Summary of the invention
Main purpose of the present invention is a kind of method proposing terminal and terminal payment cancellation, is intended to, by after authentication success, still to cancel then and there payment transaction, improve Consumer's Experience.
For achieving the above object, technical scheme of the present invention is achieved in that
First aspect, embodiments provide a kind of terminal and pay the method cancelled, described method comprises:
When carrying out mobile payment, terminal receives authentication information, and carries out payment identity validation according to described authentication information;
When described terminal is confirming to receive the operational order meeting predetermined registration operation strategy in the preset time period after paying identity success, then described terminal cancels mobile payment.
In such scheme, described method also comprises:
When described terminal confirm pay identity success after preset time period in do not receive the operational order meeting predetermined registration operation strategy, then described terminal check mobile payment.
In such scheme, described authentication information comprises the encrypted message of finger print information, input.
In such scheme, when described authentication information is finger print information, described terminal receives authentication information, and carries out payment identity validation according to described authentication information, specifically comprises:
Described terminal is gathered finger print information by the pickup area preset; And,
The finger print information collected mates with the fingerprint template prestored by described terminal; And,
When the match is successful, described terminal check pays identity success;
Correspondingly, described when described terminal is confirming to receive the operational order meeting predetermined registration operation strategy in the preset time period after paying identity success, then described terminal cancels mobile payment, comprising:
Described terminal according to described in the finger print information that collects confirm in the preset time period after paying identity success, detect that the center of fingerprint creates the displacement meeting predeterminable range on preset direction by the surveyed area preset, then described terminal cancels mobile payment.
In such scheme, when described authentication information is the encrypted message of input, terminal receives authentication information, and carries out payment identity validation according to described authentication information, specifically comprises:
Described terminal receives the encrypted message of input; And,
The encrypted message of described input mates with the cipher template preset by described terminal; And,
When the match is successful, described terminal check pays identity success;
Correspondingly, described when terminal confirm pay identity success after preset time period in receive the operational order meeting predetermined registration operation strategy, then terminal cancel mobile payment; Specifically comprise:
According to the encrypted message of described input, described terminal confirms that in the preset time period after paying identity success, detect by the surveyed area preset the operational order creating the displacement meeting predeterminable range on preset direction, then described terminal cancels mobile payment.
Second aspect, embodiments provides a kind of terminal, and described terminal comprises: the first receiving element, confirmation unit, the second receiving element, identifying unit and cancellation unit, wherein,
Described first receiving element, for accepting authentication information;
Described confirmation unit, for carrying out payment identity validation according to described authentication information;
Described second receiving element, receives operational order for confirming at described confirmation unit in the preset time period after paying identity success;
Described identifying unit, for comparing described operational order and predetermined registration operation strategy; And when described operational order meets predetermined registration operation strategy, trigger described cancellation unit;
Described cancellation unit, for cancelling mobile payment.
In such scheme, described identifying unit, also for when described operational order meets predetermined registration operation strategy, triggers described confirmation unit;
Described confirmation unit, also for confirming mobile payment.
In such scheme, described authentication information comprises the encrypted message of finger print information, input.
In such scheme, described first receiving element, gathers finger print information for the pickup area by presetting;
Described confirmation unit, for mating the finger print information collected with the fingerprint template prestored; And, when the match is successful, confirm to pay identity success;
Correspondingly, described second receiving element, for described confirmation unit according to described in the finger print information that collects confirm in the preset time period after paying identity success, the displacement that the center detecting fingerprint by the surveyed area preset produces;
Described identifying unit, for judging that whether displacement that the center of fingerprint produces is as creating the displacement meeting predeterminable range on preset direction; And when the center of fingerprint creates the displacement meeting predeterminable range on preset direction, trigger described cancellation unit.
In such scheme, described first receiving element, for receiving the encrypted message of input;
Described confirmation unit, for mating the encrypted message of described input with the cipher template preset; And, when the match is successful, confirm to pay identity success;
Correspondingly, described second receiving element, for confirming, in the preset time period after paying identity success, to detect operational order by the surveyed area preset according to the encrypted message of described input at described confirmation unit;
Described identifying unit, for judging that whether described operational order is as creating the displacement meeting predeterminable range on preset direction; And when described operational order meets, on preset direction, create the displacement meeting predeterminable range be trigger described cancellation unit.
