CN105681301B - Settlement method on block chain - Google Patents

Abstract

The invention discloses the settlement methods on block chain, have the right of distribution digital cash or digital asset by the certain public key addresses of ballot system authorization on block chain, can be associated with by the CA certificate of associated rights.User can exchange block chain digital cash of equal value in cash, assets trustship can be obtained block chain digital asset of equal value to publisher by user, since as long as both sides conclude the transaction agreement, it can be in the case where no intermediary, on block chain, simultaneously digital cash or digital asset are transferred to other side's public key address after my private key signature, close digital cash and digital asset, neither mutually owe.

Description

Settlement method on block chain

Technical field

The present invention relates to Internet technical field, especially block chain, encryption digital cash, the knots for encrypting digital assetIt calculates.

Background technique

Existing bit coin block chain technology, complete decentralization management, the regulator at center, is not difficult and country is sent outCapable franc or asset association in practice are got up.

Existing exchange's vanilla transaction fund requires just to clear after closing on the day of, and interbank clearance is nor completeIn real time, all databases can be distorted by hacker, especially high to server security requirement of shelter, although there is more people to checkSystem, but can not also prevent altered data in partnership.

Customer transaction, which is related to signing a contract affixing one's seal, requires a large amount of human cost, but contract can not be entirely prevented to take advantage ofRisk is also all implied in swindleness, unsecured transaction.

Summary of the invention

In order to overcome the above-mentioned deficiencies of the prior art, this technology introduces the publisher that can undertake acceptance liability, distributionBlock chain digital cash and block chain digital asset, facilitate the settlement of transactions on block chain.

Scheme the present invention provides block chain for clearing, needs the user of settlement of transactions, if in advance fund andThe digital cash and digital asset that assets are exchanged on block chain can voluntarily trade, and be not necessarily to intermediary.

The technical scheme adopted by the invention is that: scheme of the block chain for clearing passes through the ballot system on block chainIt authorizes certain public key addresses that there is the right of distribution digital cash or digital asset, can be closed by the CA certificate of associated rightsConnection.User can exchange block chain digital cash of equal value in cash, and user can obtain assets trustship to publisher of equal valueDigital asset block chain voucher, if since both sides conclude the transaction agreement, can be in the case where no intermediary, in block chainOn, while digital cash or digital asset are transferred to other side's public key address after my private key signature, close digital cash andDigital asset is neither mutually owed.

Block chain digital cash can be various countries and issue currency, such as RMB, dollar, Euro, pound, yen, can alsoTo be virtual coin such as bit coin, issuer, which undertakes, last cashes responsibility.Block chain digital asset can be stock, credits,Futures contract, staple commodities, raw material, commodity, the service that can be marked the price, issuer, which undertakes, last cashes responsibility.DistributionMechanism can be bank, exchange, capital company, fund, enterprise or or individual etc. have the focal pointe of capacity of acceptance.

Can be with settlement of transactions between various digital cash, it can also be with settlement of transactions between various digital assets.

Voted by block chain or authoring system can to authorize some public keys be the CA certificate center for managing user, in theseThe heart can verify the identity of user, and the CA certificate of different trading privileges, such as trading limit are provided according to its credit level.It can be withTrustship through the encrypted private key of user's safety problem or give for change private key as password lose after remedy scheme, receive private keyThe service for freezing public key address is reported the loss, user can also authorize center with super authority, in verifying user identity, by one sectionAfter public notification period, change client public key address, by old public key address digital cash or digital asset be transferred to new address.

It is voted by block chain or authoring system can authorize the mechanisms such as some references to comment the transaction record of userValence is subjected to the complaint or arbitration of user, continuously carries out credit rating to user, can establish white list, blacklist etc., can alsoTo freeze the transaction of client public key address in short term, discovery irregularities can submit law enforcement agency further to enforce the law.Credit information service is logicalThe corresponding private key signature of public key is crossed to obtain the approval of block chain, user is dealt into block chain after the evaluation of oneself can also being encryptedOn, while password is informed into credit information service.

It is voted by block chain or authoring system can authorize some law enforcement agencies to have super authority, or only joint twoOr more right unit can just force to freeze, shift the digital cash or digital asset of user, can first freeze, through one section of publicityTransfer instruction is executed after phase again.

Compared with prior art, the beneficial effects of the invention are as follows fund is replaced with block chain digital cash, assets are givenTrustship center is replaced with block chain digital asset, and both sides' transaction can be carried out directly by block chain, is participated in without intermediary, labelPapery contract nor is it necessary that, not need the identity for affixing one's seal and checking counterparty, especially need repeatedly repeatedly to thoseTransaction, without check the capitals and examine goods block chain transaction substantially increases trading efficiency.

Authentication mechanism, credit information service, law enforcement agency are also introduced on block chain, the work of functional department is directly in areaIt is completed on block chain, simplifies process and improve efficiency.

