技术领域technical field
本发明实施例涉及文件处理领域，尤其是一种合同文件分析方法、装置、计算机设备及存储介质。The embodiments of the present invention relate to the field of document processing, in particular, a contract document analysis method, device, computer equipment and storage medium.
背景技术Background technique
合同审查就是按照合同法规以及当事人的约定对合同的内容、格式进行审核。要审查合同如何成立或者是否成立，如何生效，或者是否生效，有无效力待定或者无效的情形，合同权利义务如何终止或者是否终止，相应的合同约定或者条款会产生什么样的合同后果呢，会产生什么样的民事合同关系，什么样的行政合同关系，什么样的刑事合同关系。与我方的期待有多大距离。合同审查具有很强的专业性，因此，需要有专业学识的人才能够进行解答。Contract review is to review the content and format of the contract in accordance with the contract regulations and the agreement of the parties. It is necessary to review how the contract is established or whether it is established, how it becomes effective, or whether it is effective, whether it is pending or invalid, how the rights and obligations of the contract are terminated or whether they are terminated, and what kind of contractual consequences will the corresponding contract agreement or clause produce? What kind of civil contract relationship, what kind of administrative contract relationship, and what kind of criminal contract relationship will arise. How far is it from our expectations. Contract review is highly professional, therefore, it requires professionals with professional knowledge to answer the questions.
现有技术中，大多数不了解合同知识的用户，在面对形形色色的合同文件时，由于，无法正确的解读合同文件内容，而导致自身合法权利无法得到保障，或者只能通过耗费人力和财力寻求具有相关知识储备的人士进行咨询。因此，现有技术中，合同审查的解读依旧依靠具有相关知识的专业人士，对于部分不能便利享受专业人士辅导的人们，需要一种更具普及性的手段来解读合同文件。In the existing technology, most users who do not understand the contract knowledge, when faced with various contract documents, cannot correctly interpret the content of the contract documents, so that their legal rights cannot be guaranteed, or they can only use manpower and financial resources. Seek advice from someone with relevant knowledge. Therefore, in the prior art, the interpretation of contract review still relies on professionals with relevant knowledge. For some people who cannot conveniently enjoy the guidance of professionals, a more popular means is needed to interpret contract documents.
发明内容SUMMARY OF THE INVENTION
本发明实施例提供一种通过识别合同文件中的关键性内容，通过简明扼要的展示合同文件关键性内容，达到准确快速的解析合同文件目的的合同文件分析方法、装置、计算机设备及存储介质。Embodiments of the present invention provide a contract document analysis method, device, computer equipment and storage medium for accurately and quickly analyzing contract documents by identifying key content in the contract document and displaying the key content of the contract document concisely.
为解决上述技术问题，本发明创造的实施例采用的一个技术方案是：提供一种合同文件分析方法，包括：In order to solve the above technical problems, a technical solution adopted by the embodiments of the present invention is to provide a contract document analysis method, including:
获取待识别的合同文件的文书文本；Obtain the clerical text of the contract document to be identified;
根据预设的转换方式将所述文书文本转换为数组矩阵；converting the clerical text into an array matrix according to a preset conversion method;
将所述数组矩阵输入至预设的文本分析模型中，其中，所述文本分析模型为预先训练至收敛状态用于对文本信息进行合同因子提取的神经网络模型，合同因子为表达合同文件内容主旨的关键信息；Input the array matrix into a preset text analysis model, wherein the text analysis model is a neural network model pre-trained to a convergent state for extracting contract factors from the text information, and the contract factors express the gist of the content of the contract document the key information;
读取所述文本分析模型输出的合同因子，并根据预设的展示规则对所述合同因子进行显示。Reading the contract factors output by the text analysis model, and displaying the contract factors according to preset display rules.
可选地，所述读取所述文本分析模型输出的合同因子，并根据预设的展示规则对所述合同因子进行显示之后，还包括：Optionally, after reading the contract factors output by the text analysis model and displaying the contract factors according to preset display rules, the method further includes:
根据预设的检索规则将所述合同因子部分内容转换为检索式；Convert part of the content of the contract factor into a search formula according to the preset search rules;
以所述检索式为检索条件在预设的判例数据库中进行检索，查找与所述合同文件具有相同约定事由的示例文件其中，所述示例文件中包括纠纷事由。Using the search formula as a search condition to search in a preset case database to find an example document having the same agreed subject matter as the contract document, wherein the example document includes the dispute subject matter.
可选地，当所述示例文件为多个时，所述以所述检索式为检索条件在预设的判例数据库中进行检索，查找与所述合同文件具有相同约定事由的示例文件之后，还包括：Optionally, when there are multiple example documents, the search is performed in the preset precedent database using the search formula as the search condition, and after finding the example document that has the same agreed reason as the contract document, it is also include:
以所述纠纷事由为限定条件对多个示例文件进行统计；Make statistics on multiple sample files with the above-mentioned dispute as a limiting condition;
根据统计结果计算各个纠纷类别所占的百分比；Calculate the percentage of each dispute category based on the statistical results;
根据各个纠纷类别所占的百分比对所述合同文件的纠纷风险进行预测。The dispute risk of the contract document is predicted according to the percentage of each dispute category.
可选地，所述根据各个纠纷类别所占的百分比对所述合同文件的纠纷风险进行预测之后，还包括：Optionally, after predicting the dispute risk of the contract document according to the percentage of each dispute category, the method further includes:
获取所述示例文件中表征纠纷事由的合同因子；Obtain the contract factors representing the disputes in the example file;
以所述合同因子为检索条件在所述合同文件中进行检索，获取所述合同文件中制约所述纠纷事由的制约条款；Retrieving in the contract document using the contract factor as a search condition, and obtaining the restrictive clauses in the contract document restricting the dispute;
将所述制约条款进行差异化显示。The constraints are displayed in a differentiated manner.
可选地，所述以所述合同因子为检索条件在所述合同文件中进行检索，获取所述合同文件中制约所述纠纷事由的制约条款之前，还包括：Optionally, before the retrieval in the contract document is performed using the contract factor as a retrieval condition, and before obtaining the restrictive clauses in the contract document that restrict the cause of the dispute, it may further include:
以所述合同因子为检索条件在所述合同文件中进行检索，以判断所述合同文件中是否具有制约所述纠纷事由的制约条款；Retrieve in the contract document using the contract factor as a search condition to determine whether there are restrictive clauses restricting the dispute in the contract document;
当所述合同文件中不具有制约所述纠纷事由的制约条款时，提取预设的第一警示信息并进行展示；否则，则确认获取所述制约条款；其中，所述第一警示信息用于提示用户合同文件中存在法律风险。When there are no restrictive clauses restricting the dispute in the contract document, the preset first warning information is extracted and displayed; otherwise, the acquisition of the restrictive clauses is confirmed; wherein, the first warning information is used for Prompt the user that there is a legal risk in the contract document.
可选地，所述以所述合同因子为检索条件在所述合同文件中进行检索，以判断所述合同文件中是否具有制约所述纠纷事由的制约条款之后，还包括：Optionally, after searching in the contract document using the contract factor as a search condition to determine whether there is a restrictive clause restricting the cause of the dispute in the contract document, it further includes:
当所述合同文件中不具有制约所述纠纷事由的制约条款时，在预设的策略数据库中检索与所述合同因子具有映射关系的补充条款，其中，所述补充条款中包括所述补充条款在所述合同文件中的写入位置；When there are no restrictive clauses restricting the cause of dispute in the contract document, search for supplementary clauses that have a mapping relationship with the contract factors in the preset policy database, wherein the supplementary clauses include the supplementary clauses where it is written in said contract document;
根据所述写入位置将所述补充条款写入至所述合同文件中，且确认所述补充条款为所述纠纷事由的制约条款。Write the supplementary clauses into the contract document according to the writing location, and confirm that the supplementary clauses are the restrictive clauses of the dispute.
可选地，所述获取待识别的合同文件的文书文本之前，还包括：Optionally, before acquiring the document text of the contract document to be identified, it also includes:
获取所述合同文件的文档图片；Obtain a document picture of the contract document;
根据预设的图文转换方式将所述文档图片转换为文书文本。The document image is converted into document text according to a preset image-to-text conversion method.
为解决上述技术问题，本发明实施例还提供一种合同文件分析装置，包括：In order to solve the above technical problems, an embodiment of the present invention also provides a contract document analysis device, including:
获取模块，用于获取待识别的合同文件的文书文本；An acquisition module, configured to acquire the document text of the contract document to be identified;
转换模块，用于根据预设的转换方式将所述文书文本转换为数组矩阵；A conversion module, configured to convert the clerical text into an array matrix according to a preset conversion method;
处理模块，用于将所述数组矩阵输入至预设的文本分析模型中，其中，所述文本分析模型为预先训练至收敛状态用于对文本信息进行合同因子提取的神经网络模型，合同因子为表达合同文件内容主旨的关键信息；A processing module, configured to input the array matrix into a preset text analysis model, wherein the text analysis model is a neural network model pre-trained to a convergent state for extracting contract factors from text information, and the contract factors are Key information expressing the content of the contract document;
执行模块，用于读取所述文本分析模型输出的合同因子，并根据预设的展示规则对所述合同因子进行显示。An execution module, configured to read the contract factors output by the text analysis model, and display the contract factors according to preset display rules.