A kind of terminal that the embodiment of the present invention provides and terminal pay the method cancelled, by delaying payment affirmation after confirming the identity information of mobile payment, and according to the operational order received and the operation strategy of presetting, payment is cancelled within the time period delayed, thus to authentication success after, still can cancel then and there payment transaction, improve Consumer's Experience.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is clearly and completely described.
Referring now to accompanying drawing 1, the mobile terminal realizing each embodiment of the present invention is described.In follow-up description, use the suffix of such as " module ", " parts " or " unit " for representing element only in order to be conducive to explanation of the present invention, itself is specific meaning not.Therefore, " module " and " parts " can mixedly use.
Mobile terminal can be implemented in a variety of manners.Such as, the terminal described in the present invention can comprise the such as mobile terminal of mobile phone, smart phone, notebook computer, digit broadcasting receiver, personal digital assistant (PDA), panel computer (PAD), portable media player (PMP), guider etc. and the fixed terminal of such as digital TV, desktop computer etc.Below, suppose that terminal is mobile terminal.But it will be appreciated by those skilled in the art that except the element except being used in particular for mobile object, structure according to the embodiment of the present invention also can be applied to the terminal of fixed type.
Fig. 1 is the hardware configuration signal of the mobile terminal realizing each embodiment of the present invention.
Mobile terminal 100 can comprise wireless communication unit 110, audio/video (A/V) input unit 120, user input unit 130, sensing cell 140, output unit 150, memory 160, interface unit 170, controller 180 and power subsystem 190 etc.Fig. 1 shows the mobile terminal with various assembly, it should be understood that, does not require to implement all assemblies illustrated, can alternatively implement more or less assembly, will be discussed in more detail below the element of mobile terminal.
Wireless communication unit 110 generally includes one or more assembly, and it allows the radio communication between mobile terminal 100 and wireless communication system or network.Such as, wireless communication unit can comprise at least one in broadcast reception module 111, mobile communication module 112, wireless Internet module 113, short range communication module 114 and positional information module 115.
Broadcast reception module 111 via broadcast channel from external broadcasting management server receiving broadcast signal and/or broadcast related information.Broadcast channel can comprise satellite channel and/or terrestrial channel.Broadcast management server can be generate and send the server of broadcast singal and/or broadcast related information or the broadcast singal generated before receiving and/or broadcast related information and send it to the server of terminal.Broadcast singal can comprise TV broadcast singal, radio signals, data broadcasting signal etc.And broadcast singal may further include the broadcast singal combined with TV or radio signals.Broadcast related information also can provide via mobile communications network, and in this case, broadcast related information can be received by mobile communication module 112.Broadcast singal can exist in a variety of manners, such as, it can exist with the form of the electronic service guidebooks (ESG) of the electronic program guides of DMB (DMB) (EPG), digital video broadcast-handheld (DVB-H) etc.Broadcast reception module 111 can by using the broadcast of various types of broadcast system Received signal strength.Especially, broadcast reception module 111 can by using such as multimedia broadcasting-ground (DMB-T), DMB-satellite (DMB-S), digital video broadcasting-hand-held (DVB-H), the digit broadcasting system receiving digital broadcast of the Radio Data System, received terrestrial digital broadcasting integrated service (ISDB-T) etc. of forward link media (MediaFLO).Broadcast reception module 111 can be constructed to be applicable to providing the various broadcast system of broadcast singal and above-mentioned digit broadcasting system.The broadcast singal received via broadcast reception module 111 and/or broadcast related information can be stored in memory 160 (or storage medium of other type).
Radio signal is sent at least one in base station (such as, access point, Node B etc.), exterior terminal and server and/or receives radio signals from it by mobile communication module 112.Various types of data that such radio signal can comprise voice call signal, video calling signal or send according to text and/or Multimedia Message and/or receive.
Wireless Internet module 113 supports the Wi-Fi (Wireless Internet Access) of mobile terminal.This module can be inner or be externally couple to terminal.Wi-Fi (Wireless Internet Access) technology involved by this module can comprise WLAN (WLAN) (Wi-Fi), Wibro (WiMAX), Wimax (worldwide interoperability for microwave access), HSDPA (high-speed downlink packet access) etc.
Short range communication module 114 is the modules for supporting junction service.Some examples of short-range communication technology comprise bluetoothtM, radio-frequency (RF) identification (RFID), Infrared Data Association (IrDA), ultra broadband (UWB), purple honeybeetMetc..
