CN103218646A - All-in-one digital mobile card and implementation method thereof - Google Patents

Abstract

The invention discloses an all-in-one digital mobile card and an implementation method thereof, and overcomes the defects that people need to carry a plurality of cards when going out, the cards are prone to being lost and codes are prone to being misremembered in the prior art. The all-in-one digital mobile card comprises a rechargeable battery, a microprocessor connected with the rechargeable battery, a logic unit, a storing unit, a wireless receive-transmit module and/or a radio frequency receive-transit module, a display unit and a fingerprint recognizer, wherein the logic unit, the storing unit, the wireless receive-transmit module and/or the radio frequency receive-transit module, the display unit and the fingerprint recognizer are connected with the microprocessor. The rechargeable battery is connected with the wireless receive-transmit module and/or the radio frequency receive-transit module, the display unit and the fingerprint recognizer. The rechargeable battery is further connected with a charging and data-exchanging port which is connected with the microprocessor. By means of the arrangement, the all-in-one digital mobile card and the implementation method enable bank cards, public transportation cards and the like to work, meanwhile can achieve social insurance services, and are high in safety and suitable for popularization and use due to multi-protection.

Description

Digital mobile card and its implementation of a kind of All-in-One

Technical field

The present invention relates to a kind of individual mobile terminal equipment, specifically, relate to digital mobile card and its implementation of a kind of All-in-One.

Background technology

In current society, magnetic stripe card and IC-card are widely used in industry-by-industries such as finance, commerce, medical treatment, insurance traffic, the energy, communication, safety management, identification.We have set up inseparable contact with various cards at the every aspect of life.

Yet because social demand, a large amount of magnetic stripe cards and IC-card are distributed arbituarily, and be especially serious in the financial field, and according to the data presentation that " China Business News " provides, by first quarter end in 2012, China 43 tame commercial banks possessed financial IC card hair fastener condition.By the first quarter in 2012, China totally issued 3,270 ten thousand of financial IC cards, than increasing by 828.9 ten thousand the end of the year 2011, amplification nearly 34%.In contrast then be, by the first quarter in 2012, China only banking industry just issued more than 30 hundred million of magnetic stripe cards, cause Chinese per capita on hand bank's magnetic stripe card above three.Add the various cards that other industry is issued, cause everyone need carry many cards every day,,, but still mainly have following defective though this mode of carrying card need not to tax one's mind and strength so that satisfy different living needses:

(1) not portable and management.Carrying many cards needs wallet or other to place the bag bag of card, carries inconvenience, and the also ignorance easily of one or two card of dropping inadvertently, is very inconvenient for carrying many cards;

(2) be difficult for utilizing.The somebody worries to cause all cards stolen easily with same password, and therefore different passwords is set on different cards, does not but remember the password of every card when still swiping the card, for oneself having brought more trouble.Many password of card or many a plurality of password phenomenon ubiquities of card, not only dangerous but also expend energy on.

Summary of the invention

The objective of the invention is to overcome that existing kind of cards in kind causes too much that people carry, occur the defective of various trouble during the management and use card, a kind of digital mobile card of All-in-One is provided.

To achieve these goals, the technical solution used in the present invention is as follows:

A kind of digital mobile card of All-in-One, comprise rechargeable battery, the microprocessor that links to each other with rechargeable battery, the all logical block that links to each other with microprocessor, storage unit, radio receiving transmitting module, radio-frequency (RF) receiving and transmission module, display unit and Fingerprint Identification Unit, wherein rechargeable battery also links to each other with radio receiving transmitting module, radio-frequency (RF) receiving and transmission module, display unit and Fingerprint Identification Unit, be connected with charging and data exchange interface on this rechargeable battery, and should charging link to each other with microprocessor simultaneously with data exchange interface.

As a kind of preferred, described radio-frequency (RF) receiving and transmission module is a radio-frequency (RF) transceiver.

For digital mobile card function collection is one, is convenient for carrying, this digital mobile card also comprises shell, wherein microprocessor, logical block, storage unit, radio receiving transmitting module and radio-frequency (RF) transceiver are integrated is arranged in the shell, and display unit, Fingerprint Identification Unit and charging and data exchange interface are arranged on the shell.

