Summary of the invention
Present invention solves the technical problem that being the convenience how improved with the payment of vehicle correlative charges.
In order to solve the above technical problems, the embodiment of the present invention provides a kind of vehicle method of payment, comprising: when receiving electronicsWhen bill, the vehicle identification information for including in the e bill is obtained；According to the vehicles identifications for including in the e billThe e bill received is sent to the car-mounted terminal for logging in stored value card account, the stored value card account by informationIt is bound with the vehicle identification information, so that the car-mounted terminal for logging in the stored value card account passes through the stored value card accountAssociated third-party payment system pays the corresponding expense of the e bill.
Optionally, the stored value card account is generated in the following way: receiving the registration information of user's input, the noteIt include vehicle identification information in volume information；Generate stored value card account corresponding with the vehicle identification information.
Optionally, the identification information of the vehicle includes: license plate number.
Optionally, the e bill comes from parking charge system, and the parking charge system is in the following wayGenerate the e bill, comprising: use image recognition mode, identify the license plate number of vehicle, and record the vehicle intoEnter the time in parking lot and leaves the time in parking lot；Enter the time in parking lot according to the vehicle and leaves parking lotTime, obtain parking duration and parking interval information, generate the corresponding parking fee e bill of the vehicle.
Optionally, the e bill comes from highway tolling system, and the highway tolling system is using as followsMode generates the e bill, comprising: uses close range wireless communication modes, obtains the license plate number of vehicle, and record vehicleUpper high speed information and lower high speed information；The vehicle is obtained according to the upper high speed information of the vehicle and lower high speed informationIt runs at high speed mileage and the fastlink that is travelled, generates corresponding e bill.
Optionally, the car-mounted terminal for logging in the stored value card account pass through the stored value card account relating theTripartite's payment system pays the corresponding expense of the e bill, comprising: the car-mounted terminal obtains the electronics accountReceiving information in list；The corresponding payment accounts of the stored value card account, password, Receiving information are sent to the electronic moneyThe third-party payment system of packet account relating, so that the third-party payment system carries out the corresponding expense of the e billPayment.
Optionally, described that the corresponding payment accounts of the stored value card account, password, Receiving information are sent to the electricityBefore the third-party payment system of sub- wallet account relating, further includes: receive the payment verification information of user's input, verifying is connectWhether the payment verification information of the user's input received matches with preset payment verification information；When received user inputsPayment verification information and preset payment verification information when matching, by the corresponding payment accounts of the stored value card account,Password, Receiving information are sent to the third-party payment system of the stored value card account relating.
Optionally, the payment verification information comprises at least one of the following: voice print verification information, refers to pupil verification informationLine verification information, facial characteristics verification information and password authentication information.
The embodiment of the present invention also provides a kind of vehicle payment system, comprising: Third-Party Service, payment services platform,For logging in the car-mounted terminal and third-party payment system of stored value card account, in which: the Third-Party Service, be suitable forThe payment services platform sends e bill；The payment services platform, suitable for when receiving e bill, according to describedThe e bill received is sent to and logs in stored value card account by the identification information for the vehicle for including in e billCar-mounted terminal, the stored value card account and the vehicle identification information are bound；The car-mounted terminal is suitable for passing through the electronicsThe third-party payment system of wallet account relating pays the corresponding expense of the e bill.
The embodiment of the present invention also provides a kind of computer readable storage medium, is stored thereon with computer instruction, the meterThe step of executing any of the above-described vehicle method of payment when the instruction operation of calculation machine.
Compared with prior art, the technical solution of the embodiment of the present invention has the advantages that
The e bill is sent to login electronic money by the vehicle identification information in e bill based on the receivedThe car-mounted terminal of packet account, the stored value card account and the vehicle identification information are bound.Log in the stored value card accountCar-mounted terminal by the third-party payment system of the stored value card account relating to the corresponding expense of the e bill intoRow payment, and paid without user using cash, stored value card etc., or other equipment additionally need not be installed on vehicle,Therefore the convenience with the payment of vehicle correlative charges can be improved.
