Movatterモバイル変換


[0]ホーム

URL:


CN100342354C - Electronic signature of personalized logo and method and system for conducting electronic commerce - Google Patents

Electronic signature of personalized logo and method and system for conducting electronic commerce
Download PDF

Info

Publication number
CN100342354C
CN100342354CCNB031031390ACN03103139ACN100342354CCN 100342354 CCN100342354 CCN 100342354CCN B031031390 ACNB031031390 ACN B031031390ACN 03103139 ACN03103139 ACN 03103139ACN 100342354 CCN100342354 CCN 100342354C
Authority
CN
China
Prior art keywords
remote client
individualized
shop
electronic signature
sign
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Fee Related
Application number
CNB031031390A
Other languages
Chinese (zh)
Other versions
CN1521671A (en
Inventor
干学平
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by IndividualfiledCriticalIndividual
Priority to CNB031031390ApriorityCriticalpatent/CN100342354C/en
Publication of CN1521671ApublicationCriticalpatent/CN1521671A/en
Application grantedgrantedCritical
Publication of CN100342354CpublicationCriticalpatent/CN100342354C/en
Anticipated expirationlegal-statusCritical
Expired - Fee Relatedlegal-statusCriticalCurrent

Links

Images

Landscapes

Abstract

The invention provides a method and a system for using electronic signature containing personalized mark and carrying out electronic commerce, which are suitable for remote users to complete personalized image combination on the internet. The invention utilizes the personalized image combination set by the remote client to generate the personalized mark and establishes the personalized identification code to identify the remote computer; in addition, establishing a special electronic signature of the website to provide an online ordering offer list containing the electronic signature; furthermore, an electronic payment card containing a personalized mark is established to provide an authorization and confirmation mechanism for completing the online virtual payment card. According to the method, an organization implementing the electronic commerce can more conveniently, safely and reliably implement the electronic transaction method and the system, promote the guarantee of electronic commerce transaction contracts and payment confirmation, and further increase the brand value.

