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Pension systems by country

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v t e

The table below shows thepension systemspillars by country.

Pension systems by country^[1]^[2]
Country	Pillar 0	Pillar 1	Pillar 2	Pillar 3
Afghanistan	No	Y Social insurance system	N/A	N/A
Algeria	Y Social assistance	Y Social insurance system	N/A	N/A
Argentina	Y Basic pension	Y Social insurance system	No, closed in 2008	N/A
Armenia	YSocial assistance	Y Social insurance system	Y Mandatory individual accounts	Y Voluntary pensions
Australia	Y Social assistance	YMandatory occupational pension system	N/A	N/A
Austria	No	Y Social insurance system	Y Occupational pensions	Y Private pensions
Bahrain	No	Y Social insurance system	N/A	N/A
Bangladesh	Y Social assistance	N/A	N/A	N/A
Belarus	Y Social assistance	Y Social insurance system	N/A	N/A
Belgium	Y Social assistance	Y Social insurance system	N/A	N/A
Bhutan	No	Y Provident fund system	No	N/A
Botswana	Y Basic pension	No	No	N/A
Brazil	Y Social assistance	Y Social insurance system	N/A	N/A
Brunei	Y Basic pension	Y Provident fund system	Y Supplementary individual account	N/A
Bulgaria	Y Social assistance	Y Social insurance system	Y Individual accounts	N/A
Burkina Faso	No	Y Social insurance system	N/A	N/A
Burundi	No	Y Social insurance system	N/A	N/A
Cameroon	No	Y Social insurance system	N/A	N/A
Canada	YBasic pension	YCanada Pension Plan	N/A	YRegistered retirement savings plan
China	Y Social assistance	Y Social insurance system	Y Mandatory individual accounts	N/A
Czech Republic	Y Basic pension	Y Social insurance system	No, canceled in 2016	Y Voluntary individual accounts
Dominican Republic	Y Social assistance	Y Mandatory individual accounts	N/A	N/A
El Salvador	Y Social assistance	Y Mandatory individual accounts	N/A	N/A
Estonia	Y Social assistance	Y Social insurance system	Y Mandatory individual accounts	Y Voluntary individual accounts
Eswatini	Y Social assistance	Y Provident fund system	N/A	N/A
France	Y Social assistance	Y Social insurance system	Y Mandatory occupational pension provision	Y Voluntary private collective pension provision Voluntary private individual pension provision
Georgia	Y Basic pension	N/A	N/A	N/A
Germany	Y Social assistance	Y Social insurance system	Y Voluntary occupational pension insurance	Y Private pension schemes
Hong Kong	Y Basic pension	YProvident fund system	N/A	N/A
Hungary	Y Social assistance	Y Private pension fund	Y Voluntary pension fund	N/A
India	YSocial assistance	YEmployees’ Provident Fund	YVoluntary pension insurance	Y Individual private pension plans
Ireland	Y Basic pension	Y Social insurance systemPay Related Social Insurance	Y Occupational pension schemes	N/A
Italy	Y Social assistance	YNotional Defined Contributions	N/A	N/A
Japan	N/A	N/A	N/A	N/A
Jordan	No	Y Social insurance system	N/A	N/A
Kazakhstan	Y Basic pension	Y Mandatory individual accounts	N/A	N/A
Kenya	Y Older Persons Cash Transfer	Y Mandatory individual accounts	No	N/A
Kyrgyzstan	Y Social assistance	YNotional Defined Contributions	No	N/A
Latvia	Y Social assistance	YNotional Defined Contributions	Y Mandatory individual accounts	Y Voluntary individual accounts
Lithuania	Y Social assistance	Y Social insurance system	Y Voluntary pension fund	Y Voluntary individual accounts
Luxembourg	No	Y Social insurance system	Y Mandatory occupational pension provision	Y Voluntary pensions funds and endowment policy insurances with tax benefits
Malawi	no	Y Mandatory individual accounts	N/A	N/A
Malaysia	Y Social assistance	Y Provident Fund System (KWSP) or Individual pension account (KWAP/LTAT)	YProvident Fund System	Y Voluntary individual accounts: i-Saraan voluntary Provident Fund System
Mexico	YSocial assistance	Y Mandatory individual accounts	N/A	N/A
