技术领域technical field
本申请涉及移动支付领域，特别是涉及一种安全便捷的支付方法、收费终端和支付系统。The present application relates to the field of mobile payment, in particular to a safe and convenient payment method, charging terminal and payment system.
背景技术Background technique
移动互联网和AI(Artificial Intelligence，人工智能)技术蓬勃发展，移动支付已经越来越普遍。现阶段手机终端移动支付的技术主要有：二维码支付、NFC(Near FieldCommunication，近场通信)支付和人脸支付等。二维码支付以支付宝、微信支付为代表，在国内获得很大的市场空间。NFC支付以苹果Pay、华为Pay、三星Pay、小米Pay等为代表，也获得了一定的用户支持。Mobile Internet and AI (Artificial Intelligence, artificial intelligence) technology are booming, and mobile payment has become more and more common. At this stage, mobile payment technologies for mobile terminals mainly include: QR code payment, NFC (Near Field Communication) payment, and face payment. QR code payment is represented by Alipay and WeChat payment, and has gained a large market space in China. NFC payment is represented by Apple Pay, Huawei Pay, Samsung Pay, Xiaomi Pay, etc., and has also gained certain user support.
移动支付的核心重点是安全和便捷。在安全性方面，二维码支付安全性较低，因其图形编码易被恶意复制，也易受木马等其它方式攻击。NFC支付通过增加硬件芯片提升了安全性，比二维码更安全，但仍可被破解。在快捷性方面，二维码支付额外需要打开微信或支付宝APP(应用程序)，NFC则需要手机靠近读卡器刷一下。如果手机装在身上或包里，或双手拿着东西，则需要先翻出手机再解锁打开相应APP对准收费终端进行支付，略显麻烦，不够方便快捷。The core focus of mobile payments is security and convenience. In terms of security, the security of QR code payment is low, because its graphic code is easily copied maliciously, and it is also vulnerable to other attacks such as Trojan horses. NFC payments improve security by adding hardware chips, which are more secure than QR codes, but can still be cracked. In terms of speed, QR code payment requires additionally opening WeChat or Alipay APP (application), and NFC requires the mobile phone to be close to the card reader and swiped. If the mobile phone is installed on the body or bag, or if you are holding something in both hands, you need to turn out the mobile phone first, then unlock and open the corresponding APP to pay at the charging terminal, which is slightly troublesome and not convenient and fast.
因此，无论是安全性还是便捷性，二维码和NFC都还有改善和提升的空间。Therefore, whether it is security or convenience, QR code and NFC still have room for improvement and improvement.
发明内容SUMMARY OF THE INVENTION
本申请的目的在于克服上述问题或者至少部分地解决或缓减上述问题。The purpose of the present application is to overcome the above-mentioned problems or at least partially solve or alleviate the above-mentioned problems.
根据本申请的一个方面，提供了一种安全便捷的支付方法，包括：According to one aspect of the present application, a safe and convenient payment method is provided, including:
预先基于UWB超宽带设置范围固定的支付区域；Pre-set payment areas with a fixed range based on UWB ultra-wideband;
实时检测到有移动终端进入所述支付区域，识别所述移动终端为支付终端；Detecting that a mobile terminal enters the payment area in real time, and identifying the mobile terminal as a payment terminal;
与所述移动终端进行支付的授权和安全认证；Authorization and security authentication for payment with the mobile terminal;
对所述移动终端执行收费操作，或触发所述移动终端执行支付操作。Perform a charging operation on the mobile terminal, or trigger the mobile terminal to perform a payment operation.
可选地，实时检测到有移动终端进入所述支付区域，识别所述移动终端为支付终端，包括：Optionally, it is detected in real time that a mobile terminal enters the payment area, and the mobile terminal is identified as a payment terminal, including:
通过UWB实时测距或定位来检测是否有移动终端进入所述支付区域，如果是，则识别所述移动终端为支付终端。Whether a mobile terminal enters the payment area is detected through UWB real-time ranging or positioning, and if so, the mobile terminal is identified as a payment terminal.
可选地，与所述移动终端进行支付的授权和安全认证，包括：Optionally, authorization and security authentication for payment with the mobile terminal, including:
利用UWB链路、蓝牙链路或其它加密数据链路，与所述移动终端进行支付的授权和安全认证。Authorization and security authentication of payment is performed with the mobile terminal using UWB link, Bluetooth link or other encrypted data link.