可选地，所述合同文件分析装置还包括：Optionally, the contract document analysis device also includes:
第一转换子模块，用于根据预设的检索规则将所述合同因子部分内容转换为检索式；The first conversion sub-module is used to convert part of the content of the contract factor into a retrieval formula according to a preset retrieval rule;
第一处理子模块，用于以所述检索式为检索条件在预设的判例数据库中进行检索，查找与所述合同文件具有相同约定事由的示例文件其中，所述示例文件中包括纠纷事由。The first processing sub-module is used to search in a preset case database with the search formula as a search condition, and find an example document having the same agreed subject matter as the contract document, wherein the example document includes a dispute subject matter.
可选地，当所述示例文件为多个时，所述合同文件分析装置还包括：Optionally, when there are multiple example documents, the contract document analyzing device further includes:
第一统计子模块，用于以所述纠纷事由为限定条件对多个示例文件进行统计；The first statistics sub-module is used to make statistics on a plurality of sample files with the said dispute as a limited condition;
第一计算子模块，用于根据统计结果计算各个纠纷类别所占的百分比；The first calculation sub-module is used to calculate the percentage of each dispute category according to the statistical results;
第一执行子模块，用于根据各个纠纷类别所占的百分比对所述合同文件的纠纷风险进行预测。The first execution sub-module is used to predict the dispute risk of the contract document according to the percentage of each dispute category.
可选地，所述合同文件分析装置还包括：Optionally, the contract document analysis device also includes:
第一获取子模块，用于获取所述示例文件中表征纠纷事由的合同因子；The first acquisition sub-module is used to acquire the contract factor representing the cause of the dispute in the example file;
第二处理子模块，用于以所述合同因子为检索条件在所述合同文件中进行检索，获取所述合同文件中制约所述纠纷事由的制约条款；The second processing submodule is used to search in the contract document by using the contract factor as a search condition, and obtain the restrictive clauses in the contract document that restrict the dispute;
第一显示子模块，用于将所述制约条款进行差异化显示。The first display submodule is configured to display the restriction clauses in a differentiated manner.
可选地，所述合同文件分析装置还包括：Optionally, the contract document analysis device also includes:
第一查找子模块，用于以所述合同因子为检索条件在所述合同文件中进行检索，以判断所述合同文件中是否具有制约所述纠纷事由的制约条款；The first search sub-module is used to search the contract document using the contract factor as a search condition, so as to determine whether there are restrictive clauses restricting the dispute in the contract document;
第二执行子模块，用于当所述合同文件中不具有制约所述纠纷事由的制约条款时，提取预设的第一警示信息并进行展示；否则，则确认获取所述制约条款；其中，所述第一警示信息用于提示用户合同文件中存在法律风险。The second execution sub-module is used to extract and display the preset first warning information when there are no restrictive clauses restricting the cause of dispute in the contract document; otherwise, confirm the acquisition of the restrictive clauses; wherein, The first warning information is used to prompt the user that there is a legal risk in the contract document.
可选地，所述合同文件分析装置还包括：Optionally, the contract document analysis device also includes:
第二查找子模块，用于当所述合同文件中不具有制约所述纠纷事由的制约条款时，在预设的策略数据库中检索与所述合同因子具有映射关系的补充条款，其中，所述补充条款中包括所述补充条款在所述合同文件中的写入位置；The second search submodule is used to search for supplementary clauses that have a mapping relationship with the contract factors in the preset policy database when there are no restrictive clauses that restrict the cause of dispute in the contract document, wherein the The supplementary clauses include the writing position of said supplementary clauses in said contract documents;
第三执行子模块，用于根据所述写入位置将所述补充条款写入至所述合同文件中，且确认所述补充条款为所述纠纷事由的制约条款。The third execution sub-module is configured to write the supplementary clauses into the contract document according to the writing position, and confirm that the supplementary clauses are restrictive clauses of the dispute.
可选地，所述合同文件分析装置还包括：Optionally, the contract document analysis device also includes:
第二获取子模块，用于获取所述合同文件的文档图片；The second acquiring submodule is used to acquire the document picture of the contract document;
第三处理子模块，用于根据预设的图文转换方式将所述文档图片转换为文书文本。The third processing sub-module is used to convert the document picture into document text according to a preset picture-to-text conversion method.
为解决上述技术问题，本发明实施例还提供一种计算机设备，包括存储器和处理器，所述存储器中存储有计算机可读指令，所述计算机可读指令被所述处理器执行时，使得所述处理器执行上述所述合同文件分析方法的步骤。In order to solve the above-mentioned technical problems, an embodiment of the present invention also provides a computer device, including a memory and a processor, where computer-readable instructions are stored in the memory, and when the computer-readable instructions are executed by the processor, the The processor executes the steps of the contract document analysis method described above.
为解决上述技术问题，本发明实施例还提供一种存储有计算机可读指令的存储介质，所述计算机可读指令被一个或多个处理器执行时，使得一个或多个处理器执行上述所述合同文件分析方法的步骤。In order to solve the above-mentioned technical problems, an embodiment of the present invention also provides a storage medium storing computer-readable instructions, and when the computer-readable instructions are executed by one or more processors, one or more processors execute the above-mentioned Describe the steps of the contract document analysis method.
本发明实施例的有益效果是：通过将合同文件的文书文本转换为能够被神经网络模型识别的数组矩阵，然后由训练至收敛的神经网络模型对数组矩阵中能够表征合同文件关键内容的数据进行分类提取，形成合同文件的合同因子，最后，将合同因子进行编辑展示。由于，具有目的性训练的神经网络模型能够准确的提取合同文件的关键性内容，因此，能够向用户展示合同文件中最重要的内容，避免用户阅读合同文件时由于经验不足，不能够从合同文件中汲取关键内容，导致对合同文件理解不够透彻导致的错误理解。同时，由于，关键点内容的提取，相当于在用户阅读合同文件之前形成了合同文件的提纲，使用户能够更加准确的理解合同文件的主旨内容，达到雷同于专业人员辅导理解的效果。The beneficial effect of the embodiment of the present invention is: by converting the document text of the contract document into an array matrix that can be recognized by the neural network model, and then the neural network model that has been trained to converge is used to perform a process on the data in the array matrix that can represent the key content of the contract document Classify and extract to form the contract factors of the contract documents, and finally, edit and display the contract factors. Since the neural network model with purposeful training can accurately extract the key content of the contract document, it can show the most important content in the contract document to the user, preventing the user from being unable to read the contract document due to lack of experience. The key content is absorbed in the contract, which leads to misunderstandings caused by insufficient understanding of the contract documents. At the same time, since the extraction of key points is equivalent to forming the outline of the contract document before the user reads the contract document, the user can understand the main content of the contract document more accurately, achieving the effect similar to the understanding of professional guidance.
附图说明Description of drawings
为了更清楚地说明本发明实施例中的技术方案，下面将对实施例描述中所需要使用的附图作简单地介绍，显而易见地，下面描述中的附图仅仅是本发明的一些实施例，对于本领域技术人员来讲，在不付出创造性劳动的前提下，还可以根据这些附图获得其他的附图。In order to more clearly illustrate the technical solutions in the embodiments of the present invention, the drawings that need to be used in the description of the embodiments will be briefly introduced below. Obviously, the drawings in the following description are only some embodiments of the present invention. For those skilled in the art, other drawings can also be obtained based on these drawings without any creative effort.
图1为本发明实施例合同文件分析方法的基本流程示意图；Fig. 1 is the basic schematic flow diagram of the contract document analysis method of the embodiment of the present invention;
图2为本发明实施例通过合同因子检索同类型示例文件的流程示意图；Fig. 2 is a schematic flow diagram of retrieving the same type of example files through the contract factor according to the embodiment of the present invention;
图3为本发明实施例通过示例文件对合同文件的结果进行预测的流程示意图；Fig. 3 is a schematic flow diagram of predicting the result of a contract document through an example document according to an embodiment of the present invention;
图4为本发明实施例通过纠纷事由的合同因子查找合同文件中对应制约条款的流程示意图；Fig. 4 is a schematic flow diagram of searching for the corresponding restrictive clauses in the contract document through the contract factor of the cause of the dispute according to the embodiment of the present invention;
图5为本发明实施例警示用户合同文件存在法律风险的流程示意图；Fig. 5 is a schematic flow diagram of an embodiment of the present invention warning a user that there is a legal risk in a contract document;
图6为本发明实施例补全制约条款的流程示意图；FIG. 6 is a schematic flow diagram of the supplementary restriction clause in the embodiment of the present invention;
图7为本发明实施例转换合同文件格式的流程示意图；Fig. 7 is a schematic flow chart of converting the format of the contract file according to the embodiment of the present invention;
图8为本发明实施例合同文件分析装置基本结构示意图；8 is a schematic diagram of the basic structure of a contract document analysis device according to an embodiment of the present invention;
图9为本发明实施例计算机设备基本结构框图。FIG. 9 is a block diagram of the basic structure of a computer device according to an embodiment of the present invention.
具体实施方式Detailed ways
为了使本技术领域的人员更好地理解本发明方案，下面将结合本发明实施例中的附图，对本发明实施例中的技术方案进行清楚、完整地描述。In order to enable those skilled in the art to better understand the solutions of the present invention, the technical solutions in the embodiments of the present invention will be clearly and completely described below in conjunction with the drawings in the embodiments of the present invention.