Monaco	No	Y Social insurance system	No	N/A
Mongolia	Y Social assistance	YNotional Defined Contributions	N/A	N/A
Morocco	No	Y Social insurance system	N/A	N/A
Mozambique	Y Social assistance	Y Social insurance system	N/A	N/A
Namibia	Y Social assistance	Y Social insurance system	N/A	N/A
Nepal	Y Social assistance	YProvident fund system	N/A	N/A
Netherlands	Y Social assistance	Y Social insurance system	Y Private employee pensions	Y Individual private pensions
New Zealand	Y Basic pension	Y Individual accounts	N/A	N/A
Nigeria	No	Y Mandatory individual accounts	No	N/A
North Korea	N/A	N/A	N/A	N/A
Norway	Y Basic pension	YNotional Defined Contributions	Y Occupational pension schemes	Y Individual pensions
Oman	No	Y Social insurance system	N/A	N/A
Pakistan	No	Y Social insurance system	N/A	N/A
Papua New Guinea	No	Y Mandatory occupational retirement system	N/A	N/A
Philippines	Y Social assistance	Y Social insurance system	N/A	N/A
Poland	Basic pensions for mothers of four or more children from March 2019	YNotional Defined Contributions	Y Voluntary Open Pension Funds (OFE)	Y Voluntary individual accounts: Occupational Pension Programs (PPE) Individual Pension Accounts (IKE/IKZE) Employee Capital Plans (PPK)
Portugal	Y Social assistance	Y Social insurance system	N/A	N/A
Qatar	No	Y Social insurance system	N/A	N/A
Romania	No	Y Social insurance system	Y Mandatory individual accounts	Y Voluntary individual accounts
Russia	Y Basic pension	Y Social insurance system	Y Mandatory pension funds	Y Voluntary private pension funds
Rwanda	No	Y Social insurance system	N/A	N/A
Saudi Arabia	No	Y Social insurance system	N/A	N/A
Senegal	No	Y Social insurance system	N/A	N/A
Sierra Leone	No	Y Social insurance system	N/A	N/A
Singapore	Y Social assistance	YProvident fund system	N/A	N/A
Slovakia	Y Basic pension	Y Social insurance system	Y Voluntary individual accounts	N/A
Slovenia	Y Social assistance	Y Social insurance system	N/A	N/A
Solomon Islands	No	Y Provident fund system	N/A	N/A
South Africa	Y Basic pension	N/A	N/A	N/A
South Korea	Y Social assistance	Y Social insurance system	N/A	N/A
South Sudan	No	No	No	N/A
Spain	Y Social assistance	Y Social insurance system	N/A	N/A
Sri Lanka	No	Y Provident fund system	Y Supplementary fund	N/A
Sudan	No	Y Social insurance system	N/A	N/A
Sweden	Y Basic pension	YNotional Defined Contributions	Y Mandatory individual accounts	N/A
Switzerland	N/A	Y Social insurance system	Y Mandatory occupational pension system	Y Voluntary pensions funds and endowment policy insurances with tax benefits
Syria	N/A	N/A	N/A	N/A
Taiwan	Y Social assistance	Y Social insurance system	Y Mandatory individual accounts	N/A
Tanzania	No	Y Social insurance system	N/A	N/A
Thailand	Y Social assistance	Y Social insurance system	Y Voluntary national savings fund	N/A
Turkey	Y Social assistance	Y Social insurance system	N/A	N/A
Turkmenistan	Y Social assistance	YNotional Defined Contributions	N/A	N/A
Uganda	No	Y Provident fund system	N/A	N/A
Ukraine	Y Social assistance	Y Social insurance system	Y Mandatory state pension fund	Y Voluntary individual pensions
United Arab Emirates	No	Y Social insurance system	N/A	N/A
United Kingdom	Y Basic pension	Y Social insurance system	Y Occupational schemes	Y Voluntary individual pensions: Stakeholder pensions Group personal pensions Self-invested personal pensions
United States	Y Social assistance	Y Social insurance system	N/A	N/A
Uruguay	Y Social assistance	Y Social insurance system	Y Mandatory individual accounts	N/A
Uzbekistan	Y Social assistance	Y Mandatory individual accounts	N/A	N/A
Venezuela	Y Social assistance	Y Social insurance system	N/A	N/A
Vietnam	Y Social assistance	Y Social insurance system	N/A	N/A
Zambia	No	Y Social insurance system	N/A	N/A
Zimbabwe	No	Y Social insurance system	N/A	N/A