Description

The Electronic Signature of individualized sign and the method and system that carries out ecommerce
Technical field
The present invention relates in a kind of ecommerce process of carrying out on the net, use Electronic Signature (electronic signature) to carry out the method for authentication and transaction authentication, and be particularly related to a kind of use and contain special Electronic Signature in the website of individualized sign and the method and system that carries out ecommerce.
Background technology
Along with the world-wide web population in use constantly increases, such as the transaction of shopping at network among the people, e-bank, with government network ecommerce rapid rising such as declare dutiable goods, followingly certainly will will become commercial indispensable management mode.Yet the security of network trading at present but still allows many network users fear and does shopping on network.Therefore, set up safe and reliable network environment, stolen, forged or altered to guarantee that personal information or Transaction Information are unlikely in network transmission process, and can identify the identity of discerning both parties, prevent to deny the fact of complete transaction, be the key that can ecommerce be popularized comprehensively afterwards.
Aspect the payment mechanism in e-business infrastructure, the present practice is to key in the debit card account number by the consumer at its personal computer end, through network on-line, and the debit card account number that stays by the server stores consumer of e-commerce website.This method causes many consumers to be unwilling to participate in e-commerce transaction, and reason is that the consumer worries that electronics businessman speculates ground and ask money to debit card company under unauthorized, or the staff who is in fear of electronics businessman falsely uses its payment and snaps into other e-shop's shopping.Both of these case is that present ecommerce mode can not overcome, and badly influences the wish that the consumer uses e-commerce transaction.Similarly, the network of government organs is declared dutiable goods, is handled driving license and license, application health care card and relevant the ardent cooperation of also all not winning the common people such as pays in.
In addition, degree of safety also involves the electronics contract in ecommerce.When going back on one's word behind consumer's network shopping, electronics businessman can be as United States Patent (USP) the 5th, 794, the method that is disclosed for No. 207, require the buyer to honour an agreement with default effective buying offer (Binding Purchase Offer), the usefulness of litigating when even joint purchase being noted down file as promise breaking.Yet when electronics businessman for some reason during the Object of Transaction thing of nondelivery consumer shopping on net, the consumer but is difficult to propose the concrete bright electronics of effective order offer document businessman and breaks one's promise.This pattern is not to be guiding with consumer, and makes the consumer be in disadvantageous status, the same prosperity that can't promote ecommerce.
For setting up safe and reliable electronic trading system, the application of penetration of electron commercial affairs, government and private enterprise just are being devoted to utilize modern cryptographic technique, build the digital certificate system of putting each field, provide authentication and transaction authentication service, to promote user's confidence.At present, common electronic trading system is broadly divided into two kinds of systems, i.e. SSL (Secure Socket Layer, network safe transaction mechanism), SET (Secure Electronic Transactions, secure electronic transaction mechanism).Though these two kinds of systems must provide complete security mechanism through outpost of the tax office checking layer by layer when concluding the business, the inconvenience on increase is used reaches the control of installation peace in addition software owing to need handle the applying for electronic voucher in addition, also rather bothers in the formality.
Summary of the invention
In view of this, the object of the present invention is to provide a kind of use to contain the Electronic Signature of individualized sign and the method and system that carries out ecommerce, this method is that e-shop is being received after remote client's desire sets request of its individualized sign, promptly by network with whole sign image, image bulk-breaking, and the bulk-breaking pattern display interface that is sent to remote client computer presents and for its selection, setting.Electronic shop server then is combined into the selected bulk-breaking pattern of remote client individualized sign, and with its image storage in remote client's computing machine.The remote client that having an individualized sign when linking so far e-shop next time, and its individualized sign promptly is presented on display interface of remote computer automatically.Therefore, the e-shop that implements this invention promptly can be more convenient, more efficient methods promotes its brand value, and by the community operation to loyal backer, with make individualized sign become the remote client between topic, and excite more intention and enjoyment.