As a kind of preferred, described display unit is a touch screen displays, and also is provided with the button that is used for this display unit of switch on the shell.

Based on above-mentioned hardware foundation, the present invention also provides the implementation method of the digital mobile card of this All-in-One, may further comprise the steps:

(1) enable this digital mobile card, carry out the default of individual fingerprint, and storage should be arrived storage unit by default fingerprint;

(2) data message with electronic card imports microprocessor by charging and data exchange interface, and is stored in the storage unit, and microprocessor is handled the data message of electronic card, shows by the form of touch screen displays with card;

(3) after the user selected required electronic card by touch screen displays, microprocessor transmitted the data message that this electronic card comprised by radio receiving transmitting module and/or radio-frequency (RF) transceiver.

Wherein, the electronic card in the step (2) is generated according to the data message that card in kind comprised by intelligent terminal.

As multiple preferred, described electronic card comprises bank electronic card, public transport electronic card, social security electronic card and health care electronic card.

Because it is multiple that electronic card has, for describing its function in detail, when electronic card was the bank electronic card, described step (3) specific implementation step was as follows:

(a) checking finger print information, the release touch screen displays

Fingerprint Identification Unit receives the verification fingerprint and sends to microprocessor, if the fingerprint that microprocessor receives is consistent with default fingerprint, the release touch screen displays also enters next step, if the fingerprint and the default fingerprint of microprocessor identification are inconsistent, then show the wrong information of fingerprint, and circulation step (a) is up to the finger-mark check success by touch screen displays;

(b) it is clicked and click signal transferred to microprocessor that touch screen displays detects on it bank electronic card that shows, microprocessor carries out the transmission of the contained data message of bank electronic card by radio receiving transmitting module and/or radio-frequency (RF) transceiver.

Further, the bank electronic card image comprises individual citizenship number, account No. and password.

When electronic card was the public transport electronic card, described step (3) specific implementation step was as follows:

(I) checking finger print information, the release touch screen displays

Fingerprint Identification Unit receives the verification fingerprint and sends to microprocessor, if the fingerprint that microprocessor receives is consistent with default fingerprint, the release touch screen displays also enters next step, if the fingerprint and the default fingerprint of microprocessor identification are inconsistent, then show the wrong information of fingerprint, and circulation step (a) is up to the finger-mark check success by touch screen displays;

(II) it is clicked that touch screen displays detects on it public transport electronic card that shows, microprocessor by radio receiving transmitting module and/or radio-frequency (RF) transceiver carry out the contained card number of public transport electronic card, balance amount information, card using information sends in real time;

(III) balance amount information after the digital mobile card receives and supplements with money is also replaced balance amount information in the card.

Compared with prior art, the present invention has following beneficial effect:

(1) unit required for the present invention is less, so total system is simple in structure, and volume is little, is similar to a card, is convenient to people and carries, and also is provided with display unit simultaneously, the optional majority kind of people function, the multifunction of realization digital mobile card.

(2) function that the present invention can similar " citizen's card ", with the public transport in certain geographic range, electric power, industries such as subway are supplemented with money by electronic card, consumption and payment, because present stage public transport, electric power, industries such as rock gas and citizen live closely bound up, each industry then needs to pay the fees separately, cause citizen's inconvenience of living like this, simultaneously also brought restriction to industry development, and will unify the payment interface with the different industries realization that citizen live closely bound up now, so not only, made bigger contribution for solving the problem of employing the population for citizen's life has brought the convenient while also to expedite the emergence of out new industry.

(3) the present invention also can realize the function of existing deposit card by the bank electronic card, this digital mobile card can be used as deposit card or credit card uses, simultaneously do not need to swipe the card to deposit yet, the shopping of withdrawing cash or swipe the card, directly carry out the transmission that fingerprint recognition just can be finished the bank card personal information by verification by Fingerprint Identification Unit, thereby reach the function of existing bank card, mode of operation is simple and directly perceived as seen, can avoid input error, can avoid also forgetting that different passwords causes the disabled defective of card, itself do not conclude the business owing to the bank electronic card simultaneously, only transmit personal account number's information, when depositing and withdrawing, also need to carry out the input of password by another terminal, this double-encryption has guaranteed the security that the holder consumes, simultaneously because this digital mobile card also is provided with radio receiving transmitting module and/or radio-frequency (RF) transceiver, therefore can be synchronized to backstage operation service provider at any time by the information that signal sends e-bank, if holder's digital mobile card is lost, can run service provider by the backstage and carry out freezing of funds, prevent that fund is lost in the digital mobile card.