Further, the corresponding payment accounts of stored value card account, password, Receiving information are sent to the stored value cardBefore the third-party payment system of account relating, the payment verification information of received user's input is verified.When withWhen the payment verification information of family input is consistent with preset payment verification information, just the corresponding branch of stored value card account is paid a billNumber, password, Receiving information be sent to the third-party payment system of the stored value card account relating, vehicle payment peace can be improvedEntirely.
Specific embodiment
As described above, the corresponding reimbursement of expense mode of relevant to vehicle application scenes is more various, user's operationGet up relatively complicated.
To solve the above problems, in embodiments of the present invention, the vehicles identifications in e bill are believed based on the receivedThe e bill is sent to the car-mounted terminal for logging in stored value card account, the stored value card account and the vehicle by breathIdentification information binding.The car-mounted terminal for logging in the stored value card account passes through third party's branch of the stored value card account relatingThe system of paying pays the corresponding expense of the e bill, and is paid without user using cash, stored value card etc., orPerson need not additionally install other equipment on vehicle, therefore the convenience with the payment of vehicle correlative charges can be improved.
It is understandable to enable above-mentioned purpose of the invention, feature and beneficial effect to become apparent, with reference to the accompanying drawing to thisThe specific embodiment of invention is described in detail.
Referring to Fig.1, a kind of flow chart of vehicle method of payment in the embodiment of the present invention is given.Below by specific stepsIt is described in detail.
Step 11, when receiving e bill, the vehicle identification information for including in the e bill is obtained.
In specific implementation, e bill can be received using payment services platform, and is obtained in the e billThe vehicle identification information for including.
In specific implementation, the payment services platform can be associated and communicate with Third-Party Service, to connectReceive the e bill that Third-Party Service is sent.
In an embodiment of the present invention, Third-Party Service is parking charge system.In another embodiment of the present inventionIn, the Third-Party Service is highway tolling system.In still another embodiment of the process, the third party's service systemSystem is collecting fees system of the gas station.It is understood that the Third-Party Service may be vehicle maintenance maintenance charge systemSome systems relevant to vehicle such as system, car insurance service system etc..
In specific implementation, the vehicle identification information can be license plate number, or the Vehicle Identify Number etc. of vehicle.It canIt, in practical applications, can also be using other information relevant to vehicle as vehicle identification information with understanding.
Step 12, according to the vehicle identification information for including in the e bill, the e bill received is sent outIt send to the car-mounted terminal of stored value card account is logged in, so that the car-mounted terminal for logging in the stored value card account passes through the electronicsThe third-party payment system of wallet account relating pays the corresponding expense of the e bill.
It in specific implementation, can be according to the electronics after getting vehicle identification information from the e billThe vehicle identification information for including in bill gets the stored value card account of the vehicle identification information binding.It will be receivedE bill be sent to the vehicle identification information binding stored value card account.When the login stored value card accountIt, can be by the third-party payment system of the stored value card account relating to institute after car-mounted terminal receives the e billThe corresponding expense of e bill is stated to be paid.Wherein, the car-mounted terminal can be vehicle device.
In an embodiment of the present invention, electronic wallet application software can be installed on car-mounted terminal, user can be in electricityStored value card account is logged on sub- wallet application software.
In specific implementation, vehicle identification information and stored value card account are bound, is that is to say vehicle and electronicsWallet account bind, so as to realize the third-party payment system Zhi Fuyu vehicle by stored value card account relatingExpense caused by the corresponding vehicle of identification information.
In specific implementation, the car-mounted terminal for logging in the stored value card account passes through institute by the stored value card accountThe third-party payment system for stating stored value card account relating pays the corresponding expense of the e bill, can specifically lead toUnder type such as is crossed to realize: the Receiving information in the available e bill of car-mounted terminal, by the stored value card accountNumber corresponding payment accounts, password, Receiving information are sent to the third-party payment system of the stored value card account relating.It is describedThird-party payment system is corresponding to e bill according to the corresponding payment accounts of the stored value card account, password, Receiving informationExpense paid.
In specific implementation, third-party payment system bound in the stored value card account can for bank, Alipay,Wechat etc..The payment accounts can be bank card number, or payment your shop can also be WeChat ID etc..
For example, third-party payment system is bank.After stored value card account receives e bill, car-mounted terminal can be withThe Receiving information in the e bill is obtained, by the corresponding bank's card number of the stored value card account, bank card password, gatheringInformation is sent to the bank of the stored value card account relating.Bank can according to receive bank's card number, bank card password,Receiving information pays the corresponding expense of e bill.