Can also utilize this individualized sign and remote client's related data according to the e-shop of this invention; produce one group with the unique corresponding individualized cognizance code of remote computer; in order to each remote client computer of identification, and further protect the mandate data of this e-shop website and remote client's the right of privacy.Individualized cognizance code comprises code, the personal information of individualized sign, and the authority levels of individual privacy data protection rank or contact server end privilege data.E-shop's cognizance code that at first will individualize is stored in each remote client's the computing machine, and the customer database of e-shop's end.When the remote client visited the website, electronic shop server promptly read account number and the password of remote client on the website earlier.After receiving an identification activation signal, electronic shop server reads the individualized cognizance code that is stored in this remote client computer again, compare with the stored data of the customer database of e-shop end then, e-shop can confirm the remote client.Above-mentioned identification activation signal can utilize the default mistiming of server (Δ T), and this identification activation signal is produced after the remote client arrives the website automatically, also can utilize the browsing instructions of this remote client on webpage as the identification activation signal.
Another object of the present invention is to provide one to suffice to show that carry out of the order offer list of both parties' identity in order to ecommerce.Because the Electronic Signature that containing individualizes indicates has uniqueness and is difficult to by counterfeit, if therefore consumption online person has one by e-shop's mandate, contain the order offer list of this type of Electronic Signature, will be enough to represent this e-shop to authorize stamped signature.For consumption online person, because this type of Electronic Signature has consumer's personal information, and the individualized sign that sets according to the personal like, so e-shop can order the identity that the offer list identifies consumption online person according to this.Therefore, the present invention uses this special order offer list to carry out ecommerce, can identify true and false when Transaction Disputes takes place.The most important thing is, can reinforcing mat on the consumer confidence of order goods is paid by e-shop, also can promote the brand value of e-shop.
A further object of the present invention is to provide one to be difficult for stealing, cutting the electronic cash card (Electronic Payment Card) of record, in order to the carrying out of ecommerce.Has the map file form owing to contain the Electronic Signature of individualized sign, therefore after this type of Electronic Signature passes through encipheror again, and when on network, transmitting, steal, cut the difficulty that record person deciphers these map file data with increasing attempt, obtain this map file data even cut record person, but still can't reduce the original style and features of individualized sign, also be invalid.So, utilization of the present invention contains the individualized Electronic Signature that indicates sets up special electronic cash card, and the affirmation mechanism that authorizes of the online electronic cash card that driven by e-shop or consumption online person is provided, can significantly improve the convenience and the degree of safety of electronic transaction payment.
For reaching above-mentioned purpose, the present invention contains the system of the Electronic Signature of individualized sign, the remote client finishes personalized image combined mechanism on the net and must comprise at least: an image data base, it comprises a plurality of images, a plurality of image bulk-breaking, reaches a plurality of image bulk-breaking elements corresponding to this image bulk-breaking, wherein these a plurality of image bulk-breakings are formed the necessary important document of this image, and this each image bulk-breaking element all has a specific code, and the remote client logins this image data base by network mechanism; One user's database, it provides this long-range user to carry out the login data, and writes down this long-range user's data; One chooses and composite module, choose the image bulk-breaking element of its preference according to each image bulk-breaking for this long-range user in this image data base, and a plurality of image bulk-breakings that will choose is combined as each complete personalized image; One coding module, produce so that a plurality of image bulk-breaking element codes in this personalized image are made up unique one group to coding that should image; One load-on module in order to this coding being loaded on this user's database, and is stored in the individual database on this long-range user's the end device simultaneously; One comparing module, in order to after the authentication of finishing this long-range user, whether the coding of comparing this long-range user in coding and this user's database of individual database of this long-range user end through a mistiming (Δ T) again conforms to, with this long-range user of affirmation.
Be familiar with this technology personage and understand purpose of the present invention, feature and effect for making, accompanying drawing illustrates in detail to the present invention shown in existing the cooperation.
Description of drawings
Fig. 1 is the making process flow diagram that contains the special Electronic Signature in the individualized website that indicates of the present invention.
Fig. 2 is for using e-commerce environment structural drawing of the present invention.
Fig. 3 is the transaction flow figure of first specific embodiment of use the inventive method.
Fig. 4 is the transaction flow figure of second specific embodiment of use the inventive method.
