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NRMA

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Australian organisation
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NRMA
National Roads and Motorists' Association
Formation1920
TypeMutualcompany limited by guarantee.
HeadquartersSydney Olympic Park,New South Wales, Australia
Membership3.5 million (2025)
Key people
Derek Stanwell (Chairman)
Carolyn Darke (Interim CEO)
Revenue$1 billion (2025)
Websitemynrma.com.au

TheNRMA (trading name ofNational Roads and Motorists' Association) is an Australian organisation offeringroadside assistance, advocacy for motorists and road-users, motoring advice,International Driving Permits, travel accommodation, member benefits, car hire, and marine commuter services in all ofAustralia. It is a member-ownedmutualcompany limited by guarantee. It was formed in 1920.

Prior to 2000, the organisation offeredmutual insurance but that part of the business wasdemutualised andspun out as NRMA Insurance, which is now part ofInsurance Australia Group. The NRMA and NRMA Insurance are independent companies with an agreement to use the same brand name even though each company is responsible for distinguishing the difference between the two organisations.

History

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Early history

[edit]

National Roads Association

[edit]
NRMA-endorsed new car dealer inTumut, from a 2005 exhibition.

The Australian National Roads Association, which would become the NRMA, was launched in 1920. Its original aim was not to provide road service or insurance, but to obtain "reasonable and just legislation" to fund and improve roads.[1]

The early 1900s brought the arrival of motorised road transport and car and truck use were gaining popularity. The government was placed under pressure to improve roads as competition increased with railways.[2] The 1919 Local Government Act[3] left all decisions to local councils, where decisions were made "from the point of view of the local utility."

The 1950s heralded the beginning of a huge surge in the number of cars on Australian roads, and NRMA membership increased in kind. It hit one million members in the 1970s, and by the late 1980s, that number had doubled.[1]

Role of the RACA

[edit]

TheRoyal Automobile Club of Australia (RACA) had been campaigning for better roads since its creation. The club had initiated a Good Roads Association in 1912.

The National Roads Association aimed to become a broader and stronger pressure group with the same objectives as RACA, and it received full support from the latter. RACA's President, WJ McKinney, and DM Cooper, the chairman of RACA's Roads and Tours committee, were among the provisional committee members when the Association was formally established on 4 February 1920.

Creation of NRMA and continued RACA involvement

[edit]
NRMA hood ornament on a 1930sRolls-Royce Phantom

Former prime ministerChris Watson became NRA president in 1920 and served until his death in 1941. The National Roads Association was restructured as the National Roads and Motorists' Association at the beginning of 1924. With a goal strikingly similar to that of RACA, it positioned the NRMA as a competitor as much as a collaborator, particularly when it began to employ its own road service "guides". These returned servicemen "of exemplary character" patrolled specific areas, including the popular beaches ofCoogee,Bondi Beach andBronte, or were based at congested spots on the roads out of the city where they could receive messages by phone or relayed by other motorists.[1]

The NRMA attended a 1925 meeting convened by RACA on traffic regulations. Together with other motoring lobby groups, they resolved to draft suggested reforms. Particular concerns included the need for a special traffic court, and a change to the "plethora of danger signs" that had appeared in the streets, accompanied by "frequently incomprehensible signals of police" at intersections. As an alternative to the red triangle placed by police at danger spots.[citation needed]

Launch of NRMA Insurance

[edit]
NRMA badges

By 1925, NRMA had 7,637 members, nearly double the previous year's. In that year NRMA formed NRMA Insurance, which also became a sub-agency ofLloyd's of London, and offered new household policies in addition to motoring insurance.[4]

NRMA Insurance is nowAustralia-wide with the exception ofVictoria.[5]

The NRMA

[edit]

The NRMA is a member-owned mutual organisation. In 2024, NRMA provided roadside assistance to over 2.8 million members in NSW. Outside NSW, service to NRMA members from NSW is provided by other state-based motoring clubs such as RACV, RACQ and RAA. Likewise, when members from other states visit NSW, the NRMA provides roadside assistance to them.

