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CN106682981A - Processing method of asset assignment transaction, apparatus and system thereof - Google Patents

Processing method of asset assignment transaction, apparatus and system thereof
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Publication number
CN106682981A
CN106682981ACN201610998614.2ACN201610998614ACN106682981ACN 106682981 ACN106682981 ACN 106682981ACN 201610998614 ACN201610998614 ACN 201610998614ACN 106682981 ACN106682981 ACN 106682981A
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CN
China
Prior art keywords
inquiry
information
transaction
quotation
assets
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Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201610998614.2A
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Chinese (zh)
Inventor
李汉
刘云波
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Guangzhou Pratt & Whitney Innovation Financial Information Service Co Ltd
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Guangzhou Pratt & Whitney Innovation Financial Information Service Co Ltd
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Priority to CN201610998614.2ApriorityCriticalpatent/CN106682981A/en
Publication of CN106682981ApublicationCriticalpatent/CN106682981A/en
Pendinglegal-statusCriticalCurrent

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Abstract

The invention relates to the asset transaction technology field and especially relates to a processing method of an asset assignment transaction, an apparatus and a system thereof. The assignment transaction is distinguished into a buyer initiation assignment transaction and a seller initiation assignment transaction. The buyer initiation assignment transaction means that a buyer can only buy an asset of a specific seller through a system. The seller initiation assignment transaction means that a seller can only sell the asset to the specific buyer through the system. During the assignment transaction, the seller can pack the assets and sell. Packages can be divided into wholesale packages and retail packages. In the wholesale packages, the assets should be integrally delivered, and in the retail packages, the assets can be partially delivered. The assignment transaction is only suitable for a non-personal user. And the system provides a fuzzy query function.