根据本申请的另一个方面，提供了一种安全便捷的收费终端，包括：According to another aspect of the present application, a safe and convenient charging terminal is provided, including:
UWB模块，其配置成预先基于UWB超宽带设置范围固定的支付区域；UWB module, which is configured to set a fixed payment area based on UWB ultra-wideband in advance;
检测模块，其配置成实时检测到有移动终端进入所述支付区域，识别所述移动终端为支付终端；a detection module, configured to detect in real time that a mobile terminal has entered the payment area, and identify the mobile terminal as a payment terminal;
认证模块，其配置成与所述移动终端进行支付的授权和安全认证；an authentication module configured to perform payment authorization and security authentication with the mobile terminal;
支付模块，其配置成对所述移动终端执行收费操作，或触发所述移动终端执行支付操作。A payment module configured to perform a charging operation on the mobile terminal, or trigger the mobile terminal to perform a payment operation.
可选地，所述检测模块具体配置成：Optionally, the detection module is specifically configured to:
通过UWB实时测距或定位来检测是否有移动终端进入所述支付区域，如果是，则识别所述移动终端为支付终端。Whether a mobile terminal enters the payment area is detected through UWB real-time ranging or positioning, and if so, the mobile terminal is identified as a payment terminal.
可选地，所述认证模块具体配置成：Optionally, the authentication module is specifically configured to:
利用UWB链路、蓝牙链路或其它加密数据链路，与所述移动终端进行支付的授权和安全认证。Authorization and security authentication of payment is performed with the mobile terminal using UWB link, Bluetooth link or other encrypted data link.
可选地，所述收费终端为：Optionally, the charging terminal is:
内置有UWB器件的闸机、POS销售终端机或者移动终端；或，Gates, POS terminals or mobile terminals with built-in UWB devices; or,
配有外部UWB配件的闸机或POS机；或，Gates or POS machines with external UWB accessories; or,
专有的UWB设备。Proprietary UWB device.
根据本申请的又一个方面，提供了一种安全便捷的支付系统，包括：如上所述的安全便捷的收费终端，以及移动终端；According to another aspect of the present application, a safe and convenient payment system is provided, including: the above-mentioned safe and convenient charging terminal, and a mobile terminal;
所述移动终端包括：The mobile terminal includes:
UWB模块，其配置成与所述收费终端基于UWB进行通信，以及测距或定位；UWB module, it is configured to communicate with the charging terminal based on UWB, and ranging or positioning;
认证模块，其配置成与所述收费终端进行支付的授权和安全认证；an authentication module configured to perform payment authorization and security authentication with the charging terminal;
支付模块，其配置成在接收到所述收费终端的通知后执行支付操作。A payment module configured to perform a payment operation after receiving the notification from the charging terminal.
可选地，所述移动终端的认证模块具体配置成：Optionally, the authentication module of the mobile terminal is specifically configured to:
利用UWB链路、蓝牙链路或其它加密数据链路，与所述收费终端进行支付的授权和安全认证。Use UWB link, Bluetooth link or other encrypted data link to perform payment authorization and security authentication with the charging terminal.
可选地，所述移动终端为内置有UWB器件的手机、智能手环、智能手表或智能挂坠。Optionally, the mobile terminal is a mobile phone, a smart bracelet, a smart watch or a smart pendant with a built-in UWB device.
根据本申请的又一个方面，提供了一种计算设备，包括存储器、处理器和存储在所述存储器内并能由所述处理器运行的计算机程序，其中，所述处理器执行所述计算机程序时实现如上所述的方法。According to yet another aspect of the present application, there is provided a computing device comprising a memory, a processor, and a computer program stored in the memory and executable by the processor, wherein the processor executes the computer program implement the method described above.
根据本申请的又一个方面，提供了一种计算机可读存储介质，优选为非易失性可读存储介质，其内存储有计算机程序，所述计算机程序在由处理器执行时实现如上所述的方法。According to yet another aspect of the present application, there is provided a computer-readable storage medium, preferably a non-volatile readable storage medium, in which a computer program is stored, the computer program, when executed by a processor, realizes the above-mentioned Methods.