(4) generally speaking, the present invention has promptly realized the function of many cards in kind in the prior art by a numbered cards, has not only saved the resource of printing card in kind, also is convenient for people to carry and use simultaneously, and use is intuitively errorless, is fit to promote the use of.

Description of drawings

Fig. 1 is the external structure front elevation among the present invention-embodiment 1.

Fig. 2 is the external structure right view among the present invention-embodiment 1.

Fig. 3 is a system chart of the present invention.

Fig. 4 is the synoptic diagram of touch display screen lock-out state among the present invention.

Fig. 5 is for carrying out the synoptic diagram of fingerprint authentication among the present invention.

Fig. 6 is for carrying out the synoptic diagram that electronic card is selected among the present invention.

The show state synoptic diagram that Fig. 7 opens for e-bank's card among the present invention.

Wherein Reference numeral corresponding components title is as follows:

1-shell, 2-touch screen displays, 3-Fingerprint Identification Unit, 4-charging and data exchange interface, 5-button.

Embodiment

The invention will be further described below in conjunction with accompanying drawing and embodiment, and embodiments of the present invention include but not limited to the following example.

Embodiment 1

Fig. 1 and Fig. 2 are a kind of implementation of the present invention, the digital mobile card of this All-in-One comprises that length is that 85.69mm, width are that 53.99mm, thickness are theshell 1 less than 8mm, this outer casing frontispiece is provided with a length and is about the touch screen displays 2 that 83mm, width are about 51mm, and wherein this display is a touch screen displays; Be provided with aFingerprint Identification Unit 3, charging anddata exchange interface 4 andbutton 5 at digital mobile card right flank.

As shown in Figure 3, this card is built-in with the microprocessor that links to each other with Fingerprint Identification Unit with touch screen displays, the logical block that all links to each other with microprocessor, storage unit, radio receiving transmitting module and radio-frequency (RF) transceiver, the rechargeable battery that links to each other with microprocessor, radio receiving transmitting module and RF transmit-receive circuit.

Wherein the digital mobile card of this All-in-One can be connected with intelligent terminal by data line, and the application program that is used for the electronic card management that the former manufacturer of technology provides is installed on the corresponding intelligent terminal.

Owing to stored various electronic cards on this digital mobile card, therefore can carry out various services.Wherein these electronic cards comprise bank electronic card, public transport electronic card, social security electronic card and health care electronic card etc.

Implementation method wherein of the present invention is as follows:

A. at first be to start the digital mobile card, as shown in Figure 4, verification fingerprint at first when at every turn opening the digital mobile card.Therefore, when enabling the digital mobile card, need the default fingerprint of registration and storage, it is the default fingerprint of cell stores, when utilizing the digital mobile card, microprocessor then need compare fingerprint to be verified and default fingerprint, but verification unanimity various electronic cards in the management and use digital mobile card then; Otherwise, can not utilize the digital mobile card.

The electronic card that B. will need to use transmits and is installed on the digital mobile card by the intelligent terminal that is connected with the digital mobile card.Because the present invention is provided with touch screen displays, so electronic card can be presented at the form of card on this touch screen displays.Wherein electronic card is meant in equipment and environment and generates, and is stored in carriers such as digital mobile card with digital form, and digital devices such as dependence computing machine read, handle, and the file that can transmit on communication network.

This electronic card has two kinds in the mode that document form is installed on microprocessor:

Mode one: transmit electronic card by the digital devices such as computing machine that are connected with the digital mobile card and give the digital mobile card, on the digital mobile card, be shown as the card icon, after clicking this icon, on touch screen displays, generate the card pattern that is full of touch screen displays;

Mode two: because the digital mobile card is equipped with the electronic card management software, therefore entering the electronic card management software can increase, edits and delete electronic card newly, and this electronic card management software is mainly used in collection, classification and the utilization of centralized control electronic card.This technology is a prior art, so seldom explain.