Positional information module 115 is the modules of positional information for checking or obtain mobile terminal.The typical case of positional information module 115 is GPS (global positioning systems).According to current technology, GPS module 115 calculates from the range information of three or more satellite and correct time information and for the Information application triangulation calculated, thus calculates three-dimensional current location information according to longitude, latitude and pin-point accuracy.Current, the method for calculating location and temporal information uses three satellites and by the error of the position that uses an other satellite correction calculation to go out and temporal information.In addition, GPS module 115 can carry out computational speed information by Continuous plus current location information in real time.
A/V input unit 120 is for audio reception or vision signal.A/V input unit 120 can comprise camera 121 and microphone 122, and the view data of camera 121 to the static images obtained by image capture apparatus in Video Capture pattern or image capture mode or video processes.Picture frame after process may be displayed on display unit 151.Picture frame after camera 121 processes can be stored in memory 160 (or other storage medium) or via wireless communication unit 110 and send, and can provide two or more cameras 121 according to the structure of mobile terminal.Microphone 122 can receive sound (voice data) via microphone 122 in telephone calling model, logging mode, speech recognition mode etc. operational mode, and can be voice data by such acoustic processing.Audio frequency (voice) data after process can be converted to the formatted output that can be sent to mobile communication base station via mobile communication module 112 when telephone calling model.Microphone 122 can be implemented various types of noise and eliminate (or suppress) algorithm and receiving and sending to eliminate (or suppression) noise or interference that produce in the process of audio signal.
User input unit 130 can generate key input data to control the various operations of mobile terminal according to the order of user's input.User input unit 130 allows user to input various types of information, and keyboard, the young sheet of pot, touch pad (such as, detecting the touch-sensitive assembly of the change of the resistance, pressure, electric capacity etc. that cause owing to being touched), roller, rocking bar etc. can be comprised.Especially, when touch pad is superimposed upon on display unit 151 as a layer, touch-screen can be formed.
Sensing cell 140 detects the current state of mobile terminal 100, (such as, mobile terminal 100 open or close state), the position of mobile terminal 100, user for mobile terminal 100 contact (namely, touch input) presence or absence, the orientation of mobile terminal 100, the acceleration or deceleration of mobile terminal 100 move and direction etc., and generate order or the signal of the operation for controlling mobile terminal 100.Such as, when mobile terminal 100 is embodied as sliding-type mobile phone, sensing cell 140 can sense this sliding-type phone and open or close.In addition, whether whether sensing cell 140 can detect power subsystem 190 provides electric power or interface unit 170 to couple with external device (ED).Sensing cell 140 can comprise proximity transducer 141 and will be described this in conjunction with touch-screen below.
Interface unit 170 is used as at least one external device (ED) and is connected the interface that can pass through with mobile terminal 100.Such as, external device (ED) can comprise wired or wireless head-band earphone port, external power source (or battery charger) port, wired or wireless FPDP, memory card port, for connecting the port, audio frequency I/O (I/O) port, video i/o port, ear port etc. of the device with identification module.Identification module can be that storage uses the various information of mobile terminal 100 for authentication of users and can comprise subscriber identification module (UIM), client identification module (SIM), Universal Subscriber identification module (USIM) etc.In addition, the device (hereinafter referred to " recognition device ") with identification module can take the form of smart card, and therefore, recognition device can be connected with mobile terminal 100 via port or other jockey.Interface unit 170 may be used for receive from external device (ED) input (such as, data message, electric power etc.) and the input received be transferred to the one or more element in mobile terminal 100 or may be used for transmitting data between mobile terminal and external device (ED).
In addition, when mobile terminal 100 is connected with external base, interface unit 170 can be used as to allow by it electric power to be provided to the path of mobile terminal 100 from base or can be used as the path that allows to be transferred to mobile terminal by it from the various command signals of base input.The various command signal inputted from base or electric power can be used as and identify whether mobile terminal is arranged on the signal base exactly.Output unit 150 is constructed to provide output signal (such as, audio signal, vision signal, alarm signal, vibration signal etc.) with vision, audio frequency and/or tactile manner.Output unit 150 can comprise display unit 151, dio Output Modules 152, alarm unit 153 etc.