在本发明的说明书和权利要求书及上述附图中的描述的一些流程中，包含了按照特定顺序出现的多个操作，但是应该清楚了解，这些操作可以不按照其在本文中出现的顺序来执行或并行执行，操作的序号如101、102等，仅仅是用于区分开各个不同的操作，序号本身不代表任何的执行顺序。另外，这些流程可以包括更多或更少的操作，并且这些操作可以按顺序执行或并行执行。需要说明的是，本文中的“第一”、“第二”等描述，是用于区分不同的消息、设备、模块等，不代表先后顺序，也不限定“第一”和“第二”是不同的类型。In some processes described in the specification and claims of the present invention and the above-mentioned drawings, a plurality of operations appearing in a specific order are contained, but it should be clearly understood that these operations may not be performed in the order in which they appear herein Execution or parallel execution, the serial numbers of the operations, such as 101, 102, etc., are only used to distinguish different operations, and the serial numbers themselves do not represent any execution order. Additionally, these processes can include more or fewer operations, and these operations can be performed sequentially or in parallel. It should be noted that the descriptions of "first" and "second" in this article are used to distinguish different messages, devices, modules, etc. are different types.
下面将结合本发明实施例中的附图，对本发明实施例中的技术方案进行清楚、完整地描述，显然，所描述的实施例仅仅是本发明一部分实施例，而不是全部的实施例。基于本发明中的实施例，本领域技术人员在没有作出创造性劳动前提下所获得的所有其他实施例，都属于本发明保护的范围。The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only a part of the embodiments of the present invention, but not all of the embodiments. Based on the embodiments of the present invention, all other embodiments obtained by those skilled in the art without creative efforts shall fall within the protection scope of the present invention.
本技术领域技术人员可以理解，这里所使用的“终端”、“终端设备”既包括无线信号接收器的设备，其仅具备无发射能力的无线信号接收器的设备，又包括接收和发射硬件的设备，其具有能够在双向通信链路上，执行双向通信的接收和发射硬件的设备。这种设备可以包括：蜂窝或其他通信设备，其具有单线路显示器或多线路显示器或没有多线路显示器的蜂窝或其他通信设备；PCS(Personal Communications Service，个人通信系统)，其可以组合语音、数据处理、传真和/或数据通信能力；PDA(Personal Digital Assistant，个人数字助理)，其可以包括射频接收器、寻呼机、互联网/内联网访问、网络浏览器、记事本、日历和/或GPS(Global Positioning System，全球定位系统)接收器；常规膝上型和/或掌上型计算机或其他设备，其具有和/或包括射频接收器的常规膝上型和/或掌上型计算机或其他设备。这里所使用的“终端”、“终端设备”可以是便携式、可运输、安装在交通工具(航空、海运和/或陆地)中的，或者适合于和/或配置为在本地运行，和/或以分布形式，运行在地球和/或空间的任何其他位置运行。这里所使用的“终端”、“终端设备”还可以是通信终端、上网终端、音乐/视频播放终端，例如可以是PDA、MID(Mobile Internet Device，移动互联网设备)和/或具有音乐/视频播放功能的移动电话，也可以是智能电视、机顶盒等设备。Those skilled in the art can understand that the "terminal" and "terminal equipment" used here not only include wireless signal receiver equipment, which only has wireless signal receiver equipment without transmission capabilities, but also include receiving and transmitting hardware. A device having receiving and transmitting hardware capable of performing bi-directional communication over a bi-directional communication link. Such equipment may include: cellular or other communication equipment, which has a single-line display or a multi-line display or a cellular or other communication equipment without a multi-line display; PCS (Personal Communications Service, personal communication system), which can combine voice, data Processing, facsimile and/or data communication capabilities; PDA (Personal Digital Assistant, Personal Digital Assistant), which may include radio frequency receiver, pager, Internet/Intranet access, web browser, notepad, calendar and/or GPS (Global Positioning System (Global Positioning System) receiver; a conventional laptop and/or palmtop computer or other device having and/or including a radio frequency receiver. As used herein, a "terminal", "terminal device" may be portable, transportable, installed in a vehicle (air, sea, and/or land), or adapted and/or configured to operate locally, and/or In distributed form, the operation operates at any other location on Earth and/or in space. The "terminal" and "terminal equipment" used here can also be communication terminals, Internet terminals, music/video playback terminals, such as PDAs, MIDs (Mobile Internet Devices, mobile Internet devices) and/or with music/video playback terminals. Functional mobile phones, smart TVs, set-top boxes and other devices.
具体请参阅图1，图1为本实施例合同文件分析方法的基本流程示意图。Please refer to FIG. 1 for details. FIG. 1 is a schematic flow chart of the contract document analysis method in this embodiment.
如图1所示，一种合同文件分析方法，包括：As shown in Figure 1, a contract document analysis method includes:
S1100、获取待识别的合同文件的文书文本；S1100. Obtain the document text of the contract document to be identified;
合同文件协作的双方或数方，为保障各自的合法权益，经双方或数方共同协商达成一致意见后，签订的书面材料。合同是契约文书的一种。当合同文件生成或者上传后，获取记载合同文件内容的文书文本，其中，文书文本为记载合同文件内容的可编辑的文本信息。In order to protect their respective legitimate rights and interests, the two or more parties involved in the cooperation of the contract documents sign the written materials after the two or more parties negotiated and reached a consensus. A contract is a type of contractual document. After the contract document is generated or uploaded, the document text recording the content of the contract document is obtained, wherein the document text is editable text information recording the content of the contract document.
在一些实施方式中，当合同文件以图片格式时，通过图像处理技术，例如OCR，将图片格式转化为可编辑的字体格式，然后将转换后的字体复制在空文本中生成文书文本。In some embodiments, when the contract document is in image format, image processing technology, such as OCR, is used to convert the image format into an editable font format, and then copy the converted font in the empty text to generate document text.
S1200、根据预设的转换方式将所述文书文本转换为数组矩阵；S1200. Convert the clerical text into an array matrix according to a preset conversion method;
在读取了合同文件后，将合同文件通过matlab软件应用软件转换为数组矩阵。其中，构成合同文件的每一个字或者单词，均被映射替换为数组矩阵的一个元素，且元素的排列次序与合同文件的排列次序一致。After the contract file is read, the contract file is converted into an array matrix through the matlab software application software. Wherein, each character or word constituting the contract document is mapped and replaced by an element of the array matrix, and the arrangement order of the elements is consistent with that of the contract document.
S1300、将所述数组矩阵输入至预设的文本分析模型中，其中，所述文本分析模型为预先训练至收敛状态用于对文本信息进行合同因子提取的神经网络模型，合同因子为表达合同文件内容主旨的关键信息；S1300. Input the array matrix into a preset text analysis model, wherein the text analysis model is a neural network model pre-trained to a converged state for extracting contract factors from text information, and the contract factor is an expression contract document Key information about the subject matter of the content;
本实施方式中，通过文本解析模型对合同文件中的关键字进行提取，文本解析模型是预先训练至收敛状态，用于对文本信息进行合同因子提取的神经网络模型，合同因子为能够表达合同文件文本内容主旨的关键信息，例如，合同文件的名称、合同文件当事人双方、合同的邀约事项、合同的执行日期、合同当事人的责任与义务、违约的赔偿额度和延时履行的滞纳金等等信息。但是，提取的关键字信息不局限于此，根据不同合同文件的内容不同，需要提取的合同因子也有所不同，除去一些共同的合同因子之外，根据不同类型的合同文件，提取不同的合同因子。In this embodiment, the keywords in the contract document are extracted through the text analysis model. The text analysis model is a neural network model that is pre-trained to a convergent state and is used to extract contract factors from text information. The contract factor is capable of expressing contract documents. The key information of the content of the text, such as the name of the contract document, the parties to the contract document, the contract invitation items, the contract execution date, the responsibilities and obligations of the contract parties, the amount of compensation for breach of contract, and late payment fines for delayed performance, etc. However, the extracted keyword information is not limited to this. According to the content of different contract documents, the contract factors that need to be extracted are also different. Except for some common contract factors, different contract factors are extracted according to different types of contract documents. .
将转换后得到的数组矩阵入至预设的文本解析模型中。其中，文本解析模型为预先训练至收敛状态用于对数据所表征情感信息进行分析的神经网络模型。文本解析模型能够为已经训练至收敛状态的卷积神经网络模型(CNN)，但是，不局限于此，文本解析模型还能够是：深度神经网络模型(DNN)、循环神经网络模型(RNN)或者上述三种网络模型的变形模型。Enter the converted array matrix into the preset text parsing model. Wherein, the text parsing model is a neural network model pre-trained to a convergent state for analyzing the emotional information represented by the data. The text parsing model can be a convolutional neural network model (CNN) that has been trained to a convergent state, but is not limited thereto, the text parsing model can also be: a deep neural network model (DNN), a recurrent neural network model (RNN) or Deformed models of the above three network models.