Present embodiment mainly illustrates the installation of bank electronic card, the user is behind the finger-mark check by the digital mobile card, and the electronic card file that can transmit certain bank by the computing machine that is connected with the digital mobile card is to the digital mobile card and generate this bank electronic card icon.This bank electronic card has comprised and its account No. and encrypted message thereof that utilizes the relevant name of scene, sex, citizenship number, bank electronic card, and above-mentioned information all is stored in the storage unit.

C. after forming electronic card, then it is utilized, finish the function of digital mobile card; The utilization of bank electronic card mainly is described in the present embodiment.

The bank electronic card pattern that generates in touch screen displays utilizes this bank electronic card deposit process as follows as shown in Figure 6:

(1) at first, the user activates digital mobile card touch display screen by the shift knob of pressing on the digital mobile card right side, and this moment, the digital mobile card showed interface as shown in Figure 4, and the user is according to the operation as Fig. 5, i.e. the verification fingerprint;

(2) at the interface that verification fingerprint success back touch screen displays is opened display icon, this moment, the user slided on touch screen displays, up to the bank electronic card occurring, as shown in Figure 6;

(3) user clicks this bank electronic card, the cooperating of microprocessor and logical block is sent to automatic teller machine with personal information by radio receiving transmitting module, the user enters automatic teller machine again and deposits operation, deposit on automatic teller machine is operating as prior art, so it is bright not speak more;

It should be noted that this automatic teller machine is existing automatic teller machine, and on existing automatic teller machine, added wireless receiving module, be exclusively used in the personal information that receives user's bank electronic card.

And utilize the operation of withdrawing the money of this bank electronic card identical with deposit operation, after microprocessor was sent to automatic teller machine with personal information in step (3), the user withdrew the money accordingly to operate and gets final product.

Further, this bank electronic card is used in simultaneously and handles related service on the sales counter.

Embodiment 2

Be with the difference ofembodiment 1, the application of main explanation public transport electronic card in the present embodiment, therefore user's pass-through mode two is installed this public transport electronic card in step B, simultaneously stored balance information.

In step C, utilize the step of this public transport electronic card bankcard consumption as follows:

(I ') as shown in Figure 4 and Figure 5, the user opens touch screen displays, and by Fingerprint Identification Unit verification fingerprint, if the fingerprint and the default fingerprint of verification then enter next step always, otherwise touch screen displays shows " unidentified fingerprint or fingerprint mistake ", the interface of not opening display icon;

(II ') at the fingerprint of verification with after default fingerprint is consistent, the user slides on touch screen displays, up to the public transport electronic card occurring, click this public transport electronic card, with digital mobile card and extraneous paying end in contact, and card number and balance amount information are sent to the extraneous end of paying by radio receiving transmitting module, balance amount information after will reducing after the extraneous end of paying is deducted fees returns back to the digital mobile card, the digital mobile card upgrades the balance amount information in the public transport electronic card, so just can finish public transport bankcard consumption function well.

When utilizing the public transport electronic card to supplement with money, carry out the verification fingerprint earlier, the digital mobile card is received the order that sends card number and remaining sum then, and carry out this order, the balance amount information that the external world will supplement with money after end will be supplemented with money returns back to the digital mobile card, and the balance amount information that this digital mobile card upgrades in the public transport electronic card gets final product.

Embodiment 3

Be with the difference ofembodiment 1, present embodiment mainly illustrates the application of social security electronic card, wherein in step (2), deposit user's individual social insurance information such as social insurance numbering in to this social security electronic card, when in step (3) the digital mobile card being used, the digital mobile card sends individual social insurance information such as social insurance numbering to be used for the networking clearing of medical expense by radio receiving transmitting module; The user change the place of examination or go to a doctor finish after, the digital mobile card is connected with computing machine, the application system that addressable medical service organ externally discloses utilization is consulted the medical record informations such as relevant audit report, doctor's advice of going to a doctor with me.

According to the foregoing description, just can realize the present invention well.What deserves to be explained is; under the prerequisite based on above-mentioned design concept; for solving same technical matters; even some that make on architecture basics disclosed in this invention do not have substantial change or polishing; the essence of the technical scheme that is adopted is still the same with the present invention, so it also should be in protection scope of the present invention.

