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MegaLink

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Not to be confused withMEGAlink.

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MegaLink

Product type	Online bank
Country	Philippines
Introduced	1989; 36 years ago (1989)
Discontinued	2015; 10 years ago (2015)
Markets	8 members with 3,413 ATMs across the Philippines^{[citation needed]}
Website	http://www.megalink.com.ph/

MegaLink (also spelled asMegalink) is a Philippine-based developer of mobile andbanking software as well as a service provider for banks, specifically forAutomatic Teller Machine (ATM) networks and point of sale systems for banks. It was established in 1989; it was later repurposed in 2015.

History

[edit]

Interface of a BDO Unibank ATM in Bacoor, Philippines. BDO Unibank, an original MegaLink member bank, retains the use of MegaLink nomenclature and design in its software despite its mandated transfer to BancNet.

MegaLink was formed in September 1989 byEquitable Banking Corporation (now merged withBanco de Oro), Far East Bank and Trust Company (now part ofBPI),Philippine National Bank (currently aBancNet member), andUnited Coconut Planters Bank.

MegaLink was launched on March 19, 1990. MegaLink was linked with bothBancNet andExpressnet. In 1992, the banks ofATM Bersama, an Indonesianinterbank network, turned to MegaLink's expertise as their model for a shared services network. MegaLink launched the DebitBills Payment as well as purchases viaPOS terminals in 1993. A year later, MegaLink introducedtelephone banking.^{[This paragraph needs citation(s)]}

In 1995, MegaLink forged an alliance withBancNet. In 2003, MegaLink launched an Electronic Settlement with theBangko Sentral ng Pilipinas. In 2006, theATM Industry Association (ATMIA) signed up MegaLink as a founding member in the Philippines. In 2011, MegaLink was interconnected with theKorea Financial Telecommunications and Clearings Institute (KFTC) in South Korea. MegaLink implemented a Telco-agnostic mobile banking service. In 2013, MegaLink also interconnected with National ITMX in Thailand.^{[This paragraph needs citation(s)]}

In late January 2015, MegaLink andBancNet announced their merger.^[1] BancNet is the sole surviving entity, while MegaLink has been repurposed.^[2] MegaLink now lists itself as a BancNet member under the independent ATM deployer category.^[3] Following the repurposing, MegaLink and its assets were sold to the Japanese conglomerateHitachi, of which MegaLink is now a subsidiary.