As shown in the above, the vehicle identification information in e bill based on the received, by the e billIt is sent to the car-mounted terminal for logging in stored value card account, the stored value card account and the vehicle identification information are bound.It logs inThe car-mounted terminal of the stored value card account is by the third-party payment system of the stored value card account relating to the electronicsThe corresponding expense of bill is paid, and is paid without user using cash, stored value card etc., or without the volume on vehicleOuter installation other equipment, therefore the convenience with the payment of vehicle correlative charges can be improved.
In specific implementation, the stored value card account can be generated in the following way: receiving the registration of user's inputInformation includes vehicle identification information in the registration information；Generate stored value card account corresponding with the vehicle identification information.
For example, can install electronic wallet application software in vehicle device, user can be in the behaviour of electronic wallet application softwareMake interface input registration information.The registration information inputted may include following at least one: the license plate number of vehicle, userID card information, driver's license information, driving license information, name etc..When payment services platform is connect by electronic wallet application softwareAfter the registration information for receiving user's input, stored value card account corresponding with the vehicle identification information can be generated.
In specific implementation, a stored value card account can correspond to a vehicle identification information, can also correspond to multipleVehicle identification information.When a stored value card account corresponds to multiple vehicle identification informations, it can solve a user and possess moreThe case where vehicle, realizes a user using expense caused by stored value card account while more vehicles possessing under one's name itIt is paid, so as to improve the convenience that user is managed multiple vehicles.
In specific implementation, the e bill can come from different Third-Party Services.Implement in the present invention oneIn example, the e bill comes from parking charge system, and the parking charge system can generate institute in the following wayIt states e bill: the license plate number of vehicle can be identified, and record the vehicle and enter parking lot using image recognition modeAnd leave the time in parking lot.Enter the time in parking lot according to the vehicle and leaves the time in parking lot, it is available to stopVehicle duration and parking interval information generate the corresponding parking fee e bill of the vehicle.
For example, user, when driving vehicle into parking lot, the camera installed in parking lot can shoot the license plate of vehicleNumber, and it is sent to parking charge system.Parking charge system identifies the license plate number of vehicle using image recognition modeCode is Shanghai A*****, and records vehicle and enter the time in parking lot for 09:00:00 on May 10th, 2017.When vehicle leaves parkingWhen field, the camera installed in parking lot can shoot the license plate number of vehicle, and be sent to parking charge system.Parking lotCharging system use image recognition mode identify the license plate number of vehicle for Shanghai A*****, record vehicle leave parking lot whenBetween be 14:30:00 on May 10th, 2017.Parking charge system can be Shanghai A*****'s according to the license plate number transferredVehicle enters parking lot time and leaves parking lot time, is calculated when the parking of vehicle a length of 30 minutes 5 hours, andParking interval information out.It is calculated according to the charging standard of different parking intervals in the parking duration of vehicle and is stopped in correspondenceThe parking fee of generation in the vehicle period, and generate the corresponding parking fee e bill of the vehicle.
In an alternative embodiment of the invention, the e bill comes from highway tolling system, and the highway is receivedCharge system can generate in the following way the e bill: using close range wireless communication modes, obtain the license plate of vehicleNumber, and record the upper high speed information and lower high speed information of vehicle；According to the upper high speed information and lower high speed information of the vehicleRun at high speed mileage and the fastlink that is travelled of the vehicle are obtained, corresponding e bill is generated.Wherein, closely withoutLine communication can be radio communication, be mounted on RF transmitter, expressway tol lcollection on freeway toll station and vehicleStand and vehicle on the radio-frequency current of radio-frequency transmissions identical frequency installed.When the radio frequency installed on freeway toll station and vehicleWhen the frequency of the radio-frequency current of transmitting is identical, the two be can communicate.