作为文本解析模型的初始神经网络模型在训练时，通过收集大量的合同文件转换后的数组矩阵作为训练样本，通过人工在阅读了训练样本的原文本文档后对各个训练样本进行标定(标定是指人为的对合同文件中的合同因子进行提取，并将人工提取的合同因子以XML格式进行存储，并通过内容之间的层级关系建立合同文件合同因子的树形图)。然后将训练样本输入到初始的神经网络模型中，并获取模型输出的分类结果(分类结果为模型得到的训练样本的合同因子)，并通过神经网络模型的损失函数计算该分类结果与标定结果之间的距离(例如：欧氏距离、马氏距离或余弦距离等)，将计算结果与设定的距离阈值进行比对，若计算结果小于等于距离阈值则通过验证，继续进行下一个训练样本的训练，若计算结果大于距离阈值则则通过损失函数计算二者之间的差值，并通过反向传播校正神经网络模型内的权值，使神经网络模型能够提高训练样本中能够准确表达合同文件关键内容的词语对应的元素的权重，以此，增大提取的准确率和全面性。通过循环执行上述方案和大量的训练样本训练后，训练得到的神经网络模型对数组矩阵提取合同因子的准确率大于一定数值的，例如，97％，则该神经网络模型训练至收敛状态，则该训练至收敛的神经网络即为文本解析模型。As the initial neural network model of the text parsing model, during training, a large number of converted array matrices of contract documents are collected as training samples, and each training sample is calibrated after reading the original text documents of the training samples manually (calibration refers to Artificially extract the contract factors in the contract documents, store the artificially extracted contract factors in XML format, and establish a tree diagram of the contract factors in the contract documents through the hierarchical relationship between the contents). Then input the training sample into the initial neural network model, and obtain the classification result output by the model (the classification result is the contract factor of the training sample obtained by the model), and calculate the difference between the classification result and the calibration result through the loss function of the neural network model. The distance between them (for example: Euclidean distance, Mahalanobis distance or cosine distance, etc.), compare the calculation result with the set distance threshold, if the calculation result is less than or equal to the distance threshold, the verification is passed, and the next training sample is continued. Training, if the calculation result is greater than the distance threshold, the difference between the two is calculated through the loss function, and the weights in the neural network model are corrected through backpropagation, so that the neural network model can improve the contract documents that can be accurately expressed in the training samples The weight of the element corresponding to the word of the key content, so as to increase the accuracy and comprehensiveness of the extraction. After cyclic execution of the above scheme and training with a large number of training samples, if the accuracy of the trained neural network model for extracting contract factors from the array matrix is greater than a certain value, for example, 97%, then the neural network model is trained to a convergent state, then the The neural network trained to convergence is the text parsing model.
文本分析模型分类层被设置为各个合同因子的名称，例如：合同文件的名称、合同文件中的当事人、合同文件中权利与义务、违约赔偿、滞纳金支付等等。根据合同文件中各个部分的内容与上述分类之间的置信度，选择置信度最高的分类作为对应文字部分的分类结果，即提取与分类对应的合同因子，例如：合同文件的名称对应的合同因子为：劳动合同、借贷合同或投资合同等等。The classification layer of the text analysis model is set as the name of each contract factor, such as: the name of the contract document, the parties in the contract document, the rights and obligations in the contract document, liquidated damages, late payment, etc. According to the confidence between the content of each part in the contract document and the above classification, select the classification with the highest confidence as the classification result of the corresponding text part, that is, extract the contract factor corresponding to the classification, for example: the contract factor corresponding to the name of the contract document For: labor contract, loan contract or investment contract, etc.
训练至收敛状态的文本解析模型能够准确的提取数组矩阵表征的合同因子。The text parsing model trained to a converged state can accurately extract contract factors represented by arrays and matrices.
S1400、读取所述文本分析模型输出的合同因子，并根据预设的展示规则对所述合同因子进行显示。S1400. Read the contract factors output by the text analysis model, and display the contract factors according to preset display rules.
在读取了文本分析模型输出的合同因子后，对合同因子进行显示，显示能够采用属性图进行显示，例如：借贷合同——借贷金额——抵押物信息。通过相同的方式，将合同文件中不同的内容均以树形图的方式归类至“借贷合同”名下，完成展示。After reading the contract factors output by the text analysis model, the contract factors are displayed, and the display can be displayed using an attribute map, for example: loan contract-loan amount-collateral information. In the same way, the different contents in the contract documents are classified under the name of "loan contract" in a tree diagram to complete the display.
但是，合同因子的展示规则不局限于此，根据具体应用场景的不同，在一些实施方式中，合同因子能够通过列表或者图表的方式进行显示。However, the display rules of the contract factors are not limited thereto. According to different specific application scenarios, in some implementations, the contract factors can be displayed in the form of a list or a graph.
在一些实施方式中，在获取了合同文件的合同因子后，能够根据合同因子进行同类检索，并查找相同事由但是纠纷事由相异的审结案件，为用户提供参考，为用户提供更加具体的案例，辅助用户对合同文件的救济途径和纠纷事由进行更深入的了解。In some implementations, after obtaining the contract factor of the contract document, similar searches can be performed based on the contract factor, and the concluded cases with the same cause but different disputes can be found to provide users with reference and more specific cases. Assist users to have a deeper understanding of the remedies and causes of disputes in contract documents.
上述实施方式，通过将合同文件的文书文本转换为能够被神经网络模型识别的数组矩阵，然后由训练至收敛的神经网络模型对数组矩阵中能够表征合同文件关键内容的数据进行分类提取，形成合同文件的合同因子，最后，将合同因子进行编辑展示。由于，具有目的性训练的神经网络模型能够准确的提取合同文件的关键性内容，因此，能够向用户展示合同文件中最重要的内容，避免用户阅读合同文件时由于经验不足，不能够从合同文件中汲取关键内容，导致对合同文件理解不够透彻导致的错误理解。同时，由于，关键点内容的提取，相当于在用户阅读合同文件之前形成了合同文件的提纲，使用户能够更加准确的理解合同文件的主旨内容，达到雷同于专业人员辅导理解的效果。In the above-mentioned embodiment, the document text of the contract document is converted into an array matrix that can be recognized by the neural network model, and then the neural network model trained to convergence classifies and extracts the data in the array matrix that can represent the key content of the contract document to form a contract document. The contract factor of the file, finally, edit and display the contract factor. Since the neural network model with purposeful training can accurately extract the key content of the contract document, it can show the most important content in the contract document to the user, preventing the user from being unable to read the contract document due to lack of experience. The key content is absorbed in the contract, which leads to misunderstandings caused by insufficient understanding of the contract documents. At the same time, since the extraction of key points is equivalent to forming the outline of the contract document before the user reads the contract document, the user can understand the main content of the contract document more accurately, achieving the effect similar to the understanding of professional guidance.
在一些实施方式中，当获取了合同文件的合同因子后，通过合同因子中的部分内容查找与合同文件事由相同或相近的示例文件，以使用户从其他案例中学习理解合同文件的内容。请参阅图2，图2为本实施例通过合同因子检索同类型示例文件的流程示意图。In some implementations, after the contract factor of the contract document is obtained, some content in the contract factor is used to find an example file with the same or similar reasons as the contract document, so that the user can learn and understand the content of the contract document from other cases. Please refer to FIG. 2 . FIG. 2 is a schematic flowchart of retrieving the same type of example files through contract factors in this embodiment.
如图2所示，S1400之后，还包括：As shown in Figure 2, after the S1400, it also includes:
S1411、根据预设的检索规则将所述合同因子部分内容转换为检索式；S1411. Convert part of the content of the contract factor into a retrieval formula according to a preset retrieval rule;
本实施方式中，在进行检索时需要使用的合同因子为：表征合同文件事由的合同因子。例如，以无抵押进行借贷高利息的借款合同，进行搜索的合同因子为：借款合同and无抵押无and年利率大于20％。但是参与检索的合同因子不局限于此，根据具体应用场景的不同，在一些实施方式中，参与检索的合同因子还能够是：合同文件中约定的履行方式和履行期限。例如，以无抵押进行借贷高利息的借款合同，进行搜索的合同因子为：借款合同and无抵押无and年利率大于20％and分期还款and等额本息。本实施方式中的合同因子，能够根据合同内容的不同而变化，其变化的核心概念为：尽可能的提取合同文件中能够还原签订合同文件当事人真实意思表示的合同因子。In this embodiment, the contract factor that needs to be used when performing the search is: the contract factor that characterizes the subject of the contract document. For example, for a loan contract with unsecured loans and high interest rates, the search contract factors are: loan contract, unsecured, and annual interest rate greater than 20%. However, the contract factors participating in the search are not limited to this. According to different specific application scenarios, in some implementations, the contract factors participating in the search can also be: the performance method and performance period agreed in the contract document. For example, for a loan contract with unsecured loans and high interest rates, the search contract factors are: loan contract, unsecured, annual interest rate greater than 20%, installment repayment, and equal principal and interest. The contract factor in this embodiment can be changed according to the content of the contract. The core concept of the change is to extract as much as possible the contract factor in the contract document that can restore the true meaning of the parties who signed the contract document.
S1412、以所述检索式为检索条件在预设的判例数据库中进行检索，查找与所述合同文件具有相同约定事由的示例文件其中，所述示例文件中包括纠纷事由。S1412. Using the search formula as a search condition, perform a search in a preset case database to find an example document having the same agreed subject matter as the contract document. Wherein, the example document includes a dispute subject matter.
