN110852736B/enactiveActive
- 2019-11-26CNCN202111181389.0Apatent/CN113935727A/enactivePending
- 2020
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Also Published As
| Publication number | Publication date |
|---|---|
| WO2021103709A1 (en) | 2021-06-03 |
| TWI775076B (en) | 2022-08-21 |
| CN113935727A (en) | 2022-01-14 |
| TW202121326A (en) | 2021-06-01 |
| CN110852736A (en) | 2020-02-28 |
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