Savings
Thesavings account is a feature in theAnimal Crossing series that allows the player to deposit or withdraw theirBells. It is accessed either fromPelly orPhyllis at thepost office ortown hall, or from an ATM-like machine known as theAutomatic Bell Dispenser (ABD)[nb 1] Beginning inAnimal Crossing: Wild World, the player receives monthly interest from the Bells saved in their account. In all games, the maximum amount of Bells that can be held in the savings account is 999,999,999.
InAnimal Crossing: City Folk, the player's savings account is at theBank of Nintendo, and inAnimal Crossing: New Horizons, it is at theBank of Nook.
Appearances[edit]
InAnimal Crossing[edit]
InAnimal Crossing, the savings account can be accessed by speaking to Pelly or Phyllis at the post office only after the player's house has been fully paid off.
InWild World[edit]
InAnimal Crossing: Wild World, the savings account can be accessed by speaking to Pelly or Phyllis at town hall. The player receives 0.5% interest on the first of each month, with a maximum of 99,999 Bells.
InCity Folk[edit]
InAnimal Crossing: City Folk, the savings account can be accessed from the ABD at town hall. The player's Bells are stored in the Bank of Nintendo. It can also be accessed at the player's house from the ABD furniture item. The player receives 0.5% interest on the first of each month, with a maximum of 99,999 Bells.
After the player deposits 10,000 Bells into their savings account, the Bank of Nintendo sends them ashopping card, which can be used atGracieGrace and theauction house to spend the Bells in their savings without having to carry them in theirpockets. If the player loses their shopping card, a new one can be issued at the ABD. After saving 1,000,000 Bells, the player receives thegold card, which is functionally identical to the standard shopping card; unlike the shopping card, it cannot be reissued.
InNew Leaf[edit]
InAnimal Crossing: New Leaf, the savings account can be accessed from the ABD at the post office or onTortimer Island. The player receives 0.5% interest on the first of each month, with a maximum of 99,999 Bells.
When selling a town in theWelcome amiibo update, any Bells in the player's savings account are transferred to the new town.
InNew Horizons[edit]
InAnimal Crossing: New Horizons, the savings account can be accessed from theNook Stop atResident Services. The player's Bells are stored in the Bank of Nook. The player receives 0.05% interest on the first of each month, with a maximum of 9,999 Bells. Prior toversion 1.2.0, the player would receive 0.5% interest on the first of each month, with a maximum of 99,999 Bells; after downloading the 1.2.0 update, the Bank of Nook would send the player aBell-bag rug as an apology for the decreased interest rates.
Unlike previous games, there are no rewards for passing certain Bell milestones.
With the release of the 2.0 update, it is now possible to redeem a separateABD from the Nook Stop. Once redeemed, the player can set it up anywhere and can now access the ABD without having to go to the Nook Stop first. An ABD is also available atHarv's Island. InAnimal Crossing: New Horizons – Happy Home Paradise, after the player has done around 25 vacation homes, Lottie will set up an Automated Bell and Poki Dispenser (AB&PD), to allow the player to depositPoki and do exchanges between Bells and Poki. There is a limit of 30,000 Bells and 15,000 Poki that can be exchanged at a time, and the exchange rates change every day.
Rewards[edit]
After depositing a certain amount of Bells into the savings account, the player will receive a letter in the mail with a present attached as a reward. Items obtained this way cannot be re-ordered from thecatalog.