Symbol description among the figure
20 e-shops
22 remote clients
24 payment mechanisms
Embodiment
At first with reference to Fig. 1, it is of the present invention to contain making process flow diagram of the special Electronic Signature in the website of individualized sign, the selected image bulk-breaking element ofstep 10 this long-range user of combination, and form an individualized sign.The code of each the image bulk-breaking element in this individualized sign ofstep 12 combination, and produce an individualized cognizance code.This individualized sign ofstep 14 combination and corresponding individualized cognizance code thereof, set up date, Time Created, and set up the exclusive Electronic Signature that contains this individualized sign of this long-range user.
As for Fig. 2, then for using the structural representation of e-commerce system of the present invention.This e-commerce system comprisese-shop 20,remote client 22 andpayment mechanism 24 at least, the mechanism of its use " long-range user finishes personalized image combination or customized individual commodity on the net ", and the while is according to the making flow process of the Electronic Signature of the individualized sign of Fig. 1, to carry out ecommerce.Wherein, the Internet device that is positioned at Terminal ServerClient 22 is connected with the server ofpayment mechanism 24 and the server ofe-shop 20 by network mechanism (comprising: WAP (wireless application protocol) or world-wide web or world wide web or LAN or privately-owned network (Proprietary Network)), in order to carry out electronic transaction.Remote client 22 can use tool devices and handset having Internet, personal digital assistant device (PDA), palmtop computer, information household appliances (Information Appliances), desk-top computer, notebook or flat computer to carry out the combination of online personalized image finishing making such as individualized sign, Electronic Signature and electronic cash card, and then these archives are downloaded to mobile phone, PDA or palmtop computer.In addition, the server ofpayment mechanism 24 providesremote client 22 to set its individualized sign in the website ofpayment mechanism 24, set up the Electronic Signature contain this individualized sign then on the exclusive electronic cash card ofremote client 22, and remote client's 22 exclusive electronic cash cards are stored in the Internet device of TerminalServer Client 22, so this electronic cash card just has the function to remote client's 22 unique authentications.What specify is, this Electronic Signature further comprises the individualized cognizance code corresponding to this individualized sign, and this electronic cash card more can containremote client 22 name, debit card account number, valid period, and card-issuing date.Equally, the server ofpayment mechanism 24 also providese-shop 20 to set its individualized sign on the website, and set upe-shop 20 special Electronic Signature onpayment mechanism 24 websites, and its Electronic Signature is stored in the server ofe-shop 20, for the usefulness of confirming mandates, wherein Electronic Signature also contained corresponding to the associated row of the individualized individualized cognizance code that indicates, this e-shop number, valid period and the date of foundation.The server ofe-shop 20 then has fully both can provideremote client 22 to finish personalized image combination on the net, also can customized its individual commodity.The server ofe-shop 20 can be single according to the subscription format after confirming throughremote client 22, and the individualized sign of 22 preferences of generation remote client and corresponding individualized cognizance code thereof, and the sign that will individualize reaches individualized cognizance code, order date, order time combination, and set up the exclusive Electronic Signature that contains individualized sign ofremote client 22, wherein subscription format singly should comprise order goods title, lot-size, cargo price, overall quotation, remote client's 22 personal information at least, and the related data ofe-shop 20.
Fig. 3 is the transaction flow figure of first specific embodiment of the present invention.Step 1 is thatremote client 22 received and processed subscriptions frome-shop's 20 terminations and purchases the form list afterremote client 22 specified order; Step 2 is afterremote client 22 confirms that subscription format are single, and electronic cash card and subscription format single upload toe-shop 20, are asked money to authorizee-shop 20 topayment mechanism 24; Then,step 3e-shop 20 is its Electronic Signature of setting up of website inpayment mechanism 24, andremote client 22 electronic cash card and subscription format single upload are to themechanism 24 that pays the bill, with the requests transaction mandate; The Electronic Signature of 24 pairs ofe-shops 20 of step 4 payment mechanism andremote client 22 electronic cash stick into row to be confirmed, and thesingle e-shop 20 that gives of the subscription format of transmission after confirming is to license toe-shop 20; The server of step 5e-shop 20 is seated inremote client 22 the Electronic Signature that contains individualized sign on the subscription format after 24 affirmations of payment mechanism is single, order the offer list and form one, and transmit and order the offer list toremote client 22, preserve forremote client 22.