Other motoring services provided by the NRMA include mobile car battery replacement, driver training, vehicle inspections, International Driving Permits and car advice

As part of the NRMA, there’s a benefits program My NRMA Rewards which provides a range of discounts exclusive to members on a variety of goods and services. These include everyday items such as groceries and fuel, as well as discretionary purchases like fashion, movie tickets, experiences and accommodation.[6]

Relationship with RACA

[edit]

WhenWorld War II began, it followed the RACA's early lead in forming the NRMA Transport Auxiliary. This force of 500 drivers would provide rapid troop transport if required. Staff member, Miss K. Broadbent, organised a Women's Auxiliary Transport Corps which trained 506 women to drive more complex vehicles such as trucks, ambulances and motorcycles.[7]

At the end of the war, RACA made the decision to cease its road service operations. The NRMA's growth had made its competing operations considerably wider in scope and reach. RACA's members were served by an agreement with the NRMA whereby RACA membership included entitlement to full NRMA services.[8]

Demutualisation

[edit]

NRMA Insurances' financial success had led to a huge accumulation of surplus funds which could not be distributed back to members and was attractive to outside interests. Insurance premium rebates to members had the effect of artificially and harmfully deflating the price of NRMA's insurance products.[citation needed]

After years of discussion and acrimony, NRMA Insurance Limited was demutualised in August 2000 and was separated from the National Roads and Motorists' Association Limited. NRMA Insurance Limited later changed its name toInsurance Australia Group.[9]

Separate paths

[edit]
Manly Fast Ferry

NRMA remains a mutual company owned by its members. Insurance Australia Group is a listed company owned by its shareholders. It has a number of operating subsidiaries using the NRMA brand, including NRMA Insurance Limited, as well as a number of other insurance and related brands.

During 2004 and 2005, the NRMA, in a joint venture agreement with JF Meridian Trust, acquired theTravelodge Australia chain of hotels in Australia.[10] This was sold in 2021.[11]

In September 2006, the NRMA purchased a 75% shareholding in the AustralianThrifty Car Rental franchise fromMitsubishi Motors Australia.[12] The deal was highlighted in the media and in NSW Parliament[13] as potentially involving conflict of interest with the board member Gary Punch. In December 2008, the NRMA acquired the remaining 25% shareholding in Thrifty.[14] In 2021 the Thrifty franchise was relinquished and the NRMA became aSixt franchisee.[15][16]

It has also continued to grow its travel and holiday operations by investing in tourist parks, and in January 2007, acquired a major stake in the travel wholesaler Adventure World.[17] In March 2021, it was announced that the NRMA had purchased the Tasmanian tourism assets of theRoyal Automobile Club of Tasmania (RACT) including Cradle Mountain Hotel, Freycinet Lodge, Gordon River Cruises and Strahan Village to be operated under the NRMA Expeditions brand.[18] In November 2022, the NRMA acquired Pumphouse Point, located in theCradle Mountain-Lake St Clair National Park, to also be operated under the NRMA Expeditions brand in Tasmania.[19]

In 2017 the NRMA purchasedManly Fast Ferry.[20]

EV

[edit]

In 2012 the NRMA opened free public charging stations for electric vehicles in Sydney (fast charger) and Canberra. They also undertook electric vehicle roadshows to help raise awareness, and also trialled one of the first electric vehicles as roadside assistance vehicles.[21]

Criticism

[edit]

In 2008 the NRMA was criticised for its anti-cycleway stance.Lord Mayor of Sydney,Clover Moore, said the NRMA, like big petroleum companies, has a vested interest in campaigning for car use.[22]GreensMPLee Rhiannon said the NRMA has an anti-cycleway agenda. Said Rhiannon: "The NRMA's anti-cycleway campaign is a crude attempt to boost money for road building. It's time the NRMA leadership came into the 21st century and recognised that encouraging more cyclists is an easy way to reduce road congestion." Rhiannon accused the NRMA of using misleading statistics in its campaign.[23]

Policy positions

[edit]

Advocacy for the interests of motorists is the foundation activity of the NRMA.[24]: 3 [1] The NRMA "contributes to parliamentary and government processes in a number of ways"[25] and is frequently quoted in the media.

The NRMA has collaborated withBusiness Sydney andBusiness Western Sydney on policy reports[26][27] and submissions.[28]

In 2011, the NRMA stated "building more roads to expand capacity" would "not ‘solve’ congestion anyway in the longer term" (due toinduced demand).[29]: 5 

Congestion Charging

[edit]
See also:Toll roads in Australia § Road pricing reform in NSW

In 2013, in a discussion of Road User Charging in a NSW Parliament submission, the NRMA stated it "strongly believes that motorists already pay enough for travel". It claimed similar results can be achieved by "encouraging people" to travel at different times.[30]: 5  It advocated that "No congestion tax be imposed on motorists to fund road infrastructure". The NRMA claimed the "current backlog" of NSW road infrastructure was $115 billion and recommended traditional government financing as the "first option" to fund road projects.[30]: 8 

In 2021 the NRMA stated it "supports the availability of all funding models to maximise investment in road and transport infrastructure".[31]