将上述合同因子组成的检索式在预设的判例数据库中进行检索。其中，判例数据库中收录有历史中出现合同纠纷争议的示例文件，示例文件中包括示例合同文件出现的纠纷事由，例如，在签订的货物交易示例文件中，由于，未约定具体地货物交付日期，乙方在收到货款后迟迟不愿交付合同约定的标的；在签订的货物交易示例文件中，由于，未约定具体的违约赔偿金，合同双方在甲方违约后，为违约金的金额发生纠纷；代理合同中，由于未约定争议解决的管辖地，合同当事人在产生争议后，对解决争议的机构是否具有管辖权产生了纠纷等等，在合同履行或者终结时，合同当事人对已签订的合同文件中的约定的内容或者由于合同文件未写明，而导致的合同纠纷，均为示例文件所要记录的纠纷事由。Search the search formula composed of the above-mentioned contract factors in the preset case database. Among them, the case database contains example documents of contract disputes in history, and the example documents include the disputes in the example contract documents. For example, in the signed goods transaction example document, because no specific delivery date is agreed Party B was reluctant to deliver the subject matter agreed in the contract after receiving the payment for the goods; in the signed goods transaction example document, since no specific liquidated damages were stipulated, the two parties to the contract had a dispute over the amount of liquidated damages after Party A breached the contract ; In the agency contract, since there is no agreement on the place of jurisdiction for dispute resolution, after disputes arise between the parties to the contract, disputes arise over whether the agency that resolves the dispute has jurisdiction, etc. When the contract is performed or terminated, the parties to the contract have The content of the agreement in the document or the contract dispute caused by the lack of description in the contract document are all the disputes to be recorded in the example document.
判例数据库中，在每件已经事例文件入库时，提取该示例文件中的合同因子作为标签进行存储。当以当前合同文件的合同因子进行检索时，能够得到相同合同文件。从以往的合同文件执行的问题中对用户进行教育，为用户提供对应的参考信息。In the case database, when each case file is stored in the database, the contract factor in the example file is extracted and stored as a label. When searching with the contract factor of the current contract file, the same contract file can be obtained. Educate users from problems in the implementation of previous contract documents, and provide users with corresponding reference information.
在一些实施方式中，当示例文件为多个且示例文件包括纠纷事由时，通过对多个示例文件的结果进行统计，并结合当前合同文件所表述的争议事由，对当前合同文件的纠纷事由进行预测。请参阅图3，图3为本实施例通过示例文件对合同文件的结果进行预测的流程示意图。In some implementations, when there are multiple example files and the example files include the cause of dispute, by making statistics on the results of multiple example files and combining the cause of dispute expressed in the current contract document, the cause of dispute of the current contract document is analyzed predict. Please refer to FIG. 3 . FIG. 3 is a schematic flowchart of predicting the result of the contract document through the example document in this embodiment.
如图3所示S1412之后还包括：As shown in Figure 3, after S1412, it also includes:
S1421、以所述纠纷事由为限定条件对多个示例文件进行统计；S1421. Perform statistics on a plurality of example files by taking the dispute cause as a limiting condition;
当示例文件为多个时，以各个示例文件表征其纠纷事由的合同因子限定条件进行统计，因为，检索得到的多个示例文件具有相同的合作事由，但是，由于不同的当事人之间在合同执行过程中的纠纷有所不同，因此，以纠纷事由为限定条件，能够统计出对于该类合同文件主要的审判思维。When there are multiple sample files, the contract factors that characterize the cause of disputes of each sample file are used to make statistics, because the retrieved multiple sample files have the same cooperation reason, but due to the differences between different parties in the contract execution The disputes in the process are different. Therefore, with the subject of the dispute as the limiting condition, the main judgment thinking for this type of contract documents can be counted.
S1422、根据统计结果计算各个纠纷类别所占的百分比；S1422. Calculate the percentage of each dispute category according to the statistical results;
根据统计的到的各个纠纷类别的中示例文件的数量，然后计算各个纠纷类别在总的检索得到的示例文件数量中的占比。例如，以无抵押进行借贷高利息的借款合同中，搜索得到的同类型示例文件为10件，其中，有3件示例文件的纠纷事由为：贷款利息高于国家规定法线，导致的还款人还款违约；有7件示例文件的纠纷事由为：由于，未约定还款违约金，还款人违约后违约金额成为纠纷事由。则利息争议的百分比为30％，违约金争议的纠纷类别为70％。但是纠纷类别的划分不局限于此，根据具体应用场景的不同，在一些选择性实施例中，纠纷类别能够是(不限于)：交易地点纠纷、交付货物质量不过关纠纷、操作安装纠纷、运输费用纠纷或理赔金额纠纷等等。According to the counted number of example files in each dispute category, the proportion of each dispute category in the total number of example files retrieved is calculated. For example, in the loan contract for unsecured loans with high interest rates, there are 10 sample documents of the same type found in the search, of which 3 sample documents are in dispute: the loan interest is higher than the national standard, resulting in repayment The repayment defaulted by the repayer; there are 7 sample documents where the dispute is as follows: because the repayment liquidated damages are not stipulated, the default amount after the repayer defaults becomes the dispute. The percentage of interest disputes is 30%, and the dispute category of liquidated damages disputes is 70%. However, the division of dispute categories is not limited to this. According to different specific application scenarios, in some selective embodiments, the dispute categories can be (not limited to): transaction place disputes, disputes over quality of delivered goods, operation and installation disputes, transportation disputes, etc. Cost disputes or claim amount disputes, etc.
S1423、根据各个纠纷类别所占的百分比对所述合同文件的纠纷风险进行预测。S1423. Predict the dispute risk of the contract document according to the percentage of each dispute category.
根据各个纠纷类别所占的百分比对合同文件的纠纷事由进行预测。例如，例如，以无抵押进行借贷高利息的借款合同中，搜索得到的同类型示例文件为10件，其中，有3件示例文件的纠纷事由为：贷款利息高于国家规定法线，导致的还款人还款违约；有7件示例文件的纠纷事由为：由于，未约定还款违约金，还款人违约后违约金额成为纠纷事由。则利息争议的百分比为30％，违约金争议的纠纷类别为70％。经过检索确定，合同文件中并未就上述事项设定责任归属条款和明确的解决方案，因此，预测该合同文件出现利息争议的可能性为30％，预测该合同文件出现违约金争议的可能性为70％。Predict the disputes of contract documents based on the percentage of each dispute category. For example, in the loan contract for unsecured loans with high interest rates, there are 10 sample documents of the same type found in the search, among which, the disputes in 3 sample documents are: the loan interest is higher than the national standard, resulting in The repayer defaulted on repayment; there were 7 example documents where the dispute was based on the following: because there was no agreement on the liquidated damages for repayment, the default amount after the repayer breached the contract became the subject of dispute. The percentage of interest disputes is 30%, and the dispute category of liquidated damages disputes is 70%. After searching, it is determined that the contract documents do not set liability attribution clauses and clear solutions for the above matters. Therefore, it is predicted that the possibility of interest disputes in this contract document is 30%, and the possibility of liquidated damages disputes in this contract document is predicted. 70%.
通过示例文件对当前合同文件进行预测，能够使用户比对合同文件与历史同类型纠纷合同之间的是否存在差距，进而深究存在差距的原因，进一步的加深用户对于合同文件的理解。Predicting the current contract documents through sample files can enable users to compare whether there is a gap between the contract file and the historical contracts of the same type of disputes, and then go deep into the reasons for the gap, and further deepen the user's understanding of the contract file.
在一些实施方式中，当在示例文件中查找引起相应纠纷事件的原因的合同因子，为防止该类纠纷在合同文件中出现的可能，以该合同因子在合同文件中进行检索，以确定合同文件中是否具有制约此类纠纷发生的制约条款。请参阅图4，图4为本实施例中通过纠纷事由的合同因子查找合同文件中对应制约条款的流程示意图。In some implementations, when looking for the contract factor that caused the corresponding dispute event in the sample file, in order to prevent the possibility of such disputes appearing in the contract file, the contract factor is used to search the contract file to determine the contract file Whether there are restrictive clauses restricting the occurrence of such disputes. Please refer to FIG. 4 . FIG. 4 is a schematic flow chart of searching for corresponding restrictive clauses in the contract document through the contract factor of the dispute subject in this embodiment.
如图4所示，S1423之后，还包括：As shown in Figure 4, after S1423, it also includes:
S1431、获取所述示例文件中表征纠纷事由的合同因子；S1431. Obtain the contract factor representing the cause of the dispute in the example file;
示例文件中记载有该示例文件对应的合同中出现的纠纷事项，在入库之前对于该纠纷事项进行合同因子的提炼，例如，在货物交易合同中，未约定明确的承运人，合同当事人就承运费用的承担出现纠纷，则在该示例文件进入数据库时，提取该纠纷是由的合同因子“承运人”、“承运费”或“承运方”。同样的，对于其他入库的示例文件根据其纠纷事由，提取对应的合同因子。The sample file records the disputes that appear in the contract corresponding to the sample file, and the contract factors are extracted for the disputes before storage. For example, in the goods transaction contract, if there is no specific carrier, the parties to the contract will If there is a dispute over the payment of expenses, when the sample file is entered into the database, the contract factor "carrier", "carrier fee" or "carrier" is extracted from which the dispute is caused. Similarly, for other sample files stored in the database, the corresponding contract factors are extracted according to the cause of dispute.
