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During a recent visit to Kenya, I met Zipporah, a farmer who used a small loan to install a rainwater harvesting system and a water storage tank at her home. This change allowed her to secure a reliable water supply for drinking, bathing, washing and for her vegetable crops, improving her family’s quality of life. Inspired by the impact on her own farm, Zipporah shared her experience with other local farmers, helping them improve their access to safe water. Her story shows how financial support can empower people to make meaningful changes in their lives and communities. As the global climate crisis intensifies, a more adaptive approach is needed to ensure access to safe water and sanitation for all. Financial tools like microfinance, which helped Zipporah, are proving to be effective strategies to meet these challenges. By focusing on targeted financial solutions, we can help families build resilience in the face of a changing climate.