In 2022, after a confidential report was released suggesting a congestion tax for Sydney, the NRMA said the plan would discourage people travelling into the CBD and suggested "maybe this is not the best idea".[32]

Safer urban speed limits

[edit]

The NRMA opposed the introduction of 40km/h speed limits in Sydney[33][34][35] and in Canberra.[36] There have been statistically significant reductions in crashes following implementation of 40 km/h speed limits in parts of Sydney.[37]

The NRMA stated a 2022 proposal for 30km/h zones on neighbourhood roads and local centres "does not work", claiming "You've got to use science and data and research and history when you are setting speed limits".[32] Amid a 10.2% year-on-year increase in road deaths, in 2024 more than 100 of Australia’s top transport and urban researchers signed an open letter calling for lower speed limits on local streets.[38]

Pedestrians

[edit]

The NRMA jointly funded the incorporation of thePedestrian Council of Australia in 1996 with theRoads & Traffic Authority.

To stop the rise in pedestrian fatalities, the NRMA advocates for the "need to educate people about the dangers of distracted walking" as well as safe vehicles and safe infrastructure.[24]: 4 

The NRMA has campaigned against "distracted walking" and "drunk walking".[39] In their 2019 "Look Up - Keeping Pedestrians Safe" report, the top 3 recommendations of the NRMA's were "more data to quantify the role of distracted walking" in crashes involving pedestrians, education campaigns to underline the dangers of distracted walking, and improving awareness among venues servicing alcohol (and their customers) "about the dangers of drunk walking".[24]: 4  The report recommended "Installation of overpasses and underpasses" and the installation of pedestrian fencing. It also claimed it is not safe for vehicles to be required to give way to pedestrians at traffic signals, and that pedestrians need protection from turning vehicles at intersections.[24]: 15 

Cyclists

[edit]

In 2008 the NRMA accused the government of wasting millions of dollars building cycleways.[23]

In 2026 the NRMA stated that "illegal e-bikes to be outlawed on all public roads".[40]

The NRMA supports increasing enforcement and police powers, including potential confiscation of e-bikes for illegal use.[41]

In 2026 the NRMA "spearheaded" a campaign to "introduce registration and identification requirements for e-bikes" and "calls for set of reforms around e-bike use". The NRMA claims e-bike use is currently largely unregulated.[41]

An NRMA spokesperson said "What we need to do is find a way to get these kids off these bikes. And absolutely get these kids off our roads while they’re riding these bikes."[41][42] In Australia, riding an e-bike on most roads is legal, and is necessary due to underinvestment in separated cycleways, due to "decades of car-centric city planning".[43]

Car Parking

[edit]

In 2025 the NRMA published a report (a combined project ofBusiness Sydney,Business Western Sydney and the NRMA[27]: 5 ) studying parking costs.[27] The report claimed that "Sydney is being held back by expensive and hard-to-find parking."[27]: 4 

The report recommended to cap parking fees, start a Western Sydney parking inquiry, and implement a state-wide parking app.[27]: 7  It suggested correction of "policy misalignment" as "Current parking pricing strategies may be outdated for the Sydney CBD", claiming high fees were no longer needed to drive modal shift.[27]: 11 

Publication

[edit]

NRMA launchedThe Open Road to inform its members about its activities, including campaigning governments for improved roads, road safety and information about motoring. It was launched in 1921 under the nameGood Roads and was renamedThe Open Road in 1927.[1][44]