S1432、以所述合同因子为检索条件在所述合同文件中进行检索，获取所述合同文件中制约所述纠纷事由的制约条款；S1432. Retrieve in the contract document using the contract factor as a search condition, and obtain the restrictive clauses in the contract document restricting the dispute;
以示例文件中表征纠纷事由的合同因子为检索条件，在当前的合同文件中进行检索，在检索到对应的合同因子后，根据句意理解对具有相同合同因子的所在条款进行理解，确认该条款是否为明确约定纠纷事项责任的条款，若是，则确认该条款为制约条款。句意理解即确认条款中是否具有处理合同因子表征的纠纷事项的当事人。例如，以“承运人”为合同因子进行检索时，检索得到的条款语句为“本次货物的乘用人为乙方”，提取语句中合同因子和当事人代名词，就能确定对于纠纷事由是否具有明确的责任人。又例如，纠纷事由的合同因子为违约金，通过该违约金检索得到条款为“甲乙双方任何一方的违约行为导致本合同约定事项无法继续履行的，违约方除赔付守约方的损失外，还需支付合同总额30％的违约金”。通过以“违约金”进行检索得到违约金支付的制约条款。Use the contract factor that represents the dispute in the sample file as the search condition, search in the current contract document, and after retrieving the corresponding contract factor, understand the clause with the same contract factor according to the meaning of the sentence, and confirm the clause Whether it is a clause that clearly stipulates the responsibility for the disputed matters, and if so, confirm that the clause is a restrictive clause. Understanding the meaning of the sentence is to confirm whether there are parties in the clause who deal with the disputes represented by the contract factor. For example, when searching with "carrier" as the contract factor, the retrieved clause sentence is "the passenger of this cargo is Party B", and by extracting the contract factor and pronouns of the parties in the sentence, it is possible to determine whether there is a clear understanding of the cause of the dispute. Responsible. For another example, the contractual factor of the dispute is liquidated damages. Through the search of the liquidated damages, the clause can be obtained as "If the breach of contract by either party A or Party B makes it impossible to continue to perform the items stipulated in this contract, the breaching party shall not only compensate the losses of the observant party, but also A liquidated damages of 30% of the total contract amount shall be paid.” The restrictive clauses of liquidated damages payment are obtained by searching with "liquidated damages".
S1433、将所述制约条款进行差异化显示。S1433. Differentially display the restriction clauses.
在检索得到违约事由的制约条款后，对制约条款进行差异化显示。差异化显示时，首先获取制约条款所在合同文件的常规字体参数，然后根据该常规字体参数，对制约条款的文字进行差异化显示，差异化显示包括(不限于)修改字体颜色、增大字体、对字体进行加粗处理、则在字体下方设置下划线或者着重号，使制约条款的文字与其所在环境中临近文字产生差异，以便于用户快速定位制约条款。After the restrictive clauses of the cause of breach are retrieved, the restrictive clauses are displayed in a differentiated manner. When displaying in a differentiated manner, first obtain the regular font parameters of the contract document where the restrictive clauses are located, and then display the text of the restrictive clauses in a differentiated manner according to the regular font parameters. The differentiated display includes (not limited to) modifying the font color, enlarging the font, If the font is bolded, set an underline or a bullet under the font to make the text of the restrictive clause different from the adjacent text in the environment, so that users can quickly locate the restrictive clause.
在一些是实施方式中，通过检索未在合同文件中找到示例文件纠纷事由对应的制约条款，则表明该合同文件存在漏洞，而该漏洞可能会导致该合同文件签署后，在执行过程中出现与示例文件相同的纠纷事项。因此，需要提示用户存在此类风险。请参阅图5，图5为本实施例警示用户合同文件存在法律风险的流程示意图。In some implementations, if the restriction clause corresponding to the cause of dispute in the example document is not found in the contract document by searching, it indicates that there is a loophole in the contract document, and this loophole may cause the contract document to be signed. Example file same dispute matters. Therefore, users need to be reminded that such risks exist. Please refer to FIG. 5 . FIG. 5 is a schematic flow diagram of this embodiment warning the user that there is a legal risk in the contract document.
如图5所示，S1432之前还包括：As shown in Figure 5, before S1432 also included:
S1441、以所述合同因子为检索条件在所述合同文件中进行检索，以判断所述合同文件中是否具有制约所述纠纷事由的制约条款；S1441. Retrieve in the contract document by using the contract factor as a search condition, to determine whether there is a restrictive clause restricting the dispute in the contract document;
以示例文件中表征纠纷事由的合同因子为检索条件，在当前的合同文件中进行检索，若检索不到对应的合同因子或者相似的合同因子，则确定该合同文件中缺乏制约示例文件纠纷事项的制约条款。在检索到对应的合同因子后，根据句意理解对具有相同合同因子的所在条款进行理解，确认该条款是否为明确约定纠纷事项责任的条款，若是，则确认该条款为制约条款，若不是则确认该合同文件中缺乏制约示例文件纠纷事项的制约条款。Use the contract factors that represent the disputes in the example documents as the search conditions, and search in the current contract documents. If the corresponding contract factors or similar contract factors cannot be found, it is determined that the contract documents lack restrictions on the disputes in the example documents. Conditional terms. After retrieving the corresponding contract factor, understand the clauses with the same contract factor according to the meaning of the sentence, and confirm whether the clause is a clause that clearly stipulates the liability for disputes. If so, confirm that the clause is a restrictive clause, if not, then Confirm that the contract document lacks restrictive clauses restricting the disputed matters of the example document.
S1442、当所述合同文件中不具有制约所述纠纷事由的制约条款时，提取预设的第一警示信息并进行展示；否则，则确认获取所述制约条款；其中，所述第一警示信息用于提示用户合同文件中存在法律风险。S1442. When there are no restrictive clauses restricting the cause of dispute in the contract document, extract and display the preset first warning information; otherwise, confirm to obtain the restrictive clauses; wherein, the first warning information It is used to prompt the user that there is a legal risk in the contract document.
当确定合同文件中不具有制约纠纷事由的制约条款时，则调用预设的第一警示信息进行展示，以对用户进行警示。第一警示信息用于提示用户合同文件中存在法律风险。在一些实施方式中，第一警示信息中提示用户存在何种法律风险。例如，合同文件中未约定具体的履行时间时，第一警示信息中提示“由于未约定具体的履行交付日期，可能存在延期交付的风险”。When it is determined that there are no restrictive clauses restricting the cause of the dispute in the contract document, the preset first warning information is invoked for display, so as to warn the user. The first warning message is used to prompt the user that there is a legal risk in the contract document. In some implementation manners, the first warning information prompts the user what kind of legal risk exists. For example, when the specific performance time is not stipulated in the contract documents, the first warning message prompts that "because no specific performance delivery date has been agreed, there may be a risk of delayed delivery".
在未检索到对应的制约条款时，对用户进行风险提示，能够有效的降低合同风险纠纷发生的可能性，保证用户利益。When the corresponding restrictive clauses are not retrieved, risk reminders are given to users, which can effectively reduce the possibility of contract risk disputes and ensure the interests of users.
在一些实施方式中，为进一步地帮助用户对合同文件进行完善，在确定合同文件中不具有制约示例文件纠纷事由的制约条款时，通过检索将对应的制约条款补入到合同文件中，以降低合同文件的法律风险，同时，能够为用户提供专业性的合同补全功能，使用户无需花费时间和精力在合同风险的规避事情中，提高了合同文件的补全效率。请参阅图6，图6为本实施例补全制约条款的流程示意图。In some implementations, in order to further help users improve the contract documents, when it is determined that there are no restrictive clauses in the contract documents that restrict the disputes of the example files, the corresponding restrictive clauses are added to the contract documents through retrieval, so as to reduce the The legal risk of contract documents, at the same time, can provide users with professional contract completion functions, so that users do not need to spend time and energy in avoiding contract risks, and improve the efficiency of contract document completion. Please refer to FIG. 6. FIG. 6 is a schematic flow chart of complementing restriction clauses in this embodiment.
如图6所示，S1442之后，还包括：As shown in Figure 6, after S1442, it also includes:
S1451、当所述合同文件中不具有制约所述纠纷事由的制约条款时，在预设的策略数据库中检索与所述合同因子具有映射关系的补充条款，其中，所述补充条款中包括所述补充条款在所述合同文件中的写入位置；S1451. When there are no restrictive clauses restricting the cause of dispute in the contract document, search for supplementary clauses that have a mapping relationship with the contract factors in the preset policy database, wherein the supplementary clauses include the The location where the Supplementary Clauses are written in said contract documents;
当确定合同文件中不具有制约纠纷事由的制约条款时，则调用表征示例文件纠纷事由的合同因子，在预设的策略数据库中检索与合同因子具有映射关系的补充条款。其中，补充条款即制约征示例文件纠纷事由的制约条款。When it is determined that there are no restrictive clauses restricting disputes in the contract document, the contract factors that characterize the disputes in the example document are invoked, and the supplementary clauses that have a mapping relationship with the contract factors are retrieved in the preset policy database. Among them, the supplementary clauses are the restrictive clauses restricting the disputes of the sample documents.
本实施方式中，策略数据库中记录各种纠纷事由对应的制约条款，例如，记录制约违约金纠纷事由的条款为，写明违约金计算方式的补充条款；记录制约管辖权纠纷事由的条款为，写明争议起诉地的补充条款；记录制约退换货纠纷的条款为，写明退换货先决条件的补充条款等等。In this embodiment, the policy database records the restrictive clauses corresponding to various disputes. For example, the clauses that record the disputes that restrict liquidated damages are the supplementary clauses that specify the calculation method of liquidated damages; the clauses that record the disputes that restrict jurisdiction are, Supplementary clauses specifying the place of dispute prosecution; record the clauses restricting disputes over returns and exchanges, supplementary clauses specifying the prerequisites for returns and exchanges, etc.
