Magnetic stripe IC-card bimodulus payment mechanism and method based on television terminal and remote controlTechnical field
The present invention relates to remote control and method, more particularly to a kind of magnetic stripe IC-card bimodulus branch based on television terminal and remote controlPay apparatus and method.
Background technology
DTV be in international coverage digital consumer electron-like information products development emphasis, have become broadcasting and TV, telecommunications, mutuallyThe focus that networking operator pays close attention to jointly.At present, digital television system has been completed bi-directional digital turn over mostly, is done step-by-stepThe integration of three networks enters New Media Era.
The value-added service that radio and TV operator after fusion is more for terminal user provides, update, such as video request program, internet connectsEnter, data-on-demand, online scene shopping etc..In the business of offer simultaneously, during E-Payment is radio and TV operator's problemsMost important technical problem, traditional offline electronic payment means that user can only pay on behalf to be serviced by operator or bank, non-It is often inconvenient.And the online mobile payment with Alipay, wechat as representative is to depart from the payment outside radio and TV operator's IntranetMode, and the person in middle and old age viewer for occupying screen 60% can not be covered.
Finance sign bank card bankcard consumption has been rooted in the hearts of the people, and national all banks are realized national by financial sectorNet, banking system possesses very perfect transportation.But, only support that magnetic stripe card is swiped the card in the prior art, should through retrievalThe safety method of technology of swiping the card without national inspection centers safety detection, therefore with potential financial risks.Such as publication numberCN 1625257A, the existing patent of application number 200410077434.8, the defect of the prior art is：
1. the technology only supports that magnetic stripe card is swiped the card.Its encrypting module carries out data encryption after bank card information is obtained, magnetic of swiping the cardHead does not do safe encryption.Its safe control to Bank Danamon card, including encryption logic, password and AES, through looking into notBy People's Bank of China's card safety detection Spot detection, fail safety standards, it is impossible to ensure the safety of finance data.And,Card-reading magnetic head does not install safeguard construction control additional, it is impossible to ensure that a machine one is close, forms the potential risk that is cracked.
2. encrypting module is cured in Set Top Box by Middle-ware, causes all necessary fixed line different editions of each model Set Top BoxEncrypting module, weaken the versatility of encrypting module.
3. Password Input is realized on the tv screen by option keys, do not meet People's Bank of China to financial machine and tool secret and safeStandard requirement, easily causes finance data leakage.
4. communicated with top box of digital machine by over the horizon communication system, encryption information is easily trapped, couples apart from short and sensingIt is limited in scope, Infrared Transmission characteristic cannot ensure Set Top Box fixed pairing one-to-one with remote control, it is impossible to ensure fiscard safety.
5. it is not inconsistent with the regulation in head office of People's Bank of China PBOC3.0 the 3rd, 5,8,11,12 parts.
The content of the invention
It is an object of the invention to overcome the deficiencies in the prior art part, there is provided a kind of magnetic stripe based on television terminal and remote controlIC-card bimodulus payment mechanism is based on the magnetic stripe IC-card bimodulus payment mechanism and method of television terminal and remote control, using magnetic stripe cardWith IC card information reading manner, safeguard construction encryption is carried out for magnetic head, it is ensured that a machine one is close, prevent reverse information from reading and threatenFinancial security.Financial information safety is ensured by packet Security Encryption module, completely lower E-Payment is realized, and meet countryTo the requirement of intelligent card terminal standard in PBOC3.0.
In order to achieve the above object, the magnetic stripe IC-card bimodulus payment mechanism based on television terminal and remote control that the present invention is provided,Including DTV STB client, remote control, network and bank electric payment system, and microprocessor, Keysheet moduleAnd infrared communication module, remote control also including magnetic stripe swipe the card module, IC-card card reading module, card-reading magnetic head Security Encryption module, letterBreath bag Security Encryption module, keyboard digital key assignments mode switch module, Keysheet module, microprocessor, infrared communication module and indigo plantTooth communication module, microprocessor pays standard dual processor module, packet Security Encryption module by mails using PBOC3.0 is metBlock the financial security control that inspection center is detected using by People's Bank of China；Wherein, magnetic stripe is swiped the card module and IC-card Card Reader mouldBlock is connected with card-reading magnetic head Security Encryption module respectively, card-reading magnetic head Security Encryption module through packet Security Encryption module respectively withMicroprocessor is connected with keyboard digital key assignments mode switch module, and Keysheet module is through keyboard digital key assignments mode switch module and Wei ChuReason device is connected, and microprocessor is connected through infrared communication module and bluetooth communication with DTV STB client respectively, numberWord TV set-top box client is connected by network with bank transaction system client；Two card reading modules of remote control read respectivelyMagnetic stripe card and IC card information, by card-reading magnetic head Security Encryption module carry out safety encryption and packet Security Encryption module again plusAfter close, it be transferred in microprocessor and processed, while remote control keys disk module setting up password input pattern, whole packet existsCiphertext transmission is carried out in the microprocessor under the protection of packet Security Encryption module, and is transmitted to DTV through bluetooth communicationSet-top box client, then completion electronic payment process is mutually communicated by network and bank electric payment system client；It is infrared logicalLetter module is served only for the television reception process of DTV STB client.
