CN103310337A - Wireless payment device, system and method - Google Patents
Wireless payment device, system and methodDownload PDFInfo
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- CN103310337A CN103310337ACN2013102043454ACN201310204345ACN103310337ACN 103310337 ACN103310337 ACN 103310337ACN 2013102043454 ACN2013102043454 ACN 2013102043454ACN 201310204345 ACN201310204345 ACN 201310204345ACN 103310337 ACN103310337 ACN 103310337A
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Abstract
Description
Technical field
The present invention relates to field of wireless communication, more particularly, relate to wireless payment device, system and method.
Background technology
Development along with mobile communication technology, the function of portable terminal is also just more and more, at present, along with the progress of ecommerce, the modes of payments has also obtained further development, comprising with NFC(Near Field Communication, near field communication (NFC)) be the near radio electronics modes of payments of technical foundation, that is, and by increasing NFC module and NFC antenna in mobile phone inside, thereby can cooperate the POS cash register terminal with NFC module, realize paying by mails.
Above-mentioned prior art in actual applications, when needs are implemented to pay by mails, the mobile phone that the user will have a wireless electron payment function place with POS cash register terminal setpoint distance in, and transmission payment request, after obtaining corresponding payment authorization information and confirming payment, pay POS cash register terminal by the NFC module with corresponding fund information again.
The inventor is through discovering, because in the prior art, the mobile phone that only has the wireless electron payment function just can be finished corresponding wireless electron payment function, just can make mobile phone have this function so need the user of this function of use can only change the mobile phone with wireless electron payment function, and then increase the cost that uses wireless electron payment user.
Summary of the invention
In view of this, the embodiment of the invention provides wireless payment device, system and method, to reach the low-cost purpose that realizes being undertaken by mobile phone the wireless electron payment.
The embodiment of the invention is achieved in that
A kind of wireless payment device comprises:
The wireless connections module is used for realizing wireless telecommunications with the smart mobile phone with wireless connections module;
The NFC module is used for realizing wireless telecommunications with the POS cash register terminal with NFC module;
Payment request forwarding module is used for being obtained from the payment request of the POS cash register terminal of the described NFC of having module, by described wireless connections module forwards to described smart mobile phone;
The authorization message acquisition module is for the payment authorization information of obtaining described smart mobile phone;
Payment module is used for paying described POS cash register terminal by the NFC module with corresponding fund information.
Preferably, in embodiments of the present invention,
Described wireless connections module comprises bluetooth module.
In addition, in embodiments of the present invention, also provide a kind of wireless payment system, comprised wireless payment device and smart mobile phone;
Described wireless payment device comprises:
The wireless connections module is used for realizing wireless telecommunications with the smart mobile phone with wireless connections module;
The NFC module is used for realizing wireless telecommunications with the POS cash register terminal with NFC module;
Payment request forwarding module is used for being obtained from the payment request of the POS cash register terminal of the described NFC of having module, by described wireless connections module forwards to described smart mobile phone;
The authorization message acquisition module is for the payment authorization information of obtaining described smart mobile phone;
Payment module is used for paying described POS cash register terminal by the NFC module with corresponding fund information;
Described smart mobile phone comprises:
The wireless connections module is used for realizing wireless telecommunications with the wireless payment device with wireless connections module;
Payment request receiver module is used for obtaining the payment request that described payment request forwarding module is transmitted;
The authorization message sending module is used for the Sending Payments authorization message to described authorization message acquisition module.
Preferably, in embodiments of the present invention,
Described wireless connections module comprises bluetooth module.
In addition, in embodiments of the present invention, also provide a kind of wireless payment method, comprised the smart mobile phone with wireless connections module; Wireless payment device with wireless connections module and NFC module; Described method comprises step:
Described wireless payment device will be obtained from the payment request of the POS cash register terminal of the described NFC of having module, by the wireless connections module forwards to described smart mobile phone;
Described smart mobile phone obtains the payment request that described payment request forwarding module is transmitted by the wireless connections module;
Described smart mobile phone by wireless connections module Sending Payments authorization message to described wireless payment device
Described wireless payment device obtains the payment authorization information of described smart mobile phone by the wireless connections module;
Described wireless payment device is paid described POS cash register terminal by the NFC module with corresponding fund information.