Description

A kind of processing method of assets given transaction, device and system
Technical field
The present invention relates to transaction in assets technical field, more particularly to a kind of processing method of assets given transaction, device andSystem.
Background technology
There are following several modes in existing assets transaction platform, transaction:
(1) assets pledge formula loaning bill pattern.Platform is using imperfect market mode platform price match trading analogueTransaction bring together, pledge mode in bank's trustship in platform with assets, carry out directly investment and financing transaction, counterparty side does not produceThe transaction relationship of the direct fund transfer of life, is substantially that assets holder entrusts platform financing assets to set up the counter guarantee of mortgageFinancing Mode.
(2) assets financing pattern.Assets are bought out by Capital Co., Ltd, finance product is packaged in platform sale by royalty, withTripartite's payment opens up network account and realizes that fund is shifted, and financier is not exclusively the assets holder with true trade background,The holder in due course and investor both sides of assets does not produce direct transaction relationship, is shifted using the fund of middle trading accountPattern.
(3) assets buy out pattern.Platform has pricing right using the strong position of information asymmetry and fund, by associationTrading company provides the VAT invoice of false trading and buys out assets, so as to realize the final control to assets right and fundSafety guarantee, middle bargain link complexity is opaque, with transaction risk.
In above-mentioned pattern, platform mostly utilizes information asymmetry, and transaction is initiated by way of broadcast, fails to realize a pairOne given transaction, and in real business scenario, the demand of assets given transaction is there are, therefore the present invention has huge realityMeaning.
The content of the invention
It is an object of the invention to avoid above-mentioned weak point of the prior art and provide a kind of assets given transactionProcessing method, the method can quickly facilitate transaction according to the specific needs of dealer, improve the convenient degree of transaction.
The purpose of the present invention is achieved through the following technical solutions:
A kind of method that inquiry is specified in transaction in assets, including:
Inquiry given step:When receiving the inquiry information that inquiry side sends, judge whether the inquiry information has transaction rightHandss specify information, if it has, the inquiry information is only sent to given transaction opponent, so that given transaction opponent is used as quotation sideOffered;
Feed quote step:When the quotation information of given transaction opponent feedback is got, quotation information is sent to inquiryValency side;
Trade confirmation step:When the transaction confirmation message that inquiry policy sends to given transaction opponent is listened to, by thisTransaction confirmation message feeds back to given transaction opponent, and it is state in transaction to change the state of the inquiry information.
Wherein, it is intended that counterparty's query steps:Counterparty's inquiry port is provided, according to the docuterm of inquiry side's inputSection, carries out fuzzy query, and the Query Result of fuzzy query is fed back to into inquiry side to supply inquiry side in the user list of systemTherefrom given transaction opponent.
Wherein, the feed quote step includes quotation obtaining step:The type of the inquiry information is judged, if the inquiryValency information is the inquiry information that assets are bought in, then in the triggering inquiry information of given transaction opponent, in inquiry informationShow the assets information of given transaction opponent in display interface, and for these assets information selection of configuration frames, so as to user's selectionMeet the assets of inquiry information to be packed and be offered.
The device that inquiry is specified in a kind of transaction in assets is also provided, including:
Inquiry specified device:When receiving the inquiry information that inquiry side sends, judge whether the inquiry information has transaction rightHandss specify information, if it has, the inquiry information is only sent to given transaction opponent, so that given transaction opponent is used as quotation sideOffered;
Feed quote device:When the quotation information of given transaction opponent feedback is got, quotation information is sent to inquiryValency side;
Trade confirmation device:When the transaction confirmation message that inquiry policy sends to given transaction opponent is listened to, by thisTransaction confirmation message feeds back to given transaction opponent, and it is state in transaction to change the state of the inquiry information.
Wherein, it is intended that counterparty's inquiry unit:Counterparty's inquiry port is provided, according to the docuterm of inquiry side's inputSection, carries out fuzzy query, and the Query Result of fuzzy query is fed back to into inquiry side to supply inquiry side in the user list of systemTherefrom given transaction opponent.
Wherein, the feed quote device includes quotation acquisition device:The type of the inquiry information is judged, if the inquiryValency information is the inquiry information that assets are bought in, then in the triggering inquiry information of given transaction opponent, in inquiry informationShow the assets information of given transaction opponent in display interface, and for these assets information selection of configuration frames, so as to user's selectionMeet the assets of inquiry information to be packed and be offered.
Beneficial effects of the present invention:The invention provides the processing method and system of assets given transaction, in transaction in assetsIn system, user can find suitable counterparty without the mode of broadcast, and the given transaction met in the transaction of part is neededAsk, while Non-Broadcast Multicast Access mode of doing business also preferably ensure that the Transaction Information of dealer and the safety of user profile.
Description of the drawings
Using accompanying drawing, the invention will be further described, but the embodiment in accompanying drawing does not constitute any limit to the present inventionSystem, for one of ordinary skill in the art, on the premise of not paying creative work, can be being obtained according to the following drawingsOther accompanying drawings.
Fig. 1 is the initiation given transaction flow chart of the present invention.
Specific embodiment
With the following Examples the invention will be further described.
Present embodiments provide a kind of transaction system, for convenience of description, the assets of the system by taking bill as an example, including butIt is not limited to silver and holds paper ticket, silver and hold electric ticket, business hold electric ticket.Given transaction initiator is divided into buyer and initiates and two kinds of sides of seller's initiationFormula.
