Automatic trading apparatus and server and for predicting customer's cash demand amountMethodTechnical field
The present invention relates to the servers of a kind of automatic trading apparatus used in banking and its connection, more particularly to one kindAutomatic trading apparatus and server and method for predicting customer's cash demand amount.
Background technology
Automatic trading apparatus is widely used in bank and other relevant financial industry, as a kind of self-aided terminalEquipment provides deposit to the user, withdraws the money, transfers accounts, paying, buying the financial services such as payment.Automatic trading apparatus improvesThe efficiency of operation of bank reduces the case where bank counter is lined up transacting business, saves a large amount of human cost for bank, togetherWhen also make user's transacting business more convenient.
General automatic cash deposit and withdrawal device (that is, automatic trading apparatus) needs the staff of bank toward the deviceA certain number of banknotes are loaded in banknote box, are kept device rich desirable, to ensure the normal operation of device, and are improved making for deviceUse efficiency.
Chinese invention patent (103258388A) discloses a kind of automatic trading apparatus and server and existing for predictingThe method of golden demand carries out adjusting thresholds by cycle and predicts again, until threshold value reaches the boundary of the value of the index i.e. mostUntil big value or minimum value, the highest threshold value of precision obtained in multiple prediction is determined as optimal threshold, to make cash needThe statistics for the amount of asking and the precision of prediction are more accurate.
Solves the problems, such as the accuracy of cash demand amount in automatic trading apparatus in above-mentioned technology, but customer is usingWhen automatic trading apparatus is withdrawn the money, specific several data can only be selected at the interface of withdraw funds, if customer will obtain cashNumber is not one in the data that withdraw funds interface is shown it is necessary to oneself input the amount of money again, thus makes client operatingIt is cumbersome, it is therefore desirable to a kind of device that can predict customer's cash demand amount.
Invention content
In view of the above-mentioned problems existing in the prior art, the present invention is intended to provide it is a kind of by predicting demand of the customer to cashAmount, to the automated transaction dress for carrying out selection that in the amount of money withdrawn the money and then selection interface display customer may need, makes things convenient for customersIt sets with server and the method for predicting customer's cash demand amount.
Specific technical solution is as follows
A kind of automatic trading apparatus includes：User's operation module, including the first keyboard and the first display device, the first keyboardOperation selection operation type is carried out for customer, the first display device is for showing Transaction Information；Transacter, for receivingCollect the account information of different customers and corresponding withdrawal operation information；First data storage device takes for storing customerThe information of the more number of the money amount of money；First communication module, the data for collecting transacter are transmitted outward, Huo ZhexiangData are imported in first data storage device.
Further, the first data storage device includes general information portion and non-common information portion, the storage of general information portionBe the account information and more number of the higher customer of frequency of use on this automatic trading apparatus withdraw funds information, it is non-What general information portion stored is the account information for the customer for carrying out withdrawal transaction on this automatic trading apparatus once in a while.
Further, the information that transacter is collected includes account information, the corresponding withdrawal letter of this account informationBreath, the result of transaction of withdrawing the money and the time of transaction.
In addition, according to the present invention, it is also proposed that a kind of server for being connected with automatic trading apparatus includes：EmployeeOperation module, employee's operation module include the second keyboard and the second display device；Second data storage device, for storing dataCollection device collect information, second communication module, for matched with first communication module realize transacter withThe transmission of second data storage device data；Information sort module, the information for being stored the second data storage device are pressedCommon Customer Information and non-common Customer Information are classified；Information Statistics module, for the information of common customer to be unitedMeter arranges, during then determining the withdrawal that common customer carries out within a certain period of time, most 3~5 of withdraw funds numberNumerical value.
Further, server further includes data cleansing module, the account for will be stored in the second data storage deviceInformation and withdrawal information are cleared up.
Further, server further includes timing means, for matching timing with data cleansing module by the second dataAccount information and withdrawal information in storage device are cleared up.
