Thanks for this PR.
However, I think that this PR change has caused false positives in the following usages.

<script setup lang="ts">import {ref,Ref }from'vue'const refValue1:Ref<number>=ref(0)const maybeRefValue:Ref<number>|null=getMaybeRef()const refValue2=maybeRefValue||refValue1console.log(refValue2.value)</script>

I think we should keep track of how the result of the expression is used.
Also, I think the ternary operator could be improved if it would be possible to track the usage of the result of the expression.

@ota-meshi@lakb248
Maybe put the logic for this rule in a separateno-ref-as-operand-strict rule, or customize with a parameter (strictCheck) of the current one?
In my code there are no cases of the following type

constrefValue1:Ref<number>=ref(0)constmaybeRefValue:Ref<number>|null=getMaybeRef()constrefValue2=maybeRefValue||refValue1

But errors with such case use are often encountered

constrefValue1:Ref<number>=ref(0)if(refValue1){//incorrect condition}