Animal Crossing[edit]
Savings rewards inAnimal Crossing
| Bells saved | Item | Image | Type | Buy price | Sell price | Available from |
|---|---|---|---|---|---|---|
 1,000,000Bells | Tissue |  | Furniture | Not for sale | 320Bells |  Post office |
| 10,000,000Bells | Piggy bank |  | Furniture | Not for sale | 1,120Bells | Post office |
| 100,000,000Bells | Mailbox |  | Furniture | Not for sale | 1,000Bells | Post office |
| 999,999,999Bells | Post model |  | Furniture | Not for sale | 16,000Bells | Post office |
Animal Crossing: Wild World[edit]
Savings rewards inAnimal Crossing: Wild World
| Bells saved | Item | Image | Type | Buy price | Sell price | Available from |
|---|---|---|---|---|---|---|
| 1,000,000Bells | Box of tissues |  | Furniture | Not for sale | 320Bells | Town hall |
| 10,000,000Bells | Piggy bank |  | Furniture | Not for sale | 1,120Bells | Town hall |
| 100,000,000Bells | Pelly's pic |  | Picture | Not for sale | Cannot be sold | Town hall |
| 500,000,000Bells | Phyllis's pic |  | Picture | Not for sale | Cannot be sold | Town hall |
| 999,999,999Bells | Town hall model |  | Furniture | Not for sale | 450Bells | Town hall |
Animal Crossing: City Folk[edit]
Savings rewards inAnimal Crossing: City Folk
| Bells saved | Item | Image | Type | Buy price | Sell price | Available from |
|---|---|---|---|---|---|---|
| 10,000Bells | Shopping card |  | Other | Not for sale | Cannot be sold |  Bank of Nintendo |
| 100,000Bells | Box of tissues |  | Furniture | Not for sale | 320Bells | Bank of Nintendo |
| 1,000,000Bells | Gold card |  | Other | Not for sale | Cannot be sold | Bank of Nintendo |
| 10,000,000Bells | Piggy bank |  | Furniture | Not for sale | 1,120Bells | Bank of Nintendo |
| 100,000,000Bells | Green feather |  | Clothing | Not for sale | 50Bells | Bank of Nintendo |
| 200,000,000Bells | Blue feather |  | Clothing | Not for sale | 60Bells | Bank of Nintendo |
| 300,000,000Bells | Yellow feather |  | Clothing | Not for sale | 70Bells | Bank of Nintendo |
| 400,000,000Bells | Red feather |  | Clothing | Not for sale | 80Bells | Bank of Nintendo |
| 500,000,000Bells | Purple feather |  | Clothing | Not for sale | 90Bells | Bank of Nintendo |
| 600,000,000Bells | White feather |  | Clothing | Not for sale | 100Bells | Bank of Nintendo |
| 700,000,000Bells | Rainbow feather |  | Clothing | Not for sale | 110Bells | Bank of Nintendo |
| 999,999,999Bells | ABD |  | Furniture | Not for sale | Cannot be sold | Bank of Nintendo |
Animal Crossing: New Leaf[edit]
Savings rewards inAnimal Crossing: New Leaf
| Bells saved | Item | Image | Type | Buy price | Sell price[nb 2] | Available from |
|---|---|---|---|---|---|---|
| 100,000Bells | Box of tissues |  | Furniture | Not for sale | 320Bells | Post office |
| 500,000Bells | Letter set |  | Furniture | Not for sale | 300Bells | Post office |
| 1,000,000Bells | Piggy bank | _NL_Model.png) | Furniture | Not for sale | 1,120Bells | Post office |
| 5,000,000Bells | Aluminum briefcase |  | Furniture | Not for sale | 300Bells | Post office |
| 10,000,000Bells | Post-office poster |  | Furniture | Not for sale | 100Bells | Post office |
| 20,000,000Bells | Safe |  | Furniture |  3MEOW Coupons | 189Bells | Post office RVs |
| 50,000,000Bells | Mailman's hat |  | Clothing | Not for sale | 500Bells | Post office |
| 100,000,000Bells | ABD |  | Furniture | 3MEOW Coupons | 250Bells | Post office RVs |
Gallery[edit]
Icon shown when accessing the player's savings account inAnimal Crossing
Icon shown when accessing the player's savings account inWild World
The letter received with the Shopping Card inCity Folk
The letter received with the Gold Shopping Card inCity Folk
The player using the ABD furniture item inCity Folk
The player receiving interest on their savings inNew Horizons
Notes[edit]
- ↑Known as theBellpoint in PAL regions.
- ↑Re-Tail sell price; if item can be sold atTimmy and Tommy's store, it is 80% of the sell price; if item can be sold toLeila atTortimer Island, it is 5% of the sell price.
References[edit]
Further details: New Horizons screenshot
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