补充条款在进入策略数据库中之前，均明确记载该补充条款对应的制约的纠纷事项，并将该纠纷事项的合同因子，作为对应补充条款的标签。Before the supplementary clauses are entered into the policy database, the disputes corresponding to the supplementary clauses are clearly recorded, and the contract factor of the disputes is used as the label of the corresponding supplementary clauses.
策略数据库中在记录补充条款的同时，还记录该补充条款在和合同文件中的写入位置。例如，记录制约违约金纠纷事由的条款为，写明违约金计算方式的补充条款，该补充条款的写入位置为合同条款中“违约责任”的标题下方；记录制约管辖权纠纷事由的条款为，写明争议起诉地的补充条款，该补充条款的写入位置为合同条款中“争议解决”的标题下方；记录制约退换货纠纷的条款为，写明退换货先决条件的补充条款，该补充条款的写入位置为合同条款中“售后服务”的标题下方等。While recording the supplementary clauses in the policy database, it also records the writing position of the supplementary clauses in the contract documents. For example, the clause that records the cause of disputes restricting liquidated damages is a supplementary clause specifying the calculation method of liquidated damages. , specifying the supplementary clause of the place of dispute litigation, which is written under the title of "dispute resolution" in the contract clauses; the clauses that record the restriction of return disputes are supplementary clauses stating the preconditions for return and replacement, the supplementary clause The place where the terms are written is under the title of "After-sales Service" in the terms of the contract, etc.
S1452、根据所述写入位置将所述补充条款写入至所述合同文件中，且确认所述补充条款为所述纠纷事由的制约条款。S1452. Write the supplementary clause into the contract document according to the writing location, and confirm that the supplementary clause is a restrictive clause for the dispute.
在策略数据库中调用对应的补充条款后，将补充条款按照设定的写入位置，写入到合同文件中，并确认该补充条款为纠纷事由的制约条款。同时对该补充条款进行差别化显示，以使用户能够快速阅读该补充条款，也能够使用户快速的根据具体合同的需求，对补充条款加以修改。After invoking the corresponding supplementary clauses in the policy database, write the supplementary clauses into the contract document according to the set writing position, and confirm that the supplementary clauses are the restrictive clauses of the dispute. At the same time, the supplementary clauses are displayed in a differentiated manner, so that users can quickly read the supplementary clauses, and also enable users to quickly modify the supplementary clauses according to the requirements of specific contracts.
在一些实施方式中，当合同文件为图片格式时，需要将合同文件转换为文字文本。请参阅图7，图7为本实施例转换合同文件格式的流程示意图。In some implementations, when the contract document is in image format, the contract document needs to be converted into text. Please refer to FIG. 7. FIG. 7 is a schematic flow chart of converting the format of the contract file in this embodiment.
如图7所示，S1100之前还包括：As shown in Figure 7, before the S1100 also includes:
S1011、获取所述合同文件的文档图片；S1011. Obtain a document picture of the contract document;
合同文件协作的双方或数方，为保障各自的合法权益，经双方或数方共同协商达成一致意见后，签订的书面材料。当合同文件生成纸质件后，获取用户上传的合同文件扫描或者拍摄行程的文档图片。In order to protect their respective legitimate rights and interests, the two or more parties involved in the cooperation of the contract documents sign the written materials after the two or more parties negotiated and reached a consensus. After the contract document is generated as a paper copy, obtain the scanned contract document uploaded by the user or the document picture of the itinerary.
S1012、根据预设的图文转换方式将所述文档图片转换为文书文本。S1012. Convert the document image into document text according to a preset image-to-text conversion method.
当合同文件以图片格式时，通过预设的图文转换方式，例如OCR或被训练用于字体识别的神经网络模型，将图片格式转化为可编辑的字体格式，然后将转换后的字体复制在空文本中生成文书文本。When the contract document is in image format, the image format is converted into an editable font format through a preset image-to-text conversion method, such as OCR or a neural network model trained for font recognition, and then the converted font is copied in Generate clerical text from empty text.
为解决上述技术问题，本发明实施例还提供一种合同文件分析装置。In order to solve the above technical problems, an embodiment of the present invention also provides a contract document analysis device.
具体请参阅图8，图8为本实施例合同文件分析装置基本结构示意图。Please refer to FIG. 8 for details. FIG. 8 is a schematic diagram of the basic structure of the contract document analysis device of this embodiment.
如图8所示，一种合同文件分析装置，包括：获取模块2100、转换模块2200、处理模块2300和执行模块2400。其中，获取模块2100用于获取待识别的合同文件的文书文本；转换模块2200用于根据预设的转换方式将文书文本转换为数组矩阵；处理模块2300用于将数组矩阵输入至预设的文本分析模型中，其中，文本分析模型为预先训练至收敛状态用于对文本信息进行合同因子提取的神经网络模型，合同因子为表达合同文件内容主旨的关键信息；执行模块2400用于读取文本分析模型输出的合同因子，并根据预设的展示规则对合同因子进行显示。As shown in FIG. 8 , a contract document analysis device includes: an acquisition module 2100 , a conversion module 2200 , a processing module 2300 and an execution module 2400 . Among them, the acquisition module 2100 is used to obtain the clerical text of the contract document to be recognized; the conversion module 2200 is used to convert the clerical text into an array matrix according to a preset conversion method; the processing module 2300 is used to input the array matrix to the preset text Among the analysis models, the text analysis model is a neural network model pre-trained to a convergent state for extracting contract factors from text information, and the contract factors are key information expressing the content of the contract document; the execution module 2400 is used to read the text analysis The contract factors output by the model, and display the contract factors according to the preset display rules.
合同文件分析装置通过将合同文件的文书文本转换为能够被神经网络模型识别的数组矩阵，然后由训练至收敛的神经网络模型对数组矩阵中能够表征合同文件关键内容的数据进行分类提取，形成合同文件的合同因子，最后，将合同因子进行编辑展示。由于，具有目的性训练的神经网络模型能够准确的提取合同文件的关键性内容，因此，能够向用户展示合同文件中最重要的内容，避免用户阅读合同文件时由于经验不足，不能够从合同文件中汲取关键内容，导致对合同文件理解不够透彻导致的错误理解。同时，由于，关键点内容的提取，相当于在用户阅读合同文件之前形成了合同文件的提纲，使用户能够更加准确的理解合同文件的主旨内容，达到雷同于专业人员辅导理解的效果。The contract document analysis device converts the document text of the contract document into an array matrix that can be recognized by the neural network model, and then classifies and extracts the data in the array matrix that can represent the key content of the contract document from the trained neural network model to form a contract document. The contract factor of the file, finally, edit and display the contract factor. Since the neural network model with purposeful training can accurately extract the key content of the contract document, it can show the most important content in the contract document to the user, preventing the user from being unable to read the contract document due to lack of experience. The key content is absorbed in the contract, which leads to misunderstandings caused by insufficient understanding of the contract documents. At the same time, since the extraction of key points is equivalent to forming the outline of the contract document before the user reads the contract document, the user can understand the main content of the contract document more accurately, achieving the effect similar to the understanding of professional guidance.
在一些实施例中，合同文件分析装置还包括：第一转换子模块和第一处理子模块。其中，第一转换子模块用于根据预设的检索规则将合同因子部分内容转换为检索式；第一处理子模块用于以检索式为检索条件在预设的判例数据库中进行检索，查找与合同文件具有相同约定事由的示例文件其中，示例文件中包括纠纷事由。In some embodiments, the contract document analysis device further includes: a first conversion submodule and a first processing submodule. Among them, the first conversion sub-module is used to convert part of the content of the contract factor into a search formula according to the preset search rules; The contract document has an example document with the same agreed subject matter, wherein, the example document includes the dispute subject matter.
在一些实施例中，当示例文件为多个时，合同文件分析装置还包括：第一统计子模块、第一计算子模块和第一执行子模块。其中，第一统计子模块用于以纠纷事由为限定条件对多个示例文件进行统计；第一计算子模块用于根据统计结果计算各个纠纷类别所占的百分比；第一执行子模块用于根据各个纠纷类别所占的百分比对合同文件的纠纷风险进行预测。In some embodiments, when there are multiple example documents, the contract document analysis device further includes: a first statistics submodule, a first calculation submodule and a first execution submodule. Among them, the first statistical submodule is used to count multiple sample files with the limited condition of the dispute; the first calculation submodule is used to calculate the percentage of each dispute category according to the statistical results; the first execution submodule is used to The percentages of each dispute category predict the dispute risk of contract documents.
在一些实施例中，合同文件分析装置还包括：第一获取子模块、第二处理子模块和第一显示子模块。其中，第一获取子模块用于获取示例文件中表征纠纷事由的合同因子；第二处理子模块用于以合同因子为检索条件在合同文件中进行检索，获取合同文件中制约纠纷事由的制约条款；第一显示子模块用于将制约条款进行差异化显示。In some embodiments, the contract document analysis device further includes: a first acquisition submodule, a second processing submodule, and a first display submodule. Among them, the first acquisition sub-module is used to obtain the contract factors that represent the disputes in the example file; the second processing sub-module is used to search the contract documents with the contract factors as the retrieval conditions, and obtain the restrictive clauses that restrict the disputes in the contract documents ; The first display sub-module is used to display the constraints in a differentiated manner.