Display unit 151 may be displayed on the information of process in mobile terminal 100.Such as, when mobile terminal 100 is in telephone calling model, display unit 151 can show with call or other communicate (such as, text messaging, multimedia file are downloaded etc.) be correlated with user interface (UI) or graphic user interface (GUI).When mobile terminal 100 is in video calling pattern or image capture mode, display unit 151 can the image of display capture and/or the image of reception, UI or GUI that video or image and correlation function are shown etc.
Meanwhile, when display unit 151 and touch pad as a layer superposed on one another to form touch-screen time, display unit 151 can be used as input unit and output device.Display unit 151 can comprise at least one in liquid crystal display (LCD), thin-film transistor LCD (TFT-LCD), Organic Light Emitting Diode (OLED) display, flexible display, three-dimensional (3D) display etc.Some in these displays can be constructed to transparence and watch from outside to allow user, and this can be called transparent display, and typical transparent display can be such as TOLED (transparent organic light emitting diode) display etc.According to the specific execution mode wanted, mobile terminal 100 can comprise two or more display units (or other display unit), such as, mobile terminal can comprise outernal display unit (not shown) and inner display unit (not shown).Touch-screen can be used for detecting touch input pressure and touch input position and touch and inputs area.
When dio Output Modules 152 can be under the isotypes such as call signal receiving mode, call mode, logging mode, speech recognition mode, broadcast reception mode at mobile terminal, voice data convert audio signals that is that wireless communication unit 110 is received or that store in memory 160 and exporting as sound.And dio Output Modules 152 can provide the audio frequency relevant to the specific function that mobile terminal 100 performs to export (such as, call signal receives sound, message sink sound etc.).Dio Output Modules 152 can comprise loud speaker, buzzer etc.
Alarm unit 153 can provide and export that event informed to mobile terminal 100.Typical event can comprise calling reception, message sink, key signals input, touch input etc.Except audio or video exports, alarm unit 153 can provide in a different manner and export with the generation of notification event.Such as, alarm unit 153 can provide output with the form of vibration, when receive calling, message or some other enter communication (IncomingCommunication) time, alarm unit 153 can provide sense of touch to export (such as, vibrating) to notify to user.By providing such sense of touch to export, even if when the mobile phone of user is in the pocket of user, user also can identify the generation of various event.Alarm unit 153 also can provide the output of the generation of notification event via display unit 151 or dio Output Modules 152.
Memory 160 software program that can store process and the control operation performed by controller 180 etc., or temporarily can store oneself through exporting the data (such as, telephone directory, message, still image, video etc.) that maybe will export.And, memory 160 can store about when touch be applied to touch-screen time the vibration of various modes that exports and the data of audio signal.
Memory 160 can comprise the storage medium of at least one type, described storage medium comprises flash memory, hard disk, multimedia card, card-type memory (such as, SD or DX memory etc.), random access storage device (RAM), static random-access memory (SRAM), read-only memory (ROM), Electrically Erasable Read Only Memory (EEPROM), programmable read only memory (PROM), magnetic storage, disk, CD etc.And mobile terminal 100 can be connected the memory function of execute store 160 network storage device with by network cooperates.
Controller 180 controls the overall operation of mobile terminal usually.Such as, controller 180 performs the control relevant to voice call, data communication, video calling etc. and process.In addition, controller 180 can comprise the multi-media module 181 for reproducing (or playback) multi-medium data, and multi-media module 181 can be configured in controller 180, or can be configured to be separated with controller 180.Controller 180 can pattern recognition process, is identified as character or image so that input is drawn in the handwriting input performed on the touchscreen or picture.
Power subsystem 190 receives external power or internal power and provides each element of operation and the suitable electric power needed for assembly under the control of controller 180.
Various execution mode described herein can to use such as computer software, the computer-readable medium of hardware or its any combination implements.For hardware implementation, execution mode described herein can by using application-specific IC (ASIC), digital signal processor (DSP), digital signal processing device (DSPD), programmable logic device (PLD), field programmable gate array (FPGA), processor, controller, microcontroller, microprocessor, being designed at least one performed in the electronic unit of function described herein and implementing, in some cases, such execution mode can be implemented in controller 180.For implement software, the execution mode of such as process or function can be implemented with allowing the independent software module performing at least one function or operation.Software code can be implemented by the software application (or program) write with any suitable programming language, and software code can be stored in memory 160 and to be performed by controller 180.