Facilitate transaction to promote to conclude the business and enabling a system to Auto-matching, the system be on the one hand divided into buyer's subsystem andParty subsystem is sold, on the other hand dealer inquiry side and quotation side is divided into into, inquiry side refers to the initiator of transaction, its evidenceWhat transaction wish was issued (broadcast to all user sides) is inquiry information with regard to the type of assets to be transacted and the information of price, is reportedValency side refers to the side that quotation is responded and provided to inquiry information, and it is quotation for the information sent in response to inquiry informationInformation.
Inquiry side and quotation side are directed to, the system has inquiry functional module and quotation functional module, additionally, in order to giveInquiry side and quotation side set up information connection, and the system is additionally provided with the market module for showing inquiry information.Corresponding to buyingParty subsystem and party subsystem is sold, On the Tape module is divided into buyer's market submodule and seller's market submodule, Mai FanghangFeelings submodule is configured with buyer's market interface, and seller's market submodule is configured with seller's market interface, uses for the ease of user,Buyer's market interface and seller's market interface gather to form market interface, and switching push button, Yong Hutong are provided with market interfaceCrossing switching push button can switch buyer's market interface and seller's market interface.
Additionally, when generating and issuing enquiry breath, system can also be by the terms of trade information of inquiry side and the enquiryBreath is associated, and shows the terms of trade information of the inquiry information according to predetermined fraction.These terms of trade information can beThe condition being input into when inquiring the price from inquiry side, for example, complete a business transaction the terms of trade information such as time limit, minimum number of transaction, can also be and isThe conditional information of system acquiescence keeping records, the identity information of such as side of inquiry.(note:In bill business, the identity letter of dealerBreath is the key factor for affecting transaction reliability, therefore is an important terms of trade, if in other assets type in,Its terms of trade information given tacit consent to that then can be flexibly arranged according to the particularity of transaction).
Because inquiry side is the initiator of transaction, inquiry functional module includes work inquiry side input inquiry price and transaction barThe inquiry interface of part information, the inquiry interface has inquiry interface, and the inquiry interface includes seller inquiry interface and buyer's inquiryInterface, user can switch seller's inquiry and set interface by " seller market " button on interface of inquiring the price and " buyer market " buttonWith buyer's inquiry interface.For inquirer, because inquirer is the sponsor of transaction, it is difficult to the settlement price set when initiatingLattice are always expected to be conducive to oneself as far as possible, but the price fixing of excessively favourable inquirer is difficult to attract offerer's report againValency, inquirer needs seeking balances between both, but this balance tool inquiry has larger subjective factorss, it is difficult to fully reactionThe market quotation, for this purpose, the system is additionally provided with inquiry module automatically, the module of inquiring the price automatically is for the default inquiry benchmark of inquirerValue, gradually inquiry threshold value, range of readjusting the price and price adjustment cycle, after the default above- mentioned information of inquirer, system can automatically issue inquiryInformation, inquiry information inquiry price at the beginning is inquiry reference value, after releasing news, if do not had within a price adjustment cycleThe quotation information of the inquiry information is received for, then price is adjusted with gradually range of readjusting the price, until occurring being directed to the inquiry informationQuotation information, or inquiry price be higher than default inquiry threshold value.So, inquirer just (can ask in an inquiry scopeBetween valency reference value and inquiry threshold value) in the reaction in market is automatically perceived by system so that the inquiry price of inquirer is morePlus meet the market quotation.
Additionally, being offered for the ease of quotation side, the system is that the mode of inquiry information configuration quotation port has two kinds,A kind of is inquire the price information configuration quotation link per bar to show in market interface, and user can be entered by clicking on inquiry informationOffered for the corresponding bid window of inquiry information;Another kind is to provide a user with automatic quote module, automatically reportValency module generates quotation interface for users automatically and presets automatic quotation information, then records the default offer that user pre-entersBreath, these quotation informations include customization require information, transaction value information etc., wherein customization require information includes awarding for inquiry sideLetter amount information, credit list information, trade variety information, ownership people's information, cash people's information, amount of assets information, regionThe information such as information, delivery method information, delivery time information and credit rating information, these customization require information parts are by reportingWhat valency side was input in default quotation, part be then system according to the trading margin information and/or identity information of quotation side come(such as amount of assets information, the credit rating information) for automatically generating.System can be searched and come from when new inquiry information is receivedAll default quotation informations for matching the inquiry information in dynamic quote module, and automatically generated for being somebody's turn to do according to default quotation informationThe quotation information of inquiry information.In order to ensure using the rights and interests of the offerer of quotation automatically, the system is in user preset offerDefault transaction threshold when user preset quotation information is guided during breath, can judge whether transaction threshold compares inquiry in quotation automaticallyValue is more conducive to offerer, if it is, offer by inquiry value, if it is not, then thinking that the default quotation information mismatches the inquiryInformation.It should be noted that the automatic quote module is similarly divided into the automatic quote module of buyer and seller automatic price quotation module,The automatic quote module of buyer belongs to buyer's subsystem, and seller automatic price quotation module belongs to seller's subsystem, that is to say, that noSame quotation information is limited at different subsystems, will not produce interference to other system.Similar to On the Tape module,Automatically quote module has the default interface of quotation, and the default interface of the quotation includes that the default interface of seller price quotations and buyer's quotation are defaultInterface, user can be pre- to switch seller price quotations by " seller market " button on the default interface of quotation and " buyer market " buttonIf interface and the default interface of buyer's quotation.