在一些实施例中，合同文件分析装置还包括：第一查找子模块和第二执行子模块。其中，第一查找子模块用于以合同因子为检索条件在合同文件中进行检索，以判断合同文件中是否具有制约纠纷事由的制约条款；第二执行子模块用于当合同文件中不具有制约纠纷事由的制约条款时，提取预设的第一警示信息并进行展示；否则，则确认获取制约条款；其中，第一警示信息用于提示用户合同文件中存在法律风险。In some embodiments, the contract document analysis device further includes: a first search submodule and a second execution submodule. Among them, the first search submodule is used to search the contract documents with the contract factor as the search condition, so as to determine whether there are restrictive clauses restricting the cause of dispute in the contract documents; When restricting clauses of the dispute, extract the preset first warning information and display it; otherwise, confirm the acquisition of restrictive clauses; among them, the first warning information is used to remind the user that there is a legal risk in the contract document.
在一些实施例中，合同文件分析装置还包括：第二查找子模块和第三执行子模块。其中，第二查找子模块用于当合同文件中不具有制约纠纷事由的制约条款时，在预设的策略数据库中检索与合同因子具有映射关系的补充条款，其中，补充条款中包括补充条款在合同文件中的写入位置；第三执行子模块用于根据写入位置将补充条款写入至合同文件中，且确认补充条款为纠纷事由的制约条款。In some embodiments, the contract document analysis device further includes: a second search submodule and a third execution submodule. Wherein, the second search submodule is used to search for supplementary clauses that have a mapping relationship with contract factors in the preset policy database when there are no restrictive clauses that restrict disputes in the contract document, wherein the supplementary clauses include the supplementary clauses in The writing location in the contract file; the third execution submodule is used to write the supplementary clauses into the contract file according to the writing location, and confirm that the supplementary clauses are the restrictive clauses of the dispute.
在一些实施例中，合同文件分析装置还包括：第二获取子模块和第三处理子模块。其中，第二获取子模块用于获取合同文件的文档图片；第三处理子模块用于根据预设的图文转换方式将文档图片转换为文书文本。In some embodiments, the contract document analysis device further includes: a second acquiring submodule and a third processing submodule. Wherein, the second obtaining sub-module is used to obtain the document picture of the contract document; the third processing sub-module is used to convert the document picture into document text according to the preset picture-to-text conversion method.
为解决上述技术问题，本发明实施例还提供计算机设备。具体请参阅图9，图9为本实施例计算机设备基本结构框图。In order to solve the above technical problems, the embodiment of the present invention further provides computer equipment. Please refer to FIG. 9 for details. FIG. 9 is a block diagram of the basic structure of the computer device in this embodiment.
如图9所示，计算机设备的内部结构示意图。该计算机设备包括通过系统总线连接的处理器、非易失性存储介质、存储器和网络接口。其中，该计算机设备的非易失性存储介质存储有操作系统、数据库和计算机可读指令，数据库中可存储有控件信息序列，该计算机可读指令被处理器执行时，可使得处理器实现一种合同文件分析方法。该计算机设备的处理器用于提供计算和控制能力，支撑整个计算机设备的运行。该计算机设备的存储器中可存储有计算机可读指令，该计算机可读指令被处理器执行时，可使得处理器执行一种合同文件分析方法。该计算机设备的网络接口用于与终端连接通信。本领域技术人员可以理解，图9中示出的结构，仅仅是与本申请方案相关的部分结构的框图，并不构成对本申请方案所应用于其上的计算机设备的限定，具体的计算机设备可以包括比图中所示更多或更少的部件，或者组合某些部件，或者具有不同的部件布置。As shown in FIG. 9 , a schematic diagram of the internal structure of the computer equipment. The computer device includes a processor, a non-volatile storage medium, a memory and a network interface connected through a system bus. Wherein, the non-volatile storage medium of the computer device stores an operating system, a database, and computer-readable instructions, and the database can store control information sequences, and when the computer-readable instructions are executed by the processor, the processor can realize a A contract document analysis method. The processor of the computer equipment is used to provide computing and control capabilities and support the operation of the entire computer equipment. Computer-readable instructions may be stored in the memory of the computer device, and when the computer-readable instructions are executed by the processor, the processor may execute a contract document analysis method. The network interface of the computer device is used for connecting and communicating with the terminal. Those skilled in the art can understand that the structure shown in Figure 9 is only a block diagram of a part of the structure related to the solution of this application, and does not constitute a limitation on the computer equipment on which the solution of this application is applied. The specific computer equipment can be More or fewer components than shown in the figures may be included, or some components may be combined, or have a different arrangement of components.
本实施方式中处理器用于执行图8中获取模块2100、转换模块2200、处理模块2300和执行模块2400的具体功能，存储器存储有执行上述模块所需的程序代码和各类数据。网络接口用于向用户终端或服务器之间的数据传输。本实施方式中的存储器存储有人脸图像关键点检测装置中执行所有子模块所需的程序代码及数据，服务器能够调用服务器的程序代码及数据执行所有子模块的功能。In this embodiment, the processor is used to execute the specific functions of the acquisition module 2100, the conversion module 2200, the processing module 2300 and the execution module 2400 in FIG. 8, and the memory stores program codes and various data required for executing the above modules. The network interface is used for data transmission between user terminals or servers. The memory in this embodiment stores the program codes and data needed to execute all submodules in the human face image key point detection device, and the server can call the program code and data of the server to execute the functions of all submodules.
计算机设备通过将合同文件的文书文本转换为能够被神经网络模型识别的数组矩阵，然后由训练至收敛的神经网络模型对数组矩阵中能够表征合同文件关键内容的数据进行分类提取，形成合同文件的合同因子，最后，将合同因子进行编辑展示。由于，具有目的性训练的神经网络模型能够准确的提取合同文件的关键性内容，因此，能够向用户展示合同文件中最重要的内容，避免用户阅读合同文件时由于经验不足，不能够从合同文件中汲取关键内容，导致对合同文件理解不够透彻导致的错误理解。同时，由于，关键点内容的提取，相当于在用户阅读合同文件之前形成了合同文件的提纲，使用户能够更加准确的理解合同文件的主旨内容，达到雷同于专业人员辅导理解的效果。The computer equipment converts the document text of the contract document into an array matrix that can be recognized by the neural network model, and then the trained neural network model classifies and extracts the data that can represent the key content of the contract document in the array matrix to form a contract document. Contract factor, finally, edit and display the contract factor. Since the neural network model with purposeful training can accurately extract the key content of the contract document, it can show the most important content in the contract document to the user, preventing the user from being unable to read the contract document due to lack of experience. The key content is absorbed in the contract, which leads to misunderstandings caused by insufficient understanding of the contract documents. At the same time, since the extraction of key points is equivalent to forming the outline of the contract document before the user reads the contract document, the user can understand the main content of the contract document more accurately, achieving the effect similar to the understanding of professional guidance.
本发明还提供一种存储有计算机可读指令的存储介质，计算机可读指令被一个或多个处理器执行时，使得一个或多个处理器执行上述任一实施例合同文件分析方法的步骤。The present invention also provides a storage medium storing computer-readable instructions. When the computer-readable instructions are executed by one or more processors, the one or more processors execute the steps of the method for analyzing contract documents in any one of the above embodiments.
本领域普通技术人员可以理解实现上述实施例方法中的全部或部分流程，是可以通过计算机程序来指令相关的硬件来完成，该计算机程序可存储于一计算机可读取存储介质中，该程序在执行时，可包括如上述各方法的实施例的流程。其中，前述的存储介质可为磁碟、光盘、只读存储记忆体(Read-Only Memory，ROM)等非易失性存储介质，或随机存储记忆体(Random Access Memory，RAM)等。Those of ordinary skill in the art can understand that realizing all or part of the processes in the methods of the above embodiments can be completed by instructing related hardware through a computer program, and the computer program can be stored in a computer-readable storage medium. During execution, it may include the processes of the embodiments of the above-mentioned methods. Wherein, the aforementioned storage medium may be a non-volatile storage medium such as a magnetic disk, an optical disk, a read-only memory (Read-Only Memory, ROM), or a random access memory (Random Access Memory, RAM).
应该理解的是，虽然附图的流程图中的各个步骤按照箭头的指示依次显示，但是这些步骤并不是必然按照箭头指示的顺序依次执行。除非本文中有明确的说明，这些步骤的执行并没有严格的顺序限制，其可以以其他的顺序执行。而且，附图的流程图中的至少一部分步骤可以包括多个子步骤或者多个阶段，这些子步骤或者阶段并不必然是在同一时刻执行完成，而是可以在不同的时刻执行，其执行顺序也不必然是依次进行，而是可以与其他步骤或者其他步骤的子步骤或者阶段的至少一部分轮流或者交替地执行。It should be understood that although the various steps in the flow chart of the accompanying drawings are displayed sequentially according to the arrows, these steps are not necessarily executed sequentially in the order indicated by the arrows. Unless otherwise specified herein, there is no strict order restriction on the execution of these steps, and they can be executed in other orders. Moreover, at least some of the steps in the flow charts of the accompanying drawings may include multiple sub-steps or multiple stages, and these sub-steps or stages are not necessarily executed at the same time, but may be executed at different times, and the order of execution is also It is not necessarily performed sequentially, but may be performed alternately or alternately with at least a part of other steps or sub-steps or stages of other steps.
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| CN201910199015.8ACN110084105A (en) | 2019-03-15 | 2019-03-15 | Contract documents analysis method, device, computer equipment and storage medium |
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