So far, oneself is through the mobile terminal according to its functional description.Below, for the sake of brevity, by the slide type mobile terminal that describes in various types of mobile terminals of such as folded form, board-type, oscillating-type, slide type mobile terminal etc. exemplarily.Therefore, the present invention can be applied to the mobile terminal of any type, and is not limited to slide type mobile terminal.
Mobile terminal 100 as shown in Figure 1 can be constructed to utilize and send the such as wired and wireless communication system of data via frame or grouping and satellite-based communication system operates.
Describe wherein according to the communication system that mobile terminal of the present invention can operate referring now to Fig. 2.
Such communication system can use different air interfaces and/or physical layer.Such as, the air interface used by communication system comprises such as frequency division multiple access (FDMA), time division multiple access (TDMA), code division multiple access (CDMA) and universal mobile telecommunications system (UMTS) (especially, Long Term Evolution (LTE)), global system for mobile communications (GSM) etc.As non-limiting example, description below relates to cdma communication system, but such instruction is equally applicable to the system of other type.
With reference to figure 2, cdma wireless communication system can comprise multiple mobile terminal 100, multiple base station (BS) 270, base station controller (BSC) 275 and mobile switching centre (MSC) 280.MSC280 is constructed to form interface with Public Switched Telephony Network (PSTN) 290.MSC280 is also constructed to form interface with the BSC275 that can be couple to base station 270 via back haul link.Back haul link can construct according to any one in some interfaces that oneself knows, described interface comprises such as E1/T1, ATM, IP, PPP, frame relay, HDSL, ADSL or xDSL.Will be appreciated that system as shown in Figure 2 can comprise multiple BSC2750.
Each BS270 can serve one or more subregion (or region), by multidirectional antenna or point to specific direction each subregion of antenna cover radially away from BS270.Or each subregion can by two or more antenna covers for diversity reception.Each BS270 can be constructed to support multiple parallel compensate, and each parallel compensate has specific frequency spectrum (such as, 1.25MHz, 5MHz etc.).
Subregion can be called as CDMA Channel with intersecting of parallel compensate.BS270 also can be called as base station transceiver subsystem (BTS) or other equivalent terms.Under these circumstances, term " base station " may be used for broadly representing single BSC275 and at least one BS270.Base station also can be called as " cellular station ".Or each subregion of particular B S270 can be called as multiple cellular station.
As shown in Figure 2, broadcast singal is sent to the mobile terminal 100 at operate within systems by broadcsting transmitter (BT) 295.Broadcast reception module 111 as shown in Figure 1 is arranged on mobile terminal 100 and sentences the broadcast singal receiving and sent by BT295.In fig. 2, several global positioning system (GPS) satellite 300 is shown.Satellite 300 helps at least one in the multiple mobile terminal 100 in location.
In fig. 2, depict multiple satellite 300, but understand, the satellite of any number can be utilized to obtain useful locating information.GPS module 115 as shown in Figure 1 is constructed to coordinate to obtain the locating information wanted with satellite 300 usually.Substitute GPS tracking technique or outside GPS tracking technique, can use can other technology of position of tracking mobile terminal.In addition, at least one gps satellite 300 optionally or extraly can process satellite dmb transmission.
As a typical operation of wireless communication system, BS270 receives the reverse link signal from various mobile terminal 100.Mobile terminal 100 participates in call usually, information receiving and transmitting communicates with other type.Each reverse link signal that certain base station 270 receives is processed by particular B S270.The data obtained are forwarded to relevant BSC275.BSC provides call Resourse Distribute and comprises the mobile management function of coordination of the soft switching process between BS270.The data received also are routed to MSC280 by BSC275, and it is provided for the extra route service forming interface with PSTN290.Similarly, PSTN290 and MSC280 forms interface, and MSC and BSC275 forms interface, and BSC275 correspondingly control BS270 so that forward link signals is sent to mobile terminal 100.
Based on above-mentioned mobile terminal hardware configuration and communication system, each embodiment of the inventive method is proposed.
Embodiment one
See Fig. 3, a kind of terminal that it illustrates the embodiment of the present invention provides pays the method cancelled, and the method can be applied in the terminal shown in above-mentioned Fig. 1, and the method can comprise:
S301: when carrying out mobile payment, terminal receives authentication information, and carries out payment identity validation according to described authentication information;
S302: when terminal confirm pay identity success after preset time period in receive the operational order meeting predetermined registration operation strategy, then terminal cancel mobile payment;
Exemplarily, the method can also comprise: when terminal confirm pay identity success after preset time period in do not receive the operational order meeting predetermined registration operation strategy, then terminal check mobile payment.
