CN102364518A - Payment system and payment method used for smart television online mall - Google Patents

Abstract

The invention discloses a payment system and a payment method used for a smart television online mall. The payment system comprises a binding module, a comparison module, a transmission verification module and a payment module, wherein the binding module is used for binding, modifying or canceling payment account information in an encryption way; the comparison module is used for decrypting the payment account information and comparing the payment account information with the payment account information required by an online mall; the transmission verification module is used for transmitting the comparison result of the comparison module to a user mobile phone; the payment module is used for performing payment according to the confirmation payment information of the user mobile phone; and each module performs operation according to a related flow. By the method, the information of a plurality of payment accounts is stored in a smart television server in advance, after a user selects goods, the user performs payment according to the payment channels required by the online mall, and the payment efficiency and the security of online mall payment are improved.

Description

A kind of payment system and method for payment thereof that is used for the online store of intelligent television

Technical field

The present invention relates to online store, a kind of payment system and method for payment thereof that is used for the online store of intelligent television.

Background technology

The rise of intelligent television industry, all big enterprises in no particular order set up application store based on TV so that the user just can buy the TV applications of the commodity that oneself need through TV.Yet limited by current intelligent television charging mode; The reason that secure payment can not get solving is the also platform of the good secure payment expense of neither one of intelligent television, and present payment all is to confirm to accomplish (plug-in unit and the payment of third-party user name password that need the third party to pay) through the third party basically.Yet this payment relates to a plurality of account numbers of multiple channel, pays different channel of disbursement such as employing China Merchants Bank logical, that have such as the employing Alipay that has, the employing wealth that has.And because TV is the terminal device of the common use of kinsfolk; And the payment account of different channel of disbursement inconvenience memory; And all need import account number in the time of each the purchase; This phenomenon has just limited and has used the scope of using the store purchaser, makes promoting service and profit receive very big restriction.

This shows that prior art needs further improvement and develops.

Summary of the invention

The present invention provides a kind of payment system and method for payment thereof that is used for the online store of intelligent television for solving above-mentioned defective of the prior art, to simplify the payment program in online store, improves online store security of payment.

For solving the problems of the technologies described above, the present invention program comprises:

A kind of payment system that is used for the online store of intelligent television; Wherein, said payment system comprise be used to adopt that cipher mode is bound, change or nullify disbursement account information binding module, be used to decipher said disbursement account information and the contrast module that compares with the required disbursement account information in online store, be used for transmission authentication module that comparing result with said contrast module is sent to user mobile phone and be used for confirming the payment module that the information of payment is paid according to said user mobile phone;

Said binding module is connected with said contrast module communication, and said contrast module is communicated by letter with said transmission authentication module and is connected, and said transmission authentication module is communicated by letter with said payment module and is connected.

Described payment system, wherein, said disbursement account information comprises this machine string number, store account, store password, channel of disbursement, binding account at least and binds mobile phone.

Described payment system, wherein, said cipher mode is the md5 encryption mode.

A kind of method of payment that is used for the online store of intelligent television, it may further comprise the steps:

A, at least one disbursement account information is bound through cipher mode, the server of disbursement account information storage to the intelligent television of binding;

B, user select corresponding disbursement account information to pay when paying in online store.

Described method of payment, wherein, said steps A also comprises:

A1, binding module read this machine information, and select user's channel of disbursement from the channel of disbursement tabulation of this machine payment;

The cell-phone number of the disbursement account of A2, input user binding, affirmation transaction, and to corresponding sending short message by mobile phone checking;

A3, said binding module be the cell-phone number crypto-binding of said machine information, channel of disbursement, disbursement account and affirmation transaction, and be saved to the server of intelligent television.

Described method of payment, wherein, said machine information comprises this machine string number, store login account and store login password at least.

Described method of payment, wherein, said step B also comprises:

B1, user access corresponding disbursement account information when paying in online store, and said intelligent television loads the channel of disbursement plug-in unit;

B2, contrast module decrypts disbursement account information also compare with the required disbursement account information in online store, if comparing result is identical, said contrast module sends it to the transmission authentication module;

B3, said transmission authentication module are sent to corresponding mobile phone with comparing result, the payment that confirms phone of said correspondence, and then said payment module is accomplished payment.

Described method of payment, wherein, said cipher mode is the md5 encryption mode.

The invention provides a kind of payment system and method for payment thereof that is used for the online store of intelligent television; In advance with a plurality of disbursement account information storage on the server of intelligent television; The user selects behind the commodity directly to transfer corresponding disbursement account information from server and to pay according to the needed channel of disbursement in online store, has simplified the payment program in online store; Improved payment efficient; Especially in payment process, needing corresponding mobile phone to confirm delivery operation, improved online store security of payment, is the very big progress of prior art.