根据本申请的又一个方面，提供了一种计算机程序产品，包括计算机可读代码，当所述计算机可读代码由计算机设备执行时，导致所述计算机设备执行上述的方法。According to yet another aspect of the present application, there is provided a computer program product comprising computer readable code which, when executed by a computer device, causes the computer device to perform the above method.
本申请提供的上述技术方案，通过预先基于UWB超宽带设置范围固定的支付区域，实时检测到有移动终端进入所述支付区域，识别所述移动终端为支付终端，与所述移动终端进行支付的授权和安全认证，对所述移动终端执行收费操作，或触发所述移动终端执行支付操作，无需使用二维码，杜绝了图形编码被恶意复制的风险，也无需用户打开手机启动APP对准收费终端再执行支付操作，省略了一系列繁琐的步骤，实现了自动识别支付，极大地提高了移动支付的安全性和便捷性。The above technical solution provided by this application, by setting a payment area with a fixed range based on UWB ultra-wideband in advance, detects in real time that a mobile terminal enters the payment area, identifies the mobile terminal as a payment terminal, and makes payment with the mobile terminal. Authorization and security authentication, perform charging operations on the mobile terminal, or trigger the mobile terminal to perform payment operations, without the use of QR codes, eliminating the risk of malicious copying of graphic codes, and without the need for users to open the mobile phone to start the APP to align the charging The terminal then performs the payment operation, omitting a series of cumbersome steps, realizing automatic identification of payment, and greatly improving the security and convenience of mobile payment.
另外，通过UWB实时测距或定位来检测是否有移动终端进入支付区域，同时利用UWB提供的位置信息最大程度上杜绝了黑客远程盗刷风险，进一步提高了安全性和便捷性。UWB为移动支付安全和便捷两个维度都能带来有益变化，且部分场景有较大吸引力和想象空间。In addition, UWB real-time ranging or positioning is used to detect whether a mobile terminal enters the payment area, and the location information provided by UWB is used to eliminate the risk of remote hacking by hackers to the greatest extent, and further improve security and convenience. UWB can bring beneficial changes to the two dimensions of mobile payment security and convenience, and some scenarios have great attraction and imagination.
根据下文结合附图对本申请的具体实施例的详细描述，本领域技术人员将会更加明了本申请的上述以及其他目的、优点和特征。The above and other objects, advantages and features of the present application will be more apparent to those skilled in the art from the following detailed description of the specific embodiments of the present application in conjunction with the accompanying drawings.
附图说明Description of drawings
后文将参照附图以示例性而非限制性的方式详细描述本申请的一些具体实施例。附图中相同的附图标记标示了相同或类似的部件或部分。本领域技术人员应该理解，这些附图未必是按比例绘制的。附图中：Hereinafter, some specific embodiments of the present application will be described in detail by way of example and not limitation with reference to the accompanying drawings. The same reference numbers in the figures designate the same or similar parts or parts. It will be understood by those skilled in the art that the drawings are not necessarily to scale. In the attached picture:
图1是根据本申请一个实施例的安全便捷的支付方法流程图；1 is a flowchart of a safe and convenient payment method according to an embodiment of the present application;
图2是根据本申请另一个实施例的支付场景应用示意图；2 is a schematic diagram of a payment scenario application according to another embodiment of the present application;
图3是根据本申请另一个实施例的安全便捷的收费终端结构图；3 is a structural diagram of a safe and convenient charging terminal according to another embodiment of the present application;
图4是根据本申请另一个实施例的安全便捷的支付系统结构图；4 is a structural diagram of a safe and convenient payment system according to another embodiment of the present application;
图5是根据本申请另一个实施例的支付系统应用示意图；5 is a schematic diagram of a payment system application according to another embodiment of the present application;
图6是根据本申请另一个实施例的计算设备结构图；6 is a structural diagram of a computing device according to another embodiment of the present application;
图7是根据本申请另一个实施例的计算机可读存储介质结构图。FIG. 7 is a structural diagram of a computer-readable storage medium according to another embodiment of the present application.