Magnetic stripe IC-card bimodulus payment mechanism of the present invention based on television terminal and remote control, wherein the microprocessor is usedThe payment standards dual processor module of PBOC electronics 3.0, packet Security Encryption module is used by People's Bank of China's card detectionThe financial security control of heart detection.
Magnetic stripe IC-card bimodulus payment mechanism of the present invention based on television terminal and remote control, wherein the DTV STB is objectiveFamily end is provided with Bluetooth receptions head, and the remote control is provided with Infrared Transmission head, magnetic stripe card paddle-tumble and IC-card draw-in groove, Infrared Transmission head positionIn the front end of the remote control, the near-end that the remote control lower section is located at user is provided with thickening part, magnetic stripe card paddle-tumble and IC-card cardGroove is arranged horizontally in the inner chamber of thickening part respectively, and magnetic stripe card paddle-tumble is located at the lower surface inner side of the thickening part, and IC-card draw-in groove is located atThe inner chamber middle part of the thickening part, the opening of two grooves is located at the near-end of user.
Magnetic stripe IC-card bimodulus payment mechanism of the present invention based on television terminal and remote control, wherein the remote control is additionally provided with transactionWarning light, display screen, transaction operating key, charging socket, transaction prompt lamp position are in one jiao of the top of the display screen, transaction controlKey mapping processed is located at the side of the remote control in the lower section of the display screen, charging socket.
Magnetic stripe IC-card bimodulus payment mechanism of the present invention based on television terminal and remote control, wherein the transaction operating key is at least wrappedInclude " confirmation ", " deletion " and " cancellation " three key.
Magnetic stripe IC-card bimodulus payment mechanism of the present invention based on television terminal and remote control, wherein the DTV STB is objectiveFamily end replaces with Intelligent television terminal.
In order to achieve the above object, present invention also offers a kind of magnetic stripe IC-card bimodulus payment based on television terminal and remote controlMethod, the method sets DTV STB client, remote control, network and bank electric payment system, digital televisionTop box client is provided with Bluetooth receptions head, and remote control is provided with magnetic stripe card paddle-tumble and IC-card draw-in groove, and remote control sets magnetic stripe and swipes the card mouldBlock, IC-card card reading module, card-reading magnetic head Security Encryption module, packet Security Encryption module, keyboard digital key assignments pattern switchingModule and bluetooth communication, and microprocessor, Keysheet module and infrared communication module, the method are comprised the following steps：
(1) normal remote control mode is initially entered；
(2) microprocessor determines whether to enter E-Payment pattern, if it is, performing next step；If not, returning to previous step；
(3) determine whether that magnetic stripe is swiped the card pattern, if it is, performing next step；If not, performing step (5)；
(4) user stamps the card, and sends Card Reader information to set-top box client, then performs step (7)；
(5) determine whether to use IC-card, if it is, performing next step；If not, performing step (13)；
(6) user's plug-in card, and send Card Reader information to set-top box client；
(7) set-top box client receives Card Reader information, it is determined that after complete, pop-up dialogue box points out input password；
(8) user input password on a remote control, confirms and is sent through bluetooth communication；
(9) Card Reader information, electronic payment information and password are electric to bank by network transmission after set-top box client will be encryptedSub- payment system；
(10) bank electric payment system verify and paid by mails according to electronic payment information, then will pay result by mailsTransfer back to set-top box client；
(11) result is paid in set-top box client display by mails；
(11) microprocessor determines whether to continue to pay by mails, if it is, return to step (4)；If not, performing next step；
(12) user presses selection key, returns to the pattern, i.e. return to step (1) of watching TV；
(13) exit.