From above-mentioned technical scheme as can be seen, in embodiments of the present invention, the wireless payment device not only can be realized wireless telecommunications with smart mobile phone, can also realize wireless telecommunications with the POS cash register terminal with NFC module, after the payment request of receiving the POS cash register terminal with NFC module, the request should paid is forwarded to smart mobile phone; After receiving the payment authorization information of smart mobile phone, the wireless payment device is paid described POS cash register terminal by the NFC module with corresponding fund information.Owing to can realize wireless payment by wireless payment device in the embodiment of the invention, thereby the user needn't change the smart mobile phone of present use, and then save the cost of realizing being undertaken by smart mobile phone the wireless electron payment.
In addition, wireless payment device in the embodiment of the invention, can with different smart mobile phone fit applications, thereby make wireless payment more flexible, user-friendly.
In addition, wireless payment device in the embodiment of the invention can also be made as the pattern of wrist-watch as company of handset, thereby be difficult for losing, thereby more safe.
Description of drawings
In order to be illustrated more clearly in the embodiment of the invention or technical scheme of the prior art, to do to introduce simply to the accompanying drawing of required use in embodiment or the description of the Prior Art below, apparently, accompanying drawing in describing below only is some embodiments of the present invention, for those of ordinary skills, under the prerequisite of not paying creative work, can also obtain other accompanying drawing according to these accompanying drawings.
Fig. 1 is the structural representation of wireless payment device described in the embodiment of the invention;
Fig. 2 is the structural representation of wireless payment system described in the embodiment of the invention;
Fig. 3 is the schematic flow sheet of wireless payment method described in the embodiment of the invention.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the invention, the technical scheme in the embodiment of the invention is clearly and completely described, obviously, described embodiment only is the present invention's part embodiment, rather than whole embodiment.Based on the embodiment among the present invention, those of ordinary skills belong to the scope of protection of the invention not making the every other embodiment that obtains under the creative work prerequisite.
In order to reduce the cost that the user realizes being undertaken by mobile phone the wireless electron payment effectively, the embodiment of the invention provides a kind of wireless payment device, as shown in Figure 1, comprising:wireless connections module 01 is used for realizing wireless telecommunications with the smart mobile phone with wireless connections module;NFC module 02 is used for realizing wireless telecommunications with the POS cash register terminal with NFC module; Paymentrequest forwarding module 03 is used for being obtained from the payment request of the POS cash register terminal with NFC module, is forwarded to smart mobile phone bywireless connections module 01; Authorizationmessage acquisition module 04 is for the payment authorization information of obtaining smart mobile phone;Payment module 05 is used for paying POS cash register terminal by the NFC module with corresponding fund information.
In actual applications, company of handset is a kind of comparatively cheapness, wrist-watch or the bracelet form, portable wireless telecommunications system, company of handset can cooperate with the existing smart mobile phone of user, plays functions such as reminding user of incoming call, thereby user-friendly.
In embodiments of the present invention, in order to reduce the cost that the user realizes being undertaken by mobile phone the wireless electron payment, be provided with a kind of wireless payment device of company of handset form, company of handset and the existing smart mobile phone of user by cheapness are used to realize the wireless electron payment, have the smart mobile phone of wireless electron payment thereby the user needn't be changed, thereby reduce the cost that the user realizes being undertaken by mobile phone the wireless electron payment.
Concrete, the wireless payment device at first has the wireless connections module that realizes wireless telecommunications with the smart mobile phone with wireless connections module in the embodiment of the invention; Further, the wireless connections module can be present company of handset bluetooth module the most commonly used, that is, company of handset and smart mobile phone carry out communication by bluetooth module.In order to realize and the wireless telecommunications of the POS cash register terminal with NFC module that the wireless payment device also comprises the NFC module, after the close POS cash register terminal of wireless payment device, can receive the payment request of POS cash register terminal like this; Then, payment request forwarding module will be obtained from the payment request of the POS cash register terminal of the described NFC of having module, by the wireless connections module forwards to smart mobile phone; At this moment, the user can just can return payment authorization information to the wireless payment device by the user interface of smart mobile phone, with this E-Payment that expresses one's approval; After the authorization message acquisition module of wireless payment device gets access to payment authorization information, can pass through payment module, utilize the NFC module to pay described POS cash register terminal with corresponding fund information, and then also just realized the wireless electron payment.
In sum, wireless payment device in the embodiment of the invention not only can be realized wireless telecommunications with smart mobile phone, can also realize wireless telecommunications with the POS cash register terminal with NFC module, after the payment request of receiving the POS cash register terminal with NFC module, the request should paid is forwarded to smart mobile phone; After receiving the payment authorization information of smart mobile phone, the wireless payment device is paid described POS cash register terminal by the NFC module with corresponding fund information.Owing to can realize wireless payment by wireless payment device in the embodiment of the invention, thereby the user needn't change the smart mobile phone of present use, and then save the cost of realizing being undertaken by smart mobile phone the wireless electron payment.