具体实施方式Detailed ways
本申请涉及UWB(UltraWide-Band，超宽带)技术，该技术是业界公认测距和定位精度最高的无线电技术，良好环境下测距精度优于10cm，定位精度在30cm内。UWB技术可以集成到移动终端如手机中，如采用移动终端内置UWB器件的方式，实现具有UWB功能的移动终端。利用UWB技术，不仅可以识别移动终端是否进入有效支付区域内，还可以自动完成支付。The present application relates to UWB (UltraWide-Band, ultra-wideband) technology, which is recognized by the industry as a radio technology with the highest ranging and positioning accuracy. In a good environment, the ranging accuracy is better than 10 cm, and the positioning accuracy is within 30 cm. The UWB technology can be integrated into a mobile terminal such as a mobile phone, for example, a mobile terminal with UWB function can be realized by using a built-in UWB device in the mobile terminal. Using UWB technology, it can not only identify whether the mobile terminal has entered the valid payment area, but also automatically complete the payment.
图1是根据本申请一个实施例的安全便捷的支付方法流程图。参见图1，该方法包括：FIG. 1 is a flowchart of a safe and convenient payment method according to an embodiment of the present application. Referring to Figure 1, the method includes:
101：预先基于UWB超宽带设置范围固定的支付区域；101: Pre-set a payment area with a fixed range based on UWB ultra-wideband;
102：实时检测到有移动终端进入支付区域，识别移动终端为支付终端；102: Detecting that a mobile terminal enters the payment area in real time, and identifying the mobile terminal as a payment terminal;
103：与移动终端进行支付的授权和安全认证；103: Authorization and security authentication for payment with the mobile terminal;
104：对移动终端执行收费操作，或触发移动终端执行支付操作。104: Perform a charging operation on the mobile terminal, or trigger the mobile terminal to perform a payment operation.
本实施例中，可选的，实时检测到有移动终端进入支付区域，识别移动终端为支付终端，包括：In this embodiment, optionally, it is detected in real time that a mobile terminal enters the payment area, and the mobile terminal is identified as a payment terminal, including:
通过UWB实时测距或定位来检测是否有移动终端进入支付区域，如果是，则识别移动终端为支付终端。Whether a mobile terminal enters the payment area is detected through UWB real-time ranging or positioning, and if so, the mobile terminal is identified as a payment terminal.
本实施例中，可选的，与移动终端进行支付的授权和安全认证，包括：In this embodiment, optionally, the authorization and security authentication for payment with the mobile terminal includes:
利用UWB链路、蓝牙链路或其它加密数据链路，与移动终端进行支付的授权和安全认证。Use UWB link, Bluetooth link or other encrypted data link to carry out payment authorization and security authentication with mobile terminal.
本实施例中，第一种方式，对移动终端执行收费操作是指由收费终端直接通过网络与后台服务器交互，主动对移动终端扣费，该扣费过程无需移动终端参与，可以应用于移动终端无网络信号或者网络信号弱等场景。第二种方式，触发移动终端执行支付操作是指无需收费终端参与，由移动终端自身通过网络与后台服务器交互，完成主动支付。In this embodiment, in the first method, performing a charging operation on the mobile terminal means that the charging terminal directly interacts with the background server through the network, and actively deducts the mobile terminal. This deduction process does not require the participation of the mobile terminal and can be applied to the mobile terminal. Scenarios such as no network signal or weak network signal. In the second way, triggering the mobile terminal to perform the payment operation means that the mobile terminal itself interacts with the background server through the network without the participation of the charging terminal to complete the active payment.
图2是根据本申请又一个实施例的支付场景应用示意图。参见图2，该场景为地铁出入口的收费场景。收费闸机为具有UWB功能的闸机系统，用户身上携带有支持UWB技术的手机，当用户走进闸机时，闸机可以实时基于UWB测距或定位出手机至闸机的距离，从而实时判断出该手机是否进入指定的支付区域。如果确定进入支付区域，则自动识别该手机为支付终端，与其进行支付的授权和安全认证，然后对该手机执行收费操作，或触发该手机执行支付操作。无需用户特意把手机从兜里或包里取出来，手机即使已经拿在手上，也不用特意在闸机上刷一下。用户直接走近闸门，自动开闸和扣费，相当方便快捷。FIG. 2 is a schematic diagram of a payment scenario application according to yet another embodiment of the present application. Referring to Fig. 2, this scene is a charging scene of subway entrances and exits. The toll gate is a gate system with UWB function. The user carries a mobile phone that supports UWB technology. When the user walks into the gate, the gate can measure the distance based on UWB or locate the distance from the mobile phone to the gate in real time. It is judged whether the mobile phone enters the designated payment area. If it is determined to enter the payment area, the mobile phone is automatically identified as a payment terminal, payment authorization and security authentication are performed with it, and then a charging operation is performed on the mobile phone, or a payment operation is triggered on the mobile phone. There is no need for the user to take the mobile phone out of the pocket or bag, and even if the mobile phone is already in hand, there is no need to swipe it on the turnstile. The user directly approaches the gate to automatically open the gate and deduct fees, which is quite convenient and fast.