Magnetic stripe IC-card bimodulus method of payment of the present invention based on television terminal and remote control, wherein the microprocessor is usedPBOC3.0 pays standard dual processor module by mails, and described information bag Security Encryption module is used to be blocked by People's Bank of China and examinedThe financial security control of measured center detection.
Magnetic stripe IC-card bimodulus method of payment of the present invention based on television terminal and remote control, wherein the DTV STB is objectiveFamily end replaces with Intelligent television terminal.
The present invention is based on television terminal and the magnetic stripe IC-card bimodulus payment mechanism of remote control and the advantage and good effect of method：The hardware present situation to existing STB terminal is kept to greatest extent, using magnetic stripe card and IC card information reading manner, is entered for magnetic headRow safeguard construction is encrypted, it is ensured that a machine one is close, is prevented reverse information from reading and is threatened financial security.Mould is encrypted safely by packetBlock ensures Financial information safety, and the requirement in satisfaction country PBOC3.0 to intelligent card terminal standard realizes user and do not go out enoughFamily can complete other Electronic Finance payment transactions in addition to cash business, as a kind of self-service class POS of new family of holderTerminal.
To make the purpose of the present invention, technical scheme and effect clearer, clear and definite, referring to the drawings to of the invention further detailedDescribe in detail bright.
Brief description of the drawings
Fig. 1 is the block diagram of magnetic stripe IC-card bimodulus payment mechanism of the present invention based on television terminal and remote control；
Fig. 2 is the flow chart of magnetic stripe IC-card bimodulus method of payment of the present invention based on television terminal and remote control.
Fig. 3 is the front view of remote control in the present invention；
Fig. 4 is the left view of remote control in the present invention；
Fig. 5 is the rearview of remote control in the present invention；
Fig. 6 is the schematic diagram during magnetic stripe card is located at magnetic stripe card paddle-tumble；
Fig. 7 is the schematic diagram during IC-card is located at IC-card draw-in groove.
Specific embodiment
To make the purpose of the present invention, technical scheme and effect clearer, clear and definite, referring to the drawings to of the invention further detailedDescribe in detail bright.It should be appreciated that specific embodiment described herein is only used to explain the present invention, it is not intended to limit the present invention.
The data processing method and security mechanism paid the present invention relates to HDTV Set Top Box remote control user Electronic Finance,Safe and secret technology when more particularly to Financial Information is with number keys of remote controller value married operation.In order to support 95% on existing marketAndroid above, Linux high definitions interaction Set Top Box and 100% standard fiscard, are used as presentation of information, in electricity by TV screenRealize paying the mode that control, remote control complete to pay by mails by mails depending on set-top box client, to realize the function of class POS.
In magnetic stripe IC-card bimodulus payment mechanism of the present invention based on television terminal and remote control, remote control supports IC card chipThe reading of type of financial card information, on a remote control integrated PBOC3.0 pay standard dual processor module by mails, it is ensured that communicationIt is mutually isolated.When remote control is under usual normal state, the communication of remote control and DTV STB using it is infrared enterRow data communication, and when the packet Security Encryption module of remote control starts, using bluetooth communication, paid for plug-in cardWhen with bank electric payment system client carry out communication complete pay by mails.Meanwhile, the startup of packet Security Encryption moduleIt is the necessary condition of number keys of remote controller value pattern switching.
Reference picture 1, magnetic stripe IC-card bimodulus payment mechanism of the present invention based on television terminal and remote control, including digital televisionTop box client 1, remote control, network and bank electric payment system, DTV STB client are provided with Bluetooth receptions head,Remote control is also swiped the card including magnetic stripe, and module 1, IC-card card reading module 2, card-reading magnetic head Security Encryption module 3, packet are safe to be encryptedModule 4, keyboard digital key assignments mode switch module 7, Keysheet module 6, microprocessor 5, infrared communication module 8 and bluetooth are led toLetter module 9.Microprocessor 5 pays standard dual processor module by mails using PBOC3.0, and packet Security Encryption module 4 is adoptedBlock the financial security control that inspection center is detected with by People's Bank of China.
Wherein, magnetic stripe swipes the card module 1 and IC-card card reading module 2 is connected with card-reading magnetic head Security Encryption module 3 respectively, Card Reader magneticHead Security Encryption module 3 through packet Security Encryption module 4 respectively with microprocessor 5 and keyboard digital key assignments mode switch module 7It is connected, Keysheet module 6 is connected through keyboard digital key assignments mode switch module 7 with microprocessor 5, and microprocessor 5 is respectively through redOuter communication module 8 and bluetooth communication 9 are connected with DTV STB client, and DTV STB client passes throughNetwork is connected with bank transaction system client.