In addition, wireless payment device in the embodiment of the invention, can with different smart mobile phone fit applications, thereby make wireless payment more flexible, user-friendly.
In addition, wireless payment device in the embodiment of the invention can also be made as the pattern of wrist-watch as company of handset, thereby be difficult for losing, thereby more safe.
In another embodiment of the present invention, a kind of wireless payment system also is provided, as shown in Figure 2, comprise wireless payment device and smart mobile phone;
The wireless payment device comprises:wireless connections module 01 is used for realizing wireless telecommunications with the smart mobile phone withwireless connections module 11;NFC module 02 is used for realizing wireless telecommunications with the POS cash register terminal with NFC module; Paymentrequest forwarding module 03, the payment request for the POS cash register terminal that will be obtained from the described NFC of having module is forwarded to smart mobile phone bywireless connections module 01; Authorizationmessage acquisition module 04 is for the payment authorization information of obtaining smart mobile phone;Payment module 05 is used for paying described POS cash register terminal byNFC module 02 with corresponding fund information;
Smart mobile phone comprises:wireless connections module 11 is used for realizing wireless telecommunications with the wireless payment device withwireless connections module 01; Paymentrequest receiver module 12 is used for obtaining the payment request that paymentrequest forwarding module 03 is transmitted; Authorizationmessage sending module 13 is used for the Sending Payments authorization message to authorizationmessage acquisition module 04.
Concrete, the wireless payment device at first has the wireless connections module that realizes wireless telecommunications with the smart mobile phone with wireless connections module in the embodiment of the invention; Further, the wireless connections module can be present company of handset bluetooth module the most commonly used, that is, company of handset and smart mobile phone carry out communication by bluetooth module.In order to realize and the wireless telecommunications of the POS cash register terminal with NFC module that the wireless payment device also comprises the NFC module, after the close POS cash register terminal of wireless payment device, can receive the payment request of POS cash register terminal like this; Then, payment request forwarding module will be obtained from the payment request of the POS cash register terminal of the described NFC of having module, by the wireless connections module forwards to smart mobile phone.Smart mobile phone in the embodiment of the invention also should have the wireless connections module, thereby can realize the communication with the wireless payment device, in addition, the smart mobile phone in the embodiment of the invention also has payment request receiver module, thereby can obtain the payment request that payment request forwarding module is transmitted; At this moment, the user can approve this E-Payment by the user interface of smart mobile phone, that is, and and by the authorization message acquisition module of authorization message sending module Sending Payments authorization message to the wireless payment device.After the authorization message acquisition module of wireless payment device gets access to payment authorization information, can pass through payment module, utilize the NFC module to pay described POS cash register terminal with corresponding fund information, and then also just realized the wireless electron payment.
Wireless payment system in the embodiment of the invention, comprised Fig. 1 the wireless payment device among the corresponding embodiment, the beneficial effect that present embodiment has is also similar with the corresponding embodiment of Fig. 1 institute, just repeats no more at this.
In another embodiment of the present invention, a kind of wireless payment method also is provided, its applied environment comprises the smart mobile phone with wireless connections module; Wireless payment device with wireless connections module and NFC module; As shown in Figure 3, the wireless payment method comprises step:
In embodiments of the present invention, the wireless payment method need have the smart mobile phone of wireless connections module and the wireless payment device of wireless connections module and NFC module is used to finish; Wherein, the wireless payment device can be the company of handset with bluetooth module, and namely smart mobile phone and company of handset are realized wireless telecommunications by bluetooth module.In order to realize and the wireless telecommunications of the POS cash register terminal with NFC module that company of handset also needs to comprise the NFC module.
S11, wireless payment device will be obtained from the payment request of the POS cash register terminal with NFC module, by the wireless connections module forwards to smart mobile phone;
After the close POS cash register terminal of company of handset, can receive the payment request of POS cash register terminal, after company of handset received the payment request, the request of will paying was by the wireless connections module, that is and, bluetooth module is forwarded to smart mobile phone.
S12, smart mobile phone obtain the payment request that payment request forwarding module is transmitted by the wireless connections module;
Smart mobile phone can receive the payment request that company of handset sends by bluetooth module.
S13, smart mobile phone by wireless connections module Sending Payments authorization message to the wireless payment device;
After receiving the payment request, the user can approve this E-Payment by the user interface of smart mobile phone, that is, and and by the authorization message acquisition module of authorization message sending module Sending Payments authorization message to the wireless payment device.
