CN101887571A - Method for improving online property safety - Google Patents

Abstract

The invention provides a method for improving online property safety. In the method, a user, when transferring capitals in an online account to a payment account, is required to fill complete payment account information including holder name, bank name and bank account number first; then the user cannot view the payment account information by any means; if it is not the first time for the user to fill the payment account information, the information filled by the user is checked to see if the information filled by the user is completely consistent with information filled for the first time by the user, and normal account transfer is performed if the information filled by the user is completely consistent with information filled for the first time by the user or the account transfer fails if information filled by the user is not completely consistent with information filled for the first time by the user; if it is the first time for the user to fill the payment account information, normal transfer is performed directly and the account information, if the account transfer is successful, is recorded so as to be used for checking in future account transfer; and to change the payment account information, the user has to get through procedures at a counter in a business hall with valid documentation. The method ensures that the property of the user cannot be transferred even if the account of the user is attacked.

Description

A kind of method that improves online property safety

Technical field

The present invention relates to a kind of method that improves online property safety, particularly a kind of by avoiding online property by dangerous transfer, improve the method for its security.

Background technology

Along with the develop rapidly of ecommerce, the people who carries out financial transaction by the internet is more and more, and increasing people carries out funds transfer by Web bank.A lot of online platforms all provide the method for funds transfer between user's online property and the Web bank, the user just can be the transfer of funds of Net silver account to the user network in the account by simple mouse action, otherwise, also can arrive the Net silver account to the transfer of funds of account easily, though this has increased the convenience of customer transaction greatly, safety problem is but more outstanding.

Summary of the invention

Technical matters to be solved by this invention provides a kind of method that improves online property safety.

A kind of method that improves online property safety of the present invention, this method comprises following step at least:

Step 1: the user when the Net silver account transfers, must fill in complete Net silver accounts information in a fund of online account, and the Net silver accounts information comprises: account holder's name, bank of deposit's title and Bank Account Number;

Step 2: the user can not check its Net silver accounts information by any approach;

Step 3: if the user for the first time fills in the Net silver accounts information, then check information that the user fills in specifically whether with fill in for the first time in full accord, then formally transfer accounts as in full accord, otherwise the failure of transferring accounts;

Step 4: if the user fills in the Net silver accounts information for the first time, then directly formally transfer accounts,, then accounts information is noted and carried out verification when being used for transferring afterwards if transfer successfully;

Step 5:, must carry perfect instrument and handle to the business hall sales counter if the user wants to change the Net silver accounts information;

A kind of method that improves online property safety that the present invention relates to, even make that user account is broken, user's property also is difficult to be diverted.

Embodiment

Key step of the present invention is as follows:

Step 1: the user when the Net silver account transfers, must fill in complete Net silver accounts information in a fund of online account, and the Net silver accounts information comprises: account holder's name, bank of deposit's title and Bank Account Number;

Step 2: the user can not check its Net silver accounts information by any approach;

Step 3: if the user for the first time fills in the Net silver accounts information, then check information that the user fills in specifically whether with fill in for the first time in full accord, then formally transfer accounts as in full accord, otherwise the failure of transferring accounts;

Step 4: if the user fills in the Net silver accounts information for the first time, then directly formally transfer accounts,, then accounts information is noted and carried out verification when being used for transferring afterwards if transfer successfully;

Step 5:, must carry perfect instrument and handle to the business hall sales counter if the user wants to change the Net silver accounts information;

When above-mentioned technical scheme is implemented, even user account is broken, almost can not be modified because its Net silver accounts information has obtained good protection, its property also is difficult to be diverted.

It should be noted last that above embodiment is only in order to explanation and unrestricted technical scheme described in the invention; Therefore, although this instructions has been described in detail the present invention with reference to the above embodiments,, those of ordinary skill in the art should be appreciated that still and can make amendment or replacement to the present invention with being equal to; And all do not break away from the technical scheme and the improvement thereof of the spirit and scope of the present invention, and it all should be encompassed in the middle of the claim scope of the present invention.

Claims (1)

1. method that improves online property safety, it is characterized in that: this method comprises following step at least:

Step 1: the user when the Net silver account transfers, must fill in complete Net silver accounts information in a fund of online account, and the Net silver accounts information comprises: account holder's name, bank of deposit's title and Bank Account Number.

Step 2: the user can not check its Net silver accounts information by any approach.

Step 3: if the user for the first time fills in the Net silver accounts information, then check information that the user fills in specifically whether with fill in for the first time in full accord, then formally transfer accounts as in full accord, otherwise the failure of transferring accounts.

Step 4: if the user fills in the Net silver accounts information for the first time, then directly formally transfer accounts,, then accounts information is noted and carried out verification when being used for transferring afterwards if transfer successfully.

Step 5:, must carry perfect instrument and handle to the business hall sales counter if the user wants to change the Net silver accounts information.