Description of drawings

Fig. 1 is the structural representation sketch of payment system among the present invention;

Fig. 2 is the structural representation sketch that among the present invention payment system is applied to intelligent television;

Fig. 3 is the structural representation sketch that disbursement account information is bound the interface among the present invention;

Fig. 4 is a structural representation sketch of binding a plurality of disbursement account information interfaces in back among the present invention;

Fig. 5 is selected the pay structural representation sketch at interface of disbursement account of binding among the present invention;

Fig. 6 is the flow process simplified schematic diagram of method of payment among the present invention;

Fig. 7 is the flow process simplified schematic diagram of binding a disbursement account relevant information among the present invention;

Fig. 8 is a selected flow process simplified schematic diagram that the binding disbursement account is paid among the present invention.

Embodiment

The invention provides a kind of payment system and method for payment thereof that is used for the online store of intelligent television, clearer, clear and definite in order to make the object of the invention, technical scheme and advantage, below will combine accompanying drawing and embodiment, to further explain of the present invention.

The invention provides a kind of payment system that is used for the online store of intelligent television; Adopt the mode of binding disbursement account information in advance; And confirm the mode of operation paid through specific corresponding mobile phone, simplified the payment program in online store, improved online store security of payment.As shown in Figure 1, said payment system comprise be used to adopt that cipher mode is bound, change or nullify disbursement account information binding module 101, be used to decipher said disbursement account information and the contrast module 102 that compares with the required disbursement account information in online store, be used for transmission authentication module 103 that comparing result with said contrast module 102 is sent to user mobile phone and be used for confirming the payment module 104 that the information of payment is paid according to said user mobile phone;

Said binding module 101 is connected with said contrast module 102 communications, and said contrast module 102 is connected with said transmission authentication module 103 communications, and said transmission authentication module 103 is connected with said payment module 104 communications.

It is thus clear that; The user binds at least one disbursement account through said binding module 101 in advance on the server of intelligent television; When the user does shopping in online store, can select corresponding disbursement account according to the needs in online store, carry out rapid payment through corresponding mobile phone affirmation delivery operation; Under the prerequisite that has guaranteed rapid payment, improved the security of payment process.

Further, as shown in Figure 3, said disbursement account information comprises this machine string number, store account, store password, channel of disbursement, binding account at least and binds mobile phone, makes payment process safer.

Further, said cipher mode is the md5 encryption mode, has guaranteed integrality and security that disbursement account information is preserved.

The present invention also provides a kind of method of payment that is used for the online store of intelligent television; Above-mentioned payment system is applied to intelligent television; Like Fig. 2 and shown in Figure 6, it mainly may further comprise the steps: a kind of method of payment that is used for the online store of intelligent television, and it may further comprise the steps:

Step 601: at least one disbursement account information is bound through cipher mode, with the server of disbursement account information storage to the intelligent television of binding; As shown in Figure 4, bound three disbursement account information;

Step 602: the user selects corresponding disbursement account information to pay when paying in online store.

The disbursement account information of at least one binding is set on the server of intelligent television in advance, and the user selects can adopt other technologies means of the prior art to handle under the prerequisite that corresponding disbursement account pays then.And the present invention adopts preferred mode to handle, and is as shown in Figure 7,

Said step 601 also comprises:

Binding module 101 reads this machine information, and selects user's channel of disbursement from the channel of disbursement tabulation of this machine payment; The general employing from the channel of disbursement tabulation of this machine support selects user's channel of disbursement to bind relevant information;

Import then user binding disbursement account, confirm the cell-phone number of transaction, and to corresponding sending short message by mobile phone checking, the correspondence bindings that confirms phone;

Last said binding module 101 is the cell-phone number crypto-binding of said machine information, channel of disbursement, disbursement account and affirmation transaction, and is saved to the server of intelligent television.After accomplishing the disbursement account binding, return the binding number of the account tabulation of binding module, carry out the operation that the another one disbursement account is bound.

Further, said machine information comprises this machine string number, store login account and store login password at least, such as the information such as corresponding Bank Name that can also comprise disbursement account, makes disbursement account information more perfect.

Like Fig. 5 and shown in Figure 8, saidstep 602 also comprises:

At first the user gets into and uses store commodity list block and select corresponding goods, selects payment then, then accesses corresponding disbursement account information during the server of intelligent television, and simultaneously said intelligent television loads the channel of disbursement plug-in unit;

Contrast module 102 deciphering disbursement account information then and compare with the required disbursement account information in online store, if comparing result is identical, said contrast module 102 sends it to sends authentication module 103;

Said transmission authentication module 103 is sent to corresponding mobile phone with comparing result, the payment that confirms phone of said correspondence, and then said payment module 104 is accomplished payment.This shows that last affirmation needs corresponding mobile phone to confirm delivery operation, has improved the security of payment process.And can adopt technological means well known in the prior art about information processing and transmission.