It should be noted that, in the present embodiment, authentication information can comprise finger print information, input encrypted message etc. for verifying the information of carrying out the user identity paid.
Alternatively, the schematic diagram of user operation terminal as shown in Figure 4, can learn, when authentication information is finger print information, terminal receives authentication information, and carries out payment identity validation according to described authentication information, specifically can comprise:
Terminal is gathered finger print information by the pickup area preset; In detail, the pickup area preset is as shown in Fig. 4 bend shaded side; And,
The finger print information collected mates with the fingerprint template prestored by terminal; And,
When the match is successful, terminal check pays identity success.
Correspondingly, when terminal confirm pay identity success after preset time period in receive the operational order meeting predetermined registration operation strategy, then terminal cancel mobile payment; Specifically can comprise:
According to the finger print information collected, terminal confirms that in the preset time period after paying identity success, detect that the center of fingerprint creates the displacement meeting predeterminable range on preset direction by the surveyed area preset, then terminal cancels mobile payment.
Understandably, terminal, after the finger print information that collects confirms to pay identity success, is not confirm mobile payment immediately, but delays time of confirming mobile payment, and this slack time can be set to A second; The center that the operational order meeting predetermined registration operation strategy can be set to fingerprint moves up the distance of B; Further, the surveyed area preset can be a fixing region, and also can be the pickup area preset of carrying out fingerprint collecting, can also be the optional position of terminal, the present embodiment repeat this.Therefore, terminal confirms in the A second after paying identity success according to the finger print information that collects, by surveyed area detect the center of fingerprint move up the distance of B time, terminal is cancelled mobile payment.
Based on the terminal operation schematic diagram shown in Fig. 4, detailed application scenarios can be: when user Iker carries out mobile payment, by the pickup area of terminal, finger print information is input to terminal as shown in Figure 4, after terminal confirms to pay identity success according to the finger print information collected, user Iker finds that the commodity paid not are necessary, now, user Iker can terminal check pay identity success after 2 seconds in, the distance of upward sliding B on the screen of terminal, as shown by the arrows in figure 4, thus terminal is cancelled mobile payment according to the operational order meeting predetermined registration operation strategy received.
Alternatively, the schematic diagram of user operation terminal as shown in Figure 5, can learn, when authentication information is the encrypted message of input, terminal receives authentication information, and carries out payment identity validation according to described authentication information, specifically can comprise:
Terminal receives the encrypted message of input; And,
The encrypted message of input mates with the cipher template preset by terminal; And,
When the match is successful, terminal check pays identity success.
Correspondingly, when terminal confirm pay identity success after preset time period in receive the operational order meeting predetermined registration operation strategy, then terminal cancel mobile payment; Specifically can comprise:
According to the encrypted message of input, terminal confirms that in the preset time period after paying identity success, detect by the surveyed area preset the operational order creating the displacement meeting predeterminable range on preset direction, then terminal cancels mobile payment.
Understandably, terminal is after confirming to pay identity success according to the encrypted message of input, and be not confirm mobile payment immediately, but delay time of confirming mobile payment, this slack time can be set to A second; The operational order meeting predetermined registration operation strategy can be set to move up the operational order of distance of B; Further, the surveyed area preset can be a fixing region, and also can be the pickup area preset of carrying out fingerprint collecting, can also be the optional position of terminal, the present embodiment repeat this.Therefore, according to the encrypted message of input, terminal confirms that in the A second after paying identity success, when being detected the operational order of the distance of the B that moves up by surveyed area, terminal is cancelled to mobile payment.
Based on the terminal operation schematic diagram shown in Fig. 5, detailed application scenarios can be: when user Iker carries out mobile payment, pass through terminal password input frame as shown in Figure 5 by Password Input to terminal, after terminal confirms to pay identity success according to the encrypted message of input, user Iker finds that the commodity paid not are necessary, now, user Iker can terminal check pay identity success after 2 seconds in, the distance of upward sliding B on the screen of terminal, thus terminal is cancelled mobile payment according to the operational order meeting predetermined registration operation strategy received.
Also it should be noted that, the operational order meeting predetermined registration operation strategy is not received in the preset time period of terminal after confirming the success of payment identity, specifically can comprise: terminal does not receive operational order in preset time period, or terminal receives operational order not meeting predetermined registration operation strategy etc. within the time period of presetting, and the present embodiment does not repeat this.