**First pillar of pension system by country:**
  Basic non-contributory pension
  Mandatory individual accounts
  Provident fund system
  Workers can switch between social insurance system or individual accounts
  Social insurance system

Funded and pay-as-you-go shares by country

[edit]

Pension entitlements by funding type in % of total in year 2021.^[3]

Country	Private	Funded	Pay-as-you-go
Austria	3	15	83
Belgium	8	17	75
Bulgaria	7	0	93
Croatia	9	0	91
Cyprus	4	13	83
Czech Republic	3	0	97
Denmark	73	25	2
Estonia	0	3	97
Finland	1	0	99
France	0	13	87
Germany	7	14	79
Greece	1	0	99
Hungary	0	0	100
Iceland	54	14	33
Ireland	16	23	61
Italy	2	0	98
Latvia	8	3	90
Lithuania	4	2	95
Luxembourg	2	17	81
Malta	0	7	93
Netherlands	36	14	51
Norway	8	11	81
Poland	3	8	90
Portugal	3	25	72
Romania	2	0	98
Slovakia	5	14	81
Slovenia	1	0	98
Spain	1	9	90
Sweden	33	5	62
Switzerland	34	5	62

Notable examples of pension systems by country

[edit]

Some of the listed systems might also be consideredsocial insurance.

Argentina –Administración Nacional de la Seguridad Social
Armenia –Pensions in Armenia
Australia:
- Superannuation in Australia – Private, and compulsory, individual retirement contribution system.
- Social Security – Public pensions
Austria –Pensions in Austria
Canada:
- Canada Pension Plan
- Old Age Security
- Quebec Pension Plan
- Registered retirement savings plan
- Saskatchewan Pension Plan
Finland –Kansaneläkelaitos
France:
- Pensions in France
- Allocation de Solidarité aux Personnes Agées
- Pensions Reserve Fund (France)
Hong Kong:^[4]
- Mandatory Provident Fund (MPF Schemes)
- Occupational Retirement Schemes (ORSO Schemes)
India:
- Pensions in India
- National Pension System
- Employees' Provident Fund Organisation of India
Iranian Social SecurityCivil Servants Pension Fund
Japan –National Pension
Malaysia:
- Employees Provident Fund – Private voluntary retirement contribution system
- Retirement Fund – Public pensions
- Armed Forces Fund Board – Military pensions
Mexico –Mexico Pension Plan
Netherlands –Algemene Ouderdomswet
New Zealand:
- New Zealand Superannuation – public pensions
- KiwiSaver – Private voluntary retirement contribution system
Poland –Social Insurance Institution
Singapore –Central Provident Fund
South Korea –National Pension Service
Sri Lanka –Employees' Provident Fund (Sri Lanka) andEmployees' Trust Fund
Sweden –Social security in Sweden
Switzerland –Pension system in Switzerland
United Kingdom:
- Pensions in the United Kingdom
- Self-invested personal pensions
United States:
- Public employee pensions
- Retirement plans in the United States
- Social Security
Vanuatu –Vanuatu National Provident Fund

References

[edit]

^"Social Security Programs Throughout the World".ssa.gov.
^"Social protection in older age | Pension watch".pension-watch.net.{{cite web}}: CS1 maint: url-status (link)
^"Pensions in national accounts, Table 2".Eurostat. 27 September 2024. Retrieved21 June 2025.
^"Official Website of Mandatory Provident Fund Schemes Authority".

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Roles	Cooperative Employee Employer Internship Job Labour hire Permanent employment Supervisor Volunteering
Working class	Blue-collar Green-collar Grey-collar Pink-collar Precariat White-collar Red-collar New-collar No-collar Orange-collar Scarlet-collar Black-collar Gold-collar
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Attendance	Break Break room Career break Compassionate leave Bereavement leave Furlough Gap year Leave of absence Long service leave No call, no show Sabbatical Sick leave Stress leave Time clock
Schedules	35-hour workweek Four-day week Eight-hour day 996 working hour system Flextime On-call Overtime Remote work Six-hour day Shift work Working time Workweek and weekend
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Benefits	Annual leave Casual Friday Child care Disability insurance Health insurance Life insurance Marriage leave Parental leave Pension By country Perk-cession Sick leave United States Take-home vehicle Well-being washing
Taxes	Payroll tax Tax bracket Income tax Negative Disposable income Salary packaging Unreported employment
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Unemployment	Barriers to entry Discouraged worker Economic depression Great Depression Long Depression Frictional unemployment Full employment Graduate unemployment Involuntary unemployment Jobless recovery Phillips curve Recession Great Recession Job losses caused by the Great Recession Lists of recessions Recession-proof job Reserve army of labour Structural unemployment Technological unemployment Types of unemployment Unemployment benefits Unemployment Convention, 1919 Unemployment extension List of countries by unemployment rate Employment-to-population ratio List Wage curve Youth unemployment
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See also	Bullshit job Busy work Credentialism and educational inflation Emotional labor Evil corporation Going postal Kiss up kick down Labor rights Make-work job Narcissism in the workplace Post-work society Presenteeism Psychopathy in the workplace Sunday scaries Slow movement (culture) Toxic leader Toxic workplace Wage compression Working poor Workhouse
See also templates Aspects of corporations Aspects of jobs Aspects of occupations Aspects of organizations Aspects of workplaces Corporate titles Critique of work Organized labor

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Funded and pay-as-you-go shares by country

Notable examples of pension systems by country

See also

References