本实施例提供的上述方法，通过预先基于UWB超宽带设置范围固定的支付区域，实时检测到有移动终端进入所述支付区域，识别所述移动终端为支付终端，与所述移动终端进行支付的授权和安全认证，对所述移动终端执行收费操作，或触发所述移动终端执行支付操作，无需使用二维码，杜绝了图形编码被恶意复制的风险，也无需用户打开手机启动APP并对准收费终端再执行支付操作，省略了一系列繁琐的步骤，实现了自动识别支付，极大地提高了移动支付的安全性和便捷性。另外，通过UWB实时测距或定位来检测是否有移动终端进入支付区域，同时利用UWB提供的位置信息最大程度上杜绝了黑客远程盗刷风险，进一步提高了安全性和便捷性。The above method provided in this embodiment, by setting a payment area with a fixed range based on UWB ultra-wideband in advance, detects in real time that a mobile terminal enters the payment area, identifies the mobile terminal as a payment terminal, and performs payment with the mobile terminal. Authorization and security authentication, perform charging operations on the mobile terminal, or trigger the mobile terminal to perform payment operations, without the use of QR codes, eliminating the risk of malicious copying of graphic codes, and without requiring users to open the mobile phone to start the APP and align the The charging terminal then performs the payment operation, omitting a series of cumbersome steps, realizing automatic identification of payment, and greatly improving the security and convenience of mobile payment. In addition, UWB real-time ranging or positioning is used to detect whether a mobile terminal enters the payment area, and the location information provided by UWB is used to eliminate the risk of remote hacking by hackers to the greatest extent, and further improve security and convenience.
图3是根据本申请另一个实施例的安全便捷的收费终端结构图。参见图3，该收费终端包括：FIG. 3 is a structural diagram of a safe and convenient charging terminal according to another embodiment of the present application. Referring to Figure 3, the charging terminal includes:
UWB模块301，其配置成预先基于UWB超宽带设置范围固定的支付区域；UWB module 301, which is configured to set a fixed payment area based on UWB ultra-wideband in advance;
检测模块302，其配置成实时检测到有移动终端进入支付区域，识别移动终端为支付终端；A detection module 302, which is configured to detect in real time that a mobile terminal has entered the payment area, and identify the mobile terminal as a payment terminal;
认证模块303，其配置成与移动终端进行支付的授权和安全认证；An authentication module 303, which is configured to perform payment authorization and security authentication with the mobile terminal;
支付模块304，其配置成对移动终端执行收费操作，或触发移动终端执行支付操作。A payment module 304, which is configured to perform a charging operation on the mobile terminal, or trigger the mobile terminal to perform a payment operation.
本实施例中，可选的，检测模块具体配置成：In this embodiment, optionally, the detection module is specifically configured as:
通过UWB实时测距或定位来检测是否有移动终端进入支付区域，如果是，则识别移动终端为支付终端。Whether a mobile terminal enters the payment area is detected through UWB real-time ranging or positioning, and if so, the mobile terminal is identified as a payment terminal.
本实施例中，可选的，认证模块具体配置成：In this embodiment, optionally, the authentication module is specifically configured as:
利用UWB链路、蓝牙链路或其它加密数据链路，与移动终端进行支付的授权和安全认证。Use UWB link, Bluetooth link or other encrypted data link to carry out payment authorization and security authentication with mobile terminal.
本实施例中，可选的，上述收费终端具体为：In this embodiment, optionally, the above charging terminal is specifically:
内置有UWB器件的闸机、POS销售终端机或者移动终端；或，Gates, POS terminals or mobile terminals with built-in UWB devices; or,
配有外部UWB配件的闸机或POS机；或，Gates or POS machines with external UWB accessories; or,
专有的UWB设备。Proprietary UWB device.
其中，该专有的UWB设备可以是UWB基站等等，具体不限定。Wherein, the dedicated UWB device may be a UWB base station, etc., which is not specifically limited.