Present embodiments provide a kind of terminal and pay the method cancelled, by delaying payment affirmation after confirming the identity information of mobile payment, and according to the operational order received and the operation strategy of presetting, payment is cancelled within the time period delayed, thus to authentication success after, still can cancel then and there payment transaction, improve Consumer's Experience.
Embodiment two
Based on the technical conceive that previous embodiment is identical, see Fig. 6, it illustrates the structure of a kind of terminal 60 that the embodiment of the present invention provides, this terminal 60 can comprise: the first receiving element 601, confirmation unit 602, second receiving element 603, identifying unit 604 and cancellation unit 605, wherein
First receiving element 601, for accepting authentication information;
Confirmation unit 602, for carrying out payment identity validation according to authentication information;
Second receiving element 603, receives operational order for confirming at confirmation unit 602 in the preset time period after paying identity success;
Identifying unit 604, for comparing operational order and predetermined registration operation strategy; And when operational order meets predetermined registration operation strategy, trigger and cancel unit 605;
Cancel unit 605, for cancelling mobile payment.
In such scheme, identifying unit 604, time also for meeting predetermined registration operation strategy when operational order, triggers confirmation unit 602;
Confirmation unit 602, also for confirming mobile payment.
In such scheme, authentication information comprises the encrypted message of finger print information, input.
In such scheme, the first receiving element 601, gathers finger print information for the pickup area by presetting;
Confirmation unit 602, for mating the finger print information collected with the fingerprint template prestored; And, when the match is successful, confirm to pay identity success;
Correspondingly, the second receiving element 603, for confirming in the preset time period after paying identity success at confirmation unit 602 according to the finger print information collected, the displacement that the center detecting fingerprint by the surveyed area preset produces;
Identifying unit 604, for judging that whether displacement that the center of fingerprint produces is as creating the displacement meeting predeterminable range on preset direction; And when the center of fingerprint creates the displacement meeting predeterminable range on preset direction, trigger and cancel unit 605.
In such scheme, the first receiving element 601, for receiving the encrypted message of input;
Confirmation unit 602, for mating the encrypted message of input with the cipher template preset; And, when the match is successful, confirm to pay identity success;
Correspondingly, the second receiving element 603, for confirming, in the preset time period after paying identity success, to detect operational order by the surveyed area preset according to the encrypted message of input at confirmation unit 602;
Whether identifying unit 604 is on preset direction, create the displacement meeting predeterminable range for decision instruction; And on preset direction, create the displacement meeting predeterminable range when operational order meets be, trigger and cancel unit 605.
Present embodiments provide a kind of terminal 60, by delaying payment affirmation after confirming the identity information of mobile payment, and according to the operational order received and the operation strategy of presetting, payment is cancelled within the time period delayed, thus to authentication success after, still can cancel then and there payment transaction, improve Consumer's Experience.
It should be noted that, in this article, term " comprises ", " comprising " or its any other variant are intended to contain comprising of nonexcludability, thus make to comprise the process of a series of key element, method, article or device and not only comprise those key elements, but also comprise other key elements clearly do not listed, or also comprise by the intrinsic key element of this process, method, article or device.When not more restrictions, the key element limited by statement " comprising ... ", and be not precluded within process, method, article or the device comprising this key element and also there is other identical element.
The invention described above embodiment sequence number, just to describing, does not represent the quality of embodiment.
Through the above description of the embodiments, those skilled in the art can be well understood to the mode that above-described embodiment method can add required general hardware platform by software and realize, hardware can certainly be passed through, but in a lot of situation, the former is better execution mode.Based on such understanding, technical scheme of the present invention can embody with the form of software product the part that prior art contributes in essence in other words, this computer software product is stored in a storage medium (as ROM/RAM, magnetic disc, CD), comprising some instructions in order to make a station terminal equipment (can be mobile phone, computer, server, air conditioner, or the network equipment etc.) perform method described by each embodiment of the present invention.
These are only the preferred embodiments of the present invention; not thereby the scope of the claims of the present invention is limited; every utilize specification of the present invention and accompanying drawing content to do equivalent structure or equivalent flow process conversion; or be directly or indirectly used in other relevant technical fields, be all in like manner included in scope of patent protection of the present invention.