In specific implementation, the near field communication device to match can be respectively mounted in vehicle and charge station.Work as vehicleWhen driving into charge station namely upper high speed, vehicle can be believed vehicles identifications by the near field communication device installedThe attribute information of breath and vehicle is sent to highway tolling system, and high speed charging system can recorde the upper high speed of the vehicleInformation.When high speed under vehicle, the attribute of vehicle identification information and vehicle can be believed by near field communication deviceBreath is sent to highway tolling system, and high speed charging system can recorde the lower high speed information of the vehicle.Expressway tol lcollectionThe toll of vehicle can be calculated, and generate corresponding electricity according to the upper high speed information and lower high speed information of vehicle in systemSub- bill.Wherein, the attribute information of vehicle may include the model of vehicle, if vehicle is car or car or lorry,It can also be several seat coach etc. including vehicle.
In addition, highway tolling system can show obtained high speed toll and vehicle identification information in display screenOn, to facilitate user to check the details of this high speed toll.
It is understood that in specific implementation, the parking charge system can also use wireless near field communicationMode obtain vehicle identification information and pass in and out parking lot time.The highway tolling system can also use imageKnowledge gets vehicle identification information otherwise.
In addition, in other application scenarios relevant to vehicle, such as refuel, maintenance, insurance service, it does not do herein superfluousIt states.
In specific implementation, to improve the safety of payment in vehicle payment process, the stored value card account is correspondingPayment accounts, password, Receiving information be sent to before the third-party payment system of the stored value card account relating, can be withPayment verification is carried out to payment verification information.Specifically, can receive the payment verification information of user's input, verifying is receivedTo user input payment verification information whether matched with preset payment verification information.
It, will be described when the payment verification information and preset payment verification information that the user received is inputted matchThe corresponding payment accounts of stored value card account, password, Receiving information are sent to third party's branch of the stored value card account relatingThe system of paying.When the payment verification information and preset payment verification information that the user received is inputted mismatch, Ke YitiShow that user inputs payment verification information again.
To further increase vehicle safety of payment, when the errors number of the payment verification information of input reaches preset timesWhen, which can be locked, to protect the fund security of stored value card account.
In specific implementation, payment verification information can be voice print verification information, or pupil verification information may be used alsoThink fingerprint identifier, face verification information or password authentication information etc..It is understood that in practical applications, it canWith according to the difference of the required security level of user, using voice print verification information/pupil verification information, fingerprint identifier,Any two or more combination in face verification information and password authentication information, carry out payment verification, with intoOne step improves the safety of payment in vehicle payment process.
In specific implementation, Fee Amount caused by vehicle is smaller sometimes, the parking fee that generates and short when such as stoppingHigh speed toll corresponding to the high speed on way can be set to improve operation convenience of the user in vehicle payment processSmall amount exempts from payment verification, when the corresponding expense of e bill is less than the preset amount of money, can operate, install without userThe car-mounted terminal of the stored value card account can be automatically by the third-party payment system of the stored value card account relatingThe corresponding expense of the e bill is paid.When the corresponding expense of e bill is greater than or equal to the preset amount of money,User is then needed to input payment verification information, and when payment verification information and preset payment verification information match, installationThe car-mounted terminal of the stored value card account can be by the third-party payment system of the stored value card account relating to describedThe corresponding expense of e bill is paid.
To better understand and realizing that the embodiment of the present invention, the embodiment of the present invention also provide one convenient for those skilled in the artKind vehicle payment system.
Referring to Fig. 2, a kind of structural schematic diagram of vehicle payment system in the embodiment of the present invention is given.The vehicle paymentSystem may include: Third-Party Service 21, payment services platform 22, the car-mounted terminal 23 for logging in stored value card accountAnd third-party payment system 24, in which:
The Third-Party Service 21 is suitable for sending e bill to the payment services platform 22；
The payment services platform 22, suitable for when receiving e bill, according to the vehicle for including in the e billIdentification information, by the e bill received be sent to log in stored value card account car-mounted terminal 23, the electricitySub- wallet account and the vehicle identification information are bound；
The car-mounted terminal 23, suitable for the third-party payment system 24 by the stored value card account relating to the electricityThe corresponding expense of sub- bill is paid.
From the foregoing, it will be observed that the payment services platform vehicle identification information in e bill based on the received, by the electricitySub- bill is sent to the car-mounted terminal for logging in stored value card account, and the stored value card account is tied up with the vehicle identification informationIt is fixed.The car-mounted terminal for logging in the stored value card account passes through the third-party payment system of the stored value card account relating to instituteIt states the corresponding expense of e bill to be paid, and is paid without user using cash, stored value card etc., or need not be in vehicleAdditional installation other equipment on, therefore the convenience with the payment of vehicle correlative charges can be improved.