The quotation information proposed for quotation side is (either by the manual quotation information of the link submission at market interface alsoIt is the automatic quotation information of automatic quote module submission), inquiry side can be collected and be sent to system, and for seeking valency side ideal is picked outCounterparty, to conclude the transaction.Responded due to having a plurality of quotation information for same inquiry information, therefore the systemAlso there is functional module of bidding, the functional module of bidding can be by the most favorable rates in current all of quotation information (most beneficial for inquiryThe quotation of valency people) quotation side's (can be the quotation side for carrying out manual quotation, or automatic quote module) is fed back to,Bidded according to current other quotation informations by quotation root, so that transaction can more really embody both parties'Wish.
In order to adapt to aforementioned automatic quote module, module of bidding is also corresponding to be configured with automated auction function, and this is automaticFunction of bidding is to allow user that gradually amplitude of variation is also preset when default quotation information is arranged;When bidding, function of bidding is being receivedThe most favorable rates of module feedback, whether the current quotes that can judge the default quotation information are in the quotation of all offerers at presentMost beneficial for the quotation of inquirer, if it is, current quotes are maintained, if it is not, then being reported according to the adjustment of gradually amplitude of variationValue, and judge whether the quotation after adjusting is most beneficial for inquiry in the quotation of all offerers at present again after the adjustmentThe quotation of people, until quotation is equal to transaction threshold.By the automated auction function, offerer can more reasonably preset oneselfGame scheme such that it is able to also sufficiently reflect the transaction wish of oneself in default quotation.
The system is by buyer's subsystem and sells that party subsystem is strict to make a distinction buyer's market and seller's market, becauseAnd in buyer's subsystem (i.e. seller's market), the inquiry side necessarily seller, quotation side necessarily buyer;In buyer's subsystem (i.e.Buyer's market), inquiry side necessarily buyer, the quotation side necessarily seller.For the both sides of transaction, it can be in a subsystemBecome inquiry side in system, in another subsystem quotation side is become, that is to say, that inquiry side and quotation side may be taken into account originallyThe dealer of two kinds of roles, its two kinds of roles are assigned in two different subsystems, and during dealer is in subsystem, it mustCan only be so inquiry side or quotation side, therefore in single subsystem, deals match process can be defined to by strict:AskValency --- quotation --- inquirer selects suitable dealer --- transaction;Under clear and definite deals match process, system is alsoCan realize Auto-matching, and transaction wish (the inquiry valency that i.e. seller/buyer proposes that dealer expresses in process of exchangeLattice or bid price information) also can be by the clear and definite book of final entry, so as to clearly embody exchange quotation.
Additionally, quotation functional module, inquiry functional module and On the Tape module that system includes respectively are configured with pointBelong to buyer's subsystem and sell the submodule of party subsystem, therefore the software system is all provided the user in each functional moduleThe interaction end and entrance of party subsystem and buyer's subsystem are clearly sold, the convenience that user uses is improve.
Additionally, in order to meet transaction to diversified transactions demand, additionally providing given transaction module, the given transaction mouldBlock to the inquiry side that expectation carries out given transaction provides given transaction inquiry interface, it is intended that transaction inquiry interface provides counterpartyInquiry port, according to the search field that inquiry side is input into, carries out fuzzy query in the user list of system, and by fuzzy queryQuery Result feed back to inquiry side for inquiry side therefrom given transaction opponent.Expect that the inquiry side for carrying out given transaction refers to from thisFixed transaction inquiry interface is sent after inquiry information, when system receives the inquiry information, can be judged whether the inquiry information has and be handed overEasy opponent's specify information, if it has, the inquiry information is only sent to given transaction opponent, so that given transaction opponent is used as reportOffered valency side;Afterwards, when the quotation information of given transaction opponent feedback is got, quotation information is sent to inquirySide;And when the transaction confirmation message that inquiry policy sends to given transaction opponent is listened to, by the transaction confirmation message feedbackGiven transaction opponent is given, and it is state in transaction to change the state of the inquiry information.
In addition, when inquiry information is the inquiry information that assets are bought in, quotation side needs to be input in oneself account in quotationLater billing information, is offered, in given transaction for the ease of given transaction opponent (quotation side is in the embodiment)During the triggering of the opponent inquiry information, the assets information of given transaction opponent is shown in the display interface of inquiry information, andFor these assets information selection of configuration frames, so that user selects the assets for meeting enquiry breath to be packed and be offered.SoThe assets for choosing oneself later are needed only to when quotation side is offered, it is not necessary to after searching the asset data record of oneselfIt is input into one by one again, improves the quotation convenience of quotation side.
Finally it should be noted that above example is only illustrating technical scheme, rather than to present invention guarantorThe restriction of shield scope, although having made to explain to the present invention with reference to preferred embodiment, one of ordinary skill in the art shouldWork as understanding, technical scheme can be modified or equivalent, without deviating from the reality of technical solution of the present inventionMatter and scope.