本实施例提供的上述收费终端，通过预先基于UWB超宽带设置范围固定的支付区域，实时检测到有移动终端进入所述支付区域，识别所述移动终端为支付终端，与所述移动终端进行支付的授权和安全认证，对所述移动终端执行收费操作，或触发所述移动终端执行支付操作，无需使用二维码，杜绝了图形编码被恶意复制的风险，也无需用户打开手机启动APP对准收费终端再执行支付操作，省略了一系列繁琐的步骤，实现了自动识别支付，极大地提高了移动支付的安全性和便捷性。另外，通过UWB实时测距或定位来检测是否有移动终端进入支付区域，同时利用UWB提供的位置信息最大程度上杜绝了黑客远程盗刷风险，进一步提高了安全性和便捷性。The above-mentioned charging terminal provided in this embodiment detects a mobile terminal entering the payment area in real time by setting a payment area with a fixed range based on UWB ultra-wideband in advance, identifies the mobile terminal as a payment terminal, and performs payment with the mobile terminal authorization and security authentication, perform charging operations on the mobile terminal, or trigger the mobile terminal to perform payment operations, without using a two-dimensional code, eliminating the risk of malicious copying of graphic codes, and without the user opening the mobile phone to start the APP alignment The charging terminal then performs the payment operation, omitting a series of cumbersome steps, realizing automatic identification of payment, and greatly improving the security and convenience of mobile payment. In addition, UWB real-time ranging or positioning is used to detect whether a mobile terminal enters the payment area, and the location information provided by UWB is used to eliminate the risk of remote hacking by hackers to the greatest extent, and further improve security and convenience.
图4是根据本申请另一个实施例的安全便捷的支付系统结构图。参见图4，该支付系统，包括：如上述实施例提供的安全便捷的收费终端30，以及移动终端40；FIG. 4 is a structural diagram of a safe and convenient payment system according to another embodiment of the present application. Referring to FIG. 4 , the payment system includes: the safe and convenient charging terminal 30 provided in the above-mentioned embodiment, and a mobile terminal 40;
其中，该移动终端包括：Wherein, the mobile terminal includes:
UWB模块401，其配置成与收费终端基于UWB进行通信，以及测距或定位；UWB module 401, which is configured to communicate with the charging terminal based on UWB, as well as ranging or positioning;
认证模块402，其配置成与收费终端进行支付的授权和安全认证；An authentication module 402, which is configured to perform payment authorization and security authentication with the charging terminal;
支付模块403，其配置成在接收到收费终端的通知后执行支付操作。A payment module 403, which is configured to perform a payment operation after receiving the notification from the charging terminal.
本实施例中，可选的，移动终端的认证模块402具体配置成：In this embodiment, optionally, the authentication module 402 of the mobile terminal is specifically configured to:
利用UWB链路、蓝牙链路或其它加密数据链路，与收费终端进行支付的授权和安全认证。Use UWB link, Bluetooth link or other encrypted data link to perform payment authorization and security authentication with charging terminal.
本实施例中，可选的，移动终端为内置有UWB器件的手机、智能手环、智能手表或智能挂坠。In this embodiment, optionally, the mobile terminal is a mobile phone, a smart bracelet, a smart watch or a smart pendant with a built-in UWB device.
图5是根据本申请又一个实施例的支付系统应用示意图。参见图5，该系统包括UWB移动终端和UWB收费终端，该UWB收费终端可以是UWB闸机、UWBPOS机、UWB移动终端或其它专有UWB设备等。无论是移动终端还是收费终端，UWB均可以采用外部配件的方式，或者内置器件的方式，具体不限定。UWB收费终端基于UWB进行测距或定位，从而检测出UWB移动终端进入支付区域后，执行收费操作或触发移动终端支付。FIG. 5 is a schematic diagram of an application of a payment system according to yet another embodiment of the present application. Referring to FIG. 5 , the system includes a UWB mobile terminal and a UWB charging terminal, and the UWB charging terminal may be a UWB gate, a UWBPOS machine, a UWB mobile terminal or other proprietary UWB devices. Regardless of whether it is a mobile terminal or a charging terminal, the UWB can adopt the method of external accessories or the method of built-in devices, which is not specifically limited. The UWB charging terminal performs ranging or positioning based on UWB, so that after detecting that the UWB mobile terminal has entered the payment area, the charging operation is performed or the mobile terminal payment is triggered.