Claims (10)

1. the digital mobile card of an All-in-One, it is characterized in that, comprise rechargeable battery, the microprocessor that links to each other with rechargeable battery, the all logical block that links to each other with microprocessor, storage unit, radio receiving transmitting module, radio-frequency (RF) receiving and transmission module, display unit and Fingerprint Identification Unit, wherein rechargeable battery also links to each other with radio receiving transmitting module, radio-frequency (RF) receiving and transmission module, display unit and Fingerprint Identification Unit, be connected with charging and data exchange interface on this rechargeable battery, and should charging link to each other with microprocessor simultaneously with data exchange interface.

2. the digital mobile card of a kind of All-in-One according to claim 1 is characterized in that, described radio-frequency (RF) receiving and transmission module is a radio-frequency (RF) transceiver.

3. the digital mobile card of a kind of All-in-One according to claim 1 and 2, it is characterized in that, also comprise shell, wherein microprocessor, logical block, storage unit, radio receiving transmitting module and radio-frequency (RF) transceiver are integrated is arranged in the shell, and display unit, Fingerprint Identification Unit and charging and data exchange interface are arranged on the shell.

4. the digital mobile card of a kind of All-in-One according to claim 3 is characterized in that, described display unit is a touch screen displays, and also is provided with the button that is used for this display unit of switch on the shell.

5. the implementation method of the digital mobile card of the described a kind of All-in-One of claim 1～4 is characterized in that, may further comprise the steps:

(1) enable this digital mobile card, carry out the default of individual fingerprint, and storage should be arrived storage unit by default fingerprint;

(2) data message with electronic card imports microprocessor by charging and data exchange interface, and is stored in the storage unit, and microprocessor is handled the data message of electronic card, shows by the form of touch screen displays with card;

(3) after the user selected required electronic card by touch screen displays, microprocessor transmitted the data message that this electronic card comprised by radio receiving transmitting module and/or radio-frequency (RF) transceiver.

6. the implementation method of the digital mobile card of a kind of All-in-One according to claim 5, the electronic card in the described step (2) is generated according to the data message that card in kind comprised by intelligent terminal.

7. the implementation method of the digital mobile card of a kind of All-in-One according to claim 6 is characterized in that, described electronic card comprises bank electronic card, public transport electronic card, social security electronic card and health care electronic card.

8. the implementation method of the digital mobile card of a kind of All-in-One according to claim 7 is characterized in that, when electronic card was the bank electronic card, described step (3) specific implementation step was as follows:

(a) checking finger print information, the release touch screen displays

Fingerprint Identification Unit receives the verification fingerprint and sends to microprocessor, if the fingerprint that microprocessor receives is consistent with default fingerprint, the release touch screen displays also enters next step, if the fingerprint and the default fingerprint of microprocessor identification are inconsistent, then show the wrong information of fingerprint, and circulation step (a) is up to the finger-mark check success by touch screen displays;

(b) it is clicked and click signal transferred to microprocessor that touch screen displays detects on it bank electronic card that shows, microprocessor carries out the transmission of the contained data message of bank electronic card by radio receiving transmitting module and/or radio-frequency (RF) transceiver.

9. the implementation method of the digital mobile card of a kind of All-in-One according to claim 8 is characterized in that, described bank electronic card image comprises individual citizenship number, account No. and password.

10. the implementation method of the digital mobile card of a kind of All-in-One according to claim 7 is characterized in that, when electronic card was the public transport electronic card, described step (3) specific implementation step was as follows:

(I) checking finger print information, the release touch screen displays

Fingerprint Identification Unit receives the verification fingerprint and sends to microprocessor, if the fingerprint that microprocessor receives is consistent with default fingerprint, the release touch screen displays also enters next step, if the fingerprint and the default fingerprint of microprocessor identification are inconsistent, then show the wrong information of fingerprint, and circulation step (a) is up to the finger-mark check success by touch screen displays;

(II) it is clicked that touch screen displays detects on it public transport electronic card that shows, microprocessor by radio receiving transmitting module and/or radio-frequency (RF) transceiver carry out the contained card number of public transport electronic card, balance amount information, card using information sends in real time;

(III) balance amount information after the digital mobile card receives and supplements with money is also replaced balance amount information in the card.

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