References

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  1. ^abcdeBrooham, Rosemary (1996).On the road: The NRMA's first seventy-five years.Allen & Unwin.ISBN 1-86448-008-4.
  2. ^"History of Queensland's roads (Department of Transport and Main Roads)".sc-tmrwcmgr-cd.azurewebsites.net. Retrieved7 November 2023.
  3. ^Local Government Act 1919, No. 41 (austlii.edu.au)
  4. ^"Lloyd's: The view from the top".InvestSMART. Retrieved14 November 2024.
  5. ^https://www.nrma.com.au/
  6. ^"About".
  7. ^"Then and Now: Women on the move".www.mynrma.com.au. Retrieved14 November 2024.
  8. ^"Home".
  9. ^https://www.iag.com.au/about-us/what-we-do
  10. ^"NRMA invests in Travelodge hotel group" (Press release). NRMA. 31 December 2004. Archived fromthe original on 27 September 2007. Retrieved28 June 2007.
  11. ^Salter Brothers buys Travelodge portfolio for record $620mAustralian Financial Review 23 July 2021
  12. ^"Thrifty Australia Acquired in Joint Venture Purchase" (Press release). NRMA. 2 August 2006. Retrieved28 June 2007.
  13. ^Hansard extract, NSW Legislative Council, 19 September 2006, page 75 (article 46)
  14. ^NRMA purchase of Thrifty under scrutinySydney Morning Herald 26 February 2009
  15. ^NRMA hires Greenhill for Thrifty dealsAustralian Financial Review 3 February 2021
  16. ^Sixt Takes Big Stake in Australia via NRMA PartnershipBusiness Travel News 8 December 2021
  17. ^"NRMA acquires travel wholesaler" (Press release). NRMA. 24 January 2007. Retrieved28 June 2007.
  18. ^Allen, Lisa (23 March 2021)."NRMA on Tasmainian resort buying spree".The Mercury. Retrieved4 February 2024.
  19. ^Wilmot, Ben; Petty, Sarah (15 November 2022)."Tasmania's picturesque 'Pumphouse Point' bought by motoring body the NRMA".The Mercury. Retrieved4 February 2024.
  20. ^The history of Manly Fast Ferry NRMA
  21. ^"Electric Vehicle Hire with SIXT Car Rental - Sixt Car rental".
  22. ^Moore, Clover (11 January 2008)."Cycling the way to go in this overcrowded city".Sydney Morning Herald. Retrieved11 January 2008.
  23. ^abSmith, Alexandra (11 January 2008)."Bike lanes dangerous, cyclists warn".Sydney Morning Herald. Retrieved11 January 2008.
  24. ^abcdLook Up - Keeping Pedestrians Safe(PDF) (Report). NRMA. June 2019.
  25. ^Tim Trumper."Inquiry into Road Safety Submission 76 - Supplementary Submission". Letter to Joint Select Committee on Road Safety. NRMA.
  26. ^Madeleine Bower (27 March 2025)."Sydney global leader in massive parking fees". The Daily Telegraph.
  27. ^abcdefNRMA (March 2025)."Parkin' mad"(PDF).Archived(PDF) from the original on 28 March 2025.
  28. ^Daryl Kerry; Allison Taylor; David Borger; Rohan Lund (22 November 2016)."SYDNEY OLYMPIC PARK MASTER PLAN 2030- 2016 REVIEW SUBMISSION"(PDF). Letter to NSW Department of Planning. Business Western Sydney.
  29. ^NRMA (May 2011)."DECONGESTION: 10 ways to relieve Sydney's traffic headache"(PDF). Parliament of New South Wales.Archived(PDF) from the original on 9 April 2024.
  30. ^abWendy Machin; Ms Wal Setkiewicz (27 February 2013)."Inquiry into Road Access Pricing"(PDF). Letter to Mr Charles Casuscelli MP.
  31. ^NRMA (21 May 2021)."Submission to the Inquiry into Road Tolling Regimes"(PDF). Parliament of New South Wales.
  32. ^abSavannah Meacham."Confidential report reveals new government proposal to slug Sydney drivers with congestion tax". AAP,9News.
  33. ^Megan Gorrey (9 July 2024)."The Sydney suburbs where drivers will need to slow down". Sydney Morning Herald.
  34. ^Barbara Miller (13 September 2010)."Program: NSW Premier unveils CBD transport overhaul". ABC News.
  35. ^Andrea McCullagh (20 May 2015)."40km/h blanket speed limit proposal for North Sydney". Daily Telegraph.
  36. ^Jasper Lindell (12 September 2023)."'Staggering': NRMA says Canberra city centre 40kmh zone has failed to make roads safer".
  37. ^"Evaluation of permanent 40 km/h speed limits: Summary report"(PDF). Transport for NSW Centre for Road Safety. October 2018. p. 4.
  38. ^Jennifer L. Kent (30 August 2024)."Lower speeds on local streets cut deaths and injuries by a quarter in Wales. Over 100 experts want Australia to do the same". The Conversation.doi:10.64628/AA.ntnra7rt3.
  39. ^"'Smartphone zombies' at risk on Sydney streets, NRMA warns". AAP, The Sydney Morning Herald. 13 June 2019.
  40. ^"Police condemn dozens of e-bike riders for Sydney Harbour Bridge stunt". ABC News.
  41. ^abcSam Charlwood (4 February 2026)."NSW Government to announce reforms for e-bike use". NRMA.
  42. ^Ima Caldwell (4 February 2026)."NRMA calls to 'get these kids off our roads' as police investigate ebike swarm on Sydney Harbour Bridge". The Guardian.
  43. ^Anish Bhasin (2023)."Sydney's Missing Cycleway Network: A Strategic Policy Failure". Bar News.
  44. ^The Open RoadNational Library of Australia catalogue

External links

[edit]
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