S14, wireless payment device obtain the payment authorization information of smart mobile phone by the wireless connections module;
Company of handset can receive the payment authorization information that smart mobile phone sends by bluetooth module.
S15, wireless payment device are paid POS cash register terminal by the NFC module with corresponding fund information.
After the authorization message acquisition module of wireless payment device gets access to payment authorization information, can pass through payment module, utilize the NFC module to pay described POS cash register terminal with corresponding fund information, and then also just realized the wireless electron payment.
By as can be seen above-mentioned, wireless payment method in the embodiment of the invention, the user only need purchase the company of handset with NFC module and get final product, and needn't change the smart mobile phone of present use, thereby has saved the cost of realizing being undertaken by smart mobile phone the wireless electron payment.
In addition, by the embodiment of the invention, the wireless payment device that will have the NFC module separates setting with smart mobile phone and since the wireless payment device can with different smart mobile phone fit applications, thereby make wireless payment more flexible, user-friendly.
In addition, by the embodiment of the invention, the wireless payment device that will have the NFC module separates setting with smart mobile phone, thereby can the wireless payment device be designed to the pattern of wrist-watch or bracelet as company of handset, so just be difficult for losing, thus more safe.
Each embodiment adopts the mode of going forward one by one to describe in this instructions, and what each embodiment stressed is and the difference of other embodiment that identical similar part is mutually referring to getting final product between each embodiment.
To the above-mentioned explanation of the disclosed embodiments, make this area professional and technical personnel can realize or use the present invention.Multiple modification to these embodiment will be apparent concerning those skilled in the art, and defined General Principle can realize under the situation that does not break away from the spirit or scope of the present invention in other embodiments herein.Therefore, the present invention will can not be restricted to these embodiment shown in this article, but will meet the wideest scope consistent with principle disclosed herein and features of novelty.
Claims (5)
1. a wireless payment device is characterized in that, comprising:
The wireless connections module is used for realizing wireless telecommunications with the smart mobile phone with wireless connections module;
The NFC module is used for realizing wireless telecommunications with the POS cash register terminal with NFC module;
Payment request forwarding module is used for being obtained from the payment request of the POS cash register terminal of the described NFC of having module, by the wireless connections module forwards to described smart mobile phone;
The authorization message acquisition module is for the payment authorization information of obtaining described smart mobile phone;
Payment module is used for paying described POS cash register terminal by the NFC module with corresponding fund information.
2. according to the described battery saving arrangement of claim 1, it is characterized in that,
Described wireless connections module comprises bluetooth module.
3. a wireless payment system is characterized in that, comprises wireless payment device and smart mobile phone;
Described wireless payment device comprises:
The wireless connections module is used for realizing wireless telecommunications with the smart mobile phone with wireless connections module;
The NFC module is used for realizing wireless telecommunications with the POS cash register terminal with NFC module;
Payment request forwarding module is used for being obtained from the payment request of the POS cash register terminal of the described NFC of having module, by the wireless connections module forwards to described smart mobile phone;
The authorization message acquisition module is for the payment authorization information of obtaining described smart mobile phone;
Payment module is used for paying described POS cash register terminal by the NFC module with corresponding fund information;
Described smart mobile phone comprises:
The wireless connections module is used for realizing wireless telecommunications with the wireless payment device with wireless connections module;
Payment request receiver module is used for obtaining the payment request that described payment request forwarding module is transmitted;
The authorization message sending module is used for the Sending Payments authorization message to described authorization message acquisition module.
4. according to the described wireless payment of claim 3 system, it is characterized in that,
Described wireless connections module comprises bluetooth module.
5. a wireless payment method comprises the smart mobile phone with wireless connections module; Wireless payment device with wireless connections module and NFC module; It is characterized in that described method comprises step:
Described wireless payment device will be obtained from the payment request of the POS cash register terminal of the described NFC of having module, by the wireless connections module forwards to described smart mobile phone;
Described smart mobile phone obtains the payment request that described payment request forwarding module is transmitted by the wireless connections module;
Described smart mobile phone by wireless connections module Sending Payments authorization message to described wireless payment device
Described wireless payment device obtains the payment authorization information of described smart mobile phone by the wireless connections module;
Described wireless payment device is paid described POS cash register terminal by the NFC module with corresponding fund information.
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| CN2013102043454ACN103310337A (en) | 2013-05-28 | 2013-05-28 | Wireless payment device, system and method |
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