Claims (6)

CN201610998614.2A2016-11-112016-11-11Processing method of asset assignment transaction, apparatus and system thereofPendingCN106682981A (en)

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Cited By (3)

* Cited by examiner, † Cited by third party
Publication numberPriority datePublication dateAssigneeTitle
CN109102355A (en)*2018-06-112018-12-28广州普惠创新金融信息服务有限公司A kind of parallel synchronous dynamic bid method of commerce, device and storage medium based on classification transaction system
CN112131251A (en)*2020-07-012020-12-25北京跨联元焕网络科技有限公司 Auction transaction method, device, readable storage medium and electronic device
CN112926964A (en)*2021-02-262021-06-08成都质数斯达克科技有限公司Block chain-based asset management method, electronic device and readable storage medium

Citations (2)

* Cited by examiner, † Cited by third party
Publication numberPriority datePublication dateAssigneeTitle
CN1351301A (en)*2000-10-272002-05-29塑网科技股份有限公司Price inquiry method for electronic transaction
CN103246998A (en)*2012-02-132013-08-14林翔堃 Bidding transaction method of auction platform

Patent Citations (2)

* Cited by examiner, † Cited by third party
Publication numberPriority datePublication dateAssigneeTitle
CN1351301A (en)*2000-10-272002-05-29塑网科技股份有限公司Price inquiry method for electronic transaction
CN103246998A (en)*2012-02-132013-08-14林翔堃 Bidding transaction method of auction platform

Cited By (3)

* Cited by examiner, † Cited by third party
Publication numberPriority datePublication dateAssigneeTitle
CN109102355A (en)*2018-06-112018-12-28广州普惠创新金融信息服务有限公司A kind of parallel synchronous dynamic bid method of commerce, device and storage medium based on classification transaction system
CN112131251A (en)*2020-07-012020-12-25北京跨联元焕网络科技有限公司 Auction transaction method, device, readable storage medium and electronic device
CN112926964A (en)*2021-02-262021-06-08成都质数斯达克科技有限公司Block chain-based asset management method, electronic device and readable storage medium

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