Order offer list of the present invention has the effectiveness of conventional transaction contract.This orders the offer list uniquely corresponding to a consumer, therefore just as the signature of the buyer in traditional offer book, and after should ordering offer monosystem and authorizing via specific e-shop, just can make the consumer carry out personalized image combination or customized its individual commodity ofe-shop 20, therefore just sign as the seller in traditional offer book.In brief, order offer writing materials of the present invention have the equal function of traditional both parties signature.Specifically, this order offer book and conventional transaction contract difference are, the attempt of the special order offer list of this kind is not forged by criminal group, because this needs quite high cost and image processing technique, and the interests that obtained can not show a candle to the cost that is spent.
The characteristics of first specific embodiment of the present invention are as follows: one is to adopt the online payment authorization that is driven by e-shop; Its two, be that it is passed to credit card on consumer's the computing machine in the trading activity that the hotel owner swipes the card, allow consumer, e-shop and payment mechanism on world-wide web, carry out e-commerce initiative relievedly.In addition, the consumer does not need the debit card account number is logined in e-shop fully, further alleviates the consumer steals electronic cash card account number to the objectionable website keeper doubt.
Though as shown in Figure 3, can alleviate the consumer steals electronic cash card account number to the employee of e-shop doubt greatly.But because the electronic cash card must still have the doubt of being managed to crack account number by the bad employee of e-shop through the hand of e-shop, thus, the present invention further discloses the transaction flow figure as second specific embodiment of Fig. 4.
As shown in Figure 4.Step 1 is thatremote client 22 received and processed subscriptions frome-shop's 20 terminations and purchases the form list afterremote client 22 specified order; Step 2 is afterremote client 22 confirms that subscription format are single, with the subscription format single upload toe-shop 20; Then, the server ofstep 3e-shop 20 with its in the Electronic Signature that the Electronic Signature set up of website and theremote client 22 ofpayment mechanism 24 set up in the website ofe-shop 20 be seated in subscription format single on, order the offer list and form one, and transmit this order offer list toremote client 22; Step 4remote client 22 is with the electronic cash card and order the offer single upload to themechanism 24 that pays the bill; The Electronic Signature of the e-shop that indicates 20 is confirmed on step 5payment 24 couples of remote clients' 22 of mechanism electronic cash card and the order offer list, and the order offer list that transmits after confirming givese-shop 20 withmandate e-shop 20, and informsremote client 22; The order offer list that step 6e-shop 20 transmits afterpayment mechanism 24 confirms is givenremote client 22, preserves forremote client 22.
The characteristics of second specific embodiment of the present invention are, the online payment authorization that employing is driven byremote client 22, so consumer's electronic cash card can not sende-shop 20 to fully, and make the employee ofe-shop's end 20 have no chance to touch consumer's electronic cash card fully, the consumer can be directly finish online electronic cash card withpayment mechanism 24 and authorize affirmation, and makese-shop 20 become the side that passiveness need not conduct.
Further specify characteristics of the present invention as back:
The present invention utilizes the setting of individualized sign and the composition of individualized cognizance code, makes the remote client have different Electronic Signatures in different electronics trade station, thereby reduces the identification risk that each website has same Electronic Signature.
The ecommerce of all use the inventive method not only has the double verification to remote client and e-shop, the degree of safety height, and also operating performance is more convenient than traditional approach.
Anyly be familiar with network technology person, all can specifically use the present invention in various websites, as: inlet, medium, community, marketplace web site etc., more broad sense person comprises that the network of government declares dutiable goods and online behaviors such as following distribution health care card, steam turbine car driving license, row shine, and is providing more competitive aspect the personalized service with network operater that the citizen is sought or e-shop.And the brand marketing can also extremely low expense be carried out by this special individualized Electronic Signature in the website, promotes its member's acceptance and loyalty.
The present invention can further develop and use tool devices and handset having Internet, personal digital assistant device (PDA) or palmtop computer to carry out online personalized image combination to finish making such as individualized sign, Electronic Signature and electronic cash card, and then these archives are downloaded to mobile phone, PDA or palmtop computer, thus, mobile phone, PDA or palmtop computer have just become portable action machine for punching the card.
Though the present invention discloses as above with a preferred embodiment; right its is not in order to limiting the present invention, anyly is familiar with this skill person, without departing from the spirit and scope of the present invention; when can being used for a variety of modifications and variations, so protection scope of the present invention is as the criterion when looking the patent claim person of defining.