本实施例提供的上述系统，通过预先基于UWB超宽带设置范围固定的支付区域，实时检测到有移动终端进入所述支付区域，识别所述移动终端为支付终端，与所述移动终端进行支付的授权和安全认证，对所述移动终端执行收费操作，或触发所述移动终端执行支付操作，无需使用二维码，杜绝了图形编码被恶意复制的风险，也无需用户打开手机启动APP对准收费终端再执行支付操作，省略了一系列繁琐的步骤，实现了自动识别支付，极大地提高了移动支付的安全性和便捷性。另外，通过UWB实时测距或定位来检测是否有移动终端进入支付区域，同时利用UWB提供的位置信息最大程度上杜绝了黑客远程盗刷风险，进一步提高了安全性和便捷性。The above-mentioned system provided in this embodiment, by setting a payment area with a fixed range based on UWB ultra-wideband in advance, detects in real time that a mobile terminal enters the payment area, identifies the mobile terminal as a payment terminal, and performs payment with the mobile terminal. Authorization and security authentication, perform charging operations on the mobile terminal, or trigger the mobile terminal to perform payment operations, without the use of QR codes, eliminating the risk of malicious copying of graphic codes, and without the need for users to open the mobile phone to start the APP to align the charging The terminal then performs the payment operation, omitting a series of cumbersome steps, realizing automatic identification of payment, and greatly improving the security and convenience of mobile payment. In addition, UWB real-time ranging or positioning is used to detect whether a mobile terminal enters the payment area, and the location information provided by UWB is used to eliminate the risk of remote hacking by hackers to the greatest extent, and further improve security and convenience.
根据下文结合附图对本申请的具体实施例的详细描述，本领域技术人员将会更加明了本申请的上述以及其他目的、优点和特征。The above and other objects, advantages and features of the present application will be more apparent to those skilled in the art from the following detailed description of the specific embodiments of the present application in conjunction with the accompanying drawings.
本申请实施例还提供了一种计算设备，参照图6，该计算设备包括存储器1120、处理器1110和存储在所述存储器1120内并能由所述处理器1110运行的计算机程序，该计算机程序存储于存储器1120中的用于程序代码的空间1130，该计算机程序在由处理器1110执行时实现用于执行任一项根据本发明的方法步骤1131。An embodiment of the present application further provides a computing device, referring to FIG. 6 , the computing device includes a memory 1120, a processor 1110, and a computer program stored in the memory 1120 and executable by the processor 1110, the computer program Space 1130 stored in the memory 1120 for program code which, when executed by the processor 1110, implements for performing any one of the method steps 1131 according to the invention.
本申请实施例还提供了一种计算机可读存储介质。参照图7，该计算机可读存储介质包括用于程序代码的存储单元，该存储单元设置有用于执行根据本发明的方法步骤的程序1131′，该程序被处理器执行。Embodiments of the present application also provide a computer-readable storage medium. 7, the computer-readable storage medium comprises a storage unit for program codes provided with a program 1131' for performing the method steps according to the invention, the program being executed by a processor.
本申请实施例还提供了一种包含指令的计算机程序产品。当该计算机程序产品在计算机上运行时，使得计算机执行根据本发明的方法步骤。Embodiments of the present application also provide a computer program product including instructions. The computer program product, when run on a computer, causes the computer to perform the method steps according to the invention.