Further, said cipher mode is the md5 encryption mode, certainly in order to adapt to the pattern of different intelligent TV, also can adopt existing cipher mode in other prior aries.

For more detailed description method of payment of the present invention,, also can adopt following mode like Fig. 6, Fig. 7 and shown in Figure 8:

Intelligent television is opened, and gets into application store module;

Get into corresponding application store, and start said payment system;

Bind payment account;

Read this machine information (this machine string number (string number be the sign of TV uniqueness), use store login account number, use the store login password);

From the channel of disbursement tabulation that this machine is supported, select the disbursement account of the required binding of user;

The payment account of the required binding of input user;

Being used to of input user required binding confirmed the binding mobile phone of concluding the business;

Input is accomplished, and confirms to bind;

Send short breath and give the binding mobile phone, the checking binding information;

Bind mobile phone and reply checking, bind successfully;

The md5 encryption binding information is at this machine, and the information of sending after encrypting is saved to server;

Return the binding Accounts List;

Get into and use the store, the display of commodity tabulation;

Select commodity, select payment;

The display interface of intelligent television shows the payment account tabulation of binding, and the user selects payment account;

Intelligent television loads the safety insert of channel of disbursement;

Said payment system is deciphered the information of current binding, and with the information contrast of server deciphering;

Comparing result is consistent, shows payment information, and sends transaction and confirm to binding mobile phone;

Binding this single cross that confirms phone is prone to, and transaction is accomplished.

Obvious; The user is under the prerequisite of binding at least one disbursement account in advance; Finally, simplified operation steps of user, avoided the user to repeat to import the operation of disbursement account information through the delivery operation that confirms phone; Reduced the make mistakes probability of user, improved the security of delivery operation in input disbursement account information.

Should be understood that; Above-mentioned description to preferred embodiment is comparatively detailed, can not therefore think the restriction to scope of patent protection of the present invention, and those of ordinary skill in the art is under enlightenment of the present invention; Do not breaking away under the scope situation that claim of the present invention protects; Can also make various deformation such as replacement, simple combination, these all fall within protection scope of the present invention, and the scope of asking for protection of the present invention should be as the criterion with accompanying claims.

Claims (8)

1. payment system that is used for the online store of intelligent television is characterized in that: said payment system comprise be used to adopt that cipher mode is bound, change or nullify disbursement account information binding module, be used to decipher said disbursement account information and the contrast module that compares with the required disbursement account information in online store, be used for transmission authentication module that comparing result with said contrast module is sent to user mobile phone and be used for confirming the payment module that the information of payment is paid according to said user mobile phone;

Said binding module is connected with said contrast module communication, and said contrast module is communicated by letter with said transmission authentication module and is connected, and said transmission authentication module is communicated by letter with said payment module and is connected.

2. payment system according to claim 1 is characterized in that: said disbursement account information comprises this machine string number, store account, store password, channel of disbursement, binding account at least and binds mobile phone.

3. payment system according to claim 1 is characterized in that: said cipher mode is the md5 encryption mode.

4. method of payment that is used for the online store of intelligent television, it may further comprise the steps:

A, at least one disbursement account information is bound through cipher mode, the server of disbursement account information storage to the intelligent television of binding;

B, user select corresponding disbursement account information to pay when paying in online store.

5. method of payment according to claim 4 is characterized in that: said steps A also comprises:

A1, binding module read this machine information, and select user's channel of disbursement from the channel of disbursement tabulation of this machine payment;

The cell-phone number of the disbursement account of A2, input user binding, affirmation transaction, and to corresponding sending short message by mobile phone checking;

A3, said binding module be the cell-phone number crypto-binding of said machine information, channel of disbursement, disbursement account and affirmation transaction, and be saved to the server of intelligent television.

6. method of payment according to claim 5 is characterized in that: said machine information comprises this machine string number, store login account and store login password at least.

7. method of payment according to claim 4 is characterized in that: said step B also comprises:

B1, user access corresponding disbursement account information when paying in online store, and said intelligent television loads the channel of disbursement plug-in unit;

B2, contrast module decrypts disbursement account information also compare with the required disbursement account information in online store, if comparing result is identical, said contrast module sends it to the transmission authentication module;

B3, said transmission authentication module are sent to corresponding mobile phone with comparing result, the payment that confirms phone of said correspondence, and then said payment module is accomplished payment.

8. method of payment according to claim 4 is characterized in that: said cipher mode is the md5 encryption mode.

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