Claims (18)

CNB031031390A2003-01-302003-01-30 Electronic signature of personalized logo and method and system for conducting electronic commerceExpired - Fee RelatedCN100342354C (en)

Priority Applications (1)

Application NumberPriority DateFiling DateTitle
CNB031031390ACN100342354C (en)2003-01-302003-01-30 Electronic signature of personalized logo and method and system for conducting electronic commerce

Applications Claiming Priority (1)

Application NumberPriority DateFiling DateTitle
CNB031031390ACN100342354C (en)2003-01-302003-01-30 Electronic signature of personalized logo and method and system for conducting electronic commerce

Publications (2)

Publication NumberPublication Date
CN1521671A CN1521671A (en)2004-08-18
CN100342354Ctrue CN100342354C (en)2007-10-10

Family

ID=34281963

Family Applications (1)

Application NumberTitlePriority DateFiling Date
CNB031031390AExpired - Fee RelatedCN100342354C (en)2003-01-302003-01-30 Electronic signature of personalized logo and method and system for conducting electronic commerce

Country Status (1)

CountryLink
CN (1)CN100342354C (en)

Citations (4)

* Cited by examiner, † Cited by third party
Publication numberPriority datePublication dateAssigneeTitle
US5794207A (en)*1996-09-041998-08-11Walker Asset Management Limited PartnershipMethod and apparatus for a cryptographically assisted commercial network system designed to facilitate buyer-driven conditional purchase offers
WO2002008988A1 (en)*2000-07-102002-01-31Kim Kwang ChulElectronic payment system on internet and method the same
WO2002021366A1 (en)*2000-09-092002-03-14Bestechcom Co., Ltd.Internet commerce system and the method
CN1349632A (en)*1999-05-032002-05-15法斯特101私人有限公司Invoiceless trading and settlement method and system

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication numberPriority datePublication dateAssigneeTitle
US5794207A (en)*1996-09-041998-08-11Walker Asset Management Limited PartnershipMethod and apparatus for a cryptographically assisted commercial network system designed to facilitate buyer-driven conditional purchase offers
CN1349632A (en)*1999-05-032002-05-15法斯特101私人有限公司Invoiceless trading and settlement method and system
WO2002008988A1 (en)*2000-07-102002-01-31Kim Kwang ChulElectronic payment system on internet and method the same
WO2002021366A1 (en)*2000-09-092002-03-14Bestechcom Co., Ltd.Internet commerce system and the method

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
电子签章1.0 孔德周,王兵,阿拉木斯,中国计算机报 2002*

Also Published As

Publication numberPublication date
CN1521671A (en)2004-08-18

Similar Documents

PublicationPublication DateTitle
US7953671B2 (en)Methods and apparatus for conducting electronic transactions
US7949609B2 (en)System for secure online selling, buying and bill pay in an electronic commerce setting
US20020040346A1 (en)Computer system and method for on-line generating a password protected and barcode prepaid instrument of entitlement and activating said instrument on presentation over a computer network
US20120032782A1 (en)System for restricted biometric access for a secure global online and electronic environment
US20020184500A1 (en)System and method for secure entry and authentication of consumer-centric information
CN101901452A (en) System and method for protecting credit account
JP6743023B2 (en) Payment system using a mobile terminal
WO2003009246A2 (en)Third party card validation over network for ecommerce
JPH11232348A (en)Virtual wallet system
AU761974B2 (en)Transaction method and system for data networks, like internet
JPWO2018047982A1 (en) Payment method and payment system using code information
US20090138367A1 (en)Network settling card, network settling program, authentication server, and shopping system and settling method
US20050015304A1 (en)Secure purchasing over the internet
US20030033208A1 (en)Method and system for communicating using a user defined alias representing confidential data
JP2005512225A (en) Automated rights management and payment system for embedded content
JP2001337925A (en)User authentication device and business transaction system using it
CN100342354C (en) Electronic signature of personalized logo and method and system for conducting electronic commerce
US7080047B2 (en)Website-specific electronic signature containing personalized logo
JP2001147997A (en) IC card and IC card handling system
TWI281634B (en)Method and system for enhancement of E-commence business using unique electronic signature of website with personalized mark
JP3934100B2 (en) Financial transaction method and system
KR20010068174A (en)An electronic commerce settlement system for preventing hacker form client's information
AU2002355074A1 (en)Third party card validation over network for ecommerce

Legal Events

DateCodeTitleDescription
C06Publication
PB01Publication
C10Entry into substantive examination
SE01Entry into force of request for substantive examination
C14Grant of patent or utility model
GR01Patent grant
C17Cessation of patent right
CF01Termination of patent right due to non-payment of annual fee

Granted publication date:20071010

Termination date:20110130


[8]ページ先頭

©2009-2025 Movatter.jp