Detailed description of the invention

Fig. 1 is the realization step of transaction digital cash and digital asset between illustrating user.

Specific embodiment

Illustrate the realization step of transaction digital cash and digital asset between user below in conjunction with attached drawing 1:

Fund is transferred to 2 digital cash and issues the bank account honoured a little by user 1, and 2 will beat digital cash of equal valueThe public key address 3 of access customer A.

User 5 is transferred to assets at 6 trustship center, and 6 will squeeze into digital asset of equal value the public key address 7 of user B.

100 yuan in user's A public key address 3 are issued user's B public key address 7, while user's B public key after A private key signature10 strands of digital assets in address 7 are sent to A public key address 3 after B private key signature.

This example demonstrates that user identity and rights management:

Voted by block chain or authoring system can to authorize some public keys be the CA certificate center for managing user, in theseThe heart can verify the identity of user, and the CA certificate of different trading privileges, such as trading limit are provided according to its credit level.It can be withTrustship through the encrypted private key of user's safety problem or give for change private key as password lose after remedy scheme, receive private keyThe service for freezing public key address is reported the loss, user can also authorize center with super authority, in verifying user identity, by one sectionAfter public notification period, change client public key address, by old public key address digital cash or digital asset be transferred to new address.

This example demonstrates that how to supervise user:

It is voted by block chain or authoring system can authorize the transaction record that some credit information service's public keys are user to grade,And receive the complaint or arbitration of user, and credit rating continuously is carried out to user, can establish white list, blacklist etc., it can also be withFreeze the transaction of public key address in short term, discovery irregularities can submit law enforcement agency further to enforce the law.

Claims (6)

1. the clearing scheme on block chain, which is characterized in that have by the certain public key addresses of ballot system authorization on block chainThere is the right of distribution digital cash or digital asset, is associated with by the CA certificate of associated rights, user can exchange in cashAssets trustship is obtained block chain digital asset of equal value to publisher by block chain digital cash of equal value, user, as long as due toBoth sides conclude the transaction agreement, can be in the case where no intermediary, on block chain, while by digital cash or digital asset through thisIt is transferred to other side's public key address after people's private key signature, closes digital cash and digital asset, neither mutually owes；It is voted by block chainOr some public keys of authoring system authorization are the CA certificate center for managing user, the identity of these central authentications user, according to its letterThe CA certificate of different trading privileges, including trading limit permission are provided with rank, can trustship add through user's safety problemThe private key of close mistake or give for change private key as password lose after remedy scheme, receive private key and report the loss the service for freezing public key address,User can authorize center with super authority, in verifying user identity, after one section of public notification period, with changing client public keyLocation, by old public key address digital cash or digital asset be transferred to new address.

2. the clearing scheme on block chain according to claim 1, which is characterized in that block chain digital cash is each promulgated by the State CouncilCrudely-made articles coin, including RMB, dollar, Euro, pound, yen or virtual coin include bit coin, and issuer undertakes lastResponsibility is cashed, block chain digital asset is stock, credits, futures contract, staple commodities, raw material, commodity, the clothes that can be marked the priceBusiness, issuer undertake last responsibility of cashing, and issuer is bank, exchange, capital company, fund, enterprise or individualThere is the focal pointe of capacity of acceptance.

3. scheme according to claim 1 or 2, which is characterized in that carry out settlement of transactions between various digital cash, or eachSettlement of transactions is carried out between kind digital asset.

4. scheme of the block chain for clearing, which is characterized in that voted by block chain or some public keys of authoring system authorization areThe CA certificate center of user is managed, these centers are able to verify that the identity of user, provide different trading rights according to its credit levelThe CA certificate of limit, including trading limit permission, can trustship through the encrypted private key of user's safety problem or give private key for changeRemedy scheme after losing as password, receive private key and report the loss the service for freezing public key address, user can the center of authorizing haveSuper authority after one section of public notification period, changes client public key address, by the number on old public key address in verifying user identityWord currency or digital asset are transferred to new address.

5. scheme according to claim 4, which is characterized in that voted by block chain or some references of authoring system authorizationMechanism evaluates the transaction record of user, can receive the complaint or arbitration of user, continuously carries out credit rating to user, buildsVertical white list, blacklist, or freeze the transaction of client public key address in short term, discovery irregularities submit law enforcement agency further to holdMethod, credit information service obtain the approval of block chain by the corresponding private key signature of public key, and user sends out after the evaluation of oneself is encryptedCredit information service is informed onto block chain, while by password.

6. scheme according to claim 4, which is characterized in that voted by block chain or some law enforcements of authoring system authorizationMechanism has a super authority, or only two or more right units of joint can just force to freeze, shift the digital cash of user orDigital asset, or first freeze, transfer instruction is executed again after one section of public notification period.