在上述实施例中，可以全部或部分地通过软件、硬件、固件或者其任意组合来实现。当使用软件实现时，可以全部或部分地以计算机程序产品的形式实现。所述计算机程序产品包括一个或多个计算机指令。在计算机加载和执行所述计算机程序指令时，全部或部分地产生按照本申请实施例所述的流程或功能。所述计算机可以是通用计算机、专用计算机、计算机网络、获取其他可编程装置。所述计算机指令可以存储在计算机可读存储介质中，或者从一个计算机可读存储介质向另一个计算机可读存储介质传输，例如，所述计算机指令可以从一个网站站点、计算机、服务器或数据中心通过有线(例如同轴电缆、光纤、数字用户线(DSL))或无线(例如红外、无线、微波等)方式向另一个网站站点、计算机、服务器或数据中心进行传输。所述计算机可读存储介质可以是计算机能够存取的任何可用介质或者是包含一个或多个可用介质集成的服务器、数据中心等数据存储设备。所述可用介质可以是磁性介质，(例如，软盘、硬盘、磁带)、光介质(例如，DVD)、或者半导体介质(例如固态硬盘Solid State Disk(SSD))等。In the above-mentioned embodiments, it may be implemented in whole or in part by software, hardware, firmware or any combination thereof. When implemented in software, it can be implemented in whole or in part in the form of a computer program product. The computer program product includes one or more computer instructions. When the computer loads and executes the computer program instructions, all or part of the processes or functions described in the embodiments of the present application are generated. The computer may be a general purpose computer, a special purpose computer, a computer network, or other programmable devices. The computer instructions may be stored in or transmitted from one computer readable storage medium to another computer readable storage medium, for example, the computer instructions may be downloaded from a website site, computer, server or data center Transmission to another website site, computer, server, or data center is by wire (eg, coaxial cable, fiber optic, digital subscriber line (DSL)) or wireless (eg, infrared, wireless, microwave, etc.). The computer-readable storage medium may be any available medium that can be accessed by a computer or a data storage device such as a server, data center, etc. that includes an integration of one or more available media. The usable media may be magnetic media (eg, floppy disks, hard disks, magnetic tapes), optical media (eg, DVD), or semiconductor media (eg, Solid State Disk (SSD)), among others.
专业人员应该还可以进一步意识到，结合本文中所公开的实施例描述的各示例的单元及算法步骤，能够以电子硬件、计算机软件或者二者的结合来实现，为了清楚地说明硬件和软件的可互换性，在上述说明中已经按照功能一般性地描述了各示例的组成及步骤。这些功能究竟以硬件还是软件方式来执行，取决于技术方案的特定应用和设计约束条件。专业技术人员可以对每个特定的应用来使用不同方法来实现所描述的功能，但是这种实现不应认为超出本申请的范围。Professionals should be further aware that the units and algorithm steps of each example described in conjunction with the embodiments disclosed herein can be implemented in electronic hardware, computer software, or a combination of the two. Interchangeability, the above description has generally described the components and steps of each example in terms of function. Whether these functions are performed in hardware or software depends on the specific application and design constraints of the technical solution. Skilled artisans may implement the described functionality using different methods for each particular application, but such implementations should not be considered beyond the scope of this application.
本领域普通技术人员可以理解实现上述实施例方法中的全部或部分步骤是可以通过程序来指令处理器完成，所述的程序可以存储于计算机可读存储介质中，所述存储介质是非短暂性(英文：non-transitory)介质，例如随机存取存储器，只读存储器，快闪存储器，硬盘，固态硬盘，磁带(英文：magnetic tape)，软盘(英文：floppy disk)，光盘(英文：optical disc)及其任意组合。Those of ordinary skill in the art can understand that all or part of the steps in the method of implementing the above embodiments can be completed by instructing the processor through a program, and the program can be stored in a computer-readable storage medium, and the storage medium is non-transitory ( English: non-transitory) media, such as random access memory, read only memory, flash memory, hard disk, solid state disk, magnetic tape (English: magnetic tape), floppy disk (English: floppy disk), optical disc (English: optical disc) and any combination thereof.
以上所述，仅为本申请较佳的具体实施方式，但本申请的保护范围并不局限于此，任何熟悉本技术领域的技术人员在本申请揭露的技术范围内，可轻易想到的变化或替换，都应涵盖在本申请的保护范围之内。因此，本申请的保护范围应该以权利要求的保护范围为准。The above are only the preferred specific embodiments of the present application, but the protection scope of the present application is not limited to this. Substitutions should be covered within the protection scope of this application. Therefore, the protection scope of the present application should be subject to the protection scope of the claims.
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910780319.3ACN110363529B (en) | 2019-08-22 | 2019-08-22 | Safe and convenient payment methods, payment terminals and payment systems |
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910780319.3ACN110363529B (en) | 2019-08-22 | 2019-08-22 | Safe and convenient payment methods, payment terminals and payment systems |
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| CN110363529Atrue CN110363529A (en) | 2019-10-22 |
| CN110363529B CN110363529B (en) | 2025-02-07 |
| Application Number | Title | Priority Date | Filing Date |
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| CN201910780319.3AActiveCN110363529B (en) | 2019-08-22 | 2019-08-22 | Safe and convenient payment methods, payment terminals and payment systems |
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