In addition, according to the present invention also provides a kind of methods for predicting customer's withdraw funds, including：Collect a timingIt is interior difference customer account information and operate corresponding withdraw funds information every time；The account information of collection is dividedClass is divided into common account and non-common account；Withdrawal information in common account is counted, and is extracted and corresponding account3~5 most numerical value of withdraw funds number；When customer carry out withdraw the money operation when, read the information of account, it is then correspondingThe account 3~5 most numerical value of withdraw funds number within this time are extracted to select for customer.
Further, when customer carry out withdraw the money operation when, if account information be no record information or non-common accountThe family numerical value that then display system is given tacit consent to.
Further, when it is common account to determine the account of operation, the numerical value wherein 5 selected for customer is predictionThe numerical value that may need of customer, remaining is the common numerical value of acquiescence, and is arranged numerical value is ascending.
Compared with prior art, the beneficial effects of the present invention are：When customer withdraw the money operation, transacterThe information of this account and withdraw funds information can be collected, then again by first communication module and second communication moduleThe information of collection is transferred in the second data storage device, then according to the frequency of use of different accounts, account is made to be divided into oftenIt is corresponding then to count account to commonly using the finish message of account with account and non-common account, then by Information StatisticsThen 5 most numerical value of withdraw funds number within this time will be united by second communication module first communication module againThe data transmission counted out is to general information portion, when having customer when withdraw the money operation, after reading out account information, if commonThere is corresponding account information in information portion, withdraw funds in this account this period will be transmitted in such general information portionOn 5 most numerical value to the first display device of number, so that customer selects, to predict what customer may need to withdraw the moneyThe amount of money is manually entered the amount of money for needing to withdraw the money without customer, and make things convenient for customers operation.
Description of the drawings
Fig. 1 is the schematic diagram of automatic trading apparatus and server provided in this embodiment；
Fig. 2 is the flow chart of automatic trading apparatus prediction customer's cash demand amount provided in this embodiment；
Fig. 3 is the flow chart that withdraw funds are selected when automatic trading apparatus customer provided in this embodiment withdraws the money.
In figure, 100, automatic trading apparatus；101, banknote box；102, banknote module；103, print module；104, Card Reader mouldBlock；105, power management module；106, first communication module；107, user's operation module；1071, the first keyboard；1072, firstDisplay device；108, transacter；109, the first data storage device；1091, general information portion；1092, non-common letterBreath portion；110, the first controller；200, server；201, second communication module；202, employee's operation module；2021, the second keyDisk；2022, the second display device；203, the second data storage device；204, information sort module；205, Information Statistics module；206, data cleansing module；207, timing means；208, second controller.
Specific implementation mode
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, completeSite preparation describes, it is clear that described embodiments are only a part of the embodiments of the present invention, instead of all the embodiments.It is based onEmbodiment in the present invention, those of ordinary skill in the art obtained under the premise of not making creative work it is all itsHis embodiment, shall fall within the protection scope of the present invention.
The invention will be further described in the following with reference to the drawings and specific embodiments, but not as limiting to the invention.
As shown in Figure 1, automatic trading apparatus 100 provided in this embodiment, deposits for customer, withdraws the money, transfers accounts, props upPay, payment etc. operations.Including：Banknote box 101 is used for storing bills, banknote module 102, for absorbing the banknote stored and puttingEnter to tearing open in ballot box, print module 103, the Transaction Information for carrying out customer carries out printing feed customer and keeps on file, Card Reader mouldBlock 104, power management module 105, the first controller 110, user's operation module 107, including the first keyboard 1071 and first are aobviousShowing device 1072, the first keyboard 1071 carry out operation selection operation type for customer, and the first display device 1072 is for showingTransaction Information；Transacter 108, the account information for collecting different customers and corresponding withdrawal operation information；First data storage device 109, the information for storing the more number of customer's withdraw funds；First communication module 106, being used for willThe data that transacter 108 is collected are transmitted outward, or import data into the first data storage device 109.
First data storage device 109 includes general information portion 1091 and non-common information portion 1092, general information portion1091 storage be the account information and more number of the higher customer of frequency of use on this automatic trading apparatus 100 withdrawalAmount information, that non-common information portion 1092 stores is the customer for carrying out withdrawal transaction on this automatic trading apparatus 100 once in a whileAccount information, transacter 108 collect information include account information, the corresponding withdrawal information of this account information,The result of transaction of withdrawing the money and the time of transaction.