To Fig. 5, remote control is provided with Infrared Transmission first 17, magnetic stripe card paddle-tumble 15 and IC-card draw-in groove 16, Infrared Transmission to reference picture 3First 17 front ends for being located at the remote control.The near-end that remote control lower section is located at user is provided with thickening part, the He of magnetic stripe card paddle-tumble 15IC-card draw-in groove 16 is arranged horizontally in the inner chamber of thickening part respectively, and magnetic stripe card paddle-tumble 15 is located at the lower surface inner side of thickening part, IC-cardDraw-in groove 16 is located at the inner chamber middle part of thickening part, and the opening of two grooves is located at the near-end of user.Reference picture 6 and Fig. 7, are respectively magneticBar is positioned in magnetic stripe card paddle-tumble 15 and IC-card is located at the signal in IC-card draw-in groove 16.
Remote control is additionally provided with transaction prompt lamp 11, display screen 12, transaction operating key 13 and charging socket 14, transaction prompt lamp 11Positioned at one jiao of the top of display screen 12, transaction operating key 13 is located at the lower section of display screen 12, and charging socket 14 is located at remote controlSide.Transaction operating key 13 at least includes " confirmation ", " deletion " and " cancellation " three key.
In magnetic stripe IC-card bimodulus payment mechanism of the present invention based on television terminal and remote control, two card reading modules of remote control1st, 2 magnetic stripe card and IC card information are read respectively, safety encryption and packet safety are carried out by card-reading magnetic head Security Encryption module 3After the re-encrypting of encrypting module 4, it is transferred in microprocessor 5 and is processed, while the setting up password of remote control keys disk module 6 is defeatedEnter pattern, whole packet carries out ciphertext transmission under the protection of packet Security Encryption module 4 in microprocessor 5, and through indigo plantTooth communication module 9 is transmitted to DTV STB client, then by network and bank electric payment system client phase intercommunicationNews complete electronic payment process.Infrared communication module 8 is served only for the television reception process of DTV STB client.
A kind of reference picture 2, magnetic stripe IC-card bimodulus method of payment based on television terminal and remote control of the present invention, the method includesFollowing steps：
(1) normal remote control mode is initially entered；
(2) microprocessor determines whether to enter E-Payment pattern, if it is, performing next step；If not, returning to previous step；
(3) determine whether that magnetic stripe is swiped the card pattern, if it is, performing next step；If not, performing step (5)；
(4) user stamps the card, and sends Card Reader information to set-top box client, then performs step (7)；
(5) determine whether to use IC-card, if it is, performing next step；If not, performing step (13)；
(6) user's plug-in card, and send Card Reader information to set-top box client；
(7) set-top box client receives Card Reader information, it is determined that after complete, pop-up dialogue box points out input password；
(8) user input password on a remote control, confirms and is sent through bluetooth communication；
(9) Card Reader information, electronic payment information and password are electric to bank by network transmission after set-top box client will be encryptedSub- payment system；
(10) bank electric payment system verify and paid by mails according to electronic payment information, then will pay result by mailsTransfer back to set-top box client；
(11) result is paid in set-top box client display by mails；
(11) microprocessor determines whether to continue to pay by mails, if it is, return to step (4)；If not, performing next step；
(12) user presses selection key, returns to the pattern, i.e. return to step (1) of watching TV；
(13) exit.
(3) (4) (5) three in above step carry out data interaction under safe control protection, whole data encryption and communication plusIt is close.
In payment devices of the present invention others embodiment, DTV STB client can also be substituted for intelligent televisionTerminal, the Intelligent television terminal will be provided with Bluetooth receptions head.
The present invention uses magnetic stripe card and IC card information reading manner, is directed in magnetic stripe card read module and IC card chip read moduleMagnetic head carries out safeguard construction encryption, it is ensured that a machine one is close, prevents reverse information from reading and threatens financial security.Packet is encrypted safelyModule, it is ensured that Financial information safety.It is real to realize fiscard completely lower E-Payment so that the home-confined completion of being in of user is removedOther Electronic Finance payment transactions beyond cash business.
Embodiment described above is only that the preferred embodiment of the present invention is described, not to design of the invention and modelEnclose and be defined, under the premise of design of the present invention is not departed from, ordinary skill technical staff is to technology of the invention in this areaThe all variations and modifications that scheme is made, all should fall into protection scope of the present invention, claimed technology contents of the invention,Through all recording in detail in the claims.