In specific implementation, the payment services platform 22 can generate the stored value card account in the following way:The registration information of user's input is received by car-mounted terminal 23, includes vehicle identification information, generation and institute in the registration informationState the corresponding stored value card account of identification information.
In specific implementation, electronic wallet application software can be installed on car-mounted terminal 23, user can be at vehicle-mounted endStored value card account is logged in the operation interface of electronic wallet application software on end 23.Wherein, the car-mounted terminal 23 can be withVehicle device.
In an embodiment of the present invention, the identification information of the vehicle is license plate number.
In specific implementation, the Third-Party Service 21 can be parking charge system, or high speed is receivedCharge system can also maintain charging system etc. for collecting fees system of the gas station, insurance service system or vehicle maintenance.
In an embodiment of the present invention, the Third-Party Service 21 is parking charge system.The e billFrom the parking charge system, wherein the parking charge system can generate the electronics account in the following wayIt is single: use image recognition mode, identify the license plate number of vehicle, and record the vehicle enter parking lot time and fromThe time in start-stop parking lot；Enter the time in parking lot according to the vehicle and leave the time in parking lot, obtains parking durationAnd parking interval information, generate the corresponding parking fee e bill of the vehicle.
In an alternative embodiment of the invention, the Third-Party Service 21 is highway tolling system.The electronicsBill comes from highway tolling system, and the highway tolling system generates the e bill in the following way: adoptingWith close range wireless communication modes, the license plate number of vehicle is obtained, and records the upper high speed information and lower high speed information of vehicle；RootRun at high speed mileage and the expressway that is travelled of the vehicle are obtained according to the upper high speed information and lower high speed information of the vehicleSection, generates corresponding e bill.
In specific implementation, the car-mounted terminal 23 for logging in the stored value card account can be in the following way by describedThe third-party payment system 24 of stored value card account relating pays the corresponding expense of the e bill: when log inState stored value card account car-mounted terminal 23 receive e bill after, the car-mounted terminal 23 can be from the electronics account receivedReceiving information is obtained in list, wherein the Receiving information may include: payee and shroff account number etc..Car-mounted terminal 23 can be withIt will acquire the corresponding payment accounts of the stored value card account, password, Receiving information and be sent to associated Third-party payment systemSystem 24.The third-party payment system 24 pays the corresponding expense of e bill.
In specific implementation, the payment accounts can be bank card account number, or Alipay account can also beWechat account etc..
In specific implementation, to improve the safety of payment in vehicle payment process, in an embodiment of the present invention, vehicle-mountedThe corresponding payment accounts of the stored value card account, password, Receiving information are sent to the stored value card account and closed by terminal 23Before the third-party payment system 24 of connection, the payment services platform 22 can also receive user's input by car-mounted terminal 23Payment verification information, verify received user's input payment verification information and preset payment verification information whetherMatch.When the payment verification information and preset payment verification information that received user inputs match, by the electronicsThe corresponding payment accounts of wallet account, password, Receiving information are sent to the Third-party payment system of the stored value card account relatingSystem 24.
In specific implementation, the payment verification information can be voice print verification information, or pupil verification information,It can also be fingerprint identifier, facial characteristics verification information or password authentication information.It is understood that or vocal printAny two kinds in verification information, pupil verification information, fingerprint identifier, facial characteristics verification information and password authentication informationAnd two or more combinations.
The embodiment of the present invention also provides a kind of computer readable storage medium, is stored thereon with computer instruction, the meterThe step of executing any vehicle method of payment provided in above-described embodiment when the instruction operation of calculation machine.
Those of ordinary skill in the art will appreciate that all or part of the steps in the various methods of above-described embodiment is canIt is completed with instructing relevant hardware by program, which can be stored in a computer readable storage medium, storageMedium may include: ROM, RAM, disk or CD etc..
Although present disclosure is as above, present invention is not limited to this.Anyone skilled in the art are not departing from thisIt in the spirit and scope of invention, can make various changes or modifications, therefore protection scope of the present invention should be with claim instituteSubject to the range of restriction.