As shown in Figure 1, being that the server 200 provided in this embodiment being connect with automatic trading apparatus 100 includes：Second controlDevice 208 processed, employee's operation module 202, employee's operation module 202 include the second keyboard 2021 and the second display device 2022；TheTwo data storage devices 203, second communication module 201 realize that data collection fills for being matched with first communication module 106Set the transmission of 108 and 203 data of the second data storage device；The information that collection device 108 is collected for storing data.Information pointGeneric module 204, the information for being stored the second data storage device 203 is by common Customer Information and non-common Customer InformationClassify；Then Information Statistics module 205 determines that common customer exists for the information of common customer to be carried out sorting-out in statisticsDuring the withdrawal carried out in certain time, most 3~5 times of withdraw funds number.
Server 200 further includes data cleansing module 206, the account for will be stored in the second data storage device 203Information and withdrawal information are cleared up, and server 200 further includes timing means 207, for matching with data cleansing module 206Close timing by the second data storage device 203 account information and withdrawal information clear up.
As shown in Fig. 2, automatic trading apparatus 100 provided in this embodiment carries out the flow of prediction customer's cash demand amountFigure, the card that customer is carried out withdrawal operation by card reading module 104 read information (S01), and the information of reading includes account information, withdraws the moneyThen the information of reading is transferred in transacter 108 (S02), works as data by time, withdraw funds and transaction resultsCollection device 108 is collected into after a certain amount of data is just transferred to by first communication module 106 and second communication module 201In two data storage devices 203 (S03), information sort module 204 just will the 203 interior letter stored of the second data storage device at this timeBreath is divided into common account and non-common account (S04) according to the frequency used, judges whether to be common account (S05), non-commonInformation be transferred in non-common information portion 1092 (S06) by second communication module 201 and first communication module 106, and it is normalIt is then transferred in Information Statistics module 205 with account information, then counts the corresponding withdraw funds of each account most5 more numerical value (S07), are then transferred to general information portion by second communication module 201 and first communication module 106 againIn 1091 (S08).
The flow of withdraw funds is selected when as shown in figure 3, customer withdrawing the money in automatic trading apparatus 100 provided in this embodimentFigure, when have customer withdraw the money operation when (S09), card reading module 104 is that the account information (S10) of card can be read, and from commonInformation portion 1091 recalls statistical information (S11) corresponding with the account of this withdrawal, and the first display device 1072 will at this timeWithdraw funds number most 5 numerical value and default number (S13) in showing this account come out for a period of time, if thisThe secondary account information for carrying out withdrawal operation can not find corresponding account information then the first display dress in general information portion 1091The numerical value (S12) for setting 1072 display acquiescences, selects withdraw funds (S15), automatic trading apparatus note output (S16).
Compared with prior art, the beneficial effects of the present invention are：When customer withdraw the money operation, transacterThe information of this account and withdraw funds information can be collected, then again by first communication module and second communication moduleThe information of collection is transferred in the second data storage device, then according to the frequency of use of different accounts, account is made to be divided into oftenIt is corresponding then to count account to commonly using the finish message of account with account and non-common account, then by Information StatisticsThen 5 most numerical value of withdraw funds number within this time will be united by second communication module first communication module againThe data transmission counted out is to general information portion, when having customer when withdraw the money operation, after reading out account information, if commonThere is corresponding account information in information portion, withdraw funds in this account this period will be transmitted in such general information portionOn 5 most numerical value to the first display device of number, so that customer selects, to predict what customer may need to withdraw the moneyThe amount of money is manually entered the amount of money for needing to withdraw the money without customer, and make things convenient for customers operation.
It these are only preferred embodiments of the present invention, be not intended to limit the implementation manners and the protection scope of the present invention, it is rightFor those skilled in the art, it should can appreciate that and all be replaced with being equal made by description of the invention and diagramatic contentIt changes and obviously changes obtained scheme, should all be included within the scope of the present invention.